The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 50,599,944 1,140,666 SH SOLE 0 0 1,140,666
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 908,803 20,487 SH DFND 0 0 20,487
DIMENSIONAL ETF TRUST US REAL ESTA ETF 25434V823 3,354,471 128,229 SH SOLE 0 0 128,229
DIMENSIONAL ETF TRUST US REAL ESTA ETF 25434V823 37,775 1,444 SH DFND 0 0 1,444
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 2,427,054 29,476 SH SOLE 0 0 29,476
DIMENSIONAL ETF TRUST CORE FIXE IN ETF 25434V872 15,023,130 355,914 SH SOLE 0 0 355,914
DIMENSIONAL ETF TRUST CORE FIXE IN ETF 25434V872 95,606 2,265 SH DFND 0 0 2,265
DIMENSIONAL ETF TRUST INTL COR FIX ETF 25434V575 12,950,219 241,632 SH SOLE 0 0 241,632
DIMENSIONAL ETF TRUST INTL COR FIX ETF 25434V575 96,203 1,795 SH DFND 0 0 1,795
DIMENSIONAL ETF TRUST SHOR DUR FIX ETF 25434V864 14,142,929 296,187 SH SOLE 0 0 296,187
DIMENSIONAL ETF TRUST SHOR DUR FIX ETF 25434V864 96,789 2,027 SH DFND 0 0 2,027
DIMENSIONAL ETF TRUST ULTR FIX INC ETF 25434V591 12,888,624 253,813 SH SOLE 0 0 253,813
DIMENSIONAL ETF TRUST ULTR FIX INC ETF 25434V591 233,486 4,598 SH DFND 0 0 4,598
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 48,390,776 1,313,539 SH SOLE 0 0 1,313,539
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 1,268,106 34,422 SH DFND 0 0 34,422
DIMENSIONAL ETF TRUST US LARG VALU ETF 25434V666 7,022,304 177,600 SH SOLE 0 0 177,600
DIMENSIONAL ETF TRUST US LARG VALU ETF 25434V666 130,008 3,288 SH DFND 0 0 3,288
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 12,815,088 247,922 SH SOLE 0 0 247,922
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 930 18 SH DFND 0 0 18
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 5,337,054 110,418 SH SOLE 0 0 110,418
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 301,659 6,241 SH DFND 0 0 6,241
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,200,050 22,815 SH SOLE 0 0 22,815
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 1,390,462 34,580 SH SOLE 0 0 34,580
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 1,764,817 43,890 SH DFND 0 0 43,890
ABBVIE INC COM 00287Y109 134,124 533 SH DFND 0 0 533
ABBVIE INC COM 00287Y109 191,498 761 SH SOLE 0 0 761
ADVANCED MICRO DEVICES INC COM 007903107 279,999 482 SH DFND 0 0 482
ADVANCED MICRO DEVICES INC COM 007903107 15,685 27 SH SOLE 0 0 27
ALPHABET INC CAP STK CL A 02079K305 786,571 2,201 SH DFND 0 0 2,201
ALPHABET INC CAP STK CL A 02079K305 368,448 1,031 SH SOLE 0 0 1,031
ALPHABET INC CAP STK CL C 02079K107 633,874 1,794 SH DFND 0 0 1,794
ALPHABET INC CAP STK CL C 02079K107 16,960 48 SH SOLE 0 0 48
AMAZON COM INC COM 023135106 817,983 3,432 SH DFND 0 0 3,432
AMAZON COM INC COM 023135106 40,756 171 SH SOLE 0 0 171
APPLE INC COM 037833100 1,569,199 5,423 SH DFND 0 0 5,423
APPLE INC COM 037833100 1,173,439 4,055 SH SOLE 0 0 4,055
APPLIED MATLS INC COM 038222105 227,022 314 SH DFND 0 0 314
APPLIED MATLS INC COM 038222105 4,338 6 SH SOLE 0 0 6
BROADCOM INC COM 11135F101 529,688 1,402 SH DFND 0 0 1,402
BROADCOM INC COM 11135F101 7,933 21 SH SOLE 0 0 21
CATERPILLAR INC COM 149123101 223,629 210 SH DFND 0 0 210
CATERPILLAR INC COM 149123101 4,260 4 SH SOLE 0 0 4
DEERE & CO COM 244199105 205,523 324 SH DFND 0 0 324
DEERE & CO COM 244199105 1,269 2 SH SOLE 0 0 2
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 3,059,430 74,168 SH DFND 0 0 74,168
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 3,444,994 83,515 SH SOLE 0 0 83,515
ELI LILLY & CO COM 532457108 341,838 285 SH DFND 0 0 285
