<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2026 Workiva-->
<!--r:019e8a1f-bd07-7991-84fa-07cf3a6a9f32,g:fe6dd60b-47b4-40c0-b91b-deab2f6b390f-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:arcroleRef arcroleURI="https://xbrl.org/2023/arcrole/summation-item" xlink:type="simple" xlink:href="https://www.xbrl.org/2023/calculation-1.1.xsd#summation-item"/>
  <link:roleRef roleURI="http://germanamerican.com/role/CONSOLIDATEDBALANCESHEETS" xlink:type="simple" xlink:href="gabc-20260630.xsd#CONSOLIDATEDBALANCESHEETS"/>
  <link:calculationLink xlink:role="http://germanamerican.com/role/CONSOLIDATEDBALANCESHEETS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_019e8a1f-c117-754a-8b0f-243232d0a630" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Assets"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsAndFederalFundsSold_019e8a1f-c117-7e53-884b-e53697ccf9bc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashCashEquivalentsAndFederalFundsSold"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_019e8a1f-c117-754a-8b0f-243232d0a630" xlink:to="loc_us-gaap_CashCashEquivalentsAndFederalFundsSold_019e8a1f-c117-7e53-884b-e53697ccf9bc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestBearingDepositsInBanks_019e8a1f-c117-737b-81f3-81d0f8e7ce16" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestBearingDepositsInBanks"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_019e8a1f-c117-754a-8b0f-243232d0a630" xlink:to="loc_us-gaap_InterestBearingDepositsInBanks_019e8a1f-c117-737b-81f3-81d0f8e7ce16" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_019e8a1f-c117-7c90-9750-8cf9218aeec2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_019e8a1f-c117-754a-8b0f-243232d0a630" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_019e8a1f-c117-7c90-9750-8cf9218aeec2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount_019e8a1f-c117-7e89-b800-7ead747d5aaf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_019e8a1f-c117-754a-8b0f-243232d0a630" xlink:to="loc_us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount_019e8a1f-c117-7e89-b800-7ead747d5aaf" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansHeldForSaleFairValueDisclosure_019e8a1f-c117-78d8-afda-e69cf5b041b6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LoansHeldForSaleFairValueDisclosure"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_019e8a1f-c117-754a-8b0f-243232d0a630" xlink:to="loc_us-gaap_LoansHeldForSaleFairValueDisclosure_019e8a1f-c117-78d8-afda-e69cf5b041b6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankStock_019e8a1f-c117-7106-839e-ed800d25984c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FederalHomeLoanBankStock"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_019e8a1f-c117-754a-8b0f-243232d0a630" xlink:to="loc_us-gaap_FederalHomeLoanBankStock_019e8a1f-c117-7106-839e-ed800d25984c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentAndFinanceLeaseRightOfUseAssetAfterAccumulatedDepreciationAndAmortization_019e8a1f-c117-7023-97e3-f3c52ea822e8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PropertyPlantAndEquipmentAndFinanceLeaseRightOfUseAssetAfterAccumulatedDepreciationAndAmortization"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_019e8a1f-c117-754a-8b0f-243232d0a630" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentAndFinanceLeaseRightOfUseAssetAfterAccumulatedDepreciationAndAmortization_019e8a1f-c117-7023-97e3-f3c52ea822e8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RealEstateAcquiredThroughForeclosure_019e8a1f-c117-77b7-a1f7-34908329e947" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RealEstateAcquiredThroughForeclosure"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_019e8a1f-c117-754a-8b0f-243232d0a630" xlink:to="loc_us-gaap_RealEstateAcquiredThroughForeclosure_019e8a1f-c117-77b7-a1f7-34908329e947" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Goodwill_019e8a1f-c117-7c0f-b4b9-77f62704c485" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Goodwill"/>
    <link:calculationArc order="9" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_019e8a1f-c117-754a-8b0f-243232d0a630" xlink:to="loc_us-gaap_Goodwill_019e8a1f-c117-7c0f-b4b9-77f62704c485" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IntangibleAssetsNetExcludingGoodwill_019e8a1f-c117-721e-bf4d-f5722cb8fb4c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IntangibleAssetsNetExcludingGoodwill"/>
    <link:calculationArc order="10" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_019e8a1f-c117-754a-8b0f-243232d0a630" xlink:to="loc_us-gaap_IntangibleAssetsNetExcludingGoodwill_019e8a1f-c117-721e-bf4d-f5722cb8fb4c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BankOwnedLifeInsurance_019e8a1f-c117-71f8-95e2-a24add0aa381" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BankOwnedLifeInsurance"/>
    <link:calculationArc order="11" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_019e8a1f-c117-754a-8b0f-243232d0a630" xlink:to="loc_us-gaap_BankOwnedLifeInsurance_019e8a1f-c117-71f8-95e2-a24add0aa381" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestReceivableAndOtherAssets_019e8a1f-c117-7d11-8072-3f03b451c659" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestReceivableAndOtherAssets"/>
    <link:calculationArc order="12" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_019e8a1f-c117-754a-8b0f-243232d0a630" xlink:to="loc_us-gaap_InterestReceivableAndOtherAssets_019e8a1f-c117-7d11-8072-3f03b451c659" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_019e8a1f-c117-71d9-83e0-1494a0156fd5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss"/>
    <link:calculationArc order="13" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_019e8a1f-c117-754a-8b0f-243232d0a630" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_019e8a1f-c117-71d9-83e0-1494a0156fd5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_019e8a1f-c117-7603-a14b-e5e8985f86c6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossFeeAndLoanInProcess_019e8a1f-c117-7927-bcc0-fc1a01ec14b2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossFeeAndLoanInProcess"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_019e8a1f-c117-7603-a14b-e5e8985f86c6" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossFeeAndLoanInProcess_019e8a1f-c117-7927-bcc0-fc1a01ec14b2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount_019e8a1f-c117-7868-a128-b3997120a14a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_019e8a1f-c117-7603-a14b-e5e8985f86c6" xlink:to="loc_us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount_019e8a1f-c117-7868-a128-b3997120a14a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest_019e8a1f-c117-7867-bb7e-a66723c07302" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_019e8a1f-c117-7603-a14b-e5e8985f86c6" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest_019e8a1f-c117-7867-bb7e-a66723c07302" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_019e8a1f-c117-7417-96f9-f0adf697c31e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockholdersEquity"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockValue_019e8a1f-c117-7fc8-9024-be2b5d75d894" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockValue"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_019e8a1f-c117-7417-96f9-f0adf697c31e" xlink:to="loc_us-gaap_CommonStockValue_019e8a1f-c117-7fc8-9024-be2b5d75d894" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapitalCommonStock_019e8a1f-c117-767d-b8db-2cbf7db609fa" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AdditionalPaidInCapitalCommonStock"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_019e8a1f-c117-7417-96f9-f0adf697c31e" xlink:to="loc_us-gaap_AdditionalPaidInCapitalCommonStock_019e8a1f-c117-767d-b8db-2cbf7db609fa" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_019e8a1f-c117-77be-9046-91c6a1502dac" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RetainedEarningsAccumulatedDeficit"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_019e8a1f-c117-7417-96f9-f0adf697c31e" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_019e8a1f-c117-77be-9046-91c6a1502dac" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_019e8a1f-c117-7da8-b99a-d84643c85bd2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_019e8a1f-c117-7417-96f9-f0adf697c31e" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_019e8a1f-c117-7da8-b99a-d84643c85bd2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_019e8a1f-c117-7efe-9028-3251e8760634" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Liabilities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Deposits_019e8a1f-c117-7a88-b079-0b74c4d9cbdc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Deposits"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_019e8a1f-c117-7efe-9028-3251e8760634" xlink:to="loc_us-gaap_Deposits_019e8a1f-c117-7a88-b079-0b74c4d9cbdc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdvancesFromFederalHomeLoanBanks_019e8a1f-c117-73c0-bd78-0e4f9bf2e3a4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AdvancesFromFederalHomeLoanBanks"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_019e8a1f-c117-7efe-9028-3251e8760634" xlink:to="loc_us-gaap_AdvancesFromFederalHomeLoanBanks_019e8a1f-c117-73c0-bd78-0e4f9bf2e3a4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent_019e8a1f-c117-77f2-a2b3-9a0570e16abc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_019e8a1f-c117-7efe-9028-3251e8760634" xlink:to="loc_us-gaap_AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent_019e8a1f-c117-77f2-a2b3-9a0570e16abc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsAndFederalFundsSold_019e8a1f-c117-7c62-89d8-e639cc9383f4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashCashEquivalentsAndFederalFundsSold"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndDueFromBanks_019e8a1f-c117-7967-8882-2a290442395b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashAndDueFromBanks"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsAndFederalFundsSold_019e8a1f-c117-7c62-89d8-e639cc9383f4" xlink:to="loc_us-gaap_CashAndDueFromBanks_019e8a1f-c117-7967-8882-2a290442395b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_gabc_FederalFundsSoldAndInterestBearingDepositsInBanksAndOtherFinancialInstitutions_019e8a1f-c117-720f-a052-4c2059afe0af" xlink:href="gabc-20260630.xsd#gabc_FederalFundsSoldAndInterestBearingDepositsInBanksAndOtherFinancialInstitutions"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsAndFederalFundsSold_019e8a1f-c117-7c62-89d8-e639cc9383f4" xlink:to="loc_gabc_FederalFundsSoldAndInterestBearingDepositsInBanksAndOtherFinancialInstitutions_019e8a1f-c117-720f-a052-4c2059afe0af" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_019e8a1f-c117-7eff-85f2-f63439df0d9f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilitiesAndStockholdersEquity"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_019e8a1f-c117-7ee4-b255-e8ef531ccf0e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockholdersEquity"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_019e8a1f-c117-7eff-85f2-f63439df0d9f" xlink:to="loc_us-gaap_StockholdersEquity_019e8a1f-c117-7ee4-b255-e8ef531ccf0e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_019e8a1f-c117-7152-b1e2-9cfd2d11976c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Liabilities"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_019e8a1f-c117-7eff-85f2-f63439df0d9f" xlink:to="loc_us-gaap_Liabilities_019e8a1f-c117-7152-b1e2-9cfd2d11976c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Deposits_019e8a1f-c117-70ab-82c6-761fdd76499f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Deposits"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoninterestBearingDepositLiabilities_019e8a1f-c117-7720-850f-f4de2f039c49" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NoninterestBearingDepositLiabilities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_Deposits_019e8a1f-c117-70ab-82c6-761fdd76499f" xlink:to="loc_us-gaap_NoninterestBearingDepositLiabilities_019e8a1f-c117-7720-850f-f4de2f039c49" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestBearingDepositLiabilities_019e8a1f-c117-72c2-ba8b-0a09f11d7cc9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestBearingDepositLiabilities"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_Deposits_019e8a1f-c117-70ab-82c6-761fdd76499f" xlink:to="loc_us-gaap_InterestBearingDepositLiabilities_019e8a1f-c117-72c2-ba8b-0a09f11d7cc9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDeposits_019e8a1f-c117-7c54-a728-ba13c26dece0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TimeDeposits"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_Deposits_019e8a1f-c117-70ab-82c6-761fdd76499f" xlink:to="loc_us-gaap_TimeDeposits_019e8a1f-c117-7c54-a728-ba13c26dece0" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://germanamerican.com/role/CONSOLIDATEDSTATEMENTSOFINCOME" xlink:type="simple" xlink:href="gabc-20260630.xsd#CONSOLIDATEDSTATEMENTSOFINCOME"/>
  <link:calculationLink xlink:role="http://germanamerican.com/role/CONSOLIDATEDSTATEMENTSOFINCOME" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestIncomeExpenseNet_019e8a1f-c117-711d-b451-96a405d4432f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestIncomeExpenseNet"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseOperating_019e8a1f-c117-7c5f-8f8e-6e21269a6357" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestExpenseOperating"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_InterestIncomeExpenseNet_019e8a1f-c117-711d-b451-96a405d4432f" xlink:to="loc_us-gaap_InterestExpenseOperating_019e8a1f-c117-7c5f-8f8e-6e21269a6357" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperating_019e8a1f-c117-7d55-9201-878a000ebd09" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestAndDividendIncomeOperating"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_InterestIncomeExpenseNet_019e8a1f-c117-711d-b451-96a405d4432f" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperating_019e8a1f-c117-7d55-9201-878a000ebd09" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoninterestIncome_019e8a1f-c117-7627-8c4f-7b2fc32b3886" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NoninterestIncome"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_019e8a1f-c117-72af-b6db-7a23f1d47f07" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome_019e8a1f-c117-7627-8c4f-7b2fc32b3886" xlink:to="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_019e8a1f-c117-72af-b6db-7a23f1d47f07" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BankOwnedLifeInsuranceIncome_019e8a1f-c117-7c10-901f-f32196e40a0e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BankOwnedLifeInsuranceIncome"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome_019e8a1f-c117-7627-8c4f-7b2fc32b3886" xlink:to="loc_us-gaap_BankOwnedLifeInsuranceIncome_019e8a1f-c117-7c10-901f-f32196e40a0e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoninterestIncomeOtherOperatingIncome_019e8a1f-c117-7b7d-979d-cf1e8ca17983" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NoninterestIncomeOtherOperatingIncome"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome_019e8a1f-c117-7627-8c4f-7b2fc32b3886" xlink:to="loc_us-gaap_NoninterestIncomeOtherOperatingIncome_019e8a1f-c117-7b7d-979d-cf1e8ca17983" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnSalesOfLoansNet_019e8a1f-c117-7841-97f8-0f45fd8c72e3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GainLossOnSalesOfLoansNet"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome_019e8a1f-c117-7627-8c4f-7b2fc32b3886" xlink:to="loc_us-gaap_GainLossOnSalesOfLoansNet_019e8a1f-c117-7841-97f8-0f45fd8c72e3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtAndEquitySecuritiesGainLoss_019e8a1f-c117-7773-b7c0-954e682744e6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtAndEquitySecuritiesGainLoss"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome_019e8a1f-c117-7627-8c4f-7b2fc32b3886" xlink:to="loc_us-gaap_DebtAndEquitySecuritiesGainLoss_019e8a1f-c117-7773-b7c0-954e682744e6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoninterestExpense_019e8a1f-c117-7e2b-95a3-b2d94f6a3b71" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NoninterestExpense"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LaborAndRelatedExpense_019e8a1f-c117-7b7c-908e-c0fa1dac4dda" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LaborAndRelatedExpense"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense_019e8a1f-c117-7e2b-95a3-b2d94f6a3b71" xlink:to="loc_us-gaap_LaborAndRelatedExpense_019e8a1f-c117-7b7c-908e-c0fa1dac4dda" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OccupancyNet_019e8a1f-c117-78bb-9d21-8280cec5275a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OccupancyNet"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense_019e8a1f-c117-7e2b-95a3-b2d94f6a3b71" xlink:to="loc_us-gaap_OccupancyNet_019e8a1f-c117-78bb-9d21-8280cec5275a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalDepositInsuranceCorporationPremiumExpense_019e8a1f-c117-7bf2-8c5c-cb93c2d5b9a0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FederalDepositInsuranceCorporationPremiumExpense"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense_019e8a1f-c117-7e2b-95a3-b2d94f6a3b71" xlink:to="loc_us-gaap_FederalDepositInsuranceCorporationPremiumExpense_019e8a1f-c117-7bf2-8c5c-cb93c2d5b9a0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InformationTechnologyAndDataProcessing_019e8a1f-c117-7cee-a38d-663fda85abaa" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InformationTechnologyAndDataProcessing"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense_019e8a1f-c117-7e2b-95a3-b2d94f6a3b71" xlink:to="loc_us-gaap_InformationTechnologyAndDataProcessing_019e8a1f-c117-7cee-a38d-663fda85abaa" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfessionalFees_019e8a1f-c117-73e8-8361-5b51674eba8e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProfessionalFees"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense_019e8a1f-c117-7e2b-95a3-b2d94f6a3b71" xlink:to="loc_us-gaap_ProfessionalFees_019e8a1f-c117-73e8-8361-5b51674eba8e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MarketingAndAdvertisingExpense_019e8a1f-c117-7075-9339-64d30b6b9510" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MarketingAndAdvertisingExpense"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense_019e8a1f-c117-7e2b-95a3-b2d94f6a3b71" xlink:to="loc_us-gaap_MarketingAndAdvertisingExpense_019e8a1f-c117-7075-9339-64d30b6b9510" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AmortizationOfAcquisitionCosts_019e8a1f-c117-7892-8621-0e79e6a2d76e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AmortizationOfAcquisitionCosts"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense_019e8a1f-c117-7e2b-95a3-b2d94f6a3b71" xlink:to="loc_us-gaap_AmortizationOfAcquisitionCosts_019e8a1f-c117-7892-8621-0e79e6a2d76e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherNoninterestExpense_019e8a1f-c117-7364-8c7b-195ee982cde9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherNoninterestExpense"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense_019e8a1f-c117-7e2b-95a3-b2d94f6a3b71" xlink:to="loc_us-gaap_OtherNoninterestExpense_019e8a1f-c117-7364-8c7b-195ee982cde9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperating_019e8a1f-c117-7064-8fd7-e1416bb3587e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestAndDividendIncomeOperating"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestAndFeeIncomeLoansAndLeases_019e8a1f-c117-7cec-bf3c-1c6ec4b06d31" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperating_019e8a1f-c117-7064-8fd7-e1416bb3587e" xlink:to="loc_us-gaap_InterestAndFeeIncomeLoansAndLeases_019e8a1f-c117-7cec-bf3c-1c6ec4b06d31" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_gabc_InterestIncomeFederalFundsSoldAndDomesticDeposits_019e8a1f-c117-7434-be5f-24e0c4e2aefc" xlink:href="gabc-20260630.xsd#gabc_InterestIncomeFederalFundsSoldAndDomesticDeposits"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperating_019e8a1f-c117-7064-8fd7-e1416bb3587e" xlink:to="loc_gabc_InterestIncomeFederalFundsSoldAndDomesticDeposits_019e8a1f-c117-7434-be5f-24e0c4e2aefc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_gabc_InterestIncomeSecuritiesTaxableAndDividendIncomeOperating_019e8a1f-c117-7429-82f3-b39022535bf4" xlink:href="gabc-20260630.xsd#gabc_InterestIncomeSecuritiesTaxableAndDividendIncomeOperating"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperating_019e8a1f-c117-7064-8fd7-e1416bb3587e" xlink:to="loc_gabc_InterestIncomeSecuritiesTaxableAndDividendIncomeOperating_019e8a1f-c117-7429-82f3-b39022535bf4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestIncomeSecuritiesTaxExempt_019e8a1f-c117-7acc-962b-db99e7f4e0ef" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestIncomeSecuritiesTaxExempt"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperating_019e8a1f-c117-7064-8fd7-e1416bb3587e" xlink:to="loc_us-gaap_InterestIncomeSecuritiesTaxExempt_019e8a1f-c117-7acc-962b-db99e7f4e0ef" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseOperating_019e8a1f-c117-74a1-afe7-3c44f013f918" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestExpenseOperating"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseBorrowings_019e8a1f-c117-7fc3-9dde-e96a062e416e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestExpenseBorrowings"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_InterestExpenseOperating_019e8a1f-c117-74a1-afe7-3c44f013f918" xlink:to="loc_us-gaap_InterestExpenseBorrowings_019e8a1f-c117-7fc3-9dde-e96a062e416e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseDomesticDeposits_019e8a1f-c117-707c-846a-a775b0b8b9c1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestExpenseDomesticDeposits"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_InterestExpenseOperating_019e8a1f-c117-74a1-afe7-3c44f013f918" xlink:to="loc_us-gaap_InterestExpenseDomesticDeposits_019e8a1f-c117-707c-846a-a775b0b8b9c1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_019e8a1f-c117-70df-a55c-9768d5496ca2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoninterestExpense_019e8a1f-c117-7ef6-914c-aa839f15e6f8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NoninterestExpense"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_019e8a1f-c117-70df-a55c-9768d5496ca2" xlink:to="loc_us-gaap_NoninterestExpense_019e8a1f-c117-7ef6-914c-aa839f15e6f8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoninterestIncome_019e8a1f-c117-7413-9b82-25c78024ed7f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NoninterestIncome"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_019e8a1f-c117-70df-a55c-9768d5496ca2" xlink:to="loc_us-gaap_NoninterestIncome_019e8a1f-c117-7413-9b82-25c78024ed7f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_019e8a1f-c117-7091-9685-4a9699d2129e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_019e8a1f-c117-70df-a55c-9768d5496ca2" xlink:to="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_019e8a1f-c117-7091-9685-4a9699d2129e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_019e8a1f-c117-7e80-b94c-b99e6284b86d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestIncomeExpenseNet_019e8a1f-c117-7cf1-b3d0-c39bfb7b4330" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestIncomeExpenseNet"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_019e8a1f-c117-7e80-b94c-b99e6284b86d" xlink:to="loc_us-gaap_InterestIncomeExpenseNet_019e8a1f-c117-7cf1-b3d0-c39bfb7b4330" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal_019e8a1f-c117-765b-89cc-2796651d3d49" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_019e8a1f-c117-7e80-b94c-b99e6284b86d" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal_019e8a1f-c117-765b-89cc-2796651d3d49" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_019e8a1f-c117-7617-a564-3d22c307c298" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetIncomeLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_019e8a1f-c117-7064-a901-c69c601842a6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLoss_019e8a1f-c117-7617-a564-3d22c307c298" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_019e8a1f-c117-7064-a901-c69c601842a6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_019e8a1f-c117-7bdd-9299-3a438c5a1220" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLoss_019e8a1f-c117-7617-a564-3d22c307c298" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_019e8a1f-c117-7bdd-9299-3a438c5a1220" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://germanamerican.com/role/CONSOLIDATEDSTATEMENTSOFCOMPREHENSIVEINCOME" xlink:type="simple" xlink:href="gabc-20260630.xsd#CONSOLIDATEDSTATEMENTSOFCOMPREHENSIVEINCOME"/>
  <link:calculationLink xlink:role="http://germanamerican.com/role/CONSOLIDATEDSTATEMENTSOFCOMPREHENSIVEINCOME" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_019e8a1f-c117-7f9a-8b15-fbd53b899402" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent_019e8a1f-c117-73cf-827f-700e43d5c70d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_019e8a1f-c117-7f9a-8b15-fbd53b899402" xlink:to="loc_us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent_019e8a1f-c117-73cf-827f-700e43d5c70d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent_019e8a1f-c117-7115-841a-d7d2bd2422ee" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_019e8a1f-c117-730f-8973-e76d60e04a58" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent_019e8a1f-c117-7115-841a-d7d2bd2422ee" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_019e8a1f-c117-730f-8973-e76d60e04a58" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent_019e8a1f-c117-73a2-8319-c9cd62725138" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent_019e8a1f-c117-7115-841a-d7d2bd2422ee" xlink:to="loc_us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent_019e8a1f-c117-73a2-8319-c9cd62725138" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax_019f4a8d-da98-7e5b-9a76-4bc3ed8e793e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent_019e8a1f-c117-7115-841a-d7d2bd2422ee" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax_019f4a8d-da98-7e5b-9a76-4bc3ed8e793e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_019e8a1f-c117-7020-8431-e58f884cb8fc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ComprehensiveIncomeNetOfTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_019e8a1f-c117-72a3-adef-9c65a89b1a2a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTax_019e8a1f-c117-7020-8431-e58f884cb8fc" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_019e8a1f-c117-72a3-adef-9c65a89b1a2a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_019e8a1f-c117-757f-953e-f7d956f505dd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetIncomeLoss"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTax_019e8a1f-c117-7020-8431-e58f884cb8fc" xlink:to="loc_us-gaap_NetIncomeLoss_019e8a1f-c117-757f-953e-f7d956f505dd" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://germanamerican.com/role/CONSOLIDATEDSTATEMENTSOFCASHFLOWS" xlink:type="simple" xlink:href="gabc-20260630.xsd#CONSOLIDATEDSTATEMENTSOFCASHFLOWS"/>
  <link:calculationLink xlink:role="http://germanamerican.com/role/CONSOLIDATEDSTATEMENTSOFCASHFLOWS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019e8a1f-c117-716b-aed2-67261ad61dfb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_019e8a1f-c117-7ddd-88d1-f45e341ff962" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetIncomeLoss"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019e8a1f-c117-716b-aed2-67261ad61dfb" xlink:to="loc_us-gaap_NetIncomeLoss_019e8a1f-c117-7ddd-88d1-f45e341ff962" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_019e8a1f-c117-72ff-8988-cb2d09acf20b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019e8a1f-c117-716b-aed2-67261ad61dfb" xlink:to="loc_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_019e8a1f-c117-72ff-8988-cb2d09acf20b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepreciationAndAmortization_019e8a1f-c117-7d96-91eb-285a433d0aac" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DepreciationAndAmortization"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019e8a1f-c117-716b-aed2-67261ad61dfb" xlink:to="loc_us-gaap_DepreciationAndAmortization_019e8a1f-c117-7d96-91eb-285a433d0aac" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale_019e8a1f-c117-71d6-9be3-a1116ef5bcd1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale"/>
    <link:calculationArc order="4" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019e8a1f-c117-716b-aed2-67261ad61dfb" xlink:to="loc_us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale_019e8a1f-c117-71d6-9be3-a1116ef5bcd1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfLoansHeldForSale_019e8a1f-c117-7143-9afa-516e837daa4f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForSale"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019e8a1f-c117-716b-aed2-67261ad61dfb" xlink:to="loc_us-gaap_ProceedsFromSaleOfLoansHeldForSale_019e8a1f-c117-7143-9afa-516e837daa4f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal_019e8a1f-c117-7517-afbf-96a3adef4f4b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019e8a1f-c117-716b-aed2-67261ad61dfb" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal_019e8a1f-c117-7517-afbf-96a3adef4f4b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnSalesOfLoansNet_019e8a1f-c117-79e9-b6e6-24ea3ab053be" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GainLossOnSalesOfLoansNet"/>
    <link:calculationArc order="7" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019e8a1f-c117-716b-aed2-67261ad61dfb" xlink:to="loc_us-gaap_GainLossOnSalesOfLoansNet_019e8a1f-c117-79e9-b6e6-24ea3ab053be" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainsLossesOnSalesOfOtherRealEstate_019e8a1f-c117-7c49-a219-27563c5fd569" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GainsLossesOnSalesOfOtherRealEstate"/>
