The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AON PLC NPV COMMON STOCK G0403H108 2,400,475 6,658 SH SOLE 6,658 0 0
EATON CORP PLC COMMON STOCK G29183103 545,157 1,313 SH SOLE 1,313 0 0
EATON CORP PLC COMMON STOCK G29183103 20,760 50 SH DFND 50 0 0
JOHNSON CONTROLS INTERNATIONAL PLC FOREIGN EQUITIES G51502105 196,811 1,342 SH SOLE 1,342 0 0
JOHNSON CONTROLS INTERNATIONAL PLC FOREIGN EQUITIES G51502105 76,115 519 SH DFND 519 0 0
MEDTRONIC PLC FOREIGN EQUITIES G5960L103 254,794 2,984 SH SOLE 2,984 0 0
MEDTRONIC PLC FOREIGN EQUITIES G5960L103 222,866 2,610 SH DFND 2,610 0 0
TE CONNECTIVITY PLC FOREIGN EQUITIES G87052109 505,574 2,458 SH SOLE 2,458 0 0
TE CONNECTIVITY PLC FOREIGN EQUITIES G87052109 487,484 2,370 SH DFND 2,370 0 0
A T & T INC COMMON STOCK 00206R102 1,080,668 46,481 SH SOLE 46,481 0 0
A T & T INC COMMON STOCK 00206R102 2,325 100 SH DFND 100 0 0
ABBOTT LABS COM COMMON STOCK 002824100 809,026 7,654 SH SOLE 7,654 0 0
ABBVIE INC COMMON STOCK 00287Y109 2,327,962 9,277 SH SOLE 9,277 0 0
ABBVIE INC COMMON STOCK 00287Y109 37,641 150 SH DFND 150 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 311,337 1,179 SH SOLE 1,179 0 0
ALPHABET INC - CLASS C COMMON STOCK 02079K107 3,060,324 8,581 SH SOLE 8,581 0 0
ALPHABET INC - CLASS A COMMON STOCK 02079K305 4,385,729 12,315 SH SOLE 12,315 0 0
ALPHABET INC - CLASS A COMMON STOCK 02079K305 32,051 90 SH DFND 90 0 0
ALTRIA GROUP INC COM COMMON STOCK 02209S103 574,645 8,410 SH SOLE 8,410 0 0
ALTRIA GROUP INC COM COMMON STOCK 02209S103 47,830 700 SH DFND 700 0 0
AMAZON COM INC. COMMON STOCK 023135106 1,597,899 5,884 SH SOLE 5,884 0 0
AMAZON COM INC. COMMON STOCK 023135106 48,882 180 SH DFND 180 0 0
AMERICAN C AVANTIS EMERGING MARKETS EQ ETF - FOREIGN EQUITY 025072604 590,306 6,595 SH SOLE 6,595 0 0
AMERICAN C AVANTIS EMERGING MARKETS EQ ETF - FOREIGN EQUITY 025072604 37,236 416 SH DFND 416 0 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101 827,316 6,471 SH SOLE 6,471 0 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101 38,355 300 SH DFND 300 0 0
AMETEK INC NEW COM COMMON STOCK 031100100 459,249 1,900 SH DFND 1,900 0 0
AMGEN INC COM COMMON STOCK 031162100 381,680 991 SH SOLE 991 0 0
AMGEN INC COM COMMON STOCK 031162100 77,030 200 SH DFND 200 0 0
APPLE INC COMMON STOCK 037833100 23,250,269 75,268 SH SOLE 75,268 0 0
APPLE INC COMMON STOCK 037833100 11,651,089 37,718 SH DFND 37,718 0 0
AQUESTIVE THERAPEUTICS INC COMMON STOCK 03843E104 55,350 15,000 SH SOLE 15,000 0 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 740,464 2,779 SH SOLE 2,779 0 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 319,740 1,200 SH DFND 1,200 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 613,419 9,902 SH SOLE 9,902 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 794,818 12,830 SH DFND 12,830 0 0
