v3.26.1
Regulatory Matters (Tables)
 6 Months Ended
Jun. 30, 2026
Regulated Operations [Abstract]  
Schedule of Regulatory Capital Amounts and Ratios The following table presents the regulatory capital amounts and ratios for the Company and the Bank as of the dates indicated:
Actual
Minimum Capital Adequacy Requirement
To Be Well Capitalized Under Prompt Corrective Provisions
($ in thousands)AmountRatioAmountRatioAmountRatio
June 30, 2026
PCB Bancorp
Common tier 1 capital (to risk-weighted assets)
$336,642 11.41 %$132,770 4.5 % N/A N/A
Total capital (to risk-weighted assets)
442,042 14.98 %236,035 8.0 % N/A N/A
Tier 1 capital (to risk-weighted assets)
405,783 13.75 %177,026 6.0 % N/A N/A
Tier 1 capital (to average assets)
405,783 11.89 %136,460 4.0 % N/A N/A
PCB Bank
Common tier 1 capital (to risk-weighted assets)
$393,709 13.35 %$132,722 4.5 %$191,710 6.5 %
Total capital (to risk-weighted assets)
429,968 14.58 %235,950 8.0 %294,938 10.0 %
Tier 1 capital (to risk-weighted assets)
393,709 13.35 %176,963 6.0 %235,950 8.0 %
Tier 1 capital (to average assets)
393,709 11.54 %136,418 4.0 %170,522 5.0 %
December 31, 2025
PCB Bancorp
Common tier 1 capital (to risk-weighted assets)
$325,048 11.46 %$127,663 4.5 %N/AN/A
Total capital (to risk-weighted assets)
429,113 15.13 %226,956 8.0 %N/AN/A
Tier 1 capital (to risk-weighted assets)
394,189 13.89 %170,217 6.0 %N/AN/A
Tier 1 capital (to average assets)
394,189 11.89 %132,582 4.0 %N/AN/A
PCB Bank
Common tier 1 capital (to risk-weighted assets)
$382,620 13.49 %$127,616 4.5 %$184,334 6.5 %
Total capital (to risk-weighted assets)
417,545 14.72 %226,873 8.0 %283,591 10.0 %
Tier 1 capital (to risk-weighted assets)
382,620 13.49 %170,154 6.0 %226,873 8.0 %
Tier 1 capital (to average assets)
382,620 11.55 %132,540 4.0 %165,675 5.0 %