<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2026 Workiva-->
<!--r:019ed137-3153-7274-ad65-e4bce4bc81df,g:df88755c-12c7-4c3d-93bc-5390985af8ad-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.nelnet.com/role/CoverPage" xlink:type="simple" xlink:href="nni-20260630.xsd#CoverPage"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/CoverPage" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract_019ed137-3928-7d65-b895-e1b7d7d2f408" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_CoverAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentInformationTable_019ed137-3928-7da3-ba57-c0e9ab9556b9" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentInformationTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019ed137-3928-7d65-b895-e1b7d7d2f408" xlink:to="loc_dei_DocumentInformationTable_019ed137-3928-7da3-ba57-c0e9ab9556b9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_019ed137-3928-7bb6-92c4-51cefe7849c8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationTable_019ed137-3928-7da3-ba57-c0e9ab9556b9" xlink:to="loc_us-gaap_StatementClassOfStockAxis_019ed137-3928-7bb6-92c4-51cefe7849c8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_019ed137-3928-773e-8946-ab05e69cfba2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_019ed137-3928-7bb6-92c4-51cefe7849c8" xlink:to="loc_us-gaap_ClassOfStockDomain_019ed137-3928-773e-8946-ab05e69cfba2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassAMember_019ed137-3928-71d8-b56e-976d4cd7f60d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonClassAMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_019ed137-3928-773e-8946-ab05e69cfba2" xlink:to="loc_us-gaap_CommonClassAMember_019ed137-3928-71d8-b56e-976d4cd7f60d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassBMember_019ed137-3928-7174-b3ab-8036a507332a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonClassBMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_019ed137-3928-773e-8946-ab05e69cfba2" xlink:to="loc_us-gaap_CommonClassBMember_019ed137-3928-7174-b3ab-8036a507332a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentInformationLineItems_019ed137-3928-7107-9ee6-fcaf4a0f307c" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentInformationLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationTable_019ed137-3928-7da3-ba57-c0e9ab9556b9" xlink:to="loc_dei_DocumentInformationLineItems_019ed137-3928-7107-9ee6-fcaf4a0f307c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_019ed137-3928-783c-9ae6-ed720b5d5d35" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentType"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019ed137-3928-7107-9ee6-fcaf4a0f307c" xlink:to="loc_dei_DocumentType_019ed137-3928-783c-9ae6-ed720b5d5d35" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentQuarterlyReport_019ed137-3928-73e5-8c34-8ea17c18aafd" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentQuarterlyReport"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019ed137-3928-7107-9ee6-fcaf4a0f307c" xlink:to="loc_dei_DocumentQuarterlyReport_019ed137-3928-73e5-8c34-8ea17c18aafd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate_019ed137-3928-7c2c-8ce2-f738c7d42872" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentPeriodEndDate"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019ed137-3928-7107-9ee6-fcaf4a0f307c" xlink:to="loc_dei_DocumentPeriodEndDate_019ed137-3928-7c2c-8ce2-f738c7d42872" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentTransitionReport_019ed137-3928-7f9c-b550-bfbc2c595d7b" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentTransitionReport"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019ed137-3928-7107-9ee6-fcaf4a0f307c" xlink:to="loc_dei_DocumentTransitionReport_019ed137-3928-7f9c-b550-bfbc2c595d7b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber_019ed137-3928-73ec-ab3a-c32347357f64" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityFileNumber"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019ed137-3928-7107-9ee6-fcaf4a0f307c" xlink:to="loc_dei_EntityFileNumber_019ed137-3928-73ec-ab3a-c32347357f64" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_019ed137-3928-77bf-9e7f-61fd30f0e7c9" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityRegistrantName"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019ed137-3928-7107-9ee6-fcaf4a0f307c" xlink:to="loc_dei_EntityRegistrantName_019ed137-3928-77bf-9e7f-61fd30f0e7c9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode_019ed137-3928-7cd8-a2e3-e41fda768c6f" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019ed137-3928-7107-9ee6-fcaf4a0f307c" xlink:to="loc_dei_EntityIncorporationStateCountryCode_019ed137-3928-7cd8-a2e3-e41fda768c6f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_019ed137-3928-72ea-a9d1-af3bb0816ce1" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019ed137-3928-7107-9ee6-fcaf4a0f307c" xlink:to="loc_dei_EntityTaxIdentificationNumber_019ed137-3928-72ea-a9d1-af3bb0816ce1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1_019ed137-3928-76cb-b550-c3574be2e853" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityAddressAddressLine1"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019ed137-3928-7107-9ee6-fcaf4a0f307c" xlink:to="loc_dei_EntityAddressAddressLine1_019ed137-3928-76cb-b550-c3574be2e853" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown_019ed137-3928-79ab-b3e5-647ea9f5c831" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityAddressCityOrTown"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019ed137-3928-7107-9ee6-fcaf4a0f307c" xlink:to="loc_dei_EntityAddressCityOrTown_019ed137-3928-79ab-b3e5-647ea9f5c831" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince_019ed137-3928-7ee2-8f81-083a377e8f5f" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityAddressStateOrProvince"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019ed137-3928-7107-9ee6-fcaf4a0f307c" xlink:to="loc_dei_EntityAddressStateOrProvince_019ed137-3928-7ee2-8f81-083a377e8f5f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode_019ed137-3928-724f-b49e-4614008dfa22" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityAddressPostalZipCode"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019ed137-3928-7107-9ee6-fcaf4a0f307c" xlink:to="loc_dei_EntityAddressPostalZipCode_019ed137-3928-724f-b49e-4614008dfa22" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode_019ed137-3928-77e6-8961-e7cd77215dcf" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_CityAreaCode"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019ed137-3928-7107-9ee6-fcaf4a0f307c" xlink:to="loc_dei_CityAreaCode_019ed137-3928-77e6-8961-e7cd77215dcf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber_019ed137-3928-720a-95ef-9b35e6888996" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LocalPhoneNumber"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019ed137-3928-7107-9ee6-fcaf4a0f307c" xlink:to="loc_dei_LocalPhoneNumber_019ed137-3928-720a-95ef-9b35e6888996" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle_019ed137-3928-7152-adf6-a9074ca24060" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_Security12bTitle"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019ed137-3928-7107-9ee6-fcaf4a0f307c" xlink:to="loc_dei_Security12bTitle_019ed137-3928-7152-adf6-a9074ca24060" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_019ed137-3928-7ad3-8bea-22ca74d1ccff" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_TradingSymbol"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019ed137-3928-7107-9ee6-fcaf4a0f307c" xlink:to="loc_dei_TradingSymbol_019ed137-3928-7ad3-8bea-22ca74d1ccff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_019ed137-3928-75a5-9e70-5489e0c74536" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_SecurityExchangeName"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019ed137-3928-7107-9ee6-fcaf4a0f307c" xlink:to="loc_dei_SecurityExchangeName_019ed137-3928-75a5-9e70-5489e0c74536" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCurrentReportingStatus_019ed137-3928-7cb0-b8be-54c6b59973c6" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityCurrentReportingStatus"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019ed137-3928-7107-9ee6-fcaf4a0f307c" xlink:to="loc_dei_EntityCurrentReportingStatus_019ed137-3928-7cb0-b8be-54c6b59973c6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityInteractiveDataCurrent_019ed137-3928-7189-9a40-f1f056c0f4d5" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityInteractiveDataCurrent"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019ed137-3928-7107-9ee6-fcaf4a0f307c" xlink:to="loc_dei_EntityInteractiveDataCurrent_019ed137-3928-7189-9a40-f1f056c0f4d5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFilerCategory_019ed137-3928-7f7e-baec-19ff48da2d45" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityFilerCategory"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019ed137-3928-7107-9ee6-fcaf4a0f307c" xlink:to="loc_dei_EntityFilerCategory_019ed137-3928-7f7e-baec-19ff48da2d45" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntitySmallBusiness_019ed137-3928-7967-99de-ac3a18caa9dd" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntitySmallBusiness"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019ed137-3928-7107-9ee6-fcaf4a0f307c" xlink:to="loc_dei_EntitySmallBusiness_019ed137-3928-7967-99de-ac3a18caa9dd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany_019ed137-3928-7887-b4f8-f2e070b26b0c" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019ed137-3928-7107-9ee6-fcaf4a0f307c" xlink:to="loc_dei_EntityEmergingGrowthCompany_019ed137-3928-7887-b4f8-f2e070b26b0c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityShellCompany_019ed137-3928-772e-9298-ea57c38436e7" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityShellCompany"/>
    <link:presentationArc order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019ed137-3928-7107-9ee6-fcaf4a0f307c" xlink:to="loc_dei_EntityShellCompany_019ed137-3928-772e-9298-ea57c38436e7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCommonStockSharesOutstanding_019ed137-3928-7090-a08e-11415151498d" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityCommonStockSharesOutstanding"/>
    <link:presentationArc order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019ed137-3928-7107-9ee6-fcaf4a0f307c" xlink:to="loc_dei_EntityCommonStockSharesOutstanding_019ed137-3928-7090-a08e-11415151498d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CurrentFiscalYearEndDate_019ed137-3928-7dd2-973c-1b4622e2afe3" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_CurrentFiscalYearEndDate"/>
    <link:presentationArc order="25" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019ed137-3928-7107-9ee6-fcaf4a0f307c" xlink:to="loc_dei_CurrentFiscalYearEndDate_019ed137-3928-7dd2-973c-1b4622e2afe3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_019ed137-3928-767d-ab9c-728d47ed859f" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_AmendmentFlag"/>
    <link:presentationArc order="26" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019ed137-3928-7107-9ee6-fcaf4a0f307c" xlink:to="loc_dei_AmendmentFlag_019ed137-3928-767d-ab9c-728d47ed859f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_019ed137-3928-783d-94f7-727884ee7f5e" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityCentralIndexKey"/>
    <link:presentationArc order="27" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019ed137-3928-7107-9ee6-fcaf4a0f307c" xlink:to="loc_dei_EntityCentralIndexKey_019ed137-3928-783d-94f7-727884ee7f5e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentFiscalYearFocus_019ed137-3928-7015-9829-f1682fc73744" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentFiscalYearFocus"/>
    <link:presentationArc order="28" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019ed137-3928-7107-9ee6-fcaf4a0f307c" xlink:to="loc_dei_DocumentFiscalYearFocus_019ed137-3928-7015-9829-f1682fc73744" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentFiscalPeriodFocus_019ed137-3928-712e-97ad-0f8d5641b6c3" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentFiscalPeriodFocus"/>
    <link:presentationArc order="29" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019ed137-3928-7107-9ee6-fcaf4a0f307c" xlink:to="loc_dei_DocumentFiscalPeriodFocus_019ed137-3928-712e-97ad-0f8d5641b6c3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/CONSOLIDATEDBALANCESHEETS" xlink:type="simple" xlink:href="nni-20260630.xsd#CONSOLIDATEDBALANCESHEETS"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/CONSOLIDATEDBALANCESHEETS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract_019ed137-3928-7627-885e-65e46f91d1f4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementOfFinancialPositionAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementTable_019ed137-3928-73e3-9e8b-f41df2aca2fd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_019ed137-3928-7627-885e-65e46f91d1f4" xlink:to="loc_us-gaap_StatementTable_019ed137-3928-73e3-9e8b-f41df2aca2fd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019ed137-3928-7449-af4d-cd3595f63963" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_019ed137-3928-73e3-9e8b-f41df2aca2fd" xlink:to="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019ed137-3928-7449-af4d-cd3595f63963" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyDomain_019ed137-3928-7e88-b14a-b60dff910c9f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019ed137-3928-7449-af4d-cd3595f63963" xlink:to="loc_us-gaap_RelatedPartyDomain_019ed137-3928-7e88-b14a-b60dff910c9f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NonrelatedPartyMember_019ed137-3928-70b9-a7a4-f0371a34a167" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NonrelatedPartyMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyDomain_019ed137-3928-7e88-b14a-b60dff910c9f" xlink:to="loc_us-gaap_NonrelatedPartyMember_019ed137-3928-70b9-a7a4-f0371a34a167" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyMember_019ed137-3928-770c-8f7b-bb025d098843" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyDomain_019ed137-3928-7e88-b14a-b60dff910c9f" xlink:to="loc_us-gaap_RelatedPartyMember_019ed137-3928-770c-8f7b-bb025d098843" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_019ed137-3928-7513-8624-131de5916675" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_019ed137-3928-73e3-9e8b-f41df2aca2fd" xlink:to="loc_us-gaap_StatementClassOfStockAxis_019ed137-3928-7513-8624-131de5916675" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_019ed137-3928-78c5-acc6-4691c5f3b648" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_019ed137-3928-7513-8624-131de5916675" xlink:to="loc_us-gaap_ClassOfStockDomain_019ed137-3928-78c5-acc6-4691c5f3b648" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassAMember_019ed137-3928-71fe-a5b5-f59ca4e74d65" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonClassAMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_019ed137-3928-78c5-acc6-4691c5f3b648" xlink:to="loc_us-gaap_CommonClassAMember_019ed137-3928-71fe-a5b5-f59ca4e74d65" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassBMember_019ed137-3928-74b3-85eb-0e40870b74d4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonClassBMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_019ed137-3928-78c5-acc6-4691c5f3b648" xlink:to="loc_us-gaap_CommonClassBMember_019ed137-3928-74b3-85eb-0e40870b74d4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis_019ed137-3928-737d-82ba-fc54600571d7" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_019ed137-3928-73e3-9e8b-f41df2aca2fd" xlink:to="loc_srt_ConsolidatedEntitiesAxis_019ed137-3928-737d-82ba-fc54600571d7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_019ed137-3928-7e47-ac09-73c7b49095b5" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_019ed137-3928-737d-82ba-fc54600571d7" xlink:to="loc_srt_ConsolidatedEntitiesDomain_019ed137-3928-7e47-ac09-73c7b49095b5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableInterestEntityPrimaryBeneficiaryMember_019ed137-3928-75e6-ba37-0590a822539a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_VariableInterestEntityPrimaryBeneficiaryMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_019ed137-3928-7e47-ac09-73c7b49095b5" xlink:to="loc_us-gaap_VariableInterestEntityPrimaryBeneficiaryMember_019ed137-3928-75e6-ba37-0590a822539a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementLineItems_019ed137-3928-77f1-8f73-507157309841" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_019ed137-3928-73e3-9e8b-f41df2aca2fd" xlink:to="loc_us-gaap_StatementLineItems_019ed137-3928-77f1-8f73-507157309841" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsAbstract_019ed137-3928-78c8-95b9-7593be4e6c93" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetsAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-77f1-8f73-507157309841" xlink:to="loc_us-gaap_AssetsAbstract_019ed137-3928-78c8-95b9-7593be4e6c93" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NotesReceivableNet_019ed137-3928-79cc-879c-92e54f622931" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NotesReceivableNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019ed137-3928-78c8-95b9-7593be4e6c93" xlink:to="loc_us-gaap_NotesReceivableNet_019ed137-3928-79cc-879c-92e54f622931" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAbstract_019ed137-3928-734e-a704-794ee2ace4ec" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashAndCashEquivalentsAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019ed137-3928-78c8-95b9-7593be4e6c93" xlink:to="loc_us-gaap_CashAndCashEquivalentsAbstract_019ed137-3928-734e-a704-794ee2ace4ec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_019ed137-3928-7ef2-acf3-a20715f839d6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CashAndCashEquivalentsAbstract_019ed137-3928-734e-a704-794ee2ace4ec" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_019ed137-3928-7ef2-acf3-a20715f839d6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MarketableSecurities_019ed137-3928-7310-8f0f-af4febfcf470" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MarketableSecurities"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019ed137-3928-78c8-95b9-7593be4e6c93" xlink:to="loc_us-gaap_MarketableSecurities_019ed137-3928-7310-8f0f-af4febfcf470" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_OtherInvestmentsAndNotesReceivable_019ed137-3928-762e-8434-eb5d23e36ddb" xlink:href="nni-20260630.xsd#nni_OtherInvestmentsAndNotesReceivable"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019ed137-3928-78c8-95b9-7593be4e6c93" xlink:to="loc_nni_OtherInvestmentsAndNotesReceivable_019ed137-3928-762e-8434-eb5d23e36ddb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_InvestmentsAndNotesReceivable_019ed137-3928-7509-8309-6dd24abcecd8" xlink:href="nni-20260630.xsd#nni_InvestmentsAndNotesReceivable"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019ed137-3928-78c8-95b9-7593be4e6c93" xlink:to="loc_nni_InvestmentsAndNotesReceivable_019ed137-3928-7509-8309-6dd24abcecd8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedCash_019ed137-3928-7ed4-8528-f80b782ffea1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RestrictedCash"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019ed137-3928-78c8-95b9-7593be4e6c93" xlink:to="loc_us-gaap_RestrictedCash_019ed137-3928-7ed4-8528-f80b782ffea1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_RestrictedCashDueToCustomers_019ed137-3928-71c1-bcf2-855767c84730" xlink:href="nni-20260630.xsd#nni_RestrictedCashDueToCustomers"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019ed137-3928-78c8-95b9-7593be4e6c93" xlink:to="loc_nni_RestrictedCashDueToCustomers_019ed137-3928-71c1-bcf2-855767c84730" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsReceivableNet_019ed137-3928-7365-87b5-7b96fdf5097e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccountsReceivableNet"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019ed137-3928-78c8-95b9-7593be4e6c93" xlink:to="loc_us-gaap_AccountsReceivableNet_019ed137-3928-7365-87b5-7b96fdf5097e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Goodwill_019ed137-3928-791b-81bd-51b8fd25d036" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Goodwill"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019ed137-3928-78c8-95b9-7593be4e6c93" xlink:to="loc_us-gaap_Goodwill_019ed137-3928-791b-81bd-51b8fd25d036" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IntangibleAssetsNetExcludingGoodwill_019ed137-3928-7463-871d-7e44a03c108a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IntangibleAssetsNetExcludingGoodwill"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019ed137-3928-78c8-95b9-7593be4e6c93" xlink:to="loc_us-gaap_IntangibleAssetsNetExcludingGoodwill_019ed137-3928-7463-871d-7e44a03c108a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_019ed137-3928-77f4-9827-6334a5489eab" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PropertyPlantAndEquipmentNet"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019ed137-3928-78c8-95b9-7593be4e6c93" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_019ed137-3928-77f4-9827-6334a5489eab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssets_019ed137-3928-7178-aadc-1bd6b990b702" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherAssets"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019ed137-3928-78c8-95b9-7593be4e6c93" xlink:to="loc_us-gaap_OtherAssets_019ed137-3928-7178-aadc-1bd6b990b702" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_019ed137-3928-783d-98f3-fa85b891e5e1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Assets"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019ed137-3928-78c8-95b9-7593be4e6c93" xlink:to="loc_us-gaap_Assets_019ed137-3928-783d-98f3-fa85b891e5e1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAbstract_019ed137-3928-7026-809d-47fd3b525b65" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilitiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-77f1-8f73-507157309841" xlink:to="loc_us-gaap_LiabilitiesAbstract_019ed137-3928-7026-809d-47fd3b525b65" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebt_019ed137-3928-74b5-a632-00cc22f87c17" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongTermDebt"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_019ed137-3928-7026-809d-47fd3b525b65" xlink:to="loc_us-gaap_LongTermDebt_019ed137-3928-74b5-a632-00cc22f87c17" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestPayableCurrentAndNoncurrent_019ed137-3928-78ae-9a6a-d37c5d3f2f98" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestPayableCurrentAndNoncurrent"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_019ed137-3928-7026-809d-47fd3b525b65" xlink:to="loc_us-gaap_InterestPayableCurrentAndNoncurrent_019ed137-3928-78ae-9a6a-d37c5d3f2f98" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Deposits_019ed137-3928-7861-8689-0e4613563dcf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Deposits"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_019ed137-3928-7026-809d-47fd3b525b65" xlink:to="loc_us-gaap_Deposits_019ed137-3928-7861-8689-0e4613563dcf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilities_019ed137-3928-78ee-9f33-a10c0547e3b9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherLiabilities"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_019ed137-3928-7026-809d-47fd3b525b65" xlink:to="loc_us-gaap_OtherLiabilities_019ed137-3928-78ee-9f33-a10c0547e3b9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_PayablesToCustomers_019ed137-3928-7348-97a0-b101a78c71bc" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_PayablesToCustomers"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_019ed137-3928-7026-809d-47fd3b525b65" xlink:to="loc_srt_PayablesToCustomers_019ed137-3928-7348-97a0-b101a78c71bc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_019ed137-3928-7de0-9a96-f0535c0f624e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Liabilities"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_019ed137-3928-7026-809d-47fd3b525b65" xlink:to="loc_us-gaap_Liabilities_019ed137-3928-7de0-9a96-f0535c0f624e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingencies_019ed137-3928-78fc-bad5-5cb9a8a7b8a8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommitmentsAndContingencies"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-77f1-8f73-507157309841" xlink:to="loc_us-gaap_CommitmentsAndContingencies_019ed137-3928-78fc-bad5-5cb9a8a7b8a8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityAbstract_019ed137-3928-785c-a865-1bdf84a0b802" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquityAbstract"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-77f1-8f73-507157309841" xlink:to="loc_us-gaap_EquityAbstract_019ed137-3928-785c-a865-1bdf84a0b802" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityAbstract_019ed137-3928-716d-aebd-766e01ec71b0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockholdersEquityAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_019ed137-3928-785c-a865-1bdf84a0b802" xlink:to="loc_us-gaap_StockholdersEquityAbstract_019ed137-3928-716d-aebd-766e01ec71b0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockValue_019ed137-3928-7c81-b546-fd57f94f93c4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PreferredStockValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_019ed137-3928-716d-aebd-766e01ec71b0" xlink:to="loc_us-gaap_PreferredStockValue_019ed137-3928-7c81-b546-fd57f94f93c4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockNumberOfSharesParValueAndOtherDisclosuresAbstract_019ed137-3928-7d5b-9724-93322b45da1f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockNumberOfSharesParValueAndOtherDisclosuresAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_019ed137-3928-716d-aebd-766e01ec71b0" xlink:to="loc_us-gaap_CommonStockNumberOfSharesParValueAndOtherDisclosuresAbstract_019ed137-3928-7d5b-9724-93322b45da1f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockValue_019ed137-3928-7e5a-b920-bd4a80093fb0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommonStockNumberOfSharesParValueAndOtherDisclosuresAbstract_019ed137-3928-7d5b-9724-93322b45da1f" xlink:to="loc_us-gaap_CommonStockValue_019ed137-3928-7e5a-b920-bd4a80093fb0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapital_019ed137-3928-7e55-bd2d-5741b4cfe04e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AdditionalPaidInCapital"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_019ed137-3928-716d-aebd-766e01ec71b0" xlink:to="loc_us-gaap_AdditionalPaidInCapital_019ed137-3928-7e55-bd2d-5741b4cfe04e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_019ed137-3928-7b57-aa54-0b1ebc5035a0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RetainedEarningsAccumulatedDeficit"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_019ed137-3928-716d-aebd-766e01ec71b0" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_019ed137-3928-7b57-aa54-0b1ebc5035a0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_019ed137-3928-7d96-8651-ff1fe7e60262" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_019ed137-3928-716d-aebd-766e01ec71b0" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_019ed137-3928-7d96-8651-ff1fe7e60262" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_019ed137-3928-7802-af96-3de0920c02b4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockholdersEquity"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_019ed137-3928-716d-aebd-766e01ec71b0" xlink:to="loc_us-gaap_StockholdersEquity_019ed137-3928-7802-af96-3de0920c02b4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MinorityInterest_019ed137-3928-79d4-9f4a-f0fa75320a71" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MinorityInterest"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_019ed137-3928-785c-a865-1bdf84a0b802" xlink:to="loc_us-gaap_MinorityInterest_019ed137-3928-79d4-9f4a-f0fa75320a71" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_019ed137-3928-7d5d-8d34-08a9109e586e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_019ed137-3928-785c-a865-1bdf84a0b802" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_019ed137-3928-7d5d-8d34-08a9109e586e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_019ed137-3928-7c62-8f04-dbe414299751" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilitiesAndStockholdersEquity"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-77f1-8f73-507157309841" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquity_019ed137-3928-7c62-8f04-dbe414299751" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccruedLiabilitiesAndOtherLiabilities_019ed137-3928-7a50-a9d8-71f35c8f36f9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccruedLiabilitiesAndOtherLiabilities"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-77f1-8f73-507157309841" xlink:to="loc_us-gaap_AccruedLiabilitiesAndOtherLiabilities_019ed137-3928-7a50-a9d8-71f35c8f36f9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsNet_019ed137-3928-7b73-ac3f-adbfb5078bce" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetsNet"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-77f1-8f73-507157309841" xlink:to="loc_us-gaap_AssetsNet_019ed137-3928-7b73-ac3f-adbfb5078bce" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/CONSOLIDATEDBALANCESHEETSParenthetical" xlink:type="simple" xlink:href="nni-20260630.xsd#CONSOLIDATEDBALANCESHEETSParenthetical"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/CONSOLIDATEDBALANCESHEETSParenthetical" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract_019ed137-3928-7d2b-9d3e-768e63b376c2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementOfFinancialPositionAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementTable_019ed137-3928-739d-8ad7-3a4741765313" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_019ed137-3928-7d2b-9d3e-768e63b376c2" xlink:to="loc_us-gaap_StatementTable_019ed137-3928-739d-8ad7-3a4741765313" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_019ed137-3928-7377-84c6-0135ca0d7c06" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_019ed137-3928-739d-8ad7-3a4741765313" xlink:to="loc_us-gaap_StatementClassOfStockAxis_019ed137-3928-7377-84c6-0135ca0d7c06" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_019ed137-3928-7e47-a8f2-d3be998c6c4d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_019ed137-3928-7377-84c6-0135ca0d7c06" xlink:to="loc_us-gaap_ClassOfStockDomain_019ed137-3928-7e47-a8f2-d3be998c6c4d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassAMember_019ed137-3928-7f0c-89c0-d29c45cf71ae" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonClassAMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_019ed137-3928-7e47-a8f2-d3be998c6c4d" xlink:to="loc_us-gaap_CommonClassAMember_019ed137-3928-7f0c-89c0-d29c45cf71ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassBMember_019ed137-3928-7908-8172-7d3d5da23d41" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonClassBMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_019ed137-3928-7e47-a8f2-d3be998c6c4d" xlink:to="loc_us-gaap_CommonClassBMember_019ed137-3928-7908-8172-7d3d5da23d41" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementLineItems_019ed137-3928-72a0-b410-7f4b15739e04" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_019ed137-3928-739d-8ad7-3a4741765313" xlink:to="loc_us-gaap_StatementLineItems_019ed137-3928-72a0-b410-7f4b15739e04" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_019ed137-3928-7dbd-8175-883d52248c08" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-72a0-b410-7f4b15739e04" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_019ed137-3928-7dbd-8175-883d52248c08" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AllowanceForDoubtfulAccountsReceivable_019ed137-3928-7c0f-9d1a-d7baf7875929" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AllowanceForDoubtfulAccountsReceivable"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-72a0-b410-7f4b15739e04" xlink:to="loc_us-gaap_AllowanceForDoubtfulAccountsReceivable_019ed137-3928-7c0f-9d1a-d7baf7875929" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockParOrStatedValuePerShare_019ed137-3928-7568-8a97-752aab008d37" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PreferredStockParOrStatedValuePerShare"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-72a0-b410-7f4b15739e04" xlink:to="loc_us-gaap_PreferredStockParOrStatedValuePerShare_019ed137-3928-7568-8a97-752aab008d37" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockSharesAuthorized_019ed137-3928-7049-8f07-efe40d02a5f7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PreferredStockSharesAuthorized"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-72a0-b410-7f4b15739e04" xlink:to="loc_us-gaap_PreferredStockSharesAuthorized_019ed137-3928-7049-8f07-efe40d02a5f7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockSharesIssued_019ed137-3928-7a9e-90da-31104cd885cf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PreferredStockSharesIssued"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-72a0-b410-7f4b15739e04" xlink:to="loc_us-gaap_PreferredStockSharesIssued_019ed137-3928-7a9e-90da-31104cd885cf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockSharesOutstanding_019ed137-3928-771d-ba5d-47e17ddd70d0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PreferredStockSharesOutstanding"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-72a0-b410-7f4b15739e04" xlink:to="loc_us-gaap_PreferredStockSharesOutstanding_019ed137-3928-771d-ba5d-47e17ddd70d0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockParOrStatedValuePerShare_019ed137-3928-74d3-82b8-a85f49b64c95" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockParOrStatedValuePerShare"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-72a0-b410-7f4b15739e04" xlink:to="loc_us-gaap_CommonStockParOrStatedValuePerShare_019ed137-3928-74d3-82b8-a85f49b64c95" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesAuthorized_019ed137-3928-7b0f-9b72-481ea4d15e97" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockSharesAuthorized"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-72a0-b410-7f4b15739e04" xlink:to="loc_us-gaap_CommonStockSharesAuthorized_019ed137-3928-7b0f-9b72-481ea4d15e97" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesIssued_019ed137-3928-77e2-ad8c-d7002d98b6e1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockSharesIssued"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-72a0-b410-7f4b15739e04" xlink:to="loc_us-gaap_CommonStockSharesIssued_019ed137-3928-77e2-ad8c-d7002d98b6e1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_019ed137-3928-76ef-b348-90deb2c7683b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockSharesOutstanding"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-72a0-b410-7f4b15739e04" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_019ed137-3928-76ef-b348-90deb2c7683b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/CONSOLIDATEDSTATEMENTSOFINCOME" xlink:type="simple" xlink:href="nni-20260630.xsd#CONSOLIDATEDSTATEMENTSOFINCOME"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/CONSOLIDATEDSTATEMENTSOFINCOME" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeStatementAbstract_019ed137-3928-7cb6-90cd-a45bcbfa4622" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeStatementAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementTable_019ed137-3928-7f3f-8cf0-d38c2b6730f4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_019ed137-3928-7cb6-90cd-a45bcbfa4622" xlink:to="loc_us-gaap_StatementTable_019ed137-3928-7f3f-8cf0-d38c2b6730f4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ProductOrServiceAxis_019ed137-3928-7c76-b868-19e0e273987a" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ProductOrServiceAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_019ed137-3928-7f3f-8cf0-d38c2b6730f4" xlink:to="loc_srt_ProductOrServiceAxis_019ed137-3928-7c76-b868-19e0e273987a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ProductsAndServicesDomain_019ed137-3928-7c46-bad7-1953ef5d6a6d" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ProductsAndServicesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductOrServiceAxis_019ed137-3928-7c76-b868-19e0e273987a" xlink:to="loc_srt_ProductsAndServicesDomain_019ed137-3928-7c46-bad7-1953ef5d6a6d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_LoanServicingAndSystemsMember_019ed137-3928-7ef3-ad4e-e8381c0394ec" xlink:href="nni-20260630.xsd#nni_LoanServicingAndSystemsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_019ed137-3928-7c46-bad7-1953ef5d6a6d" xlink:to="loc_nni_LoanServicingAndSystemsMember_019ed137-3928-7ef3-ad4e-e8381c0394ec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_EducationTechnologyServicesAndPaymentsMember_019ed137-3928-7243-af89-02663a139167" xlink:href="nni-20260630.xsd#nni_EducationTechnologyServicesAndPaymentsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_019ed137-3928-7c46-bad7-1953ef5d6a6d" xlink:to="loc_nni_EducationTechnologyServicesAndPaymentsMember_019ed137-3928-7243-af89-02663a139167" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ReinsurancePremiumsEarnedMember_019ed137-3928-708d-9184-5318b7385d22" xlink:href="nni-20260630.xsd#nni_ReinsurancePremiumsEarnedMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_019ed137-3928-7c46-bad7-1953ef5d6a6d" xlink:to="loc_nni_ReinsurancePremiumsEarnedMember_019ed137-3928-708d-9184-5318b7385d22" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_SolarConstructionRevenueMember_019ed137-3928-7a32-88a7-b3b27d604dee" xlink:href="nni-20260630.xsd#nni_SolarConstructionRevenueMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_019ed137-3928-7c46-bad7-1953ef5d6a6d" xlink:to="loc_nni_SolarConstructionRevenueMember_019ed137-3928-7a32-88a7-b3b27d604dee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementLineItems_019ed137-3928-7a65-942e-5a1d4594f116" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_019ed137-3928-7f3f-8cf0-d38c2b6730f4" xlink:to="loc_us-gaap_StatementLineItems_019ed137-3928-7a65-942e-5a1d4594f116" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_InterestIncomeAbstract_019ed137-3928-7191-8dd0-3c9304e2fdc2" xlink:href="nni-20260630.xsd#nni_InterestIncomeAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-7a65-942e-5a1d4594f116" xlink:to="loc_nni_InterestIncomeAbstract_019ed137-3928-7191-8dd0-3c9304e2fdc2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_InterestAndFeeIncomeLoans_019ed137-3928-7cda-8e94-a1efc82a087e" xlink:href="nni-20260630.xsd#nni_InterestAndFeeIncomeLoans"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_InterestIncomeAbstract_019ed137-3928-7191-8dd0-3c9304e2fdc2" xlink:to="loc_nni_InterestAndFeeIncomeLoans_019ed137-3928-7cda-8e94-a1efc82a087e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentIncomeInterest_019ed137-3928-713a-b398-fcb81453ba67" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentIncomeInterest"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_InterestIncomeAbstract_019ed137-3928-7191-8dd0-3c9304e2fdc2" xlink:to="loc_us-gaap_InvestmentIncomeInterest_019ed137-3928-713a-b398-fcb81453ba67" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperating_019ed137-3928-7d4c-a52d-7785a1602e6f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestAndDividendIncomeOperating"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_InterestIncomeAbstract_019ed137-3928-7191-8dd0-3c9304e2fdc2" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperating_019ed137-3928-7d4c-a52d-7785a1602e6f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseOperating_019ed137-3928-7e06-ab77-5b847877e42c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestExpenseOperating"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-7a65-942e-5a1d4594f116" xlink:to="loc_us-gaap_InterestExpenseOperating_019ed137-3928-7e06-ab77-5b847877e42c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestIncomeExpenseNet_019ed137-3928-7916-8e32-7a49ef6b1d20" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestIncomeExpenseNet"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-7a65-942e-5a1d4594f116" xlink:to="loc_us-gaap_InterestIncomeExpenseNet_019ed137-3928-7916-8e32-7a49ef6b1d20" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_FinancingReceivableCreditLossIncludingOffBalanceLiabilitiesExpenseReversal_019ed137-3928-7b73-a162-259e584d7d01" xlink:href="nni-20260630.xsd#nni_FinancingReceivableCreditLossIncludingOffBalanceLiabilitiesExpenseReversal"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-7a65-942e-5a1d4594f116" xlink:to="loc_nni_FinancingReceivableCreditLossIncludingOffBalanceLiabilitiesExpenseReversal_019ed137-3928-7b73-a162-259e584d7d01" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ProvisionForBeneficialInterests_019ed137-3928-7099-ae70-4c4fb75ed518" xlink:href="nni-20260630.xsd#nni_ProvisionForBeneficialInterests"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-7a65-942e-5a1d4594f116" xlink:to="loc_nni_ProvisionForBeneficialInterests_019ed137-3928-7099-ae70-4c4fb75ed518" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_019ed137-3928-7f95-87fd-3e4bcaefa108" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-7a65-942e-5a1d4594f116" xlink:to="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_019ed137-3928-7f95-87fd-3e4bcaefa108" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherIncomeAndExpensesAbstract_019ed137-3928-7d97-b862-79c4e17e4d6e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherIncomeAndExpensesAbstract"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-7a65-942e-5a1d4594f116" xlink:to="loc_us-gaap_OtherIncomeAndExpensesAbstract_019ed137-3928-7d97-b862-79c4e17e4d6e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_019ed137-3928-7934-8d47-a6f523c63703" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherIncomeAndExpensesAbstract_019ed137-3928-7d97-b862-79c4e17e4d6e" xlink:to="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_019ed137-3928-7934-8d47-a6f523c63703" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_OtherIncomeExpenseOtherNet_019ed137-3928-7e5b-a235-cd46cd5a63da" xlink:href="nni-20260630.xsd#nni_OtherIncomeExpenseOtherNet"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherIncomeAndExpensesAbstract_019ed137-3928-7d97-b862-79c4e17e4d6e" xlink:to="loc_nni_OtherIncomeExpenseOtherNet_019ed137-3928-7e5b-a235-cd46cd5a63da" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityMethodInvestmentRealizedGainLossOnDisposal_019f2116-0fd5-7f62-9ac7-b70ce2c741c8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquityMethodInvestmentRealizedGainLossOnDisposal"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherIncomeAndExpensesAbstract_019ed137-3928-7d97-b862-79c4e17e4d6e" xlink:to="loc_us-gaap_EquityMethodInvestmentRealizedGainLossOnDisposal_019f2116-0fd5-7f62-9ac7-b70ce2c741c8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_DerivativeMarketValueAdjustmentsAndDerivativeSettlementsNet_019ed137-3928-7901-926f-febb21013658" xlink:href="nni-20260630.xsd#nni_DerivativeMarketValueAdjustmentsAndDerivativeSettlementsNet"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherIncomeAndExpensesAbstract_019ed137-3928-7d97-b862-79c4e17e4d6e" xlink:to="loc_nni_DerivativeMarketValueAdjustmentsAndDerivativeSettlementsNet_019ed137-3928-7901-926f-febb21013658" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_NoninterestIncomeExpense_019ed137-3928-7af2-ac21-fc664416ebcc" xlink:href="nni-20260630.xsd#nni_NoninterestIncomeExpense"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherIncomeAndExpensesAbstract_019ed137-3928-7d97-b862-79c4e17e4d6e" xlink:to="loc_nni_NoninterestIncomeExpense_019ed137-3928-7af2-ac21-fc664416ebcc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CostOfGoodsAndServicesSoldAbstract_019ed137-3928-7fe8-b577-2e694fa0f038" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CostOfGoodsAndServicesSoldAbstract"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-7a65-942e-5a1d4594f116" xlink:to="loc_us-gaap_CostOfGoodsAndServicesSoldAbstract_019ed137-3928-7fe8-b577-2e694fa0f038" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CostOfGoodsAndServicesSold_019ed137-3928-7e02-bc9a-4d34282e2d7a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CostOfGoodsAndServicesSold"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostOfGoodsAndServicesSoldAbstract_019ed137-3928-7fe8-b577-2e694fa0f038" xlink:to="loc_us-gaap_CostOfGoodsAndServicesSold_019ed137-3928-7e02-bc9a-4d34282e2d7a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingExpensesAbstract_019ed137-3928-79ef-8fe5-1debeb4d5729" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OperatingExpensesAbstract"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-7a65-942e-5a1d4594f116" xlink:to="loc_us-gaap_OperatingExpensesAbstract_019ed137-3928-79ef-8fe5-1debeb4d5729" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LaborAndRelatedExpense_019ed137-3928-789b-83be-77aa8c7d8125" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LaborAndRelatedExpense"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_019ed137-3928-79ef-8fe5-1debeb4d5729" xlink:to="loc_us-gaap_LaborAndRelatedExpense_019ed137-3928-789b-83be-77aa8c7d8125" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepreciationAndAmortization_019ed137-3928-7676-8341-139bb13d83ef" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DepreciationAndAmortization"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_019ed137-3928-79ef-8fe5-1debeb4d5729" xlink:to="loc_us-gaap_DepreciationAndAmortization_019ed137-3928-7676-8341-139bb13d83ef" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ReinsuranceLossesAndUnderwritingExpenses_019ed137-3928-7b15-b7c6-4151cf7c8f2a" xlink:href="nni-20260630.xsd#nni_ReinsuranceLossesAndUnderwritingExpenses"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_019ed137-3928-79ef-8fe5-1debeb4d5729" xlink:to="loc_nni_ReinsuranceLossesAndUnderwritingExpenses_019ed137-3928-7b15-b7c6-4151cf7c8f2a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherExpenses_019ed137-3928-7b2c-996b-691ffcfe7e49" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherExpenses"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_019ed137-3928-79ef-8fe5-1debeb4d5729" xlink:to="loc_us-gaap_OtherExpenses_019ed137-3928-7b2c-996b-691ffcfe7e49" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingExpenses_019ed137-3928-7910-b429-d71826e09527" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OperatingExpenses"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_019ed137-3928-79ef-8fe5-1debeb4d5729" xlink:to="loc_us-gaap_OperatingExpenses_019ed137-3928-7910-b429-d71826e09527" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_019ed137-3928-79b7-bc8d-3059348687f4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-7a65-942e-5a1d4594f116" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_019ed137-3928-79b7-bc8d-3059348687f4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_019ed137-3928-712d-8035-3f49982fe705" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-7a65-942e-5a1d4594f116" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_019ed137-3928-712d-8035-3f49982fe705" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfitLoss_019ed137-3928-7c9d-9a91-3ca87432b58b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProfitLoss"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-7a65-942e-5a1d4594f116" xlink:to="loc_us-gaap_ProfitLoss_019ed137-3928-7c9d-9a91-3ca87432b58b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_019ed137-3928-76d1-878c-aab7ab17d00b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetIncomeLossAttributableToNoncontrollingInterest"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-7a65-942e-5a1d4594f116" xlink:to="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_019ed137-3928-76d1-878c-aab7ab17d00b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_019ed137-3928-75d3-ba14-1b95084fe564" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-7a65-942e-5a1d4594f116" xlink:to="loc_us-gaap_NetIncomeLoss_019ed137-3928-75d3-ba14-1b95084fe564" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_019ed137-3928-76ef-9982-cb51c9e0a6c0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-7a65-942e-5a1d4594f116" xlink:to="loc_us-gaap_EarningsPerShareAbstract_019ed137-3928-76ef-9982-cb51c9e0a6c0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareBasic_019ed137-3928-7966-bc89-070c699b4c8a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareBasic"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_019ed137-3928-76ef-9982-cb51c9e0a6c0" xlink:to="loc_us-gaap_EarningsPerShareBasic_019ed137-3928-7966-bc89-070c699b4c8a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareDiluted_019ed137-3928-77aa-bf31-fc357fad739a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareDiluted"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_019ed137-3928-76ef-9982-cb51c9e0a6c0" xlink:to="loc_us-gaap_EarningsPerShareDiluted_019ed137-3928-77aa-bf31-fc357fad739a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_019ed137-3928-7355-89ec-fddac1523393" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_019ed137-3928-76ef-9982-cb51c9e0a6c0" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_019ed137-3928-7355-89ec-fddac1523393" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_019ed137-3928-7927-9921-041e9049991a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_019ed137-3928-76ef-9982-cb51c9e0a6c0" xlink:to="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_019ed137-3928-7927-9921-041e9049991a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/CONSOLIDATEDSTATEMENTSOFCOMPREHENSIVEINCOME" xlink:type="simple" xlink:href="nni-20260630.xsd#CONSOLIDATEDSTATEMENTSOFCOMPREHENSIVEINCOME"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/CONSOLIDATEDSTATEMENTSOFCOMPREHENSIVEINCOME" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_019ed137-3928-79af-9d2a-021f434c3059" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfitLoss_019ed137-3928-7fbd-9005-ed40cef7d1f5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProfitLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_019ed137-3928-79af-9d2a-021f434c3059" xlink:to="loc_us-gaap_ProfitLoss_019ed137-3928-7fbd-9005-ed40cef7d1f5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_019ed137-3928-7b6d-906a-87d45f8d643d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_019ed137-3928-79af-9d2a-021f434c3059" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_019ed137-3928-7b6d-906a-87d45f8d643d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax_019ed137-3928-7323-a736-615ff33f586d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_019ed137-3928-7b6d-906a-87d45f8d643d" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax_019ed137-3928-7323-a736-615ff33f586d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecreaseAbstract_019ed137-3928-7afb-ae83-62d311d35cf6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecreaseAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_019ed137-3928-7b6d-906a-87d45f8d643d" xlink:to="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecreaseAbstract_019ed137-3928-7afb-ae83-62d311d35cf6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_019ed137-3928-77aa-92c2-9fcd80a4d472" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecreaseAbstract_019ed137-3928-7afb-ae83-62d311d35cf6" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_019ed137-3928-77aa-92c2-9fcd80a4d472" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax_019ed137-3928-7586-8a04-48edabf7d7f8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecreaseAbstract_019ed137-3928-7afb-ae83-62d311d35cf6" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax_019ed137-3928-7586-8a04-48edabf7d7f8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax_019ed137-3928-76ef-9d69-02ff603ddc35" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecreaseAbstract_019ed137-3928-7afb-ae83-62d311d35cf6" xlink:to="loc_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax_019ed137-3928-76ef-9d69-02ff603ddc35" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax_019ed137-3928-7960-9159-8813954b1cbf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecreaseAbstract_019ed137-3928-7afb-ae83-62d311d35cf6" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax_019ed137-3928-7960-9159-8813954b1cbf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_019ed137-3928-72a2-ab6f-a856cdb51be5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecreaseAbstract_019ed137-3928-7afb-ae83-62d311d35cf6" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_019ed137-3928-72a2-ab6f-a856cdb51be5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossDerivativeExcludedComponentIncreaseDecreaseAfterAdjustmentsTaxParentAbstract_019ed137-3928-74c3-a021-d02c612d894e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossDerivativeExcludedComponentIncreaseDecreaseAfterAdjustmentsTaxParentAbstract"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentBeforeTaxPeriodIncreaseDecreaseAbstract_019ed137-3928-7afb-ae83-62d311d35cf6" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossDerivativeExcludedComponentIncreaseDecreaseAfterAdjustmentsTaxParentAbstract_019ed137-3928-74c3-a021-d02c612d894e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossDerivativeExcludedComponentIncreaseDecreaseAdjustmentsBeforeTax_019ed137-3928-7164-964c-b3b72576a0fd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossDerivativeExcludedComponentIncreaseDecreaseAdjustmentsBeforeTax"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossDerivativeExcludedComponentIncreaseDecreaseAfterAdjustmentsTaxParentAbstract_019ed137-3928-74c3-a021-d02c612d894e" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossDerivativeExcludedComponentIncreaseDecreaseAdjustmentsBeforeTax_019ed137-3928-7164-964c-b3b72576a0fd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossDerivativeExcludedComponentIncreaseDecreaseAfterAdjustmentsTax_019ed137-3928-7867-a6fa-11b36de6b2cf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossDerivativeExcludedComponentIncreaseDecreaseAfterAdjustmentsTax"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossDerivativeExcludedComponentIncreaseDecreaseAfterAdjustmentsTaxParentAbstract_019ed137-3928-74c3-a021-d02c612d894e" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossDerivativeExcludedComponentIncreaseDecreaseAfterAdjustmentsTax_019ed137-3928-7867-a6fa-11b36de6b2cf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossDerivativeExcludedComponentIncreaseDecreaseAfterAdjustmentsAndTaxParent_019ed137-3928-7d44-be00-89d198f94cf3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossDerivativeExcludedComponentIncreaseDecreaseAfterAdjustmentsAndTaxParent"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossDerivativeExcludedComponentIncreaseDecreaseAfterAdjustmentsTaxParentAbstract_019ed137-3928-74c3-a021-d02c612d894e" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossDerivativeExcludedComponentIncreaseDecreaseAfterAdjustmentsAndTaxParent_019ed137-3928-7d44-be00-89d198f94cf3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OciEquityMethodInvestmentAfterTaxParentAbstract_019ed137-3928-7238-