| Reconciliation of Revenues and Measures of Profit or Loss from Segment to Consolidated |
The following tables present the reconciliations of reportable segment revenues and measures of profit or loss and line item reconciliation to CTBI’s consolidated financial statement totals for the periods indicated.
|
(in thousands)
Three Months Ended June 30, 2026
|
|
Community
Banking
Services
|
|
|
Holding
Company
|
|
|
Eliminations
|
|
|
Consolidated
|
|
|
Interest income:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Interest and fees on loans, including loans held for sale
|
|
$
|
80,328 |
|
|
$
|
0 |
|
|
$
|
0 |
|
|
$
|
80,328 |
|
|
Interest and dividends on securities:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Taxable
|
|
|
7,254 |
|
|
|
0 |
|
|
|
0 |
|
|
|
7,254 |
|
|
Tax exempt
|
|
|
563 |
|
|
|
0 |
|
|
|
0 |
|
|
|
563 |
|
|
Interest and dividends on Federal Reserve Bank and Federal Home Loan Bank stock
|
|
|
169 |
|
|
|
0 |
|
|
|
0 |
|
|
|
169 |
|
|
Interest on Federal Reserve Bank deposits
|
|
|
2,817 |
|
|
|
0 |
|
|
|
0 |
|
|
|
2,817 |
|
|
Other, including interest on federal funds sold
|
|
|
81 |
|
|
|
26 |
|
|
|
0 |
|
|
|
107 |
|
|
Total interest income
|
|
|
91,212 |
|
|
|
26 |
|
|
|
0 |
|
|
|
91,238 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Interest expense:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Interest on deposits
|
|
|
26,839 |
|
|
|
0 |
|
|
|
0 |
|
|
|
26,839 |
|
|
Interest on repurchase agreements and federal funds purchased
|
|
|
2,592 |
|
|
|
0 |
|
|
|
0 |
|
|
|
2,592 |
|
|
Interest on long-term debt
|
|
|
109 |
|
|
|
858 |
|
|
|
(49 |
)
|
|
|
918 |
|
|
Total interest expense
|
|
|
29,540 |
|
|
|
858 |
|
|
|
(49 |
)
|
|
|
30,349 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net interest income
|
|
|
61,672 |
|
|
|
(832 |
)
|
|
|
49 |
|
|
|
60,889 |
|
|
Provision for credit losses
|
|
|
2,771 |
|
|
|
0 |
|
|
|
0 |
|
|
|
2,771 |
|
|
Net interest income after provision for credit losses
|
|
|
58,901 |
|
|
|
(832 |
)
|
|
|
49 |
|
|
|
58,118 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Noninterest income:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Deposit related fees
|
|
|
7,657 |
|
|
|
0 |
|
|
|
0 |
|
|
|
7,657 |
|
|
Gains on sales of loans, net
|
|
|
61 |
|
|
|
0 |
|
|
|
0 |
|
|
|
61 |
|
|
Trust and wealth management income
|
|
|
4,874 |
|
|
|
0 |
|
|
|
(150 |
)
|
|
|
4,724 |
|
|
Loan related fees
|
|
|
1,146 |
|
|
|
0 |
|
|
|
0 |
|
|
|
1,146 |
|
|
Bank owned life insurance
|
|
|
1,188 |
|
|
|
0 |
|
|
|
0 |
|
|
|
1,188 |
|
|
Brokerage revenue
|
|
|
528 |
|
|
|
0 |
|
|
|
0 |
|
|
|
528 |
|
|
Securities gains (losses)
|
|
|
924 |
|
|
|
0 |
|
|
|
0 |
|
|
|
924 |
|
|
Dividend and undistributed income from subsidiaries
|
|
|
0 |
|
|
|
31,209 |
|
|
|
(31,209 |
)
|
|
|
0 |
|
|
Other noninterest income
|
|
|
1,696 |
|
|
|
342 |
|
|
|
(667 |
)
|
|
|
1,371 |
|
|
