Accumulated Other Comprehensive Loss (Tables)

The table below summarizes the changes in AOCL, net of tax:


	Securities AFS		Cash Flow Hedges		Pension and Post-retirement Plans		Total
Three Months Ended June 30, 2026
Balance, beginning of period	$	(506)	$	—	$	(22)	$	(528)
Other comprehensive income (loss) before reclassification, net of tax	(19)		—		—		(19)
Amounts reclassified from AOCL to (income)/expense, net of tax	—		—		—		—
Other comprehensive income (loss), net of tax	(19)		—		—		(19)
Balance, end of period	$	(525)	$	—	$	(22)	$	(547)
Three Months Ended June 30, 2025
Balance, beginning of period	$	(560)	$	40	$	(33)	$	(553)
Other comprehensive income (loss) before reclassification, net of tax	16		—		—		16
Amounts reclassified from AOCL to (income)/expense, net of tax	—		(5)		—		(5)
Other comprehensive income (loss), net of tax	16		(5)		—		11
Balance, end of period	$	(544)	$	35	$	(33)	$	(542)

Six Months Ended June 30, 2026
Balance, beginning of period	$	(467)	$	—	$	(22)	$	(489)
Other comprehensive income (loss) before reclassification, net of tax(2)	(58)		—		—		(58)
Amounts reclassified from AOCL, net of tax	—		—		—		—
Other comprehensive income (loss), net of tax	(58)		—		—		(58)
Balance, end of period	$	(525)	$	—	$	(22)	$	(547)
Six Months Ended June 30, 2025
Balance, beginning of period	$	(653)	$	47	$	(34)	$	(640)
Other comprehensive income (loss) before reclassification, net of tax(2)	109		—		—		109
Amounts reclassified from AOCL, net of tax	—		(12)		1		(11)
Other comprehensive income (loss), net of tax	109		(12)		1		98
Balance, end of period	$	(544)	$	35	$	(33)	$	(542)

The following table summarizes the amounts reclassified from AOCL, net of tax:


	Amount Reclassified out of AOCL
	Three Months Ended June 30,				Six Months Ended June 30,
	2026		2025		2026		2025		Affected Line Item in the Condensed Consolidated Statements of Income (Loss)



Cash Flow Hedges:
Realized gain on cash flow hedges	$	—	$	7	$	—	$	16	Interest expense - Borrowed funds
Tax benefit (expense)	—		(2)		—		(4)		Income tax (benefit)
	$	—	$	5	$	—	$	12
Pension and Post-retirement Plans:

Amortization of actuarial losses	—		(1)		—		(2)		General and administrative
Tax benefit (expense)	—		1		—		1		Income tax (benefit)
	$	—	$	—	$	—	$	(1)
Amounts reclassified from AOCL, net of tax	$	—	$	5	$	—	$	11