BANK NEW YORK MELLON CORP COMMON STOCK 064058100 737,405 4,717 SH SOLE 4,717 0 0
BANK NEW YORK MELLON CORP COMMON STOCK 064058100 211,045 1,350 SH DFND 1,350 0 0
BERKSHIRE HATHAWAY INC. DELWARE CL COMMON STOCK 084670108 3,066,400 4 SH SOLE 4 0 0
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670702 1,714,641 3,352 SH SOLE 3,352 0 0
I SHARES FLEX I ACTIVE ETF ETF - FIXED INCOME 092528603 8,564,009 164,725 SH SOLE 164,725 0 0
I SHARES FLEX I ACTIVE ETF ETF - FIXED INCOME 092528603 469,988 9,040 SH DFND 9,040 0 0
I SHRS US E F R A ETF-USD INC ETF - EQUITY LARGE CAP 09290C103 1,332,733 19,759 SH SOLE 19,759 0 0
I SHRS US E F R A ETF-USD INC ETF - EQUITY LARGE CAP 09290C103 65,763 975 SH DFND 975 0 0
I SHRS U.S. LARGE CAP PREMIUM INCOME ACTIVE ETF ETF - EQUITY LARGE CAP 09290C863 1,319,186 38,675 SH SOLE 38,675 0 0
I SHRS U.S. LARGE CAP PREMIUM INCOME ACTIVE ETF ETF - EQUITY LARGE CAP 09290C863 25,582 750 SH DFND 750 0 0
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 1,363,526 20,878 SH SOLE 20,878 0 0
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 143,682 2,200 SH DFND 2,200 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100 196,119 1,878 SH SOLE 1,878 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100 494,476 4,735 SH DFND 4,735 0 0
CATERPILLAR INC COM COMMON STOCK 149123101 2,018,257 2,477 SH SOLE 2,477 0 0
CATERPILLAR INC COM COMMON STOCK 149123101 3,943,632 4,840 SH DFND 4,840 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 3,729,104 18,946 SH SOLE 18,946 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 885,927 4,501 SH DFND 4,501 0 0
CISCO SYS INC COM COMMON STOCK 17275R102 666,704 5,748 SH SOLE 5,748 0 0
COCA COLA CO COM COMMON STOCK 191216100 483,492 5,520 SH SOLE 5,520 0 0
COCA COLA CO COM COMMON STOCK 191216100 70,072 800 SH DFND 800 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 228,522 2,503 SH SOLE 2,503 0 0
COMCAST CORP CLASS A COMMON STOCK 20030N101 219,256 9,155 SH SOLE 9,155 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 1,079,251 8,958 SH SOLE 8,958 0 0
CONSTELLATION ENERGY CORP NPV COMMON STOCK 21037T109 519,455 1,977 SH SOLE 1,977 0 0
CORNING INC COM COMMON STOCK 219350105 3,190,804 23,080 SH SOLE 23,080 0 0
CORNING INC COM COMMON STOCK 219350105 1,154,387 8,350 SH DFND 8,350 0 0
CORTEVA INC COMMON STOCK 22052L104 630,357 8,009 SH SOLE 8,009 0 0
CORTEVA INC COMMON STOCK 22052L104 29,673 377 SH DFND 377 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 1,385,941 1,456 SH SOLE 1,456 0 0
DEERE & CO COM COMMON STOCK 244199105 807,198 1,362 SH SOLE 1,362 0 0
