v3.26.1
Finance Receivables, Net - Credit Quality Indicators (Details) - USD ($)
$ in Millions
6 Months Ended 12 Months Ended
Jun. 30, 2026
Dec. 31, 2025
Total Finance Receivables    
Current Year $ 215 $ 471
CY-1 358 313
CY-2 246 372
CY-3 263 205
CY-4 137 72
Prior 39 14
Total 1,258 1,447
Charge-offs    
Charge-offs, Current year 0 5
Charge-offs, CY-1 1 5
Charge-offs, CY-2 1 15
Charge-offs, CY-3 5 11
Charge-offs, CY-4 3 4
Charge-offs, Prior 2 3
Charge-offs, Total 12 43
United States (Direct)    
Total Finance Receivables    
Current Year 87 175
CY-1 124 120
CY-2 90 107
CY-3 71 46
CY-4 24 25
Prior 9 5
Total 405 478
Charge-offs    
Charge-offs, Current year 0 0
Charge-offs, CY-1 0 1
Charge-offs, CY-2 1 3
Charge-offs, CY-3 2 2
Charge-offs, CY-4 0 1
Charge-offs, Prior 1 2
Charge-offs, Total 4 9
United States (Indirect)    
Total Finance Receivables    
Current Year 5 14
CY-1 13 19
CY-2 17 48
CY-3 33 42
CY-4 26 14
Prior 5 1
Total 99 138
Charge-offs    
Charge-offs, Current year 0 0
Charge-offs, CY-1 0 0
Charge-offs, CY-2 0 4
Charge-offs, CY-3 1 4
Charge-offs, CY-4 1 2
Charge-offs, Prior 1 1
Charge-offs, Total 3 11
Canada    
Total Finance Receivables    
Current Year 27 64
CY-1 54 43
CY-2 34 28
CY-3 21 12
CY-4 7 4
Prior 2 0
Total 145 151
Charge-offs    
Charge-offs, Current year 0 0
Charge-offs, CY-1 0 1
Charge-offs, CY-2 0 1
Charge-offs, CY-3 0 1
Charge-offs, CY-4 1 0
Charge-offs, Prior 0 0
Charge-offs, Total 1 3
EMEA    
Total Finance Receivables    
Current Year 94 211
CY-1 161 126
CY-2 101 185
CY-3 135 104
CY-4 79 29
Prior 23 8
Total 593 663
Charge-offs    
Charge-offs, Current year 0 5
Charge-offs, CY-1 1 3
Charge-offs, CY-2 0 7
Charge-offs, CY-3 2 4
Charge-offs, CY-4 1 1
Charge-offs, Prior 0 0
Charge-offs, Total 4 20
Other    
Total Finance Receivables    
Current Year 2 7
CY-1 6 5
CY-2 4 4
CY-3 3 1
CY-4 1 0
Prior 0 0
Total 16 17
Charge-offs    
Charge-offs, Current year 0 0
Charge-offs, CY-1 0 0
Charge-offs, CY-2 0 0
Charge-offs, CY-3 0 0
Charge-offs, CY-4 0 0
Charge-offs, Prior 0 0
Charge-offs, Total 0 0
Low Credit Risk    
Total Finance Receivables    
Current Year 134 277
CY-1 224 170
CY-2 139 170
CY-3 125 90
CY-4 60 28
Prior 14 5
Total 696 740
Low Credit Risk | United States (Direct)    
Total Finance Receivables    
Current Year 62 102
CY-1 89 66
CY-2 57 48
CY-3 35 19
CY-4 11 7
Prior 2 1
Total 256 243
Low Credit Risk | United States (Indirect)    
Total Finance Receivables    
Current Year 1 2
CY-1 2 4
CY-2 3 10
CY-3 7 15
CY-4 10 6
Prior 2 0
Total 25 37
Low Credit Risk | Canada    
Total Finance Receivables    
Current Year 12 31
CY-1 26 20
CY-2 16 13
CY-3 10 4
CY-4 2 1
Prior 1 0
Total 67 69
Low Credit Risk | EMEA    
Total Finance Receivables    
Current Year 58 135
CY-1 101 76
CY-2 60 96
CY-3 70 51
CY-4 36 14
Prior 9 4
Total 334 376
Low Credit Risk | Other    
Total Finance Receivables    
Current Year 1 7
CY-1 6 4
CY-2 3 3
CY-3 3 1
CY-4 1 0
Prior 0 0
Total 14 15
Average Credit Risk    
Total Finance Receivables    
Current Year 62 158
CY-1 104 104
CY-2 74 159
CY-3 107 92
CY-4 61 34
Prior 18 6
Total 426 553
Average Credit Risk | United States (Direct)    
Total Finance Receivables    
Current Year 12 49
CY-1 16 31
CY-2 14 41
CY-3 22 14
CY-4 5 13
Prior 3 2
Total 72 150
Average Credit Risk | United States (Indirect)    
Total Finance Receivables    
Current Year 4 12
CY-1 11 7
CY-2 6 25
CY-3 17 22
CY-4 13 6
Prior 2 1
Total 53 73
Average Credit Risk | Canada    
Total Finance Receivables    
Current Year 13 29
CY-1 24 20
CY-2 16 13
CY-3 10 7
CY-4 4 2
Prior 1 0
Total 68 71
Average Credit Risk | EMEA    
Total Finance Receivables    
Current Year 32 68
CY-1 53 45
CY-2 37 79
CY-3 58 49
CY-4 39 13
Prior 12 3
Total 231 257
Average Credit Risk | Other    
Total Finance Receivables    
Current Year 1 0
CY-1 0 1
CY-2 1 1
CY-3 0 0
CY-4 0 0
Prior 0 0
Total 2 2
High Credit Risk    
Total Finance Receivables    
Current Year 19 36
CY-1 30 39
CY-2 33 43
CY-3 31 23
CY-4 16 10
Prior 7 3
Total 136 154
High Credit Risk | United States (Direct)    
Total Finance Receivables    
Current Year 13 24
CY-1 19 23
CY-2 19 18
CY-3 14 13
CY-4 8 5
Prior 4 2
Total 77 85
High Credit Risk | United States (Indirect)    
Total Finance Receivables    
Current Year 0 0
CY-1 0 8
CY-2 8 13
CY-3 9 5
CY-4 3 2
Prior 1 0
Total 21 28
High Credit Risk | Canada    
Total Finance Receivables    
Current Year 2 4
CY-1 4 3
CY-2 2 2
CY-3 1 1
CY-4 1 1
Prior 0 0
Total 10 11
High Credit Risk | EMEA    
Total Finance Receivables    
Current Year 4 8
CY-1 7 5
CY-2 4 10
CY-3 7 4
CY-4 4 2
Prior 2 1
Total 28 30
High Credit Risk | Other    
Total Finance Receivables    
Current Year 0 0
CY-1 0 0
CY-2 0 0
CY-3 0 0
CY-4 0 0
Prior 0 0
Total $ 0 $ 0