The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CRH PLC ORD G25508105 654,626 6,118 SH SOLE 6,118 0 0
EATON CORP PLC SHS G29183103 202,407 475 SH SOLE 475 0 0
LINDE PLC SHS G54950103 218,992 422 SH SOLE 422 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 540,276 1,100 SH SOLE 1,100 0 0
ASML HLDG NV NY Registry Shs N07059210 387,940 195 SH SOLE 175 0 20
AT&T COM 00206R102 236,580 11,429 SH SOLE 11,429 0 0
AST SPACEMOBILE INC COM CL A 00217D100 513,521 5,779 SH SOLE 0 0 5,779
ABBOTT LABS COM 002824100 7,660,543 84,423 SH SOLE 84,408 0 15
ABBOTT LABS COM 002824100 15,062 166 SH OTR 166 0 0
ABBVIE INC COM 00287Y109 7,118,643 28,289 SH SOLE 28,285 0 4
ABBVIE INC COM 00287Y109 12,078 48 SH OTR 48 0 0
ADOBE INC COM 00724F101 327,416 1,597 SH SOLE 1,597 0 0
ADVANCED MICRO DEVICES INC COM 007903107 1,519,079 2,615 SH SOLE 2,615 0 0
ALLSTATE CORP COM 020002101 281,958 1,185 SH SOLE 1,185 0 0
ALLY FINL INC COM 02005N100 372,011 8,096 SH SOLE 8,096 0 0
ALPHABET INC CAP STK CL A 02079K305 57,051,261 159,642 SH SOLE 159,440 0 202
ALPHABET INC CAP STK CL A 02079K305 103,637 290 SH OTR 290 0 0
ALTRIA GROUP INC COM 02209S103 433,570 6,026 SH SOLE 6,026 0 0
AMAZON COM INC COM 023135106 35,224,268 147,790 SH SOLE 145,610 0 2,180
AMAZON COM INC COM 023135106 66,496 279 SH OTR 279 0 0
AMERICAN ELEC PWR CO INC COM 025537101 415,491 3,037 SH SOLE 3,037 0 0
AMERICAN EXPRESS CO COM 025816109 313,557 927 SH SOLE 927 0 0
AMGEN INC COM 031162100 1,540,574 4,254 SH SOLE 4,254 0 0
ANALOG DEVICES INC COM 032654105 3,252,027 8,188 SH SOLE 8,188 0 0
ANALOG DEVICES INC COM 032654105 20,652 52 SH OTR 52 0 0
APA CORPORATION COM 03743Q108 226,491 6,954 SH SOLE 6,954 0 0
APPLE INC COM 037833100 53,158,614 183,711 SH SOLE 183,613 0 98
APPLE INC COM 037833100 95,778 331 SH OTR 331 0 0
APPLIED MATLS INC COM 038222105 812,652 1,124 SH SOLE 1,124 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 441,181 1,970 SH SOLE 1,670 0 300
BANK AMERICA CORP COM 060505104 14,408,703 252,873 SH SOLE 252,751 0 122
BANK AMERICA CORP COM 060505104 30,199 530 SH OTR 530 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 13,934,860 27,848 SH SOLE 27,817 0 31
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 32,024 64 SH OTR 64 0 0
BLACKROCK INC COM 09290D101 10,815,626 11,248 SH SOLE 11,246 0 2
BLACKROCK INC COM 09290D101 22,115 23 SH OTR 23 0 0
BOEING CO COM 097023105 5,082,282 23,478 SH SOLE 23,474 0 4
BOEING CO COM 097023105 10,390 48 SH OTR 48 0 0
BROADCOM INC COM 11135F101 24,361,853 64,492 SH SOLE 63,373 0 1,119
BROADCOM INC COM 11135F101 49,863 132 SH OTR 132 0 0
CVS HEALTH CORP COM 126650100 418,765 4,048 SH SOLE 4,048 0 0
CATERPILLAR INC COM 149123101 20,467,378 19,220 SH SOLE 19,210 0 10
CATERPILLAR INC COM 149123101 34,076 32 SH OTR 32 0 0
CHEVRON CORP NEW COM 166764100 487,500 2,941 SH SOLE 2,941 0 0
CHURCH AND DWIGHT INC COM 171340102 399,726 4,126 SH SOLE 4,126 0 0