DEERE & CO COM COMMON STOCK 244199105 17,779 30 SH DFND 30 0 0
DEVON ENERGY CORP NEW COMMON STOCK 25179M103 51,086 1,132 SH SOLE 1,132 0 0
DEVON ENERGY CORP NEW COMMON STOCK 25179M103 176,413 3,909 SH DFND 3,909 0 0
DIMENSIONAL US EQUITY MARKETETF TR ETF - EQUITY LARGE CAP 25434V401 7,227,622 88,585 SH SOLE 88,585 0 0
DIMENSIONAL US EQUITY MARKETETF TR ETF - EQUITY LARGE CAP 25434V401 968,716 11,873 SH DFND 11,873 0 0
DISNEY (WALT) COMPANY HOLDING CO COMMON STOCK 254687106 774,411 8,051 SH SOLE 8,051 0 0
DISNEY (WALT) COMPANY HOLDING CO COMMON STOCK 254687106 32,223 335 SH DFND 335 0 0
DOMINION ENERGY INC NPV COMMON STOCK 25746U109 51,877 750 SH SOLE 750 0 0
DOMINION ENERGY INC NPV COMMON STOCK 25746U109 242,095 3,500 SH DFND 3,500 0 0
DUKE ENERGY CORP NEW COMMON STOCK 26441C204 618,356 4,930 SH SOLE 4,930 0 0
DUKE ENERGY CORP NEW COMMON STOCK 26441C204 25,086 200 SH DFND 200 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N201 406,890 2,970 SH SOLE 2,970 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N201 9,727 71 SH DFND 71 0 0
EMERSON ELEC CO COM COMMON STOCK 291011104 1,033,454 6,898 SH SOLE 6,898 0 0
EMERSON ELEC CO COM COMMON STOCK 291011104 469,685 3,135 SH DFND 3,135 0 0
ESSENTIAL UTILITIES INC COMMON STOCK 29670G102 3,072,239 77,115 SH SOLE 77,115 0 0
ESSENTIAL UTILITIES INC COMMON STOCK 29670G102 411,306 10,324 SH DFND 10,324 0 0
EXELON CORP COMMON STOCK 30161N101 340,589 7,435 SH SOLE 7,435 0 0
META PLATFORMS INC COMMON STOCK 30303M102 442,575 795 SH SOLE 795 0 0
GE VERNOVA INC COMMON STOCK 36828A101 1,453,706 1,468 SH SOLE 1,468 0 0
GE VERNOVA INC COMMON STOCK 36828A101 177,255 179 SH DFND 179 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 229,276 598 SH SOLE 598 0 0
GE AEROSPACE COMMON STOCK 369604301 2,389,030 6,635 SH SOLE 6,635 0 0
GE AEROSPACE COMMON STOCK 369604301 313,618 871 SH DFND 871 0 0
GOLDMAN SACHS GROUP INC COM COMMON STOCK 38141G104 203,674 200 SH SOLE 200 0 0
H P INC COMMON STOCK 40434L105 271,222 9,946 SH SOLE 9,946 0 0
H P INC COMMON STOCK 40434L105 81,810 3,000 SH DFND 3,000 0 0
THE HERSHEY COMPANY COM COMMON STOCK 427866108 267,123 1,526 SH SOLE 1,526 0 0
HEWLETT PACKARD ENTERPRISE CO COMMON STOCK 42824C109 412,079 8,603 SH SOLE 8,603 0 0
HEWLETT PACKARD ENTERPRISE CO COMMON STOCK 42824C109 143,700 3,000 SH DFND 3,000 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 5,945,859 17,912 SH SOLE 17,912 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 748,547 2,255 SH DFND 2,255 0 0
HONEYWELL AEROSPACE INC COMMON STOCK 43849R105 1,324,965 6,409 SH SOLE 6,409 0 0
HONEYWELL AEROSPACE INC COMMON STOCK 43849R105 386,394 1,869 SH DFND 1,869 0 0
HONEYWELL INTL INC USD 1.0 COMMON STOCK 438516205 1,557,433 6,408 SH SOLE 6,408 0 0
