LOANS, LEASES, AND ALLOWANCE FOR CREDIT LOSSES (Summary of Outstanding Loan Balances (Accruing and Nonaccruing) Categorized by Credit Quality Indicators - Prior Year) (Details) - USD ($)
$ in Millions |
3 Months Ended |
6 Months Ended |
|
Jun. 30, 2026 |
Jun. 30, 2025 |
Jun. 30, 2026 |
Jun. 30, 2025 |
Dec. 31, 2025 |
| Total loans |
|
|
|
|
|
| 2025 |
$ 5,680
|
|
$ 5,680
|
|
$ 10,252
|
| 2024 |
9,320
|
|
9,320
|
|
7,205
|
| 2023 |
6,277
|
|
6,277
|
|
5,114
|
| 2022 |
4,390
|
|
4,390
|
|
8,824
|
| 2021 |
7,869
|
|
7,869
|
|
5,665
|
| Prior |
13,348
|
|
13,348
|
|
9,135
|
| Revolving loans amortized cost basis |
14,968
|
|
14,968
|
|
14,014
|
| Revolving loans converted to term loans amortized cost basis |
629
|
|
629
|
|
691
|
| Total loans |
62,481
|
|
62,481
|
|
60,900
|
| Gross charge-offs by year of loan origination |
|
|
|
|
|
| 2025 |
0
|
$ 1
|
0
|
$ 1
|
|
| 2024 |
0
|
1
|
4
|
1
|
|
| 2023 |
2
|
1
|
2
|
2
|
|
| 2022 |
0
|
1
|
0
|
1
|
|
| 2021 |
0
|
2
|
0
|
4
|
|
| Prior |
5
|
2
|
7
|
13
|
|
| Revolving loans gross charge-offs |
6
|
8
|
11
|
18
|
|
| Revolving loans converted to term loans gross charge-offs |
1
|
0
|
1
|
0
|
|
| Total |
14
|
16
|
25
|
40
|
|
| Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
2,803
|
|
2,803
|
|
5,491
|
| 2024 |
4,902
|
|
4,902
|
|
4,156
|
| 2023 |
3,544
|
|
3,544
|
|
2,395
|
| 2022 |
2,198
|
|
2,198
|
|
3,277
|
| 2021 |
2,924
|
|
2,924
|
|
2,825
|
| Prior |
6,575
|
|
6,575
|
|
4,502
|
| Revolving loans amortized cost basis |
9,416
|
|
9,416
|
|
8,691
|
| Revolving loans converted to term loans amortized cost basis |
278
|
|
278
|
|
342
|
| Total loans |
32,640
|
|
32,640
|
|
31,679
|
| Gross charge-offs by year of loan origination |
|
|
|
|
|
| 2025 |
0
|
|
0
|
|
|
| 2024 |
0
|
|
4
|
|
|
| 2023 |
2
|
|
2
|
|
|
| 2022 |
0
|
|
0
|
|
|
| 2021 |
0
|
|
0
|
|
|
| Prior |
1
|
|
2
|
|
|
| Revolving loans gross charge-offs |
4
|
|
6
|
|
|
| Revolving loans converted to term loans gross charge-offs |
1
|
|
1
|
|
|
| Total |
8
|
12
|
15
|
31
|
|
| Commercial real estate: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
2,190
|
|
2,190
|
|
3,542
|
| 2024 |
3,228
|
|
3,228
|
|
1,820
|
| 2023 |
1,762
|
|
1,762
|
|
1,741
|
| 2022 |
1,427
|
|
1,427
|
|
2,286
|
| 2021 |
1,809
|
|
1,809
|
|
1,010
|
| Prior |
2,359
|
|
2,359
|
|
1,790
|
| Revolving loans amortized cost basis |
1,065
|
|
1,065
|
|
974
|
| Revolving loans converted to term loans amortized cost basis |
223
|
|
223
|
|
233
|
| Total loans |
14,063
|
|
14,063
|
|
13,396
|
| Gross charge-offs by year of loan origination |
|
|
|
|
|
| Total |
3
|
1
|
3
|
1
|
|
| Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
687
|
|
687
|
|
1,219
|
| 2024 |
1,190
|
|
1,190
|
|
1,229
|
| 2023 |
971
|
|
971
|
|
978
|
| 2022 |
765
|
|
765
|
|
3,261
|
| 2021 |
3,136
|
|
3,136
|
|
1,830
|
| Prior |
4,414
|
|
4,414
|
|
2,843
|
| Revolving loans amortized cost basis |
4,487
|
|
4,487
|
|
4,349
|
| Revolving loans converted to term loans amortized cost basis |
128
|
|
128
|
|
116
|
| Total loans |
15,778
|
|
15,778
|
|
15,825
|
| Gross charge-offs by year of loan origination |
|
|
|
|
|
| 2025 |
0
|
0
|
0
|
0
|
|
| 2024 |
0
|
0
|
0
|
0
|
|
| 2023 |
0
|
0
|
0
|
0
|
|
| 2022 |
0
|
0
|
0
|
0
|
|
| 2021 |
0
|
0
|
0
|
1
|
|
| Prior |
1
|
1
