The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 431,395 4,754 SH SOLE 0 0 0 4,754
ABBVIE INC COM 00287Y109 882,009 3,505 SH SOLE 0 0 0 3,505
AFLAC INC COM 001055102 1,207,231 10,296 SH SOLE 0 0 0 10,296
ALBEMARLE CORP COM 012653101 317,119 2,349 SH SOLE 0 0 0 2,349
ALLEGION PLC ORD SHS G0176J109 448,725 3,194 SH SOLE 0 0 0 3,194
ALPHABET INC CAP STK CL A 02079K305 6,111,037 17,100 SH SOLE 0 0 0 17,100
ALPHABET INC CAP STK CL C 02079K107 209,029 592 SH SOLE 0 0 0 592
AMAZON COM INC COM 023135106 4,909,566 20,599 SH SOLE 0 0 0 20,599
AMERICAN CENTY ETF TR US SML CP VALU 025072877 1,328,370 10,647 SH SOLE 0 0 0 10,647
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 819,853 7,956 SH SOLE 0 0 0 7,956
AMERICAN ELEC PWR CO INC COM 025537101 447,558 3,271 SH SOLE 0 0 0 3,271
AMERICAN WTR WKS CO INC NEW COM 030420103 600,249 4,562 SH SOLE 0 0 0 4,562
AMGEN INC COM 031162100 405,785 1,121 SH SOLE 0 0 0 1,121
APPLE INC COM 037833100 7,615,305 26,318 SH SOLE 0 0 0 26,318
ATMOS ENERGY CORP COM 049560105 388,421 2,255 SH SOLE 0 0 0 2,255
AUTOMATIC DATA PROCESSING IN COM 053015103 669,388 2,989 SH SOLE 0 0 0 2,989
BECTON DICKINSON & CO COM 075887109 422,111 2,789 SH SOLE 0 0 0 2,789
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 252,697 505 SH SOLE 0 0 0 505
BLACKROCK ETF TRUST ISHA US AWAR ETF 09290C509 313,713 3,914 SH SOLE 0 0 0 3,914
BLACKROCK INC COM 09290D101 870,753 906 SH SOLE 0 0 0 906
BLACKSTONE INC COM 09260D107 248,284 2,110 SH SOLE 0 0 0 2,110
BROADCOM INC COM 11135F101 474,520 1,256 SH SOLE 0 0 0 1,256
CARPENTER TECHNOLOGY CORP COM 144285103 400,073 649 SH SOLE 0 0 0 649
CELESTICA INC COM 15101Q207 501,600 1,375 SH SOLE 0 0 0 1,375
CHEMED CORP NEW COM 16359R103 449,554 965 SH SOLE 0 0 0 965
CHEVRON CORPORATION COM 166764100 713,531 4,305 SH SOLE 0 0 0 4,305
CHUBB LIMITED COM H1467J104 551,815 1,619 SH SOLE 0 0 0 1,619
CHURCH & DWIGHT CO INC COM 171340102 376,949 3,891 SH SOLE 0 0 0 3,891
CINTAS CORP COM 172908105 295,758 1,739 SH SOLE 0 0 0 1,739
CISCO SYS INC COM 17275R102 958,402 8,159 SH SOLE 0 0 0 8,159
CME GROUP INC COM 12572Q105 308,210 1,396 SH SOLE 0 0 0 1,396
COCA COLA CO COM 191216100 378,317 4,655 SH SOLE 0 0 0 4,655
CONSOLIDATED EDISON INC COM 209115104 442,979 4,004 SH SOLE 0 0 0 4,004
COSTCO WHOLESALE CORPORATION COM 22160K105 3,983,260 4,258 SH SOLE 0 0 0 4,258
D R HORTON INC COM 23331A109 253,441 1,556 SH SOLE 0 0 0 1,556
DIMENSIONAL ETF TRUST INTL COR FIX ETF 25434V575 1,579,973 29,480 SH SOLE 0 0 0 29,480
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V815 3,005,191 77,473 SH SOLE 0 0 0 77,473
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 1,413,560 35,225 SH SOLE 0 0 0 35,225
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 1,434,922 49,531 SH SOLE 0 0 0 49,531
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 2,807,145 69,073 SH SOLE 0 0 0 69,073
DUKE ENERGY CORP NEW COM NEW 26441C204 527,422 4,167 SH SOLE 0 0 0 4,167
EATON CORP PLC SHS G29183103 1,002,234 2,352 SH SOLE 0 0 0 2,352
EBAY INC. COM 278642103 283,953 2,541 SH SOLE 0 0 0 2,541
ECOLAB INC COM 278865100 1,394,116 5,004 SH SOLE 0 0 0 5,004
ELI LILLY & CO COM 532457108 790,287 659 SH SOLE 0 0 0 659
EMCOR GROUP INC COM 29084Q100 422,436 509 SH SOLE 0 0 0 509
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 217,815 11,392 SH SOLE 0 0 0 11,392
ENTERPRISE PRODS PARTNERS L COM 293792107 235,852 6,416 SH SOLE 0 0 0 6,416