b1f5-8dd525d2fd37" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OciEquityMethodInvestmentAfterTaxParentAbstract"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_019ed137-3928-7b6d-906a-87d45f8d643d" xlink:to="loc_us-gaap_OciEquityMethodInvestmentAfterTaxParentAbstract_019ed137-3928-7238-b1f5-8dd525d2fd37" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_OtherComprehensiveIncomeLossEquityMethodInvesteeIncreaseDecreaseAdjustmentsBeforeTax_019ed137-3928-7fc5-8867-602651cf5bf0" xlink:href="nni-20260630.xsd#nni_OtherComprehensiveIncomeLossEquityMethodInvesteeIncreaseDecreaseAdjustmentsBeforeTax"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OciEquityMethodInvestmentAfterTaxParentAbstract_019ed137-3928-7238-b1f5-8dd525d2fd37" xlink:to="loc_nni_OtherComprehensiveIncomeLossEquityMethodInvesteeIncreaseDecreaseAdjustmentsBeforeTax_019ed137-3928-7fc5-8867-602651cf5bf0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_OtherComprehensiveIncomeLossEquityMethodInvesteeIncreaseDecreaseAfterAdjustmentsTax_019ed137-3928-7fd7-989e-e4bd14266abc" xlink:href="nni-20260630.xsd#nni_OtherComprehensiveIncomeLossEquityMethodInvesteeIncreaseDecreaseAfterAdjustmentsTax"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OciEquityMethodInvestmentAfterTaxParentAbstract_019ed137-3928-7238-b1f5-8dd525d2fd37" xlink:to="loc_nni_OtherComprehensiveIncomeLossEquityMethodInvesteeIncreaseDecreaseAfterAdjustmentsTax_019ed137-3928-7fd7-989e-e4bd14266abc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_OtherComprehensiveIncomeLossEquityMethodInvesteeIncreaseDecreaseAfterAdjustmentsAndTaxParent_019ed137-3928-7665-8f0a-5d0a58628b5e" xlink:href="nni-20260630.xsd#nni_OtherComprehensiveIncomeLossEquityMethodInvesteeIncreaseDecreaseAfterAdjustmentsAndTaxParent"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OciEquityMethodInvestmentAfterTaxParentAbstract_019ed137-3928-7238-b1f5-8dd525d2fd37" xlink:to="loc_nni_OtherComprehensiveIncomeLossEquityMethodInvesteeIncreaseDecreaseAfterAdjustmentsAndTaxParent_019ed137-3928-7665-8f0a-5d0a58628b5e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_019ed137-3928-77ec-934d-ad41cd07ba99" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract_019ed137-3928-7b6d-906a-87d45f8d643d" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_019ed137-3928-77ec-934d-ad41cd07ba99" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_019ed137-3928-7785-b333-452f4b6e5b9c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_019ed137-3928-79af-9d2a-021f434c3059" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_019ed137-3928-7785-b333-452f4b6e5b9c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest_019ed137-3928-7b91-8f94-2e6472abe77c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_019ed137-3928-79af-9d2a-021f434c3059" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest_019ed137-3928-7b91-8f94-2e6472abe77c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_019ed137-3928-7d51-9a0e-4c808d8192e7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ComprehensiveIncomeNetOfTax"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_019ed137-3928-79af-9d2a-021f434c3059" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTax_019ed137-3928-7d51-9a0e-4c808d8192e7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/CONSOLIDATEDSTATEMENTSOFSHAREHOLDERSEQUITY" xlink:type="simple" xlink:href="nni-20260630.xsd#CONSOLIDATEDSTATEMENTSOFSHAREHOLDERSEQUITY"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/CONSOLIDATEDSTATEMENTSOFSHAREHOLDERSEQUITY" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfStockholdersEquityAbstract_019ed137-3928-72b8-be0f-8638e0d10729" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementOfStockholdersEquityAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementTable_019ed137-3928-7720-9bc6-63ba925c26d9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfStockholdersEquityAbstract_019ed137-3928-72b8-be0f-8638e0d10729" xlink:to="loc_us-gaap_StatementTable_019ed137-3928-7720-9bc6-63ba925c26d9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_019ed137-3928-7070-b722-9d9c607ab5ab" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementEquityComponentsAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_019ed137-3928-7720-9bc6-63ba925c26d9" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_019ed137-3928-7070-b722-9d9c607ab5ab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_019ed137-3928-722b-9664-9b4e694fb1e6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquityComponentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_019ed137-3928-7070-b722-9d9c607ab5ab" xlink:to="loc_us-gaap_EquityComponentDomain_019ed137-3928-722b-9664-9b4e694fb1e6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockMember_019ed137-3928-706e-ad77-45c62260bda6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PreferredStockMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_019ed137-3928-722b-9664-9b4e694fb1e6" xlink:to="loc_us-gaap_PreferredStockMember_019ed137-3928-706e-ad77-45c62260bda6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockMember_019ed137-3928-7034-a98f-cb3100dee053" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_019ed137-3928-722b-9664-9b4e694fb1e6" xlink:to="loc_us-gaap_CommonStockMember_019ed137-3928-7034-a98f-cb3100dee053" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapitalMember_019ed137-3928-7c08-9c0b-2f8ff6503ddc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AdditionalPaidInCapitalMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_019ed137-3928-722b-9664-9b4e694fb1e6" xlink:to="loc_us-gaap_AdditionalPaidInCapitalMember_019ed137-3928-7c08-9c0b-2f8ff6503ddc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsMember_019ed137-3928-7493-a147-ac6c8598a13c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RetainedEarningsMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_019ed137-3928-722b-9664-9b4e694fb1e6" xlink:to="loc_us-gaap_RetainedEarningsMember_019ed137-3928-7493-a147-ac6c8598a13c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_019ed137-3928-7c1d-8bf1-8d269163f9ae" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_019ed137-3928-722b-9664-9b4e694fb1e6" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_019ed137-3928-7c1d-8bf1-8d269163f9ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoncontrollingInterestMember_019ed137-3928-7050-bd71-6c62c4cc3d22" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NoncontrollingInterestMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_019ed137-3928-722b-9664-9b4e694fb1e6" xlink:to="loc_us-gaap_NoncontrollingInterestMember_019ed137-3928-7050-bd71-6c62c4cc3d22" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_019ed137-3928-77a4-9234-9b8f956ad603" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_019ed137-3928-7720-9bc6-63ba925c26d9" xlink:to="loc_us-gaap_StatementClassOfStockAxis_019ed137-3928-77a4-9234-9b8f956ad603" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_019ed137-3928-7dda-84ab-7d5f19b7adbe" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_019ed137-3928-77a4-9234-9b8f956ad603" xlink:to="loc_us-gaap_ClassOfStockDomain_019ed137-3928-7dda-84ab-7d5f19b7adbe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassAMember_019ed137-3928-7ba3-88bf-cdd428e755d8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonClassAMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_019ed137-3928-7dda-84ab-7d5f19b7adbe" xlink:to="loc_us-gaap_CommonClassAMember_019ed137-3928-7ba3-88bf-cdd428e755d8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassBMember_019ed137-3928-7f8b-94be-f1b1ebc04bc1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonClassBMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_019ed137-3928-7dda-84ab-7d5f19b7adbe" xlink:to="loc_us-gaap_CommonClassBMember_019ed137-3928-7f8b-94be-f1b1ebc04bc1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementLineItems_019ed137-3928-7870-9a70-ef33732eaf83" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_019ed137-3928-7720-9bc6-63ba925c26d9" xlink:to="loc_us-gaap_StatementLineItems_019ed137-3928-7870-9a70-ef33732eaf83" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019ed137-3928-7c66-9eb9-785a2068f96d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInStockholdersEquityRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-7870-9a70-ef33732eaf83" xlink:to="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019ed137-3928-7c66-9eb9-785a2068f96d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockSharesOutstanding_019ed137-3928-7258-a6c7-647701c3bae6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PreferredStockSharesOutstanding"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019ed137-3928-7c66-9eb9-785a2068f96d" xlink:to="loc_us-gaap_PreferredStockSharesOutstanding_019ed137-3928-7258-a6c7-647701c3bae6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_019ed137-3928-76a7-8b93-e1501fa26573" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockSharesOutstanding"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019ed137-3928-7c66-9eb9-785a2068f96d" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_019ed137-3928-76a7-8b93-e1501fa26573" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_019ed137-3928-7f13-8c5b-7a4ff97e3c39" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019ed137-3928-7c66-9eb9-785a2068f96d" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_019ed137-3928-7f13-8c5b-7a4ff97e3c39" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfitLoss_019ed137-3928-70a1-9e25-f28027856125" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProfitLoss"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019ed137-3928-7c66-9eb9-785a2068f96d" xlink:to="loc_us-gaap_ProfitLoss_019ed137-3928-70a1-9e25-f28027856125" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_019ed137-3928-7c51-81ee-7c3a8ce1c3fb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019ed137-3928-7c66-9eb9-785a2068f96d" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_019ed137-3928-7c51-81ee-7c3a8ce1c3fb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoncontrollingInterestIncreaseFromSaleOfParentEquityInterest_019ed137-3928-7240-b2d0-fef0122fa4bf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NoncontrollingInterestIncreaseFromSaleOfParentEquityInterest"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019ed137-3928-7c66-9eb9-785a2068f96d" xlink:to="loc_us-gaap_NoncontrollingInterestIncreaseFromSaleOfParentEquityInterest_019ed137-3928-7240-b2d0-fef0122fa4bf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders_019ed137-3928-7214-9dc9-5ac10b700969" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019ed137-3928-7c66-9eb9-785a2068f96d" xlink:to="loc_us-gaap_MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders_019ed137-3928-7214-9dc9-5ac10b700969" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DividendsCommonStockCash_019ed137-3928-7c9b-ab3b-4ab4f7ede462" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DividendsCommonStockCash"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019ed137-3928-7c66-9eb9-785a2068f96d" xlink:to="loc_us-gaap_DividendsCommonStockCash_019ed137-3928-7c9b-ab3b-4ab4f7ede462" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesNewIssues_019ed137-3928-7ee1-91a6-162eec8c5b63" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockIssuedDuringPeriodSharesNewIssues"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019ed137-3928-7c66-9eb9-785a2068f96d" xlink:to="loc_us-gaap_StockIssuedDuringPeriodSharesNewIssues_019ed137-3928-7ee1-91a6-162eec8c5b63" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueNewIssues_019ed137-3928-711c-a66f-5c988c408875" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockIssuedDuringPeriodValueNewIssues"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019ed137-3928-7c66-9eb9-785a2068f96d" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueNewIssues_019ed137-3928-711c-a66f-5c988c408875" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_019ed137-3928-71c1-94ec-c048f16e9fb3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019ed137-3928-7c66-9eb9-785a2068f96d" xlink:to="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_019ed137-3928-71c1-94ec-c048f16e9fb3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockRepurchasedAndRetiredDuringPeriodShares_019ed137-3928-7a52-ab83-79c63785f70e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockRepurchasedAndRetiredDuringPeriodShares"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019ed137-3928-7c66-9eb9-785a2068f96d" xlink:to="loc_us-gaap_StockRepurchasedAndRetiredDuringPeriodShares_019ed137-3928-7a52-ab83-79c63785f70e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockRepurchasedAndRetiredDuringPeriodValue_019ed137-3928-7f0c-81e9-5ae45a96bf6d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockRepurchasedAndRetiredDuringPeriodValue"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019ed137-3928-7c66-9eb9-785a2068f96d" xlink:to="loc_us-gaap_StockRepurchasedAndRetiredDuringPeriodValue_019ed137-3928-7f0c-81e9-5ae45a96bf6d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_StockIssuedDuringPeriodValueAcquisitionsNoncontrollingInterest_019f2818-2cb1-72a7-b81a-35880753f87d" xlink:href="nni-20260630.xsd#nni_StockIssuedDuringPeriodValueAcquisitionsNoncontrollingInterest"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019ed137-3928-7c66-9eb9-785a2068f96d" xlink:to="loc_nni_StockIssuedDuringPeriodValueAcquisitionsNoncontrollingInterest_019f2818-2cb1-72a7-b81a-35880753f87d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_RedemptionOfNoncontrollingInterest_019fce85-3e6b-7339-acbe-f8d4272265a4" xlink:href="nni-20260630.xsd#nni_RedemptionOfNoncontrollingInterest"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019ed137-3928-7c66-9eb9-785a2068f96d" xlink:to="loc_nni_RedemptionOfNoncontrollingInterest_019fce85-3e6b-7339-acbe-f8d4272265a4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockSharesOutstanding_019ed137-3928-7cd5-b2ab-11af58c6e8de" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PreferredStockSharesOutstanding"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019ed137-3928-7c66-9eb9-785a2068f96d" xlink:to="loc_us-gaap_PreferredStockSharesOutstanding_019ed137-3928-7cd5-b2ab-11af58c6e8de" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_019ed137-3928-7887-8b67-902fdf27ae22" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockSharesOutstanding"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019ed137-3928-7c66-9eb9-785a2068f96d" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_019ed137-3928-7887-8b67-902fdf27ae22" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_019ed137-3928-7089-9405-901177af1d9e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019ed137-3928-7c66-9eb9-785a2068f96d" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_019ed137-3928-7089-9405-901177af1d9e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/CONSOLIDATEDSTATEMENTSOFSHAREHOLDERSEQUITYParenthetical" xlink:type="simple" xlink:href="nni-20260630.xsd#CONSOLIDATEDSTATEMENTSOFSHAREHOLDERSEQUITYParenthetical"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/CONSOLIDATEDSTATEMENTSOFSHAREHOLDERSEQUITYParenthetical" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfStockholdersEquityAbstract_019ed137-3928-7cbd-9673-8925d96fe8ba" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementOfStockholdersEquityAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementTable_019ed137-3928-7774-ad79-afccd8fdaae3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfStockholdersEquityAbstract_019ed137-3928-7cbd-9673-8925d96fe8ba" xlink:to="loc_us-gaap_StatementTable_019ed137-3928-7774-ad79-afccd8fdaae3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_019ed137-3928-73cd-bf1a-f549ac500396" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_019ed137-3928-7774-ad79-afccd8fdaae3" xlink:to="loc_us-gaap_StatementClassOfStockAxis_019ed137-3928-73cd-bf1a-f549ac500396" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_019ed137-3928-7b80-9481-d0462ffb0a1d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_019ed137-3928-73cd-bf1a-f549ac500396" xlink:to="loc_us-gaap_ClassOfStockDomain_019ed137-3928-7b80-9481-d0462ffb0a1d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassAMember_019ed137-3928-7c35-831d-f7b1003f9f58" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonClassAMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_019ed137-3928-7b80-9481-d0462ffb0a1d" xlink:to="loc_us-gaap_CommonClassAMember_019ed137-3928-7c35-831d-f7b1003f9f58" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassBMember_019ed137-3928-755a-ad4a-2c7217a9aa6f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonClassBMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_019ed137-3928-7b80-9481-d0462ffb0a1d" xlink:to="loc_us-gaap_CommonClassBMember_019ed137-3928-755a-ad4a-2c7217a9aa6f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionAxis_019f27a0-2c72-7152-b650-af73174f417e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessAcquisitionAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_019ed137-3928-7774-ad79-afccd8fdaae3" xlink:to="loc_us-gaap_BusinessAcquisitionAxis_019f27a0-2c72-7152-b650-af73174f417e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_019f27a0-2c72-72bb-a6db-d183d8d5e206" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessAcquisitionAcquireeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_019f27a0-2c72-7152-b650-af73174f417e" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_019f27a0-2c72-72bb-a6db-d183d8d5e206" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_NextGenMember_019fce89-29aa-7bdf-bd64-f2476a566e17" xlink:href="nni-20260630.xsd#nni_NextGenMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_019f27a0-2c72-72bb-a6db-d183d8d5e206" xlink:to="loc_nni_NextGenMember_019fce89-29aa-7bdf-bd64-f2476a566e17" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementLineItems_019ed137-3928-75e0-ba49-e08e3e7e02a9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_019ed137-3928-7774-ad79-afccd8fdaae3" xlink:to="loc_us-gaap_StatementLineItems_019ed137-3928-75e0-ba49-e08e3e7e02a9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockDividendsPerShareCashPaid_019ed137-3928-7eab-9a50-248bff21cc45" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockDividendsPerShareCashPaid"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-75e0-ba49-e08e3e7e02a9" xlink:to="loc_us-gaap_CommonStockDividendsPerShareCashPaid_019ed137-3928-7eab-9a50-248bff21cc45" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionPercentageOfVotingInterestsAcquired_019f27a0-2c72-78e2-9493-9dd4ce0c15fc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessAcquisitionPercentageOfVotingInterestsAcquired"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-75e0-ba49-e08e3e7e02a9" xlink:to="loc_us-gaap_BusinessAcquisitionPercentageOfVotingInterestsAcquired_019f27a0-2c72-78e2-9493-9dd4ce0c15fc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_RedemptionOfNoncontrollingInterestPercent_019fce86-2987-7a08-b253-f086b69c75ae" xlink:href="nni-20260630.xsd#nni_RedemptionOfNoncontrollingInterestPercent"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-75e0-ba49-e08e3e7e02a9" xlink:to="loc_nni_RedemptionOfNoncontrollingInterestPercent_019fce86-2987-7a08-b253-f086b69c75ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/CONSOLIDATEDSTATEMENTSOFCASHFLOWS" xlink:type="simple" xlink:href="nni-20260630.xsd#CONSOLIDATEDSTATEMENTSOFCASHFLOWS"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/CONSOLIDATEDSTATEMENTSOFCASHFLOWS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfCashFlowsAbstract_019ed137-3928-7e3c-b598-b287cf248c9a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementOfCashFlowsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementTable_019ed137-3928-7597-bc08-e993b71822e9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_019ed137-3928-7e3c-b598-b287cf248c9a" xlink:to="loc_us-gaap_StatementTable_019ed137-3928-7597-bc08-e993b71822e9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019ed137-3928-7272-b086-770dd25f5d58" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_019ed137-3928-7597-bc08-e993b71822e9" xlink:to="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019ed137-3928-7272-b086-770dd25f5d58" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyDomain_019ed137-3928-7762-8bf0-6d04e22208dd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019ed137-3928-7272-b086-770dd25f5d58" xlink:to="loc_us-gaap_RelatedPartyDomain_019ed137-3928-7762-8bf0-6d04e22208dd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NonrelatedPartyMember_019ed137-3928-76c7-aed3-48cb1b6ad768" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NonrelatedPartyMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyDomain_019ed137-3928-7762-8bf0-6d04e22208dd" xlink:to="loc_us-gaap_NonrelatedPartyMember_019ed137-3928-76c7-aed3-48cb1b6ad768" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyMember_019ed137-3928-799e-b459-734674f85b55" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyDomain_019ed137-3928-7762-8bf0-6d04e22208dd" xlink:to="loc_us-gaap_RelatedPartyMember_019ed137-3928-799e-b459-734674f85b55" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementLineItems_019ed137-3928-712c-b348-25db7aa090fc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_019ed137-3928-7597-bc08-e993b71822e9" xlink:to="loc_us-gaap_StatementLineItems_019ed137-3928-712c-b348-25db7aa090fc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_019ed137-3928-7256-b5a6-e78d61fb8f5d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-712c-b348-25db7aa090fc" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_019ed137-3928-7256-b5a6-e78d61fb8f5d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_019ed137-3928-70e7-9dc7-f308b71514bc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_019ed137-3928-7256-b5a6-e78d61fb8f5d" xlink:to="loc_us-gaap_NetIncomeLoss_019ed137-3928-70e7-9dc7-f308b71514bc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_019ed137-3928-78ed-b07f-e91866855957" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetIncomeLossAttributableToNoncontrollingInterest"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_019ed137-3928-7256-b5a6-e78d61fb8f5d" xlink:to="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_019ed137-3928-78ed-b07f-e91866855957" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfitLoss_019ed137-3928-787e-b39a-0646333f9007" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProfitLoss"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_019ed137-3928-7256-b5a6-e78d61fb8f5d" xlink:to="loc_us-gaap_ProfitLoss_019ed137-3928-787e-b39a-0646333f9007" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019ed137-3928-737c-bf2f-50d13069e2ac" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_019ed137-3928-7256-b5a6-e78d61fb8f5d" xlink:to="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019ed137-3928-737c-bf2f-50d13069e2ac" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepreciationDepletionAndAmortization_019ed137-3928-7066-b204-73b8d129c205" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DepreciationDepletionAndAmortization"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019ed137-3928-737c-bf2f-50d13069e2ac" xlink:to="loc_us-gaap_DepreciationDepletionAndAmortization_019ed137-3928-7066-b204-73b8d129c205" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_LoanDiscountDeferredLenderFeesAccretion_019ed137-3928-75c8-a6c8-84dd99b5f049" xlink:href="nni-20260630.xsd#nni_LoanDiscountDeferredLenderFeesAccretion"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019ed137-3928-737c-bf2f-50d13069e2ac" xlink:to="loc_nni_LoanDiscountDeferredLenderFeesAccretion_019ed137-3928-75c8-a6c8-84dd99b5f049" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_FinancingReceivableCreditLossIncludingOffBalanceLiabilitiesExpenseReversal_019ed137-3928-76cb-8b3d-80058bedd3d2" xlink:href="nni-20260630.xsd#nni_FinancingReceivableCreditLossIncludingOffBalanceLiabilitiesExpenseReversal"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019ed137-3928-737c-bf2f-50d13069e2ac" xlink:to="loc_nni_FinancingReceivableCreditLossIncludingOffBalanceLiabilitiesExpenseReversal_019ed137-3928-76cb-8b3d-80058bedd3d2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ProvisionForBeneficialInterests_019ed137-3928-72ec-afc9-677f236523c8" xlink:href="nni-20260630.xsd#nni_ProvisionForBeneficialInterests"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019ed137-3928-737c-bf2f-50d13069e2ac" xlink:to="loc_nni_ProvisionForBeneficialInterests_019ed137-3928-72ec-afc9-677f236523c8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsGainLossNet_019ed137-3928-7389-93f5-8fa4cca3175f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsGainLossNet"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019ed137-3928-737c-bf2f-50d13069e2ac" xlink:to="loc_us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsGainLossNet_019ed137-3928-7389-93f5-8fa4cca3175f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityMethodInvestmentRealizedGainLossOnDisposal_019f2189-37c0-7edc-b7c8-7b92c34240b1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquityMethodInvestmentRealizedGainLossOnDisposal"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019ed137-3928-737c-bf2f-50d13069e2ac" xlink:to="loc_us-gaap_EquityMethodInvestmentRealizedGainLossOnDisposal_019f2189-37c0-7edc-b7c8-7b92c34240b1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnSalesOfLoansNet_019ed137-3928-78a9-819c-377ceeed0ff5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GainLossOnSalesOfLoansNet"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019ed137-3928-737c-bf2f-50d13069e2ac" xlink:to="loc_us-gaap_GainLossOnSalesOfLoansNet_019ed137-3928-78a9-819c-377ceeed0ff5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_GainLossOnInvestmentsAndNotesReceivable_019ed137-3928-7c72-a5e5-e7fde34083a2" xlink:href="nni-20260630.xsd#nni_GainLossOnInvestmentsAndNotesReceivable"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019ed137-3928-737c-bf2f-50d13069e2ac" xlink:to="loc_nni_GainLossOnInvestmentsAndNotesReceivable_019ed137-3928-7c72-a5e5-e7fde34083a2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_019ed137-3928-72fb-9cfc-4c9dd7056aaa" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019ed137-3928-737c-bf2f-50d13069e2ac" xlink:to="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_019ed137-3928-72fb-9cfc-4c9dd7056aaa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensation_019ed137-3928-720e-be95-2883f54ec93e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ShareBasedCompensation"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019ed137-3928-737c-bf2f-50d13069e2ac" xlink:to="loc_us-gaap_ShareBasedCompensation_019ed137-3928-720e-be95-2883f54ec93e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TangibleAssetImpairmentCharges_019faea7-adda-7684-8317-5cb2945fc53f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TangibleAssetImpairmentCharges"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019ed137-3928-737c-bf2f-50d13069e2ac" xlink:to="loc_us-gaap_TangibleAssetImpairmentCharges_019faea7-adda-7684-8317-5cb2945fc53f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherNoncashIncomeExpense_019ed137-3928-7b48-b1a4-e5e173eaab64" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherNoncashIncomeExpense"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019ed137-3928-737c-bf2f-50d13069e2ac" xlink:to="loc_us-gaap_OtherNoncashIncomeExpense_019ed137-3928-7b48-b1a4-e5e173eaab64" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_019ed137-3928-709b-bb27-0fcf140aa543" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019ed137-3928-737c-bf2f-50d13069e2ac" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_019ed137-3928-709b-bb27-0fcf140aa543" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_019ed137-3928-785f-9b49-c21c9258c804" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_019ed137-3928-709b-bb27-0fcf140aa543" xlink:to="loc_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_019ed137-3928-785f-9b49-c21c9258c804" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccountsReceivable_019ed137-3928-7ccf-a7b5-11c490022589" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInAccountsReceivable"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_019ed137-3928-709b-bb27-0fcf140aa543" xlink:to="loc_us-gaap_IncreaseDecreaseInAccountsReceivable_019ed137-3928-7ccf-a7b5-11c490022589" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_019ed137-3928-7fae-8c8f-09bb6ba5708a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_019ed137-3928-709b-bb27-0fcf140aa543" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_019ed137-3928-7fae-8c8f-09bb6ba5708a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_IncreaseDecreaseInOperatingLeaseRightOfUseAsset_019ed137-3928-7806-8d82-1b367fbefbd3" xlink:href="nni-20260630.xsd#nni_IncreaseDecreaseInOperatingLeaseRightOfUseAsset"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_019ed137-3928-709b-bb27-0fcf140aa543" xlink:to="loc_nni_IncreaseDecreaseInOperatingLeaseRightOfUseAsset_019ed137-3928-7806-8d82-1b367fbefbd3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInInterestPayableNet_019ed137-3928-797f-b5bf-4fe9ca8d788d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInInterestPayableNet"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_019ed137-3928-709b-bb27-0fcf140aa543" xlink:to="loc_us-gaap_IncreaseDecreaseInInterestPayableNet_019ed137-3928-797f-b5bf-4fe9ca8d788d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_019ed137-3928-7327-9e86-677a623eff76" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_019ed137-3928-709b-bb27-0fcf140aa543" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_019ed137-3928-7327-9e86-677a623eff76" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOperatingLeaseLiability_019ed137-3928-776a-a159-d2f040417539" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInOperatingLeaseLiability"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_019ed137-3928-709b-bb27-0fcf140aa543" xlink:to="loc_us-gaap_IncreaseDecreaseInOperatingLeaseLiability_019ed137-3928-776a-a159-d2f040417539" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities_019ed137-3928-7d35-aa01-e99f51e5ad15" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssetsAndLiabilitiesNetAbstract_019ed137-3928-709b-bb27-0fcf140aa543" xlink:to="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivities_019ed137-3928-7d35-aa01-e99f51e5ad15" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019ed137-3928-7e5a-8399-5ce1dc4ba6e1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_019ed137-3928-7256-b5a6-e78d61fb8f5d" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019ed137-3928-7e5a-8399-5ce1dc4ba6e1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019ed137-3928-7202-a937-bb655d6e53bf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-712c-b348-25db7aa090fc" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019ed137-3928-7202-a937-bb655d6e53bf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireFinanceReceivables_019ed137-3928-751f-90fc-7baaf913346d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsToAcquireFinanceReceivables"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019ed137-3928-7202-a937-bb655d6e53bf" xlink:to="loc_us-gaap_PaymentsToAcquireFinanceReceivables_019ed137-3928-751f-90fc-7baaf913346d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromCollectionOfFinanceReceivables_019ed137-3928-7802-9f29-4e26e7b8e260" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromCollectionOfFinanceReceivables"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019ed137-3928-7202-a937-bb655d6e53bf" xlink:to="loc_us-gaap_ProceedsFromCollectionOfFinanceReceivables_019ed137-3928-7802-9f29-4e26e7b8e260" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfFinanceReceivables_019ed137-3928-7853-a778-a9a3b625025a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromSaleOfFinanceReceivables"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019ed137-3928-7202-a937-bb655d6e53bf" xlink:to="loc_us-gaap_ProceedsFromSaleOfFinanceReceivables_019ed137-3928-7853-a778-a9a3b625025a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_019ed137-3928-7641-8524-a282750e4668" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019ed137-3928-7202-a937-bb655d6e53bf" xlink:to="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_019ed137-3928-7641-8524-a282750e4668" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_019ed137-3928-711e-9302-9410c8f6dfbc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019ed137-3928-7202-a937-bb655d6e53bf" xlink:to="loc_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_019ed137-3928-711e-9302-9410c8f6dfbc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleAndCollectionOfOtherReceivables_019ed137-3928-72eb-8338-174c86cff5b6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromSaleAndCollectionOfOtherReceivables"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019ed137-3928-7202-a937-bb655d6e53bf" xlink:to="loc_us-gaap_ProceedsFromSaleAndCollectionOfOtherReceivables_019ed137-3928-72eb-8338-174c86cff5b6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_PaymentsToAcquireOtherInvestmentsAndIssuanceOfNotesReceivable_019ed137-3928-7b28-83a3-dfe49abb5dcc" xlink:href="nni-20260630.xsd#nni_PaymentsToAcquireOtherInvestmentsAndIssuanceOfNotesReceivable"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019ed137-3928-7202-a937-bb655d6e53bf" xlink:to="loc_nni_PaymentsToAcquireOtherInvestmentsAndIssuanceOfNotesReceivable_019ed137-3928-7b28-83a3-dfe49abb5dcc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfOtherInvestments_019ed137-3928-7eb5-bd58-a2a79ca55830" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromSaleOfOtherInvestments"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019ed137-3928-7202-a937-bb655d6e53bf" xlink:to="loc_us-gaap_ProceedsFromSaleOfOtherInvestments_019ed137-3928-7eb5-bd58-a2a79ca55830" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_019fa73a-e039-7a4c-86a0-f851f3891aa8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsToAcquireHeldToMaturitySecurities"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019ed137-3928-7202-a937-bb655d6e53bf" xlink:to="loc_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_019fa73a-e039-7a4c-86a0-f851f3891aa8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities_019ed137-3928-741b-9ddb-8533fad95fe7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019ed137-3928-7202-a937-bb655d6e53bf" xlink:to="loc_us-gaap_ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities_019ed137-3928-741b-9ddb-8533fad95fe7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_019ed137-3928-79f6-8bee-2dea2b9663c9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019ed137-3928-7202-a937-bb655d6e53bf" xlink:to="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_019ed137-3928-79f6-8bee-2dea2b9663c9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_019ed137-3928-74eb-ab7f-bcbdff6c548a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019ed137-3928-7202-a937-bb655d6e53bf" xlink:to="loc_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_019ed137-3928-74eb-ab7f-bcbdff6c548a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019ed137-3928-77dc-a106-f2890183ffe5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019ed137-3928-7202-a937-bb655d6e53bf" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019ed137-3928-77dc-a106-f2890183ffe5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_019ed137-3928-7126-84bb-27480c6cec62" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-712c-b348-25db7aa090fc" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_019ed137-3928-7126-84bb-27480c6cec62" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations_019ed137-3928-76e3-b151-a09b5f543300" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_019ed137-3928-7126-84bb-27480c6cec62" xlink:to="loc_us-gaap_RepaymentsOfDebtAndCapitalLeaseObligations_019ed137-3928-76e3-b151-a09b5f543300" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfDebt_019ed137-3928-7eac-a8fa-113f26a6281c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromIssuanceOfDebt"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_019ed137-3928-7126-84bb-27480c6cec62" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfDebt_019ed137-3928-7eac-a8fa-113f26a6281c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsOfDebtIssuanceCosts_019ed137-3928-7cd2-b63e-811b921a16c5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsOfDebtIssuanceCosts"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_019ed137-3928-7126-84bb-27480c6cec62" xlink:to="loc_us-gaap_PaymentsOfDebtIssuanceCosts_019ed137-3928-7cd2-b63e-811b921a16c5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInDeposits_019ed137-3928-73e4-8d64-472c8e9c7270" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInDeposits"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_019ed137-3928-7126-84bb-27480c6cec62" xlink:to="loc_us-gaap_IncreaseDecreaseInDeposits_019ed137-3928-73e4-8d64-472c8e9c7270" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_IncreaseDecreaseInDueToCustomers_019ed137-3928-7a7d-8018-986421d2b8e7" xlink:href="nni-20260630.xsd#nni_IncreaseDecreaseInDueToCustomers"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_019ed137-3928-7126-84bb-27480c6cec62" xlink:to="loc_nni_IncreaseDecreaseInDueToCustomers_019ed137-3928-7a7d-8018-986421d2b8e7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsOfDividendsCommonStock_019ed137-3928-75e6-bb11-49cde0d910f6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsOfDividendsCommonStock"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_019ed137-3928-7126-84bb-27480c6cec62" xlink:to="loc_us-gaap_PaymentsOfDividendsCommonStock_019ed137-3928-75e6-bb11-49cde0d910f6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_019ed137-3928-7cae-8801-9e7c800ca7f3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_019ed137-3928-7126-84bb-27480c6cec62" xlink:to="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_019ed137-3928-7cae-8801-9e7c800ca7f3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfCommonStock_019ed137-3928-7f1c-8655-19bd6be193ee" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromIssuanceOfCommonStock"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_019ed137-3928-7126-84bb-27480c6cec62" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfCommonStock_019ed137-3928-7f1c-8655-19bd6be193ee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToMinorityShareholders_019ed137-3928-7c31-ba36-fd931d587c38" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsToMinorityShareholders"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_019ed137-3928-7126-84bb-27480c6cec62" xlink:to="loc_us-gaap_PaymentsToMinorityShareholders_019ed137-3928-7c31-ba36-fd931d587c38" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromMinorityShareholders_019ed137-3928-7eab-9bc7-036770fa82ba" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromMinorityShareholders"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_019ed137-3928-7126-84bb-27480c6cec62" xlink:to="loc_us-gaap_ProceedsFromMinorityShareholders_019ed137-3928-7eab-9bc7-036770fa82ba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsOfDividendsMinorityInterest_019ed137-3928-71d7-bc13-dfb08c583a4b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsOfDividendsMinorityInterest"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_019ed137-3928-7126-84bb-27480c6cec62" xlink:to="loc_us-gaap_PaymentsOfDividendsMinorityInterest_019ed137-3928-71d7-bc13-dfb08c583a4b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019ed137-3928-73f3-ac37-248e93e4f991" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_019ed137-3928-7126-84bb-27480c6cec62" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019ed137-3928-73f3-ac37-248e93e4f991" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_019ed137-3928-7217-be98-d7819c47c9d2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-712c-b348-25db7aa090fc" xlink:to="loc_us-gaap_EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_019ed137-3928-7217-be98-d7819c47c9d2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_019ed137-3928-73ba-8c51-76fb53c12b6e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-712c-b348-25db7aa090fc" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_019ed137-3928-73ba-8c51-76fb53c12b6e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_019ed137-3928-7eae-9b83-2b1fe03e90d2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-712c-b348-25db7aa090fc" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_019ed137-3928-7eae-9b83-2b1fe03e90d2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_019ed137-3928-7b95-9432-e55253e37d99" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-712c-b348-25db7aa090fc" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_019ed137-3928-7b95-9432-e55253e37d99" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SupplementalCashFlowInformationAbstract_019ed137-3928-711e-aaaa-b9003310614d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SupplementalCashFlowInformationAbstract"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-712c-b348-25db7aa090fc" xlink:to="loc_us-gaap_SupplementalCashFlowInformationAbstract_019ed137-3928-711e-aaaa-b9003310614d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestPaidNet_019ed137-3928-704a-a0ae-49290dbe8c4d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestPaidNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_019ed137-3928-711e-aaaa-b9003310614d" xlink:to="loc_us-gaap_InterestPaidNet_019ed137-3928-704a-a0ae-49290dbe8c4d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxesPaidNet_019ed137-3928-7702-8705-d18764cf0ea0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeTaxesPaidNet"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_019ed137-3928-711e-aaaa-b9003310614d" xlink:to="loc_us-gaap_IncomeTaxesPaidNet_019ed137-3928-7702-8705-d18764cf0ea0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeasePayments_019ed137-3928-7bd1-bba2-7c8eb4a3eb79" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OperatingLeasePayments"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_019ed137-3928-711e-aaaa-b9003310614d" xlink:to="loc_us-gaap_OperatingLeasePayments_019ed137-3928-7bd1-bba2-7c8eb4a3eb79" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoncashInvestingAndFinancingItemsAbstract_019ed137-3928-75a9-bceb-f9a783b3adb2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NoncashInvestingAndFinancingItemsAbstract"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019ed137-3928-712c-b348-25db7aa090fc" xlink:to="loc_us-gaap_NoncashInvestingAndFinancingItemsAbstract_019ed137-3928-75a9-bceb-f9a783b3adb2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability_019ed137-3928-7b9b-bd72-480ed1323006" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoncashInvestingAndFinancingItemsAbstract_019ed137-3928-75a9-bceb-f9a783b3adb2" xlink:to="loc_us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability_019ed137-3928-7b9b-bd72-480ed1323006" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_NoncashOrPartNoncashAcquisitionStudentLoansAndOtherAssetsAcquired_019ed137-3928-794a-86d1-ea61f7b04516" xlink:href="nni-20260630.xsd#nni_NoncashOrPartNoncashAcquisitionStudentLoansAndOtherAssetsAcquired"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoncashInvestingAndFinancingItemsAbstract_019ed137-3928-75a9-bceb-f9a783b3adb2" xlink:to="loc_nni_NoncashOrPartNoncashAcquisitionStudentLoansAndOtherAssetsAcquired_019ed137-3928-794a-86d1-ea61f7b04516" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_NoncashOrPartNoncashAcquisitionPayablesAndOtherLiabilitiesAssumed_019ed137-3928-7e5b-84b5-19e92d36ebd7" xlink:href="nni-20260630.xsd#nni_NoncashOrPartNoncashAcquisitionPayablesAndOtherLiabilitiesAssumed"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoncashInvestingAndFinancingItemsAbstract_019ed137-3928-75a9-bceb-f9a783b3adb2" xlink:to="loc_nni_NoncashOrPartNoncashAcquisitionPayablesAndOtherLiabilitiesAssumed_019ed137-3928-7e5b-84b5-19e92d36ebd7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_NoncashDistributionsToNoncontrollingInterestHolders_019ed137-3928-76d7-ab9b-4bd19f19bea2" xlink:href="nni-20260630.xsd#nni_NoncashDistributionsToNoncontrollingInterestHolders"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoncashInvestingAndFinancingItemsAbstract_019ed137-3928-75a9-bceb-f9a783b3adb2" xlink:to="loc_nni_NoncashDistributionsToNoncontrollingInterestHolders_019ed137-3928-76d7-ab9b-4bd19f19bea2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoncontrollingInterestIncreaseFromSubsidiaryEquityIssuance_019ed137-3928-78f4-aafa-23c0fee7b2c4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NoncontrollingInterestIncreaseFromSubsidiaryEquityIssuance"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoncashInvestingAndFinancingItemsAbstract_019ed137-3928-75a9-bceb-f9a783b3adb2" xlink:to="loc_us-gaap_NoncontrollingInterestIncreaseFromSubsidiaryEquityIssuance_019ed137-3928-78f4-aafa-23c0fee7b2c4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/CONSOLIDATEDSTATEMENTSOFCASHFLOWSParenthetical" xlink:type="simple" xlink:href="nni-20260630.xsd#CONSOLIDATEDSTATEMENTSOFCASHFLOWSParenthetical"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/CONSOLIDATEDSTATEMENTSOFCASHFLOWSParenthetical" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfCashFlowsAbstract_019ed137-3928-7290-9a7d-2e54d2f3b62d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementOfCashFlowsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TaxCreditCarryforwardAmount_019ed137-3928-7456-9bde-e56bff6484ea" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TaxCreditCarryforwardAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_019ed137-3928-7290-9a7d-2e54d2f3b62d" xlink:to="loc_us-gaap_TaxCreditCarryforwardAmount_019ed137-3928-7456-9bde-e56bff6484ea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAbstract_019ed137-3928-7acc-b3d7-422d912930c0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashAndCashEquivalentsAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_019ed137-3928-7290-9a7d-2e54d2f3b62d" xlink:to="loc_us-gaap_CashAndCashEquivalentsAbstract_019ed137-3928-7acc-b3d7-422d912930c0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_019ed137-3928-79ef-8d5d-f3eb1b0ba4bc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CashAndCashEquivalentsAbstract_019ed137-3928-7acc-b3d7-422d912930c0" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_019ed137-3928-79ef-8d5d-f3eb1b0ba4bc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedCash_019ed137-3928-761e-baed-3131c16bd583" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RestrictedCash"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CashAndCashEquivalentsAbstract_019ed137-3928-7acc-b3d7-422d912930c0" xlink:to="loc_us-gaap_RestrictedCash_019ed137-3928-761e-baed-3131c16bd583" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_RestrictedCashDueToCustomers_019ed137-3928-768a-a8dc-c6c76b687057" xlink:href="nni-20260630.xsd#nni_RestrictedCashDueToCustomers"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CashAndCashEquivalentsAbstract_019ed137-3928-7acc-b3d7-422d912930c0" xlink:to="loc_nni_RestrictedCashDueToCustomers_019ed137-3928-768a-a8dc-c6c76b687057" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_019ed137-3928-7acb-aecc-f4360f958b01" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CashAndCashEquivalentsAbstract_019ed137-3928-7acc-b3d7-422d912930c0" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_019ed137-3928-7acb-aecc-f4360f958b01" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/BasisofFinancialReporting" xlink:type="simple" xlink:href="nni-20260630.xsd#BasisofFinancialReporting"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/BasisofFinancialReporting" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_019ed137-3928-7fdd-877f-e81ce644466e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BasisOfAccounting_019ed137-3928-73a0-8245-ced771ea521c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BasisOfAccounting"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_019ed137-3928-7fdd-877f-e81ce644466e" xlink:to="loc_us-gaap_BasisOfAccounting_019ed137-3928-73a0-8245-ced771ea521c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/LoansandAccruedInterestReceivableandAllowanceforLoanLosses" xlink:type="simple" xlink:href="nni-20260630.xsd#LoansandAccruedInterestReceivableandAllowanceforLoanLosses"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/LoansandAccruedInterestReceivableandAllowanceforLoanLosses" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_019ed137-3928-7031-aabf-a5f26001b9ba" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablesTextBlock_019ed137-3928-7a5b-90db-b7d9053d641f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablesTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_019ed137-3928-7031-aabf-a5f26001b9ba" xlink:to="loc_us-gaap_FinancingReceivablesTextBlock_019ed137-3928-7a5b-90db-b7d9053d641f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/BondsandNotesPayable" xlink:type="simple" xlink:href="nni-20260630.xsd#BondsandNotesPayable"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/BondsandNotesPayable" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_019ed137-3929-717e-86bc-97f53fc884f3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureTextBlock_019ed137-3929-746a-8022-7b514c233a24" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_019ed137-3929-717e-86bc-97f53fc884f3" xlink:to="loc_us-gaap_DebtDisclosureTextBlock_019ed137-3929-746a-8022-7b514c233a24" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/DerivativeFinancialInstruments" xlink:type="simple" xlink:href="nni-20260630.xsd#DerivativeFinancialInstruments"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/DerivativeFinancialInstruments" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_019ed137-3929-74f9-85c0-801ac8d91559" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_019ed137-3929-7baf-86f1-c32f25140ec1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_019ed137-3929-74f9-85c0-801ac8d91559" xlink:to="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_019ed137-3929-7baf-86f1-c32f25140ec1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/InvestmentsandNotesReceivable" xlink:type="simple" xlink:href="nni-20260630.xsd#InvestmentsandNotesReceivable"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/InvestmentsandNotesReceivable" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsAbstract_019ed137-3a1c-7b36-86fc-8134a4e9edd3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentHoldingsTextBlock_019ed137-3a1c-760b-9a35-de2a9eb7f2f4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentHoldingsTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsAbstract_019ed137-3a1c-7b36-86fc-8134a4e9edd3" xlink:to="loc_us-gaap_InvestmentHoldingsTextBlock_019ed137-3a1c-760b-9a35-de2a9eb7f2f4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/BusinessCombination" xlink:type="simple" xlink:href="nni-20260630.xsd#BusinessCombination"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/BusinessCombination" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationAndAssetAcquisitionAbstract_019ed137-3a1c-7640-bce9-ed72a8c5bd4c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessCombinationAndAssetAcquisitionAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationDisclosureTextBlock_019ed137-3a1c-71a9-aedd-0b0df91b2d2b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessCombinationDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationAndAssetAcquisitionAbstract_019ed137-3a1c-7640-bce9-ed72a8c5bd4c" xlink:to="loc_us-gaap_BusinessCombinationDisclosureTextBlock_019ed137-3a1c-71a9-aedd-0b0df91b2d2b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/IntangibleAssets" xlink:type="simple" xlink:href="nni-20260630.xsd#IntangibleAssets"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/IntangibleAssets" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract_019ed137-3a1c-7bbc-a36d-1a4178ab124f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IntangibleAssetsDisclosureTextBlock_019ed137-3a1c-7bc7-a30e-e21403091a1d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IntangibleAssetsDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract_019ed137-3a1c-7bbc-a36d-1a4178ab124f" xlink:to="loc_us-gaap_IntangibleAssetsDisclosureTextBlock_019ed137-3a1c-7bc7-a30e-e21403091a1d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/Goodwill" xlink:type="simple" xlink:href="nni-20260630.xsd#Goodwill"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/Goodwill" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_nni_GoodwillAbstract_019ed137-3a1c-747d-b36c-c6fd1f7e8530" xlink:href="nni-20260630.xsd#nni_GoodwillAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillDisclosureTextBlock_019ed137-3a1c-7bd8-877d-0e574c29011a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GoodwillDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_GoodwillAbstract_019ed137-3a1c-747d-b36c-c6fd1f7e8530" xlink:to="loc_us-gaap_GoodwillDisclosureTextBlock_019ed137-3a1c-7bd8-877d-0e574c29011a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/BankDeposits" xlink:type="simple" xlink:href="nni-20260630.xsd#BankDeposits"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/BankDeposits" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepositsAbstract_019ed137-3a1d-7498-b5e0-17414755eb63" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DepositsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepositLiabilitiesDisclosuresTextBlock_019ed137-3a1d-7255-8544-b70432252b29" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DepositLiabilitiesDisclosuresTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_019ed137-3a1d-7498-b5e0-17414755eb63" xlink:to="loc_us-gaap_DepositLiabilitiesDisclosuresTextBlock_019ed137-3a1d-7255-8544-b70432252b29" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/EarningsperCommonShare" xlink:type="simple" xlink:href="nni-20260630.xsd#EarningsperCommonShare"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/EarningsperCommonShare" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_019ed137-3a1d-7d3c-b428-c0b55b1c0821" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareTextBlock_019ed137-3a1d-72c9-8a07-ccc8dd31123e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_019ed137-3a1d-7d3c-b428-c0b55b1c0821" xlink:to="loc_us-gaap_EarningsPerShareTextBlock_019ed137-3a1d-72c9-8a07-ccc8dd31123e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/SegmentReporting" xlink:type="simple" xlink:href="nni-20260630.xsd#SegmentReporting"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/SegmentReporting" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingAbstract_019ed137-3a1d-78a8-860d-87e23b9a34be" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SegmentReportingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingDisclosureTextBlock_019ed137-3a1d-71aa-bfda-85e330a3eca1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SegmentReportingDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_019ed137-3a1d-78a8-860d-87e23b9a34be" xlink:to="loc_us-gaap_SegmentReportingDisclosureTextBlock_019ed137-3a1d-71aa-bfda-85e330a3eca1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/DisaggregatedRevenue" xlink:type="simple" xlink:href="nni-20260630.xsd#DisaggregatedRevenue"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/DisaggregatedRevenue" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerAbstract_019ed137-3a1d-7925-8de8-be20180434d6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RevenueFromContractWithCustomerAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerTextBlock_019ed137-3a1d-7e0c-9aee-bd37fa6fea64" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RevenueFromContractWithCustomerTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenueFromContractWithCustomerAbstract_019ed137-3a1d-7925-8de8-be20180434d6" xlink:to="loc_us-gaap_RevenueFromContractWithCustomerTextBlock_019ed137-3a1d-7e0c-9aee-bd37fa6fea64" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/Reinsurance" xlink:type="simple" xlink:href="nni-20260630.xsd#Reinsurance"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/Reinsurance" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_019ed137-3a1d-7ca3-a9a7-0aef5e83a1ff" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsuranceTextBlock_019ed137-3a1d-7d7b-a5cf-28b469b503c5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReinsuranceTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_019ed137-3a1d-7ca3-a9a7-0aef5e83a1ff" xlink:to="loc_us-gaap_ReinsuranceTextBlock_019ed137-3a1d-7d7b-a5cf-28b469b503c5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/MajorCustomer" xlink:type="simple" xlink:href="nni-20260630.xsd#MajorCustomer"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/MajorCustomer" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RisksAndUncertaintiesAbstract_019ed137-3a1d-7fb4-aa7f-3fdce48eca12" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RisksAndUncertaintiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskDisclosureTextBlock_019ed137-3a1d-7906-a66d-6a7059961fdc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConcentrationRiskDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RisksAndUncertaintiesAbstract_019ed137-3a1d-7fb4-aa7f-3fdce48eca12" xlink:to="loc_us-gaap_ConcentrationRiskDisclosureTextBlock_019ed137-3a1d-7906-a66d-6a7059961fdc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/FairValue" xlink:type="simple" xlink:href="nni-20260630.xsd#FairValue"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/FairValue" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_019ed137-3a1d-7970-9d71-150f711ac6a1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresTextBlock_019ed137-3a1d-74ee-ac62-23847ac047bd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosuresTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_019ed137-3a1d-7970-9d71-150f711ac6a1" xlink:to="loc_us-gaap_FairValueDisclosuresTextBlock_019ed137-3a1d-74ee-ac62-23847ac047bd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/BasisofFinancialReportingPolicies" xlink:type="simple" xlink:href="nni-20260630.xsd#BasisofFinancialReportingPolicies"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/BasisofFinancialReportingPolicies" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_019ed137-3928-7710-a4bc-d56848ee6fe9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_BasisOfFinancialReportingPolicyTextBlock_019ed137-3928-7b79-80a4-b2d520ca9480" xlink:href="nni-20260630.xsd#nni_BasisOfFinancialReportingPolicyTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_019ed137-3928-7710-a4bc-d56848ee6fe9" xlink:to="loc_nni_BasisOfFinancialReportingPolicyTextBlock_019ed137-3928-7b79-80a4-b2d520ca9480" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/LoansandAccruedInterestReceivableandAllowanceforLoanLossesTables" xlink:type="simple" xlink:href="nni-20260630.xsd#LoansandAccruedInterestReceivableandAllowanceforLoanLossesTables"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/LoansandAccruedInterestReceivableandAllowanceforLoanLossesTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_019ed137-3928-7822-806e-06acde4803b3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_019ed137-3928-7c1c-81f2-93f6024f23a4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_019ed137-3928-7822-806e-06acde4803b3" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_019ed137-3928-7c1c-81f2-93f6024f23a4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_FinancingReceivableCreditRatioTableTextBlock_019ed137-3928-7be1-8e7a-df1aee198ac6" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_FinancingReceivableCreditRatioTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_019ed137-3928-7822-806e-06acde4803b3" xlink:to="loc_srt_FinancingReceivableCreditRatioTableTextBlock_019ed137-3928-7be1-8e7a-df1aee198ac6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_019ed137-3928-7e22-aff7-9a19457e13b1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_019ed137-3928-7822-806e-06acde4803b3" xlink:to="loc_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_019ed137-3928-7e22-aff7-9a19457e13b1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PastDueFinancingReceivablesTableTextBlock_019ed137-3928-7746-82a6-829049258bfb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PastDueFinancingReceivablesTableTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_019ed137-3928-7822-806e-06acde4803b3" xlink:to="loc_us-gaap_PastDueFinancingReceivablesTableTextBlock_019ed137-3928-7746-82a6-829049258bfb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock_019ed137-3928-732a-8b40-5d363f3c7eed" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_019ed137-3928-7822-806e-06acde4803b3" xlink:to="loc_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock_019ed137-3928-732a-8b40-5d363f3c7eed" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/BondsandNotesPayableTables" xlink:type="simple" xlink:href="nni-20260630.xsd#BondsandNotesPayableTables"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/BondsandNotesPayableTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_019ed137-3929-735d-b3e7-bfa0cf0c01ac" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfDebtTableTextBlock_019ed137-3929-7508-831c-13291edfbf88" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfDebtTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_019ed137-3929-735d-b3e7-bfa0cf0c01ac" xlink:to="loc_us-gaap_ScheduleOfDebtTableTextBlock_019ed137-3929-7508-831c-13291edfbf88" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfLineOfCreditFacilitiesTextBlock_019ed137-3929-70c2-aabd-b04d00d5ce8a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfLineOfCreditFacilitiesTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_019ed137-3929-735d-b3e7-bfa0cf0c01ac" xlink:to="loc_us-gaap_ScheduleOfLineOfCreditFacilitiesTextBlock_019ed137-3929-70c2-aabd-b04d00d5ce8a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/DerivativeFinancialInstrumentsTables" xlink:type="simple" xlink:href="nni-20260630.xsd#DerivativeFinancialInstrumentsTables"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/DerivativeFinancialInstrumentsTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_019ed137-3929-798b-a7cf-9d33b6b02a77" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfNotionalAmountsOfOutstandingDerivativePositionsTableTextBlock_019ed137-3929-76dd-8503-519af25628f9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfNotionalAmountsOfOutstandingDerivativePositionsTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_019ed137-3929-798b-a7cf-9d33b6b02a77" xlink:to="loc_us-gaap_ScheduleOfNotionalAmountsOfOutstandingDerivativePositionsTableTextBlock_019ed137-3929-76dd-8503-519af25628f9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OffsettingAssetsTableTextBlock_019ed137-3929-70df-a563-be6ea9987002" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OffsettingAssetsTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_019ed137-3929-798b-a7cf-9d33b6b02a77" xlink:to="loc_us-gaap_OffsettingAssetsTableTextBlock_019ed137-3929-70df-a563-be6ea9987002" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OffsettingLiabilitiesTableTextBlock_019ed137-3929-7b43-b878-12a2960f09d6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OffsettingLiabilitiesTableTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_019ed137-3929-798b-a7cf-9d33b6b02a77" xlink:to="loc_us-gaap_OffsettingLiabilitiesTableTextBlock_019ed137-3929-7b43-b878-12a2960f09d6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock_019ed137-3929-7f3c-9d9b-d1ba035bf6d0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_019ed137-3929-798b-a7cf-9d33b6b02a77" xlink:to="loc_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock_019ed137-3929-7f3c-9d9b-d1ba035bf6d0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/InvestmentsandNotesReceivableTables" xlink:type="simple" xlink:href="nni-20260630.xsd#InvestmentsandNotesReceivableTables"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/InvestmentsandNotesReceivableTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsAbstract_019ed137-3a1c-7668-af26-44d85214df6c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SummaryInvestmentHoldingsTextBlock_019ed137-3a1c-73a0-83a5-ddf76de86ea8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SummaryInvestmentHoldingsTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsAbstract_019ed137-3a1c-7668-af26-44d85214df6c" xlink:to="loc_us-gaap_SummaryInvestmentHoldingsTextBlock_019ed137-3a1c-73a0-83a5-ddf76de86ea8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_019ed137-3a1c-7662-8438-94711ef488e0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsAbstract_019ed137-3a1c-7668-af26-44d85214df6c" xlink:to="loc_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_019ed137-3a1c-7662-8438-94711ef488e0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ScheduleOfDebtSecuritiesHeldToMaturityAndBeneficialInterestInSecuritizationTableTextBlock_019ed137-3a1c-7977-b416-cb2c43042eeb" xlink:href="nni-20260630.xsd#nni_ScheduleOfDebtSecuritiesHeldToMaturityAndBeneficialInterestInSecuritizationTableTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsAbstract_019ed137-3a1c-7668-af26-44d85214df6c" xlink:to="loc_nni_ScheduleOfDebtSecuritiesHeldToMaturityAndBeneficialInterestInSecuritizationTableTextBlock_019ed137-3a1c-7977-b416-cb2c43042eeb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock_019ed137-3a1c-7908-a799-285ecb784c25" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsAbstract_019ed137-3a1c-7668-af26-44d85214df6c" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock_019ed137-3a1c-7908-a799-285ecb784c25" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfRealizedGainLossTableTextBlock_019ed137-3a1c-7d61-b0d4-3e6bae8ffadf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfRealizedGainLossTableTextBlock"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsAbstract_019ed137-3a1c-7668-af26-44d85214df6c" xlink:to="loc_us-gaap_ScheduleOfRealizedGainLossTableTextBlock_019ed137-3a1c-7d61-b0d4-3e6bae8ffadf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnInvestmentsTextBlock_019ed137-3a1c-7457-bda2-66e2e61a0548" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GainLossOnInvestmentsTextBlock"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsAbstract_019ed137-3a1c-7668-af26-44d85214df6c" xlink:to="loc_us-gaap_GainLossOnInvestmentsTextBlock_019ed137-3a1c-7457-bda2-66e2e61a0548" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/BusinessCombinationTables" xlink:type="simple" xlink:href="nni-20260630.xsd#BusinessCombinationTables"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/BusinessCombinationTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationAndAssetAcquisitionAbstract_019ed137-3a1c-767c-8dee-4cfa394e96ad" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessCombinationAndAssetAcquisitionAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfRecognizedIdentifiedAssetsAcquiredAndLiabilitiesAssumedTableTextBlock_019ed137-3a1c-7691-b647-ef149914819a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfRecognizedIdentifiedAssetsAcquiredAndLiabilitiesAssumedTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationAndAssetAcquisitionAbstract_019ed137-3a1c-767c-8dee-4cfa394e96ad" xlink:to="loc_us-gaap_ScheduleOfRecognizedIdentifiedAssetsAcquiredAndLiabilitiesAssumedTableTextBlock_019ed137-3a1c-7691-b647-ef149914819a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/IntangibleAssetsTables" xlink:type="simple" xlink:href="nni-20260630.xsd#IntangibleAssetsTables"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/IntangibleAssetsTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract_019ed137-3a1c-7772-a6c6-2f53cb589954" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock_019ed137-3a1c-7126-944f-6f443b4ae6b2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract_019ed137-3a1c-7772-a6c6-2f53cb589954" xlink:to="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock_019ed137-3a1c-7126-944f-6f443b4ae6b2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock_019ed137-3a1c-73eb-81fd-2426741e14fa" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract_019ed137-3a1c-7772-a6c6-2f53cb589954" xlink:to="loc_us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock_019ed137-3a1c-73eb-81fd-2426741e14fa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/GoodwillTables" xlink:type="simple" xlink:href="nni-20260630.xsd#GoodwillTables"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/GoodwillTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_nni_GoodwillAbstract_019ed137-3a1c-7502-83da-4ffc5ed1042a" xlink:href="nni-20260630.xsd#nni_GoodwillAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfGoodwillTextBlock_019ed137-3a1c-7f3a-992d-5731dce394da" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfGoodwillTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_GoodwillAbstract_019ed137-3a1c-7502-83da-4ffc5ed1042a" xlink:to="loc_us-gaap_ScheduleOfGoodwillTextBlock_019ed137-3a1c-7f3a-992d-5731dce394da" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/BankDepositsTables" xlink:type="simple" xlink:href="nni-20260630.xsd#BankDepositsTables"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/BankDepositsTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepositsAbstract_019ed137-3a1d-7bdc-b0f2-a6eeaa0a523e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DepositsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepositLiabilitiesTypeTableTextBlock_019ed137-3a1d-7535-bbf1-c6d3ed5721d8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DepositLiabilitiesTypeTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_019ed137-3a1d-7bdc-b0f2-a6eeaa0a523e" xlink:to="loc_us-gaap_DepositLiabilitiesTypeTableTextBlock_019ed137-3a1d-7535-bbf1-c6d3ed5721d8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDepositMaturitiesTableTextBlock_019ed137-3a1d-7b7b-9b22-f29cdaa96d47" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TimeDepositMaturitiesTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_019ed137-3a1d-7bdc-b0f2-a6eeaa0a523e" xlink:to="loc_us-gaap_TimeDepositMaturitiesTableTextBlock_019ed137-3a1d-7b7b-9b22-f29cdaa96d47" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/EarningsperCommonShareTables" xlink:type="simple" xlink:href="nni-20260630.xsd#EarningsperCommonShareTables"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/EarningsperCommonShareTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_019ed137-3a1d-739e-a254-acb9de0fb361" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_019ed137-3a1d-7101-8d0e-1a4dfb94291c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_019ed137-3a1d-739e-a254-acb9de0fb361" xlink:to="loc_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_019ed137-3a1d-7101-8d0e-1a4dfb94291c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/SegmentReportingTables" xlink:type="simple" xlink:href="nni-20260630.xsd#SegmentReportingTables"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/SegmentReportingTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingAbstract_019ed137-3a1d-7c3a-a7e5-711de92a5f92" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SegmentReportingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock_019ed137-3a1d-77d6-a234-6d5335c82977" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_019ed137-3a1d-7c3a-a7e5-711de92a5f92" xlink:to="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock_019ed137-3a1d-77d6-a234-6d5335c82977" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/DisaggregatedRevenueTables" xlink:type="simple" xlink:href="nni-20260630.xsd#DisaggregatedRevenueTables"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/DisaggregatedRevenueTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerAbstract_019ed137-3a1d-786c-a876-98d5ca948b87" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RevenueFromContractWithCustomerAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisaggregationOfRevenueTableTextBlock_019ed137-3a1d-7e36-9095-4abbf7e4aa85" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DisaggregationOfRevenueTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenueFromContractWithCustomerAbstract_019ed137-3a1d-786c-a876-98d5ca948b87" xlink:to="loc_us-gaap_DisaggregationOfRevenueTableTextBlock_019ed137-3a1d-7e36-9095-4abbf7e4aa85" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ScheduleOfOtherIncomeByComponentTableTextBlock_019ed137-3a1d-7e82-9ec2-c240d19a150a" xlink:href="nni-20260630.xsd#nni_ScheduleOfOtherIncomeByComponentTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenueFromContractWithCustomerAbstract_019ed137-3a1d-786c-a876-98d5ca948b87" xlink:to="loc_nni_ScheduleOfOtherIncomeByComponentTableTextBlock_019ed137-3a1d-7e82-9ec2-c240d19a150a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/ReinsuranceTables" xlink:type="simple" xlink:href="nni-20260630.xsd#ReinsuranceTables"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/ReinsuranceTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_019ed137-3a1d-73bb-9d58-77ef343b8911" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectsOfReinsuranceTableTextBlock_019ed137-3a1d-7cab-b1c1-9c4b97f2a447" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EffectsOfReinsuranceTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_019ed137-3a1d-73bb-9d58-77ef343b8911" xlink:to="loc_us-gaap_EffectsOfReinsuranceTableTextBlock_019ed137-3a1d-7cab-b1c1-9c4b97f2a447" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/FairValueTables" xlink:type="simple" xlink:href="nni-20260630.xsd#FairValueTables"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/FairValueTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_019ed137-3a1d-7a9a-827a-449a3ec63821" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_019ed137-3a1d-72f8-8540-e01c84022a24" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_019ed137-3a1d-7a9a-827a-449a3ec63821" xlink:to="loc_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_019ed137-3a1d-72f8-8540-e01c84022a24" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTextBlock_019ed137-3a1d-761d-a9ca-18eefd27c51c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByBalanceSheetGroupingTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_019ed137-3a1d-7a9a-827a-449a3ec63821" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTextBlock_019ed137-3a1d-761d-a9ca-18eefd27c51c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/LoansandAccruedInterestReceivableandAllowanceforLoanLossesScheduleofLoansReceivableandAccruedInterestReceivableDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#LoansandAccruedInterestReceivableandAllowanceforLoanLossesScheduleofLoansReceivableandAccruedInterestReceivableDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/LoansandAccruedInterestReceivableandAllowanceforLoanLossesScheduleofLoansReceivableandAccruedInterestReceivableDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_019ed137-3928-7f10-ae00-6ebee7d9e7dd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_019ed137-3928-74d4-9fe9-0d51a3301ab9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_019ed137-3928-7f10-ae00-6ebee7d9e7dd" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_019ed137-3928-74d4-9fe9-0d51a3301ab9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_019ed137-3928-768d-9e31-eb247722eb25" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_019ed137-3928-74d4-9fe9-0d51a3301ab9" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_019ed137-3928-768d-9e31-eb247722eb25" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3928-7bfe-aa02-f177130a95a5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_019ed137-3928-768d-9e31-eb247722eb25" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3928-7bfe-aa02-f177130a95a5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentNonNelnetBankMember_019ed137-3928-7151-a23f-3dee8f398329" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentNonNelnetBankMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3928-7bfe-aa02-f177130a95a5" xlink:to="loc_nni_ConsumerPortfolioSegmentNonNelnetBankMember_019ed137-3928-7151-a23f-3dee8f398329" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentFederallyInsuredNonNelnetBankMember_019ed137-3928-709d-ba9d-3b3e73963e08" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentFederallyInsuredNonNelnetBankMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_ConsumerPortfolioSegmentNonNelnetBankMember_019ed137-3928-7151-a23f-3dee8f398329" xlink:to="loc_nni_ConsumerPortfolioSegmentFederallyInsuredNonNelnetBankMember_019ed137-3928-709d-ba9d-3b3e73963e08" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentPrivateEducationLoansNonNelnetBankMember_019ed137-3928-78e9-b377-0a61686795ec" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentPrivateEducationLoansNonNelnetBankMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_ConsumerPortfolioSegmentNonNelnetBankMember_019ed137-3928-7151-a23f-3dee8f398329" xlink:to="loc_nni_ConsumerPortfolioSegmentPrivateEducationLoansNonNelnetBankMember_019ed137-3928-78e9-b377-0a61686795ec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentConsumerLoansAndOtherFinancingReceivablesNonNelnetBankMember_019ed137-3928-765d-91d5-0d591d9fb7ee" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentConsumerLoansAndOtherFinancingReceivablesNonNelnetBankMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_ConsumerPortfolioSegmentNonNelnetBankMember_019ed137-3928-7151-a23f-3dee8f398329" xlink:to="loc_nni_ConsumerPortfolioSegmentConsumerLoansAndOtherFinancingReceivablesNonNelnetBankMember_019ed137-3928-765d-91d5-0d591d9fb7ee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentPayLaterReceivablesNonNelnetBankMember_019ed137-3928-7a43-bb2b-0dea107497d3" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentPayLaterReceivablesNonNelnetBankMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_ConsumerPortfolioSegmentNonNelnetBankMember_019ed137-3928-7151-a23f-3dee8f398329" xlink:to="loc_nni_ConsumerPortfolioSegmentPayLaterReceivablesNonNelnetBankMember_019ed137-3928-7a43-bb2b-0dea107497d3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentNelnetBankMember_019ed137-3928-7284-8847-4421ba26dcf3" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentNelnetBankMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3928-7bfe-aa02-f177130a95a5" xlink:to="loc_nni_ConsumerPortfolioSegmentNelnetBankMember_019ed137-3928-7284-8847-4421ba26dcf3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentFederallyInsuredNelnetBankMember_019ed137-3928-7f99-bab0-0883f32b21c0" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentFederallyInsuredNelnetBankMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_ConsumerPortfolioSegmentNelnetBankMember_019ed137-3928-7284-8847-4421ba26dcf3" xlink:to="loc_nni_ConsumerPortfolioSegmentFederallyInsuredNelnetBankMember_019ed137-3928-7f99-bab0-0883f32b21c0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentPrivateEducationLoansNelnetBankMember_019ed137-3928-7d3f-a705-9bcbcf548479" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentPrivateEducationLoansNelnetBankMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_ConsumerPortfolioSegmentNelnetBankMember_019ed137-3928-7284-8847-4421ba26dcf3" xlink:to="loc_nni_ConsumerPortfolioSegmentPrivateEducationLoansNelnetBankMember_019ed137-3928-7d3f-a705-9bcbcf548479" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentConsumerAndOtherLoansNelnetBankMember_019ed137-3928-7f86-82b1-e90c6100bcc2" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentConsumerAndOtherLoansNelnetBankMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_ConsumerPortfolioSegmentNelnetBankMember_019ed137-3928-7284-8847-4421ba26dcf3" xlink:to="loc_nni_ConsumerPortfolioSegmentConsumerAndOtherLoansNelnetBankMember_019ed137-3928-7f86-82b1-e90c6100bcc2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_019ed137-3928-76f1-8660-e7b7c9d77fe3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_019ed137-3928-74d4-9fe9-0d51a3301ab9" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_019ed137-3928-76f1-8660-e7b7c9d77fe3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_019ed137-3928-7e4e-b18f-176f2ba956e4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_019ed137-3928-76f1-8660-e7b7c9d77fe3" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_019ed137-3928-7e4e-b18f-176f2ba956e4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_StudentLoanStaffordAndOtherMember_019ed137-3928-79ad-a54f-81c501afaa9e" xlink:href="nni-20260630.xsd#nni_StudentLoanStaffordAndOtherMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_019ed137-3928-7e4e-b18f-176f2ba956e4" xlink:to="loc_nni_StudentLoanStaffordAndOtherMember_019ed137-3928-79ad-a54f-81c501afaa9e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_StudentLoanConsolidationLoanMember_019ed137-3928-76d4-92fe-69feb313cc1b" xlink:href="nni-20260630.xsd#nni_StudentLoanConsolidationLoanMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_019ed137-3928-7e4e-b18f-176f2ba956e4" xlink:to="loc_nni_StudentLoanConsolidationLoanMember_019ed137-3928-76d4-92fe-69feb313cc1b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_StudentLoanFederallyInsuredLoanSecuritizationMember_019f27a7-ef1d-7a9f-a05c-5aaf2946d8ed" xlink:href="nni-20260630.xsd#nni_StudentLoanFederallyInsuredLoanSecuritizationMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_019ed137-3928-7e4e-b18f-176f2ba956e4" xlink:to="loc_nni_StudentLoanFederallyInsuredLoanSecuritizationMember_019f27a7-ef1d-7a9f-a05c-5aaf2946d8ed" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_019ed137-3928-7e51-928f-94b12f775bd3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_019ed137-3928-74d4-9fe9-0d51a3301ab9" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_019ed137-3928-7e51-928f-94b12f775bd3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_019ed137-3928-70a6-a680-eee18dc7a63a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_019ed137-3928-7e51-928f-94b12f775bd3" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_019ed137-3928-70a6-a680-eee18dc7a63a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss_019ed137-3928-78e9-8be0-17adc2976b3b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_019ed137-3928-7e51-928f-94b12f775bd3" xlink:to="loc_us-gaap_FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss_019ed137-3928-78e9-8be0-17adc2976b3b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_FinancingReceivableUnamortizedLoanCostFeePurchasePremiumDiscountAndDeferredLenderFee_019ed137-3928-7e6b-9eeb-fa2acdb7ac8d" xlink:href="nni-20260630.xsd#nni_FinancingReceivableUnamortizedLoanCostFeePurchasePremiumDiscountAndDeferredLenderFee"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_019ed137-3928-7e51-928f-94b12f775bd3" xlink:to="loc_nni_FinancingReceivableUnamortizedLoanCostFeePurchasePremiumDiscountAndDeferredLenderFee_019ed137-3928-7e6b-9eeb-fa2acdb7ac8d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_019ed137-3928-77fe-99cd-2883de5c843f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_019ed137-3928-7e51-928f-94b12f775bd3" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_019ed137-3928-77fe-99cd-2883de5c843f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NotesReceivableNet_019ed137-3928-769d-89d6-9c2af27b5138" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NotesReceivableNet"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_019ed137-3928-7e51-928f-94b12f775bd3" xlink:to="loc_us-gaap_NotesReceivableNet_019ed137-3928-769d-89d6-9c2af27b5138" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/LoansandAccruedInterestReceivableandAllowanceforLoanLossesScheduleofAllowanceforLoanLossesasaPercentageoftheEndingBalanceDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#LoansandAccruedInterestReceivableandAllowanceforLoanLossesScheduleofAllowanceforLoanLossesasaPercentageoftheEndingBalanceDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/LoansandAccruedInterestReceivableandAllowanceforLoanLossesScheduleofAllowanceforLoanLossesasaPercentageoftheEndingBalanceDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_019ed137-3928-7bc4-8d6c-91e45a9f1893" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_FinancingReceivableCreditRatioTable_019ed137-3928-7db4-8f55-2afd674c3060" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_FinancingReceivableCreditRatioTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_019ed137-3928-7bc4-8d6c-91e45a9f1893" xlink:to="loc_srt_FinancingReceivableCreditRatioTable_019ed137-3928-7db4-8f55-2afd674c3060" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_019ed137-3928-7a5a-b7da-eb44807fd234" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_FinancingReceivableCreditRatioTable_019ed137-3928-7db4-8f55-2afd674c3060" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_019ed137-3928-7a5a-b7da-eb44807fd234" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3928-79df-86c6-20f8d2971591" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_019ed137-3928-7a5a-b7da-eb44807fd234" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3928-79df-86c6-20f8d2971591" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentFederallyInsuredNonNelnetBankMember_019ed137-3928-7052-ba79-d093e2ec50d5" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentFederallyInsuredNonNelnetBankMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3928-79df-86c6-20f8d2971591" xlink:to="loc_nni_ConsumerPortfolioSegmentFederallyInsuredNonNelnetBankMember_019ed137-3928-7052-ba79-d093e2ec50d5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentPrivateEducationLoansNonNelnetBankMember_019ed137-3928-70e0-b482-30cc17bf804a" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentPrivateEducationLoansNonNelnetBankMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3928-79df-86c6-20f8d2971591" xlink:to="loc_nni_ConsumerPortfolioSegmentPrivateEducationLoansNonNelnetBankMember_019ed137-3928-70e0-b482-30cc17bf804a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentConsumerLoansAndOtherFinancingReceivablesNonNelnetBankMember_019ed137-3928-71cc-8c2c-9ab7423d4975" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentConsumerLoansAndOtherFinancingReceivablesNonNelnetBankMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3928-79df-86c6-20f8d2971591" xlink:to="loc_nni_ConsumerPortfolioSegmentConsumerLoansAndOtherFinancingReceivablesNonNelnetBankMember_019ed137-3928-71cc-8c2c-9ab7423d4975" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentFederallyInsuredNelnetBankMember_019ed137-3928-72a3-9467-71246515fa35" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentFederallyInsuredNelnetBankMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3928-79df-86c6-20f8d2971591" xlink:to="loc_nni_ConsumerPortfolioSegmentFederallyInsuredNelnetBankMember_019ed137-3928-72a3-9467-71246515fa35" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentPrivateEducationLoansNelnetBankMember_019ed137-3928-7f86-ae1f-6ae4014ece28" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentPrivateEducationLoansNelnetBankMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3928-79df-86c6-20f8d2971591" xlink:to="loc_nni_ConsumerPortfolioSegmentPrivateEducationLoansNelnetBankMember_019ed137-3928-7f86-ae1f-6ae4014ece28" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentConsumerAndOtherLoansNelnetBankMember_019ed137-3928-7b09-a7b9-afa811f91f35" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentConsumerAndOtherLoansNelnetBankMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3928-79df-86c6-20f8d2971591" xlink:to="loc_nni_ConsumerPortfolioSegmentConsumerAndOtherLoansNelnetBankMember_019ed137-3928-7b09-a7b9-afa811f91f35" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_FinancingReceivableCreditRatioLineItems_019ed137-3928-739d-a699-2143fc20c14e" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_FinancingReceivableCreditRatioLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_FinancingReceivableCreditRatioTable_019ed137-3928-7db4-8f55-2afd674c3060" xlink:to="loc_srt_FinancingReceivableCreditRatioLineItems_019ed137-3928-739d-a699-2143fc20c14e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_FinancingReceivableAllowanceForCreditLossToOutstandingPercent_019ed137-3928-7725-82db-5c696fd081a9" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_FinancingReceivableAllowanceForCreditLossToOutstandingPercent"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_FinancingReceivableCreditRatioLineItems_019ed137-3928-739d-a699-2143fc20c14e" xlink:to="loc_srt_FinancingReceivableAllowanceForCreditLossToOutstandingPercent_019ed137-3928-7725-82db-5c696fd081a9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_FinancingReceivableAllowanceForCreditLossToRiskSharingComponentNotCoveredByTheFederalGuarantyPercent_019ed137-3928-7cb0-bc12-9f7e4b27c908" xlink:href="nni-20260630.xsd#nni_FinancingReceivableAllowanceForCreditLossToRiskSharingComponentNotCoveredByTheFederalGuarantyPercent"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_FinancingReceivableCreditRatioLineItems_019ed137-3928-739d-a699-2143fc20c14e" xlink:to="loc_nni_FinancingReceivableAllowanceForCreditLossToRiskSharingComponentNotCoveredByTheFederalGuarantyPercent_019ed137-3928-7cb0-bc12-9f7e4b27c908" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/LoansandAccruedInterestReceivableandAllowanceforLoanLossesScheduleofAllowanceforLoanLossesDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#LoansandAccruedInterestReceivableandAllowanceforLoanLossesScheduleofAllowanceforLoanLossesDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/LoansandAccruedInterestReceivableandAllowanceforLoanLossesScheduleofAllowanceforLoanLossesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_019ed137-3928-71a6-a67a-64cf45de1d28" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_019ed137-3928-7828-aa64-b39b31b7e685" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_019ed137-3928-71a6-a67a-64cf45de1d28" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_019ed137-3928-7828-aa64-b39b31b7e685" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_019ed137-3928-7324-be87-98c9b8fddedc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_019ed137-3928-7828-aa64-b39b31b7e685" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_019ed137-3928-7324-be87-98c9b8fddedc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3928-7c05-a163-91b83d80de69" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_019ed137-3928-7324-be87-98c9b8fddedc" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3928-7c05-a163-91b83d80de69" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentFederallyInsuredNonNelnetBankMember_019ed137-3928-7ba9-ae7f-a2ea17603d57" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentFederallyInsuredNonNelnetBankMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3928-7c05-a163-91b83d80de69" xlink:to="loc_nni_ConsumerPortfolioSegmentFederallyInsuredNonNelnetBankMember_019ed137-3928-7ba9-ae7f-a2ea17603d57" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentPrivateEducationLoansNonNelnetBankMember_019ed137-3928-7246-b03e-e202bf604fa0" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentPrivateEducationLoansNonNelnetBankMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3928-7c05-a163-91b83d80de69" xlink:to="loc_nni_ConsumerPortfolioSegmentPrivateEducationLoansNonNelnetBankMember_019ed137-3928-7246-b03e-e202bf604fa0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentConsumerLoansAndOtherFinancingReceivablesNonNelnetBankMember_019ed137-3928-73b9-93d2-236182edfd8b" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentConsumerLoansAndOtherFinancingReceivablesNonNelnetBankMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3928-7c05-a163-91b83d80de69" xlink:to="loc_nni_ConsumerPortfolioSegmentConsumerLoansAndOtherFinancingReceivablesNonNelnetBankMember_019ed137-3928-73b9-93d2-236182edfd8b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentFederallyInsuredNelnetBankMember_019ed137-3928-7bd4-b3f7-5a3d74587972" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentFederallyInsuredNelnetBankMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3928-7c05-a163-91b83d80de69" xlink:to="loc_nni_ConsumerPortfolioSegmentFederallyInsuredNelnetBankMember_019ed137-3928-7bd4-b3f7-5a3d74587972" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentPrivateEducationLoansNelnetBankMember_019ed137-3928-7706-8df1-c6e84c864c48" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentPrivateEducationLoansNelnetBankMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3928-7c05-a163-91b83d80de69" xlink:to="loc_nni_ConsumerPortfolioSegmentPrivateEducationLoansNelnetBankMember_019ed137-3928-7706-8df1-c6e84c864c48" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentConsumerAndOtherLoansNelnetBankMember_019ed137-3928-7d9f-afd1-862e6fe0ad7b" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentConsumerAndOtherLoansNelnetBankMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3928-7c05-a163-91b83d80de69" xlink:to="loc_nni_ConsumerPortfolioSegmentConsumerAndOtherLoansNelnetBankMember_019ed137-3928-7d9f-afd1-862e6fe0ad7b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_019ed137-3928-759a-b591-ed3936b4ea1e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_019ed137-3928-7828-aa64-b39b31b7e685" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_019ed137-3928-759a-b591-ed3936b4ea1e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_019ed137-3928-7abd-b50a-3616f6f907f4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_019ed137-3928-759a-b591-ed3936b4ea1e" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_019ed137-3928-7abd-b50a-3616f6f907f4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_019ed137-3928-7e12-bab5-129e614862a9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_019ed137-3928-7abd-b50a-3616f6f907f4" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_019ed137-3928-7e12-bab5-129e614862a9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProvisionForLoanLossesExpensed_019ed137-3928-753d-97d5-61b76730c0f1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProvisionForLoanLossesExpensed"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_019ed137-3928-7abd-b50a-3616f6f907f4" xlink:to="loc_us-gaap_ProvisionForLoanLossesExpensed_019ed137-3928-753d-97d5-61b76730c0f1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_019ed137-3928-73ce-aa2a-dcd3e08da12d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_019ed137-3928-7abd-b50a-3616f6f907f4" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs_019ed137-3928-73ce-aa2a-dcd3e08da12d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_019ed137-3928-7980-9b46-f56b8727bc24" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_019ed137-3928-7abd-b50a-3616f6f907f4" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery_019ed137-3928-7980-9b46-f56b8727bc24" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossPurchasedWithCreditDeteriorationIncrease_019f27ab-b93a-7c9f-ac10-2644ea107804" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossPurchasedWithCreditDeteriorationIncrease"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_019ed137-3928-7abd-b50a-3616f6f907f4" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossPurchasedWithCreditDeteriorationIncrease_019f27ab-b93a-7c9f-ac10-2644ea107804" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_PurchaseSaleofFinancingReceivables_019ed137-3928-7e4e-9027-429811e50859" xlink:href="nni-20260630.xsd#nni_PurchaseSaleofFinancingReceivables"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_019ed137-3928-7abd-b50a-3616f6f907f4" xlink:to="loc_nni_PurchaseSaleofFinancingReceivables_019ed137-3928-7e4e-9027-429811e50859" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_019ed137-3928-752a-9a77-65b730ad9805" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_019ed137-3928-7abd-b50a-3616f6f907f4" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_019ed137-3928-752a-9a77-65b730ad9805" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/LoansandAccruedInterestReceivableandAllowanceforLoanLossesScheduleofNetChargeoffsasaPercentageofAverageLoansDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#LoansandAccruedInterestReceivableandAllowanceforLoanLossesScheduleofNetChargeoffsasaPercentageofAverageLoansDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/LoansandAccruedInterestReceivableandAllowanceforLoanLossesScheduleofNetChargeoffsasaPercentageofAverageLoansDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_019ed137-3928-7e9b-a03b-7568ed96f90a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_FinancingReceivableCreditRatioTable_019ed137-3928-7de5-9a4b-ac63e0eb8014" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_FinancingReceivableCreditRatioTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_019ed137-3928-7e9b-a03b-7568ed96f90a" xlink:to="loc_srt_FinancingReceivableCreditRatioTable_019ed137-3928-7de5-9a4b-ac63e0eb8014" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_019ed137-3928-7ee6-b956-d62890ee6cc9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_FinancingReceivableCreditRatioTable_019ed137-3928-7de5-9a4b-ac63e0eb8014" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_019ed137-3928-7ee6-b956-d62890ee6cc9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3928-76c6-8fdc-fcf89cbe27eb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_019ed137-3928-7ee6-b956-d62890ee6cc9" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3928-76c6-8fdc-fcf89cbe27eb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentFederallyInsuredNonNelnetBankMember_019ed137-3928-7d03-b287-2b987419df30" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentFederallyInsuredNonNelnetBankMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3928-76c6-8fdc-fcf89cbe27eb" xlink:to="loc_nni_ConsumerPortfolioSegmentFederallyInsuredNonNelnetBankMember_019ed137-3928-7d03-b287-2b987419df30" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentPrivateEducationLoansNonNelnetBankMember_019ed137-3928-7e52-898a-651998787b44" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentPrivateEducationLoansNonNelnetBankMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3928-76c6-8fdc-fcf89cbe27eb" xlink:to="loc_nni_ConsumerPortfolioSegmentPrivateEducationLoansNonNelnetBankMember_019ed137-3928-7e52-898a-651998787b44" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentConsumerLoansAndOtherFinancingReceivablesNonNelnetBankMember_019ed137-3928-72d1-bd26-85ac0bfc3135" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentConsumerLoansAndOtherFinancingReceivablesNonNelnetBankMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3928-76c6-8fdc-fcf89cbe27eb" xlink:to="loc_nni_ConsumerPortfolioSegmentConsumerLoansAndOtherFinancingReceivablesNonNelnetBankMember_019ed137-3928-72d1-bd26-85ac0bfc3135" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentFederallyInsuredNelnetBankMember_019ed137-3928-7294-be6b-adb636c18af5" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentFederallyInsuredNelnetBankMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3928-76c6-8fdc-fcf89cbe27eb" xlink:to="loc_nni_ConsumerPortfolioSegmentFederallyInsuredNelnetBankMember_019ed137-3928-7294-be6b-adb636c18af5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentPrivateEducationLoansNelnetBankMember_019ed137-3928-7cc5-933a-7cfff326b167" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentPrivateEducationLoansNelnetBankMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3928-76c6-8fdc-fcf89cbe27eb" xlink:to="loc_nni_ConsumerPortfolioSegmentPrivateEducationLoansNelnetBankMember_019ed137-3928-7cc5-933a-7cfff326b167" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentConsumerAndOtherLoansNelnetBankMember_019ed137-3928-79b5-a968-509add3d1a33" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentConsumerAndOtherLoansNelnetBankMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3928-76c6-8fdc-fcf89cbe27eb" xlink:to="loc_nni_ConsumerPortfolioSegmentConsumerAndOtherLoansNelnetBankMember_019ed137-3928-79b5-a968-509add3d1a33" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_FinancingReceivableCreditRatioLineItems_019ed137-3928-7aa9-b394-cd28959683a0" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_FinancingReceivableCreditRatioLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_FinancingReceivableCreditRatioTable_019ed137-3928-7de5-9a4b-ac63e0eb8014" xlink:to="loc_srt_FinancingReceivableCreditRatioLineItems_019ed137-3928-7aa9-b394-cd28959683a0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_FinancingReceivableWriteoffAfterRecoveryToAverageOutstandingPercent_019ed137-3928-70d2-bf19-ce8c9f7f46bc" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_FinancingReceivableWriteoffAfterRecoveryToAverageOutstandingPercent"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_FinancingReceivableCreditRatioLineItems_019ed137-3928-7aa9-b394-cd28959683a0" xlink:to="loc_srt_FinancingReceivableWriteoffAfterRecoveryToAverageOutstandingPercent_019ed137-3928-70d2-bf19-ce8c9f7f46bc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/LoansandAccruedInterestReceivableandAllowanceforLoanLossesNarrativeDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#LoansandAccruedInterestReceivableandAllowanceforLoanLossesNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/LoansandAccruedInterestReceivableandAllowanceforLoanLossesNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_019ed137-3928-72a0-b040-e61fce44e807" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_019ed137-3928-799b-b245-55283cc474b7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_019ed137-3928-72a0-b040-e61fce44e807" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_019ed137-3928-799b-b245-55283cc474b7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_019ed137-3928-7bec-b13c-7e59d4e4db3e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_019ed137-3928-799b-b245-55283cc474b7" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_019ed137-3928-7bec-b13c-7e59d4e4db3e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3928-7e93-bb9b-7d3975cc9d69" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_019ed137-3928-7bec-b13c-7e59d4e4db3e" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3928-7e93-bb9b-7d3975cc9d69" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentUnfundedPrivateEducationLoanAndOtherLoanCommitmentsMember_019ed137-3928-7b56-8950-2ac4bc2acb97" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentUnfundedPrivateEducationLoanAndOtherLoanCommitmentsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3928-7e93-bb9b-7d3975cc9d69" xlink:to="loc_nni_ConsumerPortfolioSegmentUnfundedPrivateEducationLoanAndOtherLoanCommitmentsMember_019ed137-3928-7b56-8950-2ac4bc2acb97" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_019ed137-3928-7303-bed6-6816876108d7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_019ed137-3928-799b-b245-55283cc474b7" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_019ed137-3928-7303-bed6-6816876108d7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OffBalanceSheetCreditLossLiability_019ed137-3928-78c8-9750-79690d783a47" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OffBalanceSheetCreditLossLiability"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_019ed137-3928-7303-bed6-6816876108d7" xlink:to="loc_us-gaap_OffBalanceSheetCreditLossLiability_019ed137-3928-78c8-9750-79690d783a47" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability_019ed137-3928-78be-940f-9e6586512aa2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_019ed137-3928-7303-bed6-6816876108d7" xlink:to="loc_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability_019ed137-3928-78be-940f-9e6586512aa2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/LoansandAccruedInterestReceivableandAllowanceforLoanLossesScheduleofUnfundedLoanCommitmentsDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#LoansandAccruedInterestReceivableandAllowanceforLoanLossesScheduleofUnfundedLoanCommitmentsDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/LoansandAccruedInterestReceivableandAllowanceforLoanLossesScheduleofUnfundedLoanCommitmentsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_019ed137-3928-704a-9dcd-e2d5d9f72e26" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProvisionForLoanLossesExpensed_019ed137-3929-7a5a-b2c8-158712acff22" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProvisionForLoanLossesExpensed"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_019ed137-3928-704a-9dcd-e2d5d9f72e26" xlink:to="loc_us-gaap_ProvisionForLoanLossesExpensed_019ed137-3929-7a5a-b2c8-158712acff22" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal_019ed137-3929-72ca-b4be-8f7143a72714" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_019ed137-3928-704a-9dcd-e2d5d9f72e26" xlink:to="loc_us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal_019ed137-3929-72ca-b4be-8f7143a72714" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_FinancingReceivableCreditLossIncludingOffBalanceLiabilitiesExpenseReversal_019ed137-3929-7821-a237-8d3385f6f750" xlink:href="nni-20260630.xsd#nni_FinancingReceivableCreditLossIncludingOffBalanceLiabilitiesExpenseReversal"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_019ed137-3928-704a-9dcd-e2d5d9f72e26" xlink:to="loc_nni_FinancingReceivableCreditLossIncludingOffBalanceLiabilitiesExpenseReversal_019ed137-3929-7821-a237-8d3385f6f750" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/LoansandAccruedInterestReceivableandAllowanceforLoanLossesScheduleofLoanStatusandDelinquenciesDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#LoansandAccruedInterestReceivableandAllowanceforLoanLossesScheduleofLoanStatusandDelinquenciesDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/LoansandAccruedInterestReceivableandAllowanceforLoanLossesScheduleofLoanStatusandDelinquenciesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_019ed137-3929-7c59-ac89-310f2cb53cb3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_019ed137-3929-76c0-a61b-3f101b0de8bc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_019ed137-3929-7c59-ac89-310f2cb53cb3" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_019ed137-3929-76c0-a61b-3f101b0de8bc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_019ed137-3929-7072-9adb-dd6026e1190f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_019ed137-3929-76c0-a61b-3f101b0de8bc" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_019ed137-3929-7072-9adb-dd6026e1190f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3929-7da6-b8ca-7c2e94e74a74" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_019ed137-3929-7072-9adb-dd6026e1190f" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3929-7da6-b8ca-7c2e94e74a74" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentFederallyInsuredNonNelnetBankMember_019ed137-3929-7ab2-8a3f-1e46effdde9d" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentFederallyInsuredNonNelnetBankMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3929-7da6-b8ca-7c2e94e74a74" xlink:to="loc_nni_ConsumerPortfolioSegmentFederallyInsuredNonNelnetBankMember_019ed137-3929-7ab2-8a3f-1e46effdde9d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentPrivateEducationLoansNonNelnetBankMember_019ed137-3929-7480-80a0-984514327601" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentPrivateEducationLoansNonNelnetBankMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3929-7da6-b8ca-7c2e94e74a74" xlink:to="loc_nni_ConsumerPortfolioSegmentPrivateEducationLoansNonNelnetBankMember_019ed137-3929-7480-80a0-984514327601" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentConsumerLoansAndOtherFinancingReceivablesNonNelnetBankMember_019ed137-3929-721d-b8ad-1c2db00d0641" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentConsumerLoansAndOtherFinancingReceivablesNonNelnetBankMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3929-7da6-b8ca-7c2e94e74a74" xlink:to="loc_nni_ConsumerPortfolioSegmentConsumerLoansAndOtherFinancingReceivablesNonNelnetBankMember_019ed137-3929-721d-b8ad-1c2db00d0641" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentFederallyInsuredLoansNelnetBankMember_019ed137-3929-750f-8a96-24d06cbce536" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentFederallyInsuredLoansNelnetBankMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3929-7da6-b8ca-7c2e94e74a74" xlink:to="loc_nni_ConsumerPortfolioSegmentFederallyInsuredLoansNelnetBankMember_019ed137-3929-750f-8a96-24d06cbce536" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentPrivateEducationLoansNelnetBankMember_019ed137-3929-7a1f-aca2-33cd67367440" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentPrivateEducationLoansNelnetBankMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3929-7da6-b8ca-7c2e94e74a74" xlink:to="loc_nni_ConsumerPortfolioSegmentPrivateEducationLoansNelnetBankMember_019ed137-3929-7a1f-aca2-33cd67367440" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentConsumerAndOtherLoansNelnetBankMember_019ed137-3929-781c-95ff-65f9e1f58a8c" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentConsumerAndOtherLoansNelnetBankMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3929-7da6-b8ca-7c2e94e74a74" xlink:to="loc_nni_ConsumerPortfolioSegmentConsumerAndOtherLoansNelnetBankMember_019ed137-3929-781c-95ff-65f9e1f58a8c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_019ed137-3929-7ba9-ba72-22076777a46e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablesPeriodPastDueAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_019ed137-3929-76c0-a61b-3f101b0de8bc" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_019ed137-3929-7ba9-ba72-22076777a46e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_019ed137-3929-7bc1-b703-5598ac14117c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_019ed137-3929-7ba9-ba72-22076777a46e" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_019ed137-3929-7bc1-b703-