HONEYWELL INTL INC USD 1.0 COMMON STOCK 438516205 454,257 1,869 SH DFND 1,869 0 0
HOWMET AEROSPACE INC COMMON STOCK 443201108 228,911 811 SH SOLE 811 0 0
ILLINOIS TOOL WKS INC COM COMMON STOCK 452308109 233,568 814 SH SOLE 814 0 0
INTEL CORP COM COMMON STOCK 458140100 1,297,344 14,383 SH SOLE 14,383 0 0
INTEL CORP COM COMMON STOCK 458140100 289,993 3,215 SH DFND 3,215 0 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 1,491,514 6,669 SH SOLE 6,669 0 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 290,745 1,300 SH DFND 1,300 0 0
INVESCO WATER RESOURCES ETF ETF - EQUITY SMALL CAP 46137V142 5,419,750 77,238 SH SOLE 77,238 0 0
INVESCO WATER RESOURCES ETF ETF - EQUITY SMALL CAP 46137V142 479,611 6,835 SH DFND 6,835 0 0
INVESCO PREFERRED ETF ETF - FIXED INCOME 46138E511 4,742,249 441,970 SH SOLE 441,970 0 0
INVESCO PREFERRED ETF ETF - FIXED INCOME 46138E511 205,156 19,120 SH DFND 19,120 0 0
IOVANCE BIOTHERAPEUTICS INC COMMON STOCK 462260100 50,750 12,500 SH SOLE 12,500 0 0
I SHARES CORE S & P TOTAL U S STOCK MARKET ETF - EQUITY LARGE CAP 464287150 4,137,522 25,289 SH SOLE 25,289 0 0
I SHARES CORE S & P TOTAL U S STOCK MARKET ETF - EQUITY LARGE CAP 464287150 81,805 500 SH DFND 500 0 0
I SHARES SELECT DIVIDEND ETF ETF - EQUITY LARGE CAP 464287168 20,853,333 129,356 SH SOLE 129,356 0 0
I SHARES SELECT DIVIDEND ETF ETF - EQUITY LARGE CAP 464287168 2,128,775 13,205 SH DFND 13,205 0 0
I SHRS TIPS BOND ETF ETF - FIXED INCOME 464287176 6,718,274 62,421 SH SOLE 62,421 0 0
I SHRS TIPS BOND ETF ETF - FIXED INCOME 464287176 370,245 3,440 SH DFND 3,440 0 0
I SHARES CORE S & P 500 ETF ETF - EQUITY LARGE CAP 464287200 7,005,706 9,337 SH SOLE 9,337 0 0
I SHARES CORE S & P 500 ETF ETF - EQUITY LARGE CAP 464287200 686,541 915 SH DFND 915 0 0
I SHARES CORE U S AGGREGATE BOND ETF ETF - FIXED INCOME 464287226 385,584 3,960 SH SOLE 3,960 0 0
ISHARES S & P GROWTH ETF ETF - EQUITY LARGE CAP 464287309 862,757 6,379 SH SOLE 6,379 0 0
ISHARES S & P GROWTH ETF ETF - EQUITY LARGE CAP 464287309 6,086 45 SH DFND 45 0 0
I SHARES MSCI EAFE ETF ETF - FOREIGN EQUITY 464287465 334,897 3,172 SH SOLE 3,172 0 0
I SHARES RUSSELL MID-CAP ETF ETF - EQUITY MID CAP 464287499 579,161 5,280 SH SOLE 5,280 0 0
I SHARES CORE S & P MID-CAP ETF ETF - EQUITY MID CAP 464287507 1,187,210 15,773 SH SOLE 15,773 0 0
I SHARES CORE S & P MID-CAP ETF ETF - EQUITY MID CAP 464287507 91,829 1,220 SH DFND 1,220 0 0
I SHARES RUSSELL 1000 VALUE INDEX FUND ETF - EQUITY LARGE CAP 464287598 1,268,407 5,037 SH SOLE 5,037 0 0
I SHARES RUSSELL 1000 VALUE INDEX FUND ETF - EQUITY LARGE CAP 464287598 371,938 1,477 SH DFND 1,477 0 0
I SHARES RUSSELL 1000 GROWTH ETF ETF - EQUITY SMALL CAP 464287614 1,157,642 9,784 SH SOLE 9,784 0 0
