The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 533,651 2,120 SH SOLE 0 0 2,120
ADVANCED MICRO DEVICES INC COM 007903107 2,629,780 4,527 SH SOLE 0 0 4,527
AFLAC INC COM 001055102 271,912 2,319 SH SOLE 0 0 2,319
ALPHABET INC CAP STK CL A 02079K305 1,302,507 3,644 SH SOLE 0 0 3,644
ALPHABET INC CAP STK CL C 02079K107 1,005,151 2,844 SH SOLE 0 0 2,844
AMAZON COM INC COM 023135106 3,469,992 14,559 SH SOLE 0 0 14,559
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 720,900 7,903 SH SOLE 0 0 7,903
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 556,236 5,764 SH SOLE 0 0 5,764
AMERICAN CENTY ETF TR US SML CP VALU 025072877 1,157,846 9,280 SH SOLE 0 0 9,280
AMERICAN HEALTHCARE REIT INC COM SHS 398182303 438,832 8,414 SH SOLE 0 0 8,414
AMGEN INC COM 031162100 253,270 699 SH SOLE 0 0 699
APPLE INC COM 037833100 16,541,822 57,166 SH SOLE 0 0 57,166
APPLIED MATLS INC COM 038222105 1,077,930 1,490 SH SOLE 0 0 1,490
AT&T INC COM 00206R102 236,904 11,444 SH SOLE 0 0 11,444
BANK OF AMER CORP COM 060505104 564,688 9,910 SH SOLE 0 0 9,910
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 368,287 736 SH SOLE 0 0 736
BLACKROCK ETF TRUST ISHA US AWAR ETF 09290C509 801,189 9,994 SH SOLE 0 0 9,994
BLACKROCK ETF TRUST ISHA US THEM ETF 09290C806 16,122,650 373,988 SH SOLE 0 0 373,988
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 46,017,358 676,626 SH SOLE 0 0 676,626
BLACKROCK ETF TRUST ISHA IN CTRY ETF 09290C764 52,012,406 1,421,104 SH SOLE 0 0 1,421,104
BLACKROCK ETF TRUST ISHA I IN TE ETF 09290C780 23,807,420 451,582 SH SOLE 0 0 451,582
BLACKROCK ETF TRUST ISHA SYST AL ETF 09290C665 4,301,863 153,364 SH SOLE 0 0 153,364
BLACKROCK ETF TRUST ISHARES US LARG 09290C863 279,254 8,254 SH SOLE 0 0 8,254
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 2,066,704 39,486 SH SOLE 0 0 39,486
BOEING CO COM 097023105 1,704,035 7,871 SH SOLE 0 0 7,871
BONDBLOXX ETF TRUST BLOOMBERG TEN YR 09789C812 4,290,790 94,137 SH SOLE 0 0 94,137
BRISTOL-MYERS SQUIBB CO COM 110122108 336,121 5,833 SH SOLE 0 0 5,833
BROADCOM INC COM 11135F101 4,918,781 13,021 SH SOLE 0 0 13,021
CATERPILLAR INC COM 149123101 1,139,769 1,070 SH SOLE 0 0 1,070
CHEVRON CORPORATION COM 166764100 402,748 2,429 SH SOLE 0 0 2,429
CISCO SYS INC COM 17275R102 388,734 3,309 SH SOLE 0 0 3,309
CORNING INC COM 219350105 273,120 1,069 SH SOLE 0 0 1,069
COSTCO WHOLESALE CORPORATION COM 22160K105 727,500 777 SH SOLE 0 0 777
CSX CORP COM 126408103 475,931 10,013 SH SOLE 0 0 10,013
DELL TECHNOLOGIES INC CL C 24703L202 983,314 2,279 SH SOLE 0 0 2,279
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 1,934,926 43,618 SH SOLE 0 0 43,618
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 570,422 8,160 SH SOLE 0 0 8,160
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 757,370 13,767 SH SOLE 0 0 13,767
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 276,891 3,362 SH SOLE 0 0 3,362
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 205,385 2,506 SH SOLE 0 0 2,506
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 701,100 20,014 SH SOLE 0 0 20,014
DISNEY WALT CO COM 254687106 531,254 5,519 SH SOLE 0 0 5,519
EDWARDS LIFESCIENCES CORP COM 28176E108 204,530 2,261 SH SOLE 0 0 2,261
ELI LILLY & CO COM 532457108 433,404 361 SH SOLE 0 0 361
EXXON MOBIL CORP COM 30231G102 675,448 4,940 SH SOLE 0 0 4,940
GE AEROSPACE COM NEW 369604301 363,938 973 SH SOLE 0 0 973
GE VERNOVA INC COM 36828A101 575,749 490 SH SOLE 0 0 490