5598ac14117c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialAssetNotPastDueMember_019ed137-3929-7a71-845b-84c1c6ba6da5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialAssetNotPastDueMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_019ed137-3929-7bc1-b703-5598ac14117c" xlink:to="loc_us-gaap_FinancialAssetNotPastDueMember_019ed137-3929-7a71-845b-84c1c6ba6da5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivables30To59DaysPastDueMember_019ed137-3929-7b77-a3bf-2485c0cc726c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivables30To59DaysPastDueMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_019ed137-3929-7bc1-b703-5598ac14117c" xlink:to="loc_us-gaap_FinancingReceivables30To59DaysPastDueMember_019ed137-3929-7b77-a3bf-2485c0cc726c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_FinancingReceivables31To60DaysPastDueMember_019ed137-3929-7781-b949-577426fdedc0" xlink:href="nni-20260630.xsd#nni_FinancingReceivables31To60DaysPastDueMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_019ed137-3929-7bc1-b703-5598ac14117c" xlink:to="loc_nni_FinancingReceivables31To60DaysPastDueMember_019ed137-3929-7781-b949-577426fdedc0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivables60To89DaysPastDueMember_019ed137-3929-71aa-a47a-89f0eac4f6e8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivables60To89DaysPastDueMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_019ed137-3929-7bc1-b703-5598ac14117c" xlink:to="loc_us-gaap_FinancingReceivables60To89DaysPastDueMember_019ed137-3929-71aa-a47a-89f0eac4f6e8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_FinancingReceivables61to90DaysPastDueMember_019ed137-3929-7e3d-9073-5282b1ac966f" xlink:href="nni-20260630.xsd#nni_FinancingReceivables61to90DaysPastDueMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_019ed137-3929-7bc1-b703-5598ac14117c" xlink:to="loc_nni_FinancingReceivables61to90DaysPastDueMember_019ed137-3929-7e3d-9073-5282b1ac966f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_Financingreceivables91120dayspastdueMember_019ed137-3929-72b3-b779-0bbd9a30df44" xlink:href="nni-20260630.xsd#nni_Financingreceivables91120dayspastdueMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_019ed137-3929-7bc1-b703-5598ac14117c" xlink:to="loc_nni_Financingreceivables91120dayspastdueMember_019ed137-3929-72b3-b779-0bbd9a30df44" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_FinancingReceivables90119DaysPastDueMember_019ed137-3929-75c4-a902-ca9f789044c1" xlink:href="nni-20260630.xsd#nni_FinancingReceivables90119DaysPastDueMember"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_019ed137-3929-7bc1-b703-5598ac14117c" xlink:to="loc_nni_FinancingReceivables90119DaysPastDueMember_019ed137-3929-75c4-a902-ca9f789044c1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_019ed137-3929-72cc-b634-befc6fea48e5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_019ed137-3929-7bc1-b703-5598ac14117c" xlink:to="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_019ed137-3929-72cc-b634-befc6fea48e5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_FinancingReceivablesEqualtoGreaterthan91DaysPastDueMember_019ed137-3929-71ca-b2d7-b070b14f4778" xlink:href="nni-20260630.xsd#nni_FinancingReceivablesEqualtoGreaterthan91DaysPastDueMember"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_019ed137-3929-7bc1-b703-5598ac14117c" xlink:to="loc_nni_FinancingReceivablesEqualtoGreaterthan91DaysPastDueMember_019ed137-3929-71ca-b2d7-b070b14f4778" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_Financingreceivables121270dayspastdueMember_019ed137-3929-7f27-a7b3-78d92d7ae468" xlink:href="nni-20260630.xsd#nni_Financingreceivables121270dayspastdueMember"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_019ed137-3929-7bc1-b703-5598ac14117c" xlink:to="loc_nni_Financingreceivables121270dayspastdueMember_019ed137-3929-7f27-a7b3-78d92d7ae468" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_FinancingReceivables120270DaysPastDueMember_019ed137-3929-756d-9746-328573ffda38" xlink:href="nni-20260630.xsd#nni_FinancingReceivables120270DaysPastDueMember"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_019ed137-3929-7bc1-b703-5598ac14117c" xlink:to="loc_nni_FinancingReceivables120270DaysPastDueMember_019ed137-3929-756d-9746-328573ffda38" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_Financingreceivables271daysorgreaterpastdueMember_019ed137-3929-76f9-93e3-d3562d331d2a" xlink:href="nni-20260630.xsd#nni_Financingreceivables271daysorgreaterpastdueMember"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_019ed137-3929-7bc1-b703-5598ac14117c" xlink:to="loc_nni_Financingreceivables271daysorgreaterpastdueMember_019ed137-3929-76f9-93e3-d3562d331d2a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_019ed137-3929-71ad-b2cd-1eae41a5a453" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_019ed137-3929-76c0-a61b-3f101b0de8bc" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_019ed137-3929-71ad-b2cd-1eae41a5a453" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_LoansInSchoolGraceAndDeferment_019ed137-3929-752f-a3d1-384e84c0b2cd" xlink:href="nni-20260630.xsd#nni_LoansInSchoolGraceAndDeferment"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_019ed137-3929-71ad-b2cd-1eae41a5a453" xlink:to="loc_nni_LoansInSchoolGraceAndDeferment_019ed137-3929-752f-a3d1-384e84c0b2cd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_LoansInSchoolGraceAndDefermentPercent_019ed137-3929-7b31-a0fd-a50a51ac4a94" xlink:href="nni-20260630.xsd#nni_LoansInSchoolGraceAndDefermentPercent"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_019ed137-3929-71ad-b2cd-1eae41a5a453" xlink:to="loc_nni_LoansInSchoolGraceAndDefermentPercent_019ed137-3929-7b31-a0fd-a50a51ac4a94" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_LoansInForbearance_019ed137-3929-7e4d-8c80-a427d6cf46db" xlink:href="nni-20260630.xsd#nni_LoansInForbearance"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_019ed137-3929-71ad-b2cd-1eae41a5a453" xlink:to="loc_nni_LoansInForbearance_019ed137-3929-7e4d-8c80-a427d6cf46db" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_LoansInForbearancePercent_019ed137-3929-7db4-b841-9f2cb24abfbc" xlink:href="nni-20260630.xsd#nni_LoansInForbearancePercent"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_019ed137-3929-71ad-b2cd-1eae41a5a453" xlink:to="loc_nni_LoansInForbearancePercent_019ed137-3929-7db4-b841-9f2cb24abfbc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_LoansInRepaymentStatusAbstract_019ed137-3929-7e56-8eb9-be0de1c71944" xlink:href="nni-20260630.xsd#nni_LoansInRepaymentStatusAbstract"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_019ed137-3929-71ad-b2cd-1eae41a5a453" xlink:to="loc_nni_LoansInRepaymentStatusAbstract_019ed137-3929-7e56-8eb9-be0de1c71944" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_019ed137-3929-7bff-9bfc-8a81cc4415ba" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_LoansInRepaymentStatusAbstract_019ed137-3929-7e56-8eb9-be0de1c71944" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_019ed137-3929-7bff-9bfc-8a81cc4415ba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_LoansInRepaymentCurrentInPercentage_019ed137-3929-79c9-a3b0-ce7ca1606c12" xlink:href="nni-20260630.xsd#nni_LoansInRepaymentCurrentInPercentage"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_LoansInRepaymentStatusAbstract_019ed137-3929-7e56-8eb9-be0de1c71944" xlink:to="loc_nni_LoansInRepaymentCurrentInPercentage_019ed137-3929-79c9-a3b0-ce7ca1606c12" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePercentPastDue1_019ed137-3929-7743-9098-a963e613c831" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablePercentPastDue1"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_LoansInRepaymentStatusAbstract_019ed137-3929-7e56-8eb9-be0de1c71944" xlink:to="loc_us-gaap_FinancingReceivablePercentPastDue1_019ed137-3929-7743-9098-a963e613c831" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_TotalLoansInRepaymentInPercentage_019ed137-3929-7142-83dd-8b0162db4431" xlink:href="nni-20260630.xsd#nni_TotalLoansInRepaymentInPercentage"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_LoansInRepaymentStatusAbstract_019ed137-3929-7e56-8eb9-be0de1c71944" xlink:to="loc_nni_TotalLoansInRepaymentInPercentage_019ed137-3929-7142-83dd-8b0162db4431" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_TotalLoansInRepayment_019ed137-3929-7ead-b8ec-c54e1a7a43a6" xlink:href="nni-20260630.xsd#nni_TotalLoansInRepayment"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_LoansInRepaymentStatusAbstract_019ed137-3929-7e56-8eb9-be0de1c71944" xlink:to="loc_nni_TotalLoansInRepayment_019ed137-3929-7ead-b8ec-c54e1a7a43a6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_LoansInRepaymentPercent_019ed137-3929-7589-be8c-22883d5341b5" xlink:href="nni-20260630.xsd#nni_LoansInRepaymentPercent"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_LoansInRepaymentStatusAbstract_019ed137-3929-7e56-8eb9-be0de1c71944" xlink:to="loc_nni_LoansInRepaymentPercent_019ed137-3929-7589-be8c-22883d5341b5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_FinancingReceivableBeforeAllowanceForCreditLossPercent_019ed137-3929-70b4-8cbe-58bc290e8305" xlink:href="nni-20260630.xsd#nni_FinancingReceivableBeforeAllowanceForCreditLossPercent"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_019ed137-3929-71ad-b2cd-1eae41a5a453" xlink:to="loc_nni_FinancingReceivableBeforeAllowanceForCreditLossPercent_019ed137-3929-70b4-8cbe-58bc290e8305" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss_019ed137-3929-7a96-82ab-89fd2f7ec3bb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_019ed137-3929-71ad-b2cd-1eae41a5a453" xlink:to="loc_us-gaap_FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss_019ed137-3929-7a96-82ab-89fd2f7ec3bb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount_019ed137-3929-70cd-9328-7c944c3e76f7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_019ed137-3929-71ad-b2cd-1eae41a5a453" xlink:to="loc_us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount_019ed137-3929-70cd-9328-7c944c3e76f7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_019ed137-3929-71d8-a6c9-a68af59b3cc8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_019ed137-3929-71ad-b2cd-1eae41a5a453" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_019ed137-3929-71d8-a6c9-a68af59b3cc8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NotesReceivableNet_019ed137-3929-71f4-8018-47f604b99443" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NotesReceivableNet"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_019ed137-3929-71ad-b2cd-1eae41a5a453" xlink:to="loc_us-gaap_NotesReceivableNet_019ed137-3929-71f4-8018-47f604b99443" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/LoansandAccruedInterestReceivableandAllowanceforLoanLossesScheduleofNelnetBanksPrivateEducationLoansbyFICOScoreatOriginationDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#LoansandAccruedInterestReceivableandAllowanceforLoanLossesScheduleofNelnetBanksPrivateEducationLoansbyFICOScoreatOriginationDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/LoansandAccruedInterestReceivableandAllowanceforLoanLossesScheduleofNelnetBanksPrivateEducationLoansbyFICOScoreatOriginationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_019ed137-3929-784e-8332-512cad5e2020" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_019ed137-3929-7e02-98f1-b1b329abaefd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_019ed137-3929-784e-8332-512cad5e2020" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_019ed137-3929-7e02-98f1-b1b329abaefd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_019ed137-3929-7465-b8a9-af8ba0df24ec" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_019ed137-3929-7e02-98f1-b1b329abaefd" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_019ed137-3929-7465-b8a9-af8ba0df24ec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3929-7e68-ba67-cc51b7b34e81" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_019ed137-3929-7465-b8a9-af8ba0df24ec" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3929-7e68-ba67-cc51b7b34e81" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentPrivateEducationLoansNelnetBankMember_019ed137-3929-774f-8a72-05b36a507939" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentPrivateEducationLoansNelnetBankMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3929-7e68-ba67-cc51b7b34e81" xlink:to="loc_nni_ConsumerPortfolioSegmentPrivateEducationLoansNelnetBankMember_019ed137-3929-774f-8a72-05b36a507939" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentConsumerAndOtherLoansNelnetBankMember_019ed137-3929-755b-8165-ef2293b9c1a7" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentConsumerAndOtherLoansNelnetBankMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3929-7e68-ba67-cc51b7b34e81" xlink:to="loc_nni_ConsumerPortfolioSegmentConsumerAndOtherLoansNelnetBankMember_019ed137-3929-755b-8165-ef2293b9c1a7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditScoreFicoAxis_019ed137-3929-7fbe-847f-e5b4a171ffee" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CreditScoreFicoAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_019ed137-3929-7e02-98f1-b1b329abaefd" xlink:to="loc_us-gaap_CreditScoreFicoAxis_019ed137-3929-7fbe-847f-e5b4a171ffee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditScoreFicoDomain_019ed137-3929-7a1b-a086-419708ff69e1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CreditScoreFicoDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditScoreFicoAxis_019ed137-3929-7fbe-847f-e5b4a171ffee" xlink:to="loc_us-gaap_CreditScoreFicoDomain_019ed137-3929-7a1b-a086-419708ff69e1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_FICOScoreLessThan705Member_019ed137-3929-70b7-8d80-78b0b339251c" xlink:href="nni-20260630.xsd#nni_FICOScoreLessThan705Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditScoreFicoDomain_019ed137-3929-7a1b-a086-419708ff69e1" xlink:to="loc_nni_FICOScoreLessThan705Member_019ed137-3929-70b7-8d80-78b0b339251c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_FICOScoreLessThan720Member_019ed137-3929-7f08-8e1d-02d48846e66f" xlink:href="nni-20260630.xsd#nni_FICOScoreLessThan720Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditScoreFicoDomain_019ed137-3929-7a1b-a086-419708ff69e1" xlink:to="loc_nni_FICOScoreLessThan720Member_019ed137-3929-7f08-8e1d-02d48846e66f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_FICOScore705To734Member_019ed137-3929-732e-ad52-e420065db838" xlink:href="nni-20260630.xsd#nni_FICOScore705To734Member"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditScoreFicoDomain_019ed137-3929-7a1b-a086-419708ff69e1" xlink:to="loc_nni_FICOScore705To734Member_019ed137-3929-732e-ad52-e420065db838" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_FICOScore720To769Member_019ed137-3929-7491-844e-3344a2a3f6c2" xlink:href="nni-20260630.xsd#nni_FICOScore720To769Member"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditScoreFicoDomain_019ed137-3929-7a1b-a086-419708ff69e1" xlink:to="loc_nni_FICOScore720To769Member_019ed137-3929-7491-844e-3344a2a3f6c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_FICOScore735To764Member_019ed137-3929-7256-b77d-dcf858311c57" xlink:href="nni-20260630.xsd#nni_FICOScore735To764Member"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditScoreFicoDomain_019ed137-3929-7a1b-a086-419708ff69e1" xlink:to="loc_nni_FICOScore735To764Member_019ed137-3929-7256-b77d-dcf858311c57" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_FICOScore765To794Member_019ed137-3929-7158-9507-046f8d2c443e" xlink:href="nni-20260630.xsd#nni_FICOScore765To794Member"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditScoreFicoDomain_019ed137-3929-7a1b-a086-419708ff69e1" xlink:to="loc_nni_FICOScore765To794Member_019ed137-3929-7158-9507-046f8d2c443e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_FICOScoreGreaterThan769Member_019ed137-3929-7ad9-a613-208acfdbc142" xlink:href="nni-20260630.xsd#nni_FICOScoreGreaterThan769Member"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditScoreFicoDomain_019ed137-3929-7a1b-a086-419708ff69e1" xlink:to="loc_nni_FICOScoreGreaterThan769Member_019ed137-3929-7ad9-a613-208acfdbc142" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_FICOScoreGreaterThan794Member_019ed137-3929-7250-a10e-b9aab231b82d" xlink:href="nni-20260630.xsd#nni_FICOScoreGreaterThan794Member"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditScoreFicoDomain_019ed137-3929-7a1b-a086-419708ff69e1" xlink:to="loc_nni_FICOScoreGreaterThan794Member_019ed137-3929-7250-a10e-b9aab231b82d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_FICOScoreNotAvailableOrNotRequiredMember_019ed137-3929-7c14-af8e-6176ab0daad9" xlink:href="nni-20260630.xsd#nni_FICOScoreNotAvailableOrNotRequiredMember"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditScoreFicoDomain_019ed137-3929-7a1b-a086-419708ff69e1" xlink:to="loc_nni_FICOScoreNotAvailableOrNotRequiredMember_019ed137-3929-7c14-af8e-6176ab0daad9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_019ed137-3929-7cb8-ae90-09cd0594425e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_019ed137-3929-7e02-98f1-b1b329abaefd" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_019ed137-3929-7cb8-ae90-09cd0594425e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear_019ed137-3929-7ff9-8d2d-a21cb74585ee" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_019ed137-3929-7cb8-ae90-09cd0594425e" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear_019ed137-3929-7ff9-8d2d-a21cb74585ee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear_019ed137-3929-7b42-92e5-07f3758f10cb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_019ed137-3929-7cb8-ae90-09cd0594425e" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear_019ed137-3929-7b42-92e5-07f3758f10cb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear_019ed137-3929-7b6e-9ee5-0587dd59de6b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_019ed137-3929-7cb8-ae90-09cd0594425e" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear_019ed137-3929-7b6e-9ee5-0587dd59de6b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear_019ed137-3929-7ed6-ad67-d3ef4ad43fce" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_019ed137-3929-7cb8-ae90-09cd0594425e" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear_019ed137-3929-7ed6-ad67-d3ef4ad43fce" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear_019ed137-3929-7d66-8599-c50a8a360db2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_019ed137-3929-7cb8-ae90-09cd0594425e" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear_019ed137-3929-7d66-8599-c50a8a360db2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear_019ed137-3929-7342-87e8-4d73f8ae48c4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_019ed137-3929-7cb8-ae90-09cd0594425e" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear_019ed137-3929-7342-87e8-4d73f8ae48c4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_019ed137-3929-7947-933b-68d40389f4b0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_019ed137-3929-7cb8-ae90-09cd0594425e" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_019ed137-3929-7947-933b-68d40389f4b0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_FinancingReceivableBeforeAllowanceForCreditLossToTotalPercent_019ed137-3929-7428-8d64-929bee5692bb" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_FinancingReceivableBeforeAllowanceForCreditLossToTotalPercent"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_019ed137-3929-7cb8-ae90-09cd0594425e" xlink:to="loc_srt_FinancingReceivableBeforeAllowanceForCreditLossToTotalPercent_019ed137-3929-7428-8d64-929bee5692bb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/LoansandAccruedInterestReceivableandAllowanceforLoanLossesScheduleofLoansbyYearofOriginationDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#LoansandAccruedInterestReceivableandAllowanceforLoanLossesScheduleofLoansbyYearofOriginationDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/LoansandAccruedInterestReceivableandAllowanceforLoanLossesScheduleofLoansbyYearofOriginationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_019ed137-3929-709e-a52a-815a8f6ec757" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_019ed137-3929-7e58-a545-f8061e83f1f3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_019ed137-3929-709e-a52a-815a8f6ec757" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_019ed137-3929-7e58-a545-f8061e83f1f3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_019ed137-3929-7cf8-8962-9328725196e5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_019ed137-3929-7e58-a545-f8061e83f1f3" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_019ed137-3929-7cf8-8962-9328725196e5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3929-7682-8c1a-e1a07aac30a1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_019ed137-3929-7cf8-8962-9328725196e5" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3929-7682-8c1a-e1a07aac30a1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentPrivateEducationLoansNonNelnetBankMember_019ed137-3929-7781-8c79-4c96875de305" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentPrivateEducationLoansNonNelnetBankMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3929-7682-8c1a-e1a07aac30a1" xlink:to="loc_nni_ConsumerPortfolioSegmentPrivateEducationLoansNonNelnetBankMember_019ed137-3929-7781-8c79-4c96875de305" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentConsumerLoansAndOtherFinancingReceivablesNonNelnetBankMember_019ed137-3929-734e-96aa-7e09aeca4161" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentConsumerLoansAndOtherFinancingReceivablesNonNelnetBankMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3929-7682-8c1a-e1a07aac30a1" xlink:to="loc_nni_ConsumerPortfolioSegmentConsumerLoansAndOtherFinancingReceivablesNonNelnetBankMember_019ed137-3929-734e-96aa-7e09aeca4161" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentPrivateEducationLoansNelnetBankMember_019ed137-3929-7122-9ab5-53657d616c45" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentPrivateEducationLoansNelnetBankMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3929-7682-8c1a-e1a07aac30a1" xlink:to="loc_nni_ConsumerPortfolioSegmentPrivateEducationLoansNelnetBankMember_019ed137-3929-7122-9ab5-53657d616c45" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerPortfolioSegmentConsumerAndOtherLoansNelnetBankMember_019ed137-3929-72b1-8592-33a8bb65f236" xlink:href="nni-20260630.xsd#nni_ConsumerPortfolioSegmentConsumerAndOtherLoansNelnetBankMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_019ed137-3929-7682-8c1a-e1a07aac30a1" xlink:to="loc_nni_ConsumerPortfolioSegmentConsumerAndOtherLoansNelnetBankMember_019ed137-3929-72b1-8592-33a8bb65f236" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_019ed137-3929-7509-b6d9-214d838d6385" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_019ed137-3929-7e58-a545-f8061e83f1f3" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_019ed137-3929-7509-b6d9-214d838d6385" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_019ed137-3929-7e5a-b72d-3eafde3b2586" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_019ed137-3929-7509-b6d9-214d838d6385" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_019ed137-3929-7e5a-b72d-3eafde3b2586" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_StudentLoanGraceOrDefermentMember_019ed137-3929-715a-9d62-4d5404c1f57b" xlink:href="nni-20260630.xsd#nni_StudentLoanGraceOrDefermentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_019ed137-3929-7e5a-b72d-3eafde3b2586" xlink:to="loc_nni_StudentLoanGraceOrDefermentMember_019ed137-3929-715a-9d62-4d5404c1f57b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_StudentLoanForbearanceMember_019ed137-3929-71d1-a06b-f4689e4ac439" xlink:href="nni-20260630.xsd#nni_StudentLoanForbearanceMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_019ed137-3929-7e5a-b72d-3eafde3b2586" xlink:to="loc_nni_StudentLoanForbearanceMember_019ed137-3929-71d1-a06b-f4689e4ac439" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_StudentLoanInRepaymentMember_019ed137-3929-7266-a161-c3206649fbb3" xlink:href="nni-20260630.xsd#nni_StudentLoanInRepaymentMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_019ed137-3929-7e5a-b72d-3eafde3b2586" xlink:to="loc_nni_StudentLoanInRepaymentMember_019ed137-3929-7266-a161-c3206649fbb3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerAndOtherLoansInDefermentMember_019ed137-3929-7b52-91c2-1e1bbe9a4b0b" xlink:href="nni-20260630.xsd#nni_ConsumerAndOtherLoansInDefermentMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_019ed137-3929-7e5a-b72d-3eafde3b2586" xlink:to="loc_nni_ConsumerAndOtherLoansInDefermentMember_019ed137-3929-7b52-91c2-1e1bbe9a4b0b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerAndOtherLoansInRepaymentMember_019ed137-3929-7c16-9838-cb1433ba8062" xlink:href="nni-20260630.xsd#nni_ConsumerAndOtherLoansInRepaymentMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_019ed137-3929-7e5a-b72d-3eafde3b2586" xlink:to="loc_nni_ConsumerAndOtherLoansInRepaymentMember_019ed137-3929-7c16-9838-cb1433ba8062" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_019ed137-3929-7ff6-b378-323e4280c1a7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablesPeriodPastDueAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_019ed137-3929-7e58-a545-f8061e83f1f3" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_019ed137-3929-7ff6-b378-323e4280c1a7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_019ed137-3929-7370-8997-47420cf67481" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_019ed137-3929-7ff6-b378-323e4280c1a7" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_019ed137-3929-7370-8997-47420cf67481" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialAssetNotPastDueMember_019ed137-3929-7dbd-8fa3-b994179f2d6d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialAssetNotPastDueMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_019ed137-3929-7370-8997-47420cf67481" xlink:to="loc_us-gaap_FinancialAssetNotPastDueMember_019ed137-3929-7dbd-8fa3-b994179f2d6d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivables30To59DaysPastDueMember_019ed137-3929-72e4-8880-c25805e023e8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivables30To59DaysPastDueMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_019ed137-3929-7370-8997-47420cf67481" xlink:to="loc_us-gaap_FinancingReceivables30To59DaysPastDueMember_019ed137-3929-72e4-8880-c25805e023e8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_FinancingReceivables31To60DaysPastDueMember_019ed137-3929-71ed-932e-496e4e8598b3" xlink:href="nni-20260630.xsd#nni_FinancingReceivables31To60DaysPastDueMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_019ed137-3929-7370-8997-47420cf67481" xlink:to="loc_nni_FinancingReceivables31To60DaysPastDueMember_019ed137-3929-71ed-932e-496e4e8598b3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivables60To89DaysPastDueMember_019ed137-3929-72a7-b94e-f29b24b05cd6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivables60To89DaysPastDueMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_019ed137-3929-7370-8997-47420cf67481" xlink:to="loc_us-gaap_FinancingReceivables60To89DaysPastDueMember_019ed137-3929-72a7-b94e-f29b24b05cd6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_FinancingReceivables61to90DaysPastDueMember_019ed137-3929-7d3f-8f99-680e4a8a5e7f" xlink:href="nni-20260630.xsd#nni_FinancingReceivables61to90DaysPastDueMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_019ed137-3929-7370-8997-47420cf67481" xlink:to="loc_nni_FinancingReceivables61to90DaysPastDueMember_019ed137-3929-7d3f-8f99-680e4a8a5e7f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_019ed137-3929-7f2a-a159-1e840966883c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_019ed137-3929-7370-8997-47420cf67481" xlink:to="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_019ed137-3929-7f2a-a159-1e840966883c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_FinancingReceivablesEqualtoGreaterthan91DaysPastDueMember_019ed137-3929-77de-be77-4e7390e72302" xlink:href="nni-20260630.xsd#nni_FinancingReceivablesEqualtoGreaterthan91DaysPastDueMember"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_019ed137-3929-7370-8997-47420cf67481" xlink:to="loc_nni_FinancingReceivablesEqualtoGreaterthan91DaysPastDueMember_019ed137-3929-77de-be77-4e7390e72302" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_019ed137-3929-7a60-a9b9-fa5100d0eae4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_019ed137-3929-7e58-a545-f8061e83f1f3" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_019ed137-3929-7a60-a9b9-fa5100d0eae4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear_019ed137-3929-7fd5-8317-adcac26b6548" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_019ed137-3929-7a60-a9b9-fa5100d0eae4" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear_019ed137-3929-7fd5-8317-adcac26b6548" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear_019ed137-3929-7006-b7f6-47d09d91a817" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_019ed137-3929-7a60-a9b9-fa5100d0eae4" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear_019ed137-3929-7006-b7f6-47d09d91a817" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear_019ed137-3929-78c0-8bcb-dc22a2bf87c2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_019ed137-3929-7a60-a9b9-fa5100d0eae4" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear_019ed137-3929-78c0-8bcb-dc22a2bf87c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear_019ed137-3929-7b5f-a348-17c69ffb6271" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_019ed137-3929-7a60-a9b9-fa5100d0eae4" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear_019ed137-3929-7b5f-a348-17c69ffb6271" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear_019ed137-3929-7074-bd62-39d4ab06251f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_019ed137-3929-7a60-a9b9-fa5100d0eae4" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear_019ed137-3929-7074-bd62-39d4ab06251f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear_019ed137-3929-719a-9665-95676dca5903" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_019ed137-3929-7a60-a9b9-fa5100d0eae4" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear_019ed137-3929-719a-9665-95676dca5903" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_019ed137-3929-7ebe-a1c1-40c1b07aef96" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_019ed137-3929-7a60-a9b9-fa5100d0eae4" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_019ed137-3929-7ebe-a1c1-40c1b07aef96" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss_019ed137-3929-7253-84f3-ca0940174eb4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_019ed137-3929-7a60-a9b9-fa5100d0eae4" xlink:to="loc_us-gaap_FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss_019ed137-3929-7253-84f3-ca0940174eb4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount_019ed137-3929-79d9-9f81-977413329c52" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_019ed137-3929-7a60-a9b9-fa5100d0eae4" xlink:to="loc_us-gaap_FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount_019ed137-3929-79d9-9f81-977413329c52" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_FinancingReceivableDeferredLoanOriginationCosts_019ed137-3929-7a5d-8d4a-9de6900b2d07" xlink:href="nni-20260630.xsd#nni_FinancingReceivableDeferredLoanOriginationCosts"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_019ed137-3929-7a60-a9b9-fa5100d0eae4" xlink:to="loc_nni_FinancingReceivableDeferredLoanOriginationCosts_019ed137-3929-7a5d-8d4a-9de6900b2d07" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_019ed137-3929-7a17-ab1a-e48841ff9f6c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_019ed137-3929-7a60-a9b9-fa5100d0eae4" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_019ed137-3929-7a17-ab1a-e48841ff9f6c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NotesReceivableNet_019ed137-3929-7c27-8705-19055cc5dac0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NotesReceivableNet"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_019ed137-3929-7a60-a9b9-fa5100d0eae4" xlink:to="loc_us-gaap_NotesReceivableNet_019ed137-3929-7c27-8705-19055cc5dac0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff_019ed137-3929-774c-b6c0-68212bf9e4d4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_019ed137-3929-7a60-a9b9-fa5100d0eae4" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff_019ed137-3929-774c-b6c0-68212bf9e4d4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff_019ed137-3929-727b-a3ad-9676a8994068" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_019ed137-3929-7a60-a9b9-fa5100d0eae4" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff_019ed137-3929-727b-a3ad-9676a8994068" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff_019ed137-3929-7de2-9d8a-60183e99f625" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_019ed137-3929-7a60-a9b9-fa5100d0eae4" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff_019ed137-3929-7de2-9d8a-60183e99f625" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff_019ed137-3929-776f-85d8-175f4b04863c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_019ed137-3929-7a60-a9b9-fa5100d0eae4" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff_019ed137-3929-776f-85d8-175f4b04863c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff_019ed137-3929-7b96-921a-4aab985eb0b4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_019ed137-3929-7a60-a9b9-fa5100d0eae4" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff_019ed137-3929-7b96-921a-4aab985eb0b4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff_019ed137-3929-775e-b132-c99fc2fdddfb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_019ed137-3929-7a60-a9b9-fa5100d0eae4" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff_019ed137-3929-775e-b132-c99fc2fdddfb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff_019ed137-3929-72d8-afc1-593f840f7dbc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_019ed137-3929-7a60-a9b9-fa5100d0eae4" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff_019ed137-3929-72d8-afc1-593f840f7dbc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/BondsandNotesPayableScheduleofOutstandingDebtObligationsDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#BondsandNotesPayableScheduleofOutstandingDebtObligationsDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/BondsandNotesPayableScheduleofOutstandingDebtObligationsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_019ed137-3929-7f81-914d-80a047b6cb77" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ScheduleOfDebtAndCapitalLeaseObligationsTableTable_019ed137-3929-781d-a623-37f8568f905f" xlink:href="nni-20260630.xsd#nni_ScheduleOfDebtAndCapitalLeaseObligationsTableTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_019ed137-3929-7f81-914d-80a047b6cb77" xlink:to="loc_nni_ScheduleOfDebtAndCapitalLeaseObligationsTableTable_019ed137-3929-781d-a623-37f8568f905f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_019ed137-3929-7ae3-aef0-7d7d23e6ddc3" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RangeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_ScheduleOfDebtAndCapitalLeaseObligationsTableTable_019ed137-3929-781d-a623-37f8568f905f" xlink:to="loc_srt_RangeAxis_019ed137-3929-7ae3-aef0-7d7d23e6ddc3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_019ed137-3929-7530-9e75-4a8e61b4c4b4" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_019ed137-3929-7ae3-aef0-7d7d23e6ddc3" xlink:to="loc_srt_RangeMember_019ed137-3929-7530-9e75-4a8e61b4c4b4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_019ed137-3929-746e-a22b-af21db3f3805" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_MinimumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_019ed137-3929-7530-9e75-4a8e61b4c4b4" xlink:to="loc_srt_MinimumMember_019ed137-3929-746e-a22b-af21db3f3805" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_019ed137-3929-7d9b-84c2-f2edb393d3f2" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_MaximumMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_019ed137-3929-7530-9e75-4a8e61b4c4b4" xlink:to="loc_srt_MaximumMember_019ed137-3929-7d9b-84c2-f2edb393d3f2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InternalCreditAssessmentAxis_019ed137-3929-7a4d-9f79-71b47fc88634" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InternalCreditAssessmentAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_ScheduleOfDebtAndCapitalLeaseObligationsTableTable_019ed137-3929-781d-a623-37f8568f905f" xlink:to="loc_us-gaap_InternalCreditAssessmentAxis_019ed137-3929-7a4d-9f79-71b47fc88634" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InternalCreditAssessmentDomain_019ed137-3929-78e8-8361-38832a3bf588" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InternalCreditAssessmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentAxis_019ed137-3929-7a4d-9f79-71b47fc88634" xlink:to="loc_us-gaap_InternalCreditAssessmentDomain_019ed137-3929-78e8-8361-38832a3bf588" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_FederallyInsuredStudentLoansMember_019ed137-3929-787b-ab81-a951a5079c7e" xlink:href="nni-20260630.xsd#nni_FederallyInsuredStudentLoansMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_019ed137-3929-78e8-8361-38832a3bf588" xlink:to="loc_nni_FederallyInsuredStudentLoansMember_019ed137-3929-787b-ab81-a951a5079c7e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerLoanWarehouseAndOtherFacilitiesMember_019ed137-3929-79c9-b59b-07c6fc060631" xlink:href="nni-20260630.xsd#nni_ConsumerLoanWarehouseAndOtherFacilitiesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_019ed137-3929-78e8-8361-38832a3bf588" xlink:to="loc_nni_ConsumerLoanWarehouseAndOtherFacilitiesMember_019ed137-3929-79c9-b59b-07c6fc060631" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_PrivateeducationloansMember_019ed137-3929-7a70-982e-0bffdccb48d1" xlink:href="nni-20260630.xsd#nni_PrivateeducationloansMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_019ed137-3929-78e8-8361-38832a3bf588" xlink:to="loc_nni_PrivateeducationloansMember_019ed137-3929-7a70-982e-0bffdccb48d1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_019ed137-3929-748e-a1b1-ff85f3cba40e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_ScheduleOfDebtAndCapitalLeaseObligationsTableTable_019ed137-3929-781d-a623-37f8568f905f" xlink:to="loc_us-gaap_DebtInstrumentAxis_019ed137-3929-748e-a1b1-ff85f3cba40e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_019ed137-3929-712f-b27d-78f015def2fc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_019ed137-3929-748e-a1b1-ff85f3cba40e" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_019ed137-3929-712f-b27d-78f015def2fc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_BondsandnotesbasedonindicesMember_019ed137-3929-7cb1-80e7-5d5f45a25e40" xlink:href="nni-20260630.xsd#nni_BondsandnotesbasedonindicesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019ed137-3929-712f-b27d-78f015def2fc" xlink:to="loc_nni_BondsandnotesbasedonindicesMember_019ed137-3929-7cb1-80e7-5d5f45a25e40" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_BondsAndNotesBasedOnAuctionOrRemarketingMember_019ed137-3929-78ce-8755-3461f035dd46" xlink:href="nni-20260630.xsd#nni_BondsAndNotesBasedOnAuctionOrRemarketingMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019ed137-3929-712f-b27d-78f015def2fc" xlink:to="loc_nni_BondsAndNotesBasedOnAuctionOrRemarketingMember_019ed137-3929-78ce-8755-3461f035dd46" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_VariableRateBondsAndNotesMember_019ed137-3929-72f4-8eb2-f5b3f0a7b7ae" xlink:href="nni-20260630.xsd#nni_VariableRateBondsAndNotesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019ed137-3929-712f-b27d-78f015def2fc" xlink:to="loc_nni_VariableRateBondsAndNotesMember_019ed137-3929-72f4-8eb2-f5b3f0a7b7ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_FixedRateBondsAndNotesMember_019ed137-3929-7d49-a936-26e948b88891" xlink:href="nni-20260630.xsd#nni_FixedRateBondsAndNotesMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019ed137-3929-712f-b27d-78f015def2fc" xlink:to="loc_nni_FixedRateBondsAndNotesMember_019ed137-3929-7d49-a936-26e948b88891" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WarehouseAgreementBorrowingsMember_019ed137-3929-746c-a048-80717e73d78c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_WarehouseAgreementBorrowingsMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019ed137-3929-712f-b27d-78f015def2fc" xlink:to="loc_us-gaap_WarehouseAgreementBorrowingsMember_019ed137-3929-746c-a048-80717e73d78c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_UnsecuredDebtMember_019ed137-3929-7b23-a0a8-e3b5fa734344" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_UnsecuredDebtMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019ed137-3929-712f-b27d-78f015def2fc" xlink:to="loc_us-gaap_UnsecuredDebtMember_019ed137-3929-7b23-a0a8-e3b5fa734344" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ParticipationAgreementMember_019ed137-3929-700e-a158-894684289172" xlink:href="nni-20260630.xsd#nni_ParticipationAgreementMember"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019ed137-3929-712f-b27d-78f015def2fc" xlink:to="loc_nni_ParticipationAgreementMember_019ed137-3929-700e-a158-894684289172" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentLineItems_019ed137-3929-7f05-b0a7-6dfd02ebaa74" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_ScheduleOfDebtAndCapitalLeaseObligationsTableTable_019ed137-3929-781d-a623-37f8568f905f" xlink:to="loc_us-gaap_DebtInstrumentLineItems_019ed137-3929-7f05-b0a7-6dfd02ebaa74" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentCarryingAmount_019ed137-3929-7133-803c-37f7eb24d04e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentCarryingAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019ed137-3929-7f05-b0a7-6dfd02ebaa74" xlink:to="loc_us-gaap_DebtInstrumentCarryingAmount_019ed137-3929-7133-803c-37f7eb24d04e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentUnamortizedDiscountPremiumNet_019ed137-3929-7a44-91c1-fd8f7368bb24" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentUnamortizedDiscountPremiumNet"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019ed137-3929-7f05-b0a7-6dfd02ebaa74" xlink:to="loc_us-gaap_DebtInstrumentUnamortizedDiscountPremiumNet_019ed137-3929-7a44-91c1-fd8f7368bb24" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebt_019ed137-3929-789b-903d-c0185dba1c7d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongTermDebt"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019ed137-3929-7f05-b0a7-6dfd02ebaa74" xlink:to="loc_us-gaap_LongTermDebt_019ed137-3929-789b-903d-c0185dba1c7d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_019ed137-3929-7fd3-a295-373bbf563816" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019ed137-3929-7f05-b0a7-6dfd02ebaa74" xlink:to="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_019ed137-3929-7fd3-a295-373bbf563816" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/BondsandNotesPayableScheduleofOutstandingLinesofCreditDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#BondsandNotesPayableScheduleofOutstandingLinesofCreditDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/BondsandNotesPayableScheduleofOutstandingLinesofCreditDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_019ed137-3929-7fa9-a5a0-f9eb3f209c90" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityTable_019ed137-3929-72af-8723-eba39486496b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCreditFacilityTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_019ed137-3929-7fa9-a5a0-f9eb3f209c90" xlink:to="loc_us-gaap_LineOfCreditFacilityTable_019ed137-3929-72af-8723-eba39486496b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_019ed137-3929-7d1d-bd2c-4545396d7b72" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_019ed137-3929-72af-8723-eba39486496b" xlink:to="loc_us-gaap_DebtInstrumentAxis_019ed137-3929-7d1d-bd2c-4545396d7b72" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_019ed137-3929-7cca-83cd-7e691faf39bb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_019ed137-3929-7d1d-bd2c-4545396d7b72" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_019ed137-3929-7cca-83cd-7e691faf39bb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_FFELPWarehouseFacilityDueJanuary2025Member_019ed137-3929-7942-b638-dd4e0538c20e" xlink:href="nni-20260630.xsd#nni_FFELPWarehouseFacilityDueJanuary2025Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019ed137-3929-7cca-83cd-7e691faf39bb" xlink:to="loc_nni_FFELPWarehouseFacilityDueJanuary2025Member_019ed137-3929-7942-b638-dd4e0538c20e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerLoansAndOtherFinancingReceivablesWarehouseFacilityMember_019ed137-3929-7ed7-b67a-cedeaaacf916" xlink:href="nni-20260630.xsd#nni_ConsumerLoansAndOtherFinancingReceivablesWarehouseFacilityMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019ed137-3929-7cca-83cd-7e691faf39bb" xlink:to="loc_nni_ConsumerLoansAndOtherFinancingReceivablesWarehouseFacilityMember_019ed137-3929-7ed7-b67a-cedeaaacf916" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_FFELPWarehouseFacilityDueJanuary2026Member_019f9320-ee28-7a73-9fc3-6febd09f141e" xlink:href="nni-20260630.xsd#nni_FFELPWarehouseFacilityDueJanuary2026Member"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019ed137-3929-7cca-83cd-7e691faf39bb" xlink:to="loc_nni_FFELPWarehouseFacilityDueJanuary2026Member_019f9320-ee28-7a73-9fc3-6febd09f141e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_FFELPWarehouseFacilityDueNovember2024Member_019ed137-3929-7952-9483-7d743bb43ca6" xlink:href="nni-20260630.xsd#nni_FFELPWarehouseFacilityDueNovember2024Member"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019ed137-3929-7cca-83cd-7e691faf39bb" xlink:to="loc_nni_FFELPWarehouseFacilityDueNovember2024Member_019ed137-3929-7952-9483-7d743bb43ca6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityAxis_019ed137-3929-795c-b2b5-994cf558c5d3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CreditFacilityAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_019ed137-3929-72af-8723-eba39486496b" xlink:to="loc_us-gaap_CreditFacilityAxis_019ed137-3929-795c-b2b5-994cf558c5d3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityDomain_019ed137-3929-70e1-9851-798a50a3165d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CreditFacilityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityAxis_019ed137-3929-795c-b2b5-994cf558c5d3" xlink:to="loc_us-gaap_CreditFacilityDomain_019ed137-3929-70e1-9851-798a50a3165d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuredDebtMember_019ed137-3929-72e1-a0db-da6a30f13ef7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SecuredDebtMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_019ed137-3929-70e1-9851-798a50a3165d" xlink:to="loc_us-gaap_SecuredDebtMember_019ed137-3929-72e1-a0db-da6a30f13ef7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_019ed137-3929-7f83-9c32-07347ae47613" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_019ed137-3929-72af-8723-eba39486496b" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_019ed137-3929-7f83-9c32-07347ae47613" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_019ed137-3929-7c16-b3e3-8a268b372960" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_019ed137-3929-7f83-9c32-07347ae47613" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_019ed137-3929-7c16-b3e3-8a268b372960" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WarehouseAgreementBorrowingsMember_019ed137-3929-7781-863b-88ad088e650b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_WarehouseAgreementBorrowingsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_019ed137-3929-7c16-b3e3-8a268b372960" xlink:to="loc_us-gaap_WarehouseAgreementBorrowingsMember_019ed137-3929-7781-863b-88ad088e650b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_019ed137-3929-79f3-a5f7-50f879e35298" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RangeAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_019ed137-3929-72af-8723-eba39486496b" xlink:to="loc_srt_RangeAxis_019ed137-3929-79f3-a5f7-50f879e35298" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_019ed137-3929-79db-8136-e0dfba112c62" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_019ed137-3929-79f3-a5f7-50f879e35298" xlink:to="loc_srt_RangeMember_019ed137-3929-79db-8136-e0dfba112c62" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_019ed137-3929-7226-9979-18734ddb278f" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_MinimumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_019ed137-3929-79db-8136-e0dfba112c62" xlink:to="loc_srt_MinimumMember_019ed137-3929-7226-9979-18734ddb278f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_019ed137-3929-76c2-bbc4-1f5c791dd850" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_MaximumMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_019ed137-3929-79db-8136-e0dfba112c62" xlink:to="loc_srt_MaximumMember_019ed137-3929-76c2-bbc4-1f5c791dd850" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityLineItems_019ed137-3929-71f8-93b8-a16175ada5c5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCreditFacilityLineItems"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_019ed137-3929-72af-8723-eba39486496b" xlink:to="loc_us-gaap_LineOfCreditFacilityLineItems_019ed137-3929-71f8-93b8-a16175ada5c5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_019ed137-3929-745e-ac4d-7dbb147ea663" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_019ed137-3929-71f8-93b8-a16175ada5c5" xlink:to="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_019ed137-3929-745e-ac4d-7dbb147ea663" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCredit_019ed137-3929-7007-a567-8d2f96e7bec9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCredit"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_019ed137-3929-71f8-93b8-a16175ada5c5" xlink:to="loc_us-gaap_LineOfCredit_019ed137-3929-7007-a567-8d2f96e7bec9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity_019ed137-3929-70c0-93bf-2ca268727656" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_019ed137-3929-71f8-93b8-a16175ada5c5" xlink:to="loc_us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity_019ed137-3929-70c0-93bf-2ca268727656" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_DebtInstrumentAdvanceRate_019ed137-3929-7188-98b1-e4da78fc757b" xlink:href="nni-20260630.xsd#nni_DebtInstrumentAdvanceRate"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_019ed137-3929-71f8-93b8-a16175ada5c5" xlink:to="loc_nni_DebtInstrumentAdvanceRate_019ed137-3929-7188-98b1-e4da78fc757b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_WarehouseFacilityEquitySupport_019ed137-3929-7a03-b3fd-d3f01a6d2619" xlink:href="nni-20260630.xsd#nni_WarehouseFacilityEquitySupport"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_019ed137-3929-71f8-93b8-a16175ada5c5" xlink:to="loc_nni_WarehouseFacilityEquitySupport_019ed137-3929-7a03-b3fd-d3f01a6d2619" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_DebtInstrumentAdvanceRateMaximumLowerRange_019ed137-3929-73df-a18f-01edcd3e9f0c" xlink:href="nni-20260630.xsd#nni_DebtInstrumentAdvanceRateMaximumLowerRange"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_019ed137-3929-71f8-93b8-a16175ada5c5" xlink:to="loc_nni_DebtInstrumentAdvanceRateMaximumLowerRange_019ed137-3929-73df-a18f-01edcd3e9f0c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_DebtInstrumentAdvanceRateMaximumHigherRange_019ed137-3929-7033-85fc-3c29b72b40b4" xlink:href="nni-20260630.xsd#nni_DebtInstrumentAdvanceRateMaximumHigherRange"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_019ed137-3929-71f8-93b8-a16175ada5c5" xlink:to="loc_nni_DebtInstrumentAdvanceRateMaximumHigherRange_019ed137-3929-7033-85fc-3c29b72b40b4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_DebtInstrumentAdvanceRateMinimumLowerRange_019ed137-3929-7853-9f8c-efd9cbfb489e" xlink:href="nni-20260630.xsd#nni_DebtInstrumentAdvanceRateMinimumLowerRange"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_019ed137-3929-71f8-93b8-a16175ada5c5" xlink:to="loc_nni_DebtInstrumentAdvanceRateMinimumLowerRange_019ed137-3929-7853-9f8c-efd9cbfb489e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_DebtInstrumentAdvanceRateMinimumHigherRange_019ed137-3929-76ee-97f0-c9fdedc43e97" xlink:href="nni-20260630.xsd#nni_DebtInstrumentAdvanceRateMinimumHigherRange"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_019ed137-3929-71f8-93b8-a16175ada5c5" xlink:to="loc_nni_DebtInstrumentAdvanceRateMinimumHigherRange_019ed137-3929-76ee-97f0-c9fdedc43e97" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/BondsandNotesPayableNarrativeDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#BondsandNotesPayableNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/BondsandNotesPayableNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_019ed137-3929-73b0-8e4c-068f6485fff8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentTable_019ed137-3929-77e4-a90d-d7ff16c2a5e4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_019ed137-3929-73b0-8e4c-068f6485fff8" xlink:to="loc_us-gaap_DebtInstrumentTable_019ed137-3929-77e4-a90d-d7ff16c2a5e4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityAxis_019ed137-3929-7663-aeb3-681661a90918" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CreditFacilityAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019ed137-3929-77e4-a90d-d7ff16c2a5e4" xlink:to="loc_us-gaap_CreditFacilityAxis_019ed137-3929-7663-aeb3-681661a90918" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityDomain_019ed137-3929-7fb3-80f5-9fc534c08828" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CreditFacilityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityAxis_019ed137-3929-7663-aeb3-681661a90918" xlink:to="loc_us-gaap_CreditFacilityDomain_019ed137-3929-7fb3-80f5-9fc534c08828" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditMember_019ed137-3929-716f-8051-28914791db4d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCreditMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_019ed137-3929-7fb3-80f5-9fc534c08828" xlink:to="loc_us-gaap_LineOfCreditMember_019ed137-3929-716f-8051-28914791db4d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_019ed137-3929-7104-8e25-5ed96ad0fed0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019ed137-3929-77e4-a90d-d7ff16c2a5e4" xlink:to="loc_us-gaap_DebtInstrumentAxis_019ed137-3929-7104-8e25-5ed96ad0fed0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_019ed137-3929-7b43-ada3-f8982be5eba3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_019ed137-3929-7104-8e25-5ed96ad0fed0" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_019ed137-3929-7b43-ada3-f8982be5eba3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_UnsecuredLineofCreditMember_019ed137-3929-76fc-9da6-d684ac115f50" xlink:href="nni-20260630.xsd#nni_UnsecuredLineofCreditMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019ed137-3929-7b43-ada3-f8982be5eba3" xlink:to="loc_nni_UnsecuredLineofCreditMember_019ed137-3929-76fc-9da6-d684ac115f50" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_019ed137-3929-7150-a9ec-55aa1ff31e88" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019ed137-3929-77e4-a90d-d7ff16c2a5e4" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_019ed137-3929-7150-a9ec-55aa1ff31e88" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_019ed137-3929-77d1-a80c-b3c823a43bac" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_019ed137-3929-7150-a9ec-55aa1ff31e88" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_019ed137-3929-77d1-a80c-b3c823a43bac" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_UnsecuredDebtMember_019ed137-3929-7d51-ae28-0ce2e66cede2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_UnsecuredDebtMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_019ed137-3929-77d1-a80c-b3c823a43bac" xlink:to="loc_us-gaap_UnsecuredDebtMember_019ed137-3929-7d51-ae28-0ce2e66cede2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_019ed137-3929-7152-b708-1600add71780" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019ed137-3929-77e4-a90d-d7ff16c2a5e4" xlink:to="loc_us-gaap_FinancialInstrumentAxis_019ed137-3929-7152-b708-1600add71780" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ed137-3929-7aaa-b291-de9d62593eb5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_019ed137-3929-7152-b708-1600add71780" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ed137-3929-7aaa-b291-de9d62593eb5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember_019ed137-3929-7a12-90f8-f790c7a98435" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ed137-3929-7aaa-b291-de9d62593eb5" xlink:to="loc_us-gaap_AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember_019ed137-3929-7a12-90f8-f790c7a98435" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentLineItems_019ed137-3929-73fc-a04a-250c14af6077" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentLineItems"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019ed137-3929-77e4-a90d-d7ff16c2a5e4" xlink:to="loc_us-gaap_DebtInstrumentLineItems_019ed137-3929-73fc-a04a-250c14af6077" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_019ed137-3929-7d79-9ab5-9262794cb487" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019ed137-3929-73fc-a04a-250c14af6077" xlink:to="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_019ed137-3929-7d79-9ab5-9262794cb487" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCredit_019ed137-3929-7e67-9d46-e3e309764d9d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCredit"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019ed137-3929-73fc-a04a-250c14af6077" xlink:to="loc_us-gaap_LineOfCredit_019ed137-3929-7e67-9d46-e3e309764d9d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity_019ed137-3929-782d-9fbf-7419fea9d11e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019ed137-3929-73fc-a04a-250c14af6077" xlink:to="loc_us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity_019ed137-3929-782d-9fbf-7419fea9d11e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_019ed137-3929-7a95-b8c3-4b5a84664b3e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019ed137-3929-73fc-a04a-250c14af6077" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_019ed137-3929-7a95-b8c3-4b5a84664b3e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/DerivativeFinancialInstrumentsScheduleofOutstandingBasisSwapDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#DerivativeFinancialInstrumentsScheduleofOutstandingBasisSwapDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/DerivativeFinancialInstrumentsScheduleofOutstandingBasisSwapDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_019ed137-3929-799a-aa15-21cddf30525b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeTable_019ed137-3929-799f-8508-147d769d2dc5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_019ed137-3929-799a-aa15-21cddf30525b" xlink:to="loc_us-gaap_DerivativeTable_019ed137-3929-799f-8508-147d769d2dc5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_019ed137-3929-73c7-ae95-0acc50597ac6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentRiskAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeTable_019ed137-3929-799f-8508-147d769d2dc5" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_019ed137-3929-73c7-ae95-0acc50597ac6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_019ed137-3a1c-751f-976b-ae7916827bd7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeContractTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_019ed137-3929-73c7-ae95-0acc50597ac6" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_019ed137-3a1c-751f-976b-ae7916827bd7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_BasisSwaps132026Member_019ed137-3a1c-7cac-acf3-98ad9197a0c1" xlink:href="nni-20260630.xsd#nni_BasisSwaps132026Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_019ed137-3a1c-751f-976b-ae7916827bd7" xlink:to="loc_nni_BasisSwaps132026Member_019ed137-3a1c-7cac-acf3-98ad9197a0c1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_BasisSwaps132027Member_019ed137-3a1c-7c1f-a7e8-ca77898e6459" xlink:href="nni-20260630.xsd#nni_BasisSwaps132027Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_019ed137-3a1c-751f-976b-ae7916827bd7" xlink:to="loc_nni_BasisSwaps132027Member_019ed137-3a1c-7c1f-a7e8-ca77898e6459" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BasisSwapMember_019ed137-3a1c-737a-9c43-899b63144957" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BasisSwapMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_019ed137-3a1c-751f-976b-ae7916827bd7" xlink:to="loc_us-gaap_BasisSwapMember_019ed137-3a1c-737a-9c43-899b63144957" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLineItems_019ed137-3a1c-7822-97a1-3fd2603ebde5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeTable_019ed137-3929-799f-8508-147d769d2dc5" xlink:to="loc_us-gaap_DerivativeLineItems_019ed137-3a1c-7822-97a1-3fd2603ebde5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeNotionalAmount_019ed137-3a1c-7ccf-a03f-8e1780d98bb6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeNotionalAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_019ed137-3a1c-7822-97a1-3fd2603ebde5" xlink:to="loc_us-gaap_DerivativeNotionalAmount_019ed137-3a1c-7ccf-a03f-8e1780d98bb6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/DerivativeFinancialInstrumentsScheduleofInterestRateSwapsFloorIncomeHedgeDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#DerivativeFinancialInstrumentsScheduleofInterestRateSwapsFloorIncomeHedgeDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/DerivativeFinancialInstrumentsScheduleofInterestRateSwapsFloorIncomeHedgeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_019ed137-3a1c-77c7-9be1-4b4321f2a6d9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeTable_019ed137-3a1c-765c-8c28-397557f37e41" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_019ed137-3a1c-77c7-9be1-4b4321f2a6d9" xlink:to="loc_us-gaap_DerivativeTable_019ed137-3a1c-765c-8c28-397557f37e41" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_019ed137-3a1c-7b30-9bb8-f7b06d8ae7c8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentRiskAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeTable_019ed137-3a1c-765c-8c28-397557f37e41" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_019ed137-3a1c-7b30-9bb8-f7b06d8ae7c8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_019ed137-3a1c-7b4b-8456-1d33e7f15578" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeContractTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_019ed137-3a1c-7b30-9bb8-f7b06d8ae7c8" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_019ed137-3a1c-7b4b-8456-1d33e7f15578" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_InterestRateSwapNonNelnetBankMember_019ed137-3a1c-7db3-961a-0a9e755d74e4" xlink:href="nni-20260630.xsd#nni_InterestRateSwapNonNelnetBankMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_019ed137-3a1c-7b4b-8456-1d33e7f15578" xlink:to="loc_nni_InterestRateSwapNonNelnetBankMember_019ed137-3a1c-7db3-961a-0a9e755d74e4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_InterestRateSwap2026Member_019ed137-3a1c-7e30-a63f-0dc5b555b9eb" xlink:href="nni-20260630.xsd#nni_InterestRateSwap2026Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_InterestRateSwapNonNelnetBankMember_019ed137-3a1c-7db3-961a-0a9e755d74e4" xlink:to="loc_nni_InterestRateSwap2026Member_019ed137-3a1c-7e30-a63f-0dc5b555b9eb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_InterestRateSwap2028Member_019ed137-3a1c-7289-8ab3-f33ae16ccdaf" xlink:href="nni-20260630.xsd#nni_InterestRateSwap2028Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_InterestRateSwapNonNelnetBankMember_019ed137-3a1c-7db3-961a-0a9e755d74e4" xlink:to="loc_nni_InterestRateSwap2028Member_019ed137-3a1c-7289-8ab3-f33ae16ccdaf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_InterestRateSwap2029Member_019ed137-3a1c-70cb-8636-26930062fc02" xlink:href="nni-20260630.xsd#nni_InterestRateSwap2029Member"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_InterestRateSwapNonNelnetBankMember_019ed137-3a1c-7db3-961a-0a9e755d74e4" xlink:to="loc_nni_InterestRateSwap2029Member_019ed137-3a1c-70cb-8636-26930062fc02" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_InterestRateSwap2030Member_019ed137-3a1c-7f42-b2b4-57392b0ee1f4" xlink:href="nni-20260630.xsd#nni_InterestRateSwap2030Member"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_InterestRateSwapNonNelnetBankMember_019ed137-3a1c-7db3-961a-0a9e755d74e4" xlink:to="loc_nni_InterestRateSwap2030Member_019ed137-3a1c-7f42-b2b4-57392b0ee1f4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashFlowHedgingMember_019ed137-3a1c-7618-ab74-4e7c0863505e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashFlowHedgingMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_019ed137-3a1c-7b4b-8456-1d33e7f15578" xlink:to="loc_us-gaap_CashFlowHedgingMember_019ed137-3a1c-7618-ab74-4e7c0863505e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_CashFlowHedge2030Member_019ed137-3a1c-7d81-9441-f581d55d6556" xlink:href="nni-20260630.xsd#nni_CashFlowHedge2030Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CashFlowHedgingMember_019ed137-3a1c-7618-ab74-4e7c0863505e" xlink:to="loc_nni_CashFlowHedge2030Member_019ed137-3a1c-7d81-9441-f581d55d6556" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_CashFlowHedge2035Member_019ed137-3a1c-744d-b89b-3afdc86f1568" xlink:href="nni-20260630.xsd#nni_CashFlowHedge2035Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CashFlowHedgingMember_019ed137-3a1c-7618-ab74-4e7c0863505e" xlink:to="loc_nni_CashFlowHedge2035Member_019ed137-3a1c-744d-b89b-3afdc86f1568" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLineItems_019ed137-3a1c-7c30-b989-8594ae0a31e9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeTable_019ed137-3a1c-765c-8c28-397557f37e41" xlink:to="loc_us-gaap_DerivativeLineItems_019ed137-3a1c-7c30-b989-8594ae0a31e9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeNotionalAmount_019ed137-3a1c-7e9d-b60a-c075617523db" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeNotionalAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_019ed137-3a1c-7c30-b989-8594ae0a31e9" xlink:to="loc_us-gaap_DerivativeNotionalAmount_019ed137-3a1c-7e9d-b60a-c075617523db" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAverageFixedInterestRate_019ed137-3a1c-751c-afc0-f423d3e95d3f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeAverageFixedInterestRate"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_019ed137-3a1c-7c30-b989-8594ae0a31e9" xlink:to="loc_us-gaap_DerivativeAverageFixedInterestRate_019ed137-3a1c-751c-afc0-f423d3e95d3f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/DerivativeFinancialInstrumentsScheduleofInterestRateSwapsDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#DerivativeFinancialInstrumentsScheduleofInterestRateSwapsDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/DerivativeFinancialInstrumentsScheduleofInterestRateSwapsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_019ed137-3a1c-7d60-968e-9f098be87db6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeTable_019ed137-3a1c-7118-8a7d-f12465340a77" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_019ed137-3a1c-7d60-968e-9f098be87db6" xlink:to="loc_us-gaap_DerivativeTable_019ed137-3a1c-7118-8a7d-f12465340a77" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_019ed137-3a1c-78ba-abc4-98239e2023a5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentRiskAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeTable_019ed137-3a1c-7118-8a7d-f12465340a77" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_019ed137-3a1c-78ba-abc4-98239e2023a5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_019ed137-3a1c-74c8-8e70-97268bee6c4d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeContractTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_019ed137-3a1c-78ba-abc4-98239e2023a5" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_019ed137-3a1c-74c8-8e70-97268bee6c4d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_InterestRateSwapNelnetBankMember_019ed137-3a1c-710c-8b52-ad52295815aa" xlink:href="nni-20260630.xsd#nni_InterestRateSwapNelnetBankMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_019ed137-3a1c-74c8-8e70-97268bee6c4d" xlink:to="loc_nni_InterestRateSwapNelnetBankMember_019ed137-3a1c-710c-8b52-ad52295815aa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_InterestRateSwapNelnetBank2028Member_019ed137-3a1c-7e04-a5b8-23a2c5c858e8" xlink:href="nni-20260630.xsd#nni_InterestRateSwapNelnetBank2028Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_InterestRateSwapNelnetBankMember_019ed137-3a1c-710c-8b52-ad52295815aa" xlink:to="loc_nni_InterestRateSwapNelnetBank2028Member_019ed137-3a1c-7e04-a5b8-23a2c5c858e8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_InterestRateSwapNelnetBank2029Member_019ed137-3a1c-7d18-89bd-1283261ee07e" xlink:href="nni-20260630.xsd#nni_InterestRateSwapNelnetBank2029Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_InterestRateSwapNelnetBankMember_019ed137-3a1c-710c-8b52-ad52295815aa" xlink:to="loc_nni_InterestRateSwapNelnetBank2029Member_019ed137-3a1c-7d18-89bd-1283261ee07e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_InterestRateSwapNelnetBank2030Member_019ed137-3a1c-7ed6-9511-6b4af7521a71" xlink:href="nni-20260630.xsd#nni_InterestRateSwapNelnetBank2030Member"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_InterestRateSwapNelnetBankMember_019ed137-3a1c-710c-8b52-ad52295815aa" xlink:to="loc_nni_InterestRateSwapNelnetBank2030Member_019ed137-3a1c-7ed6-9511-6b4af7521a71" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_InterestRateSwapNelnetBank2032Member_019ed137-3a1c-78a6-9563-f7a68871239b" xlink:href="nni-20260630.xsd#nni_InterestRateSwapNelnetBank2032Member"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_InterestRateSwapNelnetBankMember_019ed137-3a1c-710c-8b52-ad52295815aa" xlink:to="loc_nni_InterestRateSwapNelnetBank2032Member_019ed137-3a1c-78a6-9563-f7a68871239b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_InterestRateSwapNelnetBank2033Member_019ed137-3a1c-7adf-bdb8-b2cbbad7cc8e" xlink:href="nni-20260630.xsd#nni_InterestRateSwapNelnetBank2033Member"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_InterestRateSwapNelnetBankMember_019ed137-3a1c-710c-8b52-ad52295815aa" xlink:to="loc_nni_InterestRateSwapNelnetBank2033Member_019ed137-3a1c-7adf-bdb8-b2cbbad7cc8e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_InterestRateSwapNelnetBank2035Member_019ed137-3a1c-70ec-aa09-07f16cfadbdd" xlink:href="nni-20260630.xsd#nni_InterestRateSwapNelnetBank2035Member"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_InterestRateSwapNelnetBankMember_019ed137-3a1c-710c-8b52-ad52295815aa" xlink:to="loc_nni_InterestRateSwapNelnetBank2035Member_019ed137-3a1c-70ec-aa09-07f16cfadbdd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLineItems_019ed137-3a1c-7e43-95f7-8483d0e4285f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeTable_019ed137-3a1c-7118-8a7d-f12465340a77" xlink:to="loc_us-gaap_DerivativeLineItems_019ed137-3a1c-7e43-95f7-8483d0e4285f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeNotionalAmount_019ed137-3a1c-7e13-8c18-f01da6863c70" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeNotionalAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_019ed137-3a1c-7e43-95f7-8483d0e4285f" xlink:to="loc_us-gaap_DerivativeNotionalAmount_019ed137-3a1c-7e13-8c18-f01da6863c70" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAverageFixedInterestRate_019ed137-3a1c-7f81-a5d1-cd5c4eb1f3b6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeAverageFixedInterestRate"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_019ed137-3a1c-7e43-95f7-8483d0e4285f" xlink:to="loc_us-gaap_DerivativeAverageFixedInterestRate_019ed137-3a1c-7f81-a5d1-cd5c4eb1f3b6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofAssetandLiabilityDerivativesDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#DerivativeFinancialInstrumentsScheduleofFairValueofAssetandLiabilityDerivativesDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofAssetandLiabilityDerivativesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_019ed137-3a1c-797e-b498-ac50f47eeb56" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeTable_019ed137-3a1c-7762-ba08-1860eab9251d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_019ed137-3a1c-797e-b498-ac50f47eeb56" xlink:to="loc_us-gaap_DerivativeTable_019ed137-3a1c-7762-ba08-1860eab9251d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_019ed137-3a1c-7491-bc5e-f74b18a47e06" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentRiskAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeTable_019ed137-3a1c-7762-ba08-1860eab9251d" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_019ed137-3a1c-7491-bc5e-f74b18a47e06" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_019ed137-3a1c-71a3-8de5-cf8365ce334b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeContractTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_019ed137-3a1c-7491-bc5e-f74b18a47e06" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_019ed137-3a1c-71a3-8de5-cf8365ce334b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_InterestRateSwapNelnetBankMember_019ed137-3a1c-742a-9dc6-ad2244c3ef0d" xlink:href="nni-20260630.xsd#nni_InterestRateSwapNelnetBankMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_019ed137-3a1c-71a3-8de5-cf8365ce334b" xlink:to="loc_nni_InterestRateSwapNelnetBankMember_019ed137-3a1c-742a-9dc6-ad2244c3ef0d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashFlowHedgingMember_019ed137-3a1c-7238-9aae-8bbbc6f2064e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashFlowHedgingMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_019ed137-3a1c-71a3-8de5-cf8365ce334b" xlink:to="loc_us-gaap_CashFlowHedgingMember_019ed137-3a1c-7238-9aae-8bbbc6f2064e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherContractMember_019f92a3-2669-7fb2-b876-979a0db8e305" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherContractMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_019ed137-3a1c-71a3-8de5-cf8365ce334b" xlink:to="loc_us-gaap_OtherContractMember_019f92a3-2669-7fb2-b876-979a0db8e305" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLineItems_019ed137-3a1c-7cac-96e7-ec780d02d107" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeTable_019ed137-3a1c-7762-ba08-1860eab9251d" xlink:to="loc_us-gaap_DerivativeLineItems_019ed137-3a1c-7cac-96e7-ec780d02d107" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssetNotSubjectToMasterNettingArrangement_019ed137-3a1c-7dd9-8e35-0c90597315b6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeAssetNotSubjectToMasterNettingArrangement"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_019ed137-3a1c-7cac-96e7-ec780d02d107" xlink:to="loc_us-gaap_DerivativeAssetNotSubjectToMasterNettingArrangement_019ed137-3a1c-7dd9-8e35-0c90597315b6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilityNotSubjectToMasterNettingArrangement_019ed137-3a1c-7a2c-8d5d-12f771d0a3c8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeLiabilityNotSubjectToMasterNettingArrangement"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_019ed137-3a1c-7cac-96e7-ec780d02d107" xlink:to="loc_us-gaap_DerivativeLiabilityNotSubjectToMasterNettingArrangement_019ed137-3a1c-7a2c-8d5d-12f771d0a3c8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/DerivativeFinancialInstrumentsDerivativeImpactonStatementofIncomeDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#DerivativeFinancialInstrumentsDerivativeImpactonStatementofIncomeDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/DerivativeFinancialInstrumentsDerivativeImpactonStatementofIncomeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_019ed137-3a1c-71fb-85a0-8e4ad7aa13bb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_019ed137-3a1c-7b89-904d-b72d4da01761" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_019ed137-3a1c-71fb-85a0-8e4ad7aa13bb" xlink:to="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_019ed137-3a1c-7b89-904d-b72d4da01761" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_019ed137-3a1c-718c-81be-21e7c31a43af" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentRiskAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_019ed137-3a1c-7b89-904d-b72d4da01761" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_019ed137-3a1c-718c-81be-21e7c31a43af" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_019ed137-3a1c-7be0-824b-f5a845a0a0fd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeContractTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_019ed137-3a1c-718c-81be-21e7c31a43af" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_019ed137-3a1c-7be0-824b-f5a845a0a0fd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BasisSwapMember_019ed137-3a1c-744b-bc0d-3450f8e93495" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BasisSwapMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_019ed137-3a1c-7be0-824b-f5a845a0a0fd" xlink:to="loc_us-gaap_BasisSwapMember_019ed137-3a1c-744b-bc0d-3450f8e93495" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_InterestRateSwapNonNelnetBankMember_019ed137-3a1c-768d-9d20-c72c9e46bd45" xlink:href="nni-20260630.xsd#nni_InterestRateSwapNonNelnetBankMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_019ed137-3a1c-7be0-824b-f5a845a0a0fd" xlink:to="loc_nni_InterestRateSwapNonNelnetBankMember_019ed137-3a1c-768d-9d20-c72c9e46bd45" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_InterestRateSwapNelnetBankMember_019ed137-3a1c-75e0-8c8f-a38674c37b9c" xlink:href="nni-20260630.xsd#nni_InterestRateSwapNelnetBankMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_019ed137-3a1c-7be0-824b-f5a845a0a0fd" xlink:to="loc_nni_InterestRateSwapNelnetBankMember_019ed137-3a1c-75e0-8c8f-a38674c37b9c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_OtherDerivativeInstrumentsMember_019ed137-3a1c-751d-bd26-c9cde50b01a9" xlink:href="nni-20260630.xsd#nni_OtherDerivativeInstrumentsMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_019ed137-3a1c-7be0-824b-f5a845a0a0fd" xlink:to="loc_nni_OtherDerivativeInstrumentsMember_019ed137-3a1c-751d-bd26-c9cde50b01a9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfIncomeLocationBalanceAxis_019ed137-3a1c-7f94-8e21-fc0e1cc76a4a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementOfIncomeLocationBalanceAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_019ed137-3a1c-7b89-904d-b72d4da01761" xlink:to="loc_us-gaap_StatementOfIncomeLocationBalanceAxis_019ed137-3a1c-7f94-8e21-fc0e1cc76a4a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_019ed137-3a1c-7772-9f41-4bcb89b5b24d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentsGainLossLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_019ed137-3a1c-7b89-904d-b72d4da01761" xlink:to="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_019ed137-3a1c-7772-9f41-4bcb89b5b24d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_DerivativeSettlementsExpenseIncome_019ed137-3a1c-7abd-99a2-3876bc00ac79" xlink:href="nni-20260630.xsd#nni_DerivativeSettlementsExpenseIncome"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_019ed137-3a1c-7772-9f41-4bcb89b5b24d" xlink:to="loc_nni_DerivativeSettlementsExpenseIncome_019ed137-3a1c-7abd-99a2-3876bc00ac79" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeGainLossOnDerivativeNet_019ed137-3a1c-7c58-89ff-adfa755f998f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeGainLossOnDerivativeNet"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_019ed137-3a1c-7772-9f41-4bcb89b5b24d" xlink:to="loc_us-gaap_DerivativeGainLossOnDerivativeNet_019ed137-3a1c-7c58-89ff-adfa755f998f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnDerivativeInstrumentsNetPretax_019ed137-3a1c-7d2a-a80b-03a917154454" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GainLossOnDerivativeInstrumentsNetPretax"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_019ed137-3a1c-7772-9f41-4bcb89b5b24d" xlink:to="loc_us-gaap_GainLossOnDerivativeInstrumentsNetPretax_019ed137-3a1c-7d2a-a80b-03a917154454" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeGainLossStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration_019ed137-3a1c-7f21-aadc-d1225b1812db" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeGainLossStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_019ed137-3a1c-7772-9f41-4bcb89b5b24d" xlink:to="loc_us-gaap_DerivativeGainLossStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration_019ed137-3a1c-7f21-aadc-d1225b1812db" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/InvestmentsandNotesReceivableScheduleofInvestmentsDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#InvestmentsandNotesReceivableScheduleofInvestmentsDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/InvestmentsandNotesReceivableScheduleofInvestmentsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsAbstract_019ed137-3a1c-7138-8c7c-85828ceab98e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MarketableSecuritiesTable_019ed137-3a1c-76ff-a49a-6b79711493af" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MarketableSecuritiesTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsAbstract_019ed137-3a1c-7138-8c7c-85828ceab98e" xlink:to="loc_us-gaap_MarketableSecuritiesTable_019ed137-3a1c-76ff-a49a-6b79711493af" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_019ed137-3a1c-76b3-bfad-9a63d0321617" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesTable_019ed137-3a1c-76ff-a49a-6b79711493af" xlink:to="loc_us-gaap_FinancialInstrumentAxis_019ed137-3a1c-76b3-bfad-9a63d0321617" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ed137-3a1c-7ad0-9b9c-073220b593ae" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_019ed137-3a1c-76b3-bfad-9a63d0321617" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ed137-3a1c-7ad0-9b9c-073220b593ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssetBackedSecuritiesAvailableForSaleFederalFamilyEducationLoanProgramFFELPLoansNonNelnetBankMember_019ed137-3a1c-74c4-9f58-b99367c9a6b6" xlink:href="nni-20260630.xsd#nni_AssetBackedSecuritiesAvailableForSaleFederalFamilyEducationLoanProgramFFELPLoansNonNelnetBankMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ed137-3a1c-7ad0-9b9c-073220b593ae" xlink:to="loc_nni_AssetBackedSecuritiesAvailableForSaleFederalFamilyEducationLoanProgramFFELPLoansNonNelnetBankMember_019ed137-3a1c-74c4-9f58-b99367c9a6b6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssetBackedSecuritesAvailableForSaleFederalFamilyEducationLoanProgramFFELPAndOtherLoansRestrictedInvestmentsMember_019ed137-3a1c-794d-ac69-bb9c0d298f75" xlink:href="nni-20260630.xsd#nni_AssetBackedSecuritesAvailableForSaleFederalFamilyEducationLoanProgramFFELPAndOtherLoansRestrictedInvestmentsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ed137-3a1c-7ad0-9b9c-073220b593ae" xlink:to="loc_nni_AssetBackedSecuritesAvailableForSaleFederalFamilyEducationLoanProgramFFELPAndOtherLoansRestrictedInvestmentsMember_019ed137-3a1c-794d-ac69-bb9c0d298f75" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssetBackedSecuritiesAvailableForSalePrivateEducationLoansNonNelnetBankMember_019ed137-3a1c-71e9-8bcf-5ea31a0ecaa2" xlink:href="nni-20260630.xsd#nni_AssetBackedSecuritiesAvailableForSalePrivateEducationLoansNonNelnetBankMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ed137-3a1c-7ad0-9b9c-073220b593ae" xlink:to="loc_nni_AssetBackedSecuritiesAvailableForSalePrivateEducationLoansNonNelnetBankMember_019ed137-3a1c-71e9-8bcf-5ea31a0ecaa2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssetBackedSecuritiesAvailableForSaleOtherNonNelnetBankMember_019ed137-3a1c-7fd3-aa15-0636a3c19070" xlink:href="nni-20260630.xsd#nni_AssetBackedSecuritiesAvailableForSaleOtherNonNelnetBankMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ed137-3a1c-7ad0-9b9c-073220b593ae" xlink:to="loc_nni_AssetBackedSecuritiesAvailableForSaleOtherNonNelnetBankMember_019ed137-3a1c-7fd3-aa15-0636a3c19070" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssetBackedSecuritiesAvailableForSaleNonNelnetBankMember_019ed137-3a1c-783a-9342-bb1ef5dfbc1d" xlink:href="nni-20260630.xsd#nni_AssetBackedSecuritiesAvailableForSaleNonNelnetBankMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ed137-3a1c-7ad0-9b9c-073220b593ae" xlink:to="loc_nni_AssetBackedSecuritiesAvailableForSaleNonNelnetBankMember_019ed137-3a1c-783a-9342-bb1ef5dfbc1d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssetBackedSecuritiesAvailableForSaleFederalFamilyEducationLoanProgramFFELPLoansNelnetBankMember_019ed137-3a1c-729d-9378-5a92c39f48da" xlink:href="nni-20260630.xsd#nni_AssetBackedSecuritiesAvailableForSaleFederalFamilyEducationLoanProgramFFELPLoansNelnetBankMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ed137-3a1c-7ad0-9b9c-073220b593ae" xlink:to="loc_nni_AssetBackedSecuritiesAvailableForSaleFederalFamilyEducationLoanProgramFFELPLoansNelnetBankMember_019ed137-3a1c-729d-9378-5a92c39f48da" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssetBackedSecuritiesAvailableForSalePrivateEducationLoansNelnetBankMember_019ed137-3a1c-7a49-92e5-ee5af4568d84" xlink:href="nni-20260630.xsd#nni_AssetBackedSecuritiesAvailableForSalePrivateEducationLoansNelnetBankMember"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ed137-3a1c-7ad0-9b9c-073220b593ae" xlink:to="loc_nni_AssetBackedSecuritiesAvailableForSalePrivateEducationLoansNelnetBankMember_019ed137-3a1c-7a49-92e5-ee5af4568d84" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssetBackedSecuritiesAvailableForSaleOtherNelnetBankMember_019ed137-3a1c-763d-97a8-fdd9c0bd9462" xlink:href="nni-20260630.xsd#nni_AssetBackedSecuritiesAvailableForSaleOtherNelnetBankMember"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ed137-3a1c-7ad0-9b9c-073220b593ae" xlink:to="loc_nni_AssetBackedSecuritiesAvailableForSaleOtherNelnetBankMember_019ed137-3a1c-763d-97a8-fdd9c0bd9462" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssetBackedSecuritiesAvailableForSaleNelnetBankMember_019ed137-3a1c-739d-b13a-512152f3a39a" xlink:href="nni-20260630.xsd#nni_AssetBackedSecuritiesAvailableForSaleNelnetBankMember"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ed137-3a1c-7ad0-9b9c-073220b593ae" xlink:to="loc_nni_AssetBackedSecuritiesAvailableForSaleNelnetBankMember_019ed137-3a1c-739d-b13a-512152f3a39a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssetBackedSecuritiesAvailableForSaleNonNelnetAndNelnetBankMember_019ed137-3a1c-7ad4-987f-fe547ba418db" xlink:href="nni-20260630.xsd#nni_AssetBackedSecuritiesAvailableForSaleNonNelnetAndNelnetBankMember"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ed137-3a1c-7ad0-9b9c-073220b593ae" xlink:to="loc_nni_AssetBackedSecuritiesAvailableForSaleNonNelnetAndNelnetBankMember_019ed137-3a1c-7ad4-987f-fe547ba418db" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssetBackedSecuritiesHeldToMaturityFederalFamilyEducationLoanProgramFFELPLoansNelnetBankMember_019ed137-3a1c-7b46-a6ff-b31273ec1898" xlink:href="nni-20260630.xsd#nni_AssetBackedSecuritiesHeldToMaturityFederalFamilyEducationLoanProgramFFELPLoansNelnetBankMember"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ed137-3a1c-7ad0-9b9c-073220b593ae" xlink:to="loc_nni_AssetBackedSecuritiesHeldToMaturityFederalFamilyEducationLoanProgramFFELPLoansNelnetBankMember_019ed137-3a1c-7b46-a6ff-b31273ec1898" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssetBackedSecuritiesAvailableForSalePrivateEducationLoansNonNelnetBankBondsMember_019ed137-3a1c-7055-8297-f456d1ec7c59" xlink:href="nni-20260630.xsd#nni_AssetBackedSecuritiesAvailableForSalePrivateEducationLoansNonNelnetBankBondsMember"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ed137-3a1c-7ad0-9b9c-073220b593ae" xlink:to="loc_nni_AssetBackedSecuritiesAvailableForSalePrivateEducationLoansNonNelnetBankBondsMember_019ed137-3a1c-7055-8297-f456d1ec7c59" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentTypeAxis_019ed137-3a1c-7a92-b6cd-094d2d1465b6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentTypeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesTable_019ed137-3a1c-76ff-a49a-6b79711493af" xlink:to="loc_us-gaap_InvestmentTypeAxis_019ed137-3a1c-7a92-b6cd-094d2d1465b6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentTypeCategorizationMember_019ed137-3a1c-7d43-93fe-90acbf7acf31" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentTypeCategorizationMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeAxis_019ed137-3a1c-7a92-b6cd-094d2d1465b6" xlink:to="loc_us-gaap_InvestmentTypeCategorizationMember_019ed137-3a1c-7d43-93fe-90acbf7acf31" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VentureCapitalFundsMember_019ed137-3a1c-79f8-92fa-2458403a67d0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_VentureCapitalFundsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_019ed137-3a1c-7d43-93fe-90acbf7acf31" xlink:to="loc_us-gaap_VentureCapitalFundsMember_019ed137-3a1c-79f8-92fa-2458403a67d0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RealEstateInvestmentMember_019ed137-3a1c-76f9-96a0-d6c9c5d4e9b2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RealEstateInvestmentMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_019ed137-3a1c-7d43-93fe-90acbf7acf31" xlink:to="loc_us-gaap_RealEstateInvestmentMember_019ed137-3a1c-76f9-96a0-d6c9c5d4e9b2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_PartnershipInterestMember_019ed137-3a1c-7f7f-ac10-caa82f0ce693" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_PartnershipInterestMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_019ed137-3a1c-7d43-93fe-90acbf7acf31" xlink:to="loc_srt_PartnershipInterestMember_019ed137-3a1c-7f7f-ac10-caa82f0ce693" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ConsumerLoanAndPrivateEducationLoanMember_019ed137-3a1c-7e8e-b218-e23459c1d504" xlink:href="nni-20260630.xsd#nni_ConsumerLoanAndPrivateEducationLoanMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_019ed137-3a1c-7d43-93fe-90acbf7acf31" xlink:to="loc_nni_ConsumerLoanAndPrivateEducationLoanMember_019ed137-3a1c-7e8e-b218-e23459c1d504" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConsumerLoanMember_019ed137-3a1c-794e-9c44-97c258084cfc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConsumerLoanMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_019ed137-3a1c-7d43-93fe-90acbf7acf31" xlink:to="loc_us-gaap_ConsumerLoanMember_019ed137-3a1c-794e-9c44-97c258084cfc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_FederallyInsuredLoanSecuritizationMember_019ed137-3a1c-7b11-ae4c-fd4ad1ef66a7" xlink:href="nni-20260630.xsd#nni_FederallyInsuredLoanSecuritizationMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_019ed137-3a1c-7d43-93fe-90acbf7acf31" xlink:to="loc_nni_FederallyInsuredLoanSecuritizationMember_019ed137-3a1c-7b11-ae4c-fd4ad1ef66a7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_SolarInvestmentMember_019ed137-3a1c-7d17-9aa4-3e70f26c7c1e" xlink:href="nni-20260630.xsd#nni_SolarInvestmentMember"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_019ed137-3a1c-7d43-93fe-90acbf7acf31" xlink:to="loc_nni_SolarInvestmentMember_019ed137-3a1c-7d17-9aa4-3e70f26c7c1e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_TaxliensandaffordablehousinginvestmentsMember_019ed137-3a1c-75ea-a86b-fa580579b91a" xlink:href="nni-20260630.xsd#nni_TaxliensandaffordablehousinginvestmentsMember"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_019ed137-3a1c-7d43-93fe-90acbf7acf31" xlink:to="loc_nni_TaxliensandaffordablehousinginvestmentsMember_019ed137-3a1c-75ea-a86b-fa580579b91a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_PrivateEducationLoanSecuritizationMember_019ed137-3a1c-7668-b89a-338390b299f5" xlink:href="nni-20260630.xsd#nni_PrivateEducationLoanSecuritizationMember"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentTypeCategorizationMember_019ed137-3a1c-7d43-93fe-90acbf7acf31" xlink:to="loc_nni_PrivateEducationLoanSecuritizationMember_019ed137-3a1c-7668-b89a-338390b299f5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019ed137-3a1c-7370-be6d-d46ad7e79c3e" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesTable_019ed137-3a1c-76ff-a49a-6b79711493af" xlink:to="loc_dei_LegalEntityAxis_019ed137-3a1c-7370-be6d-d46ad7e79c3e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019ed137-3a1c-7fa4-bba8-40735041c325" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_019ed137-3a1c-7370-be6d-d46ad7e79c3e" xlink:to="loc_dei_EntityDomain_019ed137-3a1c-7fa4-bba8-40735041c325" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ThirdPartyCoInvestorsMember_019ed137-3a1c-7cf1-9939-4bf2eb1b7fc3" xlink:href="nni-20260630.xsd#nni_ThirdPartyCoInvestorsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_019ed137-3a1c-7fa4-bba8-40735041c325" xlink:to="loc_nni_ThirdPartyCoInvestorsMember_019ed137-3a1c-7cf1-9939-4bf2eb1b7fc3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MarketableSecuritiesLineItems_019ed137-3a1c-7467-9031-889343fc6f4e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MarketableSecuritiesLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesTable_019ed137-3a1c-76ff-a49a-6b79711493af" xlink:to="loc_us-gaap_MarketableSecuritiesLineItems_019ed137-3a1c-7467-9031-889343fc6f4e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss_019ed137-3a1c-7cd7-9509-84a232d109d5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_019ed137-3a1c-7467-9031-889343fc6f4e" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss_019ed137-3a1c-7cd7-9509-84a232d109d5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_019ed137-3a1c-7507-ad0f-55eefd608b0d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_019ed137-3a1c-7467-9031-889343fc6f4e" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_019ed137-3a1c-7507-ad0f-55eefd608b0d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_019ed137-3a1c-7ee3-b54b-596998d09992" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_019ed137-3a1c-7467-9031-889343fc6f4e" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_019ed137-3a1c-7ee3-b54b-596998d09992" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_019ed137-3a1c-7462-9ef6-7bb50cf474de" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_019ed137-3a1c-7467-9031-889343fc6f4e" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_019ed137-3a1c-7462-9ef6-7bb50cf474de" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_EquitySecuritiesAndFundsFVNI_019ed137-3a1c-798d-9e34-75be33967d4c" xlink:href="nni-20260630.xsd#nni_EquitySecuritiesAndFundsFVNI"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_019ed137-3a1c-7467-9031-889343fc6f4e" xlink:to="loc_nni_EquitySecuritiesAndFundsFVNI_019ed137-3a1c-798d-9e34-75be33967d4c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MarketableSecurities_019ed137-3a1c-749a-b5ab-57f13ff11c4e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MarketableSecurities"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_019ed137-3a1c-7467-9031-889343fc6f4e" xlink:to="loc_us-gaap_MarketableSecurities_019ed137-3a1c-749a-b5ab-57f13ff11c4e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss_019ed137-3a1c-70e7-b802-b3f9e17813e1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_019ed137-3a1c-7467-9031-889343fc6f4e" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss_019ed137-3a1c-70e7-b802-b3f9e17813e1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount_019ed137-3a1c-7cf2-b249-0e262e9d3084" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_019ed137-3a1c-7467-9031-889343fc6f4e" xlink:to="loc_us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount_019ed137-3a1c-7cf2-b249-0e262e9d3084" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityMethodInvestments_019ed137-3a1c-7757-a41b-30dd30e4bf13" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquityMethodInvestments"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_019ed137-3a1c-7467-9031-889343fc6f4e" xlink:to="loc_us-gaap_EquityMethodInvestments_019ed137-3a1c-7757-a41b-30dd30e4bf13" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherInvestments_019ed137-3a1c-7766-8d02-55dc6a8e66bf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherInvestments"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_019ed137-3a1c-7467-9031-889343fc6f4e" xlink:to="loc_us-gaap_OtherInvestments_019ed137-3a1c-7766-8d02-55dc6a8e66bf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_EquityMethodInvestmentPreferredMembershipInterests_019ed137-3a1c-7b9e-bb62-58aa81924f37" xlink:href="nni-20260630.xsd#nni_EquityMethodInvestmentPreferredMembershipInterests"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_019ed137-3a1c-7467-9031-889343fc6f4e" xlink:to="loc_nni_EquityMethodInvestmentPreferredMembershipInterests_019ed137-3a1c-7b9e-bb62-58aa81924f37" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_BeneficialInterestInSecuritization_019ed137-3a1c-7b74-aed3-ac571d6ddc5d" xlink:href="nni-20260630.xsd#nni_BeneficialInterestInSecuritization"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_019ed137-3a1c-7467-9031-889343fc6f4e" xlink:to="loc_nni_BeneficialInterestInSecuritization_019ed137-3a1c-7b74-aed3-ac571d6ddc5d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_OtherInvestmentsNetOfTaxCredits_019ed137-3a1c-7564-b2c9-aa90bde662a3" xlink:href="nni-20260630.xsd#nni_OtherInvestmentsNetOfTaxCredits"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_019ed137-3a1c-7467-9031-889343fc6f4e" xlink:to="loc_nni_OtherInvestmentsNetOfTaxCredits_019ed137-3a1c-7564-b2c9-aa90bde662a3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_NotesReceivable_019ed137-3a1c-7d95-a0c1-13fbf51bd80f" xlink:href="nni-20260630.xsd#nni_NotesReceivable"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_019ed137-3a1c-7467-9031-889343fc6f4e" xlink:to="loc_nni_NotesReceivable_019ed137-3a1c-7d95-a0c1-13fbf51bd80f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_OtherInvestmentsAndNotesReceivable_019ed137-3a1c-79b4-ba49-1bedb60a913a" xlink:href="nni-20260630.xsd#nni_OtherInvestmentsAndNotesReceivable"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_019ed137-3a1c-7467-9031-889343fc6f4e" xlink:to="loc_nni_OtherInvestmentsAndNotesReceivable_019ed137-3a1c-79b4-ba49-1bedb60a913a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_InvestmentsAndNotesReceivable_019ed137-3a1c-7b46-9e35-0b1ab3307ed6" xlink:href="nni-20260630.xsd#nni_InvestmentsAndNotesReceivable"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_019ed137-3a1c-7467-9031-889343fc6f4e" xlink:to="loc_nni_InvestmentsAndNotesReceivable_019ed137-3a1c-7b46-9e35-0b1ab3307ed6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_DebtSecuritiesAvailableForSaleAmountAtParValue_019ed137-3a1c-765c-970c-a53d98641ddb" xlink:href="nni-20260630.xsd#nni_DebtSecuritiesAvailableForSaleAmountAtParValue"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_019ed137-3a1c-7467-9031-889343fc6f4e" xlink:to="loc_nni_DebtSecuritiesAvailableForSaleAmountAtParValue_019ed137-3a1c-765c-970c-a53d98641ddb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_LoansReceivableAmountCorrespondingToBeneficialOwnership_019ed137-3a1c-7263-b42b-8cc84147b43e" xlink:href="nni-20260630.xsd#nni_LoansReceivableAmountCorrespondingToBeneficialOwnership"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_019ed137-3a1c-7467-9031-889343fc6f4e" xlink:to="loc_nni_LoansReceivableAmountCorrespondingToBeneficialOwnership_019ed137-3a1c-7263-b42b-8cc84147b43e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ProvisionNegativeProvisionOfBeneficialInterestInInvestments_019ed137-3a1c-7730-9d87-461f7713cae3" xlink:href="nni-20260630.xsd#nni_ProvisionNegativeProvisionOfBeneficialInterestInInvestments"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_019ed137-3a1c-7467-9031-889343fc6f4e" xlink:to="loc_nni_ProvisionNegativeProvisionOfBeneficialInterestInInvestments_019ed137-3a1c-7730-9d87-461f7713cae3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_EquityMethodInvestmentAmountFundedOrCommittedToFund_019ed137-3a1c-735c-acbd-d3a612cd49c3" xlink:href="nni-20260630.xsd#nni_EquityMethodInvestmentAmountFundedOrCommittedToFund"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_019ed137-3a1c-7467-9031-889343fc6f4e" xlink:to="loc_nni_EquityMethodInvestmentAmountFundedOrCommittedToFund_019ed137-3a1c-735c-acbd-d3a612cd49c3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_EquityMethodInvestmentAmountFundedOrCommittedToFundByPartners_019ed137-3a1c-7f65-abc3-0d352c4f617f" xlink:href="nni-20260630.xsd#nni_EquityMethodInvestmentAmountFundedOrCommittedToFundByPartners"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_019ed137-3a1c-7467-9031-889343fc6f4e" xlink:to="loc_nni_EquityMethodInvestmentAmountFundedOrCommittedToFundByPartners_019ed137-3a1c-7f65-abc3-0d352c4f617f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_EquityMethodInvestmentTaxCreditsAmountByPartners_019ed137-3a1c-7cbc-ac9f-f7308f11fa14" xlink:href="nni-20260630.xsd#nni_EquityMethodInvestmentTaxCreditsAmountByPartners"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_019ed137-3a1c-7467-9031-889343fc6f4e" xlink:to="loc_nni_EquityMethodInvestmentTaxCreditsAmountByPartners_019ed137-3a1c-7cbc-ac9f-f7308f11fa14" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_EquityMethodInvestmentNetOfTaxCredits_019ed137-3a1c-709e-8288-79b3dcb70c2e" xlink:href="nni-20260630.xsd#nni_EquityMethodInvestmentNetOfTaxCredits"/>
    <link:presentationArc order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_019ed137-3a1c-7467-9031-889343fc6f4e" xlink:to="loc_nni_EquityMethodInvestmentNetOfTaxCredits_019ed137-3a1c-709e-8288-79b3dcb70c2e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_EquityMethodInvestmentAttributableToParent_019ed137-3a1c-75f1-8799-9b9d3e4b71a0" xlink:href="nni-20260630.xsd#nni_EquityMethodInvestmentAttributableToParent"/>
    <link:presentationArc order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_019ed137-3a1c-7467-9031-889343fc6f4e" xlink:to="loc_nni_EquityMethodInvestmentAttributableToParent_019ed137-3a1c-75f1-8799-9b9d3e4b71a0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_LossesFromHypotheticalLiquidationAtBookValueGross_019ed137-3a1c-7563-9402-e8031e17a08c" xlink:href="nni-20260630.xsd#nni_LossesFromHypotheticalLiquidationAtBookValueGross"/>
    <link:presentationArc order="25" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_019ed137-3a1c-7467-9031-889343fc6f4e" xlink:to="loc_nni_LossesFromHypotheticalLiquidationAtBookValueGross_019ed137-3a1c-7563-9402-e8031e17a08c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnSaleOfInvestments_019ed137-3a1c-7dac-9935-b8ad775dca2e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GainLossOnSaleOfInvestments"/>
    <link:presentationArc order="26" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_019ed137-3a1c-7467-9031-889343fc6f4e" xlink:to="loc_us-gaap_GainLossOnSaleOfInvestments_019ed137-3a1c-7dac-9935-b8ad775dca2e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromEquityMethodInvestments_019ed137-3a1c-709d-9e9f-baf7cec15b4d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeLossFromEquityMethodInvestments"/>
    <link:presentationArc order="27" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_019ed137-3a1c-7467-9031-889343fc6f4e" xlink:to="loc_us-gaap_IncomeLossFromEquityMethodInvestments_019ed137-3a1c-709d-9e9f-baf7cec15b4d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_019ed137-3a1c-7e7a-a097-ad2d620b4a2a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetIncomeLossAttributableToNoncontrollingInterest"/>
    <link:presentationArc order="28" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_019ed137-3a1c-7467-9031-889343fc6f4e" xlink:to="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_019ed137-3a1c-7e7a-a097-ad2d620b4a2a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_019ed137-3a1c-71e0-be3a-653240223ae5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="29" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_019ed137-3a1c-7467-9031-889343fc6f4e" xlink:to="loc_us-gaap_NetIncomeLoss_019ed137-3a1c-71e0-be3a-653240223ae5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_BeneficialInterestInSecuritizationAllowanceForCreditLosses_019fcff2-a17f-7738-9e57-c356d554eca3" xlink:href="nni-20260630.xsd#nni_BeneficialInterestInSecuritizationAllowanceForCreditLosses"/>
