v3.26.1
SHAREHOLDERS' EQUITY AND REGULATORY CAPITAL (Tables)
 6 Months Ended
Jun. 30, 2026
Equity [Abstract]  
Summary of Capital Amounts and Ratios
The following table presents capital amounts and ratios at June 30, 2026 and December 31, 2025:
ActualFor Capital Adequacy Purposes
(includes applicable capital conservation buffer)		To Be Well
Capitalized Under
Prompt Corrective Action Provisions
AmountRatioAmountRatioAmountRatio
June 30, 2026
Total risk-based capital:
Orrstown Financial Services, Inc.$596,650 13.2 %$473,344 10.5 %n/an/a
Orrstown Bank591,906 13.1 %473,287 10.5 %$450,750 10.0 %
Tier 1 risk-based capital:
Orrstown Financial Services, Inc.550,618 12.2 %383,183 8.5 %n/an/a
Orrstown Bank545,874 12.1 %383,137 8.5 %360,600 8.0 %
Tier 1 common equity risk-based capital:
Orrstown Financial Services, Inc.542,569 12.0 %315,563 7.0 %n/an/a
Orrstown Bank545,874 12.1 %315,525 7.0 %292,987 6.5 %
Tier 1 leverage capital:
Orrstown Financial Services, Inc.550,618 10.1 %218,874 4.0 %n/an/a
Orrstown Bank545,874 10.0 %219,016 4.0 %273,770 5.0 %
December 31, 2025
Total risk-based capital:
Orrstown Financial Services, Inc.$587,354 13.3 %$463,702 10.5 %n/an/a
Orrstown Bank588,026 13.3 %463,671 10.5 %$441,592 10.0 %
Tier 1 risk-based capital:
Orrstown Financial Services, Inc.514,572 11.7 %375,378 8.5 %n/an/a
Orrstown Bank538,598 12.2 %375,353 8.5 %353,273 8.0 %
Tier 1 common equity risk-based capital:
Orrstown Financial Services, Inc.506,643 11.5 %309,135 7.0 %n/an/a
Orrstown Bank538,598 12.2 %309,114 7.0 %287,035 6.5 %
Tier 1 leverage capital:
Orrstown Financial Services, Inc.514,572 9.5 %217,008 4.0 %n/an/a
Orrstown Bank538,598 9.9 %217,148 4.0 %271,435 5.0 %