EVERSOURCE ENERGY COM 30040W108 436,810 6,044 SH SOLE 0 0 0 6,044
EXXON MOBIL CORP COM 30231G102 1,383,837 10,122 SH SOLE 0 0 0 10,122
GENUINE PARTS CO COM 372460105 425,004 3,602 SH SOLE 0 0 0 3,602
GOLDMAN SACHS GROUP INC COM 38141G104 523,602 518 SH SOLE 0 0 0 518
HOME DEPOT INC COM 437076102 318,709 904 SH SOLE 0 0 0 904
INTEL CORP COM 458140100 279,985 2,005 SH SOLE 0 0 0 2,005
INTERNATIONAL BUSINESS MACHS COM 459200101 482,767 1,717 SH SOLE 0 0 0 1,717
ISHARES INC MSCI EMRG CHN 46434G764 450,113 4,400 SH SOLE 0 0 0 4,400
ISHARES INC CORE MSCI EMKT 46434G103 466,620 5,633 SH SOLE 0 0 0 5,633
ISHARES TR RUSSELL 2000 ETF 464287655 1,060,829 3,531 SH SOLE 0 0 0 3,531
ISHARES TR CORE S&P500 ETF 464287200 2,943,293 3,930 SH SOLE 0 0 0 3,930
ISHARES TR SHRT NAT MUN ETF 464288158 570,987 5,363 SH SOLE 0 0 0 5,363
ISHARES TR CORE INTL AGGR 46435G672 319,691 6,318 SH SOLE 0 0 0 6,318
ISHARES TR ESG ADVAN ETF 46436E619 313,213 7,209 SH SOLE 0 0 0 7,209
ISHARES TR ESG MSCI KLD ETF 464288570 489,329 3,437 SH SOLE 0 0 0 3,437
ISHARES TR ESG MSCI USA ETF 46436E767 210,639 3,033 SH SOLE 0 0 0 3,033
ISHARES TR ESG AWR MSCI USA 46435G425 460,626 2,814 SH SOLE 0 0 0 2,814
ISHARES TR NATIONAL MUN ETF 464288414 1,227,448 11,405 SH SOLE 0 0 0 11,405
ISHARES TR RUS 1000 ETF 464287622 1,444,228 3,527 SH SOLE 0 0 0 3,527
ISHARES TR 10-20 YR TRS ETF 464288653 463,216 4,616 SH SOLE 0 0 0 4,616
ISHARES TR RUS 1000 VAL ETF 464287598 215,944 891 SH SOLE 0 0 0 891
ISHARES TR TIPS BD ETF 464287176 333,631 3,049 SH SOLE 0 0 0 3,049
ISHARES TR 0-5 YR TIPS ETF 46429B747 303,605 2,972 SH SOLE 0 0 0 2,972
ISHARES TR CORE S&P TTL STK 464287150 561,511 3,418 SH SOLE 0 0 0 3,418
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 387,783 7,655 SH SOLE 0 0 0 7,655
JOHNSON & JOHNSON COM 478160104 1,884,137 7,419 SH SOLE 0 0 0 7,419
JPMORGAN CHASE & CO COM 46625H100 1,137,081 3,474 SH SOLE 0 0 0 3,474
KLA CORP COM NEW 482480100 851,495 2,822 SH SOLE 0 0 0 2,822
LINDE PLC SHS G54950103 853,270 1,644 SH SOLE 0 0 0 1,644
LOWES COS INC COM 548661107 764,166 3,466 SH SOLE 0 0 0 3,466
MASTERCARD INCORPORATED CL A 57636Q104 322,581 628 SH SOLE 0 0 0 628
MATSON INC COM 57686G105 201,156 1,046 SH SOLE 0 0 0 1,046
MCDONALDS CORP COM 580135101 371,630 1,375 SH SOLE 0 0 0 1,375
MEDTRONIC PLC SHS G5960L103 553,243 7,072 SH SOLE 0 0 0 7,072
MERCK & CO INC COM 58933Y105 351,006 2,732 SH SOLE 0 0 0 2,732
META PLATFORMS INC CL A 30303M102 619,740 1,100 SH SOLE 0 0 0 1,100
MICROSOFT CORP COM 594918104 5,107,795 13,693 SH SOLE 0 0 0 13,693
MPLX LP COM UNIT REP LTD 55336V100 209,153 3,713 SH SOLE 0 0 0 3,713
NUVEEN MASS QUALITY MUN INC COM 67061E104 158,127 12,173 SH SOLE 0 0 0 12,173
NUVEEN PFD & INCOME OPPORTUN COM 67073B106 85,925 10,904 SH SOLE 0 0 0 10,904
NVIDIA CORPORATION COM 67066G104 1,444,570 7,220 SH SOLE 0 0 0 7,220
ORACLE CORP COM 68389X105 321,188 2,192 SH SOLE 0 0 0 2,192
PEPSICO INC COM 713448108 561,935 4,150 SH SOLE 0 0 0 4,150
PIMCO ETF TR INTER MUN BD ACT 72201R866 1,487,974 28,288 SH SOLE 0 0 0 28,288
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 249,290 11,199 SH SOLE 0 0 0 11,199
PLAINS GP HLDGS L P LTD PARTNR INT A 72651A207 256,849 10,583 SH SOLE 0 0 0 10,583
PPG INDS INC COM 693506107 492,320 4,059 SH SOLE 0 0 0 4,059
PROCTER & GAMBLE CO COM 742718109 1,558,711 10,630 SH SOLE 0 0 0 10,630
REPUBLIC SVCS INC COM 760759100 695,600 3,265 SH SOLE 0 0 0 3,265
S&P GLOBAL INC COM SHS 78409V112 225,674 554 SH SOLE 0 0 0 554