    <link:calculationArc order="8" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019e8a1f-c117-716b-aed2-67261ad61dfb" xlink:to="loc_us-gaap_GainsLossesOnSalesOfOtherRealEstate_019e8a1f-c117-7c49-a219-27563c5fd569" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_gabc_GainLossOnDispositionOfBuildingAndEquipment_019e8a1f-c117-7f22-9203-3d1048986e73" xlink:href="gabc-20260630.xsd#gabc_GainLossOnDispositionOfBuildingAndEquipment"/>
    <link:calculationArc order="9" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019e8a1f-c117-716b-aed2-67261ad61dfb" xlink:to="loc_gabc_GainLossOnDispositionOfBuildingAndEquipment_019e8a1f-c117-7f22-9203-3d1048986e73" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue_019e8a1f-c117-7db3-b017-c77e661a8fdd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue"/>
    <link:calculationArc order="10" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019e8a1f-c117-716b-aed2-67261ad61dfb" xlink:to="loc_us-gaap_LifeInsuranceCorporateOrBankOwnedChangeInValue_019e8a1f-c117-7db3-b017-c77e661a8fdd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensation_019e8a1f-c117-74a6-9f1f-08e92d42d016" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ShareBasedCompensation"/>
    <link:calculationArc order="11" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019e8a1f-c117-716b-aed2-67261ad61dfb" xlink:to="loc_us-gaap_ShareBasedCompensation_019e8a1f-c117-74a6-9f1f-08e92d42d016" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_019e8a1f-c117-76eb-a9bf-a60e08c2b121" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets"/>
    <link:calculationArc order="12" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019e8a1f-c117-716b-aed2-67261ad61dfb" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_019e8a1f-c117-76eb-a9bf-a60e08c2b121" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_019e8a1f-c117-76c2-978a-2b5b12c4421b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities"/>
    <link:calculationArc order="13" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019e8a1f-c117-716b-aed2-67261ad61dfb" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_019e8a1f-c117-76c2-978a-2b5b12c4421b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019e8a1f-c117-76df-a5c7-0e71761d352d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInDeposits_019e8a1f-c117-706a-b2d4-12c3694297a9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInDeposits"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019e8a1f-c117-76df-a5c7-0e71761d352d" xlink:to="loc_us-gaap_IncreaseDecreaseInDeposits_019e8a1f-c117-706a-b2d4-12c3694297a9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromRepaymentsOfShortTermDebt_019e8a1f-c117-73ab-8d40-d119ba9f7d74" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromRepaymentsOfShortTermDebt"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019e8a1f-c117-76df-a5c7-0e71761d352d" xlink:to="loc_us-gaap_ProceedsFromRepaymentsOfShortTermDebt_019e8a1f-c117-73ab-8d40-d119ba9f7d74" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfLongTermDebt_019e8a1f-c117-7a9c-bdde-9224ea925982" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromIssuanceOfLongTermDebt"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019e8a1f-c117-76df-a5c7-0e71761d352d" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfLongTermDebt_019e8a1f-c117-7a9c-bdde-9224ea925982" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RepaymentsOfLongTermDebt_019e8a1f-c117-7e48-a5d8-ce43f9606c9d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RepaymentsOfLongTermDebt"/>
    <link:calculationArc order="4" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019e8a1f-c117-76df-a5c7-0e71761d352d" xlink:to="loc_us-gaap_RepaymentsOfLongTermDebt_019e8a1f-c117-7e48-a5d8-ce43f9606c9d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsOfDividends_019e8a1f-c117-734a-857d-1dbd6de5168b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsOfDividends"/>
    <link:calculationArc order="5" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019e8a1f-c117-76df-a5c7-0e71761d352d" xlink:to="loc_us-gaap_PaymentsOfDividends_019e8a1f-c117-734a-857d-1dbd6de5168b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019e8a1f-c117-7c2a-83f3-b854868e6441" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_019e8a1f-c117-708a-b667-a89dc244c545" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019e8a1f-c117-7c2a-83f3-b854868e6441" xlink:to="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_019e8a1f-c117-708a-b667-a89dc244c545" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_019e8a1f-c117-7d1d-a7f0-608c81c414e6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019e8a1f-c117-7c2a-83f3-b854868e6441" xlink:to="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_019e8a1f-c117-7d1d-a7f0-608c81c414e6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_019e8a1f-c117-7964-a2d5-61fa888b8d6b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019e8a1f-c117-7c2a-83f3-b854868e6441" xlink:to="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_019e8a1f-c117-7964-a2d5-61fa888b8d6b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock_019e8a1f-c117-7d7d-a355-b74b906f559d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019e8a1f-c117-7c2a-83f3-b854868e6441" xlink:to="loc_us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock_019e8a1f-c117-7d7d-a355-b74b906f559d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfLoansHeldForInvestment_019f8cec-b373-7953-9c9e-069ae50df6e6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForInvestment"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019e8a1f-c117-7c2a-83f3-b854868e6441" xlink:to="loc_us-gaap_ProceedsFromSaleOfLoansHeldForInvestment_019f8cec-b373-7953-9c9e-069ae50df6e6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForProceedsFromOtherLoansAndLeases_019e8a1f-c117-7ef1-b0b3-d1415ef35852" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsForProceedsFromOtherLoansAndLeases"/>
    <link:calculationArc order="6" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019e8a1f-c117-7c2a-83f3-b854868e6441" xlink:to="loc_us-gaap_PaymentsForProceedsFromOtherLoansAndLeases_019e8a1f-c117-7ef1-b0b3-d1415ef35852" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfForeclosedAssets_019e8a1f-c117-7d89-b23a-7972a147b219" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromSaleOfForeclosedAssets"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019e8a1f-c117-7c2a-83f3-b854868e6441" xlink:to="loc_us-gaap_ProceedsFromSaleOfForeclosedAssets_019e8a1f-c117-7d89-b23a-7972a147b219" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_019e8a1f-c117-7ae5-b7ac-c9eb8bd0c04f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"/>
    <link:calculationArc order="8" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019e8a1f-c117-7c2a-83f3-b854868e6441" xlink:to="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_019e8a1f-c117-7ae5-b7ac-c9eb8bd0c04f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_gabc_ProceedsFromSaleOfLandHeldForUseAndBuilding_019e8a1f-c117-7b44-9fb8-316b3752e137" xlink:href="gabc-20260630.xsd#gabc_ProceedsFromSaleOfLandHeldForUseAndBuilding"/>
    <link:calculationArc order="9" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019e8a1f-c117-7c2a-83f3-b854868e6441" xlink:to="loc_gabc_ProceedsFromSaleOfLandHeldForUseAndBuilding_019e8a1f-c117-7b44-9fb8-316b3752e137" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAcquiredFromAcquisition_019e8a1f-c117-73e5-9422-33f17b72c432" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashAcquiredFromAcquisition"/>
    <link:calculationArc order="10" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019e8a1f-c117-7c2a-83f3-b854868e6441" xlink:to="loc_us-gaap_CashAcquiredFromAcquisition_019e8a1f-c117-73e5-9422-33f17b72c432" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_019e8a1f-c117-7879-81db-e751e7848ead" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019e8a1f-c117-7433-a7c4-03bed53f466b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_019e8a1f-c117-7879-81db-e751e7848ead" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019e8a1f-c117-7433-a7c4-03bed53f466b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019e8a1f-c117-7f72-9f4d-1d1eec05fd27" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_019e8a1f-c117-7879-81db-e751e7848ead" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019e8a1f-c117-7f72-9f4d-1d1eec05fd27" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019e8a1f-c117-70b6-bb37-c35198340ec7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_019e8a1f-c117-7879-81db-e751e7848ead" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019e8a1f-c117-70b6-bb37-c35198340ec7" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://germanamerican.com/role/PerShareDataDetails" xlink:type="simple" xlink:href="gabc-20260630.xsd#PerShareDataDetails"/>
  <link:calculationLink xlink:role="http://germanamerican.com/role/PerShareDataDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_019e8a1f-c117-7840-8fc6-0969f8fb22e8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_019e8a1f-c117-797e-9d7b-c228e037d00c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_019e8a1f-c117-7840-8fc6-0969f8fb22e8" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_019e8a1f-c117-797e-9d7b-c228e037d00c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment_019e8a1f-c117-71bb-8c03-f83928226051" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_019e8a1f-c117-7840-8fc6-0969f8fb22e8" xlink:to="loc_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment_019e8a1f-c117-71bb-8c03-f83928226051" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://germanamerican.com/role/SecuritiesScheduleofSecuritiesAvailableforSaleDetails" xlink:type="simple" xlink:href="gabc-20260630.xsd#SecuritiesScheduleofSecuritiesAvailableforSaleDetails"/>