|
2
|
2
|
|
| Revolving loans gross charge-offs |
2
|
2
|
5
|
5
|
|
| Revolving loans converted to term loans gross charge-offs |
0
|
0
|
0
|
0
|
|
| Total |
3
|
3
|
7
|
8
|
|
| Commercial and industrial | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
1,848
|
|
1,848
|
|
3,824
|
| 2024 |
3,397
|
|
3,397
|
|
2,232
|
| 2023 |
1,819
|
|
1,819
|
|
1,242
|
| 2022 |
1,099
|
|
1,099
|
|
992
|
| 2021 |
780
|
|
780
|
|
399
|
| Prior |
899
|
|
899
|
|
761
|
| Revolving loans amortized cost basis |
9,107
|
|
9,107
|
|
8,431
|
| Revolving loans converted to term loans amortized cost basis |
182
|
|
182
|
|
230
|
| Total loans |
19,131
|
|
19,131
|
|
18,111
|
| Gross charge-offs by year of loan origination |
|
|
|
|
|
| 2025 |
0
|
0
|
0
|
0
|
|
| 2024 |
0
|
1
|
4
|
1
|
|
| 2023 |
2
|
1
|
2
|
2
|
|
| 2022 |
0
|
1
|
0
|
1
|
|
| 2021 |
0
|
2
|
0
|
3
|
|
| Prior |
1
|
1
|
2
|
11
|
|
| Revolving loans gross charge-offs |
3
|
6
|
5
|
13
|
|
| Revolving loans converted to term loans gross charge-offs |
1
|
0
|
1
|
0
|
|
| Total |
7
|
12
|
14
|
31
|
|
| Owner-occupied | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
733
|
|
733
|
|
1,125
|
| 2024 |
1,070
|
|
1,070
|
|
1,307
|
| 2023 |
1,169
|
|
1,169
|
|
744
|
| 2022 |
696
|
|
696
|
|
1,540
|
| 2021 |
1,429
|
|
1,429
|
|
1,575
|
| Prior |
3,864
|
|
3,864
|
|
2,653
|
| Revolving loans amortized cost basis |
309
|
|
309
|
|
259
|
| Revolving loans converted to term loans amortized cost basis |
66
|
|
66
|
|
71
|
| Total loans |
9,336
|
|
9,336
|
|
9,274
|
| Gross charge-offs by year of loan origination |
|
|
|
|
|
| 2025 |
0
|
|
0
|
|
|
| 2024 |
0
|
|
0
|
|
|
| 2023 |
0
|
|
0
|
|
|
| 2022 |
0
|
|
0
|
|
|
| 2021 |
0
|
|
0
|
|
|
| Prior |
0
|
|
0
|
|
|
| Revolving loans gross charge-offs |
1
|
|
1
|
|
|
| Revolving loans converted to term loans gross charge-offs |
0
|
|
0
|
|
|
| Total |
1
|
|
1
|
|
|
| Municipal | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
222
|
|
222
|
|
542
|
| 2024 |
435
|
|
435
|
|
617
|
| 2023 |
556
|
|
556
|
|
409
|
| 2022 |
403
|
|
403
|
|
745
|
| 2021 |
715
|
|
715
|
|
851
|
| Prior |
1,812
|
|
1,812
|
|
1,088
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
1
|
| Revolving loans converted to term loans amortized cost basis |
30
|
|
30
|
|
41
|
| Total loans |
4,173
|
|
4,173
|
|
4,294
|
| Term | Commercial real estate: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
2,067
|
|
2,067
|
|
3,043
|
| 2024 |
2,464
|
|
2,464
|
|
1,266
|
| 2023 |
1,377
|
|
1,377
|
|
1,360
|
| 2022 |
1,246
|
|
1,246
|
|
2,239
|
| 2021 |
1,801
|
|
1,801
|
|
1,009
|
| Prior |
2,358
|
|
2,358
|
|
1,789
|
| Revolving loans amortized cost basis |
373
|
|
373
|
|
344
|
| Revolving loans converted to term loans amortized cost basis |
164
|
|
164
|
|
184
|
| Total loans |
11,850
|
|
11,850
|
|
11,234
|
| Gross charge-offs by year of loan origination |
|
|
|
|
|
| 2025 |
0
|
1
|
0
|
1
|
|
| 2024 |
0
|
0
|
0
|
0
|
|
| 2023 |
0
|
0
|
0
|
0
|
|
| 2022 |
0
|
0
|
0
|
0
|
|
| 2021 |
0
|
0
|
0
|
0
|
|
| Prior |
3
|
0
|
3
|
0
|
|
| Revolving loans gross charge-offs |
0
|
0
|
0
|
0
|
|
| Revolving loans converted to term loans gross charge-offs |
0
|
0
|
0
|
0
|
|
| Total |
3
|
1
|
3
|
1
|
|
| Construction and land development | Commercial real estate: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
