The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 493,797 1,707 SH SOLE 1,707 0 0
BARRICK MNG CORP COM SHS 06849F108 1,631,289 44,413 SH SOLE 44,413 0 0
ELI LILLY & CO COM 532457108 381,419 318 SH SOLE 318 0 0
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 270,660 2,622 SH SOLE 2,622 0 0
HUNTINGTON BANCSHARES INC COM 446150104 246,532 13,905 SH SOLE 13,905 0 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 247,822 818 SH SOLE 818 0 0
ISHARES TR CORE MSCI EURO 46434V738 61,847,323 822,766 SH SOLE 822,766 0 0
ISHARES TR CORE MSCI PAC 46434V696 17,114,206 208,888 SH SOLE 208,888 0 0
ISHARES TR CORE S&P500 ETF 464287200 245,023 327 SH SOLE 327 0 0
ISHARES TR CORE S&P US GWT 464287671 16,656,165 88,554 SH SOLE 88,554 0 0
ISHARES TR CORE S&P US VLU 464287663 12,300,423 111,670 SH SOLE 111,670 0 0
ISHARES TR CORE US AGGBD ET 464287226 575,441 5,814 SH SOLE 5,814 0 0
ISHARES TR IBOXX INV CP ETF 464287242 3,899,732 35,754 SH SOLE 35,754 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 1,118,808 6,797 SH SOLE 6,797 0 0
ISHARES TR SP SMCP600VL ETF 464287879 489,146 3,579 SH SOLE 3,579 0 0
ISHARES TR 20 YR TR BD ETF 464287432 1,327,331 15,359 SH SOLE 15,359 0 0
ISHARES TR BROAD USD HIGH 46435U853 36,944,298 997,955 SH SOLE 997,955 0 0
ISHARES TR RUS MD CP GR ETF 464287481 1,028,715 7,026 SH SOLE 7,026 0 0
ISHARES TR S&P SML 600 GWT 464287887 473,720 2,652 SH SOLE 2,652 0 0
ISHARES TR US TREAS BD ETF 46429B267 18,681,353 820,077 SH SOLE 820,077 0 0
ISHARES TR TRUST ISHARE 0-1 464288679 418,242 3,790 SH SOLE 3,790 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,637,289 67,825 SH SOLE 67,825 0 0
SPDR SERIES TRUST ST INTER BD ETF 78464A375 39,502,148 1,180,578 SH SOLE 1,180,578 0 0
SPDR SERIES TRUST ST LON TREAS ETF 78464A664 12,667,304 482,932 SH SOLE 482,932 0 0
SPDR SERIES TRUST ST STR P500GRW 78464A409 32,456,313 272,765 SH SOLE 272,765 0 0
SPDR SERIES TRUST ST STR P500VAL 78464A508 33,613,818 552,950 SH SOLE 552,950 0 0
SPDR SERIES TRUST ST STR SP600GRWO 78464A201 7,200,824 60,445 SH SOLE 60,445 0 0
SPDR SERIES TRUST ST STR SP600SM C 78464A300 6,703,233 61,436 SH SOLE 61,436 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 254,013 340 SH SOLE 340 0 0
TESLA INC COM 88160R101 378,540 900 SH SOLE 900 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 15,093,776 49,278 SH SOLE 49,278 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 15,215,298 77,001 SH SOLE 77,001 0 0
WEC ENERGY GROUP INC COM 92939U106 357,199 3,059 SH SOLE 3,059 0 0