
	Three Months Ended June 30,				Six Months Ended June 30,
(In millions)	2026		2025		2026		2025
Non-service related pension and other postretirement benefits	$	19	$	23	$	38	$	49
Financing fees and financial instruments expense	14		16		28		31
Net foreign currency exchange (gains) losses	7		10		—		6
Interest (income)	(11)		(8)		(17)		(18)
General and product liability expense - discontinued products	7		1		8		3
Royalty and other (income)	(19)		(15)		(40)		(26)
Miscellaneous (income) expense	5		4		14		11
	$	22	$	31	$	31	$	56

Non-service related pension and other postretirement benefits cost consists primarily of the interest cost, expected return on plan assets and amortization components of net periodic cost, as well as curtailments and settlements which are not related to rationalization plans. Pension expense for the six months ended June 30, 2025 includes a pension settlement charge of $4 million resulting from total lump sum payments exceeding annual service and interest cost of the applicable plan. For further information, refer to Note to the Consolidated Financial Statements No. 10, Pension, Savings and Other Postretirement Benefit Plans.

Royalty and other income for the three and six months ended June 30, 2026 includes $14 million and $29 million, respectively, related to royalty income from the OTR license agreement and transition services income related to the sales of the OTR tire business, the Dunlop brand and the chemical business. Royalty and other income for the three and six months ended June 30, 2025 includes $7 million and $12 million, respectively, related to royalty income from the OTR license agreement and transition services income related to the sales of the OTR tire business and the Dunlop brand.

Other (Income) Expense also includes financing fees and financial instruments expense, which consists of commitment fees and charges incurred in connection with financing transactions; net foreign currency exchange (gains) losses, primarily related to the euro and Turkish lira; interest (income); and general and product liability expense - discontinued products, which consists of charges for claims against us related primarily to asbestos personal injury claims, net of probable insurance recoveries; and miscellaneous (income) expense.