123
|
|
123
|
|
499
|
| 2024 |
764
|
|
764
|
|
554
|
| 2023 |
385
|
|
385
|
|
381
|
| 2022 |
181
|
|
181
|
|
47
|
| 2021 |
8
|
|
8
|
|
1
|
| Prior |
1
|
|
1
|
|
1
|
| Revolving loans amortized cost basis |
692
|
|
692
|
|
630
|
| Revolving loans converted to term loans amortized cost basis |
59
|
|
59
|
|
49
|
| Total loans |
2,213
|
|
2,213
|
|
2,162
|
| 1-4 family residential | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
604
|
|
604
|
|
918
|
| 2024 |
752
|
|
752
|
|
852
|
| 2023 |
699
|
|
699
|
|
872
|
| 2022 |
724
|
|
724
|
|
3,159
|
| 2021 |
3,106
|
|
3,106
|
|
1,821
|
| Prior |
4,408
|
|
4,408
|
|
2,840
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
10,293
|
|
10,293
|
|
10,462
|
| Gross charge-offs by year of loan origination |
|
|
|
|
|
| 2025 |
|
0
|
|
0
|
|
| 2024 |
|
0
|
|
0
|
|
| 2023 |
|
0
|
|
0
|
|
| 2022 |
|
0
|
|
0
|
|
| 2021 |
|
0
|
|
1
|
|
| Prior |
|
1
|
|
2
|
|
| Revolving loans gross charge-offs |
|
0
|
|
0
|
|
| Revolving loans converted to term loans gross charge-offs |
|
0
|
|
0
|
|
| Total |
|
1
|
|
3
|
|
| Home equity credit line | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
0
|
|
0
|
|
0
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
3,951
|
|
3,951
|
|
3,835
|
| Revolving loans converted to term loans amortized cost basis |
126
|
|
126
|
|
115
|
| Total loans |
4,077
|
|
4,077
|
|
3,950
|
| Gross charge-offs by year of loan origination |
|
|
|
|
|
| 2025 |
|
|
|
0
|
|
| 2024 |
|
|
|
0
|
|
| 2023 |
|
|
|
0
|
|
| 2022 |
|
|
|
0
|
|
| 2021 |
|
|
|
0
|
|
| Prior |
|
|
|
0
|
|
| Revolving loans gross charge-offs |
|
|
|
1
|
|
| Revolving loans converted to term loans gross charge-offs |
|
|
|
0
|
|
| Total |
|
|
|
1
|
|
| Construction and other consumer real estate | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
51
|
|
51
|
|
246
|
| 2024 |
401
|
|
401
|
|
351
|
| 2023 |
253
|
|
253
|
|
87
|
| 2022 |
27
|
|
27
|
|
91
|
| 2021 |
22
|
|
22
|
|
5
|
| Prior |
3
|
|
3
|
|
2
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
757
|
|
757
|
|
782
|
| Bankcard and other revolving plans | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
0
|
|
0
|
|
0
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
536
|
|
536
|
|
514
|
| Revolving loans converted to term loans amortized cost basis |
1
|
|
1
|
|
1
|
| Total loans |
537
|
|
537
|
|
515
|
| Gross charge-offs by year of loan origination |
|
|
|
|
|
| 2025 |
0
|
0
|
0
|
0
|
|
| 2024 |
0
|
0
|
0
|
0
|
|
| 2023 |
0
|
0
|
0
|
0
|
|
| 2022 |
0
|
0
|
0
|
0
|
|
| 2021 |
0
|
0
|
0
|
0
|
|
| Prior |
0
|
0
|
0
|
0
|
|
| Revolving loans gross charge-offs |
2
|
2
|
5
|
4
|
|
| Revolving loans converted to term loans gross charge-offs |
0
|
0
|
0
|
0
|
|
| Total |
2
|
$ 2
|
5
|
$ 4
|
|
| Other | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
32
|
|
32
|
|
55
|
| 2024 |
37
|
|
37
|
|
26
|
| 2023 |
19
|
|
19
|
|
19
|
| 2022 |
14
|
|
14
|
|
11
|
| 2021 |
8
|
|
8
|
|
4
|
| Prior |
3
|
|
3
|
|
1
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
1
|
|
1
|
|
0
|
| Total loans |
114
|
|
114
|
|
116
|
| Gross charge-offs by year of loan origination |
|
|
|
|
|
| 2025 |
0
|
|
0
|
|
|
| 2024 |
0
|
|
0
|
|
|
| 2023 |
0
|
|
0
|
|
|
| 2022 |
0
|
|
0
|
|
|
| 2021 |
0