GLOBAL X FDS DEFENSE TECH ETF 37960A529 12,235,611 204,917 SH SOLE 0 0 204,917
GOLDMAN SACHS ETF TR TECHN OPPOR ETF 38149W432 1,351,974 27,152 SH SOLE 0 0 27,152
HOME DEPOT INC COM 437076102 679,215 1,925 SH SOLE 0 0 1,925
INTEL CORP COM 458140100 334,540 2,395 SH SOLE 0 0 2,395
INTERNATIONAL BUSINESS MACHS COM 459200101 548,155 1,949 SH SOLE 0 0 1,949
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 285,782 943 SH SOLE 0 0 943
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 12,094,718 514,231 SH SOLE 0 0 514,231
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 471,496 5,233 SH SOLE 0 0 5,233
INVESCO QQQ TR UNIT SER 1 46090E103 441,080 598 SH SOLE 0 0 598
IRON MTN INC DEL COM 46284V101 692,151 5,479 SH SOLE 0 0 5,479
ISHARES GOLD TR ISHARES NEW 464285204 2,448,110 32,421 SH SOLE 0 0 32,421
ISHARES INC MSCI EMRG CHN 46434G764 965,178 9,434 SH SOLE 0 0 9,434
ISHARES INC CORE MSCI EMKT 46434G103 778,039 9,392 SH SOLE 0 0 9,392
ISHARES INC ESG AWR MSCI EM 46434G863 312,719 5,718 SH SOLE 0 0 5,718
ISHARES TR SYSTEMATIC BD ET 46435U796 599,844 6,761 SH SOLE 0 0 6,761
ISHARES TR CALIF MUN BD ETF 464288356 22,181,636 384,830 SH SOLE 0 0 384,830
ISHARES TR ESG MSCI KLD ETF 464288570 506,176 3,554 SH SOLE 0 0 3,554
ISHARES TR CORE 80 20 ETF 464289859 582,009 5,963 SH SOLE 0 0 5,963
ISHARES TR ESG MSCI USA ETF 46436E767 597,712 8,606 SH SOLE 0 0 8,606
ISHARES TR ESG EAFE ETF 46436E759 272,674 3,223 SH SOLE 0 0 3,223
ISHARES TR 0-5 YR TIPS ETF 46429B747 749,511 7,336 SH SOLE 0 0 7,336
ISHARES TR US TREAS BD ETF 46429B267 5,289,656 232,206 SH SOLE 0 0 232,206
ISHARES TR EAFE GRWTH ETF 464288885 10,709,202 86,072 SH SOLE 0 0 86,072
ISHARES TR ESG AWR MSCI USA 46435G425 1,522,677 9,303 SH SOLE 0 0 9,303
ISHARES TR EAFE VALUE ETF 464288877 7,558,171 98,735 SH SOLE 0 0 98,735
ISHARES TR MSCI USA MIN ETF 46429B697 1,701,909 17,643 SH SOLE 0 0 17,643
ISHARES TR 0-3 MTH TREASURY 46436E718 814,808 8,093 SH SOLE 0 0 8,093
ISHARES TR INVT GRAD SY ETF 46435G219 352,722 7,819 SH SOLE 0 0 7,819
ISHARES TR US INFRASTRUC 46435U713 296,515 4,703 SH SOLE 0 0 4,703
ISHARES TR CORE MSCI EAFE 46432F842 420,120 4,349 SH SOLE 0 0 4,349
ISHARES TR CORE DIV GRWTH 46434V621 744,100 9,817 SH SOLE 0 0 9,817
ISHARES TR MSCI EAFE ETF 464287465 222,748 2,144 SH SOLE 0 0 2,144
ISHARES TR S&P 500 GRWT ETF 464287309 66,959,057 486,868 SH SOLE 0 0 486,868
ISHARES TR U.S. TECH ETF 464287721 1,953,288 7,744 SH SOLE 0 0 7,744
ISHARES TR NATIONAL MUN ETF 464288414 304,924 2,833 SH SOLE 0 0 2,833
ISHARES TR CORE S&P500 ETF 464287200 1,652,452 2,206 SH SOLE 0 0 2,206
ISHARES TR CORE UNIVRSL USD 46434V613 21,605,355 468,155 SH SOLE 0 0 468,155
ISHARES TR CORE S&P MCP ETF 464287507 347,727 4,509 SH SOLE 0 0 4,509
ISHARES TR IBOXX HI YD ETF 464288513 370,806 4,636 SH SOLE 0 0 4,636
ISHARES TR HDG MSCI EAFE 46434V803 214,739 4,576 SH SOLE 0 0 4,576
ISHARES TR MSCI USA VALUE 46432F388 1,101,171 5,511 SH SOLE 0 0 5,511
ISHARES TR S&P 500 VAL ETF 464287408 56,605,636 249,298 SH SOLE 0 0 249,298
ISHARES TR MSCI USA QLT FCT 46432F339 9,437,922 43,011 SH SOLE 0 0 43,011
J P MORGAN EXCHANGE TRADED F US MOMENTUM 46641Q779 12,079,401 141,345 SH SOLE 0 0 141,345
JOHNSON & JOHNSON COM 478160104 416,053 1,638 SH SOLE 0 0 1,638
JPMORGAN CHASE & CO COM 46625H100 1,048,222 3,202 SH SOLE 0 0 3,202
KLA CORP COM NEW 482480100 206,201 683 SH SOLE 0 0 683
LAM RESEARCH CORP COM NEW 512807306 1,906,260 4,399 SH SOLE 0 0 4,399