CISCO SYS INC COM 17275R102 13,061,199 111,197 SH SOLE 111,178 0 19
CISCO SYS INC COM 17275R102 24,666 210 SH OTR 210 0 0
CITIGROUP INC COM 172967424 219,037 1,565 SH SOLE 1,565 0 0
COCA COLA CO COM 191216100 10,457,010 128,670 SH SOLE 128,597 0 73
COCA COLA CO COM 191216100 19,423 239 SH OTR 239 0 0
CONOCOPHILLIPS COM 20825C104 4,141,246 39,835 SH SOLE 39,825 0 10
CONOCOPHILLIPS COM 20825C104 6,653 64 SH OTR 64 0 0
COSTCO WHSL CORP NEW COM 22160K105 12,840,261 13,726 SH SOLE 13,724 0 2
COSTCO WHSL CORP NEW COM 22160K105 23,386 25 SH OTR 25 0 0
CUMMINS INC COM 231021106 303,114 425 SH SOLE 425 0 0
DANAHER CORPORATION COM 235851102 3,369,400 17,689 SH SOLE 17,686 0 3
DANAHER CORPORATION COM 235851102 6,285 33 SH OTR 33 0 0
DEERE & CO COM 244199105 1,026,345 1,618 SH SOLE 1,618 0 0
DISNEY WALT CO COM DISNEY 254687106 3,812,847 39,614 SH SOLE 39,607 0 7
DISNEY WALT CO COM DISNEY 254687106 7,700 80 SH OTR 80 0 0
DOLLAR GEN CORP COM 256677105 243,457 2,115 SH SOLE 2,115 0 0
EXXON MOBIL CORP COM 30231G102 9,297,643 68,005 SH SOLE 67,891 0 114
EXXON MOBIL CORP COM 30231G102 16,269 119 SH OTR 119 0 0
META PLATFORMS INC CL A 30303M102 21,763,835 38,637 SH SOLE 38,630 0 7
META PLATFORMS INC CL A 30303M102 45,063 80 SH OTR 80 0 0
FEDEX CORP COM 31428X106 8,433,843 26,934 SH SOLE 26,929 0 5
FEDEX CORP COM 31428X106 17,535 56 SH OTR 56 0 0
FEDEX FGHT HLDG CO INC COMMON STOCK 314352105 2,033,290 13,465 SH SOLE 13,463 0 2
FEDEX FGHT HLDG CO INC COMMON STOCK 314352105 4,228 28 SH OTR 28 0 0
FIFTH THIRD BANCORP COM 316773100 202,199 3,587 SH SOLE 3,587 0 0
FIRST TR EXCHANGE-TRADED ALP COM 33735K108 387,540 2,000 SH SOLE 2,000 0 0
FORD MTR CO COM 345370860 253,230 18,218 SH SOLE 18,218 0 0
GE VERNOVA INC COM 36828A101 246,720 210 SH SOLE 210 0 0
GE AEROSPACE COM 369604301 337,478 903 SH SOLE 903 0 0
GENERAL MTRS CO COM 37045V100 10,018,318 129,973 SH SOLE 129,948 0 25
GENERAL MTRS CO COM 37045V100 21,967 285 SH OTR 285 0 0
GERMAN AMERN BANCORP INC COM 373865104 45,153,538 951,402 SH SOLE 24,861 0 926,541
GOLDMAN SACHS GROUP INC COM 38414G104 1,243,985 1,230 SH SOLE 1,230 0 0
HOME DEPOT INC COM 437076102 1,013,602 2,874 SH SOLE 2,874 0 0
HONEYWELL AEROSPACE INC COM 43849R105 3,536,506 15,996 SH SOLE 15,981 0 15
HONEYWELL AEROSPACE INC COM 43849R105 6,742 30 SH OTR 30 0 0
HONEYWELL INTL INC COM 438516106 3,581,616 15,996 SH SOLE 15,851 0 145
HONEYWELL INTL INC COM 438516106 6,828 30 SH OTR 30 0 0
ILLINOIS TOOL WKS INC COM 452308109 234,227 866 SH SOLE 866 0 0
INTEL CORP COM 458140100 943,340 6,756 SH SOLE 6,756 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 2,646,621 3,594 SH SOLE 3,171 0 423
ISHARES TR CORE S&P TTL STK 464287150 726,073 4,420 SH SOLE 4,420 0 0
ISHARES TR CORE S&P500 ETF 464287200 41,337,979 55,199 SH SOLE 55,199 0 0
ISHARES TR CORE US AGGBD ET 464287226 393,940 3,980 SH SOLE 3,980 0 0