|
|
0
|
|
|
| Prior |
1
|
|
2
|
|
|
| Revolving loans gross charge-offs |
0
|
|
0
|
|
|
| Revolving loans converted to term loans gross charge-offs |
0
|
|
0
|
|
|
| Total |
1
|
|
2
|
|
|
| Pass | Commercial and industrial | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
1,825
|
|
1,825
|
|
3,746
|
| 2024 |
3,240
|
|
3,240
|
|
2,058
|
| 2023 |
1,669
|
|
1,669
|
|
1,143
|
| 2022 |
963
|
|
963
|
|
898
|
| 2021 |
715
|
|
715
|
|
350
|
| Prior |
770
|
|
770
|
|
698
|
| Revolving loans amortized cost basis |
8,864
|
|
8,864
|
|
8,141
|
| Revolving loans converted to term loans amortized cost basis |
141
|
|
141
|
|
197
|
| Total loans |
18,187
|
|
18,187
|
|
17,231
|
| Pass | Owner-occupied | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
712
|
|
712
|
|
1,112
|
| 2024 |
1,040
|
|
1,040
|
|
1,234
|
| 2023 |
1,096
|
|
1,096
|
|
727
|
| 2022 |
675
|
|
675
|
|
1,414
|
| 2021 |
1,323
|
|
1,323
|
|
1,492
|
| Prior |
3,684
|
|
3,684
|
|
2,515
|
| Revolving loans amortized cost basis |
277
|
|
277
|
|
227
|
| Revolving loans converted to term loans amortized cost basis |
63
|
|
63
|
|
67
|
| Total loans |
8,870
|
|
8,870
|
|
8,788
|
| Pass | Municipal | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
222
|
|
222
|
|
542
|
| 2024 |
435
|
|
435
|
|
614
|
| 2023 |
556
|
|
556
|
|
409
|
| 2022 |
403
|
|
403
|
|
745
|
| 2021 |
715
|
|
715
|
|
849
|
| Prior |
1,810
|
|
1,810
|
|
1,070
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
1
|
| Revolving loans converted to term loans amortized cost basis |
30
|
|
30
|
|
41
|
| Total loans |
4,171
|
|
4,171
|
|
4,271
|
| Pass | Term | Commercial real estate: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
1,704
|
|
1,704
|
|
2,643
|
| 2024 |
2,302
|
|
2,302
|
|
1,223
|
| 2023 |
1,305
|
|
1,305
|
|
1,167
|
| 2022 |
1,094
|
|
1,094
|
|
1,741
|
| 2021 |
1,447
|
|
1,447
|
|
956
|
| Prior |
2,281
|
|
2,281
|
|
1,747
|
| Revolving loans amortized cost basis |
372
|
|
372
|
|
318
|
| Revolving loans converted to term loans amortized cost basis |
134
|
|
134
|
|
140
|
| Total loans |
10,639
|
|
10,639
|
|
9,935
|
| Pass | Construction and land development | Commercial real estate: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
114
|
|
114
|
|
446
|
| 2024 |
732
|
|
732
|
|
540
|
| 2023 |
339
|
|
339
|
|
375
|
| 2022 |
181
|
|
181
|
|
47
|
| 2021 |
8
|
|
8
|
|
1
|
| Prior |
1
|
|
1
|
|
1
|
| Revolving loans amortized cost basis |
687
|
|
687
|
|
624
|
| Revolving loans converted to term loans amortized cost basis |
59
|
|
59
|
|
49
|
| Total loans |
2,121
|
|
2,121
|
|
2,083
|
| Pass | 1-4 family residential | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
604
|
|
604
|
|
917
|
| 2024 |
751
|
|
751
|
|
847
|
| 2023 |
695
|
|
695
|
|
867
|
| 2022 |
716
|
|
716
|
|
3,144
|
| 2021 |
3,090
|
|
3,090
|
|
1,808
|
| Prior |
4,366
|
|
4,366
|
|
2,812
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
10,222
|
|
10,222
|
|
10,395
|
| Pass | Home equity credit line | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
0
|
|
0
|
|
0
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
3,915
|
|
3,915
|
|
3,799
|
| Revolving loans converted to term loans amortized cost basis |
121
|
|
121
|
|
111
|
| Total loans |
4,036
|
|
4,036
|
|
3,910
|
