v3.26.1
Loans - Credit Card Loan Portfolio, Financial Effect of FDMs (Details) - Credit card - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Financing Receivable, Modified [Line Items]        
Fixed payment plan period     60 months  
Amortized cost basis $ 799 $ 521 $ 1,562 $ 867
Term extension and interest rate reduction        
Financing Receivable, Modified [Line Items]        
Amortized cost basis $ 648 $ 462 $ 1,262 $ 803
% of loan modifications to total retained credit card loans 0.26% 0.20% 0.51% 0.37%
Weighted average contractual interest rate before modification 22.92% 23.12% 22.84% 23.09%
Weighted average contractual interest rate after modification 3.35% 3.45% 3.37% 3.48%
Interest rate reduction        
Financing Receivable, Modified [Line Items]        
Amortized cost basis $ 151 $ 59 $ 300 $ 64
% of loan modifications to total retained credit card loans 0.06% 0.03% 0.12% 0.03%
Weighted average contractual interest rate before modification 22.79% 23.10% 22.77% 22.93%
Weighted average contractual interest rate after modification 8.39% 8.01% 8.30% 8.06%