Total noninterest income
|
|
|
18,074 |
|
|
|
31,551 |
|
|
|
(32,026 |
)
|
|
|
17,599 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Noninterest expense:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Officer salaries and employee benefits
|
|
|
4,742 |
|
|
|
821 |
|
|
|
(269 |
)
|
|
|
5,294 |
|
|
Other salaries and employee benefits
|
|
|
17,926 |
|
|
|
252 |
|
|
|
(252 |
)
|
|
|
17,926 |
|
|
Occupancy, net
|
|
|
2,564 |
|
|
|
0 |
|
|
|
0 |
|
|
|
2,564 |
|
|
Equipment
|
|
|
804 |
|
|
|
55 |
|
|
|
(56 |
)
|
|
|
803 |
|
|
Data processing
|
|
|
3,294 |
|
|
|
10 |
|
|
|
(453 |
)
|
|
|
2,851 |
|
|
Taxes other than property and payroll
|
|
|
619 |
|
|
|
0 |
|
|
|
0 |
|
|
|
619 |
|
|
Legal fees
|
|
|
297 |
|
|
|
33 |
|
|
|
0 |
|
|
|
330 |
|
|
Professional fees
|
|
|
1,393 |
|
|
|
132 |
|
|
|
(771 |
)
|
|
|
754 |
|
|
Advertising and marketing
|
|
|
832 |
|
|
|
9 |
|
|
|
0 |
|
|
|
841 |
|
|
FDIC insurance
|
|
|
751 |
|
|
|
0 |
|
|
|
0 |
|
|
|
751 |
|
|
Other real estate owned provision and expense
|
|
|
38 |
|
|
|
0 |
|
|
|
0 |
|
|
|
38 |
|
|
Repossession expense
|
|
|
306 |
|
|
|
0 |
|
|
|
0 |
|
|
|
306 |
|
|
Other noninterest expense
|
|
|
4,022 |
|
|
|
410 |
|
|
|
(139 |
)
|
|
|
4,293 |
|
|
Total noninterest expense
|
|
|
37,588 |
|
|
|
1,722 |
|
|
|
(1,940 |
)
|
|
|
37,370 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Income before income taxes
|
|
|
39,387 |
|
|
|
28,997 |
|
|
|
(30,037 |
)
|
|
|
38,347 |
|
|
Income taxes
|
|
|
9,350 |
|
|
|
(626 |
)
|
|
|
0 |
|
|
|
8,724 |
|
|
Net income
|
|
$
|
30,037 |
|
|
$
|
29,623 |
|
|
$
|
(30,037 |
)
|
|
$
|
29,623 |
|
|
(in thousands)
Six Months Ended June 30, 2026
|
|
Community
Banking
Services
|
|
|
Holding
Company
|
|
|
Eliminations
|
|
|
Consolidated
|
|
|
Interest income:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Interest and fees on loans, including loans held for sale
|
|
$
|
158,179 |
|
|
$
|
0 |
|
|
$
|
0 |
|
|
$
|
158,179 |
|
|
Interest and dividends on securities:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Taxable
|
|
|
14,036 |
|
|
|
0 |
|
|
|
0 |
|
|
|
14,036 |
|
|
Tax exempt
|
|
|
1,173 |
|
|
|
0 |
|
|
|
0 |
|
|
|
1,173 |
|
|
Interest and dividends on Federal Reserve Bank and Federal Home Loan Bank stock
|
|
|
340 |
|
|
|
0 |
|
|
|
0 |
|
|
|
340 |
|
|
Interest on Federal Reserve Bank deposits
|
|
|
5,059 |
|
|
|
0 |
|
|
|
0 |
|
|
|
5,059 |
|
|
Other, including interest on federal funds sold
|
|
|
154 |
|
|
|
52 |
|
|
|
0 |
|
|
|
206 |
|
|
Total interest income
|
|
|
178,941 |
|
|
|
52 |
|
|
|
0 |
|
|
|
178,993 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Interest expense:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Interest on deposits
|
|
|
52,286 |
|
|
|
0 |
|
|
|
0 |
|
|
|
52,286 |
|
|
Interest on repurchase agreements and federal funds purchased
|
|
|
5,191 |
|
|
|
0 |
|
|
|
0 |
|
|
|
5,191 |
|
|
Interest on long-term debt