| Pass | Construction and other consumer real estate | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
51
|
|
51
|
|
246
|
| 2024 |
401
|
|
401
|
|
351
|
| 2023 |
253
|
|
253
|
|
87
|
| 2022 |
27
|
|
27
|
|
91
|
| 2021 |
22
|
|
22
|
|
5
|
| Prior |
3
|
|
3
|
|
2
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
757
|
|
757
|
|
782
|
| Pass | Bankcard and other revolving plans | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
0
|
|
0
|
|
0
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
533
|
|
533
|
|
511
|
| Revolving loans converted to term loans amortized cost basis |
1
|
|
1
|
|
1
|
| Total loans |
534
|
|
534
|
|
512
|
| Pass | Other | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
32
|
|
32
|
|
55
|
| 2024 |
37
|
|
37
|
|
26
|
| 2023 |
19
|
|
19
|
|
19
|
| 2022 |
13
|
|
13
|
|
11
|
| 2021 |
8
|
|
8
|
|
4
|
| Prior |
3
|
|
3
|
|
1
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
1
|
|
1
|
|
0
|
| Total loans |
113
|
|
113
|
|
116
|
| Special Mention | Commercial and industrial | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
1
|
|
1
|
|
14
|
| 2024 |
8
|
|
8
|
|
29
|
| 2023 |
34
|
|
34
|
|
13
|
| 2022 |
47
|
|
47
|
|
16
|
| 2021 |
1
|
|
1
|
|
28
|
| Prior |
63
|
|
63
|
|
30
|
| Revolving loans amortized cost basis |
54
|
|
54
|
|
99
|
| Revolving loans converted to term loans amortized cost basis |
2
|
|
2
|
|
1
|
| Total loans |
210
|
|
210
|
|
230
|
| Special Mention | Owner-occupied | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
0
|
|
0
|
|
3
|
| 2024 |
10
|
|
10
|
|
28
|
| 2023 |
14
|
|
14
|
|
0
|
| 2022 |
5
|
|
5
|
|
9
|
| 2021 |
20
|
|
20
|
|
9
|
| Prior |
28
|
|
28
|
|
30
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
1
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
77
|
|
77
|
|
80
|
| Special Mention | Municipal | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
0
|
|
0
|
|
0
|
| 2024 |
0
|
|
0
|
|
3
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
0
|
|
0
|
|
3
|
| Special Mention | Term | Commercial real estate: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
69
|
|
69
|
|
51
|
| 2024 |
8
|
|
8
|
|
0
|
| 2023 |
13
|
|
13
|
|
35
|
| 2022 |
25
|
|
25
|
|
71
|
| 2021 |
35
|
|
35
|
|
0
|
| Prior |
30
|
|
30
|
|
1
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
180
|
|
180
|
|
158
|
| Special Mention | Construction and land development | Commercial real estate: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
0
|
|
0
|
|
0
|
| 2024 |
0
|
|
0
|
|
8
|
| 2023 |
22
|
|
22
|
|
5
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
22
|
|
22
|
|
13
|
| Special Mention | 1-4 family residential | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
0
|
|
0
|
|
0
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
0
|
|
0
|
|
0
|
| Special Mention | Home equity credit line | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
0
|
|
0
|
|
0
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
0
|
|
0
|
|
0
|
| Special Mention | Construction and other consumer real estate | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
0
|
|
0
|
|
0
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
0
|
|
0
|
|
0
|
| Special Mention | Bankcard and other revolving plans | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
0
|
|
0
|
|
