LOANS AND ALLOWANCE FOR CREDIT LOSSES - Activity in allowance for credit losses (Details) - USD ($)
$ in Thousands |
3 Months Ended |
6 Months Ended |
12 Months Ended |
Jun. 30, 2026 |
Jun. 30, 2025 |
Jun. 30, 2026 |
Jun. 30, 2025 |
Dec. 31, 2025 |
| LOANS AND ALLOWANCE FOR CREDIT LOSSES |
|
|
|
|
|
| Allowance, Beginning balance |
$ 9,038
|
$ 8,068
|
$ 9,412
|
$ 7,672
|
$ 7,672
|
| Charge-offs |
(17)
|
(70)
|
(51)
|
(441)
|
(2,994)
|
| Recoveries |
57
|
1
|
107
|
17
|
33
|
| Provision for Credit Losses |
|
(237)
|
(689)
|
|
4,701
|
| (Recovery of) Provision for Credit Losses |
(299)
|
(237)
|
(689)
|
514
|
|
| Allowance, Ending Balance |
8,779
|
7,762
|
8,779
|
7,762
|
9,412
|
| Reserve for Unfunded Lending Commitments |
85
|
97
|
85
|
97
|
90
|
| Total |
948,423
|
958,935
|
948,423
|
958,935
|
946,661
|
| Loans Individually Evaluated For Impairment |
|
|
|
|
|
| LOANS AND ALLOWANCE FOR CREDIT LOSSES |
|
|
|
|
|
| Allowance, Beginning balance |
|
|
973
|
|
|
| Allowance, Ending Balance |
707
|
|
707
|
|
973
|
| Total |
19,641
|
4,527
|
19,641
|
4,527
|
17,052
|
| Loans Collectively Evaluated For Impairment |
|
|
|
|
|
| LOANS AND ALLOWANCE FOR CREDIT LOSSES |
|
|
|
|
|
| Allowance, Beginning balance |
|
|
8,439
|
|
|
| Allowance, Ending Balance |
8,072
|
7,762
|
8,072
|
7,762
|
8,439
|
| Total |
928,782
|
954,408
|
928,782
|
954,408
|
929,609
|
| Real Estate |
|
|
|
|
|
| LOANS AND ALLOWANCE FOR CREDIT LOSSES |
|
|
|
|
|
| Allowance, Beginning balance |
8,462
|
7,572
|
8,836
|
7,215
|
7,215
|
| Charge-offs |
|
(17)
|
|
(17)
|
(2,017)
|
| Recoveries |
32
|
|
74
|
|
1
|
| Provision for Credit Losses |
|
(262)
|
(705)
|
|
3,637
|
| (Recovery of) Provision for Credit Losses |
(289)
|
|
|
95
|
|
| Allowance, Ending Balance |
8,205
|
7,293
|
8,205
|
7,293
|
8,836
|
| Reserve for Unfunded Lending Commitments |
55
|
75
|
55
|
75
|
54
|
| Total |
845,218
|
864,608
|
845,218
|
864,608
|
853,668
|
| Real Estate | Loans Individually Evaluated For Impairment |
|
|
|
|
|
| LOANS AND ALLOWANCE FOR CREDIT LOSSES |
|
|
|
|
|
| Allowance, Beginning balance |
|
|
973
|
|
|
| Allowance, Ending Balance |
707
|
|
707
|
|
973
|
| Total |
19,362
|
4,190
|
19,362
|
4,190
|
16,763
|
| Real Estate | Loans Collectively Evaluated For Impairment |
|
|
|
|
|
| LOANS AND ALLOWANCE FOR CREDIT LOSSES |
|
|
|
|
|
| Allowance, Beginning balance |
|
|
7,863
|
|
|
| Allowance, Ending Balance |
7,498
|
7,293
|
7,498
|
7,293
|
7,863
|
| Total |
825,856
|
860,418
|
825,856
|
860,418
|
836,905
|
| Agricultural |
|
|
|
|
|
| LOANS AND ALLOWANCE FOR CREDIT LOSSES |
|
|
|
|
|
| Allowance, Beginning balance |
5
|
2
|
2
|
2
|
2
|
| Provision for Credit Losses |
|
1
|
1
|
|
|
| (Recovery of) Provision for Credit Losses |
(2)
|
|
|
1
|
|
| Allowance, Ending Balance |
3
|
3
|
3
|
3
|
2
|
| Total |
1,241
|
1,108
|
1,241
|
1,108
|
984
|
| Agricultural | Loans Individually Evaluated For Impairment |