|
|
|
217 |
|
|
|
1,727 |
|
|
|
(99 |
)
|
|
|
1,845 |
|
|
Total interest expense
|
|
|
57,694 |
|
|
|
1,727 |
|
|
|
(99 |
)
|
|
|
59,322 |
|
|
Net interest income
|
|
|
121,247 |
|
|
|
(1,675 |
)
|
|
|
99 |
|
|
|
119,671 |
|
|
Provision for credit losses
|
|
|
5,082 |
|
|
|
0 |
|
|
|
0 |
|
|
|
5,082 |
|
|
Net interest income after provision for credit losses
|
|
|
116,165 |
|
|
|
(1,675 |
)
|
|
|
99 |
|
|
|
114,589 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Noninterest income:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Deposit related fees
|
|
|
14,812 |
|
|
|
0 |
|
|
|
0 |
|
|
|
14,812 |
|
|
Gains on sales of loans, net
|
|
|
112 |
|
|
|
0 |
|
|
|
0 |
|
|
|
112 |
|
|
Trust and wealth management income
|
|
|
9,483 |
|
|
|
0 |
|
|
|
(297 |
)
|
|
|
9,186 |
|
|
Loan related fees
|
|
|
2,185 |
|
|
|
0 |
|
|
|
0 |
|
|
|
2,185 |
|
|
Bank owned life insurance
|
|
|
2,902 |
|
|
|
0 |
|
|
|
0 |
|
|
|
2,902 |
|
|
Brokerage revenue
|
|
|
1,048 |
|
|
|
0 |
|
|
|
0 |
|
|
|
1,048 |
|
|
Securities gains (losses)
|
|
|
436 |
|
|
|
0 |
|
|
|
0 |
|
|
|
436 |
|
|
Dividend and undistributed income from subsidiaries
|
|
|
0 |
|
|
|
59,754 |
|
|
|
(59,754 |
)
|
|
|
0 |
|
|
Other noninterest income
|
|
|
2,981 |
|
|
|
691 |
|
|
|
(1,340 |
)
|
|
|
2,332 |
|
|
Total noninterest income
|
|
|
33,959 |
|
|
|
60,445 |
|
|
|
(61,391 |
)
|
|
|
33,013 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Noninterest expense:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Officer salaries and employee benefits
|
|
|
8,998 |
|
|
|
1,632 |
|
|
|
(538 |
)
|
|
|
10,092 |
|
|
Other salaries and employee benefits
|
|
|
35,233 |
|
|
|
503 |
|
|
|
(503 |
)
|
|
|
35,233 |
|
|
Occupancy, net
|
|
|
5,446 |
|
|
|
0 |
|
|
|
0 |
|
|
|
5,446 |
|
|
Equipment
|
|
|
1,632 |
|
|
|
106 |
|
|
|
(118 |
)
|
|
|
1,620 |
|
|
Data processing
|
|
|
6,692 |
|
|
|
21 |
|
|
|
(907 |
)
|
|
|
5,806 |
|
|
Taxes other than property and payroll
|
|
|
1,236 |
|
|
|
0 |
|
|
|
0 |
|
|
|
1,236 |
|
|
Legal fees
|
|
|
701 |
|
|
|
79 |
|
|
|
0 |
|
|
|
780 |
|
|
Professional fees
|
|
|
2,761 |
|
|
|
246 |
|
|
|
(1,539 |
)
|
|
|
1,468 |
|
|
Advertising and marketing
|
|
|
1,521 |
|
|
|
20 |
|
|
|
0 |
|
|
|
1,541 |
|
|
FDIC insurance
|
|
|
1,495 |
|
|
|
0 |
|
|
|
0 |
|
|
|
1,495 |
|
|
Other real estate owned provision and expense
|
|
|
83 |
|
|
|
0 |
|
|
|
0 |
|
|
|
83 |
|
|
Repossession expense
|
|
|
684 |
|
|
|
0 |
|
|
|
0 |
|
|
|
684 |
|
|
Other noninterest expense
|
|
|
8,059 |
|
|
|
641 |
|
|
|
(277 |
)
|
|
|
8,423 |
|
|
Total noninterest expense
|
|
|
74,541 |
|
|
|
3,248 |
|
|
|
(3,882 |
)
|
|
|
73,907 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Income before income taxes
|
|
|
75,583 |
|
|
|
55,522 |
|
|
|
(57,410 |
)
|
|
|
73,695 |
|
|
Income taxes
|
|
|
18,173 |
|
|
|
(1,293 |
)
|
|
|
0 |
|
|
|
16,880 |
|
|
Net income
|
|
$
|
57,410 |
|
|
$
|
56,815 |
|
|
$
|
