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  <xs:element id="fbnc_FHLBPrincipalReducingCreditDueFromJune262028ToDecember202028Member" abstract="true" name="FHLBPrincipalReducingCreditDueFromJune262028ToDecember202028Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="fbnc_TrustPreferredSecuritiesDueOnJanuary232034Member" abstract="true" name="TrustPreferredSecuritiesDueOnJanuary232034Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="fbnc_TrustPreferredSecuritiesDueSeptember202034Member" abstract="true" name="TrustPreferredSecuritiesDueSeptember202034Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="fbnc_TrustPreferredSecuritiesDueJanuary72035Member" abstract="true" name="TrustPreferredSecuritiesDueJanuary72035Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="fbnc_TrustPreferredSecuritiesDueJune152036Member" abstract="true" name="TrustPreferredSecuritiesDueJune152036Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="fbnc_TrustPreferredSecuritiesDueJune232036Member" abstract="true" name="TrustPreferredSecuritiesDueJune232036Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="fbnc_LesseeNumberOfLeasedProperties" abstract="false" name="LesseeNumberOfLeasedProperties" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="fbnc_LesseeOperatingLeaseLiabilityToBePaidAfterYearFour" abstract="false" name="LesseeOperatingLeaseLiabilityToBePaidAfterYearFour" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fbnc_DemandDepositsMoneyMarketAndSavingsFairValueDisclosure" abstract="false" name="DemandDepositsMoneyMarketAndSavingsFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fbnc_TimeDepositsFairValueDisclosure" abstract="false" name="TimeDepositsFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fbnc_FirstBancorp2014EquityPlanMember" abstract="false" name="FirstBancorp2014EquityPlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="fbnc_NonEmployeeDirectorAwardsMember" abstract="true" name="NonEmployeeDirectorAwardsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="fbnc_LongTermRestrictedStockAwardsMember" abstract="false" name="LongTermRestrictedStockAwardsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="fbnc_ShareBasedPaymentArrangementPeriodOfRecognitionAxis" abstract="true" name="ShareBasedPaymentArrangementPeriodOfRecognitionAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="fbnc_ShareBasedPaymentArrangementPeriodOfRecognitionDomain" abstract="true" name="ShareBasedPaymentArrangementPeriodOfRecognitionDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="fbnc_ShareBasedCompensationArrangementBySharebasedPaymentAwardNumberOfDirectors" abstract="false" name="ShareBasedCompensationArrangementBySharebasedPaymentAwardNumberOfDirectors" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="fbnc_DirectorEquityGrantsGrantedValue" abstract="false" name="DirectorEquityGrantsGrantedValue" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fbnc_EffectOfDilutiveSecuritiesIncomeLoss" abstract="false" name="EffectOfDilutiveSecuritiesIncomeLoss" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fbnc_OtherServiceChargesCommissionsAndFeesAbstract" abstract="true" name="OtherServiceChargesCommissionsAndFeesAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
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  <xs:element id="fbnc_SBAConsultingFees" abstract="false" name="SBAConsultingFees" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fbnc_NoninterestIncomeInScopeOfRevenueFromContractsWithCustomers" abstract="false" name="NoninterestIncomeInScopeOfRevenueFromContractsWithCustomers" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fbnc_NoninterestIncomeOutOfScopeOfTopic606" abstract="false" name="NoninterestIncomeOutOfScopeOfTopic606" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fbnc_FirstCarolinaMember" abstract="true" name="FirstCarolinaMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="fbnc_CarolinaBankMember" abstract="true" name="CarolinaBankMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="fbnc_BusinessCombinationConsiderationTransferredEquityInterestsIssuedAndIssuableEntitySharesIssued" abstract="false" name="BusinessCombinationConsiderationTransferredEquityInterestsIssuedAndIssuableEntitySharesIssued" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="fbnc_BusinessCombinationConsiderationTransferredEquityInterestsIssuedAndIssuableCashPaidPercentage" abstract="false" name="BusinessCombinationConsiderationTransferredEquityInterestsIssuedAndIssuableCashPaidPercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="fbnc_BusinessCombinationConsiderationTransferredEquityInterestShareIssuedPerShare" abstract="false" name="BusinessCombinationConsiderationTransferredEquityInterestShareIssuedPerShare" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType"/>
  <xs:element id="fbnc_NumberOfLocations" abstract="false" name="NumberOfLocations" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
</xs:schema>