    <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_019ed137-3a1c-7467-9031-889343fc6f4e" xlink:to="loc_nni_BeneficialInterestInSecuritizationAllowanceForCreditLosses_019fcff2-a17f-7738-9e57-c356d554eca3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/InvestmentsandNotesReceivableScheduleofInvestmentsClassifiedbyContractualMaturityDateDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#InvestmentsandNotesReceivableScheduleofInvestmentsClassifiedbyContractualMaturityDateDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/InvestmentsandNotesReceivableScheduleofInvestmentsClassifiedbyContractualMaturityDateDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsAbstract_019ed137-3a1c-7941-8457-eb2fdb8064e2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable_019ed137-3a1c-7210-9c69-57554a489a20" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsAbstract_019ed137-3a1c-7941-8457-eb2fdb8064e2" xlink:to="loc_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable_019ed137-3a1c-7210-9c69-57554a489a20" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_019ed137-3a1c-7105-8081-c0f0132d59c8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable_019ed137-3a1c-7210-9c69-57554a489a20" xlink:to="loc_us-gaap_FinancialInstrumentAxis_019ed137-3a1c-7105-8081-c0f0132d59c8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ed137-3a1c-7514-9ec6-0dcdba873643" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_019ed137-3a1c-7105-8081-c0f0132d59c8" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ed137-3a1c-7514-9ec6-0dcdba873643" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssetBackedSecuritiesAvailableForSaleNonNelnetBankMember_019ed137-3a1c-7e8e-bc67-f6d8e0cc8144" xlink:href="nni-20260630.xsd#nni_AssetBackedSecuritiesAvailableForSaleNonNelnetBankMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ed137-3a1c-7514-9ec6-0dcdba873643" xlink:to="loc_nni_AssetBackedSecuritiesAvailableForSaleNonNelnetBankMember_019ed137-3a1c-7e8e-bc67-f6d8e0cc8144" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssetBackedSecuritiesAvailableForSaleFederalFamilyEducationLoanProgramFFELPLoansNonNelnetBankMember_019ed137-3a1c-72f1-b4ee-179bacc26140" xlink:href="nni-20260630.xsd#nni_AssetBackedSecuritiesAvailableForSaleFederalFamilyEducationLoanProgramFFELPLoansNonNelnetBankMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_AssetBackedSecuritiesAvailableForSaleNonNelnetBankMember_019ed137-3a1c-7e8e-bc67-f6d8e0cc8144" xlink:to="loc_nni_AssetBackedSecuritiesAvailableForSaleFederalFamilyEducationLoanProgramFFELPLoansNonNelnetBankMember_019ed137-3a1c-72f1-b4ee-179bacc26140" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssetBackedSecuritesAvailableForSaleFederalFamilyEducationLoanProgramFFELPAndOtherLoansRestrictedInvestmentsMember_019ed137-3a1c-71b0-88f7-51553c98d91b" xlink:href="nni-20260630.xsd#nni_AssetBackedSecuritesAvailableForSaleFederalFamilyEducationLoanProgramFFELPAndOtherLoansRestrictedInvestmentsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_AssetBackedSecuritiesAvailableForSaleNonNelnetBankMember_019ed137-3a1c-7e8e-bc67-f6d8e0cc8144" xlink:to="loc_nni_AssetBackedSecuritesAvailableForSaleFederalFamilyEducationLoanProgramFFELPAndOtherLoansRestrictedInvestmentsMember_019ed137-3a1c-71b0-88f7-51553c98d91b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssetBackedSecuritiesAvailableForSalePrivateEducationLoansNonNelnetBankMember_019ed137-3a1c-7394-9bdb-9158bab21545" xlink:href="nni-20260630.xsd#nni_AssetBackedSecuritiesAvailableForSalePrivateEducationLoansNonNelnetBankMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_AssetBackedSecuritiesAvailableForSaleNonNelnetBankMember_019ed137-3a1c-7e8e-bc67-f6d8e0cc8144" xlink:to="loc_nni_AssetBackedSecuritiesAvailableForSalePrivateEducationLoansNonNelnetBankMember_019ed137-3a1c-7394-9bdb-9158bab21545" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssetBackedSecuritiesAvailableForSaleOtherNonNelnetBankMember_019ed137-3a1c-7c68-9af1-baed6461233a" xlink:href="nni-20260630.xsd#nni_AssetBackedSecuritiesAvailableForSaleOtherNonNelnetBankMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_AssetBackedSecuritiesAvailableForSaleNonNelnetBankMember_019ed137-3a1c-7e8e-bc67-f6d8e0cc8144" xlink:to="loc_nni_AssetBackedSecuritiesAvailableForSaleOtherNonNelnetBankMember_019ed137-3a1c-7c68-9af1-baed6461233a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssetBackedSecuritiesAvailableForSaleNelnetBankMember_019ed137-3a1c-7de1-b2c2-6e974659a8c1" xlink:href="nni-20260630.xsd#nni_AssetBackedSecuritiesAvailableForSaleNelnetBankMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ed137-3a1c-7514-9ec6-0dcdba873643" xlink:to="loc_nni_AssetBackedSecuritiesAvailableForSaleNelnetBankMember_019ed137-3a1c-7de1-b2c2-6e974659a8c1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssetBackedSecuritiesAvailableForSaleFederalFamilyEducationLoanProgramFFELPLoansNelnetBankMember_019ed137-3a1c-779c-b6e5-434201a7974f" xlink:href="nni-20260630.xsd#nni_AssetBackedSecuritiesAvailableForSaleFederalFamilyEducationLoanProgramFFELPLoansNelnetBankMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_AssetBackedSecuritiesAvailableForSaleNelnetBankMember_019ed137-3a1c-7de1-b2c2-6e974659a8c1" xlink:to="loc_nni_AssetBackedSecuritiesAvailableForSaleFederalFamilyEducationLoanProgramFFELPLoansNelnetBankMember_019ed137-3a1c-779c-b6e5-434201a7974f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssetBackedSecuritiesAvailableForSalePrivateEducationLoansNelnetBankMember_019ed137-3a1c-7aad-ac6e-03dcd351087f" xlink:href="nni-20260630.xsd#nni_AssetBackedSecuritiesAvailableForSalePrivateEducationLoansNelnetBankMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_AssetBackedSecuritiesAvailableForSaleNelnetBankMember_019ed137-3a1c-7de1-b2c2-6e974659a8c1" xlink:to="loc_nni_AssetBackedSecuritiesAvailableForSalePrivateEducationLoansNelnetBankMember_019ed137-3a1c-7aad-ac6e-03dcd351087f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssetBackedSecuritiesAvailableForSaleOtherNelnetBankMember_019ed137-3a1c-7156-9447-69aa32c88ca0" xlink:href="nni-20260630.xsd#nni_AssetBackedSecuritiesAvailableForSaleOtherNelnetBankMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_AssetBackedSecuritiesAvailableForSaleNelnetBankMember_019ed137-3a1c-7de1-b2c2-6e974659a8c1" xlink:to="loc_nni_AssetBackedSecuritiesAvailableForSaleOtherNelnetBankMember_019ed137-3a1c-7156-9447-69aa32c88ca0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssetBackedSecuritiesHeldToMaturityFederalFamilyEducationLoanProgramFFELPLoansNelnetBankMember_019ed137-3a1c-710c-b089-1d8ccc5132f1" xlink:href="nni-20260630.xsd#nni_AssetBackedSecuritiesHeldToMaturityFederalFamilyEducationLoanProgramFFELPLoansNelnetBankMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ed137-3a1c-7514-9ec6-0dcdba873643" xlink:to="loc_nni_AssetBackedSecuritiesHeldToMaturityFederalFamilyEducationLoanProgramFFELPLoansNelnetBankMember_019ed137-3a1c-710c-b089-1d8ccc5132f1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsLineItems_019ed137-3a1c-7859-bc2b-ac44f244faf7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsTable_019ed137-3a1c-7210-9c69-57554a489a20" xlink:to="loc_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsLineItems_019ed137-3a1c-7859-bc2b-ac44f244faf7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_019ed137-3a1c-7970-a869-ce7d74b7bd67" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsLineItems_019ed137-3a1c-7859-bc2b-ac44f244faf7" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_019ed137-3a1c-7970-a869-ce7d74b7bd67" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_019ed137-3a1c-743c-9ac3-ff0a7250e052" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_019ed137-3a1c-7970-a869-ce7d74b7bd67" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_019ed137-3a1c-743c-9ac3-ff0a7250e052" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_019ed137-3a1c-7634-b39b-5c4aeb3430d5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_019ed137-3a1c-7970-a869-ce7d74b7bd67" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_019ed137-3a1c-7634-b39b-5c4aeb3430d5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_019ed137-3a1c-7f15-b7b0-2733072d4c0e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_019ed137-3a1c-7970-a869-ce7d74b7bd67" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_019ed137-3a1c-7f15-b7b0-2733072d4c0e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_019ed137-3a1c-7ff3-bc4c-7846d21e545c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_019ed137-3a1c-7970-a869-ce7d74b7bd67" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_019ed137-3a1c-7ff3-bc4c-7846d21e545c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss_019ed137-3a1c-76ec-b0a8-cdaf6807cc8a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract_019ed137-3a1c-7970-a869-ce7d74b7bd67" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss_019ed137-3a1c-76ec-b0a8-cdaf6807cc8a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_019ed137-3a1c-7b14-81fe-380d27517c90" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsLineItems_019ed137-3a1c-7859-bc2b-ac44f244faf7" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_019ed137-3a1c-7b14-81fe-380d27517c90" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_019ed137-3a1c-7d7e-a07c-d5eb15e26542" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_019ed137-3a1c-7b14-81fe-380d27517c90" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_019ed137-3a1c-7d7e-a07c-d5eb15e26542" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_019ed137-3a1c-75b3-a815-0c0741d7a4a2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_019ed137-3a1c-7b14-81fe-380d27517c90" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_019ed137-3a1c-75b3-a815-0c0741d7a4a2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_019ed137-3a1c-79fe-80b0-fccb86755b81" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_019ed137-3a1c-7b14-81fe-380d27517c90" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_019ed137-3a1c-79fe-80b0-fccb86755b81" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_019ed137-3a1c-7320-ba05-2b222f4d9351" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_019ed137-3a1c-7b14-81fe-380d27517c90" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_019ed137-3a1c-7320-ba05-2b222f4d9351" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_019ed137-3a1c-73c6-b023-7dbdd65da337" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract_019ed137-3a1c-7b14-81fe-380d27517c90" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_019ed137-3a1c-73c6-b023-7dbdd65da337" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAbstract_019ed137-3a1c-7109-8cb0-116b11907528" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAbstract"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsLineItems_019ed137-3a1c-7859-bc2b-ac44f244faf7" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAbstract_019ed137-3a1c-7109-8cb0-116b11907528" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateYearOne_019ed137-3a1c-7234-8e7c-f2562a103eef" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateYearOne"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAbstract_019ed137-3a1c-7109-8cb0-116b11907528" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateYearOne_019ed137-3a1c-7234-8e7c-f2562a103eef" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive_019ed137-3a1c-75e3-aa09-95d337abf33b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAbstract_019ed137-3a1c-7109-8cb0-116b11907528" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive_019ed137-3a1c-75e3-aa09-95d337abf33b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateAfterYear5Through10_019ed137-3a1c-7516-8413-e2e82363ff9c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateAfterYear5Through10"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAbstract_019ed137-3a1c-7109-8cb0-116b11907528" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateAfterYear5Through10_019ed137-3a1c-7516-8413-e2e82363ff9c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateAfterYear10_019ed137-3a1c-777a-836a-3bcbe0f96405" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateAfterYear10"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAbstract_019ed137-3a1c-7109-8cb0-116b11907528" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAllocatedAndSingleMaturityDateAfterYear10_019ed137-3a1c-777a-836a-3bcbe0f96405" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss_019ed137-3a1c-7ed4-a881-fc2e2d05f188" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLossMaturityAbstract_019ed137-3a1c-7109-8cb0-116b11907528" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss_019ed137-3a1c-7ed4-a881-fc2e2d05f188" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValueAbstract_019ed137-3a1c-7d04-8be7-b1ad37e98ccf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValueAbstract"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsLineItems_019ed137-3a1c-7859-bc2b-ac44f244faf7" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValueAbstract_019ed137-3a1c-7d04-8be7-b1ad37e98ccf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue_019ed137-3a1c-7adc-b9bd-879aa0709112" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValueAbstract_019ed137-3a1c-7d04-8be7-b1ad37e98ccf" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue_019ed137-3a1c-7adc-b9bd-879aa0709112" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_019ed137-3a1c-7bd4-95c4-9d108f606687" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValueAbstract_019ed137-3a1c-7d04-8be7-b1ad37e98ccf" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_019ed137-3a1c-7bd4-95c4-9d108f606687" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_019ed137-3a1c-70f8-9bca-a9d58eaf5f67" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValueAbstract_019ed137-3a1c-7d04-8be7-b1ad37e98ccf" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_019ed137-3a1c-70f8-9bca-a9d58eaf5f67" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_019ed137-3a1c-7ac3-9d1b-6fd208a5c4ee" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValueAbstract_019ed137-3a1c-7d04-8be7-b1ad37e98ccf" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue_019ed137-3a1c-7ac3-9d1b-6fd208a5c4ee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_019ed137-3a1c-7d0d-8ec5-cac6b8db981a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_HeldToMaturitySecuritiesFairValue"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesFairValueAbstract_019ed137-3a1c-7d04-8be7-b1ad37e98ccf" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_019ed137-3a1c-7d0d-8ec5-cac6b8db981a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_BeneficialInterestInSecuritizationAbstract_019ed137-3a1c-7b6b-990d-594cc2f49e25" xlink:href="nni-20260630.xsd#nni_BeneficialInterestInSecuritizationAbstract"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsLineItems_019ed137-3a1c-7859-bc2b-ac44f244faf7" xlink:to="loc_nni_BeneficialInterestInSecuritizationAbstract_019ed137-3a1c-7b6b-990d-594cc2f49e25" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_BeneficialInterestInSecuritizationAmortizedCostMaturityAllocatedAndSingleMaturityDateYearOne_019ed137-3a1c-75bc-906b-607543c02948" xlink:href="nni-20260630.xsd#nni_BeneficialInterestInSecuritizationAmortizedCostMaturityAllocatedAndSingleMaturityDateYearOne"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_BeneficialInterestInSecuritizationAbstract_019ed137-3a1c-7b6b-990d-594cc2f49e25" xlink:to="loc_nni_BeneficialInterestInSecuritizationAmortizedCostMaturityAllocatedAndSingleMaturityDateYearOne_019ed137-3a1c-75bc-906b-607543c02948" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_BeneficialInterestInSecuritizationAmortizedCostMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive_019ed137-3a1c-718e-a49a-ff9e5a98343b" xlink:href="nni-20260630.xsd#nni_BeneficialInterestInSecuritizationAmortizedCostMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_BeneficialInterestInSecuritizationAbstract_019ed137-3a1c-7b6b-990d-594cc2f49e25" xlink:to="loc_nni_BeneficialInterestInSecuritizationAmortizedCostMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive_019ed137-3a1c-718e-a49a-ff9e5a98343b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_BeneficialInterestInSecuritizationAmortizedCostMaturityAllocatedAndSingleMaturityDateAfterYear5Through10_019ed137-3a1c-7e60-8108-35d8820b8651" xlink:href="nni-20260630.xsd#nni_BeneficialInterestInSecuritizationAmortizedCostMaturityAllocatedAndSingleMaturityDateAfterYear5Through10"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_BeneficialInterestInSecuritizationAbstract_019ed137-3a1c-7b6b-990d-594cc2f49e25" xlink:to="loc_nni_BeneficialInterestInSecuritizationAmortizedCostMaturityAllocatedAndSingleMaturityDateAfterYear5Through10_019ed137-3a1c-7e60-8108-35d8820b8651" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_BeneficialInterestInSecuritizationAmortizedCostMaturityAllocatedAndSingleMaturityDateAfterYear10_019ed137-3a1c-7899-9f54-a2e8633d2934" xlink:href="nni-20260630.xsd#nni_BeneficialInterestInSecuritizationAmortizedCostMaturityAllocatedAndSingleMaturityDateAfterYear10"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_BeneficialInterestInSecuritizationAbstract_019ed137-3a1c-7b6b-990d-594cc2f49e25" xlink:to="loc_nni_BeneficialInterestInSecuritizationAmortizedCostMaturityAllocatedAndSingleMaturityDateAfterYear10_019ed137-3a1c-7899-9f54-a2e8633d2934" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_BeneficialInterestInSecuritization_019ed137-3a1c-76b6-af15-f3b632812dc0" xlink:href="nni-20260630.xsd#nni_BeneficialInterestInSecuritization"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_BeneficialInterestInSecuritizationAbstract_019ed137-3a1c-7b6b-990d-594cc2f49e25" xlink:to="loc_nni_BeneficialInterestInSecuritization_019ed137-3a1c-76b6-af15-f3b632812dc0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_BeneficialInterestInSecuritizationFairValueMaturityAbstract_019ed137-3a1c-7f92-a664-1ed84820e34d" xlink:href="nni-20260630.xsd#nni_BeneficialInterestInSecuritizationFairValueMaturityAbstract"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfTradingSecuritiesAndOtherTradingAssetsLineItems_019ed137-3a1c-7859-bc2b-ac44f244faf7" xlink:to="loc_nni_BeneficialInterestInSecuritizationFairValueMaturityAbstract_019ed137-3a1c-7f92-a664-1ed84820e34d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_BeneficialInterestInSecuritizationFairValueMaturityAllocatedAndSingleMaturityDateYearOne_019ed137-3a1c-7b93-b696-03a548a372d4" xlink:href="nni-20260630.xsd#nni_BeneficialInterestInSecuritizationFairValueMaturityAllocatedAndSingleMaturityDateYearOne"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_BeneficialInterestInSecuritizationFairValueMaturityAbstract_019ed137-3a1c-7f92-a664-1ed84820e34d" xlink:to="loc_nni_BeneficialInterestInSecuritizationFairValueMaturityAllocatedAndSingleMaturityDateYearOne_019ed137-3a1c-7b93-b696-03a548a372d4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_BeneficialInterestInSecuritizationFairValueMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive_019ed137-3a1c-718c-9493-e04a9f76f1e1" xlink:href="nni-20260630.xsd#nni_BeneficialInterestInSecuritizationFairValueMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_BeneficialInterestInSecuritizationFairValueMaturityAbstract_019ed137-3a1c-7f92-a664-1ed84820e34d" xlink:to="loc_nni_BeneficialInterestInSecuritizationFairValueMaturityAllocatedAndSingleMaturityDateAfterYearOneThroughFive_019ed137-3a1c-718c-9493-e04a9f76f1e1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_BeneficialInterestInSecuritizationFairValueMaturityAllocatedAndSingleMaturityDateAfterYear5Through10_019ed137-3a1c-7d53-a3be-3e72cc65892d" xlink:href="nni-20260630.xsd#nni_BeneficialInterestInSecuritizationFairValueMaturityAllocatedAndSingleMaturityDateAfterYear5Through10"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_BeneficialInterestInSecuritizationFairValueMaturityAbstract_019ed137-3a1c-7f92-a664-1ed84820e34d" xlink:to="loc_nni_BeneficialInterestInSecuritizationFairValueMaturityAllocatedAndSingleMaturityDateAfterYear5Through10_019ed137-3a1c-7d53-a3be-3e72cc65892d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_BeneficialInterestInSecuritizationFairValueMaturityAllocatedAndSingleMaturityDateAfterYear10_019ed137-3a1c-7fc4-9e77-5998f16894de" xlink:href="nni-20260630.xsd#nni_BeneficialInterestInSecuritizationFairValueMaturityAllocatedAndSingleMaturityDateAfterYear10"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_BeneficialInterestInSecuritizationFairValueMaturityAbstract_019ed137-3a1c-7f92-a664-1ed84820e34d" xlink:to="loc_nni_BeneficialInterestInSecuritizationFairValueMaturityAllocatedAndSingleMaturityDateAfterYear10_019ed137-3a1c-7fc4-9e77-5998f16894de" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_BeneficialInterestInSecuritizationFairValueDisclosure_019ed137-3a1c-71fa-a8b3-c6a641c7e7ff" xlink:href="nni-20260630.xsd#nni_BeneficialInterestInSecuritizationFairValueDisclosure"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_BeneficialInterestInSecuritizationFairValueMaturityAbstract_019ed137-3a1c-7f92-a664-1ed84820e34d" xlink:to="loc_nni_BeneficialInterestInSecuritizationFairValueDisclosure_019ed137-3a1c-71fa-a8b3-c6a641c7e7ff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/InvestmentsandNotesReceivableScheduleofUnrealizedPositionsforHeldtoMaturityInvestmentsandBeneficialInterestinLoanSecuritizationsDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#InvestmentsandNotesReceivableScheduleofUnrealizedPositionsforHeldtoMaturityInvestmentsandBeneficialInterestinLoanSecuritizationsDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/InvestmentsandNotesReceivableScheduleofUnrealizedPositionsforHeldtoMaturityInvestmentsandBeneficialInterestinLoanSecuritizationsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsAllOtherInvestmentsAbstract_019ed137-3a1c-73ec-ab04-62e5a9d6a254" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentsAllOtherInvestmentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss_019ed137-3a1c-7b50-9a29-3e9058d85191" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsAllOtherInvestmentsAbstract_019ed137-3a1c-73ec-ab04-62e5a9d6a254" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss_019ed137-3a1c-7b50-9a29-3e9058d85191" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_019ed137-3a1c-78c6-bd7a-03a2fdb5eb21" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsAllOtherInvestmentsAbstract_019ed137-3a1c-73ec-ab04-62e5a9d6a254" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_019ed137-3a1c-78c6-bd7a-03a2fdb5eb21" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_019ed137-3a1c-7bc3-a26e-9172b7c0bc8b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsAllOtherInvestmentsAbstract_019ed137-3a1c-73ec-ab04-62e5a9d6a254" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_019ed137-3a1c-7bc3-a26e-9172b7c0bc8b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_019ed137-3a1c-7398-8f3e-044fad53e232" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_HeldToMaturitySecuritiesFairValue"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsAllOtherInvestmentsAbstract_019ed137-3a1c-73ec-ab04-62e5a9d6a254" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_019ed137-3a1c-7398-8f3e-044fad53e232" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_BeneficialInterestInSecuritization_019ed137-3a1c-7cd6-8216-b4e451a92373" xlink:href="nni-20260630.xsd#nni_BeneficialInterestInSecuritization"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsAllOtherInvestmentsAbstract_019ed137-3a1c-73ec-ab04-62e5a9d6a254" xlink:to="loc_nni_BeneficialInterestInSecuritization_019ed137-3a1c-7cd6-8216-b4e451a92373" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_BeneficialInterestInSecuritizationAccumulatedUnrecognizedGains_019ed137-3a1c-77f7-b553-3d981af85056" xlink:href="nni-20260630.xsd#nni_BeneficialInterestInSecuritizationAccumulatedUnrecognizedGains"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsAllOtherInvestmentsAbstract_019ed137-3a1c-73ec-ab04-62e5a9d6a254" xlink:to="loc_nni_BeneficialInterestInSecuritizationAccumulatedUnrecognizedGains_019ed137-3a1c-77f7-b553-3d981af85056" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_BeneficialInterestInSecuritizationAccumulatedUnrecognizedLoss_019ed137-3a1c-743b-8255-ef0b05f9e35a" xlink:href="nni-20260630.xsd#nni_BeneficialInterestInSecuritizationAccumulatedUnrecognizedLoss"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsAllOtherInvestmentsAbstract_019ed137-3a1c-73ec-ab04-62e5a9d6a254" xlink:to="loc_nni_BeneficialInterestInSecuritizationAccumulatedUnrecognizedLoss_019ed137-3a1c-743b-8255-ef0b05f9e35a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_BeneficialInterestInSecuritizationFairValueDisclosure_019ed137-3a1c-7437-bdac-b560be89acce" xlink:href="nni-20260630.xsd#nni_BeneficialInterestInSecuritizationFairValueDisclosure"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsAllOtherInvestmentsAbstract_019ed137-3a1c-73ec-ab04-62e5a9d6a254" xlink:to="loc_nni_BeneficialInterestInSecuritizationFairValueDisclosure_019ed137-3a1c-7437-bdac-b560be89acce" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/InvestmentsandNotesReceivableScheduleofDebtSecuritiesAvailableforSaleUnrealizedLossPositionFairValueDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#InvestmentsandNotesReceivableScheduleofDebtSecuritiesAvailableforSaleUnrealizedLossPositionFairValueDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/InvestmentsandNotesReceivableScheduleofDebtSecuritiesAvailableforSaleUnrealizedLossPositionFairValueDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsAbstract_019ed137-3a1c-7a37-8184-cb7b7b5becf1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTable_019ed137-3a1c-7cac-880e-8452189abf3d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsAbstract_019ed137-3a1c-7a37-8184-cb7b7b5becf1" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTable_019ed137-3a1c-7cac-880e-8452189abf3d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_019ed137-3a1c-70b6-b583-00068d8e513a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTable_019ed137-3a1c-7cac-880e-8452189abf3d" xlink:to="loc_us-gaap_FinancialInstrumentAxis_019ed137-3a1c-70b6-b583-00068d8e513a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ed137-3a1c-75fa-ade4-d451ff9b6833" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_019ed137-3a1c-70b6-b583-00068d8e513a" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ed137-3a1c-75fa-ade4-d451ff9b6833" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssetBackedSecuritiesAvailableForSaleNonNelnetBankMember_019ed137-3a1c-738f-8a6d-be174550db48" xlink:href="nni-20260630.xsd#nni_AssetBackedSecuritiesAvailableForSaleNonNelnetBankMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ed137-3a1c-75fa-ade4-d451ff9b6833" xlink:to="loc_nni_AssetBackedSecuritiesAvailableForSaleNonNelnetBankMember_019ed137-3a1c-738f-8a6d-be174550db48" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssetBackedSecuritiesAvailableForSaleFederalFamilyEducationLoanProgramFFELPLoansNonNelnetBankMember_019ed137-3a1c-7e72-a09a-6aab2485d1d5" xlink:href="nni-20260630.xsd#nni_AssetBackedSecuritiesAvailableForSaleFederalFamilyEducationLoanProgramFFELPLoansNonNelnetBankMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_AssetBackedSecuritiesAvailableForSaleNonNelnetBankMember_019ed137-3a1c-738f-8a6d-be174550db48" xlink:to="loc_nni_AssetBackedSecuritiesAvailableForSaleFederalFamilyEducationLoanProgramFFELPLoansNonNelnetBankMember_019ed137-3a1c-7e72-a09a-6aab2485d1d5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssetBackedSecuritesAvailableForSaleFederalFamilyEducationLoanProgramFFELPAndOtherLoansRestrictedInvestmentsMember_019ed137-3a1c-7745-b86c-b4de6f9cd339" xlink:href="nni-20260630.xsd#nni_AssetBackedSecuritesAvailableForSaleFederalFamilyEducationLoanProgramFFELPAndOtherLoansRestrictedInvestmentsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_AssetBackedSecuritiesAvailableForSaleNonNelnetBankMember_019ed137-3a1c-738f-8a6d-be174550db48" xlink:to="loc_nni_AssetBackedSecuritesAvailableForSaleFederalFamilyEducationLoanProgramFFELPAndOtherLoansRestrictedInvestmentsMember_019ed137-3a1c-7745-b86c-b4de6f9cd339" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssetBackedSecuritiesAvailableForSalePrivateEducationLoansNonNelnetBankMember_019ed137-3a1c-7943-99d1-7b1976de7035" xlink:href="nni-20260630.xsd#nni_AssetBackedSecuritiesAvailableForSalePrivateEducationLoansNonNelnetBankMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_AssetBackedSecuritiesAvailableForSaleNonNelnetBankMember_019ed137-3a1c-738f-8a6d-be174550db48" xlink:to="loc_nni_AssetBackedSecuritiesAvailableForSalePrivateEducationLoansNonNelnetBankMember_019ed137-3a1c-7943-99d1-7b1976de7035" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssetBackedSecuritiesAvailableForSaleOtherNonNelnetBankMember_019ed137-3a1c-75e6-b149-afad3c2c2fc0" xlink:href="nni-20260630.xsd#nni_AssetBackedSecuritiesAvailableForSaleOtherNonNelnetBankMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_AssetBackedSecuritiesAvailableForSaleNonNelnetBankMember_019ed137-3a1c-738f-8a6d-be174550db48" xlink:to="loc_nni_AssetBackedSecuritiesAvailableForSaleOtherNonNelnetBankMember_019ed137-3a1c-75e6-b149-afad3c2c2fc0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssetBackedSecuritiesAvailableForSaleNelnetBankMember_019ed137-3a1c-7c89-81e5-dbd7e777303f" xlink:href="nni-20260630.xsd#nni_AssetBackedSecuritiesAvailableForSaleNelnetBankMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_AssetBackedSecuritiesAvailableForSaleNonNelnetBankMember_019ed137-3a1c-738f-8a6d-be174550db48" xlink:to="loc_nni_AssetBackedSecuritiesAvailableForSaleNelnetBankMember_019ed137-3a1c-7c89-81e5-dbd7e777303f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssetBackedSecuritiesAvailableForSaleFederalFamilyEducationLoanProgramFFELPLoansNelnetBankMember_019ed137-3a1c-7a01-ac66-05606ebe168e" xlink:href="nni-20260630.xsd#nni_AssetBackedSecuritiesAvailableForSaleFederalFamilyEducationLoanProgramFFELPLoansNelnetBankMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_AssetBackedSecuritiesAvailableForSaleNelnetBankMember_019ed137-3a1c-7c89-81e5-dbd7e777303f" xlink:to="loc_nni_AssetBackedSecuritiesAvailableForSaleFederalFamilyEducationLoanProgramFFELPLoansNelnetBankMember_019ed137-3a1c-7a01-ac66-05606ebe168e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssetBackedSecuritiesAvailableForSalePrivateEducationLoansNelnetBankMember_019ed137-3a1c-74a5-9cda-c571dc624723" xlink:href="nni-20260630.xsd#nni_AssetBackedSecuritiesAvailableForSalePrivateEducationLoansNelnetBankMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_AssetBackedSecuritiesAvailableForSaleNelnetBankMember_019ed137-3a1c-7c89-81e5-dbd7e777303f" xlink:to="loc_nni_AssetBackedSecuritiesAvailableForSalePrivateEducationLoansNelnetBankMember_019ed137-3a1c-74a5-9cda-c571dc624723" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssetBackedSecuritiesAvailableForSaleOtherNelnetBankMember_019ed137-3a1c-73b6-bade-407392fbdaae" xlink:href="nni-20260630.xsd#nni_AssetBackedSecuritiesAvailableForSaleOtherNelnetBankMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_AssetBackedSecuritiesAvailableForSaleNelnetBankMember_019ed137-3a1c-7c89-81e5-dbd7e777303f" xlink:to="loc_nni_AssetBackedSecuritiesAvailableForSaleOtherNelnetBankMember_019ed137-3a1c-73b6-bade-407392fbdaae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueAbstract_019ed137-3a1c-7a32-be85-4e752cb8f5c3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTable_019ed137-3a1c-7cac-880e-8452189abf3d" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueAbstract_019ed137-3a1c-7a32-be85-4e752cb8f5c3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_DebtSecuritiesAvailableForSaleUnrealizedLossPositionDueToCreditLoss_019ed137-3a1c-76e0-93b5-cbea275b7be6" xlink:href="nni-20260630.xsd#nni_DebtSecuritiesAvailableForSaleUnrealizedLossPositionDueToCreditLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueAbstract_019ed137-3a1c-7a32-be85-4e752cb8f5c3" xlink:to="loc_nni_DebtSecuritiesAvailableForSaleUnrealizedLossPositionDueToCreditLoss_019ed137-3a1c-76e0-93b5-cbea275b7be6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract_019ed137-3a1c-798f-8798-e79e863a1fa7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueAbstract_019ed137-3a1c-7a32-be85-4e752cb8f5c3" xlink:to="loc_us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract_019ed137-3a1c-798f-8798-e79e863a1fa7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_019ed137-3a1c-7061-9aba-b0c7eb8ef9fa" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract_019ed137-3a1c-798f-8798-e79e863a1fa7" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_019ed137-3a1c-7061-9aba-b0c7eb8ef9fa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_019ed137-3a1c-7444-9d1c-4ca6e6cef386" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract_019ed137-3a1c-798f-8798-e79e863a1fa7" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_019ed137-3a1c-7444-9d1c-4ca6e6cef386" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_019ed137-3a1c-7b81-811e-7a47683fc277" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableforSaleUnrealizedLossPositionAbstract_019ed137-3a1c-798f-8798-e79e863a1fa7" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_019ed137-3a1c-7b81-811e-7a47683fc277" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_019ed137-3a1c-7f33-8a5f-acd8fc64ba6d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueAbstract_019ed137-3a1c-7a32-be85-4e752cb8f5c3" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_019ed137-3a1c-7f33-8a5f-acd8fc64ba6d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_019ed137-3a1c-7ba0-b359-1e7e95992f2d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_019ed137-3a1c-7f33-8a5f-acd8fc64ba6d" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_019ed137-3a1c-7ba0-b359-1e7e95992f2d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_019ed137-3a1c-730d-bfaf-7d53dbd73a91" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_019ed137-3a1c-7f33-8a5f-acd8fc64ba6d" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_019ed137-3a1c-730d-bfaf-7d53dbd73a91" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_019ed137-3a1c-73d6-805e-cd9359ae9aa6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLossAbstract_019ed137-3a1c-7f33-8a5f-acd8fc64ba6d" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_019ed137-3a1c-73d6-805e-cd9359ae9aa6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/InvestmentsandNotesReceivableScheduleofGrossProceedsandGrossRealizedGainsandLossesofAvailableforSaleAssetBackedSecuritiesDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#InvestmentsandNotesReceivableScheduleofGrossProceedsandGrossRealizedGainsandLossesofAvailableforSaleAssetBackedSecuritiesDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/InvestmentsandNotesReceivableScheduleofGrossProceedsandGrossRealizedGainsandLossesofAvailableforSaleAssetBackedSecuritiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsAbstract_019ed137-3a1c-703d-84c7-38a9715d63e4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_019ed137-3a1c-78b1-8843-6586eac7ae71" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsAbstract_019ed137-3a1c-703d-84c7-38a9715d63e4" xlink:to="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_019ed137-3a1c-78b1-8843-6586eac7ae71" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain_019ed137-3a1c-76f7-b51b-90c245a2d0cb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedGain"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsAbstract_019ed137-3a1c-703d-84c7-38a9715d63e4" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain_019ed137-3a1c-76f7-b51b-90c245a2d0cb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss_019ed137-3a1c-7996-9208-01a2d8ee5660" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsAbstract_019ed137-3a1c-703d-84c7-38a9715d63e4" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss_019ed137-3a1c-7996-9208-01a2d8ee5660" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_019ed137-3a1c-7f80-9757-51bfd2eb7b95" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsAbstract_019ed137-3a1c-703d-84c7-38a9715d63e4" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGainLoss_019ed137-3a1c-7f80-9757-51bfd2eb7b95" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/InvestmentsandNotesReceivableScheduleofUnrealizedGainsandLossesrelatedtoEquitySecuritiesandFundsMeasuredatNetAssetValueDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#InvestmentsandNotesReceivableScheduleofUnrealizedGainsandLossesrelatedtoEquitySecuritiesandFundsMeasuredatNetAssetValueDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/InvestmentsandNotesReceivableScheduleofUnrealizedGainsandLossesrelatedtoEquitySecuritiesandFundsMeasuredatNetAssetValueDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsAllOtherInvestmentsAbstract_019ed137-3a1c-7397-aad6-7784119992b7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentsAllOtherInvestmentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_EquitySecuritiesAndFundsFVNIUnrealizedGainLoss_019ed137-3a1c-7da3-a53a-2522ac679025" xlink:href="nni-20260630.xsd#nni_EquitySecuritiesAndFundsFVNIUnrealizedGainLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsAllOtherInvestmentsAbstract_019ed137-3a1c-7397-aad6-7784119992b7" xlink:to="loc_nni_EquitySecuritiesAndFundsFVNIUnrealizedGainLoss_019ed137-3a1c-7da3-a53a-2522ac679025" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_EquitySecuritiesAndFundsFVNIRealizedGainLoss_019ed137-3a1c-7e5d-8641-a7927f7db43d" xlink:href="nni-20260630.xsd#nni_EquitySecuritiesAndFundsFVNIRealizedGainLoss"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsAllOtherInvestmentsAbstract_019ed137-3a1c-7397-aad6-7784119992b7" xlink:to="loc_nni_EquitySecuritiesAndFundsFVNIRealizedGainLoss_019ed137-3a1c-7e5d-8641-a7927f7db43d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_EquitySecuritiesAndFundsFVNIGainLoss_019ed137-3a1c-7b5d-9ee3-9807275a2b55" xlink:href="nni-20260630.xsd#nni_EquitySecuritiesAndFundsFVNIGainLoss"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsAllOtherInvestmentsAbstract_019ed137-3a1c-7397-aad6-7784119992b7" xlink:to="loc_nni_EquitySecuritiesAndFundsFVNIGainLoss_019ed137-3a1c-7b5d-9ee3-9807275a2b55" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/BusinessCombinationNarrativeDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#BusinessCombinationNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/BusinessCombinationNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationAndAssetAcquisitionAbstract_019ed137-3a1c-7373-a2bb-64eb7d8ce158" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessCombinationAndAssetAcquisitionAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_019ed137-3a1c-72a8-82c2-8ec826fa09b8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationAndAssetAcquisitionAbstract_019ed137-3a1c-7373-a2bb-64eb7d8ce158" xlink:to="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_019ed137-3a1c-72a8-82c2-8ec826fa09b8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionAxis_019ed137-3a1c-7dde-9559-cf526ba726c2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessAcquisitionAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_019ed137-3a1c-72a8-82c2-8ec826fa09b8" xlink:to="loc_us-gaap_BusinessAcquisitionAxis_019ed137-3a1c-7dde-9559-cf526ba726c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_019ed137-3a1c-72f6-bc7a-94c26a79c35c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessAcquisitionAcquireeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_019ed137-3a1c-7dde-9559-cf526ba726c2" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_019ed137-3a1c-72f6-bc7a-94c26a79c35c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_NelnetDiversifiedServicesCanadaIncMember_019ed137-3a1c-7765-bc8b-f609fb8523e9" xlink:href="nni-20260630.xsd#nni_NelnetDiversifiedServicesCanadaIncMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_019ed137-3a1c-72f6-bc7a-94c26a79c35c" xlink:to="loc_nni_NelnetDiversifiedServicesCanadaIncMember_019ed137-3a1c-7765-bc8b-f609fb8523e9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_019ed137-3a1c-7ffe-9cc9-b9a867942960" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_019ed137-3a1c-72a8-82c2-8ec826fa09b8" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_019ed137-3a1c-7ffe-9cc9-b9a867942960" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_019ed137-3a1c-7db2-962a-93727292f6e8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_019ed137-3a1c-7ffe-9cc9-b9a867942960" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_019ed137-3a1c-7db2-962a-93727292f6e8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CustomerRelationshipsMember_019ed137-3a1c-7e43-a498-fa0b29aea4a5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CustomerRelationshipsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_019ed137-3a1c-7db2-962a-93727292f6e8" xlink:to="loc_us-gaap_CustomerRelationshipsMember_019ed137-3a1c-7e43-a498-fa0b29aea4a5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SoftwareAndSoftwareDevelopmentCostsMember_019ed13d-abea-79a4-9027-e143f765e471" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SoftwareAndSoftwareDevelopmentCostsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_019ed137-3a1c-7db2-962a-93727292f6e8" xlink:to="loc_us-gaap_SoftwareAndSoftwareDevelopmentCostsMember_019ed13d-abea-79a4-9027-e143f765e471" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionLineItems_019ed137-3a1c-7496-bdf4-25132e8cd88a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessAcquisitionLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_019ed137-3a1c-72a8-82c2-8ec826fa09b8" xlink:to="loc_us-gaap_BusinessAcquisitionLineItems_019ed137-3a1c-7496-bdf4-25132e8cd88a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionPercentageOfVotingInterestsAcquired_019ed137-3a1c-7186-849d-6659db410187" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessAcquisitionPercentageOfVotingInterestsAcquired"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_019ed137-3a1c-7496-bdf4-25132e8cd88a" xlink:to="loc_us-gaap_BusinessAcquisitionPercentageOfVotingInterestsAcquired_019ed137-3a1c-7186-849d-6659db410187" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_BusinessCombinationProvisionalInformationInitialAccountingIncompleteAdjustmentPaymentsToAcquireBusinessesGross_019fa749-8769-7e59-9aea-dab0d96f7db2" xlink:href="nni-20260630.xsd#nni_BusinessCombinationProvisionalInformationInitialAccountingIncompleteAdjustmentPaymentsToAcquireBusinessesGross"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_019ed137-3a1c-7496-bdf4-25132e8cd88a" xlink:to="loc_nni_BusinessCombinationProvisionalInformationInitialAccountingIncompleteAdjustmentPaymentsToAcquireBusinessesGross_019fa749-8769-7e59-9aea-dab0d96f7db2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireBusinessesGross_019f931d-3f85-7438-bfc2-750e9b2dd2b9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsToAcquireBusinessesGross"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_019ed137-3a1c-7496-bdf4-25132e8cd88a" xlink:to="loc_us-gaap_PaymentsToAcquireBusinessesGross_019f931d-3f85-7438-bfc2-750e9b2dd2b9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill_019ed137-3a1c-758b-8cd9-817125cbbbe9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_019ed137-3a1c-7496-bdf4-25132e8cd88a" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill_019ed137-3a1c-758b-8cd9-817125cbbbe9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife_019ed137-3a1c-7e92-ac0c-3c6b5698cb2a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_019ed137-3a1c-7496-bdf4-25132e8cd88a" xlink:to="loc_us-gaap_AcquiredFiniteLivedIntangibleAssetsWeightedAverageUsefulLife_019ed137-3a1c-7e92-ac0c-3c6b5698cb2a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetUsefulLife_019ed137-3a1c-7d24-90aa-5316eee93946" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FiniteLivedIntangibleAssetUsefulLife"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_019ed137-3a1c-7496-bdf4-25132e8cd88a" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetUsefulLife_019ed137-3a1c-7d24-90aa-5316eee93946" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Goodwill_019ed137-3a1c-7a7f-8cca-43c94fedecfd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Goodwill"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_019ed137-3a1c-7496-bdf4-25132e8cd88a" xlink:to="loc_us-gaap_Goodwill_019ed137-3a1c-7a7f-8cca-43c94fedecfd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/BusinessCombinationScheduleofRecognizedIdentifiedAssetsAcquiredandLiabilitiesAssumedDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#BusinessCombinationScheduleofRecognizedIdentifiedAssetsAcquiredandLiabilitiesAssumedDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/BusinessCombinationScheduleofRecognizedIdentifiedAssetsAcquiredandLiabilitiesAssumedDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationAndAssetAcquisitionAbstract_019ed137-3a1c-71f2-a5b2-43ad98ac7f6c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessCombinationAndAssetAcquisitionAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_019ed137-3a1c-7cb9-8ac5-69ec2c1c9e6f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessCombinationAndAssetAcquisitionAbstract_019ed137-3a1c-71f2-a5b2-43ad98ac7f6c" xlink:to="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_019ed137-3a1c-7cb9-8ac5-69ec2c1c9e6f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionAxis_019ed137-3a1c-788a-ad45-773b44e7fed5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessAcquisitionAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_019ed137-3a1c-7cb9-8ac5-69ec2c1c9e6f" xlink:to="loc_us-gaap_BusinessAcquisitionAxis_019ed137-3a1c-788a-ad45-773b44e7fed5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_019ed137-3a1c-7c21-80ad-09ef57f59db7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessAcquisitionAcquireeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_019ed137-3a1c-788a-ad45-773b44e7fed5" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_019ed137-3a1c-7c21-80ad-09ef57f59db7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_NelnetDiversifiedServicesCanadaIncMember_019ed137-3a1c-7d19-b1a1-ae26ee2b1b13" xlink:href="nni-20260630.xsd#nni_NelnetDiversifiedServicesCanadaIncMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_019ed137-3a1c-7c21-80ad-09ef57f59db7" xlink:to="loc_nni_NelnetDiversifiedServicesCanadaIncMember_019ed137-3a1c-7d19-b1a1-ae26ee2b1b13" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionLineItems_019ed137-3a1c-76f0-a89e-97a0c36d9e6b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessAcquisitionLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_019ed137-3a1c-7cb9-8ac5-69ec2c1c9e6f" xlink:to="loc_us-gaap_BusinessAcquisitionLineItems_019ed137-3a1c-76f0-a89e-97a0c36d9e6b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents_019ed137-3a1c-7308-9dcf-4ded72f7839c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_019ed137-3a1c-76f0-a89e-97a0c36d9e6b" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCashAndEquivalents_019ed137-3a1c-7308-9dcf-4ded72f7839c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentAssetsReceivables_019ed137-3a1c-79f4-97f8-7f1e7b9f6f7a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentAssetsReceivables"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_019ed137-3a1c-76f0-a89e-97a0c36d9e6b" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentAssetsReceivables_019ed137-3a1c-79f4-97f8-7f1e7b9f6f7a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentAssetsOther_019ed137-3a1c-7e6d-8e24-e5c460bc06b7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentAssetsOther"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_019ed137-3a1c-76f0-a89e-97a0c36d9e6b" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentAssetsOther_019ed137-3a1c-7e6d-8e24-e5c460bc06b7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill_019ed137-3a1c-7166-907f-30ed5cfd537c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_019ed137-3a1c-76f0-a89e-97a0c36d9e6b" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedIntangibleAssetsOtherThanGoodwill_019ed137-3a1c-7166-907f-30ed5cfd537c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Goodwill_019ed137-3a1c-71b4-a3a5-e047abe8830b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Goodwill"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_019ed137-3a1c-76f0-a89e-97a0c36d9e6b" xlink:to="loc_us-gaap_Goodwill_019ed137-3a1c-71b4-a3a5-e047abe8830b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentLiabilitiesOther_019ed137-3a1c-7908-9592-a47c3319a65c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentLiabilitiesOther"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_019ed137-3a1c-76f0-a89e-97a0c36d9e6b" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCurrentLiabilitiesOther_019ed137-3a1c-7908-9592-a47c3319a65c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_BusinessCombinationRecognizedLiabilityAssumedOtherLiabilityDueToCustomersCurrent_019ed137-3a1c-7e4d-bbbb-bfc041281f01" xlink:href="nni-20260630.xsd#nni_BusinessCombinationRecognizedLiabilityAssumedOtherLiabilityDueToCustomersCurrent"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_019ed137-3a1c-76f0-a89e-97a0c36d9e6b" xlink:to="loc_nni_BusinessCombinationRecognizedLiabilityAssumedOtherLiabilityDueToCustomersCurrent_019ed137-3a1c-7e4d-bbbb-bfc041281f01" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredGoodwillAndLiabilitiesAssumedNet_019ed137-3a1c-7ec6-8d8f-81930480ffb0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredGoodwillAndLiabilitiesAssumedNet"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionLineItems_019ed137-3a1c-76f0-a89e-97a0c36d9e6b" xlink:to="loc_us-gaap_BusinessCombinationRecognizedIdentifiableAssetsAcquiredGoodwillAndLiabilitiesAssumedNet_019ed137-3a1c-7ec6-8d8f-81930480ffb0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/IntangibleAssetsScheduleofIntangibleAssetsDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#IntangibleAssetsScheduleofIntangibleAssetsDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/IntangibleAssetsScheduleofIntangibleAssetsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract_019ed137-3a1c-7325-a575-92d039d2aad4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_019ed137-3a1c-76fe-822c-f5fc42ffa4b4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract_019ed137-3a1c-7325-a575-92d039d2aad4" xlink:to="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_019ed137-3a1c-76fe-822c-f5fc42ffa4b4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_019ed137-3a1c-72ab-b63e-f72064037a6c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_019ed137-3a1c-76fe-822c-f5fc42ffa4b4" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_019ed137-3a1c-72ab-b63e-f72064037a6c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_019ed137-3a1c-7218-9318-7000d05e6283" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_019ed137-3a1c-72ab-b63e-f72064037a6c" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_019ed137-3a1c-7218-9318-7000d05e6283" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CustomerRelationshipsMember_019ed137-3a1c-7bd4-9411-29297b4e83ef" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CustomerRelationshipsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_019ed137-3a1c-7218-9318-7000d05e6283" xlink:to="loc_us-gaap_CustomerRelationshipsMember_019ed137-3a1c-7bd4-9411-29297b4e83ef" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SoftwareAndSoftwareDevelopmentCostsMember_019ed13e-c184-759a-9ca5-9205396f83ba" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SoftwareAndSoftwareDevelopmentCostsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_019ed137-3a1c-7218-9318-7000d05e6283" xlink:to="loc_us-gaap_SoftwareAndSoftwareDevelopmentCostsMember_019ed13e-c184-759a-9ca5-9205396f83ba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_019ed137-3a1c-754b-bec0-1dfcda3beff7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FiniteLivedIntangibleAssetsLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_019ed137-3a1c-76fe-822c-f5fc42ffa4b4" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_019ed137-3a1c-754b-bec0-1dfcda3beff7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetUsefulLife_019ed137-3a1c-7c26-982f-0af1e639c777" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FiniteLivedIntangibleAssetUsefulLife"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_019ed137-3a1c-754b-bec0-1dfcda3beff7" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetUsefulLife_019ed137-3a1c-7c26-982f-0af1e639c777" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsNet_019ed137-3a1c-70ec-808c-b46207716b83" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FiniteLivedIntangibleAssetsNet"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_019ed137-3a1c-754b-bec0-1dfcda3beff7" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsNet_019ed137-3a1c-70ec-808c-b46207716b83" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_019ed137-3a1c-7943-a7c8-0e9416671d63" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_019ed137-3a1c-754b-bec0-1dfcda3beff7" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_019ed137-3a1c-7943-a7c8-0e9416671d63" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/IntangibleAssetsNarrativeDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#IntangibleAssetsNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/IntangibleAssetsNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract_019ed137-3a1c-7450-9e3c-5d39e8ebb043" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AmortizationOfIntangibleAssets_019ed137-3a1c-73a7-8d16-3993a92ea485" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AmortizationOfIntangibleAssets"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract_019ed137-3a1c-7450-9e3c-5d39e8ebb043" xlink:to="loc_us-gaap_AmortizationOfIntangibleAssets_019ed137-3a1c-73a7-8d16-3993a92ea485" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/IntangibleAssetsScheduleofIntangibleAssetsFutureAmortizationExpenseDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#IntangibleAssetsScheduleofIntangibleAssetsFutureAmortizationExpenseDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/IntangibleAssetsScheduleofIntangibleAssetsFutureAmortizationExpenseDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract_019ed137-3a1c-7a9d-a915-79324a6dac55" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseRemainderOfFiscalYear_019ed137-3a1c-701c-a5ff-6d1984792561" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseRemainderOfFiscalYear"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract_019ed137-3a1c-7a9d-a915-79324a6dac55" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseRemainderOfFiscalYear_019ed137-3a1c-701c-a5ff-6d1984792561" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_019ed137-3a1c-77e8-b724-7d36359835b5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract_019ed137-3a1c-7a9d-a915-79324a6dac55" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_019ed137-3a1c-77e8-b724-7d36359835b5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_019ed137-3a1c-72eb-ab1a-f5d5480dd5cb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract_019ed137-3a1c-7a9d-a915-79324a6dac55" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_019ed137-3a1c-72eb-ab1a-f5d5480dd5cb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_019ed137-3a1c-744d-b4aa-608e6c8c6830" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract_019ed137-3a1c-7a9d-a915-79324a6dac55" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_019ed137-3a1c-744d-b4aa-608e6c8c6830" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_019ed137-3a1c-72e5-bdc7-f5a798774735" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract_019ed137-3a1c-7a9d-a915-79324a6dac55" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_019ed137-3a1c-72e5-bdc7-f5a798774735" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour_019ed137-3a1c-7303-9809-a5e2f34878be" xlink:href="nni-20260630.xsd#nni_FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract_019ed137-3a1c-7a9d-a915-79324a6dac55" xlink:to="loc_nni_FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour_019ed137-3a1c-7303-9809-a5e2f34878be" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsNet_019ed137-3a1c-7d88-bdb9-01cb306fc45f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FiniteLivedIntangibleAssetsNet"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IntangibleAssetsNetExcludingGoodwillAbstract_019ed137-3a1c-7a9d-a915-79324a6dac55" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsNet_019ed137-3a1c-7d88-bdb9-01cb306fc45f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/GoodwillDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#GoodwillDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/GoodwillDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_nni_GoodwillAbstract_019ed137-3a1c-741d-9eda-720321bf4984" xlink:href="nni-20260630.xsd#nni_GoodwillAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfGoodwillTable_019ed137-3a1c-722b-9562-c678af93a664" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfGoodwillTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_GoodwillAbstract_019ed137-3a1c-741d-9eda-720321bf4984" xlink:to="loc_us-gaap_ScheduleOfGoodwillTable_019ed137-3a1c-722b-9562-c678af93a664" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidationItemsAxis_019ed137-3a1c-7b82-b8e9-6c8c6952c7cc" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidationItemsAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfGoodwillTable_019ed137-3a1c-722b-9562-c678af93a664" xlink:to="loc_srt_ConsolidationItemsAxis_019ed137-3a1c-7b82-b8e9-6c8c6952c7cc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidationItemsDomain_019ed137-3a1c-72a0-b63d-55578ce7f170" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidationItemsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidationItemsAxis_019ed137-3a1c-7b82-b8e9-6c8c6952c7cc" xlink:to="loc_srt_ConsolidationItemsDomain_019ed137-3a1c-72a0-b63d-55578ce7f170" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingSegmentsMember_019ed137-3a1c-7e39-b663-3477ce4d7adb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OperatingSegmentsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidationItemsDomain_019ed137-3a1c-72a0-b63d-55578ce7f170" xlink:to="loc_us-gaap_OperatingSegmentsMember_019ed137-3a1c-7e39-b663-3477ce4d7adb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MaterialReconcilingItemsMember_019ed137-3a1c-7a4f-9c65-24a834d1e61c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MaterialReconcilingItemsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidationItemsDomain_019ed137-3a1c-72a0-b63d-55578ce7f170" xlink:to="loc_us-gaap_MaterialReconcilingItemsMember_019ed137-3a1c-7a4f-9c65-24a834d1e61c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CorporateNonSegmentMember_019ed137-3a1c-758a-83a0-9bc294388b67" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CorporateNonSegmentMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidationItemsDomain_019ed137-3a1c-72a0-b63d-55578ce7f170" xlink:to="loc_us-gaap_CorporateNonSegmentMember_019ed137-3a1c-758a-83a0-9bc294388b67" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_019ed137-3a1c-7270-a557-9982d0a9288f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementBusinessSegmentsAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfGoodwillTable_019ed137-3a1c-722b-9562-c678af93a664" xlink:to="loc_us-gaap_StatementBusinessSegmentsAxis_019ed137-3a1c-7270-a557-9982d0a9288f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentDomain_019ed137-3a1c-78a9-9334-9a71811a6334" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SegmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_019ed137-3a1c-7270-a557-9982d0a9288f" xlink:to="loc_us-gaap_SegmentDomain_019ed137-3a1c-78a9-9334-9a71811a6334" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_LoanServicingAndSystemsSegmentMember_019ed137-3a1c-7d35-bf63-15e9eef2e9bc" xlink:href="nni-20260630.xsd#nni_LoanServicingAndSystemsSegmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_019ed137-3a1c-78a9-9334-9a71811a6334" xlink:to="loc_nni_LoanServicingAndSystemsSegmentMember_019ed137-3a1c-7d35-bf63-15e9eef2e9bc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_EducationTechnologyServicesAndPaymentSegmentMember_019ed137-3a1c-756b-a8dd-f47e4d64ec81" xlink:href="nni-20260630.xsd#nni_EducationTechnologyServicesAndPaymentSegmentMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_019ed137-3a1c-78a9-9334-9a71811a6334" xlink:to="loc_nni_EducationTechnologyServicesAndPaymentSegmentMember_019ed137-3a1c-756b-a8dd-f47e4d64ec81" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssetGenerationAndManagementSegmentMember_019ed137-3a1c-76a1-b4d1-7dc09c446265" xlink:href="nni-20260630.xsd#nni_AssetGenerationAndManagementSegmentMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_019ed137-3a1c-78a9-9334-9a71811a6334