The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 1,901,089 6,570 SH SOLE 0 0 6,570
AMAZON.COM INC COM 023135106 777,703 3,263 SH SOLE 0 0 3,263
CISCO SYSTEMS INC COM 17275R102 219,764 1,871 SH SOLE 0 0 1,871
ALPHABET INC. CLASS C COM 02079K107 200,691 568 SH SOLE 0 0 568
ALPHABET INC. CLASS A COM 02079K305 297,361 832 SH SOLE 0 0 832
HOME DEPOT INC COM 437076102 373,811 1,060 SH SOLE 0 0 1,060
J P MORGAN CHASE & CO COM 46625H100 507,003 1,549 SH SOLE 0 0 1,549
LILLY ELI & CO COM 532457108 486,969 406 SH SOLE 0 0 406
MARRIOTT INTL INC CLASS A COM 571903202 311,296 840 SH SOLE 0 0 840
META PLATFORMS, INC. COM 30303M102 256,774 456 SH SOLE 0 0 456
MICROSOFT CORP COM 594918104 350,993 941 SH SOLE 0 0 941
NVIDIA CORP COM 67066G104 9,195,242 45,956 SH SOLE 0 0 45,956
TESLA INC COM 88160r101 765,492 1,820 SH SOLE 0 0 1,820
WALMART INC COM 931142103 365,649 3,228 SH SOLE 0 0 3,228
EXXON MOBIL CORP COM 30231g102 259,884 1,901 SH SOLE 0 0 1,901
DEMENSIONAL US TG VAL ETF 25434V609 223,960 3,204 SH SOLE 0 0 3,204
ISHARES TR CORE DIV GR ETF 46434V621 3,396,015 44,808 SH SOLE 0 0 44,808
SPDR DJ INDL AVG ETF TR ETF 78467X109 19,103,053 36,569 SH SOLE 0 0 36,569
FED HERMS U S STRG DIV ETF ETF 31423L305 3,834,967 122,172 SH SOLE 0 0 122,172
FIDELITY HIGH DIVD ETF ETF 316092840 260,943 4,328 SH SOLE 0 0 4,328
FED HME MDT LAR VAL ETF NAV ETF 31423L701 11,034,366 307,724 SH SOLE 0 0 307,724
FEDERATED HME MDT SML COR ETF 31423L602 7,539,101 201,958 SH SOLE 0 0 201,958
FIDELITY 500 INDEX FD ETF 315911750 410,452 1,571 SH SOLE 0 0 1,571
SPDR GOLD SHARES ETF ETF 78463V107 287,705 781 SH SOLE 0 0 781
ISHARES NASDAQ BIOTEC ETF 464287556 661,341 3,477 SH SOLE 0 0 3,477
ISHARES CORE S&P 500 ETF ETF 464287200 6,626,982 8,849 SH SOLE 0 0 8,849
SPDR S&P 400 MID CAP GR ETF 78464a821 5,222,368 46,591 SH SOLE 0 0 46,591
FEDERATED HERMES ETF TR ETF 31423L875 5,266,018 202,773 SH SOLE 0 0 202,773
ISHARES S&P 100 ETF ETF 464287101 2,257,023 6,169 SH SOLE 0 0 6,169
INVESCO AERO & DEF ETF ETF 46137v100 261,442 1,480 SH SOLE 0 0 1,480
INVESCO QQQ TRUST ETF 46090e103 19,971,822 27,121 SH SOLE 0 0 27,121
SCHWAB US SMALL CAP ETF ETF 808524607 532,898 14,749 SH SOLE 0 0 14,749
SCHWAB INTL SM CAP EQY ETF 808524888 276,360 5,743 SH SOLE 0 0 5,743
SCHWAB INTL EQUITY ETF ETF 808524805 375,621 13,560 SH SOLE 0 0 13,560
CHARLES SCH US MC ETF ETF 808524508 627,426 17,017 SH SOLE 0 0 17,017
SCHWAB US LG CAP ETF ETF 808524201 208,859 7,097 SH SOLE 0 0 7,097
SPDR SER TR S&P DIVID ETF ETF 78464A763 235,422 1,547 SH SOLE 0 0 1,547
SPDR S&P 600 SM CAP GR ETF 78464a201 5,934,759 49,817 SH SOLE 0 0 49,817
SPDR S&P 500 ETF ETF 78462f103 11,578,115 15,504 SH SOLE 0 0 15,504
VANGUARD SPEC F DIV APP ETF 921908844 275,654 1,165 SH SOLE 0 0 1,165
VANGUARD S&P 500 ETF ETF 922908363 747,285 1,088 SH SOLE 0 0 1,088
VANGUARD VAL INDX SH ETF 922908678 382,046 4,492 SH SOLE 0 0 4,492
VANGUARD BD INDC FDS ST BD ETF 921937827 1,760,832 22,601 SH SOLE 0 0 22,601
FEDERATED HERMES SHT DUR ETF 31423L107 1,977,006 81,965 SH SOLE 0 0 81,965