  <link:calculationLink xlink:role="http://germanamerican.com/role/SecuritiesScheduleofSecuritiesAvailableforSaleDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss_019e8a1f-c117-7591-9951-9c9a70a9da27" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_019e8a1f-c117-74e9-81d6-e2defff68768" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss_019e8a1f-c117-7591-9951-9c9a70a9da27" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_019e8a1f-c117-74e9-81d6-e2defff68768" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_019e8a1f-c117-76af-b036-3220d9aab02d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss_019e8a1f-c117-7591-9951-9c9a70a9da27" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_019e8a1f-c117-76af-b036-3220d9aab02d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_019e8a1f-c117-7d05-a1b0-5b9bc1097cea" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss_019e8a1f-c117-7591-9951-9c9a70a9da27" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_019e8a1f-c117-7d05-a1b0-5b9bc1097cea" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://germanamerican.com/role/SecuritiesScheduleofSecuritiesbyContractualMaturityDetails" xlink:type="simple" xlink:href="gabc-20260630.xsd#SecuritiesScheduleofSecuritiesbyContractualMaturityDetails"/>
  <link:calculationLink xlink:role="http://germanamerican.com/role/SecuritiesScheduleofSecuritiesbyContractualMaturityDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss_019e8a1f-c117-7fde-b484-8b62d049b033" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_019e8a1f-c117-7f71-b4e9-466fee2bfa63" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss_019e8a1f-c117-7fde-b484-8b62d049b033" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_019e8a1f-c117-7f71-b4e9-466fee2bfa63" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost_019e8a1f-c117-7837-8673-e30292b0f5a1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss_019e8a1f-c117-7fde-b484-8b62d049b033" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost_019e8a1f-c117-7837-8673-e30292b0f5a1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_019e8a1f-c117-7434-a46a-3e081d731949" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss_019e8a1f-c117-7fde-b484-8b62d049b033" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_019e8a1f-c117-7434-a46a-3e081d731949" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_019e8a1f-c117-7331-9ff4-c77ec94fe2fb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss_019e8a1f-c117-7fde-b484-8b62d049b033" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_019e8a1f-c117-7331-9ff4-c77ec94fe2fb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_019e8a1f-c117-7d69-a926-1ca8974bee7c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss_019e8a1f-c117-7fde-b484-8b62d049b033" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_019e8a1f-c117-7d69-a926-1ca8974bee7c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_019e8a1f-c117-7af1-9b41-5a83146ead34" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue_019e8a1f-c117-718f-9ded-be24a0f6858d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_019e8a1f-c117-7af1-9b41-5a83146ead34" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue_019e8a1f-c117-718f-9ded-be24a0f6858d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_019e8a1f-c117-7cdc-a4e7-227596d594ba" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_019e8a1f-c117-7af1-9b41-5a83146ead34" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_019e8a1f-c117-7cdc-a4e7-227596d594ba" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_019e8a1f-c117-7672-84b5-41be6e3dd20a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_019e8a1f-c117-7af1-9b41-5a83146ead34" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_019e8a1f-c117-7672-84b5-41be6e3dd20a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_019e8a1f-c117-71fc-96b9-fd1ff06a8a10" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_019e8a1f-c117-7af1-9b41-5a83146ead34" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_019e8a1f-c117-71fc-96b9-fd1ff06a8a10" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_019e8a1f-c117-7650-89e7-a08a78140769" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_019e8a1f-c117-7af1-9b41-5a83146ead34" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_019e8a1f-c117-7650-89e7-a08a78140769" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://germanamerican.com/role/SecuritiesScheduleofSecuritieswithUnrealizedLossesDetails" xlink:type="simple" xlink:href="gabc-20260630.xsd#SecuritiesScheduleofSecuritieswithUnrealizedLossesDetails"/>
  <link:calculationLink xlink:role="http://germanamerican.com/role/SecuritiesScheduleofSecuritieswithUnrealizedLossesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_019e8a1f-c1cf-74be-abad-37a133fb82c8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_019e8a1f-c1cf-7ab9-8df3-93859d6b9a77" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_019e8a1f-c1cf-74be-abad-37a133fb82c8" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_019e8a1f-c1cf-7ab9-8df3-93859d6b9a77" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_019e8a1f-c1cf-7011-bd92-7880ba959a69" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_019e8a1f-c1cf-74be-abad-37a133fb82c8" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_019e8a1f-c1cf-7011-bd92-7880ba959a69" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_019e8a1f-c1cf-77d1-b7b5-d214bc4a6b61" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_019e8a1f-c1cf-7308-9906-b4c279f7f29f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_019e8a1f-c1cf-77d1-b7b5-d214bc4a6b61" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_019e8a1f-c1cf-7308-9906-b4c279f7f29f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_019e8a1f-c1cf-7176-bc81-3f43aeb9cf84" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_019e8a1f-c1cf-77d1-b7b5-d214bc4a6b61" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_019e8a1f-c1cf-7176-bc81-3f43aeb9cf84" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://germanamerican.com/role/LoansRiskCategoryofLoansbyClassDetails" xlink:type="simple" xlink:href="gabc-20260630.xsd#LoansRiskCategoryofLoansbyClassDetails"/>
  <link:calculationLink xlink:role="http://germanamerican.com/role/LoansRiskCategoryofLoansbyClassDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff_019e8a1f-c1d0-7193-b160-8c749106a23c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff_019e8a1f-c1d0-7b41-b6bc-19c11ed802cb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff_019e8a1f-c1d0-7193-b160-8c749106a23c" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff_019e8a1f-c1d0-7b41-b6bc-19c11ed802cb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff_019e8a1f-c1d0-7fb0-8e0d-492c3bc60ea8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff_019e8a1f-c1d0-7193-b160-8c749106a23c" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff_019e8a1f-c1d0-7fb0-8e0d-492c3bc60ea8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff_019e8a1f-c1d0-7f39-a38b-c6b56ee2c0c0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff_019e8a1f-c1d0-7193-b160-8c749106a23c" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff_019e8a1f-c1d0-7f39-a38b-c6b56ee2c0c0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff_019e8a1f-c1d0-7d5a-bbd7-721d9d5faac9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff_019e8a1f-c1d0-7193-b160-8c749106a23c" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff_019e8a1f-c1d0-7d5a-bbd7-721d9d5faac9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff_019e8a1f-c1d0-7f1d-8a46-6455ee23c36c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff_019e8a1f-c1d0-7193-b160-8c749106a23c" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff_019e8a1f-c1d0-7f1d-8a46-6455ee23c36c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff_019e8a1f-c1d0-7137-8757-df4abec6a478" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff_019e8a1f-c1d0-7193-b160-8c749106a23c" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff_019e8a1f-c1d0-7137-8757-df4abec6a478" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff_019e8a1f-c1d0-78ce-b0a6-3eb5335bc3f4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff_019e8a1f-c1d0-7193-b160-8c749106a23c" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff_019e8a1f-c1d0-78ce-b0a6-3eb5335bc3f4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossFeeAndLoanInProcess_019e8a1f-c1d0-7c2e-9bee-7d7c79fdd431" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossFeeAndLoanInProcess"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear_019e8a1f-c1d0-7f6e-82db-c4e20202f6ef" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossFeeAndLoanInProcess_019e8a1f-c1d0-7c2e-9bee-7d7c79fdd431" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear_019e8a1f-c1d0-7f6e-82db-c4e20202f6ef" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear_019e8a1f-c1d0-7bf1-9413-b430f27bfde8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossFeeAndLoanInProcess_019e8a1f-c1d0-7c2e-9bee-7d7c79fdd431" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear_019e8a1f-c1d0-7bf1-9413-b430f27bfde8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear_019e8a1f-c1d0-7940-a8a9-a53bd567ce7d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossFeeAndLoanInProcess_019e8a1f-c1d0-7c2e-9bee-7d7c79fdd431" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear_019e8a1f-c1d0-7940-a8a9-a53bd567ce7d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear_019e8a1f-c1d0-7e5d-bf8e-e71725fe958b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossFeeAndLoanInProcess_019e8a1f-c1d0-7c2e-9bee-7d7c79fdd431" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear_019e8a1f-c1d0-7e5d-bf8e-e71725fe958b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear_019e8a1f-c1d0-7793-afdd-48d6322350e7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossFeeAndLoanInProcess_019e8a1f-c1d0-7c2e-9bee-7d7c79fdd431" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear_019e8a1f-c1d0-7793-afdd-48d6322350e7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear_019e8a1f-c1d0-7e3a-9231-07a203a49f7f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossFeeAndLoanInProcess_019e8a1f-c1d0-7c2e-9bee-7d7c79fdd431" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear_019e8a1f-c1d0-7e3a-9231-07a203a49f7f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving_019e8a1f-c1d0-72f0-9f6c-6b991235fd62" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestRevolving"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossFeeAndLoanInProcess_019e8a1f-c1d0-7c2e-9bee-7d7c79fdd431" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving_019e8a1f-c1d0-72f0-9f6c-6b991235fd62" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://germanamerican.com/role/EquityPlansandEquityBasedCompensationExpenseRecordedforRestrictedStockandCashEntitlementsDetails" xlink:type="simple" xlink:href="gabc-20260630.xsd#EquityPlansandEquityBasedCompensationExpenseRecordedforRestrictedStockandCashEntitlementsDetails"/>