ISHARES TR MSCI EAFE ETF 464287465 933,465 8,986 SH SOLE 5,386 0 3,600
ISHARES TR RUS MID CAP ETF 464287499 105,972,840 960,595 SH SOLE 959,968 0 627
ISHARES TR RUS MID CAP ETF 464287499 236,636 2,145 SH OTR 2,145 0 0
ISHARES TR CORE S&P MCP ETF 464287507 408,297 5,295 SH SOLE 5,295 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 1,032,024 4,257 SH SOLE 4,257 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 613,399 4,940 SH SOLE 4,940 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 65,526,943 218,096 SH SOLE 217,944 0 152
ISHARES TR RUSSELL 2000 ETF 464287655 147,220 490 SH OTR 490 0 0
ISHARES TR CORE S&P US VLU 464287663 637,988 5,792 SH SOLE 5,792 0 0
ISHARES TR CORE S&P SCP ETF 464287804 305,518 2,060 SH SOLE 2,060 0 0
ISHARES TR SHRT NATG MUN ETF 464288158 4,669,667 43,859 SH SOLE 43,409 0 450
ISHARES TR MSCI ACWI EX US 464288240 134,892,569 1,772,337 SH SOLE 1,771,089 0 1,248
ISHARES TR MSCI ACWI EX US 464288240 334,122 4,390 SH OTR 4,390 0 0
ISHARES TR NATIONAL MUN ETF 464288414 14,438,083 134,158 SH SOLE 133,115 0 1,043
ISHARES TR GOV/CRED BD ETF 464288596 408,766 3,937 SH SOLE 3,937 0 0
ISHARES TR INTRM GOV CR ETF 464288612 99,757,098 940,262 SH SOLE 940,262 0 0
ISHARES TR INTRM GOV CR ETF 464288612 156,808 1,478 SH OTR 1,478 0 0
ISHARES TR CORE MSCI EAFE 46432F842 683,110 7,073 SH SOLE 7,073 0 0
ISHARES TR CORE MSCI EMKT 46434G103 487,016 5,879 SH SOLE 5,879 0 0
JPMORGAN CHASE & CO COM 46625H100 18,771,393 57,347 SH SOLE 57,298 0 49
JPMORGAN CHASE & CO COM 46625H100 32,078 98 SH OTR 98 0 0
JOHNSON & JOHNSON COM 478160104 12,545,864 49,399 SH SOLE 49,391 0 8
JOHNSON & JOHNSON COM 478160104 23,873 94 SH OTR 94 0 0
KLA CORP COM NEW 482480100 633,591 2,100 SH SOLE 2,100 0 0
ELI LILLY & CO COM 532457108 18,374,068 15,319 SH SOLE 15,213 0 106
ELI LILLY & CO COM 532457108 33,584 28 SH OTR 28 0 0
M & T BK CORP COM 55261F104 8,454,829 35,523 SH SOLE 35,517 0 6
M & T BK CORP COM 55261F104 18,326 77 SH OTR 77 0 0
MARVELL TECHNOLOGY INC COM 573874104 2,128,721 7,146 SH SOLE 6,996 0 150
MARVELL TECHNOLOGY INC COM 573874104 12,511 42 SH OTR 42 0 0
MASTERCARD INCORPORATED CL A 57636Q104 13,594,478 26,469 SH SOLE 26,464 0 5
MASTERCARD INCORPORATED CL A 57636Q104 25,166 49 SH OTR 49 0 0
MCDONALDS CORP COM 580135101 506,560 1,874 SH SOLE 1,874 0 0
MERCK & CO INC COM 58933Y105 431,503 3,358 SH SOLE 3,153 0 205
MICROSOFT CORP COM 594918104 43,198,327 115,807 SH SOLE 114,418 0 1,389
MICROSOFT CORP COM 594918104 83,556 224 SH OTR 224 0 0
MICRON TECHNOLOGY INC COM 595112103 58,358,593 50,558 SH SOLE 50,547 0 11
MICRON TECHNOLOGY INC COM 595112103 51,943 45 SH OTR 45 0 0
MORGAN STANLEY COM NEW 617446448 16,736,787 80,065 SH SOLE 80,051 0 14
MORGAN STANLEY COM NEW 617446448 33,028 158 SH OTR 158 0 0
NEXTERA ENERGY INC COM 65339F101 556,812 6,344 SH SOLE 6,344 0 0
NIKE INC CL B 654106103 2,558,933 62,337 SH SOLE 62,324 0 13