LOCKHEED MARTIN CORP COM 539830109 432,930 849 SH SOLE 0 0 849
LOWES COS INC COM 548661107 275,297 1,248 SH SOLE 0 0 1,248
MCDONALDS CORP COM 580135101 556,774 2,059 SH SOLE 0 0 2,059
MERCK & CO INC COM 58933Y105 209,850 1,633 SH SOLE 0 0 1,633
META PLATFORMS INC CL A 30303M102 877,309 1,557 SH SOLE 0 0 1,557
MICRON TECHNOLOGY INC COM 595112103 675,510 585 SH SOLE 0 0 585
MICROSOFT CORP COM 594918104 3,831,640 10,271 SH SOLE 0 0 10,271
NETFLIX INC. COM 64110L106 391,772 5,487 SH SOLE 0 0 5,487
NEUBERGER R/EST SECS INC FD COM 64190A103 63,689 21,019 SH SOLE 0 0 21,019
NORTHROP GRUMMAN CORP COM 666807102 207,691 407 SH SOLE 0 0 407
NVIDIA CORPORATION COM 67066G104 7,789,915 38,932 SH SOLE 0 0 38,932
PFIZER INC COM 717081103 228,760 9,499 SH SOLE 0 0 9,499
PROCTER & GAMBLE CO COM 742718109 526,043 3,587 SH SOLE 0 0 3,587
PROLOGIS INC. COM 74340W103 808,800 5,970 SH SOLE 0 0 5,970
QUALCOMM INC COM 747525103 442,302 2,393 SH SOLE 0 0 2,393
ROCKET LAB CORP COM 773121108 592,518 5,829 SH SOLE 0 0 5,829
ROCKWELL AUTOMATION INC COM 773903109 627,232 1,266 SH SOLE 0 0 1,266
ROSS STORES INC COM 778296103 575,915 2,705 SH SOLE 0 0 2,705
RTX CORPORATION COM 75513E101 347,446 1,831 SH SOLE 0 0 1,831
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748 422,740 8,705 SH SOLE 0 0 8,705
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 264,193 5,007 SH SOLE 0 0 5,007
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 1,312,647 1,360 SH SOLE 0 0 1,360
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 208,770 1,095 SH SOLE 0 0 1,095
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 428,976 8,077 SH SOLE 0 0 8,077
SEMPRA COM 816851109 991,642 10,696 SH SOLE 0 0 10,696
SOUTHWEST AIRLS CO COM 844741108 341,220 6,635 SH SOLE 0 0 6,635
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 465,423 2,724 SH SOLE 0 0 2,724
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 16,901,336 326,406 SH SOLE 0 0 326,406
SPDR SERIES TRUST ST STR BACKE ETF 78464A383 3,915,095 175,486 SH SOLE 0 0 175,486
SPDR SERIES TRUST ST STR P500ETF 78464A854 88,458,995 1,006,588 SH SOLE 0 0 1,006,588
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 205,950 394 SH SOLE 0 0 394
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 895,607 1,199 SH SOLE 0 0 1,199
TARSUS PHARMACEUTICALS INC COM 87650L103 213,996 3,400 SH SOLE 0 0 3,400
TESLA INC COM 88160R101 2,414,409 5,740 SH SOLE 0 0 5,740
TJX COS INC NEW COM 872540109 240,828 1,589 SH SOLE 0 0 1,589
UNITEDHEALTH GROUP INC COM 91324P102 307,341 739 SH SOLE 0 0 739
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 3,758,536 77,607 SH SOLE 0 0 77,607
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,070,666 2,893 SH SOLE 0 0 2,893
VANGUARD INDEX FDS GROWTH ETF 922908736 231,279 2,684 SH SOLE 0 0 2,684
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 755,602 1,100 SH SOLE 0 0 1,100
VANGUARD INDEX FDS VALUE ETF 922908744 399,586 1,833 SH SOLE 0 0 1,833
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 333,689 1,410 SH SOLE 0 0 1,410
VANGUARD WORLD FD INF TECH ETF 92204A702 598,631 5,008 SH SOLE 0 0 5,008
VANGUARD WORLD FD MEGA CAP INDEX 921910873 642,913 2,349 SH SOLE 0 0 2,349
VERIZON COMMUNICATIONS INC COM 92343V104 206,081 4,867 SH SOLE 0 0 4,867
VISA INC COM CL A 92826C839 330,406 963 SH SOLE 0 0 963
WALMART INC COM 931142103 804,243 7,100 SH SOLE 0 0 7,100
WESTAMERICA BANCORPORATION COM 957090103 304,160 5,184 SH SOLE 0 0 5,184