ELI LILLY & CO COM 532457108 41,980 35 SH SOLE 0 0 35
EXXON MOBIL CORP COM 30231G102 240,627 1,760 SH DFND 0 0 1,760
EXXON MOBIL CORP COM 30231G102 4,648 34 SH SOLE 0 0 34
GILEAD SCIENCES INC COM 375558103 60,138 476 SH DFND 0 0 476
GILEAD SCIENCES INC COM 375558103 2,352,577 18,621 SH SOLE 0 0 18,621
INTEL CORP COM 458140100 235,277 1,685 SH DFND 0 0 1,685
INTEL CORP COM 458140100 14,242 102 SH SOLE 0 0 102
ISHARES TR CORE S&P TTL STK 464287150 204,845 1,247 SH DFND 0 0 1,247
JOHNSON & JOHNSON COM 478160104 206,478 813 SH DFND 0 0 813
JOHNSON & JOHNSON COM 478160104 2,286 9 SH SOLE 0 0 9
JPMORGAN CHASE & CO COM 46625H100 350,898 1,072 SH DFND 0 0 1,072
JPMORGAN CHASE & CO COM 46625H100 6,874 21 SH SOLE 0 0 21
KLA CORP COM NEW 482480100 214,214 710 SH DFND 0 0 710
KLA CORP COM NEW 482480100 4,526 15 SH SOLE 0 0 15
LAM RESEARCH CORP COM NEW 512807306 261,731 604 SH DFND 0 0 604
LAM RESEARCH CORP COM NEW 512807306 3,900 9 SH SOLE 0 0 9
META PLATFORMS INC CL A 30303M102 412,548 732 SH DFND 0 0 732
META PLATFORMS INC CL A 30303M102 7,886 14 SH SOLE 0 0 14
MICRON TECHNOLOGY INC COM 595112103 567,911 492 SH DFND 0 0 492
MICRON TECHNOLOGY INC COM 595112103 42,718 37 SH SOLE 0 0 37
MICROSOFT CORP COM 594918104 912,238 2,446 SH DFND 0 0 2,446
MICROSOFT CORP COM 594918104 235,003 630 SH SOLE 0 0 630
NVENT ELEC PLC SHS G6700G107 193,525 1,141 SH DFND 0 0 1,141
NVENT ELEC PLC SHS G6700G107 14,801 87 SH SOLE 0 0 87
NVIDIA CORPORATION COM 67066G104 1,776,057 8,876 SH DFND 0 0 8,876
NVIDIA CORPORATION COM 67066G104 236,562 1,182 SH SOLE 0 0 1,182
ORACLE CORP COM 68389X105 264,816 1,807 SH DFND 0 0 1,807
ORACLE CORP COM 68389X105 1,466 10 SH SOLE 0 0 10
OTTER TAIL CORP COM 689648103 3,509 39 SH DFND 0 0 39
OTTER TAIL CORP COM 689648103 600,886 6,678 SH SOLE 0 0 6,678
PEPSICO INC COM 713448108 62,690 463 SH DFND 0 0 463
PEPSICO INC COM 713448108 274,050 2,024 SH SOLE 0 0 2,024
TESLA INC COM 88160R101 329,750 784 SH DFND 0 0 784
TESLA INC COM 88160R101 38,695 92 SH SOLE 0 0 92
WELLS FARGO & CO COM 949746101 267,175 3,233 SH DFND 0 0 3,233
WELLS FARGO & CO COM 949746101 9,752 118 SH SOLE 0 0 118
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V815 525,217 13,540 SH SOLE 0 0 13,540
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 3,582,375 51,250 SH SOLE 0 0 51,250
VANGUARD INDEX FDS LARGE CAP ETF 922908637 5,138,703 14,942 SH SOLE 0 0 14,942
SPDR SERIES TRUST ST STR SP500DIV 78468R788 473,283 9,920 SH SOLE 0 0 9,920
ALERUS FINL CORP COM 01446U103 715,500 23,006 SH SOLE 0 0 23,006
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 717,715 13,047 SH SOLE 0 0 13,047
VANGUARD INDEX FDS VALUE ETF 922908744 1,077,664 4,945 SH SOLE 0 0 4,945
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 448,850 897 SH SOLE 0 0 897
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 188,147 376 SH DFND 0 0 376
PROCTER & GAMBLE CO COM 742718109 1,512,738 10,316 SH SOLE 0 0 10,316
PROCTER & GAMBLE CO COM 742718109 86,224 588 SH DFND 0 0 588
DIMENSIONAL ETF TRUST CALIF MUN BD ETF 25434V633 309,360 6,165 SH SOLE 0 0 6,165
EA SERIES TRUST BRID OMN SMA ETF 02072L532 229,343 7,857 SH SOLE 0 0 7,857
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 906,506 26,788 SH SOLE 0 0 26,788
SPDR SERIES TRUST ST STR P500VAL 78464A508 482,490 7,937 SH SOLE 0 0 7,937
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 646,209 2,731 SH SOLE 0 0 2,731
INVESCO QQQ TR UNIT SER 1 46090E103 1,004,450 1,364 SH SOLE 0 0 1,364