(57,410 |
)
|
|
$
|
56,815 |
|
|
(in thousands)
Three Months Ended
June 30, 2025
|
|
Community
Banking
Services
|
|
|
Holding
Company
|
|
|
Eliminations
|
|
|
Consolidated
|
|
|
Interest income:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Interest and fees on loans, including loans held for sale
|
|
$
|
75,828 |
|
|
$
|
0 |
|
|
$
|
0 |
|
|
$
|
75,828 |
|
|
Interest and dividends on securities:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Taxable
|
|
|
5,709 |
|
|
|
0 |
|
|
|
0 |
|
|
|
5,709 |
|
|
Tax exempt
|
|
|
613 |
|
|
|
0 |
|
|
|
0 |
|
|
|
613 |
|
|
Interest and dividends on Federal Reserve Bank and Federal Home Loan Bank stock
|
|
|
181 |
|
|
|
0 |
|
|
|
0 |
|
|
|
181 |
|
|
Interest on Federal Reserve Bank deposits
|
|
|
3,142 |
|
|
|
0 |
|
|
|
0 |
|
|
|
3,142 |
|
|
Other, including interest on federal funds sold
|
|
|
69 |
|
|
|
29 |
|
|
|
0 |
|
|
|
98 |
|
|
Total interest income
|
|
|
85,542 |
|
|
|
29 |
|
|
|
0 |
|
|
|
85,571 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Interest expense:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Interest on deposits
|
|
|
28,170 |
|
|
|
0 |
|
|
|
0 |
|
|
|
28,170 |
|
|
Interest on repurchase agreements and federal funds purchased
|
|
|
2,352 |
|
|
|
0 |
|
|
|
0 |
|
|
|
2,352 |
|
|
Interest on advances from Federal Home Loan Bank
|
|
|
13 |
|
|
|
0 |
|
|
|
0 |
|
|
|
13 |
|
|
Interest on long-term debt
|
|
|
89 |
|
|
|
961 |
|
|
|
(54 |
)
|
|
|
996 |
|
|
Total interest expense
|
|
|
30,624 |
|
|
|
961 |
|
|
|
(54 |
)
|
|
|
31,531 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net interest income
|
|
|
54,918 |
|
|
|
(932 |
)
|
|
|
54 |
|
|
|
54,040 |
|
|
Provision for credit losses
|
|
|
2,094 |
|
|
|
0 |
|
|
|
0 |
|
|
|
2,094 |
|
|
Net interest income after provision for credit losses
|
|
|
52,824 |
|
|
|
(932 |
)
|
|
|
54 |
|
|
|
51,946 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Noninterest income:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Deposit related fees
|
|
|
7,350 |
|
|
|
0 |
|
|
|
0 |
|
|
|
7,350 |
|
|
Gains on sales of loans, net
|
|
|
77 |
|
|
|
0 |
|
|
|
0 |
|
|
|
77 |
|
|
Trust and wealth management income
|
|
|
4,226 |
|
|
|
0 |
|
|
|
(134 |
)
|
|
|
4,092 |
|
|
Loan related fees
|
|
|
1,249 |
|
|
|
0 |
|
|
|
0 |
|
|
|
1,249 |
|
|
Bank owned life insurance
|
|
|
1,102 |
|
|
|
0 |
|
|
|
0 |
|
|
|
1,102 |
|
|
Brokerage revenue
|
|
|
526 |
|
|
|
0 |
|
|
|
0 |
|
|
|
526 |
|
|
Securities gains (losses)
|
|
|
150 |
|
|
|
0 |
|
|
|
0 |
|
|
|
150 |
|
|
Dividend and undistributed income from subsidiaries
|
|
|
0 |
|
|
|
26,644 |
|
|
|
(26,644 |
)
|
|
|
0 |
|
|
Other noninterest income
|
|
|
1,919 |
|
|
|
313 |
|
|
|
(607 |
)
|
|
|
1,625 |
|
|
Total noninterest income
|
|
|
16,599 |
|
|
|
26,957 |
|
|
|
(27,385 |
)
|
|
|
16,171 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Noninterest expense:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Officer salaries and employee benefits