|
|
|
|
|
| LOANS AND ALLOWANCE FOR CREDIT LOSSES |
|
|
|
|
|
| Total |
279
|
309
|
279
|
309
|
279
|
| Agricultural | Loans Collectively Evaluated For Impairment |
|
|
|
|
|
| LOANS AND ALLOWANCE FOR CREDIT LOSSES |
|
|
|
|
|
| Allowance, Beginning balance |
|
|
2
|
|
|
| Allowance, Ending Balance |
3
|
3
|
3
|
3
|
2
|
| Total |
962
|
799
|
962
|
799
|
705
|
| Commercial and Industrial |
|
|
|
|
|
| LOANS AND ALLOWANCE FOR CREDIT LOSSES |
|
|
|
|
|
| Allowance, Beginning balance |
441
|
341
|
452
|
313
|
313
|
| Charge-offs |
(7)
|
(45)
|
(7)
|
(406)
|
(942)
|
| Recoveries |
25
|
1
|
33
|
16
|
29
|
| Provision for Credit Losses |
|
32
|
(55)
|
|
1,052
|
| (Recovery of) Provision for Credit Losses |
(36)
|
|
|
406
|
|
| Allowance, Ending Balance |
423
|
329
|
423
|
329
|
452
|
| Reserve for Unfunded Lending Commitments |
18
|
20
|
18
|
20
|
24
|
| Total |
68,025
|
64,908
|
68,025
|
64,908
|
66,924
|
| Commercial and Industrial | Loans Individually Evaluated For Impairment |
|
|
|
|
|
| LOANS AND ALLOWANCE FOR CREDIT LOSSES |
|
|
|
|
|
| Total |
|
28
|
|
28
|
10
|
| Commercial and Industrial | Loans Collectively Evaluated For Impairment |
|
|
|
|
|
| LOANS AND ALLOWANCE FOR CREDIT LOSSES |
|
|
|
|
|
| Allowance, Beginning balance |
|
|
452
|
|
|
| Allowance, Ending Balance |
423
|
329
|
423
|
329
|
452
|
| Total |
68,025
|
64,880
|
68,025
|
64,880
|
66,914
|
| Consumer |
|
|
|
|
|
| LOANS AND ALLOWANCE FOR CREDIT LOSSES |
|
|
|
|
|
| Allowance, Beginning balance |
82
|
94
|
74
|
98
|
98
|
| Charge-offs |
(10)
|
(8)
|
(44)
|
(18)
|
(35)
|
| Recoveries |
|
|
|
1
|
3
|
| Provision for Credit Losses |
|
(2)
|
47
|
|
8
|
| (Recovery of) Provision for Credit Losses |
5
|
|
|
3
|
|
| Allowance, Ending Balance |
77
|
84
|
77
|
84
|
74
|
| Reserve for Unfunded Lending Commitments |
|
2
|
|
2
|
|
| Total |
4,619
|
6,295
|
4,619
|
6,295
|
4,953
|
| Consumer | Loans Collectively Evaluated For Impairment |
|
|
|
|
|
| LOANS AND ALLOWANCE FOR CREDIT LOSSES |
|
|
|
|
|
| Allowance, Beginning balance |
|
|
74
|
|
|
| Allowance, Ending Balance |
77
|
84
|
77
|
84
|
74
|
| Total |
4,619
|
6,295
|
4,619
|
6,295
|
4,953
|
| State and Political Subdivisions |
|
|
|
|
|
| LOANS AND ALLOWANCE FOR CREDIT LOSSES |
|
|
|
|
|
| Allowance, Beginning balance |
48
|
59
|
48
|
44
|
44
|
| Provision for Credit Losses |
|
(6)
|
23
|
|
4
|
| (Recovery of) Provision for Credit Losses |
23
|
|
|
9
|
|
| Allowance, Ending Balance |
71
|
53
|
71
|
53
|
48
|
| Reserve for Unfunded Lending Commitments |
12
|
|
12
|
|
12
|
| Total |
29,320
|
22,016
|
29,320
|
22,016
|
20,132
|
| State and Political Subdivisions | Loans Collectively Evaluated For Impairment |
|
|
|
|
|
| LOANS AND ALLOWANCE FOR CREDIT LOSSES |
|
|
|
|
|
| Allowance, Beginning balance |
|
|
48
|
|
|
| Allowance, Ending Balance |
71
|
53
|
71
|
53
|
48
|
| Total |
$ 29,320
|
$ 22,016
|
$ 29,320
|
$ 22,016
|
$ 20,132
|