I SHARES CORE S & P SMALL CAP ETF ETF - EQUITY SMALL CAP 464287804 1,301,262 8,946 SH SOLE 8,946 0 0
I SHARES CORE S & P SMALL CAP ETF ETF - EQUITY SMALL CAP 464287804 89,456 615 SH DFND 615 0 0
I SHARES INTERMEDIATE GOVERNM CREDIT BD ETF MUTUAL FUNDS - FIXED INCOME 464288612 493,809 4,690 SH SOLE 4,690 0 0
I SHRS 0-5 YEAR TIPS BOND ETF ETF - FIXED INCOME 46429B747 724,717 7,150 SH SOLE 7,150 0 0
I SHRS 0-5 YEAR TIPS BOND ETF ETF - FIXED INCOME 46429B747 146,566 1,446 SH DFND 1,446 0 0
I SHRS MOMENTUM ETF - EQUITY LARGE CAP 46432F396 1,993,981 6,656 SH SOLE 6,656 0 0
I SHRS MOMENTUM ETF - EQUITY LARGE CAP 46432F396 73,397 245 SH DFND 245 0 0
I SHARES MSCI EAFE CORE ETF - FOREIGN EQUITY 46432F842 19,453,236 197,999 SH SOLE 197,999 0 0
I SHARES MSCI EAFE CORE ETF - FOREIGN EQUITY 46432F842 1,800,028 18,321 SH DFND 18,321 0 0
I SHARES CORE MSCI EMERGING MICB ETF - FOREIGN EQUITY 46434G103 326,734 4,210 SH SOLE 4,210 0 0
I SHRS CONVERTIBLE BOND ETF ETF - FIXED INCOME 46435G102 255,896 2,260 SH SOLE 2,260 0 0
I SHRS CONVERTIBLE BOND ETF ETF - FIXED INCOME 46435G102 31,138 275 SH DFND 275 0 0
ISHARES IBONDS DEC 2027 TERMCORPORATE ETF ETF - FIXED INCOME 46435UAA9 573,782 23,710 SH SOLE 23,710 0 0
ISHARES IBONDS DEC 2028 CORPORATE ETF ETF - FIXED INCOME 46435U515 971,070 38,550 SH SOLE 38,550 0 0
ISHARES IBONDS DEC 2029 TERMCORPORATE ETF ETF - FIXED INCOME 46436E205 1,842,258 79,890 SH SOLE 79,890 0 0
ISHARES IBONDS DEC 2029 TERMCORPORATE ETF ETF - FIXED INCOME 46436E205 83,016 3,600 SH DFND 3,600 0 0
J P MORGAN CHASE & CO COMMON STOCK 46625H100 2,601,757 7,396 SH SOLE 7,396 0 0
J P MORGAN CHASE & CO COMMON STOCK 46625H100 184,684 525 SH DFND 525 0 0
JP MORGAN ACTIVE GROWTH ETF ETF - EQUITY LARGE CAP 46654Q609 908,446 9,909 SH SOLE 9,909 0 0
JP MORGAN ACTIVE GROWTH ETF ETF - EQUITY LARGE CAP 46654Q609 54,366 593 SH DFND 593 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 10,217,947 39,861 SH SOLE 39,861 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 1,315,021 5,130 SH DFND 5,130 0 0
KIMBERLY-CLARK CORP COM COMMON STOCK 494368103 1,407,777 12,879 SH SOLE 12,879 0 0
KIMBERLY-CLARK CORP COM COMMON STOCK 494368103 253,599 2,320 SH DFND 2,320 0 0
L3HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 408,370 1,474 SH SOLE 1,474 0 0
ELI LILLY & CO COM COMMON STOCK 532457108 2,818,101 2,453 SH SOLE 2,453 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 1,661,934 2,852 SH SOLE 2,852 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 43,704 75 SH DFND 75 0 0
LOWES COS INC COM COMMON STOCK 548661107 232,537 1,119 SH SOLE 1,119 0 0
MANULIFE FINANCIAL FOREIGN EQUITIES 56501R106 457,895 10,306 SH SOLE 10,306 0 0
