| Schedule of Additional Information about Nonaccrual Loans |
The following table summarizes activity in the ACL on loans and leases for the periods indicated:
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Multi- Family | | Commercial Real Estate | | One-to-Four Family First Mortgage | | Commercial and Industrial | | Other | | Total | | Three Months Ended June 30, 2026 | | | Balance, beginning of period | $ | 509 | | | $ | 189 | | | $ | 33 | | | $ | 161 | | | $ | 62 | | | $ | 954 | | | Charge-offs | (81) | | (13) | | (1) | | (18) | | (7) | | (120) | | Recoveries | 1 | | 12 | | — | | 5 | | 2 | | 20 | | Provision for (recovery of) credit losses on loans and leases | 10 | | (35) | | 3 | | 29 | | 8 | | 15 | | Balance, end of period | $ | 439 | | | $ | 153 | | | $ | 35 | | | $ | 177 | | | $ | 65 | | | $ | 869 | | | Three Months Ended June 30, 2025 | | | | | | | | | | | | | Balance, beginning of period | $ | 609 | | | $ | 289 | | | $ | 37 | | | $ | 166 | | | $ | 67 | | | $ | 1,168 | | | Charge-offs | (105) | | (20) | | (1) | | (7) | | (7) | | (140) | | Recoveries | 9 | | 7 | | — | | 4 | | 3 | | 23 | | Provision for (recovery of) credit losses on loans and leases | 25 | | 42 | | (3) | | (4) | | (5) | | 55 | | Balance, end of period | $ | 538 | | | $ | 318 | | | $ | 33 | | | $ | 159 | | | $ | 58 | | | $ | 1,106 | | | | | | | | | | | | | | | Six Months Ended June 30, 2026 | | | | | | | | | | | | | Balance, beginning of period | $ | 549 | | | $ | 229 | | | $ | 35 | | | $ | 150 | | | $ | 67 | | | $ | 1,030 | | | Charge-offs | (162) | | (31) | | (2) | | (23) | | (15) | | (233) | | Recoveries | 10 | | 22 | | — | | 18 | | 5 | | 55 | | Provision for (recovery of) credit losses on loans and leases | 42 | | (67) | | 2 | | 32 | | 8 | | 17 | | Balance, end of period | $ | 439 | | | $ | 153 | | | $ | 35 | | | $ | 177 | | | $ | 65 | | | $ | 869 | | | Six Months Ended June 30, 2025 | | | | | | | | | | | | | Balance, beginning of period | $ | 639 | | | $ | 304 | | | $ | 39 | | | $ | 150 | | | $ | 69 | | | $ | 1,201 | | | Charge-offs | (185) | | (22) | | (2) | | (41) | | (14) | | (264) | | Recoveries | 9 | | 7 | | — | | 10 | | 6 | | 32 | | Provision for (recovery of) credit losses on loans and leases | 75 | | 29 | | (4) | | 40 | | (3) | | 137 | | Balance, end of period | $ | 538 | | | $ | 318 | | | $ | 33 | | | $ | 159 | | | $ | 58 | | | $ | 1,106 | |
The following table presents additional information about our non-accrual loans at June 30, 2026:
| | | | | | | | | | | | | | | | | | | | | | | | | | | Non-accrual loans with no related allowance: | | Non-accrual loans with an allowance recorded: | | Total non-accrual loans: | | Related allowance: | | | | Multi-family | $ | 1,143 | | | $ | 989 | | | $ | 2,132 | | | $ | 83 | | | | Commercial real estate | 354 | | 117 | | 471 | | | 30 | | | | One-to-four family first mortgage | 42 | | 18 | | 60 | | | 2 | | | | Commercial and Industrial | 32 | | 79 | | 111 | | | 23 | | | | Other | — | | 26 | | 26 | | | 25 | | | Total | $ | 1,571 | | | $ | 1,229 | | | $ | 2,800 | | | $ | 163 | | | |
The following table presents additional information about our non-accrual loans at December 31, 2025:
| | | | | | | | | | | | | | | | | | | | | | | | | | | Non-accrual loans with no related allowance: | | Non-accrual loans with an allowance recorded: | | Total non-accrual loans: | | Related allowance: | | | | Multi-family | $ | 1,141 | | | $ | 1,120 | | | $ | 2,261 | | | $ | 99 | | | | Commercial real estate | 319 | | 170 | | | 489 | | 60 | | | | | One-to-four family first mortgage | 40 | | 24 | | 64 | | 2 | | | | Commercial and Industrial | 37 | | 93 | | 130 | | 32 | | | | Other | — | | 31 | | 31 | | 29 | | | Total | $ | 1,537 | | | $ | 1,438 | | | $ | 2,975 | | | $ | 222 | | | |
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