The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 739,067 2,937 SH SOLE 0 0 2,937
ADVANCED MICRO DEVICES INC COM 007903107 228,879 394 SH SOLE 0 0 394
ALPHABET INC CAP STK CL C 02079K107 789,339 2,234 SH SOLE 0 0 2,234
ALPHABET INC CAP STK CL A 02079K305 1,509,174 4,223 SH SOLE 0 0 4,223
AMAZON COM INC COM 023135106 1,125,441 4,722 SH SOLE 0 0 4,722
AMAZON COM INC COM 023135106 5,243 22 SH OTR 1 0 0 22
AMERICAN CENTY ETF TR AVANTIS INTL SML 025072190 273,082 3,628 SH SOLE 0 0 3,628
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232 223,075 2,251 SH SOLE 0 0 2,251
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323 1,954,649 26,651 SH SOLE 0 0 26,651
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 6,457,041 70,793 SH SOLE 0 0 70,793
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364 2,976,865 38,450 SH SOLE 0 0 38,450
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562 1,633,554 39,448 SH SOLE 0 0 39,448
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 4,361,140 45,197 SH SOLE 0 0 45,197
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687 2,627,838 56,430 SH SOLE 0 0 56,430
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 1,841,177 20,641 SH SOLE 0 0 20,641
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 2,921,647 28,351 SH SOLE 0 0 28,351
AMERICAN CENTY ETF TR US SML CP VALU 025072877 8,746,395 70,105 SH SOLE 0 0 70,105
AMERICAN CENTY ETF TR US EQT ETF 025072885 5,550,603 43,337 SH SOLE 0 0 43,337
AMERICAN EXPRESS CO COM 025816109 260,453 770 SH SOLE 0 0 770
ANALOG DEVICES INC COM 032654105 214,869 541 SH SOLE 0 0 541
APPLE INC COM 037833100 2,044,618 7,066 SH SOLE 0 0 7,066
APPLE INC COM 037833100 22,859 79 SH OTR 1 0 0 79
BROADCOM INC COM 11135F101 498,630 1,320 SH SOLE 0 0 1,320
CISCO SYS INC COM 17275R102 327,009 2,784 SH SOLE 0 0 2,784
COCA COLA CO COM 191216100 300,699 3,700 SH SOLE 0 0 3,700
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 8,728,345 211,596 SH SOLE 0 0 211,596
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 3,795 92 SH OTR 1,2 0 0 92
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 4,606,618 114,564 SH SOLE 0 0 114,564
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 1,428,870 17,438 SH SOLE 0 0 17,438
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 6,535,452 79,759 SH OTR 1 0 0 79,759
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 3,677,303 44,878 SH OTR 1,2 0 0 44,878
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 5,101,539 61,957 SH SOLE 0 0 61,957
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 16,824,577 204,331 SH OTR 1 0 0 204,331
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 6,268,685 76,132 SH OTR 1,2 0 0 76,132
DIMENSIONAL ETF TRUST GLOBAL EX US COR 25434V575 214,379 4,000 SH SOLE 0 0 4,000
DIMENSIONAL ETF TRUST ULTRASHORT FIXED 25434V591 4,121,102 81,156 SH OTR 1 0 0 81,156
DIMENSIONAL ETF TRUST ULTRASHORT FIXED 25434V591 1,405,032 27,669 SH OTR 1,2 0 0 27,669
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 2,184,305 31,249 SH SOLE 0 0 31,249
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 15,479,787 221,456 SH OTR 1 0 0 221,456
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 5,537,555 79,221 SH OTR 1,2 0 0 79,221
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 91,400 3,155 SH OTR 1 0 0 3,155
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 110,694 3,821 SH OTR 1,2 0 0 3,821
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 318,691 8,059 SH SOLE 0 0 8,059
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 159,425 4,032 SH OTR 1 0 0 4,032
DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674 474,826 9,112 SH SOLE 0 0 9,112
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 303,613 6,732 SH SOLE 0 0 6,732
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 22,643,726 510,453 SH SOLE 0 0 510,453
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 33,964,918 765,665 SH OTR 1 0 0 765,665
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 16,472,945 371,347 SH OTR 1,2 0 0 371,347
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 800,824 17,174 SH SOLE 0 0 17,174
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 4,840,220 87,988 SH SOLE 0 0 87,988