MARATHON PETROLEUM CORP COMMON STOCK 56585A102 259,497 820 SH SOLE 820 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 2,036,460 7,525 SH SOLE 7,525 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 254,390 940 SH DFND 940 0 0
MCKESSON CORP USD COMMON STOCK 58155Q103 653,271 763 SH SOLE 763 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105 2,862,963 21,989 SH SOLE 21,989 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105 440,076 3,380 SH DFND 3,380 0 0
MICROSOFT CORP COM COMMON STOCK 594918104 10,939,224 23,540 SH SOLE 23,540 0 0
MICROSOFT CORP COM COMMON STOCK 594918104 1,203,130 2,589 SH DFND 2,589 0 0
MICRON TECHNOLOGY INC COMMON STOCK 595112103 265,014 322 SH SOLE 322 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 223,997 3,595 SH SOLE 3,595 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 23,863 383 SH DFND 383 0 0
N B T BANCORP INC COMMON STOCK 628778102 211,126 4,010 SH SOLE 4,010 0 0
NEXTERA ENERGY INC COM COMMON STOCK 65339F101 2,208,807 25,412 SH SOLE 25,412 0 0
NEXTERA ENERGY INC COM COMMON STOCK 65339F101 378,971 4,360 SH DFND 4,360 0 0
NUVEEN SELECT TAX-FREE INCOME PORTFOLIO MUTUAL FUNDS-NON TAX 67062F100 129,996 9,200 SH SOLE 9,200 0 0
NUVEEN SELECT TAX-FREE INCOME PORTFOLIO MUTUAL FUNDS-NON TAX 67062F100 74,182 5,250 SH DFND 5,250 0 0
NVIDIA CORPORATION COMMON STOCK 67066G104 2,624,399 13,073 SH SOLE 13,073 0 0
NVIDIA CORPORATION COMMON STOCK 67066G104 100,375 500 SH DFND 500 0 0
ONEOK INC NEW COMMON COMMON STOCK 682680103 719,668 7,925 SH SOLE 7,925 0 0
ORACLE CORP COM COMMON STOCK 68389X105 117,918 908 SH SOLE 908 0 0
ORACLE CORP COM COMMON STOCK 68389X105 649,350 5,000 SH DFND 5,000 0 0
PGIM ACTIVE HIGH YIELD BOND ETF - FIXED INCOME 69344A206 215,391 6,236 SH SOLE 6,236 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 1,774,072 7,100 SH SOLE 7,100 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 112,441 450 SH DFND 450 0 0
PPL CORP COMMON COMMON STOCK 69351T106 565,519 16,066 SH SOLE 16,066 0 0
PPL CORP COMMON COMMON STOCK 69351T106 82,016 2,330 SH DFND 2,330 0 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105 395,528 1,192 SH SOLE 1,192 0 0
PEPSICO INC COM COMMON STOCK 713448108 3,380,667 24,224 SH SOLE 24,224 0 0
PEPSICO INC COM COMMON STOCK 713448108 166,075 1,190 SH DFND 1,190 0 0
PFIZER INC COM COMMON STOCK 717081103 790,100 31,604 SH SOLE 31,604 0 0
PFIZER INC COM COMMON STOCK 717081103 139,250 5,570 SH DFND 5,570 0 0
PHILLIP MORRIS INTERNATIONALINC COMMON STOCK 718172109 800,672 4,196 SH SOLE 4,196 0 0
PHILLIP MORRIS INTERNATIONALINC COMMON STOCK 718172109 84,914 445 SH DFND 445 0 0
PHILLIPS 66 COMMON STOCK 718546104 973,930 4,601 SH SOLE 4,601 0 0
