| Noninterest-bearing and interest-bearing deposits |
As of June 30, 2026 and December 31, 2025, noninterest-bearing and interest-bearing deposits were as follows: | | | | | | | | | | | | | (in millions) | June 30,
2026 | | December 31, 2025 | | U.S. offices | | | | Noninterest-bearing (included $20,641 and $16,610 at fair value)(a) | $ | 625,874 | | | $ | 583,342 | | Interest-bearing (included $2,240 and $1,085 at fair value)(a) | 1,500,791 | | | 1,452,729 | | | Total deposits in U.S. offices | 2,126,665 | | | 2,036,071 | | | Non-U.S. offices | | | | Noninterest-bearing (included $3,141 and $3,099 at fair value)(a) | 42,044 | | | 37,057 | | Interest-bearing (included $207 and $136 at fair value)(a) | 544,991 | | | 486,192 | | | Total deposits in non-U.S. offices | 587,035 | | | 523,249 | | | Total deposits | $ | 2,713,700 | | | $ | 2,559,320 | |
(a)Includes structured notes classified as deposits for which the fair value option has been elected. Refer to Note 3 for further discussion.
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| Time deposits $250,000 or more |
As of June 30, 2026 and December 31, 2025, time deposits in denominations that met or exceeded the insured limit were as follows: | | | | | | | | | | | | | | (in millions) | June 30, 2026 | | December 31, 2025 | | | U.S. offices | $ | 163,065 | | | $ | 155,114 | | | Non-U.S. offices(a) | 91,666 | | | 89,085 | | | | Total | $ | 254,731 | | | $ | 244,199 | | |
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| Time deposits, by maturity |
As of June 30, 2026, the remaining maturities of interest-bearing time deposits in each of the 12-month periods ending June 30 were as follows: | | | | | | | | | | | | | | | | | | | | | June 30,
(in millions) | | U.S. | | Non-U.S. | | Total | | 2027 | | $ | 232,157 | | | $ | 88,420 | | | $ | 320,577 | | | 2028 | | 867 | | | — | | | 867 | | | 2029 | | 538 | | | 5 | | | 543 | | | 2030 | | 427 | | | — | | | 427 | | | 2031 | | 517 | | | — | | | 517 | | | After 5 years | | 523 | | | 100 | | | 623 | | | Total | | $ | 235,029 | | | $ | 88,525 | | | $ | 323,554 | |
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