NIKE INC CL B 654106103 5,870 143 SH OTR 143 0 0
NORTHROP GRUMMAN CORP COM 666807102 6,658,209 13,073 SH SOLE 13,073 0 0
NORTHROP GRUMMAN CORP COM 666807102 16,807 33 SH OTR 33 0 0
NVIDIA CORPORATION COM 67066G104 53,535,280 267,556 SH SOLE 267,510 0 46
NVIDIA CORPORATION COM 67066G104 103,646 518 SH OTR 518 0 0
ORACLE CORP COM 68389X105 12,779,013 87,199 SH SOLE 87,117 0 82
ORACLE CORP COM 68389X105 24,034 164 SH OTR 164 0 0
PNC FINL SVCS GROUP INC COM 693475105 376,716 1,530 SH SOLE 1,530 0 0
PALO ALTO NETWORKS INC COM 697435105 255,765 750 SH SOLE 750 0 0
PEPSICO INC COM 713448108 242,772 1,793 SH SOLE 1,793 0 0
PFIZER INC COM 717081103 3,331,082 138,334 SH SOLE 138,307 0 27
PFIZER INC COM 717081103 7,248 301 SH OTR 301 0 0
PHILIP MORRIS INTL INC COM 718172109 647,838 3,581 SH SOLE 3,581 0 0
PHILLIPS 66 COM 718546104 3,328,425 19,689 SH SOLE 19,684 0 5
PHILLIPS 66 COM 718546104 5,240 31 SH OTR 31 0 0
PROCTER & GAMBLE CO COM 742718109 9,921,222 67,657 SH SOLE 67,646 0 11
PROCTER & GAMBLE CO COM 742718109 18,476 126 SH OTR 126 0 0
QUALCOMM INC COM 747525103 499,302 2,702 SH SOLE 2,302 0 400
RTX CORPORATION COM 75513E101 13,271,992 69,952 SH SOLE 69,939 0 13
RTX CORPORATION COM 75513E101 26,941 142 SH OTR 142 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 31,120,579 41,673 SH SOLE 41,617 0 56
SPDR S&P 500 ETF TR TR UNIT 78462F103 161,302 216 SH OTR 216 0 0
SPDR GOLD TR GOLD SHS 78463V107 478,157 1,298 SH SOLE 180 0 1,118
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 347,495 6,711 SH SOLE 6,711 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,584,916 31,453 SH SOLE 31,453 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375 475,232 14,203 SH SOLE 14,203 0 0
SPDR SERIES TRUST ST STR P500GRW 78464A409 263,443 2,214 SH SOLE 2,214 0 0
SPDR SERIES TRUST ST STR P500VAL 78464A508 202,430 3,330 SH SOLE 3,330 0 0
SPDR SERIES TRUST ST STR SP REGBNK 78464A698 219,460 2,932 SH SOLE 0 0 2,932
SPDR SER TR PORTFOLI S&P1500 78464A805 955,564 10,525 SH SOLE 10,525 0 0
SPDR SER TR S&P 400 MDCP VAL 78464A839 243,479 2,567 SH SOLE 2,567 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 873,991 1,242 SH SOLE 1,242 0 0
SALESFORCE INC COM 79466L302 3,690,596 23,558 SH SOLE 23,531 0 27
SALESFORCE INC COM 79466L302 10,182 65 SH OTR 65 0 0
SCGWAB STRATEGIC TR FUNDAMENTAL US L 808524771 221,960 7,137 SH SOLE 7,137 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 300,913 5,920 SH SOLE 5,920 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 297,487 1,875 SH SOLE 1,875 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 5,560,010 47,408 SH SOLE 47,400 0 8
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 10,672 91 SH OTR 91 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,055,580 19,690 SH SOLE 19,690 0 0
SELECT SECTOR SPDR TR INDL 81369Y704 360,828 1,948 SH SOLE 1,498 0 450