0
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
0
|
|
0
|
|
0
|
| Special Mention | Other | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
0
|
|
0
|
|
0
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
0
|
|
0
|
|
0
|
| Accruing Substandard | Commercial and industrial | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
7
|
|
7
|
|
60
|
| 2024 |
147
|
|
147
|
|
140
|
| 2023 |
110
|
|
110
|
|
82
|
| 2022 |
84
|
|
84
|
|
41
|
| 2021 |
43
|
|
43
|
|
18
|
| Prior |
61
|
|
61
|
|
30
|
| Revolving loans amortized cost basis |
165
|
|
165
|
|
177
|
| Revolving loans converted to term loans amortized cost basis |
21
|
|
21
|
|
9
|
| Total loans |
638
|
|
638
|
|
557
|
| Accruing Substandard | Owner-occupied | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
21
|
|
21
|
|
4
|
| 2024 |
14
|
|
14
|
|
37
|
| 2023 |
58
|
|
58
|
|
15
|
| 2022 |
12
|
|
12
|
|
111
|
| 2021 |
78
|
|
78
|
|
71
|
| Prior |
122
|
|
122
|
|
89
|
| Revolving loans amortized cost basis |
27
|
|
27
|
|
24
|
| Revolving loans converted to term loans amortized cost basis |
3
|
|
3
|
|
4
|
| Total loans |
335
|
|
335
|
|
355
|
| Accruing Substandard | Municipal | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
0
|
|
0
|
|
0
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
18
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
0
|
|
0
|
|
18
|
| Accruing Substandard | Term | Commercial real estate: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
294
|
|
294
|
|
328
|
| 2024 |
135
|
|
135
|
|
43
|
| 2023 |
59
|
|
59
|
|
142
|
| 2022 |
127
|
|
127
|
|
426
|
| 2021 |
318
|
|
318
|
|
53
|
| Prior |
33
|
|
33
|
|
36
|
| Revolving loans amortized cost basis |
1
|
|
1
|
|
26
|
| Revolving loans converted to term loans amortized cost basis |
30
|
|
30
|
|
15
|
| Total loans |
997
|
|
997
|
|
1,069
|
| Accruing Substandard | Construction and land development | Commercial real estate: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
9
|
|
9
|
|
53
|
| 2024 |
32
|
|
32
|
|
6
|
| 2023 |
24
|
|
24
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
5
|
|
5
|
|
6
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
70
|
|
70
|
|
65
|
| Accruing Substandard | 1-4 family residential | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
0
|
|
0
|
|
0
|
| 2024 |
0
|
|
0
|
|
1
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| Prior |
2
|
|
2
|
|
1
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
2
|
|
2
|
|
2
|
| Accruing Substandard | Home equity credit line | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
0
|
|
0
|
|
0
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
6
|
|
6
|
|
10
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
6
|
|
6
|
|
10
|
| Accruing Substandard | Construction and other consumer real estate | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
0
|
|
0
|
|
0
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
0
|
|
0
|
|
0
|
| Accruing Substandard | Bankcard and other revolving plans | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
0
|
|
0
|
|
0
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
2
|
|
2
|
|
2
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
2
|
|
2
|
|
2
|
| Accruing Substandard | Other | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