PHILLIPS 66 COMMON STOCK 718546104 10,584 50 SH DFND 50 0 0
PIMCO ACTIVE BOND ETF ETF - FIXED INCOME 72201R775 2,280,699 25,204 SH SOLE 25,204 0 0
PIMCO ACTIVE BOND ETF ETF - FIXED INCOME 72201R775 129,400 1,430 SH DFND 1,430 0 0
PROCTER AND GAMBLE CO COM COMMON STOCK 742718109 2,378,285 16,460 SH SOLE 16,460 0 0
PROCTER AND GAMBLE CO COM COMMON STOCK 742718109 825,760 5,715 SH DFND 5,715 0 0
PROSHARES ULTRA S & P 500 EFT ETF - EQUITY LARGE CAP 74347R107 539,939 8,060 SH SOLE 8,060 0 0
PUBLIC SVC ENTERPRISE GROUP COM COMMON STOCK 744573106 222,217 2,898 SH SOLE 2,898 0 0
PUTNAM FOCUSED LRG CAP VALUE MUTUAL FUNDS - LARGE CAP 746729300 322,803 6,045 SH SOLE 6,045 0 0
PUTNAM FOCUSED LRG CAP VALUE MUTUAL FUNDS - LARGE CAP 746729300 52,332 980 SH DFND 980 0 0
QNITY ELECTRONICS INC COMMON STOCK 74743L100 543,711 4,145 SH SOLE 4,145 0 0
QNITY ELECTRONICS INC COMMON STOCK 74743L100 13,905 106 SH DFND 106 0 0
RTX CORPORATION CORP COMMON STOCK 75513E101 587,330 2,729 SH SOLE 2,729 0 0
S & P GLOBAL INC NPV COMMON STOCK 78409V104 422,218 1,025 SH SOLE 1,025 0 0
STATE STREET SPDR S & P 500 ETF TRUST ETF - EQUITY LARGE CAP 78462F103 250,251 335 SH SOLE 335 0 0
STATE STREET SPDR S/T CORP BD ETF MUTUAL FUNDS - FIXED INCOME 78464A474 424,706 14,190 SH SOLE 14,190 0 0
SPDR BLMBG 1-3 MTH T-BILL ETF ETF - FIXED INCOME 78468R663 953,470 10,400 SH SOLE 10,400 0 0
SPDR BLMBG 1-3 MTH T-BILL ETF ETF - FIXED INCOME 78468R663 65,551 715 SH DFND 715 0 0
SS SPDR P S&P 600 SMALL CAP ETF - EQUITY SMALL CAP 78468R853 263,283 4,655 SH SOLE 4,655 0 0
SS SPDR P S&P 600 SMALL CAP ETF - EQUITY SMALL CAP 78468R853 904 16 SH DFND 16 0 0
SCHWAB STR US DIVIDEND EQUITY ETF ETF - EQUITY LARGE CAP 808524797 1,507,471 45,040 SH SOLE 45,040 0 0
SCHWAB STR US DIVIDEND EQUITY ETF ETF - EQUITY LARGE CAP 808524797 50,205 1,500 SH DFND 1,500 0 0
STATE STREET HEALTH CARE SELECT SEC SPDR ETF ETF - EQUITY LARGE CAP 81369Y209 269,507 1,658 SH SOLE 1,658 0 0
STATE STREET ENERGY SELECT SEC SPDR ETF ETF - EQUITY LARGE CAP 81369Y506 261,973 4,400 SH SOLE 4,400 0 0
STATE STREET FINANCIAL SELECT SEC SPDR ETF ETF - EQUITY LARGE CAP 81369Y605 330,249 5,801 SH SOLE 5,801 0 0
SOLSTICE ADVANCED MATLS INC COMMON STOCK 83443Q103 178,312 2,964 SH SOLE 2,964 0 0
SOLSTICE ADVANCED MATLS INC COMMON STOCK 83443Q103 46,268 769 SH DFND 769 0 0
SOUTHERN CO COM COMMON STOCK 842587107 113,634 1,202 SH SOLE 1,202 0 0
SOUTHERN CO COM COMMON STOCK 842587107 181,989 1,925 SH DFND 1,925 0 0
TARGET CORP COMMON STOCK 87612E106 2,161,836 14,962 SH SOLE 14,962 0 0
TARGET CORP COMMON STOCK 87612E106 163,273 1,130 SH DFND 1,130 0 0
3M CO COMMON COMMON STOCK 88579Y101 1,138,933 6,461 SH SOLE 6,461 0 0
3M CO COMMON COMMON STOCK 88579Y101 243,266 1,380 SH DFND 1,380 0 0