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,687,284 14,105 SH SOLE 14,105 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 1,813,603 16,929 SH SOLE 16,929 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 21,607,275 476,561 SH SOLE 476,023 0 538
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 48,241 1,064 SH OTR 1,064 0 0
SYNOPSIS INC COM 871607107 4,234,988 9,494 SH SOLE 9,492 0 2
SYNOPSIS INC COM 871607107 10,259 23 SH OTR 23 0 0
TJX COS INC NEW COM 872540109 5,359,615 35,377 SH SOLE 35,371 0 6
TJX COS INC NEW COM 872540109 9,696 64 SH OTR 64 0 0
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 457,034 957 SH SOLE 757 0 200
TARGET CORP COM 876120000 223,473 1,711 SH SOLE 1,711 0 0
TEXAS INSTRS INC COM 882508104 1,041,158 3,493 SH SOLE 3,493 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 4,910,821 9,795 SH SOLE 9,793 0 2
THERMO FISHER SCIENTIFIC INC COM 883556102 9,525 19 SH OTR 19 0 0
TYSON FOODS INC CL A 902494103 400,750 7,000 SH SOLE 0 0 7,000
US BANCORP DEL COM NEW 902973304 357,326 5,916 SH SOLE 5,916 0 0
UNITEDHEALTH GROUP INC COM 91324P102 10,057,830 24,199 SH SOLE 24,145 0 54
UNITEDHEALTH GROUP INC COM 91324P102 19,534 47 SH OTR 47 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 689,818 8,069 SH SOLE 8,069 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 282,191 3,210 SH SOLE 3,210 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 438,087 5,623 SH SOLE 5,623 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 335,373 4,707 SH SOLE 4,707 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 3,764,432 23,821 SH SOLE 23,821 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 354,513 4,233 SH SOLE 4,233 0 0
VANGUARD SCOTTSDALE FDS INT TERM CORP 92206C870 3,078,795 37,251 SH SOLE 37,251 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 521,975 760 SH SOLE 720 0 40
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 247,246 2,564 SH SOLE 2,564 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,149,169 14,263 SH SOLE 14,263 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 851,752 9,888 SH SOLE 9,888 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 581,655 2,669 SH SOLE 2,669 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 649,283 2,142 SH SOLE 2,142 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,913,106 5,170 SH SOLE 5,170 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 219,448 5,183 SH SOLE 300 0 4,883
VIRTU FINL INC CL A 928254101 247,930 4,162 SH SOLE 4,162 0 0
VISA INC COM CL A 92826C839 2,218,419 6,466 SH SOLE 6,466 0 0
WALMART INC COM 931142103 8,552,489 75,512 SH SOLE 75,352 0 160
WALMART INC COM 931142103 17,215 152 SH OTR 152 0 0
WASTE MGMT INC DEL COM 94106L109 225,554 1,012 SH SOLE 1,012 0 0
WELLS FARGO & CO COM 949746101 256,431 3,103 SH SOLE 3,103 0 0
ZOESTIS INC CL A 98978V103 1,376,765 19,159 SH SOLE 19,155 0 4
ZOESTIS INC CL A 98978V103 3,089 43 SH OTR 43 0 0