v3.26.1
Segment Reporting
6 Months Ended
Jun. 30, 2026
Segment Reporting [Abstract]  
Segment Reporting Segment Reporting
Mid Penn operates as a single reportable segment, providing a broad range of banking and financial services to individuals, businesses, and institutional clients. These services include commercial and consumer lending, deposit products, wealth management, insurance, and treasury management solutions. The Chief Executive Officer and the Chief Financial Officer together act as Mid Penn Chief Operating Decision Makers ("CODM"). The CODM regularly evaluates financial performance and allocates resources on a consolidated basis.

The following table presents financial information reviewed by the CODM in assessing performance and allocating resources:

Three Months Ended June 30,Six Months Ended June 30,
(In thousands)2026202520262025
Net interest income$65,280 $48,206 $120,529 $90,715 
Provision for credit losses5282,2692,1222,570
Noninterest income10,5866,14320,19011,382
Noninterest expense47,76747,79899,72578,440
Provision/(Benefit) for Income taxes5,880(480)8,4752,583
Net income21,6914,76230,39718,504
Total assets$7,062,910 $6,354,543 $7,062,910 $6,354,543 


Other Segment Information

Revenue Composition: Mid Penn generates revenue primarily from net interest income and non-interest income, including fees from deposit accounts, wealth management, insurance, and treasury services.

Capital Allocation & Performance Metrics: The CODM assesses performance based on key financial metrics, including net interest margin, return on average assets ("ROA"), return on average equity ("ROE") and core efficiency ratio.