v3.26.1
REGULATORY CAPITAL REQUIREMENTS (Details)
$ in Thousands
Jun. 30, 2026
USD ($)
Dec. 31, 2025
USD ($)
OFG Bancorp    
Amount    
Actual - Total capital to risk-weighted assets $ 1,481,504 $ 1,437,596
Actual - Tier 1 capital to risk-weighted assets 1,359,866 1,318,633
Actual - Common equity tier 1 capital to risk-weighted assets 1,359,866 1,318,633
Actual - Tier 1 capital to average total assets 1,359,866 1,318,633
Minimum Capital Requirement - Total capital to risk-weighted assets 1,015,019 990,781
Minimum Capital Requirement - Tier 1 capital to risk-weighted assets 821,682 802,061
Minimum Capital Requirement - Common equity tier 1 capital to risk-weighted assets 676,680 660,521
Minimum Capital Requirement - Tier 1 capital to average total assets 484,365 492,568
Minimum to be Well Capitalized - Total capital to risk-weighted assets 966,685 943,601
Minimum to be Well Capitalized - Tier 1 capital to risk-weighted assets 773,348 754,881
Minimum to be Well Capitalized - Common equity tier 1 capital to risk-weighted assets 628,345 613,341
Minimum to be Well Capitalized - Tier 1 capital to average total assets $ 605,456 $ 615,711
Ratio    
Actual - total capital to risk-weighted assets 0.1533 0.1524
Actual - Tier 1 capital to risk-weighted assets 0.1407 0.1397
Actual - Common equity tier 1 capital to risk-weighted assets 0.1407 0.1397
Actual - Tier 1 capital to average total assets 0.1123 0.1071
Minimum Capital Requirement - Total capital to risk-weighted assets 0.1050 0.1050
Minimum Capital Requirement - Tier 1 capital to risk-weighted assets 0.0850 0.0850
Minimum Capital Requirement - Common equity tier 1 capital to risk-weighted assets 0.0700 0.0700
Minimum Capital Requirement - Tier 1 capital to average total assets 0.0400 0.0400
Minimum to be Well Capitalized - Total capital to risk-weighted assets 0.1000 0.1000
Minimum to be Well Capitalized - Tier 1 capital to risk-weighted assets 0.0800 0.0800
Minimum to be Well Capitalized - Common equity tier 1 capital to risk-weighted assets 0.0650 0.0650
Minimum to be Well Capitalized - Tier 1 capital to average total assets 0.0500 0.0500
Bank    
Amount    
Actual - Total capital to risk-weighted assets $ 1,390,795 $ 1,378,822
Actual - Tier 1 capital to risk-weighted assets 1,269,911 1,260,530
Actual - Common equity tier 1 capital to risk-weighted assets 1,269,911 1,260,530
Actual - Tier 1 capital to average total assets 1,269,911 1,260,530
Minimum Capital Requirement - Total capital to risk-weighted assets 1,008,604 985,075
Minimum Capital Requirement - Tier 1 capital to risk-weighted assets 816,489 797,442
Minimum Capital Requirement - Common equity tier 1 capital to risk-weighted assets 672,403 656,717
Minimum Capital Requirement - Tier 1 capital to average total assets 480,373 489,159
Minimum to be Well Capitalized - Total capital to risk-weighted assets 960,575 938,167
Minimum to be Well Capitalized - Tier 1 capital to risk-weighted assets 768,460 750,533
Minimum to be Well Capitalized - Common equity tier 1 capital to risk-weighted assets 624,374 609,808
Minimum to be Well Capitalized - Tier 1 capital to average total assets $ 600,466 $ 611,449
Ratio    
Actual - total capital to risk-weighted assets 0.1448 0.1470
Actual - Tier 1 capital to risk-weighted assets 0.1322 0.1344
Actual - Common equity tier 1 capital to risk-weighted assets 0.1322 0.1344
Actual - Tier 1 capital to average total assets 0.1057 0.1031
Minimum Capital Requirement - Total capital to risk-weighted assets 0.1050 0.1050
Minimum Capital Requirement - Tier 1 capital to risk-weighted assets 0.0850 0.0850
Minimum Capital Requirement - Common equity tier 1 capital to risk-weighted assets 0.0700 0.0700
Minimum Capital Requirement - Tier 1 capital to average total assets 0.0400 0.0400
Minimum to be Well Capitalized - Total capital to risk-weighted assets 0.1000 0.1000
Minimum to be Well Capitalized - Tier 1 capital to risk-weighted assets 0.0800 0.0800
Minimum to be Well Capitalized - Common equity tier 1 capital to risk-weighted assets 0.0650 0.0650
Minimum to be Well Capitalized - Tier 1 capital to average total assets 0.0500 0.0500