|
|
|
4,924 |
|
|
|
908 |
|
|
|
(222 |
)
|
|
|
5,610 |
|
|
Other salaries and employee benefits
|
|
|
16,044 |
|
|
|
230 |
|
|
|
(230 |
)
|
|
|
16,044 |
|
|
Occupancy, net
|
|
|
2,389 |
|
|
|
0 |
|
|
|
0 |
|
|
|
2,389 |
|
|
Equipment
|
|
|
800 |
|
|
|
52 |
|
|
|
(69 |
)
|
|
|
783 |
|
|
Data processing
|
|
|
3,759 |
|
|
|
10 |
|
|
|
(443 |
)
|
|
|
3,326 |
|
|
Tax other than property and payroll
|
|
|
573 |
|
|
|
0 |
|
|
|
0 |
|
|
|
573 |
|
|
Legal fees
|
|
|
215 |
|
|
|
104 |
|
|
|
0 |
|
|
|
319 |
|
|
Professional fees
|
|
|
1,358 |
|
|
|
103 |
|
|
|
(779 |
)
|
|
|
682 |
|
|
Advertising and marketing
|
|
|
789 |
|
|
|
(24 |
)
|
|
|
0 |
|
|
|
765 |
|
|
FDIC insurance
|
|
|
688 |
|
|
|
0 |
|
|
|
0 |
|
|
|
688 |
|
|
Other real estate owned provision and expense
|
|
|
64 |
|
|
|
0 |
|
|
|
0 |
|
|
|
64 |
|
|
Repossession expense
|
|
|
264 |
|
|
|
0 |
|
|
|
0 |
|
|
|
264 |
|
|
Other noninterest expense
|
|
|
3,893 |
|
|
|
414 |
|
|
|
(151 |
)
|
|
|
4,156 |
|
|
Total noninterest expense
|
|
|
35,760 |
|
|
|
1,797 |
|
|
|
(1,894 |
)
|
|
|
35,663 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Income before income taxes
|
|
|
33,663 |
|
|
|
24,228 |
|
|
|
(25,437 |
)
|
|
|
32,454 |
|
|
Income taxes
|
|
|
8,226 |
|
|
|
(671 |
)
|
|
|
0 |
|
|
|
7,555 |
|
|
Net income
|
|
$
|
25,437 |
|
|
$
|
24,899 |
|
|
$
|
(25,437 |
)
|
|
$
|
24,899 |
|
|
(in thousands)
Six Months Ended
June 30, 2025
|
|
Community
Banking
Services
|
|
|
Holding
Company
|
|
|
Eliminations
|
|
|
Consolidated
|
|
|
Interest income:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Interest and fees on loans, including loans held for sale
|
|
$
|
148,564 |
|
|
$
|
0 |
|
|
$
|
0 |
|
|
$
|
148,564 |
|
|
Interest and dividends on securities:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Taxable
|
|
|
11,484 |
|
|
|
0 |
|
|
|
0 |
|
|
|
11,484 |
|
|
Tax exempt
|
|
|
1,230 |
|
|
|
0 |
|
|
|
0 |
|
|
|
1,230 |
|
|
Interest and dividends on Federal Reserve Bank and Federal Home Loan Bank stock
|
|
|
369 |
|
|
|
0 |
|
|
|
0 |
|
|
|
369 |
|
|
Interest on Federal Reserve Bank deposits
|
|
|
5,790 |
|
|
|
0 |
|
|
|
0 |
|
|
|
5,790 |
|
|
Other, including interest on federal funds sold
|
|
|
130 |
|
|
|
58 |
|
|
|
0 |
|
|
|
188 |
|
|
Total interest income
|
|
|
167,567 |
|
|
|
58 |
|
|
|
0 |
|
|
|
167,625 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Interest expense:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Interest on deposits
|
|
|
55,628 |
|
|
|
0 |
|
|
|
0 |
|
|
|
55,628 |
|
|
Interest on repurchase agreements and federal funds purchased
|
|
|
4,670 |
|
|
|
0 |
|
|
|
0 |
|
|
|
4,670 |
|
|
Interest on advances from Federal Home Loan Bank
|
|
|
13 |
|
|
|
0 |
|
|
|
0 |
|
|
|
13 |
|
|
Interest on long-term debt
|
|
|
181 |
|
|
|
1,936 |
|
|
|
(110 |
)
|
|
|
2,007 |
|
|
Total interest expense