  <link:calculationLink xlink:role="http://germanamerican.com/role/EquityPlansandEquityBasedCompensationExpenseRecordedforRestrictedStockandCashEntitlementsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax_019e8a1f-c1d0-708a-97d4-2420007cef88" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedStockExpense_019e8a1f-c1d0-7d28-b604-b5dfca42a43d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RestrictedStockExpense"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax_019e8a1f-c1d0-708a-97d4-2420007cef88" xlink:to="loc_us-gaap_RestrictedStockExpense_019e8a1f-c1d0-7d28-b604-b5dfca42a43d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AllocatedShareBasedCompensationExpense_019e8a1f-c1d0-798a-ac88-f9eead3dba6c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AllocatedShareBasedCompensationExpense"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax_019e8a1f-c1d0-708a-97d4-2420007cef88" xlink:to="loc_us-gaap_AllocatedShareBasedCompensationExpense_019e8a1f-c1d0-798a-ac88-f9eead3dba6c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_019e8a1f-c1d0-7eb4-85f4-3b793b0faed8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_AllocatedShareBasedCompensationExpenseNetOfTax_019e8a1f-c1d0-708a-97d4-2420007cef88" xlink:to="loc_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_019e8a1f-c1d0-7eb4-85f4-3b793b0faed8" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://germanamerican.com/role/OtherComprehensiveIncomeLossChangesinAOCIDetails" xlink:type="simple" xlink:href="gabc-20260630.xsd#OtherComprehensiveIncomeLossChangesinAOCIDetails"/>
  <link:calculationLink xlink:role="http://germanamerican.com/role/OtherComprehensiveIncomeLossChangesinAOCIDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_019e8a1f-c288-7d0a-98bb-65a0bbaba030" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OciBeforeReclassificationsNetOfTaxAttributableToParent_019e8a1f-c288-7910-969d-b97db71dc71a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OciBeforeReclassificationsNetOfTaxAttributableToParent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_019e8a1f-c288-7d0a-98bb-65a0bbaba030" xlink:to="loc_us-gaap_OciBeforeReclassificationsNetOfTaxAttributableToParent_019e8a1f-c288-7910-969d-b97db71dc71a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent_019e8a1f-c288-7ec7-9822-359f87e24b78" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_019e8a1f-c288-7d0a-98bb-65a0bbaba030" xlink:to="loc_us-gaap_ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent_019e8a1f-c288-7ec7-9822-359f87e24b78" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://germanamerican.com/role/RevenueRecognitionDetails" xlink:type="simple" xlink:href="gabc-20260630.xsd#RevenueRecognitionDetails"/>
  <link:calculationLink xlink:role="http://germanamerican.com/role/RevenueRecognitionDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_gabc_RevenueFromContractWithCustomerExcludingAssessedTaxIncludingOtherOperatingIncome_019e8a1f-c288-7d36-947d-da110adf8e5d" xlink:href="gabc-20260630.xsd#gabc_RevenueFromContractWithCustomerExcludingAssessedTaxIncludingOtherOperatingIncome"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_019e8a1f-c288-7360-899f-194a0fbbf7e5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_gabc_RevenueFromContractWithCustomerExcludingAssessedTaxIncludingOtherOperatingIncome_019e8a1f-c288-7d36-947d-da110adf8e5d" xlink:to="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_019e8a1f-c288-7360-899f-194a0fbbf7e5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoninterestIncomeOtherOperatingIncome_019e8a1f-c288-7a32-9358-162b47ac6705" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NoninterestIncomeOtherOperatingIncome"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_gabc_RevenueFromContractWithCustomerExcludingAssessedTaxIncludingOtherOperatingIncome_019e8a1f-c288-7d36-947d-da110adf8e5d" xlink:to="loc_us-gaap_NoninterestIncomeOtherOperatingIncome_019e8a1f-c288-7a32-9358-162b47ac6705" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoninterestIncome_019e8a1f-c288-704c-8098-cd74eb127597" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NoninterestIncome"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_019e8a1f-c288-7e51-a0ef-4fef10da8441" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome_019e8a1f-c288-704c-8098-cd74eb127597" xlink:to="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_019e8a1f-c288-7e51-a0ef-4fef10da8441" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueNotFromContractWithCustomerExcludingInterestIncome_019e8a1f-c288-7168-bd10-c056d050deff" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RevenueNotFromContractWithCustomerExcludingInterestIncome"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome_019e8a1f-c288-704c-8098-cd74eb127597" xlink:to="loc_us-gaap_RevenueNotFromContractWithCustomerExcludingInterestIncome_019e8a1f-c288-7168-bd10-c056d050deff" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://germanamerican.com/role/LeasesComponentsofLeaseExpenseDetails" xlink:type="simple" xlink:href="gabc-20260630.xsd#LeasesComponentsofLeaseExpenseDetails"/>
  <link:calculationLink xlink:role="http://germanamerican.com/role/LeasesComponentsofLeaseExpenseDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LeaseCost_019e8a1f-c288-7e06-9455-aace05588f7b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LeaseCost"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinanceLeaseRightOfUseAssetAmortization_019e8a1f-c288-7600-9cee-a802e4330a89" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinanceLeaseRightOfUseAssetAmortization"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_LeaseCost_019e8a1f-c288-7e06-9455-aace05588f7b" xlink:to="loc_us-gaap_FinanceLeaseRightOfUseAssetAmortization_019e8a1f-c288-7600-9cee-a802e4330a89" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinanceLeaseInterestExpense_019e8a1f-c288-7bdc-b6d0-f110e8c197dd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinanceLeaseInterestExpense"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_LeaseCost_019e8a1f-c288-7e06-9455-aace05588f7b" xlink:to="loc_us-gaap_FinanceLeaseInterestExpense_019e8a1f-c288-7bdc-b6d0-f110e8c197dd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseCost_019e8a1f-c288-7805-86e0-7ce0cd9079bd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OperatingLeaseCost"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_LeaseCost_019e8a1f-c288-7e06-9455-aace05588f7b" xlink:to="loc_us-gaap_OperatingLeaseCost_019e8a1f-c288-7805-86e0-7ce0cd9079bd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermLeaseCost_019e8a1f-c288-7276-91be-0c471f57eb54" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ShortTermLeaseCost"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_LeaseCost_019e8a1f-c288-7e06-9455-aace05588f7b" xlink:to="loc_us-gaap_ShortTermLeaseCost_019e8a1f-c288-7276-91be-0c471f57eb54" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://germanamerican.com/role/LeasesMaturityofFinanceandOperatingLeaseLiabilitiesDetails" xlink:type="simple" xlink:href="gabc-20260630.xsd#LeasesMaturityofFinanceandOperatingLeaseLiabilitiesDetails"/>
  <link:calculationLink xlink:role="http://germanamerican.com/role/LeasesMaturityofFinanceandOperatingLeaseLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinanceLeaseLiabilityPaymentsDue_019e8a1f-c288-7b95-984f-34176c0f1bc0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinanceLeaseLiabilityPaymentsDue"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinanceLeaseLiabilityPaymentsDueInNextRollingTwelveMonths_019e8a1f-c288-788d-83bd-532df12c5205" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinanceLeaseLiabilityPaymentsDueInNextRollingTwelveMonths"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_FinanceLeaseLiabilityPaymentsDue_019e8a1f-c288-7b95-984f-34176c0f1bc0" xlink:to="loc_us-gaap_FinanceLeaseLiabilityPaymentsDueInNextRollingTwelveMonths_019e8a1f-c288-788d-83bd-532df12c5205" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinanceLeaseLiabilityPaymentsDueInRollingYearTwo_019e8a1f-c288-7510-83bd-fd40d55afc69" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinanceLeaseLiabilityPaymentsDueInRollingYearTwo"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_FinanceLeaseLiabilityPaymentsDue_019e8a1f-c288-7b95-984f-34176c0f1bc0" xlink:to="loc_us-gaap_FinanceLeaseLiabilityPaymentsDueInRollingYearTwo_019e8a1f-c288-7510-83bd-fd40d55afc69" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinanceLeaseLiabilityPaymentsDueInRollingYearThree_019e8a1f-c288-76a5-8e27-d1f6fdbf6257" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinanceLeaseLiabilityPaymentsDueInRollingYearThree"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_FinanceLeaseLiabilityPaymentsDue_019e8a1f-c288-7b95-984f-34176c0f1bc0" xlink:to="loc_us-gaap_FinanceLeaseLiabilityPaymentsDueInRollingYearThree_019e8a1f-c288-76a5-8e27-d1f6fdbf6257" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinanceLeaseLiabilityPaymentsDueInRollingYearFour_019e8a1f-c288-77a6-a1fb-5eb0fe2656a7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinanceLeaseLiabilityPaymentsDueInRollingYearFour"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_FinanceLeaseLiabilityPaymentsDue_019e8a1f-c288-7b95-984f-34176c0f1bc0" xlink:to="loc_us-gaap_FinanceLeaseLiabilityPaymentsDueInRollingYearFour_019e8a1f-c288-77a6-a1fb-5eb0fe2656a7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinanceLeaseLiabilityPaymentsDueInRollingYearFive_019e8a1f-c288-7d98-962a-10e412df8428" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinanceLeaseLiabilityPaymentsDueInRollingYearFive"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_FinanceLeaseLiabilityPaymentsDue_019e8a1f-c288-7b95-984f-34176c0f1bc0" xlink:to="loc_us-gaap_FinanceLeaseLiabilityPaymentsDueInRollingYearFive_019e8a1f-c288-7d98-962a-10e412df8428" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinanceLeaseLiabilityPaymentsDueInRollingAfterYearFive_019e8a1f-c288-7941-aed6-4729c3be0288" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinanceLeaseLiabilityPaymentsDueInRollingAfterYearFive"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_FinanceLeaseLiabilityPaymentsDue_019e8a1f-c288-7b95-984f-34176c0f1bc0" xlink:to="loc_us-gaap_FinanceLeaseLiabilityPaymentsDueInRollingAfterYearFive_019e8a1f-c288-7941-aed6-4729c3be0288" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_019e8a1f-c288-70c2-b29c-16d0fe6a04e4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextRollingTwelveMonths_019e8a1f-c288-78f4-96b7-a0446ba25182" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextRollingTwelveMonths"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_019e8a1f-c288-70c2-b29c-16d0fe6a04e4" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextRollingTwelveMonths_019e8a1f-c288-78f4-96b7-a0446ba25182" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueInRollingYearTwo_019e8a1f-c288-7fc3-bcce-950756ae4cb5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueInRollingYearTwo"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_019e8a1f-c288-70c2-b29c-16d0fe6a04e4" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueInRollingYearTwo_019e8a1f-c288-7fc3-bcce-950756ae4cb5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueInRollingYearThree_019e8a1f-c288-71d8-94ea-04e9a7268ad7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueInRollingYearThree"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_019e8a1f-c288-70c2-b29c-16d0fe6a04e4" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueInRollingYearThree_019e8a1f-c288-71d8-94ea-04e9a7268ad7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueInRollingYearFour_019e8a1f-c288-728a-81e9-398090bf0552" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueInRollingYearFour"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_019e8a1f-c288-70c2-b29c-16d0fe6a04e4" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueInRollingYearFour_019e8a1f-c288-728a-81e9-398090bf0552" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueInRollingYearFive_019e8a1f-c288-75e0-8a65-af4b8c353c77" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueInRollingYearFive"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_019e8a1f-c288-70c2-b29c-16d0fe6a04e4" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueInRollingYearFive_019e8a1f-c288-75e0-8a65-af4b8c353c77" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueAfterRollingYearFive_019e8a1f-c288-74cb-93ef-c04b2d81eb13" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueAfterRollingYearFive"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_019e8a1f-c288-70c2-b29c-16d0fe6a04e4" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueAfterRollingYearFive_019e8a1f-c288-74cb-93ef-c04b2d81eb13" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://germanamerican.com/role/LeasesMaturityofFinanceandOperatingLeaseLiabilitiesDetails_1" xlink:type="simple" xlink:href="gabc-20260630.xsd#LeasesMaturityofFinanceandOperatingLeaseLiabilitiesDetails_1"/>
  <link:calculationLink xlink:role="http://germanamerican.com/role/LeasesMaturityofFinanceandOperatingLeaseLiabilitiesDetails_1" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinanceLeaseLiabilityPaymentsDue_019e8a1f-c288-7013-b0b9-e11bcef8ac0b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinanceLeaseLiabilityPaymentsDue"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinanceLeaseLiabilityUndiscountedExcessAmount_019e8a1f-c288-7523-9096-83ac4e5da026" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinanceLeaseLiabilityUndiscountedExcessAmount"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_FinanceLeaseLiabilityPaymentsDue_019e8a1f-c288-7013-b0b9-e11bcef8ac0b" xlink:to="loc_us-gaap_FinanceLeaseLiabilityUndiscountedExcessAmount_019e8a1f-c288-7523-9096-83ac4e5da026" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinanceLeaseLiability_019e8a1f-c288-743f-82e9-169deb3a17f2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinanceLeaseLiability"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_FinanceLeaseLiabilityPaymentsDue_019e8a1f-c288-7013-b0b9-e11bcef8ac0b" xlink:to="loc_us-gaap_FinanceLeaseLiability_019e8a1f-c288-743f-82e9-169deb3a17f2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_019e8a1f-c288-7bfc-9578-3e1025125832" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_019e8a1f-c288-7010-9209-1100d5128625" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_019e8a1f-c288-7bfc-9578-3e1025125832" xlink:to="loc_us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_019e8a1f-c288-7010-9209-1100d5128625" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseLiability_019e8a1f-c288-7ddd-8526-8778a361485f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OperatingLeaseLiability"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue_019e8a1f-c288-7bfc-9578-3e1025125832" xlink:to="loc_us-gaap_OperatingLeaseLiability_019e8a1f-c288-7ddd-8526-8778a361485f" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://germanamerican.com/role/BusinessCombinationsTotalConsiderationTransferredandFairValueofAssetsAcquiredandLiabilitiesAssumedDetails" xlink:type="simple" xlink:href="gabc-20260630.xsd#BusinessCombinationsTotalConsiderationTransferredandFairValueofAssetsAcquiredandLiabilitiesAssumedDetails"/>
  <link:calculationLink xlink:role="http://germanamerican.com/role/BusinessCombinationsTotalConsiderationTransferredandFairValueofAssetsAcquiredandLiabilitiesAssumedDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationConsiderationTransferred1_019e8a1f-c288-7690-bd72-42922d3cdf47" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessCombinationConsiderationTransferred1"/>
    <link:loc xlink:type="locator" xlink:label="loc_gabc_PaymentsToAcquireBusinessesCashForOptionsAndFractionalShares_019e8a1f-c288-7613-8391-b8a27c485dbc" xlink:href="gabc-20260630.xsd#gabc_PaymentsToAcquireBusinessesCashForOptionsAndFractionalShares"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationConsiderationTransferred1_019e8a1f-c288-7690-bd72-42922d3cdf47" xlink:to="loc_gabc_PaymentsToAcquireBusinessesCashForOptionsAndFractionalShares_019e8a1f-c288-7613-8391-b8a27c485dbc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_019e8a1f-c288-7fff-adda-ce41733f8ef1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationConsiderationTransferred1_019e8a1f-c288-7690-bd72-42922d3cdf47" xlink:to="loc_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_019e8a1f-c288-7fff-adda-ce41733f8ef1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationConsiderationTransferredEquityInterestsIssuedAndIssuable_019e8a1f-c288-7b63-bcf9-0389fb2c7011" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessCombinationConsiderationTransferredEquityInterestsIssuedAndIssuable"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationConsiderationTransferred1_019e8a1f-c288-7690-bd72-42922d3cdf47" xlink:to="loc_us-gaap_BusinessCombinationConsiderationTransferredEquityInterestsIssuedAndIssuable_019e8a1f-c288-7b63-bcf9-0389fb2c7011" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet_019e8a1f-c288-7672-a3f4-7ab6de256685" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet"/>
    <link:loc xlink:type="locator" xlink:label="loc_gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedInterestBearingDepositLiabilities_019e8a1f-c288-7886-a720-cb16ebadbf23" xlink:href="gabc-20260630.xsd#gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedInterestBearingDepositLiabilities"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet_019e8a1f-c288-7672-a3f4-7ab6de256685" xlink:to="loc_gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedInterestBearingDepositLiabilities_019e8a1f-c288-7886-a720-cb16ebadbf23" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents_019e8a1f-c288-7b7b-b859-7f4c212b71a0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet_019e8a1f-c288-7672-a3f4-7ab6de256685" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents_019e8a1f-c288-7b7b-b859-7f4c212b71a0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestPayableAndOtherLiabilities_019e8a1f-c288-761f-8e5c-ffebef1e9a0c" xlink:href="gabc-20260630.xsd#gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestPayableAndOtherLiabilities"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet_019e8a1f-c288-7672-a3f4-7ab6de256685" xlink:to="loc_gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAccruedInterestPayableAndOtherLiabilities_019e8a1f-c288-761f-8e5c-ffebef1e9a0c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedInterestReceivableAndOtherAssets_019e8a1f-c288-748a-b1af-d799eee93751" xlink:href="gabc-20260630.xsd#gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedInterestReceivableAndOtherAssets"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet_019e8a1f-c288-7672-a3f4-7ab6de256685" xlink:to="loc_gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedInterestReceivableAndOtherAssets_019e8a1f-c288-748a-b1af-d799eee93751" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedSecurities_019e8a1f-c288-7f22-934f-4a348adabc56" xlink:href="gabc-20260630.xsd#gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedSecurities"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet_019e8a1f-c288-7672-a3f4-7ab6de256685" xlink:to="loc_gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedSecurities_019e8a1f-c288-7f22-934f-4a348adabc56" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment_019e8a1f-c288-7511-9ce3-7de4ecaeaf1e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet_019e8a1f-c288-7672-a3f4-7ab6de256685" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment_019e8a1f-c288-7511-9ce3-7de4ecaeaf1e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancingReceivableNet_019e8a1f-c288-730a-8154-773fff23dbfb" xlink:href="gabc-20260630.xsd#gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancingReceivableNet"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet_019e8a1f-c288-7672-a3f4-7ab6de256685" xlink:to="loc_gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFinancingReceivableNet_019e8a1f-c288-730a-8154-773fff23dbfb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFederalHomeLoanBankStockAndOtherRestrictedStockAtCost_019e8a1f-c288-7a03-9386-10bdaa789332" xlink:href="gabc-20260630.xsd#gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFederalHomeLoanBankStockAndOtherRestrictedStockAtCost"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet_019e8a1f-c288-7672-a3f4-7ab6de256685" xlink:to="loc_gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFederalHomeLoanBankStockAndOtherRestrictedStockAtCost_019e8a1f-c288-7a03-9386-10bdaa789332" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibles_019e8a1f-c288-7230-a3df-09f780d67714" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibles"/>
    <link:calculationArc order="9" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet_019e8a1f-c288-7672-a3f4-7ab6de256685" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibles_019e8a1f-c288-7230-a3df-09f780d67714" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAdvancesFromFederalHomeLoanBanksAndOtherBorrowings_019e8a1f-c288-75f3-8ee5-5b45387bc326" xlink:href="gabc-20260630.xsd#gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAdvancesFromFederalHomeLoanBanksAndOtherBorrowings"/>
    <link:calculationArc order="10" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet_019e8a1f-c288-7672-a3f4-7ab6de256685" xlink:to="loc_gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAdvancesFromFederalHomeLoanBanksAndOtherBorrowings_019e8a1f-c288-75f3-8ee5-5b45387bc326" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedInterestBearingDepositsWithBanksAndOtherFinancialInstitutions_019e8a1f-c288-7a90-9f70-bc55d4d4ae22" xlink:href="gabc-20260630.xsd#gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedInterestBearingDepositsWithBanksAndOtherFinancialInstitutions"/>
    <link:calculationArc order="11" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet_019e8a1f-c288-7672-a3f4-7ab6de256685" xlink:to="loc_gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedInterestBearingDepositsWithBanksAndOtherFinancialInstitutions_019e8a1f-c288-7a90-9f70-bc55d4d4ae22" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherRealEstate_019e8a1f-c288-7a65-9193-432593b362b6" xlink:href="gabc-20260630.xsd#gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherRealEstate"/>
    <link:calculationArc order="12" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet_019e8a1f-c288-7672-a3f4-7ab6de256685" xlink:to="loc_gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOtherRealEstate_019e8a1f-c288-7a65-9193-432593b362b6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNoninterestBearingDepositLiabilities_019e8a1f-c288-701d-9c0e-4ada861b21b1" xlink:href="gabc-20260630.xsd#gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNoninterestBearingDepositLiabilities"/>
    <link:calculationArc order="13" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet_019e8a1f-c288-7672-a3f4-7ab6de256685" xlink:to="loc_gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNoninterestBearingDepositLiabilities_019e8a1f-c288-701d-9c0e-4ada861b21b1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFederalFundsSoldAndOtherShortTermInvestments_019e8a1f-c288-740a-86ac-02788462af60" xlink:href="gabc-20260630.xsd#gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFederalFundsSoldAndOtherShortTermInvestments"/>
    <link:calculationArc order="14" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet_019e8a1f-c288-7672-a3f4-7ab6de256685" xlink:to="loc_gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFederalFundsSoldAndOtherShortTermInvestments_019e8a1f-c288-740a-86ac-02788462af60" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance_019e8a1f-c288-71af-8af5-b615687192b5" xlink:href="gabc-20260630.xsd#gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance"/>
    <link:calculationArc order="15" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedNet_019e8a1f-c288-7672-a3f4-7ab6de256685" xlink:to="loc_gabc_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedBankOwnedLifeInsurance_019e8a1f-c288-71af-8af5-b615687192b5" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://germanamerican.com/role/BusinessCombinationsUnauditedProFormaFinancialInformationDetails" xlink:type="simple" xlink:href="gabc-20260630.xsd#BusinessCombinationsUnauditedProFormaFinancialInformationDetails"/>
  <link:calculationLink xlink:role="http://germanamerican.com/role/BusinessCombinationsUnauditedProFormaFinancialInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss_019e8a1f-c288-7005-bd3a-ae09f7f0f2ae" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_gabc_BusinessAcquisitionProFormaIncomeLossFromContinuingOperationsBeforeIncomeTaxes_019e8a1f-c288-7578-ae0d-2984d10f6a76" xlink:href="gabc-20260630.xsd#gabc_BusinessAcquisitionProFormaIncomeLossFromContinuingOperationsBeforeIncomeTaxes"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss_019e8a1f-c288-7005-bd3a-ae09f7f0f2ae" xlink:to="loc_gabc_BusinessAcquisitionProFormaIncomeLossFromContinuingOperationsBeforeIncomeTaxes_019e8a1f-c288-7578-ae0d-2984d10f6a76" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_gabc_BusinessAcquisitionProFormaIncomeTaxExpenseBenefit_019e8a1f-c288-7907-891e-ed039f5c596b" xlink:href="gabc-20260630.xsd#gabc_BusinessAcquisitionProFormaIncomeTaxExpenseBenefit"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessAcquisitionsProFormaNetIncomeLoss_019e8a1f-c288-7005-bd3a-ae09f7f0f2ae" xlink:to="loc_gabc_BusinessAcquisitionProFormaIncomeTaxExpenseBenefit_019e8a1f-c288-7907-891e-ed039f5c596b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_gabc_BusinessAcquisitionProFormaIncomeLossFromContinuingOperationsBeforeIncomeTaxes_019e8a1f-c288-7043-91c0-a84dc5020cbe" xlink:href="gabc-20260630.xsd#gabc_BusinessAcquisitionProFormaIncomeLossFromContinuingOperationsBeforeIncomeTaxes"/>
    <link:loc xlink:type="locator" xlink:label="loc_gabc_BusinessAcquisitionProFormaFinancingReceivableCreditLossExpenseReversal_019e8a1f-c288-7f70-8a81-5d2d5200f0d1" xlink:href="gabc-20260630.xsd#gabc_BusinessAcquisitionProFormaFinancingReceivableCreditLossExpenseReversal"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_gabc_BusinessAcquisitionProFormaIncomeLossFromContinuingOperationsBeforeIncomeTaxes_019e8a1f-c288-7043-91c0-a84dc5020cbe" xlink:to="loc_gabc_BusinessAcquisitionProFormaFinancingReceivableCreditLossExpenseReversal_019e8a1f-c288-7f70-8a81-5d2d5200f0d1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_gabc_BusinessAcquisitionProFormaNoninterestExpense_019e8a1f-c288-7c63-85f7-a15ab7f2fa2d" xlink:href="gabc-20260630.xsd#gabc_BusinessAcquisitionProFormaNoninterestExpense"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_gabc_BusinessAcquisitionProFormaIncomeLossFromContinuingOperationsBeforeIncomeTaxes_019e8a1f-c288-7043-91c0-a84dc5020cbe" xlink:to="loc_gabc_BusinessAcquisitionProFormaNoninterestExpense_019e8a1f-c288-7c63-85f7-a15ab7f2fa2d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionsProFormaRevenue_019e8a1f-c288-7e80-a250-15ab54c39499" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessAcquisitionsProFormaRevenue"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_gabc_BusinessAcquisitionProFormaIncomeLossFromContinuingOperationsBeforeIncomeTaxes_019e8a1f-c288-7043-91c0-a84dc5020cbe" xlink:to="loc_us-gaap_BusinessAcquisitionsProFormaRevenue_019e8a1f-c288-7e80-a250-15ab54c39499" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionsProFormaRevenue_019e8a1f-c288-7f63-87ac-7cbb9e36059c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessAcquisitionsProFormaRevenue"/>
    <link:loc xlink:type="locator" xlink:label="loc_gabc_BusinessAcquisitionProFormaInterestIncomeExpense_019e8a1f-c288-7bac-af1d-5f1572c52621" xlink:href="gabc-20260630.xsd#gabc_BusinessAcquisitionProFormaInterestIncomeExpense"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessAcquisitionsProFormaRevenue_019e8a1f-c288-7f63-87ac-7cbb9e36059c" xlink:to="loc_gabc_BusinessAcquisitionProFormaInterestIncomeExpense_019e8a1f-c288-7bac-af1d-5f1572c52621" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_gabc_BusinessAcquisitionProFormaNoninterestIncome_019e8a1f-c288-7d14-a8dc-9e0f6952a62d" xlink:href="gabc-20260630.xsd#gabc_BusinessAcquisitionProFormaNoninterestIncome"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_BusinessAcquisitionsProFormaRevenue_019e8a1f-c288-7f63-87ac-7cbb9e36059c" xlink:to="loc_gabc_BusinessAcquisitionProFormaNoninterestIncome_019e8a1f-c288-7d14-a8dc-9e0f6952a62d" xlink:type="arc"/>
  </link:calculationLink>
</link:linkbase>