0
|
|
0
|
|
0
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
0
|
|
0
|
|
0
|
| Nonaccrual | Commercial and industrial | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
15
|
|
15
|
|
4
|
| 2024 |
2
|
|
2
|
|
5
|
| 2023 |
6
|
|
6
|
|
4
|
| 2022 |
5
|
|
5
|
|
37
|
| 2021 |
21
|
|
21
|
|
3
|
| Prior |
5
|
|
5
|
|
3
|
| Revolving loans amortized cost basis |
24
|
|
24
|
|
14
|
| Revolving loans converted to term loans amortized cost basis |
18
|
|
18
|
|
23
|
| Total loans |
96
|
|
96
|
|
93
|
| Nonaccrual | Owner-occupied | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
0
|
|
0
|
|
6
|
| 2024 |
6
|
|
6
|
|
8
|
| 2023 |
1
|
|
1
|
|
2
|
| 2022 |
4
|
|
4
|
|
6
|
| 2021 |
8
|
|
8
|
|
3
|
| Prior |
30
|
|
30
|
|
19
|
| Revolving loans amortized cost basis |
5
|
|
5
|
|
7
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
54
|
|
54
|
|
51
|
| Nonaccrual | Municipal | Commercial: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
0
|
|
0
|
|
0
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
2
|
| Prior |
2
|
|
2
|
|
0
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
2
|
|
2
|
|
2
|
| Nonaccrual | Term | Commercial real estate: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
0
|
|
0
|
|
21
|
| 2024 |
19
|
|
19
|
|
0
|
| 2023 |
0
|
|
0
|
|
16
|
| 2022 |
0
|
|
0
|
|
1
|
| 2021 |
1
|
|
1
|
|
0
|
| Prior |
14
|
|
14
|
|
5
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
29
|
| Total loans |
34
|
|
34
|
|
72
|
| Nonaccrual | Construction and land development | Commercial real estate: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
0
|
|
0
|
|
0
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
1
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
0
|
|
0
|
|
1
|
| Nonaccrual | 1-4 family residential | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
0
|
|
0
|
|
1
|
| 2024 |
1
|
|
1
|
|
4
|
| 2023 |
4
|
|
4
|
|
5
|
| 2022 |
8
|
|
8
|
|
15
|
| 2021 |
16
|
|
16
|
|
13
|
| Prior |
40
|
|
40
|
|
27
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
69
|
|
69
|
|
65
|
| Nonaccrual | Home equity credit line | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
0
|
|
0
|
|
0
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
30
|
|
30
|
|
26
|
| Revolving loans converted to term loans amortized cost basis |
5
|
|
5
|
|
4
|
| Total loans |
35
|
|
35
|
|
30
|
| Nonaccrual | Construction and other consumer real estate | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
0
|
|
0
|
|
0
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
0
|
|
0
|
|
0
|
| Nonaccrual | Bankcard and other revolving plans | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
0
|
|
0
|
|
0
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
0
|
|
0
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
1
|
|
1
|
|
1
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
1
|
|
1
|
|
1
|
| Nonaccrual | Other | Consumer: |
|
|
|
|
|
| Total loans |
|
|
|
|
|
| 2025 |
0
|
|
0
|
|
0
|
| 2024 |
0
|
|
0
|
|
0
|
| 2023 |
0
|
|
0
|
|
0
|
| 2022 |
1
|
|
1
|
|
0
|
| 2021 |
0
|
|
0
|
|
0
|
| Prior |
0
|
|
0
|
|
0
|
| Revolving loans amortized cost basis |
0
|
|
0
|
|
0
|
| Revolving loans converted to term loans amortized cost basis |
0
|
|
0
|
|
0
|
| Total loans |
$ 1
|
|
$ 1
|
|
$ 0
|