" xlink:to="loc_nni_AssetGenerationAndManagementSegmentMember_019ed137-3a1c-76a1-b4d1-7dc09c446265" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_NelnetBankMember_019ed137-3a1c-75a4-8be3-e8966a5f469c" xlink:href="nni-20260630.xsd#nni_NelnetBankMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_019ed137-3a1c-78a9-9334-9a71811a6334" xlink:to="loc_nni_NelnetBankMember_019ed137-3a1c-75a4-8be3-e8966a5f469c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionAxis_019fb18d-8ef6-760f-b5f7-391d49fab181" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessAcquisitionAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfGoodwillTable_019ed137-3a1c-722b-9562-c678af93a664" xlink:to="loc_us-gaap_BusinessAcquisitionAxis_019fb18d-8ef6-760f-b5f7-391d49fab181" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_019fb18d-8ef6-713a-a32b-8777196bfca8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessAcquisitionAcquireeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_019fb18d-8ef6-760f-b5f7-391d49fab181" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_019fb18d-8ef6-713a-a32b-8777196bfca8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_InvisionDigitalPtyLtdMember_019fb18d-8ef6-7602-b932-3b890fdf5b50" xlink:href="nni-20260630.xsd#nni_InvisionDigitalPtyLtdMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_019fb18d-8ef6-713a-a32b-8777196bfca8" xlink:to="loc_nni_InvisionDigitalPtyLtdMember_019fb18d-8ef6-7602-b932-3b890fdf5b50" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillLineItems_019ed137-3a1c-75e3-aa32-30d15ca55f03" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GoodwillLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfGoodwillTable_019ed137-3a1c-722b-9562-c678af93a664" xlink:to="loc_us-gaap_GoodwillLineItems_019ed137-3a1c-75e3-aa32-30d15ca55f03" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillRollForward_019fb4c1-d011-76f5-b7a4-a7b2854946a5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GoodwillRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillLineItems_019ed137-3a1c-75e3-aa32-30d15ca55f03" xlink:to="loc_us-gaap_GoodwillRollForward_019fb4c1-d011-76f5-b7a4-a7b2854946a5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Goodwill_019ed137-3a1d-7847-a492-1c0dfaaacb9c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Goodwill"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillRollForward_019fb4c1-d011-76f5-b7a4-a7b2854946a5" xlink:to="loc_us-gaap_Goodwill_019ed137-3a1d-7847-a492-1c0dfaaacb9c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillAcquiredDuringPeriod_019ed137-3a1d-77b1-9ad4-4429032b206e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GoodwillAcquiredDuringPeriod"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillRollForward_019fb4c1-d011-76f5-b7a4-a7b2854946a5" xlink:to="loc_us-gaap_GoodwillAcquiredDuringPeriod_019ed137-3a1d-77b1-9ad4-4429032b206e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillPurchaseAccountingAdjustments_019f92f2-76af-7d0a-8cb8-4e0d3ca3f7cb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GoodwillPurchaseAccountingAdjustments"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillRollForward_019fb4c1-d011-76f5-b7a4-a7b2854946a5" xlink:to="loc_us-gaap_GoodwillPurchaseAccountingAdjustments_019f92f2-76af-7d0a-8cb8-4e0d3ca3f7cb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillForeignCurrencyTranslationGainLoss_019ed137-3a1d-728b-a124-64a64b6ada74" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GoodwillForeignCurrencyTranslationGainLoss"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillRollForward_019fb4c1-d011-76f5-b7a4-a7b2854946a5" xlink:to="loc_us-gaap_GoodwillForeignCurrencyTranslationGainLoss_019ed137-3a1d-728b-a124-64a64b6ada74" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Goodwill_019fb4c2-1dd8-7303-9c68-278371d0aa7c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Goodwill"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillRollForward_019fb4c1-d011-76f5-b7a4-a7b2854946a5" xlink:to="loc_us-gaap_Goodwill_019fb4c2-1dd8-7303-9c68-278371d0aa7c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionPercentageOfVotingInterestsAcquired_019fb18d-8ef6-7e16-8925-41f1270f644c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessAcquisitionPercentageOfVotingInterestsAcquired"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillLineItems_019ed137-3a1c-75e3-aa32-30d15ca55f03" xlink:to="loc_us-gaap_BusinessAcquisitionPercentageOfVotingInterestsAcquired_019fb18d-8ef6-7e16-8925-41f1270f644c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/BankDepositsScheduleofInterestBearingDepositsDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#BankDepositsScheduleofInterestBearingDepositsDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/BankDepositsScheduleofInterestBearingDepositsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepositsAbstract_019ed137-3a1d-7eec-b705-980f30720911" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DepositsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestBearingDomesticDepositSavings_019ed137-3a1d-7bff-a229-f21048d75e6d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestBearingDomesticDepositSavings"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_019ed137-3a1d-7eec-b705-980f30720911" xlink:to="loc_us-gaap_InterestBearingDomesticDepositSavings_019ed137-3a1d-7bff-a229-f21048d75e6d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestBearingDomesticDepositBrokered_019ed137-3a1d-7937-90e8-8431ebfc1f0f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestBearingDomesticDepositBrokered"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_019ed137-3a1d-7eec-b705-980f30720911" xlink:to="loc_us-gaap_InterestBearingDomesticDepositBrokered_019ed137-3a1d-7937-90e8-8431ebfc1f0f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits_019ed137-3a1d-72c8-8b85-5d60a049566f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_019ed137-3a1d-7eec-b705-980f30720911" xlink:to="loc_us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits_019ed137-3a1d-72c8-8b85-5d60a049566f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestBearingDepositLiabilities_019ed137-3a1d-7e46-ba5a-99bbe93d322e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestBearingDepositLiabilities"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_019ed137-3a1d-7eec-b705-980f30720911" xlink:to="loc_us-gaap_InterestBearingDepositLiabilities_019ed137-3a1d-7e46-ba5a-99bbe93d322e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/BankDepositsNarrativeDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#BankDepositsNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/BankDepositsNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepositsAbstract_019ed137-3a1d-7270-afea-5b78d4c81d4e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DepositsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTable_019ed137-3a1d-7528-85b0-d0f6e93cb58d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_019ed137-3a1d-7270-afea-5b78d4c81d4e" xlink:to="loc_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTable_019ed137-3a1d-7528-85b0-d0f6e93cb58d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CounterpartyNameAxis_019ed137-3a1d-757d-a7ee-300d6b320ac8" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_CounterpartyNameAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTable_019ed137-3a1d-7528-85b0-d0f6e93cb58d" xlink:to="loc_srt_CounterpartyNameAxis_019ed137-3a1d-757d-a7ee-300d6b320ac8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RepurchaseAgreementCounterpartyNameDomain_019ed137-3a1d-7aef-a7a7-3fa8f12b239e" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RepurchaseAgreementCounterpartyNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CounterpartyNameAxis_019ed137-3a1d-757d-a7ee-300d6b320ac8" xlink:to="loc_srt_RepurchaseAgreementCounterpartyNameDomain_019ed137-3a1d-7aef-a7a7-3fa8f12b239e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_NelnetBankMember_019ed137-3a1d-765d-bff1-d8c2efb6c82f" xlink:href="nni-20260630.xsd#nni_NelnetBankMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_019ed137-3a1d-7aef-a7a7-3fa8f12b239e" xlink:to="loc_nni_NelnetBankMember_019ed137-3a1d-765d-bff1-d8c2efb6c82f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PledgedStatusAxis_019ed137-3a1d-7a3a-aa3e-db454842579e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PledgedStatusAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTable_019ed137-3a1d-7528-85b0-d0f6e93cb58d" xlink:to="loc_us-gaap_PledgedStatusAxis_019ed137-3a1d-7a3a-aa3e-db454842579e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PledgedStatusDomain_019ed137-3a1d-730b-8379-6d0bc00e6724" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PledgedStatusDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PledgedStatusAxis_019ed137-3a1d-7a3a-aa3e-db454842579e" xlink:to="loc_us-gaap_PledgedStatusDomain_019ed137-3a1d-730b-8379-6d0bc00e6724" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetPledgedAsCollateralMember_019ed137-3a1d-78f5-b6d2-a282ad6271ab" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetPledgedAsCollateralMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PledgedStatusDomain_019ed137-3a1d-730b-8379-6d0bc00e6724" xlink:to="loc_us-gaap_AssetPledgedAsCollateralMember_019ed137-3a1d-78f5-b6d2-a282ad6271ab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems_019ed137-3a1d-7dd1-a768-474c31ecbb8e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralTable_019ed137-3a1d-7528-85b0-d0f6e93cb58d" xlink:to="loc_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems_019ed137-3a1d-7dd1-a768-474c31ecbb8e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_IntercompanyDeposits_019ed137-3a1d-7e8d-a936-0afff342d4b0" xlink:href="nni-20260630.xsd#nni_IntercompanyDeposits"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems_019ed137-3a1d-7dd1-a768-474c31ecbb8e" xlink:to="loc_nni_IntercompanyDeposits_019ed137-3a1d-7e8d-a936-0afff342d4b0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedCash_019ed137-3a1d-7078-91fd-8adcd7126c0b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RestrictedCash"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems_019ed137-3a1d-7dd1-a768-474c31ecbb8e" xlink:to="loc_us-gaap_RestrictedCash_019ed137-3a1d-7078-91fd-8adcd7126c0b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_DepositLiabilityAboveUSInsuranceLimit_019ed137-3a1d-79a3-b68d-146af1eccb88" xlink:href="nni-20260630.xsd#nni_DepositLiabilityAboveUSInsuranceLimit"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentsOwnedAndPledgedAsCollateralLineItems_019ed137-3a1d-7dd1-a768-474c31ecbb8e" xlink:to="loc_nni_DepositLiabilityAboveUSInsuranceLimit_019ed137-3a1d-79a3-b68d-146af1eccb88" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/BankDepositsScheduleofCertificatesofDepositMaturitiesDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#BankDepositsScheduleofCertificatesofDepositMaturitiesDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/BankDepositsScheduleofCertificatesofDepositMaturitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepositsAbstract_019ed137-3a1d-72e4-8692-5c12b6760708" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DepositsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDepositMaturitiesRemainderOfFiscalYear_019ed137-3a1d-7dc2-90f9-4a2e6ee56832" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TimeDepositMaturitiesRemainderOfFiscalYear"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_019ed137-3a1d-72e4-8692-5c12b6760708" xlink:to="loc_us-gaap_TimeDepositMaturitiesRemainderOfFiscalYear_019ed137-3a1d-7dc2-90f9-4a2e6ee56832" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearOne_019ed137-3a1d-73ab-9194-c5007c12c9d0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TimeDepositMaturitiesYearOne"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_019ed137-3a1d-72e4-8692-5c12b6760708" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearOne_019ed137-3a1d-73ab-9194-c5007c12c9d0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearTwo_019ed137-3a1d-7e72-b650-e350aa4bad46" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TimeDepositMaturitiesYearTwo"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_019ed137-3a1d-72e4-8692-5c12b6760708" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearTwo_019ed137-3a1d-7e72-b650-e350aa4bad46" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearThree_019ed137-3a1d-7a94-9cd5-c7bc60232df0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TimeDepositMaturitiesYearThree"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_019ed137-3a1d-72e4-8692-5c12b6760708" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearThree_019ed137-3a1d-7a94-9cd5-c7bc60232df0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearFour_019ed137-3a1d-7acf-b4e7-1f02f31fa0f6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TimeDepositMaturitiesYearFour"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_019ed137-3a1d-72e4-8692-5c12b6760708" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearFour_019ed137-3a1d-7acf-b4e7-1f02f31fa0f6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_TimeDepositMaturitiesAfterYearFour_019ed137-3a1d-7e35-947c-2c6e79d957f5" xlink:href="nni-20260630.xsd#nni_TimeDepositMaturitiesAfterYearFour"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_019ed137-3a1d-72e4-8692-5c12b6760708" xlink:to="loc_nni_TimeDepositMaturitiesAfterYearFour_019ed137-3a1d-7e35-947c-2c6e79d957f5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDeposits_019ed137-3a1d-7627-9544-e3bc213d664c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TimeDeposits"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_019ed137-3a1d-72e4-8692-5c12b6760708" xlink:to="loc_us-gaap_TimeDeposits_019ed137-3a1d-7627-9544-e3bc213d664c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/EarningsperCommonShareDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#EarningsperCommonShareDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/EarningsperCommonShareDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_019ed137-3a1d-7495-922c-dc0098796a99" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfEarningsPerShareDilutedByCommonClassTable_019ed137-3a1d-738f-bbf3-f5a106e9acc7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfEarningsPerShareDilutedByCommonClassTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_019ed137-3a1d-7495-922c-dc0098796a99" xlink:to="loc_us-gaap_ScheduleOfEarningsPerShareDilutedByCommonClassTable_019ed137-3a1d-738f-bbf3-f5a106e9acc7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_019ed137-3a1d-73d0-a51e-e5414d9772a0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfEarningsPerShareDilutedByCommonClassTable_019ed137-3a1d-738f-bbf3-f5a106e9acc7" xlink:to="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_019ed137-3a1d-73d0-a51e-e5414d9772a0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AntidilutiveSecuritiesNameDomain_019ed137-3a1d-7f68-8d42-f31b5a04e6fa" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AntidilutiveSecuritiesNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_019ed137-3a1d-73d0-a51e-e5414d9772a0" xlink:to="loc_us-gaap_AntidilutiveSecuritiesNameDomain_019ed137-3a1d-7f68-8d42-f31b5a04e6fa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_CommonShareholdersMember_019ed137-3a1d-741c-9b9b-ce50bfc1b94f" xlink:href="nni-20260630.xsd#nni_CommonShareholdersMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AntidilutiveSecuritiesNameDomain_019ed137-3a1d-7f68-8d42-f31b5a04e6fa" xlink:to="loc_nni_CommonShareholdersMember_019ed137-3a1d-741c-9b9b-ce50bfc1b94f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_UnvestedRestrictedStockShareholdersMember_019ed137-3a1d-7460-b8c2-08ee10ac7f8d" xlink:href="nni-20260630.xsd#nni_UnvestedRestrictedStockShareholdersMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AntidilutiveSecuritiesNameDomain_019ed137-3a1d-7f68-8d42-f31b5a04e6fa" xlink:to="loc_nni_UnvestedRestrictedStockShareholdersMember_019ed137-3a1d-7460-b8c2-08ee10ac7f8d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareDilutedLineItems_019ed137-3a1d-73f8-abad-a8f49e5dd097" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareDilutedLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfEarningsPerShareDilutedByCommonClassTable_019ed137-3a1d-738f-bbf3-f5a106e9acc7" xlink:to="loc_us-gaap_EarningsPerShareDilutedLineItems_019ed137-3a1d-73f8-abad-a8f49e5dd097" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_019ed137-3a1d-78b1-845a-3207d8370e8c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareDilutedLineItems_019ed137-3a1d-73f8-abad-a8f49e5dd097" xlink:to="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_019ed137-3a1d-78b1-845a-3207d8370e8c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted_019ed137-3a1d-796f-abcd-b8fa713f2041" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareDilutedLineItems_019ed137-3a1d-73f8-abad-a8f49e5dd097" xlink:to="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted_019ed137-3a1d-796f-abcd-b8fa713f2041" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_019ed137-3a1d-7d0e-912d-efff9e810993" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareDilutedLineItems_019ed137-3a1d-73f8-abad-a8f49e5dd097" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_019ed137-3a1d-7d0e-912d-efff9e810993" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_019ed137-3a1d-7219-a699-e9b5b7780413" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareDilutedLineItems_019ed137-3a1d-73f8-abad-a8f49e5dd097" xlink:to="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_019ed137-3a1d-7219-a699-e9b5b7780413" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareBasic_019ed137-3a1d-722c-8633-3da71159e5b3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareBasic"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareDilutedLineItems_019ed137-3a1d-73f8-abad-a8f49e5dd097" xlink:to="loc_us-gaap_EarningsPerShareBasic_019ed137-3a1d-722c-8633-3da71159e5b3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareDiluted_019ed137-3a1d-7ef1-ac04-58f49e6dcd4f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareDiluted"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareDilutedLineItems_019ed137-3a1d-73f8-abad-a8f49e5dd097" xlink:to="loc_us-gaap_EarningsPerShareDiluted_019ed137-3a1d-7ef1-ac04-58f49e6dcd4f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/SegmentReportingNarrativeDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#SegmentReportingNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/SegmentReportingNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingAbstract_019ed137-3a1d-7bf3-b4ff-0b50b09931ab" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SegmentReportingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_NumberOfReportableSegmentsDisclosedByDefinitionFlag_019ed137-3a1d-7ee1-9b91-00639be534d2" xlink:href="nni-20260630.xsd#nni_NumberOfReportableSegmentsDisclosedByDefinitionFlag"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_019ed137-3a1d-7bf3-b4ff-0b50b09931ab" xlink:to="loc_nni_NumberOfReportableSegmentsDisclosedByDefinitionFlag_019ed137-3a1d-7ee1-9b91-00639be534d2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/SegmentReportingScheduleofReportableOperatingSegmentsReconciledtoConsolidatedFinancialStatementsDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#SegmentReportingScheduleofReportableOperatingSegmentsReconciledtoConsolidatedFinancialStatementsDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/SegmentReportingScheduleofReportableOperatingSegmentsReconciledtoConsolidatedFinancialStatementsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingAbstract_019ed137-3a1d-7676-ae77-26d3571578a4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SegmentReportingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_019ed137-3a1d-755e-8e5f-e4def113aa7a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_019ed137-3a1d-7676-ae77-26d3571578a4" xlink:to="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_019ed137-3a1d-755e-8e5f-e4def113aa7a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidationItemsAxis_019ed137-3a1d-7676-98a5-d3f2a99ed402" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidationItemsAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_019ed137-3a1d-755e-8e5f-e4def113aa7a" xlink:to="loc_srt_ConsolidationItemsAxis_019ed137-3a1d-7676-98a5-d3f2a99ed402" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidationItemsDomain_019ed137-3a1d-7fb3-87a3-08111538fdba" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidationItemsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidationItemsAxis_019ed137-3a1d-7676-98a5-d3f2a99ed402" xlink:to="loc_srt_ConsolidationItemsDomain_019ed137-3a1d-7fb3-87a3-08111538fdba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingSegmentsMember_019ed137-3a1d-79fc-be5a-3dd0dc1e6598" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OperatingSegmentsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidationItemsDomain_019ed137-3a1d-7fb3-87a3-08111538fdba" xlink:to="loc_us-gaap_OperatingSegmentsMember_019ed137-3a1d-79fc-be5a-3dd0dc1e6598" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MaterialReconcilingItemsMember_019ed137-3a1d-7dda-adad-6ae6b5b18086" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MaterialReconcilingItemsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidationItemsDomain_019ed137-3a1d-7fb3-87a3-08111538fdba" xlink:to="loc_us-gaap_MaterialReconcilingItemsMember_019ed137-3a1d-7dda-adad-6ae6b5b18086" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CorporateNonSegmentMember_019ed137-3a1d-75b3-91c1-85ddb13aaeb8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CorporateNonSegmentMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidationItemsDomain_019ed137-3a1d-7fb3-87a3-08111538fdba" xlink:to="loc_us-gaap_CorporateNonSegmentMember_019ed137-3a1d-75b3-91c1-85ddb13aaeb8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IntersegmentEliminationMember_019ed137-3a1d-7f03-b2ea-882cc1030cd3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IntersegmentEliminationMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidationItemsDomain_019ed137-3a1d-7fb3-87a3-08111538fdba" xlink:to="loc_us-gaap_IntersegmentEliminationMember_019ed137-3a1d-7f03-b2ea-882cc1030cd3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_019ed137-3a1d-7d95-8577-44fc4807e0ab" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementBusinessSegmentsAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_019ed137-3a1d-755e-8e5f-e4def113aa7a" xlink:to="loc_us-gaap_StatementBusinessSegmentsAxis_019ed137-3a1d-7d95-8577-44fc4807e0ab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentDomain_019ed137-3a1d-7fea-9a0b-a617fe00c4f5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SegmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_019ed137-3a1d-7d95-8577-44fc4807e0ab" xlink:to="loc_us-gaap_SegmentDomain_019ed137-3a1d-7fea-9a0b-a617fe00c4f5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_LoanServicingAndSystemsSegmentMember_019ed137-3a1d-7228-a84a-58a61b1f1986" xlink:href="nni-20260630.xsd#nni_LoanServicingAndSystemsSegmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_019ed137-3a1d-7fea-9a0b-a617fe00c4f5" xlink:to="loc_nni_LoanServicingAndSystemsSegmentMember_019ed137-3a1d-7228-a84a-58a61b1f1986" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_EducationTechnologyServicesAndPaymentSegmentMember_019ed137-3a1d-7409-8da5-a8165c1e793c" xlink:href="nni-20260630.xsd#nni_EducationTechnologyServicesAndPaymentSegmentMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_019ed137-3a1d-7fea-9a0b-a617fe00c4f5" xlink:to="loc_nni_EducationTechnologyServicesAndPaymentSegmentMember_019ed137-3a1d-7409-8da5-a8165c1e793c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssetGenerationAndManagementSegmentMember_019ed137-3a1d-765c-8908-54c27572ef8a" xlink:href="nni-20260630.xsd#nni_AssetGenerationAndManagementSegmentMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_019ed137-3a1d-7fea-9a0b-a617fe00c4f5" xlink:to="loc_nni_AssetGenerationAndManagementSegmentMember_019ed137-3a1d-765c-8908-54c27572ef8a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_NelnetBankMember_019ed137-3a1d-7027-8620-71ffb4b4f6dc" xlink:href="nni-20260630.xsd#nni_NelnetBankMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_019ed137-3a1d-7fea-9a0b-a617fe00c4f5" xlink:to="loc_nni_NelnetBankMember_019ed137-3a1d-7027-8620-71ffb4b4f6dc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ProductOrServiceAxis_019ed137-3a1d-7b58-a3b2-00935f3d2291" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ProductOrServiceAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_019ed137-3a1d-755e-8e5f-e4def113aa7a" xlink:to="loc_srt_ProductOrServiceAxis_019ed137-3a1d-7b58-a3b2-00935f3d2291" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ProductsAndServicesDomain_019ed137-3a1d-7ac7-a709-12612ffe3d56" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ProductsAndServicesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductOrServiceAxis_019ed137-3a1d-7b58-a3b2-00935f3d2291" xlink:to="loc_srt_ProductsAndServicesDomain_019ed137-3a1d-7ac7-a709-12612ffe3d56" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_LoanInterestMember_019ed137-3a1d-7ef9-af0a-f3fe79b8bb4c" xlink:href="nni-20260630.xsd#nni_LoanInterestMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_019ed137-3a1d-7ac7-a709-12612ffe3d56" xlink:to="loc_nni_LoanInterestMember_019ed137-3a1d-7ef9-af0a-f3fe79b8bb4c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_InvestmentInterestMember_019ed137-3a1d-793d-9409-195f38ba994f" xlink:href="nni-20260630.xsd#nni_InvestmentInterestMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_019ed137-3a1d-7ac7-a709-12612ffe3d56" xlink:to="loc_nni_InvestmentInterestMember_019ed137-3a1d-793d-9409-195f38ba994f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_LoanServicingAndSystemsMember_019ed137-3a1d-7346-8847-b87f217d5221" xlink:href="nni-20260630.xsd#nni_LoanServicingAndSystemsMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_019ed137-3a1d-7ac7-a709-12612ffe3d56" xlink:to="loc_nni_LoanServicingAndSystemsMember_019ed137-3a1d-7346-8847-b87f217d5221" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_EducationTechnologyServicesAndPaymentsMember_019ed137-3a1d-785e-8044-b3db0a67b4e5" xlink:href="nni-20260630.xsd#nni_EducationTechnologyServicesAndPaymentsMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_019ed137-3a1d-7ac7-a709-12612ffe3d56" xlink:to="loc_nni_EducationTechnologyServicesAndPaymentsMember_019ed137-3a1d-785e-8044-b3db0a67b4e5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ReinsurancePremiumsEarnedMember_019ed137-3a1d-7bc3-a71e-9e8525347042" xlink:href="nni-20260630.xsd#nni_ReinsurancePremiumsEarnedMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_019ed137-3a1d-7ac7-a709-12612ffe3d56" xlink:to="loc_nni_ReinsurancePremiumsEarnedMember_019ed137-3a1d-7bc3-a71e-9e8525347042" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_SolarConstructionRevenueMember_019ed137-3a1d-7fdf-96b8-25156575b899" xlink:href="nni-20260630.xsd#nni_SolarConstructionRevenueMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_019ed137-3a1d-7ac7-a709-12612ffe3d56" xlink:to="loc_nni_SolarConstructionRevenueMember_019ed137-3a1d-7fdf-96b8-25156575b899" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingInformationLineItems_019ed137-3a1d-7828-92ff-d607e06e43a8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SegmentReportingInformationLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_019ed137-3a1d-755e-8e5f-e4def113aa7a" xlink:to="loc_us-gaap_SegmentReportingInformationLineItems_019ed137-3a1d-7828-92ff-d607e06e43a8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_InterestIncomeAbstract_019ed137-3a1d-70f7-8afa-e0a55be0133d" xlink:href="nni-20260630.xsd#nni_InterestIncomeAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_019ed137-3a1d-7828-92ff-d607e06e43a8" xlink:to="loc_nni_InterestIncomeAbstract_019ed137-3a1d-70f7-8afa-e0a55be0133d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_InterestAndFeeIncomeLoans_019ed137-3a1d-7851-9702-b0b8b8564d1b" xlink:href="nni-20260630.xsd#nni_InterestAndFeeIncomeLoans"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_InterestIncomeAbstract_019ed137-3a1d-70f7-8afa-e0a55be0133d" xlink:to="loc_nni_InterestAndFeeIncomeLoans_019ed137-3a1d-7851-9702-b0b8b8564d1b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentIncomeInterest_019ed137-3a1d-7ac8-8080-24231a75814f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentIncomeInterest"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_InterestIncomeAbstract_019ed137-3a1d-70f7-8afa-e0a55be0133d" xlink:to="loc_us-gaap_InvestmentIncomeInterest_019ed137-3a1d-7ac8-8080-24231a75814f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperating_019ed137-3a1d-7922-9fb0-d5833e6d8963" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestAndDividendIncomeOperating"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_InterestIncomeAbstract_019ed137-3a1d-70f7-8afa-e0a55be0133d" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperating_019ed137-3a1d-7922-9fb0-d5833e6d8963" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseOperating_019ed137-3a1d-7c04-bc1a-14553ea53953" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestExpenseOperating"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_InterestIncomeAbstract_019ed137-3a1d-70f7-8afa-e0a55be0133d" xlink:to="loc_us-gaap_InterestExpenseOperating_019ed137-3a1d-7c04-bc1a-14553ea53953" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestIncomeExpenseNet_019ed137-3a1d-7a6f-8291-a8ecf94284a6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestIncomeExpenseNet"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_InterestIncomeAbstract_019ed137-3a1d-70f7-8afa-e0a55be0133d" xlink:to="loc_us-gaap_InterestIncomeExpenseNet_019ed137-3a1d-7a6f-8291-a8ecf94284a6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_FinancingReceivableCreditLossIncludingOffBalanceLiabilitiesExpenseReversal_019ed137-3a1d-7b99-9013-7a6e4a69283d" xlink:href="nni-20260630.xsd#nni_FinancingReceivableCreditLossIncludingOffBalanceLiabilitiesExpenseReversal"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_InterestIncomeAbstract_019ed137-3a1d-70f7-8afa-e0a55be0133d" xlink:to="loc_nni_FinancingReceivableCreditLossIncludingOffBalanceLiabilitiesExpenseReversal_019ed137-3a1d-7b99-9013-7a6e4a69283d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ProvisionForBeneficialInterests_019ed137-3a1d-7a9c-9028-e957e90bb262" xlink:href="nni-20260630.xsd#nni_ProvisionForBeneficialInterests"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_InterestIncomeAbstract_019ed137-3a1d-70f7-8afa-e0a55be0133d" xlink:to="loc_nni_ProvisionForBeneficialInterests_019ed137-3a1d-7a9c-9028-e957e90bb262" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_InterestIncomeExpenseAfterProvision_019ed137-3a1d-76fe-9d93-e1950234dfce" xlink:href="nni-20260630.xsd#nni_InterestIncomeExpenseAfterProvision"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_InterestIncomeAbstract_019ed137-3a1d-70f7-8afa-e0a55be0133d" xlink:to="loc_nni_InterestIncomeExpenseAfterProvision_019ed137-3a1d-76fe-9d93-e1950234dfce" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_OtherIncomeExpenseAbstract_019ed137-3a1d-723d-b28c-0dbd3638dd98" xlink:href="nni-20260630.xsd#nni_OtherIncomeExpenseAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_019ed137-3a1d-7828-92ff-d607e06e43a8" xlink:to="loc_nni_OtherIncomeExpenseAbstract_019ed137-3a1d-723d-b28c-0dbd3638dd98" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_019ed137-3a1d-7edc-8447-d6a8078d5e7f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_OtherIncomeExpenseAbstract_019ed137-3a1d-723d-b28c-0dbd3638dd98" xlink:to="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_019ed137-3a1d-7edc-8447-d6a8078d5e7f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_IntersegmentServicingRevenue_019ed137-3a1d-71ff-a262-533bc66aeceb" xlink:href="nni-20260630.xsd#nni_IntersegmentServicingRevenue"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_OtherIncomeExpenseAbstract_019ed137-3a1d-723d-b28c-0dbd3638dd98" xlink:to="loc_nni_IntersegmentServicingRevenue_019ed137-3a1d-71ff-a262-533bc66aeceb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_OtherIncomeExpenseOtherNet_019ed137-3a1d-7b33-a433-b870da6dfb55" xlink:href="nni-20260630.xsd#nni_OtherIncomeExpenseOtherNet"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_OtherIncomeExpenseAbstract_019ed137-3a1d-723d-b28c-0dbd3638dd98" xlink:to="loc_nni_OtherIncomeExpenseOtherNet_019ed137-3a1d-7b33-a433-b870da6dfb55" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityMethodInvestmentRealizedGainLossOnDisposal_019f27d2-3042-7990-953a-14148405d430" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquityMethodInvestmentRealizedGainLossOnDisposal"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_OtherIncomeExpenseAbstract_019ed137-3a1d-723d-b28c-0dbd3638dd98" xlink:to="loc_us-gaap_EquityMethodInvestmentRealizedGainLossOnDisposal_019f27d2-3042-7990-953a-14148405d430" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_DerivativeSettlementsExpenseIncome_019ed137-3a1d-7cf9-87e1-b665663f0cfc" xlink:href="nni-20260630.xsd#nni_DerivativeSettlementsExpenseIncome"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_OtherIncomeExpenseAbstract_019ed137-3a1d-723d-b28c-0dbd3638dd98" xlink:to="loc_nni_DerivativeSettlementsExpenseIncome_019ed137-3a1d-7cf9-87e1-b665663f0cfc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_DerivativeMarketValueAndForeignCurrencyGainLoss_019ed137-3a1d-7289-8fa0-4a05a3c34e49" xlink:href="nni-20260630.xsd#nni_DerivativeMarketValueAndForeignCurrencyGainLoss"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_OtherIncomeExpenseAbstract_019ed137-3a1d-723d-b28c-0dbd3638dd98" xlink:to="loc_nni_DerivativeMarketValueAndForeignCurrencyGainLoss_019ed137-3a1d-7289-8fa0-4a05a3c34e49" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_NoninterestIncomeExpense_019ed137-3a1d-7f8b-9636-be6e0e3d3dba" xlink:href="nni-20260630.xsd#nni_NoninterestIncomeExpense"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_OtherIncomeExpenseAbstract_019ed137-3a1d-723d-b28c-0dbd3638dd98" xlink:to="loc_nni_NoninterestIncomeExpense_019ed137-3a1d-7f8b-9636-be6e0e3d3dba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CostOfGoodsAndServicesSoldAbstract_019ed137-3a1d-7d29-af7d-79cc5cb22309" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CostOfGoodsAndServicesSoldAbstract"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_019ed137-3a1d-7828-92ff-d607e06e43a8" xlink:to="loc_us-gaap_CostOfGoodsAndServicesSoldAbstract_019ed137-3a1d-7d29-af7d-79cc5cb22309" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CostOfGoodsAndServicesSold_019ed137-3a1d-7309-83ff-1377ff13a9be" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CostOfGoodsAndServicesSold"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostOfGoodsAndServicesSoldAbstract_019ed137-3a1d-7d29-af7d-79cc5cb22309" xlink:to="loc_us-gaap_CostOfGoodsAndServicesSold_019ed137-3a1d-7309-83ff-1377ff13a9be" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingExpensesAbstract_019ed137-3a1d-7359-b782-32b7585b46f7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OperatingExpensesAbstract"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_019ed137-3a1d-7828-92ff-d607e06e43a8" xlink:to="loc_us-gaap_OperatingExpensesAbstract_019ed137-3a1d-7359-b782-32b7585b46f7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LaborAndRelatedExpense_019ed137-3a1d-7f58-a1f7-25f6056f32d6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LaborAndRelatedExpense"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_019ed137-3a1d-7359-b782-32b7585b46f7" xlink:to="loc_us-gaap_LaborAndRelatedExpense_019ed137-3a1d-7f58-a1f7-25f6056f32d6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepreciationAndAmortization_019ed137-3a1d-74ad-8923-9e7264b08c35" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DepreciationAndAmortization"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_019ed137-3a1d-7359-b782-32b7585b46f7" xlink:to="loc_us-gaap_DepreciationAndAmortization_019ed137-3a1d-74ad-8923-9e7264b08c35" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ReinsuranceLossesAndUnderwritingExpenses_019ed137-3a1d-79b5-bad0-d341dc198577" xlink:href="nni-20260630.xsd#nni_ReinsuranceLossesAndUnderwritingExpenses"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_019ed137-3a1d-7359-b782-32b7585b46f7" xlink:to="loc_nni_ReinsuranceLossesAndUnderwritingExpenses_019ed137-3a1d-79b5-bad0-d341dc198577" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PostageExpense_019ed137-3a1d-78a2-8131-6a2118f9cae6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PostageExpense"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_019ed137-3a1d-7359-b782-32b7585b46f7" xlink:to="loc_us-gaap_PostageExpense_019ed137-3a1d-78a2-8131-6a2118f9cae6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ServicingFees_019ed137-3a1d-772f-87eb-a67b06234f6b" xlink:href="nni-20260630.xsd#nni_ServicingFees"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_019ed137-3a1d-7359-b782-32b7585b46f7" xlink:to="loc_nni_ServicingFees_019ed137-3a1d-772f-87eb-a67b06234f6b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherExpenses_019ed137-3a1d-737a-acd0-61cf3bcddd62" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherExpenses"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_019ed137-3a1d-7359-b782-32b7585b46f7" xlink:to="loc_us-gaap_OtherExpenses_019ed137-3a1d-737a-acd0-61cf3bcddd62" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_IntersegmentExpenses_019ed137-3a1d-70c4-aab2-7acc6ae77e23" xlink:href="nni-20260630.xsd#nni_IntersegmentExpenses"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_019ed137-3a1d-7359-b782-32b7585b46f7" xlink:to="loc_nni_IntersegmentExpenses_019ed137-3a1d-70c4-aab2-7acc6ae77e23" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingExpenses_019ed137-3a1d-7484-a749-3e538fd31c71" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OperatingExpenses"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingExpensesAbstract_019ed137-3a1d-7359-b782-32b7585b46f7" xlink:to="loc_us-gaap_OperatingExpenses_019ed137-3a1d-7484-a749-3e538fd31c71" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossIncludingPortionAttributableToNoncontrollingInterest_019ed137-3a1d-76f4-90fb-8f67613711fe" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeLossIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_019ed137-3a1d-7828-92ff-d607e06e43a8" xlink:to="loc_us-gaap_IncomeLossIncludingPortionAttributableToNoncontrollingInterest_019ed137-3a1d-76f4-90fb-8f67613711fe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_019ed137-3a1d-7572-9a4a-c732f373ec6c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_019ed137-3a1d-7828-92ff-d607e06e43a8" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_019ed137-3a1d-7572-9a4a-c732f373ec6c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfitLoss_019ed137-3a1d-7ccb-b7ed-cb40e5edf95e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProfitLoss"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_019ed137-3a1d-7828-92ff-d607e06e43a8" xlink:to="loc_us-gaap_ProfitLoss_019ed137-3a1d-7ccb-b7ed-cb40e5edf95e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_019ed137-3a1d-791a-a4a2-1a10a8706420" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetIncomeLossAttributableToNoncontrollingInterest"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_019ed137-3a1d-7828-92ff-d607e06e43a8" xlink:to="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_019ed137-3a1d-791a-a4a2-1a10a8706420" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_019ed137-3a1d-7e59-bf18-5b89f87b4705" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_019ed137-3a1d-7828-92ff-d607e06e43a8" xlink:to="loc_us-gaap_NetIncomeLoss_019ed137-3a1d-7e59-bf18-5b89f87b4705" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_019ed137-3a1d-76c7-82d2-f4a6900f99b1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Assets"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_019ed137-3a1d-7828-92ff-d607e06e43a8" xlink:to="loc_us-gaap_Assets_019ed137-3a1d-76c7-82d2-f4a6900f99b1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/DisaggregatedRevenueScheduleofDisaggregationofRevenueDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#DisaggregatedRevenueScheduleofDisaggregationofRevenueDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/DisaggregatedRevenueScheduleofDisaggregationofRevenueDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerAbstract_019ed137-3a1d-7cdc-a773-fe53f0a92fc0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RevenueFromContractWithCustomerAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisaggregationOfRevenueTable_019ed137-3a1d-7240-a894-d2f684471905" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DisaggregationOfRevenueTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenueFromContractWithCustomerAbstract_019ed137-3a1d-7cdc-a773-fe53f0a92fc0" xlink:to="loc_us-gaap_DisaggregationOfRevenueTable_019ed137-3a1d-7240-a894-d2f684471905" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ProductOrServiceAxis_019ed137-3a1d-72b0-8413-2927a12cecc1" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ProductOrServiceAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisaggregationOfRevenueTable_019ed137-3a1d-7240-a894-d2f684471905" xlink:to="loc_srt_ProductOrServiceAxis_019ed137-3a1d-72b0-8413-2927a12cecc1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ProductsAndServicesDomain_019ed137-3a1d-787d-b995-bd3be5c11785" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ProductsAndServicesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductOrServiceAxis_019ed137-3a1d-72b0-8413-2927a12cecc1" xlink:to="loc_srt_ProductsAndServicesDomain_019ed137-3a1d-787d-b995-bd3be5c11785" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_LoanServicingAndSystemsRevenueMember_019ed137-3a1d-7468-b68f-b2bf9475d06a" xlink:href="nni-20260630.xsd#nni_LoanServicingAndSystemsRevenueMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_019ed137-3a1d-787d-b995-bd3be5c11785" xlink:to="loc_nni_LoanServicingAndSystemsRevenueMember_019ed137-3a1d-7468-b68f-b2bf9475d06a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_DepartmentOfEducationLoanServicingMember_019ed137-3a1d-7c32-8686-5a00afa521e7" xlink:href="nni-20260630.xsd#nni_DepartmentOfEducationLoanServicingMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_LoanServicingAndSystemsRevenueMember_019ed137-3a1d-7468-b68f-b2bf9475d06a" xlink:to="loc_nni_DepartmentOfEducationLoanServicingMember_019ed137-3a1d-7c32-8686-5a00afa521e7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_CanadaStudentLoanServicingMember_019f9307-31f8-70f5-87d0-6029fc9e3846" xlink:href="nni-20260630.xsd#nni_CanadaStudentLoanServicingMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_LoanServicingAndSystemsRevenueMember_019ed137-3a1d-7468-b68f-b2bf9475d06a" xlink:to="loc_nni_CanadaStudentLoanServicingMember_019f9307-31f8-70f5-87d0-6029fc9e3846" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_PrivateEducationAndConsumerLoanServicingMember_019ed137-3a1d-7c3a-ae71-6ede71695992" xlink:href="nni-20260630.xsd#nni_PrivateEducationAndConsumerLoanServicingMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_LoanServicingAndSystemsRevenueMember_019ed137-3a1d-7468-b68f-b2bf9475d06a" xlink:to="loc_nni_PrivateEducationAndConsumerLoanServicingMember_019ed137-3a1d-7c3a-ae71-6ede71695992" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_FFELPServicingMember_019ed137-3a1d-73bc-b7f5-2b00e6d37bff" xlink:href="nni-20260630.xsd#nni_FFELPServicingMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_LoanServicingAndSystemsRevenueMember_019ed137-3a1d-7468-b68f-b2bf9475d06a" xlink:to="loc_nni_FFELPServicingMember_019ed137-3a1d-73bc-b7f5-2b00e6d37bff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_SoftwareServicesMember_019ed137-3a1d-7dfe-a334-7f1d08e145cb" xlink:href="nni-20260630.xsd#nni_SoftwareServicesMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_LoanServicingAndSystemsRevenueMember_019ed137-3a1d-7468-b68f-b2bf9475d06a" xlink:to="loc_nni_SoftwareServicesMember_019ed137-3a1d-7dfe-a334-7f1d08e145cb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_OutsourcedServicesRevenueAndOtherMember_019ed137-3a1d-7572-8eb6-368bcd08865e" xlink:href="nni-20260630.xsd#nni_OutsourcedServicesRevenueAndOtherMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_LoanServicingAndSystemsRevenueMember_019ed137-3a1d-7468-b68f-b2bf9475d06a" xlink:to="loc_nni_OutsourcedServicesRevenueAndOtherMember_019ed137-3a1d-7572-8eb6-368bcd08865e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_EducationTechnologyServicesAndPaymentProcessingServicesMember_019ed137-3a1d-75dc-b13d-545e361788b3" xlink:href="nni-20260630.xsd#nni_EducationTechnologyServicesAndPaymentProcessingServicesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_019ed137-3a1d-787d-b995-bd3be5c11785" xlink:to="loc_nni_EducationTechnologyServicesAndPaymentProcessingServicesMember_019ed137-3a1d-75dc-b13d-545e361788b3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_TuitionPaymentPlanServicesMember_019ed137-3a1d-74cd-8e3a-a1a696b27e11" xlink:href="nni-20260630.xsd#nni_TuitionPaymentPlanServicesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_EducationTechnologyServicesAndPaymentProcessingServicesMember_019ed137-3a1d-75dc-b13d-545e361788b3" xlink:to="loc_nni_TuitionPaymentPlanServicesMember_019ed137-3a1d-74cd-8e3a-a1a696b27e11" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_PaymentProcessingMember_019ed137-3a1d-7253-ab82-444fbca00790" xlink:href="nni-20260630.xsd#nni_PaymentProcessingMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_EducationTechnologyServicesAndPaymentProcessingServicesMember_019ed137-3a1d-75dc-b13d-545e361788b3" xlink:to="loc_nni_PaymentProcessingMember_019ed137-3a1d-7253-ab82-444fbca00790" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_EducationTechnologyAndServicesMember_019ed137-3a1d-7b2f-bed1-727e94f5d928" xlink:href="nni-20260630.xsd#nni_EducationTechnologyAndServicesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_EducationTechnologyServicesAndPaymentProcessingServicesMember_019ed137-3a1d-75dc-b13d-545e361788b3" xlink:to="loc_nni_EducationTechnologyAndServicesMember_019ed137-3a1d-7b2f-bed1-727e94f5d928" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_OtherServiceOfferingMember_019ed137-3a1d-7e21-8e0e-16b4372058b6" xlink:href="nni-20260630.xsd#nni_OtherServiceOfferingMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_EducationTechnologyServicesAndPaymentProcessingServicesMember_019ed137-3a1d-75dc-b13d-545e361788b3" xlink:to="loc_nni_OtherServiceOfferingMember_019ed137-3a1d-7e21-8e0e-16b4372058b6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisaggregationOfRevenueLineItems_019ed137-3a1d-703e-8ecf-a23744d27266" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DisaggregationOfRevenueLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisaggregationOfRevenueTable_019ed137-3a1d-7240-a894-d2f684471905" xlink:to="loc_us-gaap_DisaggregationOfRevenueLineItems_019ed137-3a1d-703e-8ecf-a23744d27266" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_019ed137-3a1d-7722-801f-edec20a92789" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisaggregationOfRevenueLineItems_019ed137-3a1d-703e-8ecf-a23744d27266" xlink:to="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_019ed137-3a1d-7722-801f-edec20a92789" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/DisaggregatedRevenueScheduleofComponentsofOtherIncomeExpensesDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#DisaggregatedRevenueScheduleofComponentsofOtherIncomeExpensesDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/DisaggregatedRevenueScheduleofComponentsofOtherIncomeExpensesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerAbstract_019ed137-3a1d-7cee-afb8-fd1b1ccadacd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RevenueFromContractWithCustomerAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisaggregationOfRevenueTable_019ed137-3a1d-74f2-9c19-63043c79d244" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DisaggregationOfRevenueTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenueFromContractWithCustomerAbstract_019ed137-3a1d-7cee-afb8-fd1b1ccadacd" xlink:to="loc_us-gaap_DisaggregationOfRevenueTable_019ed137-3a1d-74f2-9c19-63043c79d244" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ProductOrServiceAxis_019ed137-3a1d-77f0-a5d5-52019c7fe724" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ProductOrServiceAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisaggregationOfRevenueTable_019ed137-3a1d-74f2-9c19-63043c79d244" xlink:to="loc_srt_ProductOrServiceAxis_019ed137-3a1d-77f0-a5d5-52019c7fe724" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ProductsAndServicesDomain_019ed137-3a1d-7b43-8789-4f94e4c37894" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ProductsAndServicesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductOrServiceAxis_019ed137-3a1d-77f0-a5d5-52019c7fe724" xlink:to="loc_srt_ProductsAndServicesDomain_019ed137-3a1d-7b43-8789-4f94e4c37894" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentAdviceMember_019ed137-3a1d-7b8e-b28f-c026fc442727" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentAdviceMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_019ed137-3a1d-7b43-8789-4f94e4c37894" xlink:to="loc_us-gaap_InvestmentAdviceMember_019ed137-3a1d-7b8e-b28f-c026fc442727" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisaggregationOfRevenueLineItems_019ed137-3a1d-7f6d-b5d8-c6f1294ab534" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DisaggregationOfRevenueLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisaggregationOfRevenueTable_019ed137-3a1d-74f2-9c19-63043c79d244" xlink:to="loc_us-gaap_DisaggregationOfRevenueLineItems_019ed137-3a1d-7f6d-b5d8-c6f1294ab534" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RealizedInvestmentGainsLosses_019ed137-3a1d-71ad-b870-d582cdf8c150" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RealizedInvestmentGainsLosses"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisaggregationOfRevenueLineItems_019ed137-3a1d-7f6d-b5d8-c6f1294ab534" xlink:to="loc_us-gaap_RealizedInvestmentGainsLosses_019ed137-3a1d-71ad-b870-d582cdf8c150" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LateFeeIncomeGeneratedByServicingFinancialAssetsAmount_019ed137-3a1d-7585-a175-a9151548a142" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LateFeeIncomeGeneratedByServicingFinancialAssetsAmount"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisaggregationOfRevenueLineItems_019ed137-3a1d-7f6d-b5d8-c6f1294ab534" xlink:to="loc_us-gaap_LateFeeIncomeGeneratedByServicingFinancialAssetsAmount_019ed137-3a1d-7585-a175-a9151548a142" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ContractuallySpecifiedServicingFeesAmount_019ed137-3a1d-7430-a4d9-1a5f18e26540" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ContractuallySpecifiedServicingFeesAmount"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisaggregationOfRevenueLineItems_019ed137-3a1d-7f6d-b5d8-c6f1294ab534" xlink:to="loc_us-gaap_ContractuallySpecifiedServicingFeesAmount_019ed137-3a1d-7430-a4d9-1a5f18e26540" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_019ed137-3a1d-77b1-8525-b748d36e3ba5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisaggregationOfRevenueLineItems_019ed137-3a1d-7f6d-b5d8-c6f1294ab534" xlink:to="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_019ed137-3a1d-77b1-8525-b748d36e3ba5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnInvestments_019fa74d-c346-7636-9733-481e47354a83" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GainLossOnInvestments"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisaggregationOfRevenueLineItems_019ed137-3a1d-7f6d-b5d8-c6f1294ab534" xlink:to="loc_us-gaap_GainLossOnInvestments_019fa74d-c346-7636-9733-481e47354a83" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_OtherIncomeMiscellaneous_019ed137-3a1d-7326-a7aa-04a5effdea52" xlink:href="nni-20260630.xsd#nni_OtherIncomeMiscellaneous"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisaggregationOfRevenueLineItems_019ed137-3a1d-7f6d-b5d8-c6f1294ab534" xlink:to="loc_nni_OtherIncomeMiscellaneous_019ed137-3a1d-7326-a7aa-04a5effdea52" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_OtherIncomeExpenseOtherNet_019ed137-3a1d-759c-ab35-9e03459b18c0" xlink:href="nni-20260630.xsd#nni_OtherIncomeExpenseOtherNet"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisaggregationOfRevenueLineItems_019ed137-3a1d-7f6d-b5d8-c6f1294ab534" xlink:to="loc_nni_OtherIncomeExpenseOtherNet_019ed137-3a1d-759c-ab35-9e03459b18c0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/ReinsuranceScheduleOfReinsuranceActivityDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#ReinsuranceScheduleOfReinsuranceActivityDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/ReinsuranceScheduleOfReinsuranceActivityDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_019ed137-3a1d-7207-b4c2-c237d7f29d17" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PremiumsWrittenNetConsolidatedAbstract_019ed137-3a1d-70a8-99f2-7701bb8a2fee" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PremiumsWrittenNetConsolidatedAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_019ed137-3a1d-7207-b4c2-c237d7f29d17" xlink:to="loc_us-gaap_PremiumsWrittenNetConsolidatedAbstract_019ed137-3a1d-70a8-99f2-7701bb8a2fee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssumedPremiumsWritten_019ed137-3a1d-738b-b6b2-aad765e110f3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssumedPremiumsWritten"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PremiumsWrittenNetConsolidatedAbstract_019ed137-3a1d-70a8-99f2-7701bb8a2fee" xlink:to="loc_us-gaap_AssumedPremiumsWritten_019ed137-3a1d-738b-b6b2-aad765e110f3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CededPremiumsWritten_019ed137-3a1d-7406-8b52-cd6e6fee16aa" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CededPremiumsWritten"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PremiumsWrittenNetConsolidatedAbstract_019ed137-3a1d-70a8-99f2-7701bb8a2fee" xlink:to="loc_us-gaap_CededPremiumsWritten_019ed137-3a1d-7406-8b52-cd6e6fee16aa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PremiumsWrittenNet_019ed137-3a1d-7792-9d1a-5ab0ccfa532f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PremiumsWrittenNet"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PremiumsWrittenNetConsolidatedAbstract_019ed137-3a1d-70a8-99f2-7701bb8a2fee" xlink:to="loc_us-gaap_PremiumsWrittenNet_019ed137-3a1d-7792-9d1a-5ab0ccfa532f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentNetAmountAbstract_019ed137-3a1d-798b-959a-32d3bc4a5903" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentNetAmountAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_019ed137-3a1d-7207-b4c2-c237d7f29d17" xlink