VANECK VEC AGRIBUSINESS ETF ETF - EQUITY LARGE CAP 92189F700 746,175 9,131 SH SOLE 9,131 0 0
VANECK VEC AGRIBUSINESS ETF ETF - EQUITY LARGE CAP 92189F700 65,784 805 SH DFND 805 0 0
VANGUARD TOTAL INTL STOCK INDEX FUND - ETF ETF - FOREIGN EQUITY 921909768 466,834 5,519 SH SOLE 5,519 0 0
VANGUARD INTERMEDIATE TERM BOND INDEX ETF ETF - FIXED INCOME 921937819 19,324,651 255,822 SH SOLE 255,822 0 0
VANGUARD INTERMEDIATE TERM BOND INDEX ETF ETF - FIXED INCOME 921937819 1,017,293 13,467 SH DFND 13,467 0 0
VANGUARD SHORT TERM BOND INDEX EFT ETF - FIXED INCOME 921937827 237,316 3,059 SH SOLE 3,059 0 0
VANGUARD FTSE DEVELOPED MARKET ETF ETF - FOREIGN EQUITY 921943858 519,333 7,355 SH SOLE 7,355 0 0
VANGUARD FTSE DEVELOPED MARKET ETF ETF - FOREIGN EQUITY 921943858 24,713 350 SH DFND 350 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF - FOREIGN EQUITY 922042858 1,518,590 25,849 SH SOLE 25,849 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF - FOREIGN EQUITY 922042858 102,577 1,746 SH DFND 1,746 0 0
VANGUARD SHORT TERM CORP BD ETF #3145 ETF - FIXED INCOME 92206C409 35,231,109 448,121 SH SOLE 448,121 0 0
VANGUARD SHORT TERM CORP BD ETF #3145 ETF - FIXED INCOME 92206C409 2,517,326 32,019 SH DFND 32,019 0 0
VANGUARD REIT INDEX #0986 ETF - EQUITY LARGE CAP 922908553 1,271,593 12,851 SH SOLE 12,851 0 0
VANGUARD REIT INDEX #0986 ETF - EQUITY LARGE CAP 922908553 152,184 1,538 SH DFND 1,538 0 0
VANGUARD MORNINGSTAR VALUE ETF ETF - EQUITY LARGE CAP 922908744 936,765 4,259 SH SOLE 4,259 0 0
VANGUARD MORNINGSTAR TOTAL STOCK MARKET ETF ETF - EQUITY LARGE CAP 922908769 114,078,269 309,827 SH SOLE 309,827 0 0
VANGUARD MORNINGSTAR TOTAL STOCK MARKET ETF ETF - EQUITY LARGE CAP 922908769 5,720,354 15,536 SH DFND 15,536 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 2,291,350 48,951 SH SOLE 48,951 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 224,921 4,805 SH DFND 4,805 0 0
VISA INC. COMMON STOCK 92826C839 266,904 729 SH SOLE 729 0 0
WALMART INC COM COMMON STOCK 931142103 2,212,989 19,901 SH SOLE 19,901 0 0
WALMART INC COM COMMON STOCK 931142103 134,552 1,210 SH DFND 1,210 0 0
WELLS FARGO & CO COMMON STOCK 949746101 456,970 5,286 SH SOLE 5,286 0 0
WELLS FARGO & CO COMMON STOCK 949746101 84,288 975 SH DFND 975 0 0
XCEL ENERGY INC COM COMMON STOCK 98389B100 326,484 4,175 SH SOLE 4,175 0 0
XCEL ENERGY INC COM COMMON STOCK 98389B100 19,550 250 SH DFND 250 0 0
YUM BRANDS INC COMMON STOCK 988498101 709,833 4,631 SH SOLE 4,631 0 0
YUM BRANDS INC COMMON STOCK 988498101 79,705 520 SH DFND 520 0 0
YUM CHINA HOLDINGS INC FOREIGN EQUITIES 98850P109 205,337 4,262 SH SOLE 4,262 0 0
YUM CHINA HOLDINGS INC FOREIGN EQUITIES 98850P109 27,558 572 SH DFND 572 0 0