v3.26.1
SHAREHOLDERS’ EQUITY AND REGULATORY CAPITAL - Summary of Actual and Required Capital Amounts and Ratios (Details)
$ in Thousands
Jun. 30, 2026
USD ($)
Dec. 31, 2025
USD ($)
Orrstown Financial Services, Inc.    
Total risk-based capital:    
Actual, Amount $ 596,650 $ 587,354
Actual, Ratio 0.132 0.133
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Amount $ 473,344 $ 463,702
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Ratio 0.105 0.105
Tier 1 risk-based capital:    
Actual, Amount $ 550,618 $ 514,572
Actual, Ratio 0.122 0.117
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Amount $ 383,183 $ 375,378
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Ratio 0.085 0.085
Tier 1 common equity risk-based capital:    
Actual, Amount $ 542,569 $ 506,643
Actual, Ratio 12.00% 11.50%
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Amount $ 315,563 $ 309,135
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Ratio 7.00% 7.00%
Tier 1 leverage capital:    
Actual, Amount $ 550,618 $ 514,572
Actual, Ratio 0.101 0.095
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Amount $ 218,874 $ 217,008
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Ratio 0.040 0.040
Orrstown Bank    
Total risk-based capital:    
Actual, Amount $ 591,906 $ 588,026
Actual, Ratio 0.131 0.133
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Amount $ 473,287 $ 463,671
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Ratio 0.105 0.105
To Be Well Capitalized Under Prompt Corrective Action Regulations, Amount $ 450,750 $ 441,592
To Be Well Capitalized Under Prompt Corrective Action Regulations, Ratio 0.100 0.100
Tier 1 risk-based capital:    
Actual, Amount $ 545,874 $ 538,598
Actual, Ratio 0.121 0.122
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Amount $ 383,137 $ 375,353
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Ratio 0.085 0.085
To Be Well Capitalized Under Prompt Corrective Action Regulations, Amount $ 360,600 $ 353,273
To Be Well Capitalized Under Prompt Corrective Action Regulations, Ratio 0.080 0.080
Tier 1 common equity risk-based capital:    
Actual, Amount $ 545,874 $ 538,598
Actual, Ratio 12.10% 12.20%
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Amount $ 315,525 $ 309,114
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Ratio 7.00% 7.00%
To Be Well Capitalized Under Prompt Corrective Action Regulations, Amount $ 292,987 $ 287,035
To Be Well Capitalized Under Prompt Corrective Action Regulations, Ratio 6.50% 6.50%
Tier 1 leverage capital:    
Actual, Amount $ 545,874 $ 538,598
Actual, Ratio 0.100 0.099
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Amount $ 219,016 $ 217,148
For Capital Adequacy Purposes (includes applicable capital conservation buffer), Ratio 0.040 0.040
To Be Well Capitalized Under Prompt Corrective Action Regulations, Amount $ 273,770 $ 271,435
To Be Well Capitalized Under Prompt Corrective Action Regulations, Ratio 0.050 0.050