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 23,195,080 421,652 SH OTR 1 0 0 421,652
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 10,584,466 192,410 SH OTR 1,2 0 0 192,410
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 2,203,257 54,214 SH SOLE 0 0 54,214
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 2,459,939 60,530 SH OTR 1 0 0 60,530
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 3,790,655 93,274 SH OTR 1,2 0 0 93,274
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 5,575,375 159,160 SH SOLE 0 0 159,160
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 3,764,026 107,452 SH OTR 1 0 0 107,452
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 2,940,805 83,951 SH OTR 1,2 0 0 83,951
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 1,645,731 41,010 SH SOLE 0 0 41,010
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 993,360 24,754 SH OTR 1 0 0 24,754
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 1,918,415 47,805 SH OTR 1,2 0 0 47,805
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 4,909,815 131,771 SH SOLE 0 0 131,771
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 3,017,380 80,982 SH OTR 1 0 0 80,982
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 5,745,268 154,194 SH OTR 1,2 0 0 154,194
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 3,565,050 65,995 SH SOLE 0 0 65,995
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 6,205,007 114,865 SH OTR 1 0 0 114,865
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 1,846,902 34,189 SH OTR 1,2 0 0 34,189
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 215,634 5,559 SH SOLE 0 0 5,559
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 83,205 2,145 SH OTR 1 0 0 2,145
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 58,301 1,503 SH OTR 1,2 0 0 1,503
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 187,960 7,185 SH SOLE 0 0 7,185
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 1,531,982 58,562 SH OTR 1 0 0 58,562
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 1,463,312 55,937 SH OTR 1,2 0 0 55,937
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 1,261,592 26,101 SH OTR 1 0 0 26,101
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 3,862,982 79,921 SH OTR 1,2 0 0 79,921
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 10,926,524 228,827 SH SOLE 0 0 228,827
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 5,986,304 125,368 SH OTR 1 0 0 125,368
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 2,451,254 51,335 SH OTR 1,2 0 0 51,335
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 9,227,974 218,620 SH SOLE 0 0 218,620
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 15,722,220 372,476 SH OTR 1 0 0 372,476
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 6,382,921 151,218 SH OTR 1,2 0 0 151,218
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 247,307 6,713 SH SOLE 0 0 6,713
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 5,071,726 137,669 SH OTR 1 0 0 137,669
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 263,811 7,161 SH OTR 1,2 0 0 7,161
EMERSON ELEC CO COM 291011104 225,461 1,575 SH SOLE 0 0 1,575
EXXON MOBIL CORP COM 30231G102 519,126 3,797 SH SOLE 0 0 3,797
INTEL CORP COM 458140100 541,625 3,879 SH SOLE 0 0 3,879
INTEL CORP COM 458140100 1,676 12 SH OTR 1 0 0 12
INVESCO QQQ TR UNIT SER 1 46090E103 220,920 300 SH SOLE 0 0 300
ISHARES TR CORE US AGGBD ET 464287226 25,259 255 SH SOLE 0 0 255
ISHARES TR CORE US AGGBD ET 464287226 4,365,506 44,105 SH OTR 1 0 0 44,105
ISHARES TR CORE US AGGBD ET 464287226 2,001,296 20,219 SH OTR 1,2 0 0 20,219
ISHARES TR 1 3 YR TREAS BD 464287457 2,089,617 25,449 SH OTR 1 0 0 25,449
ISHARES TR 1 3 YR TREAS BD 464287457 220,958 2,691 SH OTR 1,2 0 0 2,691
ISHARES TR MSCI EAFE ETF 464287465 292,838 2,819 SH SOLE 0 0 2,819
ISHARES TR RUS 2000 VAL ETF 464287630 23,447 106 SH SOLE 0 0 106
ISHARES TR RUS 2000 VAL ETF 464287630 855,823 3,869 SH OTR 1,2 0 0 3,869
ISHARES TR U.S. REAL ES ETF 464287739 324,644 3,175 SH SOLE 0 0 3,175
ISHARES TR CORE S&P SCP ETF 464287804 219,202 1,478 SH SOLE 0 0 1,478
ISHARES TR CALIF MUN BD ETF 464288356 1,102,423 19,126 SH SOLE 0 0 19,126
