The following is a reconciliation of the numerators and denominators used in computing Basic and Diluted Earnings Per Common Share ("EPS"):


	For the Three Months Ended June 30,
	2026					2025
($ in thousands except per share amounts)	Income (Numerator)		Shares (Denominator)	Per Share Amount		Income (Numerator)		Shares (Denominator)	Per Share Amount
Basic EPS:
Net income	$	50,519				$	38,566
Less: income allocated to restricted stock	(219)					(235)
Basic EPS per common share	$	50,300	41,184,914	$	1.22	$	38,331	41,168,260	$	0.93

Diluted EPS:
Net income	$	50,519	41,184,914			$	38,566	41,168,260
Effect of dilutive securities	—		190,463			—		273,133
Diluted EPS per common share	$	50,519	41,375,377	$	1.22	$	38,566	41,441,393	$	0.93


	For the Six Months Ended June 30,
	2026					2025
($ in thousands except per share amounts)	Income (Numerator)		Shares (Denominator)	Per Share Amount		Income (Numerator)		Shares (Denominator)	Per Share Amount
Basic EPS:
Net income	$	97,178				$	74,972
Less: income allocated to restricted stock	(442)					(432)
Basic EPS per common share	$	96,736	41,217,526	$	2.35	$	74,540	41,149,623	$	1.81

Diluted EPS:
Net income	$	97,178	41,217,526			$	74,972	41,149,623
Effect of dilutive securities	—		199,689			—		274,440
Diluted EPS per common share	$	97,178	41,417,215	$	2.35	$	74,972	41,424,063	$	1.81