:to="loc_us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentNetAmountAbstract_019ed137-3a1d-798b-959a-32d3bc4a5903" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssumedPremiumsEarned_019ed137-3a1d-7b88-b446-14d5de29f8f3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssumedPremiumsEarned"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentNetAmountAbstract_019ed137-3a1d-798b-959a-32d3bc4a5903" xlink:to="loc_us-gaap_AssumedPremiumsEarned_019ed137-3a1d-7b88-b446-14d5de29f8f3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CededPremiumsEarned_019ed137-3a1d-7257-a6b3-aac04e2cb0d8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CededPremiumsEarned"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentNetAmountAbstract_019ed137-3a1d-798b-959a-32d3bc4a5903" xlink:to="loc_us-gaap_CededPremiumsEarned_019ed137-3a1d-7257-a6b3-aac04e2cb0d8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PremiumsEarnedNet_019ed137-3a1d-775b-bf37-aee743428559" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PremiumsEarnedNet"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentNetAmountAbstract_019ed137-3a1d-798b-959a-32d3bc4a5903" xlink:to="loc_us-gaap_PremiumsEarnedNet_019ed137-3a1d-775b-bf37-aee743428559" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_LossReserveCommissionsAndBrokerFeesAbstract_019ed137-3a1d-7407-8aea-99429ea720b9" xlink:href="nni-20260630.xsd#nni_LossReserveCommissionsAndBrokerFeesAbstract"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_019ed137-3a1d-7207-b4c2-c237d7f29d17" xlink:to="loc_nni_LossReserveCommissionsAndBrokerFeesAbstract_019ed137-3a1d-7407-8aea-99429ea720b9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_AssumedLossReserveCommissionAndBrokerFees_019ed137-3a1d-72ab-b0e6-fc5042c335be" xlink:href="nni-20260630.xsd#nni_AssumedLossReserveCommissionAndBrokerFees"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_LossReserveCommissionsAndBrokerFeesAbstract_019ed137-3a1d-7407-8aea-99429ea720b9" xlink:to="loc_nni_AssumedLossReserveCommissionAndBrokerFees_019ed137-3a1d-72ab-b0e6-fc5042c335be" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_CeededLossReserveCommissionAndBrokerFees_019ed137-3a1d-7621-a691-b5cad7c9a214" xlink:href="nni-20260630.xsd#nni_CeededLossReserveCommissionAndBrokerFees"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_LossReserveCommissionsAndBrokerFeesAbstract_019ed137-3a1d-7407-8aea-99429ea720b9" xlink:to="loc_nni_CeededLossReserveCommissionAndBrokerFees_019ed137-3a1d-7621-a691-b5cad7c9a214" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_LossReserveCommissionAndBrokerFeesNet_019ed137-3a1d-75d6-883c-9c527a8c15ff" xlink:href="nni-20260630.xsd#nni_LossReserveCommissionAndBrokerFeesNet"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_nni_LossReserveCommissionsAndBrokerFeesAbstract_019ed137-3a1d-7407-8aea-99429ea720b9" xlink:to="loc_nni_LossReserveCommissionAndBrokerFeesNet_019ed137-3a1d-75d6-883c-9c527a8c15ff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/ReinsuranceNarrativeDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#ReinsuranceNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/ReinsuranceNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InsuranceAbstract_019ed137-3a1d-7c06-9132-a0dcc8065e87" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InsuranceAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_LossReserveNet_019ed137-3a1d-7f74-9ce3-125cd6aaeda8" xlink:href="nni-20260630.xsd#nni_LossReserveNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InsuranceAbstract_019ed137-3a1d-7c06-9132-a0dcc8065e87" xlink:to="loc_nni_LossReserveNet_019ed137-3a1d-7f74-9ce3-125cd6aaeda8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/MajorCustomerDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#MajorCustomerDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/MajorCustomerDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RisksAndUncertaintiesAbstract_019ed137-3a1d-7c77-a18b-d1416339af1d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RisksAndUncertaintiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskTable_019ed137-3a1d-7265-b9d1-94785ad0d0d6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConcentrationRiskTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RisksAndUncertaintiesAbstract_019ed137-3a1d-7c77-a18b-d1416339af1d" xlink:to="loc_us-gaap_ConcentrationRiskTable_019ed137-3a1d-7265-b9d1-94785ad0d0d6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ProductOrServiceAxis_019ed137-3a1d-7326-9b4b-f88b239dba3d" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ProductOrServiceAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTable_019ed137-3a1d-7265-b9d1-94785ad0d0d6" xlink:to="loc_srt_ProductOrServiceAxis_019ed137-3a1d-7326-9b4b-f88b239dba3d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ProductsAndServicesDomain_019ed137-3a1d-795e-9e2a-8dbb9a1707c9" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ProductsAndServicesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductOrServiceAxis_019ed137-3a1d-7326-9b4b-f88b239dba3d" xlink:to="loc_srt_ProductsAndServicesDomain_019ed137-3a1d-795e-9e2a-8dbb9a1707c9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_GovernmentLoanServicingMember_019ed137-3a1d-7cc4-8883-1a211b18bdf2" xlink:href="nni-20260630.xsd#nni_GovernmentLoanServicingMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ProductsAndServicesDomain_019ed137-3a1d-795e-9e2a-8dbb9a1707c9" xlink:to="loc_nni_GovernmentLoanServicingMember_019ed137-3a1d-7cc4-8883-1a211b18bdf2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskLineItems_019ed137-3a1d-763f-bec5-e6c4d5816383" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConcentrationRiskLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTable_019ed137-3a1d-7265-b9d1-94785ad0d0d6" xlink:to="loc_us-gaap_ConcentrationRiskLineItems_019ed137-3a1d-763f-bec5-e6c4d5816383" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_RevenueFromContractWithCustomerContractTerm_019ed137-3a1d-79dc-8359-9e1683513d06" xlink:href="nni-20260630.xsd#nni_RevenueFromContractWithCustomerContractTerm"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskLineItems_019ed137-3a1d-763f-bec5-e6c4d5816383" xlink:to="loc_nni_RevenueFromContractWithCustomerContractTerm_019ed137-3a1d-79dc-8359-9e1683513d06" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_RevenueFromContractWithCustomerOptionToExtendNumberOfExtensionsOne_019ed137-3a1d-7b70-b324-e7398937e924" xlink:href="nni-20260630.xsd#nni_RevenueFromContractWithCustomerOptionToExtendNumberOfExtensionsOne"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskLineItems_019ed137-3a1d-763f-bec5-e6c4d5816383" xlink:to="loc_nni_RevenueFromContractWithCustomerOptionToExtendNumberOfExtensionsOne_019ed137-3a1d-7b70-b324-e7398937e924" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_RevenueFromContractWithCustomerOptionToExtendExtensionPeriodOne_019ed137-3a1d-7368-a937-41bcaf749748" xlink:href="nni-20260630.xsd#nni_RevenueFromContractWithCustomerOptionToExtendExtensionPeriodOne"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskLineItems_019ed137-3a1d-763f-bec5-e6c4d5816383" xlink:to="loc_nni_RevenueFromContractWithCustomerOptionToExtendExtensionPeriodOne_019ed137-3a1d-7368-a937-41bcaf749748" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_RevenueFromContractWithCustomerOptionToExtendNumberOfExtensionsTwo_019ed137-3a1d-7041-b650-937f4fe4b97a" xlink:href="nni-20260630.xsd#nni_RevenueFromContractWithCustomerOptionToExtendNumberOfExtensionsTwo"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskLineItems_019ed137-3a1d-763f-bec5-e6c4d5816383" xlink:to="loc_nni_RevenueFromContractWithCustomerOptionToExtendNumberOfExtensionsTwo_019ed137-3a1d-7041-b650-937f4fe4b97a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_RevenueFromContractWithCustomerOptionToExtendExtensionPeriodTwo_019ed137-3a1d-7988-acaf-8f1e445464cb" xlink:href="nni-20260630.xsd#nni_RevenueFromContractWithCustomerOptionToExtendExtensionPeriodTwo"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskLineItems_019ed137-3a1d-763f-bec5-e6c4d5816383" xlink:to="loc_nni_RevenueFromContractWithCustomerOptionToExtendExtensionPeriodTwo_019ed137-3a1d-7988-acaf-8f1e445464cb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_019ed137-3a1d-7bb1-bee2-bcdc62c2b7d4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskLineItems_019ed137-3a1d-763f-bec5-e6c4d5816383" xlink:to="loc_us-gaap_RevenueFromContractWithCustomerExcludingAssessedTax_019ed137-3a1d-7bb1-bee2-bcdc62c2b7d4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/FairValueScheduleofFairValueAssetsandLiabilitiesMeasuredonRecurringBasisDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#FairValueScheduleofFairValueAssetsandLiabilitiesMeasuredonRecurringBasisDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/FairValueScheduleofFairValueAssetsandLiabilitiesMeasuredonRecurringBasisDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_019ed137-3a1d-7b3c-91f5-e9af28a3986a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_019ed137-3a1d-7ef6-ab02-ea514f3455c8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_019ed137-3a1d-7b3c-91f5-e9af28a3986a" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_019ed137-3a1d-7ef6-ab02-ea514f3455c8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_019ed137-3a1d-7825-bb9f-fbdd001a1a90" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_019ed137-3a1d-7ef6-ab02-ea514f3455c8" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_019ed137-3a1d-7825-bb9f-fbdd001a1a90" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_019ed137-3a1d-7f3a-b6f4-fb5978ea5fa3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_019ed137-3a1d-7825-bb9f-fbdd001a1a90" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_019ed137-3a1d-7f3a-b6f4-fb5978ea5fa3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_019ed137-3a1d-79cb-b7d2-34c7c5b4715c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueInputsLevel1Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_019ed137-3a1d-7f3a-b6f4-fb5978ea5fa3" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_019ed137-3a1d-79cb-b7d2-34c7c5b4715c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_019ed137-3a1d-782f-928e-6d792c2ba7ad" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueInputsLevel2Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_019ed137-3a1d-7f3a-b6f4-fb5978ea5fa3" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_019ed137-3a1d-782f-928e-6d792c2ba7ad" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasuredAtNetAssetValuePerShareMember_019ed137-3a1d-741e-afb1-79b1ff54724d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueMeasuredAtNetAssetValuePerShareMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_019ed137-3a1d-7f3a-b6f4-fb5978ea5fa3" xlink:to="loc_us-gaap_FairValueMeasuredAtNetAssetValuePerShareMember_019ed137-3a1d-741e-afb1-79b1ff54724d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_019ed137-3a1d-737e-82a8-6e085defe5d3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_019ed137-3a1d-7ef6-ab02-ea514f3455c8" xlink:to="loc_us-gaap_FinancialInstrumentAxis_019ed137-3a1d-737e-82a8-6e085defe5d3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ed137-3a1d-7945-9b53-5507a41d59af" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_019ed137-3a1d-737e-82a8-6e085defe5d3" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ed137-3a1d-7945-9b53-5507a41d59af" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetBackedSecuritiesMember_019ed137-3a1d-77b0-84f4-a63fa980d222" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetBackedSecuritiesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ed137-3a1d-7945-9b53-5507a41d59af" xlink:to="loc_us-gaap_AssetBackedSecuritiesMember_019ed137-3a1d-77b0-84f4-a63fa980d222" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquitySecuritiesMember_019ed137-3a1d-771c-8a0c-a5c947a1b347" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquitySecuritiesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019ed137-3a1d-7945-9b53-5507a41d59af" xlink:to="loc_us-gaap_EquitySecuritiesMember_019ed137-3a1d-771c-8a0c-a5c947a1b347" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_019ed137-3a1d-70ca-90bf-b2665d5b0cb7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_019ed137-3a1d-7ef6-ab02-ea514f3455c8" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_019ed137-3a1d-70ca-90bf-b2665d5b0cb7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsFairValueDisclosureAbstract_019ed137-3a1d-70a0-a404-7ad238606573" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetsFairValueDisclosureAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_019ed137-3a1d-70ca-90bf-b2665d5b0cb7" xlink:to="loc_us-gaap_AssetsFairValueDisclosureAbstract_019ed137-3a1d-70a0-a404-7ad238606573" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsFairValueDisclosure_019ed137-3a1d-7475-b78f-c107a1ebe440" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentsFairValueDisclosure"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_019ed137-3a1d-70a0-a404-7ad238606573" xlink:to="loc_us-gaap_InvestmentsFairValueDisclosure_019ed137-3a1d-7475-b78f-c107a1ebe440" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AlternativeInvestment_019ed137-3a1d-79b1-a254-373fb3165749" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AlternativeInvestment"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_019ed137-3a1d-70a0-a404-7ad238606573" xlink:to="loc_us-gaap_AlternativeInvestment_019ed137-3a1d-79b1-a254-373fb3165749" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssets_019ed137-3a1d-70b1-8af2-7ff67a68d4ca" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeAssets"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_019ed137-3a1d-70a0-a404-7ad238606573" xlink:to="loc_us-gaap_DerivativeAssets_019ed137-3a1d-70b1-8af2-7ff67a68d4ca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssetStatementOfFinancialPositionExtensibleEnumeration_019ed137-3a1d-79dd-9817-cf7116c45997" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeAssetStatementOfFinancialPositionExtensibleEnumeration"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeAssets_019ed137-3a1d-70b1-8af2-7ff67a68d4ca" xlink:to="loc_us-gaap_DerivativeAssetStatementOfFinancialPositionExtensibleEnumeration_019ed137-3a1d-79dd-9817-cf7116c45997" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsFairValueDisclosure_019ed137-3a1d-7ef7-a92e-3b2a1e0ec3c4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetsFairValueDisclosure"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_019ed137-3a1d-70a0-a404-7ad238606573" xlink:to="loc_us-gaap_AssetsFairValueDisclosure_019ed137-3a1d-7ef7-a92e-3b2a1e0ec3c4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract_019ed137-3a1d-7180-9c86-0e80d9860028" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilitiesFairValueDisclosureAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_019ed137-3a1d-70ca-90bf-b2665d5b0cb7" xlink:to="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract_019ed137-3a1d-7180-9c86-0e80d9860028" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilities_019ed137-3a1d-7652-86b7-77cdfd0c979a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeLiabilities"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract_019ed137-3a1d-7180-9c86-0e80d9860028" xlink:to="loc_us-gaap_DerivativeLiabilities_019ed137-3a1d-7652-86b7-77cdfd0c979a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilityStatementOfFinancialPositionExtensibleEnumeration_019ed137-3a1d-7634-91c9-236e5ee4e78e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeLiabilityStatementOfFinancialPositionExtensibleEnumeration"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLiabilities_019ed137-3a1d-7652-86b7-77cdfd0c979a" xlink:to="loc_us-gaap_DerivativeLiabilityStatementOfFinancialPositionExtensibleEnumeration_019ed137-3a1d-7634-91c9-236e5ee4e78e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesFairValueDisclosure_019ed137-3a1d-7926-be25-75b31a63be33" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilitiesFairValueDisclosure"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract_019ed137-3a1d-7180-9c86-0e80d9860028" xlink:to="loc_us-gaap_LiabilitiesFairValueDisclosure_019ed137-3a1d-7926-be25-75b31a63be33" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.nelnet.com/role/FairValueScheduleofFairValueofFinancialInstrumentsDetails" xlink:type="simple" xlink:href="nni-20260630.xsd#FairValueScheduleofFairValueofFinancialInstrumentsDetails"/>
  <link:presentationLink xlink:role="http://www.nelnet.com/role/FairValueScheduleofFairValueofFinancialInstrumentsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_019ed137-3a1d-7acf-953b-4d9e240000ee" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_019ed137-3a1d-7afb-8867-03d820db5f9f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByBalanceSheetGroupingTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_019ed137-3a1d-7acf-953b-4d9e240000ee" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTable_019ed137-3a1d-7afb-8867-03d820db5f9f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByMeasurementBasisAxis_019ed137-3a1d-7d7e-8ace-b8b9bd489b17" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByMeasurementBasisAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_019ed137-3a1d-7afb-8867-03d820db5f9f" xlink:to="loc_us-gaap_FairValueByMeasurementBasisAxis_019ed137-3a1d-7d7e-8ace-b8b9bd489b17" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosureItemAmountsDomain_019ed137-3a1d-760b-9281-fda60a9b9fc5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosureItemAmountsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByMeasurementBasisAxis_019ed137-3a1d-7d7e-8ace-b8b9bd489b17" xlink:to="loc_us-gaap_FairValueDisclosureItemAmountsDomain_019ed137-3a1d-760b-9281-fda60a9b9fc5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_019ed137-3a1d-72ea-a741-e8364f508e95" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosureItemAmountsDomain_019ed137-3a1d-760b-9281-fda60a9b9fc5" xlink:to="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_019ed137-3a1d-72ea-a741-e8364f508e95" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_019ed137-3a1d-7f17-85a9-fc91cdf70dd9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_019ed137-3a1d-72ea-a741-e8364f508e95" xlink:to="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_019ed137-3a1d-7f17-85a9-fc91cdf70dd9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CarryingReportedAmountFairValueDisclosureMember_019ed137-3a1d-7a08-91c3-d78ff21f2638" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_019ed137-3a1d-72ea-a741-e8364f508e95" xlink:to="loc_us-gaap_CarryingReportedAmountFairValueDisclosureMember_019ed137-3a1d-7a08-91c3-d78ff21f2638" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_019ed137-3a1d-7e2f-acba-7cef89f140b5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_019ed137-3a1d-7afb-8867-03d820db5f9f" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_019ed137-3a1d-7e2f-acba-7cef89f140b5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_019ed137-3a1d-74e2-bcff-176b60bc440f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_019ed137-3a1d-7e2f-acba-7cef89f140b5" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_019ed137-3a1d-74e2-bcff-176b60bc440f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_019ed137-3a1d-7a42-99b1-290f9ea96fad" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueInputsLevel1Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_019ed137-3a1d-74e2-bcff-176b60bc440f" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_019ed137-3a1d-7a42-99b1-290f9ea96fad" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_019ed137-3a1d-7ddf-9b43-a616df985eea" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueInputsLevel2Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_019ed137-3a1d-74e2-bcff-176b60bc440f" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_019ed137-3a1d-7ddf-9b43-a616df985eea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_019ed137-3a1d-79fd-a96e-06f081ffabfa" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_019ed137-3a1d-74e2-bcff-176b60bc440f" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_019ed137-3a1d-79fd-a96e-06f081ffabfa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_019ed137-3a1d-7c0f-912d-6900393a49f0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_019ed137-3a1d-7afb-8867-03d820db5f9f" xlink:to="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_019ed137-3a1d-7c0f-912d-6900393a49f0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsFairValueDisclosureAbstract_019ed137-3a1d-77ea-ab42-8706e60e41fb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetsFairValueDisclosureAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_019ed137-3a1d-7c0f-912d-6900393a49f0" xlink:to="loc_us-gaap_AssetsFairValueDisclosureAbstract_019ed137-3a1d-77ea-ab42-8706e60e41fb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NotesReceivableNet_019ed137-3a1d-7d5e-85aa-c961d72e6d4e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NotesReceivableNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_019ed137-3a1d-77ea-ab42-8706e60e41fb" xlink:to="loc_us-gaap_NotesReceivableNet_019ed137-3a1d-7d5e-85aa-c961d72e6d4e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss_019ed137-3a1d-77c4-8193-75c6ca7a7ca6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_019ed137-3a1d-77ea-ab42-8706e60e41fb" xlink:to="loc_us-gaap_FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss_019ed137-3a1d-77c4-8193-75c6ca7a7ca6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsFairValueDisclosure_019ed137-3a1d-7748-8ae8-eded535dfd80" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashAndCashEquivalentsFairValueDisclosure"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_019ed137-3a1d-77ea-ab42-8706e60e41fb" xlink:to="loc_us-gaap_CashAndCashEquivalentsFairValueDisclosure_019ed137-3a1d-7748-8ae8-eded535dfd80" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsFairValueDisclosure_019ed137-3a1d-7890-8472-9d7d04ad2025" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentsFairValueDisclosure"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_019ed137-3a1d-77ea-ab42-8706e60e41fb" xlink:to="loc_us-gaap_InvestmentsFairValueDisclosure_019ed137-3a1d-7890-8472-9d7d04ad2025" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_019ed137-3a1d-7f9a-837e-87990b8bd172" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_HeldToMaturitySecuritiesFairValue"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_019ed137-3a1d-77ea-ab42-8706e60e41fb" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_019ed137-3a1d-7f9a-837e-87990b8bd172" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NotesReceivableFairValueDisclosure_019ed137-3a1d-78f2-8b47-739ac72b2da1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NotesReceivableFairValueDisclosure"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_019ed137-3a1d-77ea-ab42-8706e60e41fb" xlink:to="loc_us-gaap_NotesReceivableFairValueDisclosure_019ed137-3a1d-78f2-8b47-739ac72b2da1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_BeneficialInterestInSecuritizationFairValueDisclosure_019ed137-3a1d-74a7-a307-dc087afd852d" xlink:href="nni-20260630.xsd#nni_BeneficialInterestInSecuritizationFairValueDisclosure"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_019ed137-3a1d-77ea-ab42-8706e60e41fb" xlink:to="loc_nni_BeneficialInterestInSecuritizationFairValueDisclosure_019ed137-3a1d-74a7-a307-dc087afd852d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedCashAndInvestments_019ed137-3a1d-75e4-96cf-3e0c4f1713e9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RestrictedCashAndInvestments"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_019ed137-3a1d-77ea-ab42-8706e60e41fb" xlink:to="loc_us-gaap_RestrictedCashAndInvestments_019ed137-3a1d-75e4-96cf-3e0c4f1713e9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_RestrictedCashDueToCustomers_019ed137-3a1d-71bc-930e-cad257e56098" xlink:href="nni-20260630.xsd#nni_RestrictedCashDueToCustomers"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_019ed137-3a1d-77ea-ab42-8706e60e41fb" xlink:to="loc_nni_RestrictedCashDueToCustomers_019ed137-3a1d-71bc-930e-cad257e56098" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAssetAtFairValue_019ed137-3a1d-711c-b7a3-3a51cb83f6a8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAssetAtFairValue"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_019ed137-3a1d-77ea-ab42-8706e60e41fb" xlink:to="loc_us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsAssetAtFairValue_019ed137-3a1d-711c-b7a3-3a51cb83f6a8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract_019ed137-3a1d-77e5-b711-1b38e9fe8f45" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilitiesFairValueDisclosureAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_019ed137-3a1d-7c0f-912d-6900393a49f0" xlink:to="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract_019ed137-3a1d-77e5-b711-1b38e9fe8f45" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentFairValue_019ed137-3a1d-7d2f-8d43-80b1ece78121" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentFairValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract_019ed137-3a1d-77e5-b711-1b38e9fe8f45" xlink:to="loc_us-gaap_DebtInstrumentFairValue_019ed137-3a1d-7d2f-8d43-80b1ece78121" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestPayableCurrentAndNoncurrent_019ed137-3a1d-7016-8121-11bd9ab2e834" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestPayableCurrentAndNoncurrent"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract_019ed137-3a1d-77e5-b711-1b38e9fe8f45" xlink:to="loc_us-gaap_InterestPayableCurrentAndNoncurrent_019ed137-3a1d-7016-8121-11bd9ab2e834" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Deposits_019ed137-3a1d-750b-91d5-76af33536342" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Deposits"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract_019ed137-3a1d-77e5-b711-1b38e9fe8f45" xlink:to="loc_us-gaap_Deposits_019ed137-3a1d-750b-91d5-76af33536342" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_PayablesToCustomers_019ed137-3a1d-7d30-81f8-b60d380354d7" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_PayablesToCustomers"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract_019ed137-3a1d-77e5-b711-1b38e9fe8f45" xlink:to="loc_srt_PayablesToCustomers_019ed137-3a1d-7d30-81f8-b60d380354d7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsLiabilityAtFairValue_019ed137-3a1d-7c6a-af09-c7d01670f976" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsLiabilityAtFairValue"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract_019ed137-3a1d-77e5-b711-1b38e9fe8f45" xlink:to="loc_us-gaap_DerivativeInstrumentsNotDesignatedAsHedgingInstrumentsLiabilityAtFairValue_019ed137-3a1d-7c6a-af09-c7d01670f976" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure" xlink:type="simple" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#AwardTimingDisclosure"/>
  <link:presentationLink xlink:role="http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgDiscLineItems" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardTmgDiscLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgMnpiDiscTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardTmgMnpiDiscTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardTmgMnpiDiscTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgMethodTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardTmgMethodTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardTmgMethodTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgPredtrmndFlag" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardTmgPredtrmndFlag"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardTmgPredtrmndFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgMnpiCnsdrdFlag" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardTmgMnpiCnsdrdFlag"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardTmgMnpiCnsdrdFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgHowMnpiCnsdrdTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardTmgHowMnpiCnsdrdTextBlock"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardTmgHowMnpiCnsdrdTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_MnpiDiscTimedForCompValFlag" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_MnpiDiscTimedForCompValFlag"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_MnpiDiscTimedForCompValFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardsCloseToMnpiDiscTableTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardsCloseToMnpiDiscTableTextBlock"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardsCloseToMnpiDiscTableTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardsCloseToMnpiDiscTable" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardsCloseToMnpiDiscTable"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardsCloseToMnpiDiscTable" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_IndividualAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_IndividualAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardsCloseToMnpiDiscTable" xlink:to="loc_ecd_IndividualAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllIndividualsMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AllIndividualsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_IndividualAxis" xlink:to="loc_ecd_AllIndividualsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AwardTypeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardsCloseToMnpiDiscTable" xlink:to="loc_us-gaap_AwardTypeAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AwardTypeAxis" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockOptionMember" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EmployeeStockOptionMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_us-gaap_EmployeeStockOptionMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockAppreciationRightsSARSMember" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockAppreciationRightsSARSMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_us-gaap_StockAppreciationRightsSARSMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardsCloseToMnpiDiscIndName" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardsCloseToMnpiDiscIndName"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardsCloseToMnpiDiscIndName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardUndrlygSecuritiesAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardUndrlygSecuritiesAmt"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardUndrlygSecuritiesAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardExrcPrice" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardExrcPrice"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardExrcPrice" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardGrantDateFairValue" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardGrantDateFairValue"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardGrantDateFairValue" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_UndrlygSecurityMktPriceChngPct" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_UndrlygSecurityMktPriceChngPct"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_UndrlygSecurityMktPriceChngPct" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://xbrl.sec.gov/ecd/role/ErrCompDisclosure" xlink:type="simple" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ErrCompDisclosure"/>
  <link:presentationLink xlink:role="http://xbrl.sec.gov/ecd/role/ErrCompDisclosure" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_RecoveryOfErrCompDisclosureLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ErrCompRecoveryTable" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ErrCompRecoveryTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ErrCompRecoveryTable" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_RestatementDateAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_RestatementDateAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_ErrCompRecoveryTable" xlink:to="loc_ecd_RestatementDateAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_IndividualAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_IndividualAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_ErrCompRecoveryTable" xlink:to="loc_ecd_IndividualAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllIndividualsMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AllIndividualsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_IndividualAxis" xlink:to="loc_ecd_AllIndividualsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonNeosMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_NonNeosMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AllIndividualsMember" xlink:to="loc_ecd_NonNeosMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_RestatementDeterminationDate" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_RestatementDeterminationDate"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_RestatementDeterminationDate" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AggtErrCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AggtErrCompAmt"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_AggtErrCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ErrCompAnalysisTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ErrCompAnalysisTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ErrCompAnalysisTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_StkPrcOrTsrEstimationMethodTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_StkPrcOrTsrEstimationMethodTextBlock"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_StkPrcOrTsrEstimationMethodTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_OutstandingAggtErrCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_OutstandingAggtErrCompAmt"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_OutstandingAggtErrCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AggtErrCompNotYetDeterminedTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AggtErrCompNotYetDeterminedTextBlock"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_AggtErrCompNotYetDeterminedTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ForgoneRecoveryIndName" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ForgoneRecoveryIndName"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ForgoneRecoveryIndName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ForgoneRecoveryDueToExpenseOfEnforcementAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ForgoneRecoveryDueToExpenseOfEnforcementAmt"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ForgoneRecoveryDueToExpenseOfEnforcementAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ForgoneRecoveryDueToViolationOfHomeCountryLawAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ForgoneRecoveryDueToViolationOfHomeCountryLawAmt"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ForgoneRecoveryDueToViolationOfHomeCountryLawAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ForgoneRecoveryDueToDisqualificationOfTaxBenefitsAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ForgoneRecoveryDueToDisqualificationOfTaxBenefitsAmt"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ForgoneRecoveryDueToDisqualificationOfTaxBenefitsAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ForgoneRecoveryExplanationOfImpracticabilityTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ForgoneRecoveryExplanationOfImpracticabilityTextBlock"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ForgoneRecoveryExplanationOfImpracticabilityTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_OutstandingRecoveryIndName" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_OutstandingRecoveryIndName"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_OutstandingRecoveryIndName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_OutstandingRecoveryCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_OutstandingRecoveryCompAmt"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_OutstandingRecoveryCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_RestatementDoesNotRequireRecoveryTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_RestatementDoesNotRequireRecoveryTextBlock"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_RestatementDoesNotRequireRecoveryTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://xbrl.sec.gov/ecd/role/PvpDisclosure" xlink:type="simple" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#PvpDisclosure"/>
  <link:presentationLink xlink:role="http://xbrl.sec.gov/ecd/role/PvpDisclosure" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PayVsPerformanceDisclosureLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PvpTable" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PvpTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PvpTable" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ExecutiveCategoryAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ExecutiveCategoryAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PvpTable" xlink:to="loc_ecd_ExecutiveCategoryAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllExecutiveCategoriesMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AllExecutiveCategoriesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_ExecutiveCategoryAxis" xlink:to="loc_ecd_AllExecutiveCategoriesMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeoMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PeoMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AllExecutiveCategoriesMember" xlink:to="loc_ecd_PeoMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonPeoNeoMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_NonPeoNeoMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AllExecutiveCategoriesMember" xlink:to="loc_ecd_NonPeoNeoMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_IndividualAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_IndividualAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PvpTable" xlink:to="loc_ecd_IndividualAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllIndividualsMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AllIndividualsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_IndividualAxis" xlink:to="loc_ecd_AllIndividualsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AdjToCompAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AdjToCompAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PvpTable" xlink:to="loc_ecd_AdjToCompAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllAdjToCompMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AllAdjToCompMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AdjToCompAxis" xlink:to="loc_ecd_AllAdjToCompMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AggtChngPnsnValInSummryCompstnTblForAplblYrMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AggtChngPnsnValInSummryCompstnTblForAplblYrMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AllAdjToCompMember" xlink:to="loc_ecd_AggtChngPnsnValInSummryCompstnTblForAplblYrMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AggtPnsnAdjsSvcCstMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AggtPnsnAdjsSvcCstMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AllAdjToCompMember" xlink:to="loc_ecd_AggtPnsnAdjsSvcCstMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PnsnAdjsSvcCstMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PnsnAdjsSvcCstMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AggtPnsnAdjsSvcCstMember" xlink:to="loc_ecd_PnsnAdjsSvcCstMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PnsnAdjsPrrSvcCstMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PnsnAdjsPrrSvcCstMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AggtPnsnAdjsSvcCstMember" xlink:to="loc_ecd_PnsnAdjsPrrSvcCstMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_EqtyAwrdsAdjsMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_EqtyAwrdsAdjsMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AllAdjToCompMember" xlink:to="loc_ecd_EqtyAwrdsAdjsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_EqtyAwrdsInSummryCompstnTblForAplblYrMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_EqtyAwrdsInSummryCompstnTblForAplblYrMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsMember" xlink:to="loc_ecd_EqtyAwrdsInSummryCompstnTblForAplblYrMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsMember" xlink:to="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_YrEndFrValOfEqtyAwrdsGrntdInCvrdYrOutsdngAndUnvstdMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_YrEndFrValOfEqtyAwrdsGrntdInCvrdYrOutsdngAndUnvstdMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:to="loc_ecd_YrEndFrValOfEqtyAwrdsGrntdInCvrdYrOutsdngAndUnvstdMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ChngInFrValOfOutsdngAndUnvstdEqtyAwrdsGrntdInPrrYrsMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ChngInFrValOfOutsdngAndUnvstdEqtyAwrdsGrntdInPrrYrsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:to="loc_ecd_ChngInFrValOfOutsdngAndUnvstdEqtyAwrdsGrntdInPrrYrsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_VstngDtFrValOfEqtyAwrdsGrntdAndVstdInCvrdYrMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_VstngDtFrValOfEqtyAwrdsGrntdAndVstdInCvrdYrMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:to="loc_ecd_VstngDtFrValOfEqtyAwrdsGrntdAndVstdInCvrdYrMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ChngInFrValAsOfVstngDtOfPrrYrEqtyAwrdsVstdInCvrdYrMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ChngInFrValAsOfVstngDtOfPrrYrEqtyAwrdsVstdInCvrdYrMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:to="loc_ecd_ChngInFrValAsOfVstngDtOfPrrYrEqtyAwrdsVstdInCvrdYrMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_FrValAsOfPrrYrEndOfEqtyAwrdsGrntdInPrrYrsFldVstngCondsDrngCvrdYrMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_FrValAsOfPrrYrEndOfEqtyAwrdsGrntdInPrrYrsFldVstngCondsDrngCvrdYrMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:to="loc_ecd_FrValAsOfPrrYrEndOfEqtyAwrdsGrntdInPrrYrsFldVstngCondsDrngCvrdYrMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_DvddsOrOthrErngsPdOnEqtyAwrdsNtOthrwsRflctdInTtlCompForCvrdYrMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_DvddsOrOthrErngsPdOnEqtyAwrdsNtOthrwsRflctdInTtlCompForCvrdYrMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:to="loc_ecd_DvddsOrOthrErngsPdOnEqtyAwrdsNtOthrwsRflctdInTtlCompForCvrdYrMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_MeasureAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_MeasureAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PvpTable" xlink:to="loc_ecd_MeasureAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PvpTableTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PvpTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PvpTableTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CoSelectedMeasureName" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_CoSelectedMeasureName"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_CoSelectedMeasureName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NamedExecutiveOfficersFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_NamedExecutiveOfficersFnTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_NamedExecutiveOfficersFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeerGroupIssuersFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PeerGroupIssuersFnTextBlock"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PeerGroupIssuersFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ChangedPeerGroupFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ChangedPeerGroupFnTextBlock"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_ChangedPeerGroupFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeoTotalCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PeoTotalCompAmt"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PeoTotalCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeoActuallyPaidCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PeoActuallyPaidCompAmt"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PeoActuallyPaidCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AdjToPeoCompFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AdjToPeoCompFnTextBlock"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_AdjToPeoCompFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonPeoNeoAvgTotalCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_NonPeoNeoAvgTotalCompAmt"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_NonPeoNeoAvgTotalCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonPeoNeoAvgCompActuallyPaidAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_NonPeoNeoAvgCompActuallyPaidAmt"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_NonPeoNeoAvgCompActuallyPaidAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AdjToNonPeoNeoCompFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AdjToNonPeoNeoCompFnTextBlock"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_AdjToNonPeoNeoCompFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_EquityValuationAssumptionDifferenceFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_EquityValuationAssumptionDifferenceFnTextBlock"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_EquityValuationAssumptionDifferenceFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CompActuallyPaidVsTotalShareholderRtnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_CompActuallyPaidVsTotalShareholderRtnTextBlock"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_CompActuallyPaidVsTotalShareholderRtnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CompActuallyPaidVsNetIncomeTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_CompActuallyPaidVsNetIncomeTextBlock"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_CompActuallyPaidVsNetIncomeTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CompActuallyPaidVsCoSelectedMeasureTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_CompActuallyPaidVsCoSelectedMeasureTextBlock"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_CompActuallyPaidVsCoSelectedMeasureTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TotalShareholderRtnVsPeerGroupTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TotalShareholderRtnVsPeerGroupTextBlock"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_TotalShareholderRtnVsPeerGroupTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CompActuallyPaidVsOtherMeasureTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_CompActuallyPaidVsOtherMeasureTextBlock"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_CompActuallyPaidVsOtherMeasureTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TabularListTableTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TabularListTableTextBlock"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_TabularListTableTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TotalShareholderRtnAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TotalShareholderRtnAmt"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_TotalShareholderRtnAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeerGroupTotalShareholderRtnAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PeerGroupTotalShareholderRtnAmt"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PeerGroupTotalShareholderRtnAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CoSelectedMeasureAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_CoSelectedMeasureAmt"/>
    <link:presentationArc order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_CoSelectedMeasureAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_OtherPerfMeasureAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_OtherPerfMeasureAmt"/>
    <link:presentationArc order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_OtherPerfMeasureAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AdjToCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AdjToCompAmt"/>
    <link:presentationArc order="25" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_AdjToCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeoName" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PeoName"/>
    <link:presentationArc order="26" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PeoName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_MeasureName" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_MeasureName"/>
    <link:presentationArc order="27" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_MeasureName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonGaapMeasureDescriptionTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_NonGaapMeasureDescriptionTextBlock"/>
    <link:presentationArc order="28" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_NonGaapMeasureDescriptionTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_Additional402vDisclosureTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_Additional402vDisclosureTextBlock"/>
    <link:presentationArc order="29" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_Additional402vDisclosureTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PnsnBnftsAdjFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PnsnBnftsAdjFnTextBlock"/>
    <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PnsnBnftsAdjFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_EqtyAwrdsAdjFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_EqtyAwrdsAdjFnTextBlock"/>
    <link:presentationArc order="31" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_EqtyAwrdsAdjFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" xlink:type="simple" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#InsiderTradingArrangements"/>
  <link:presentationLink xlink:role="http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ecd_InsiderTradingArrLineItems" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_InsiderTradingArrLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TradingArrByIndTable" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TradingArrByIndTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TradingArrByIndTable" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TradingArrAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TradingArrAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_TradingArrByIndTable" xlink:to="loc_ecd_TradingArrAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllTradingArrangementsMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AllTradingArrangementsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_TradingArrAxis" xlink:to="loc_ecd_AllTradingArrangementsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_IndividualAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_IndividualAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_TradingArrByIndTable" xlink:to="loc_ecd_IndividualAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllIndividualsMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AllIndividualsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_IndividualAxis" xlink:to="loc_ecd_AllIndividualsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_nni_ThomasE.HenningMember" xlink:href="nni-20260630.xsd#nni_ThomasE.HenningMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AllIndividualsMember" xlink:to="loc_nni_ThomasE.HenningMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/label"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_MtrlTermsOfTrdArrTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_MtrlTermsOfTrdArrTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_MtrlTermsOfTrdArrTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrIndName" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TrdArrIndName"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrIndName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrIndTitle" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TrdArrIndTitle"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrIndTitle" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_Rule10b51ArrAdoptedFlag" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_Rule10b51ArrAdoptedFlag"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_Rule10b51ArrAdoptedFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonRule10b51ArrAdoptedFlag" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_NonRule10b51ArrAdoptedFlag"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_NonRule10b51ArrAdoptedFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrAdoptionDate" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TrdArrAdoptionDate"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrAdoptionDate" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_Rule10b51ArrTrmntdFlag" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_Rule10b51ArrTrmntdFlag"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_Rule10b51ArrTrmntdFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonRule10b51ArrTrmntdFlag" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_NonRule10b51ArrTrmntdFlag"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_NonRule10b51ArrTrmntdFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrTerminationDate" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TrdArrTerminationDate"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrTerminationDate" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrExpirationDate" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TrdArrExpirationDate"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrExpirationDate" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrDuration" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TrdArrDuration"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrDuration" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrSecuritiesAggAvailAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TrdArrSecuritiesAggAvailAmt"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrSecuritiesAggAvailAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://xbrl.sec.gov/ecd/role/InsiderTradingPoliciesProc" xlink:type="simple" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#InsiderTradingPoliciesProc"/>
  <link:presentationLink xlink:role="http://xbrl.sec.gov/ecd/role/InsiderTradingPoliciesProc" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ecd_InsiderTradingPoliciesProcLineItems" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_InsiderTradingPoliciesProcLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_InsiderTrdPoliciesProcAdoptedFlag" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_InsiderTrdPoliciesProcAdoptedFlag"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingPoliciesProcLineItems" xlink:to="loc_ecd_InsiderTrdPoliciesProcAdoptedFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_InsiderTrdPoliciesProcNotAdoptedTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_InsiderTrdPoliciesProcNotAdoptedTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingPoliciesProcLineItems" xlink:to="loc_ecd_InsiderTrdPoliciesProcNotAdoptedTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
</link:linkbase>
