v3.26.1
Loans and Allowance for Credit Losses on Loans (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance $ 72,126 $ 41,551 $ 72,301 $ 43,619
Provision for (Release of) Credit Losses 7,502 2,224 17,103 4,509
Charge-offs 10,171 1,232 20,964 5,761
Recoveries 923 447 1,940 623
Financing Receivable, Allowance for Credit Loss, Ending Balance 70,380 42,990 70,380 42,990
Financing receivable, excluding accrued interest, credit loss expense (reversal)     17,000  
Non accrual outstanding balance 500   500  
Commercial        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance 12,639 7,847 11,183 7,813
Provision for (Release of) Credit Losses 4,681 431 7,435 3,879
Charge-offs 3,002 1,125 4,330 4,571
Recoveries 19 32 49 64
Financing Receivable, Allowance for Credit Loss, Ending Balance 14,337 7,185 14,337 7,185
Leases        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance 2,327 2,191 2,370 2,136
Provision for (Release of) Credit Losses 329 86 483 234
Charge-offs 346   658 107
Recoveries 2 3 117 17
Financing Receivable, Allowance for Credit Loss, Ending Balance 2,312 2,280 2,312 2,280
Commercial real estate - Investor        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance 20,873 15,636 21,672 14,528
Provision for (Release of) Credit Losses 1,420 1,272 4,540 2,366
Charge-offs 2,819   6,752  
Recoveries 15 14 29 28
Financing Receivable, Allowance for Credit Loss, Ending Balance 19,489 16,922 19,489 16,922
Commercial real estate - Owner occupied        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance 4,932 7,267 4,583 10,036
Provision for (Release of) Credit Losses (298) 480 46 (2,250)
Charge-offs       47
Recoveries 1 1 6 9
Financing Receivable, Allowance for Credit Loss, Ending Balance 4,635 7,748 4,635 7,748
Construction        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance 1,202 2,669 1,527 3,581
Provision for (Release of) Credit Losses (64) (127) (389) (218)
Charge-offs   13   834
Recoveries   350   350
Financing Receivable, Allowance for Credit Loss, Ending Balance 1,138 2,879 1,138 2,879
Residential real estate - Investor        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance 754 562 759 553
Provision for (Release of) Credit Losses (189) 1 (196) 8
Recoveries 1 2 3 4
Financing Receivable, Allowance for Credit Loss, Ending Balance 566 565 566 565
Residential real estate - Owner occupied        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance 1,953 1,840 1,879 1,509
Provision for (Release of) Credit Losses (484) 78 (417) 379
Recoveries 21 8 28 38
Financing Receivable, Allowance for Credit Loss, Ending Balance 1,490 1,926 1,490 1,926
Multifamily        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance 1,608 1,853 1,493 1,876
Provision for (Release of) Credit Losses (105) (146) 10 (169)
Financing Receivable, Allowance for Credit Loss, Ending Balance 1,503 1,707 1,503 1,707
HELOC        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance 3,617 1,678 3,628 1,578
Provision for (Release of) Credit Losses (273) 82 (290) 170
Charge-offs     2  
Recoveries 14 10 22 22
Financing Receivable, Allowance for Credit Loss, Ending Balance 3,358 1,770 3,358 1,770
Powersport        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance 16,917   17,449  
Provision for (Release of) Credit Losses 2,725   6,087  
Charge-offs 3,592   8,253  
Recoveries 766   1,533  
Financing Receivable, Allowance for Credit Loss, Ending Balance 16,816   16,816  
Incremental charge offs     8,300  
Other        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance 5,304 8 5,758 9
Provision for (Release of) Credit Losses (240) 67 (206) 110
Charge-offs 412 94 969 202
Recoveries 84 27 153 91
Financing Receivable, Allowance for Credit Loss, Ending Balance 4,736 8 4,736 8
Unfunded Loan Commitment        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance     2,100  
Financing Receivable, Allowance for Credit Loss, Ending Balance 2,000 $ 2,300 2,000 $ 2,300
Unfunded Loan Commitment | Other Liabilities        
Allowance for loan losses:        
Off-balance-sheet, credit loss, liability $ 2,000   $ 2,000