|
|
|
60,492 |
|
|
|
1,936 |
|
|
|
(110 |
)
|
|
|
62,318 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net interest income
|
|
|
107,075 |
|
|
|
(1,878 |
)
|
|
|
110 |
|
|
|
105,307 |
|
|
Provision for credit losses
|
|
|
5,662 |
|
|
|
0 |
|
|
|
0 |
|
|
|
5,662 |
|
|
Net interest income after provision for credit losses
|
|
|
101,413 |
|
|
|
(1,878 |
)
|
|
|
110 |
|
|
|
99,645 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Noninterest income:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Deposit related fees
|
|
|
14,172 |
|
|
|
0 |
|
|
|
0 |
|
|
|
14,172 |
|
|
Gains on sales of loans, net
|
|
|
124 |
|
|
|
0 |
|
|
|
0 |
|
|
|
124 |
|
|
Trust and wealth management income
|
|
|
8,345 |
|
|
|
0 |
|
|
|
(272 |
)
|
|
|
8,073 |
|
|
Loan related fees
|
|
|
2,214 |
|
|
|
0 |
|
|
|
0 |
|
|
|
2,214 |
|
|
Bank owned life insurance
|
|
|
2,137 |
|
|
|
0 |
|
|
|
0 |
|
|
|
2,137 |
|
|
Brokerage revenue
|
|
|
1,020 |
|
|
|
0 |
|
|
|
0 |
|
|
|
1,020 |
|
|
Securities gains (losses)
|
|
|
630 |
|
|
|
0 |
|
|
|
0 |
|
|
|
630 |
|
|
Dividend and undistributed income from subsidiaries
|
|
|
0 |
|
|
|
50,113 |
|
|
|
(50,113 |
)
|
|
|
0 |
|
|
Other noninterest income
|
|
|
3,289 |
|
|
|
622 |
|
|
|
(1,213 |
)
|
|
|
2,698 |
|
|
Total noninterest income
|
|
|
31,931 |
|
|
|
50,735 |
|
|
|
(51,598 |
)
|
|
|
31,068 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Noninterest expense:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Officer salaries and employee benefits
|
|
|
8,729 |
|
|
|
1,721 |
|
|
|
(443 |
)
|
|
|
10,007 |
|
|
Other salaries and employee benefits
|
|
|
31,765 |
|
|
|
460 |
|
|
|
(460 |
)
|
|
|
31,765 |
|
|
Occupancy, net
|
|
|
5,140 |
|
|
|
0 |
|
|
|
0 |
|
|
|
5,140 |
|
|
Equipment
|
|
|
1,506 |
|
|
|
103 |
|
|
|
(137 |
)
|
|
|
1,472 |
|
|
Data processing
|
|
|
7,056 |
|
|
|
17 |
|
|
|
(888 |
)
|
|
|
6,185 |
|
|
Tax other than property and payroll
|
|
|
1,102 |
|
|
|
0 |
|
|
|
0 |
|
|
|
1,102 |
|
|
Legal fees
|
|
|
708 |
|
|
|
171 |
|
|
|
0 |
|
|
|
879 |
|
|
Professional fees
|
|
|
2,704 |
|
|
|
204 |
|
|
|
(1,561 |
)
|
|
|
1,347 |
|
|
Advertising and marketing
|
|
|
1,454 |
|
|
|
(16 |
)
|
|
|
0 |
|
|
|
1,438 |
|
|
FDIC insurance
|
|
|
1,377 |
|
|
|
0 |
|
|
|
0 |
|
|
|
1,377 |
|
|
Other real estate owned provision and expense
|
|
|
125 |
|
|
|
0 |
|
|
|
0 |
|
|
|
125 |
|
|
Repossession expense
|
|
|
457 |
|
|
|
0 |
|
|
|
0 |
|
|
|
457 |
|
|
Other noninterest expense
|
|
|
8,208 |
|
|
|
669 |
|
|
|
(300 |
)
|
|
|
8,577 |
|
|
Total noninterest expense
|
|
|
70,331 |
|
|
|
3,329 |
|
|
|
(3,789 |
)
|
|
|
69,871 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Income before income taxes
|
|
|
63,013 |
|
|
|
45,528 |
|
|
|
(47,699 |
)
|
|
|
60,842 |
|
|
Income taxes
|
|
|
15,314 |
|
|
|
(1,343 |
)
|
|
|
0 |
|
|
|
13,971 |
|
|
Net income
|
|
$
|
47,699 |
|
|
$
|
46,871 |
|
|
$
|
(47,699 |
)
|
|
$
|
46,871 |
|
|