v3.26.1
Loans - Consumer, Excluding Credit Card Loan Portfolio, Auto and Other (Details) - USD ($)
$ in Millions
6 Months Ended 12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Loans by origination year      
Total retained loans $ 1,463,808 $ 1,345,473 $ 1,408,905
Gross charge-offs by origination year      
Total gross charge-offs 5,906 5,760  
Consumer, excluding credit card      
Loans by origination year      
Total retained loans 367,128 371,855 368,741
Gross charge-offs by origination year      
Total gross charge-offs 510 $ 540  
Consumer, excluding credit card | Auto and other      
Loans by origination year      
Term loans originated in 2026/2025 16,540   26,660
Term loans originated in 2025/2024 20,787   15,768
Term loans originated in 2024/2023 12,467   9,670
Term loans originated in 2023/2022 7,094   5,069
Term loans originated in 2022/2021 3,447   3,061
Term loans originated prior to 2022/2021 2,047   871
Revolving loans within the revolving period 3,799   3,852
Revolving loans converted to term loans 283   259
Total retained loans $ 66,464   $ 65,210
% of 30+ days past due to total retained loans by origination year      
% of 30 plus days past due to total retained loans, Term loans originated in 2026/2025 0.53%   0.64%
% of 30 plus days past due to total retained loans, Term loans originated in 2025/2024 0.75%   1.15%
% of 30 plus days past due to total retained loans, Term loans originated in 2024/2023 1.24%   2.35%
% of 30 plus days past due to total retained loans, Term loans originated in 2023/2022 2.41%   3.35%
% of 30 plus days past due to total retained loans, Term loans originated in 2022/2021 3.42%   3.23%
% of 30 plus days past due to total retained loans, Term loans originated prior to 2022/2021 3.37%   2.87%
% of 30 plus days past due to total retained loans, Revolving loans within the revolving period 0.68%   0.91%
% of 30 plus days past due to total retained loans, Revolving loans converted to term loans 27.56%   31.66%
% of 30 plus days past due to total retained loans 1.29%   1.52%
Gross charge-offs by origination year      
Gross charge-offs originated in 2026/2025 $ 74   $ 242
Gross charge-offs originated in 2025/2024 124   228
Gross charge-offs originated in 2024/2023 90   244
Gross charge-offs originated in 2023/2022 93   157
Gross charge-offs originated in 2022/2021 50   69
Gross charge-offs originated prior to 2022/2021 52   83
Gross charge-offs originated within the revolving period 0   0
Gross charge-offs originated converted to term loans 5   8
Total gross charge-offs 488   1,031
Current | Consumer, excluding credit card | Auto and other      
Loans by origination year      
Term loans originated in 2026/2025 16,453   26,490
Term loans originated in 2025/2024 20,632   15,586
Term loans originated in 2024/2023 12,312   9,443
Term loans originated in 2023/2022 6,923   4,899
Term loans originated in 2022/2021 3,329   2,961
Term loans originated prior to 2022/2021 1,978   846
Revolving loans within the revolving period 3,773   3,817
Revolving loans converted to term loans 205   177
Total retained loans 65,605   64,219
30–119 days past due | Consumer, excluding credit card | Auto and other      
Loans by origination year      
Term loans originated in 2026/2025 87   170
Term loans originated in 2025/2024 154   180
Term loans originated in 2024/2023 153   225
Term loans originated in 2023/2022 170   170
Term loans originated in 2022/2021 118   99
Term loans originated prior to 2022/2021 68   25
Revolving loans within the revolving period 25   33
Revolving loans converted to term loans 47   48
Total retained loans 822   950
120 or more days past due | Consumer, excluding credit card | Auto and other      
Loans by origination year      
Term loans originated in 2026/2025 0   0
Term loans originated in 2025/2024 1   2
Term loans originated in 2024/2023 2   2
Term loans originated in 2023/2022 1   0
Term loans originated in 2022/2021 0   1
Term loans originated prior to 2022/2021 1   0
Revolving loans within the revolving period 1   2
Revolving loans converted to term loans 31   34
Total retained loans $ 37   $ 41