The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DBX ETF TR XTRACKRS S&P 500 233051143 117,947 1,713 SH SOLE 1,713 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 69,083 839 SH SOLE 839 0 0
EA SERIES TRUST CAMB US EQUA ETF 02072Q572 839,193 15,032 SH SOLE 15,032 0 0
FIRST TR EXCHANGE-TRADED FD COM SHS ANNUAL 33718M105 3,479,179 37,366 SH SOLE 37,366 0 0
INVESCO EXCH TRADED FD TR II INTL CORP BD 46138E636 8,702,514 375,756 SH SOLE 375,756 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 176,945 3,235 SH SOLE 3,235 0 0
ISHARES INC CORE MSCI EMKT 46434G103 7,100,577 85,714 SH SOLE 85,714 0 0
ISHARES TR CORE S&P MCP ETF 464287507 45,615,872 591,569 SH SOLE 591,569 0 0
ISHARES TR CORE S&P SCP ETF 464287804 47,967,653 323,428 SH SOLE 323,428 0 0
ISHARES TR CORE MSCI EAFE 46432F842 35,032,759 362,733 SH SOLE 362,733 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 8,219,762 120,154 SH SOLE 120,154 0 0
ISHARES TR ESG EAFE ETF 46436E759 1,390,363 16,435 SH SOLE 16,435 0 0
ISHARES TR ESG SELECT SCRE 46436E569 232,878 4,101 SH SOLE 4,101 0 0
ISHARES TR ESG SELECT SCRE 46436E551 145,023 2,781 SH SOLE 2,781 0 0
ISHARES TR MICRO-CAP ETF 464288869 760,664 3,803 SH SOLE 3,803 0 0
ISHARES TR CORE S&P500 ETF 464287200 177,567 237 SH SOLE 237 0 0
ISHARES TR MSCI EAFE ETF 464287465 3,168,539 30,502 SH SOLE 30,502 0 0
ISHARES TR EAFE GRWTH ETF 464288885 394,435 3,170 SH SOLE 3,170 0 0
ISHARES TR EAFE VALUE ETF 464288877 189,052 2,470 SH SOLE 2,470 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 678,794 2,259 SH SOLE 2,259 0 0
ISHARES TR GLOBAL REIT ETF 46434V647 82,233 2,977 SH SOLE 2,977 0 0
NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409 22,502 479 SH SOLE 479 0 0
NUSHARES ETF TR NUVEEN ESG MIDVL 67092P508 22,349 514 SH SOLE 514 0 0
PROFESIONALLY MANAGED PORTFO AKRE FOCUS ETF 74316P579 23,189,298 435,971 SH SOLE 435,971 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 37,581,434 1,208,406 SH SOLE 1,208,406 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 234,951 8,482 SH SOLE 8,482 0 0
SELECT SECTOR SPDR TR ST STR REAL ETF 81369Y860 3,661,729 83,164 SH SOLE 83,164 0 0
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 509,893 9,847 SH SOLE 9,847 0 0
SPDR INDEX SHS FDS ST INTL CAP ETF 78463X871 453,433 10,362 SH SOLE 10,362 0 0
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 441,292 8,758 SH SOLE 8,758 0 0
SPDR SERIES TRUST ST STR DOW REIT 78464A607 532,900 4,717 SH SOLE 4,717 0 0
SPDR SERIES TRUST ST STR SP400GRW 78464A821 192,604 1,718 SH SOLE 1,718 0 0
SPDR SERIES TRUST ST STR SP400VAL 78464A839 241,371 2,545 SH SOLE 2,545 0 0
SPDR SERIES TRUST ST STR SP600GRWO 78464A201 298,885 2,509 SH SOLE 2,509 0 0
SPDR SERIES TRUST ST STR SP600SM C 78464A300 83,457 765 SH SOLE 765 0 0
SPDR SERIES TRUST ST STR P500VAL 78464A508 98,499 1,620 SH SOLE 1,620 0 0
SPDR SERIES TRUST SST SPDR BLOOMBE 78464A151 27,260 874 SH SOLE 874 0 0
SPDR SERIES TRUST ST PORT HIGH ETF 78468R606 27,776 1,185 SH SOLE 1,185 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 101,001,693 135,251 SH SOLE 135,251 0 0
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 874,338 1,243 SH SOLE 1,243 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 370,525 2,694 SH SOLE 2,694 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,978,238 4,336 SH SOLE 4,336 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 310,133 902 SH SOLE 902 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,113,925 13,826 SH SOLE 13,826 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 122,080 1,266 SH SOLE 1,266 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 54,413 147 SH SOLE 147 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 618,762 2,041 SH SOLE 2,041 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,094,765 6,975 SH SOLE 6,975 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 4,719,265 105,223 SH SOLE 105,223 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 849,560 14,233 SH SOLE 14,233 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 14,669,127 185,615 SH SOLE 185,615 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 138,231 1,672 SH SOLE 1,672 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,693,335 23,766 SH SOLE 23,766 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 97,032 1,178 SH SOLE 1,178 0 0