v3.26.1
CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
INTEREST INCOME        
Interest and Fees on Loans $ 93,513 $ 90,002 $ 185,786 $ 171,507
Interest on Federal Funds Sold and Other Short-term Investments 1,186 3,932 1,498 6,148
Interest and Dividends on Securities:        
Taxable 9,924 9,139 19,595 18,260
Non-taxable 3,559 3,362 7,011 6,736
TOTAL INTEREST INCOME 108,182 106,435 213,890 202,651
INTEREST EXPENSE        
Interest on Deposits 25,176 30,635 49,874 57,663
Interest on FHLB Advances and Other Borrowings 1,798 2,645 3,957 5,261
TOTAL INTEREST EXPENSE 26,974 33,280 53,831 62,924
NET INTEREST INCOME 81,208 73,155 160,059 139,727
Provision for Credit Losses 1,500 1,200 3,500 16,500
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 79,708 71,955 156,559 123,227
NON-INTEREST INCOME        
Company Owned Life Insurance 667 703 1,304 1,278
Other Operating Income 2,204 1,815 4,199 3,404
Net Gains on Sales of Loans 1,549 1,279 3,032 2,212
Net Gains on Securities 0 0 0 0
TOTAL NON-INTEREST INCOME 18,746 16,733 35,972 31,573
NON-INTEREST EXPENSE        
Salaries and Employee Benefits 27,142 26,638 55,454 54,678
Occupancy, Furniture and Equipment Expense 5,178 4,751 10,514 9,414
FDIC Premiums 936 888 1,937 1,788
Data Processing Fees 4,358 4,086 8,626 9,581
Professional Fees 2,144 2,112 4,135 6,296
Advertising and Promotion 1,240 1,300 2,856 2,754
Intangible Amortization 2,362 2,803 4,833 4,873
Other Operating Expenses 7,022 6,939 14,395 12,915
TOTAL NON-INTEREST EXPENSE 50,382 49,517 102,750 102,299
Income before Income Taxes 48,072 39,171 89,781 52,501
Income Tax Expense 9,900 7,810 18,457 10,623
NET INCOME $ 38,172 $ 31,361 $ 71,324 $ 41,878
Basic earnings per share (in dollars per share) $ 1.02 $ 0.84 $ 1.90 $ 1.16
Diluted earnings per share (in dollars per share) $ 1.02 $ 0.84 $ 1.90 $ 1.16
Wealth Management Fees        
NON-INTEREST INCOME        
Non-interest income $ 5,010 $ 4,165 $ 9,519 $ 8,001
Service Charges on Deposit Accounts        
NON-INTEREST INCOME        
Non-interest income 3,988 3,714 7,814 7,200
Interchange Fee Income        
NON-INTEREST INCOME        
Non-interest income $ 5,328 $ 5,057 $ 10,104 $ 9,478