SCHWAB CHARLES CORP COM 808513105 252,112 2,732 SH SOLE 0 0 0 2,732
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 4,270,604 173,179 SH SOLE 0 0 0 173,179
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 2,692,941 111,555 SH SOLE 0 0 0 111,555
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,418,669 48,987 SH SOLE 0 0 0 48,987
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 1,023,964 19,280 SH SOLE 0 0 0 19,280
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 316,192 1,660 SH SOLE 0 0 0 1,660
SELECT SECTOR SPDR TR ST STR SVC ETF 81369Y852 214,382 2,001 SH SOLE 0 0 0 2,001
SELECT SECTOR SPDR TR ST STR REAL ETF 81369Y860 334,208 7,590 SH SOLE 0 0 0 7,590
SHERWIN WILLIAMS CO COM 824348106 881,415 2,560 SH SOLE 0 0 0 2,560
SMITH A O CORP COM 831865209 375,067 5,980 SH SOLE 0 0 0 5,980
SPDR SERIES TRUST ST STR P500ETF 78464A854 1,450,395 16,504 SH SOLE 0 0 0 16,504
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 1,950,951 3,735 SH SOLE 0 0 0 3,735
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,637,500 2,193 SH SOLE 0 0 0 2,193
SYSCO CORP COM 871829107 1,428,528 17,092 SH SOLE 0 0 0 17,092
T-MOBILE US INC COM 872590104 530,690 3,164 SH SOLE 0 0 0 3,164
TARGET CORP COM 87612E106 276,576 2,118 SH SOLE 0 0 0 2,118
TESLA INC COM 88160R101 458,454 1,090 SH SOLE 0 0 0 1,090
THERMO FISHER SCIENTIFIC INC COM 883556102 925,682 1,846 SH SOLE 0 0 0 1,846
TJX COS INC NEW COM 872540109 785,411 5,184 SH SOLE 0 0 0 5,184
UNITEDHEALTH GROUP INC COM 91324P102 654,824 1,575 SH SOLE 0 0 0 1,575
VANGUARD BD INDEX FDS INTERMED TERM 921937819 223,887 2,919 SH SOLE 0 0 0 2,919
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 5,972,716 123,327 SH SOLE 0 0 0 123,327
VANGUARD INDEX FDS TOTAL STK MKT 922908769 26,026,465 70,334 SH SOLE 0 0 0 70,334
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 210,782 2,186 SH SOLE 0 0 0 2,186
VANGUARD INDEX FDS SM CP VAL ETF 922908611 346,219 1,425 SH SOLE 0 0 0 1,425
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 303,559 6,043 SH SOLE 0 0 0 6,043
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 844,563 16,698 SH SOLE 0 0 0 16,698
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 6,080,697 76,942 SH SOLE 0 0 0 76,942
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 5,449,571 65,936 SH SOLE 0 0 0 65,936
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 721,495 12,233 SH SOLE 0 0 0 12,233
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 254,737 1,077 SH SOLE 0 0 0 1,077
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 9,711,271 136,299 SH SOLE 0 0 0 136,299
VISA INC COM CL A 92826C839 1,515,447 4,417 SH SOLE 0 0 0 4,417
WALMART INC COM 931142103 1,759,677 15,537 SH SOLE 0 0 0 15,537
WESTERN MIDSTREAM PARTNERS L COM UNIT LP INT 958669103 238,623 5,453 SH SOLE 0 0 0 5,453
WILLIAMS COS INC COM 969457100 211,039 2,839 SH SOLE 0 0 0 2,839
WISDOMTREE TR YIELD ENHANCD US 97717X511 1,348,628 31,017 SH SOLE 0 0 0 31,017
WISDOMTREE TR MORTGAGE PLUS BD 97717Y725 1,082,027 24,500 SH SOLE 0 0 0 24,500
WISDOMTREE TR US SHT TRM CORP 97717X156 403,028 8,340 SH SOLE 0 0 0 8,340
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 411,989 8,183 SH SOLE 0 0 0 8,183
WISDOMTREE TR US HGH YLD CORP 97717X172 268,480 5,861 SH SOLE 0 0 0 5,861
WISDOMTREE TR EM LCL DEBT FD 97717X867 223,665 7,793 SH SOLE 0 0 0 7,793
WISDOMTREE TR ARTI INT INN FD 97717Y543 397,838 8,381 SH SOLE 0 0 0 8,381