v3.26.1
Loans - Consumer, Excluding Credit Card Loan Portfolio, Residential Real Estate (Details) - USD ($)
$ in Millions
6 Months Ended 12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Loans by origination year      
Total retained loans $ 1,463,808 $ 1,345,473 $ 1,408,905
Gross charge-offs by origination year      
Total gross charge-offs 5,906 5,760  
Consumer, excluding credit card      
Loans by origination year      
Total retained loans 367,128 371,855 368,741
Gross charge-offs by origination year      
Total gross charge-offs 510 $ 540  
Consumer, excluding credit card | Residential real estate      
Loans by origination year      
Term loans originated in 2026/2025 11,451   21,183
Term loans originated in 2025/2024 20,120   9,922
Term loans originated in 2024/2023 8,634   14,438
Term loans originated in 2023/2022 13,164   57,598
Term loans originated in 2022/2021 55,549   75,246
Term loans originated prior to 2022/2021 178,545   111,912
Revolving loans within the revolving period 6,898   6,683
Revolving loans converted to term loans 6,303   6,549
Total retained loans $ 300,664   $ 303,531
% of 30+ days past due to total retained loans by origination year      
% of 30 plus days past due to total retained loans, Term loans originated in 2026/2025 0.02%   0.02%
% of 30 plus days past due to total retained loans, Term loans originated in 2025/2024 0.14%   0.28%
% of 30 plus days past due to total retained loans, Term loans originated in 2024/2023 0.58%   0.72%
% of 30 plus days past due to total retained loans, Term loans originated in 2023/2022 0.62%   0.59%
% of 30 plus days past due to total retained loans, Term loans originated in 2022/2021 0.61%   0.44%
% of 30 plus days past due to total retained loans, Term loans originated prior to 2022/2021 0.87%   1.26%
% of 30 plus days past due to total retained loans, Revolving loans within the revolving period 0.45%   0.58%
% of 30 plus days past due to total retained loans, Revolving loans converted to term loans 4.25%   4.63%
% of 30 plus days past due to total retained loans 0.78%   0.84%
Gross charge-offs by origination year      
Gross charge-offs originated in 2026/2025 $ 0   $ 0
Gross charge-offs originated in 2025/2024 0   2
Gross charge-offs originated in 2024/2023 0   4
Gross charge-offs originated in 2023/2022 2   7
Gross charge-offs originated in 2022/2021 3   10
Gross charge-offs originated prior to 2022/2021 10   9
Gross charge-offs originated within the revolving period 5   22
Gross charge-offs originated converted to term loans 2   4
Total gross charge-offs $ 22   58
Consumer, excluding credit card | Residential real estate | Senior lien      
Gross charge-offs by origination year      
Percentage of total revolving loans that are senior lien loans 36.00%    
Consumer, excluding credit card | Residential real estate | Current      
Loans by origination year      
Term loans originated in 2026/2025 $ 11,449   21,179
Term loans originated in 2025/2024 20,091   9,894
Term loans originated in 2024/2023 8,584   14,334
Term loans originated in 2023/2022 13,082   57,258
Term loans originated in 2022/2021 55,208   74,916
Term loans originated prior to 2022/2021 176,983   110,489
Revolving loans within the revolving period 6,867   6,644
Revolving loans converted to term loans 6,035   6,246
Total retained loans 298,299   300,960
Consumer, excluding credit card | Residential real estate | 30–149 days past due      
Loans by origination year      
Term loans originated in 2026/2025 2   4
Term loans originated in 2025/2024 24   16
Term loans originated in 2024/2023 39   36
Term loans originated in 2023/2022 42   98
Term loans originated in 2022/2021 136   99
Term loans originated prior to 2022/2021 794   770
Revolving loans within the revolving period 24   27
Revolving loans converted to term loans 166   184
Total retained loans 1,227   1,234
Consumer, excluding credit card | Residential real estate | 150 or more days past due      
Loans by origination year      
Term loans originated in 2026/2025 0   0
Term loans originated in 2025/2024 5   12
Term loans originated in 2024/2023 11   68
Term loans originated in 2023/2022 40   242
Term loans originated in 2022/2021 205   231
Term loans originated prior to 2022/2021 768   653
Revolving loans within the revolving period 7   12
Revolving loans converted to term loans 102   119
Total retained loans $ 1,138   $ 1,337