v3.26.1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Activity in Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Activity in allowance for loan losses        
Balance, beginning of period $ 47,463 $ 47,804 $ 47,681 $ 48,689
Provision for credit losses 338 209 1,066 (345)
Charge-offs (1,254) (504) (2,272) (1,397)
Recoveries 85 389 157 951
Balance end of period 46,632 47,898 46,632 47,898
Commercial        
Activity in allowance for loan losses        
Balance, beginning of period 38,738 39,995 39,300 42,772
Provision for credit losses (249) (199) 68 (2,817)
Charge-offs (1,088) (312) (2,009) (929)
Recoveries 36 293 78 751
Balance end of period 37,437 39,777 37,437 39,777
Commercial | Commercial Real Estate        
Activity in allowance for loan losses        
Balance, beginning of period 26,018 25,893 25,552 29,551
Provision for credit losses (743) 377 (256) (3,210)
Charge-offs 0 (111) (37) (186)
Recoveries 4 4 20 8
Balance end of period 25,279 26,163 25,279 26,163
Commercial | Acquisition and Development        
Activity in allowance for loan losses        
Balance, beginning of period 5,937 6,150 6,179 6,601
Provision for credit losses 162 (566) 5 (1,018)
Charge-offs (668) 0 (753) 0
Recoveries 0 1 0 2
Balance end of period 5,431 5,585 5,431 5,585
Commercial | Agricultural        
Activity in allowance for loan losses        
Balance, beginning of period 212 163 127 110
Provision for credit losses (12) 3 73 81
Charge-offs 0 (6) 0 (31)
Recoveries 0 0 0 0
Balance end of period 200 160 200 160
Commercial | Commercial and Industrial        
Activity in allowance for loan losses        
Balance, beginning of period 6,247 7,362 7,114 6,190
Provision for credit losses 246 29 152 1,265
Charge-offs (420) (195) (1,219) (712)
Recoveries 32 288 58 741
Balance end of period 6,105 7,484 6,105 7,484
Commercial | Municipal        
Activity in allowance for loan losses        
Balance, beginning of period 324 427 328 320
Provision for credit losses 98 (42) 94 65
Charge-offs 0 0 0 0
Recoveries 0 0 0 0
Balance end of period 422 385 422 385
Consumer        
Activity in allowance for loan losses        
Balance, beginning of period 8,725 7,809 8,381 5,917
Provision for credit losses 587 408 998 2,472
Charge-offs (166) (192) (263) (468)
Recoveries 49 96 79 200
Balance end of period 9,195 8,121 9,195 8,121
Consumer | Residential Mortgage        
Activity in allowance for loan losses        
Balance, beginning of period 8,216 7,312 7,708 5,240
Provision for credit losses 468 223 968 2,221
Charge-offs (21) 0 (21) 0
Recoveries 7 68 15 142
Balance end of period 8,670 7,603 8,670 7,603
Consumer | Installment and Other        
Activity in allowance for loan losses        
Balance, beginning of period 509 497 673 677
Provision for credit losses 119 185 30 251
Charge-offs (145) (192) (242) (468)
Recoveries 42 28 64 58
Balance end of period $ 525 $ 518 $ 525 $ 518