ISHARES TR NATIONAL MUN ETF 464288414 211,796 1,968 SH SOLE 0 0 1,968
ISHARES INC CORE MSCI EMKT 46434G103 1,521,136 18,362 SH SOLE 0 0 18,362
ISHARES INC CORE MSCI EMKT 46434G103 8,947 108 SH OTR 1,2 0 0 108
JPMORGAN CHASE & CO. COM 46625H100 871,680 2,663 SH SOLE 0 0 2,663
JOHNSON & JOHNSON COM 478160104 507,585 1,998 SH SOLE 0 0 1,998
ELI LILLY & CO COM 532457108 400,610 334 SH SOLE 0 0 334
MICROSOFT CORP COM 594918104 1,227,797 3,291 SH SOLE 0 0 3,291
MICROSOFT CORP COM 594918104 214,860 576 SH OTR 1 0 0 576
MICRON TECHNOLOGY INC COM 595112103 265,487 230 SH SOLE 0 0 230
NVIDIA CORPORATION COM 67066G104 613,076 3,064 SH SOLE 0 0 3,064
ORACLE CORP COM 68389X105 213,816 1,459 SH SOLE 0 0 1,459
PHILIP MORRIS INTL INC COM 718172109 301,034 1,664 SH SOLE 0 0 1,664
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,675,527 6,261 SH SOLE 0 0 6,261
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 1,786,198 19,491 SH OTR 1 0 0 19,491
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 1,124,071 12,266 SH OTR 1,2 0 0 12,266
TEXAS INSTRS INC COM 882508104 287,041 963 SH SOLE 0 0 963
3M CO COM 88579Y101 336,773 2,080 SH OTR 1 0 0 2,080
UNITEDHEALTH GROUP INC COM 91324P102 386,536 930 SH SOLE 0 0 930
VANECK ETF TRUST JP MRGAN EM LOC 92189H300 468,949 18,347 SH SOLE 0 0 18,347
VANGUARD STAR FDS VG TL INTL STK F 921909768 351,022 4,106 SH SOLE 0 0 4,106
VANGUARD BD INDEX FDS INTERMED TERM 921937819 11,658 152 SH SOLE 0 0 152
VANGUARD BD INDEX FDS INTERMED TERM 921937819 6,995,392 91,205 SH OTR 1 0 0 91,205
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,521,881 19,842 SH OTR 1,2 0 0 19,842
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,760,766 35,435 SH SOLE 0 0 35,435
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 11,518,170 147,839 SH OTR 1 0 0 147,839
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 3,489,920 44,794 SH OTR 1,2 0 0 44,794
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,478,491 20,140 SH SOLE 0 0 20,140
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 323,475 4,540 SH SOLE 0 0 4,540
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 22,800 320 SH OTR 1,2 0 0 320
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 401,117 2,555 SH SOLE 0 0 2,555
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 78,534 500 SH OTR 1 0 0 500
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 6,278 40 SH OTR 1,2 0 0 40
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 3,724,567 63,996 SH SOLE 0 0 63,996
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 305,201 5,244 SH OTR 1 0 0 5,244
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 157,040 2,698 SH OTR 1,2 0 0 2,698
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,157,710 14,649 SH SOLE 0 0 14,649
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 40,047 679 SH SOLE 0 0 679
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 8,247,203 139,831 SH OTR 1 0 0 139,831
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 896,496 15,200 SH OTR 1,2 0 0 15,200
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 764,420 1,113 SH SOLE 0 0 1,113
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 6,181 9 SH OTR 1,2 0 0 9
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,110,214 42,623 SH SOLE 0 0 42,623
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 283,704 2,942 SH OTR 1 0 0 2,942
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 131,145 1,360 SH OTR 1,2 0 0 1,360
VANGUARD INDEX FDS SM CP VAL ETF 922908611 229,988 946 SH SOLE 0 0 946
VANGUARD INDEX FDS VALUE ETF 922908744 2,007,135 9,210 SH SOLE 0 0 9,210
VANGUARD INDEX FDS VALUE ETF 922908744 69,738 320 SH OTR 1,2 0 0 320
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,093,347 6,906 SH SOLE 0 0 6,906
VANGUARD INDEX FDS TOTAL STK MKT 922908769 321,565 869 SH SOLE 0 0 869
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,610,175 25,851 SH OTR 1,2 0 0 25,851
VERTEX PHARMACEUTICALS INC COM 92532F100 252,339 508 SH SOLE 0 0 508
WALMART INC COM 931142103 232,106 2,049 SH SOLE 0 0 2,049
WELLS FARGO CO NEW COM 949746101 287,752 3,482 SH SOLE 0 0 3,482
WISDOMTREE TR INTL SMCAP DIV 97717W760 541,128 6,458 SH SOLE 0 0 6,458