The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 38,516,531 1,390,488 SH SOLE 0 0 1,390,488
SCHWAB US LARGE CAP VALUE ETF ETF 808524409 27,911,448 801,823 SH SOLE 0 0 801,823
SCHWAB US LARGE CAP GROWTH ETF ETF 808524300 26,771,231 791,112 SH SOLE 0 0 791,112
DELL TECHNOLOGIES INC CL C Stock 24703L202 3,045,245 7,058 SH SOLE 0 0 7,058
APPLE INC Stock 037833100 2,453,483 8,479 SH SOLE 0 0 8,479
HOME DEPOT Stock 437076102 2,190,854 6,212 SH SOLE 0 0 6,212
APPLIED MATLS INC COM Stock 038222105 1,766,289 2,443 SH SOLE 0 0 2,443
LAM RESEARCH CORP Stock 512807306 1,709,487 3,945 SH SOLE 0 0 3,945
PALO ALTO NETWORKS INC COM Stock 697435105 1,667,588 4,890 SH SOLE 0 0 4,890
HEDGEYE CAPITAL ALLOCATION ETF ETF 26923Q747 1,572,480 57,600 SH SOLE 0 0 57,600
CISCO SYS INC Stock 17275R102 1,556,462 13,251 SH SOLE 0 0 13,251
CAMBRIA TAIL RISK ETF ETF 132061862 1,540,287 144,900 SH SOLE 0 0 144,900
BHP BILLITON LIMITED SPONSORED ADS ADR 088606108 1,380,863 16,575 SH SOLE 0 0 16,575
JPMORGAN CHASE & CO COM Stock 46625H100 1,262,512 3,857 SH SOLE 0 0 3,857
INTL BUSINESS MACHINES Stock 459200101 1,242,386 4,418 SH SOLE 0 0 4,418
AMAZON COM INC Stock 023135106 1,195,990 5,018 SH SOLE 0 0 5,018
MICROSOFT Stock 594918104 1,186,950 3,182 SH SOLE 0 0 3,182
UNITEDHEALTH GROUP Stock 91324P102 1,167,920 2,810 SH SOLE 0 0 2,810
GOOGLE INC Stock 02079K305 1,094,982 3,064 SH SOLE 0 0 3,064
CVS HEALTH CORP COM Stock 126650100 1,091,087 10,547 SH SOLE 0 0 10,547
METLIFE INC COM Stock 59156R108 1,078,778 12,750 SH SOLE 0 0 12,750
EXXON MOBIL CORP COM Stock 30231G102 1,071,338 7,836 SH SOLE 0 0 7,836
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 1,034,665 8,174 SH SOLE 0 0 8,174
BROADCOM INC COM Stock 11135F101 1,032,391 2,733 SH SOLE 0 0 2,733
RTX CORPORATION COM Stock 75513E101 1,030,613 5,432 SH SOLE 0 0 5,432
WALMART INC COM Stock 931142103 1,021,039 9,015 SH SOLE 0 0 9,015
TOTALENERGIES SE ACT Stock F92124100 999,916 12,859 SH SOLE 0 0 12,859
ANHEUSER BUSCH INBEV SA NV SPONSORED ADR ADR 03524A108 987,976 11,990 SH SOLE 0 0 11,990
VERIZON COMMUNICATIONS Stock 92343V104 961,626 22,712 SH SOLE 0 0 22,712
UNION PAC CORP COM Stock 907818108 952,000 3,500 SH SOLE 0 0 3,500
HONDA MOTOR CO LTD ADR ECH CNV IN 3 ADR 438128308 940,961 34,709 SH SOLE 0 0 34,709
AT&T INC COM Stock 00206R102 937,400 45,285 SH SOLE 0 0 45,285
GENERAL DYNAMICS CORP COM Stock 369550108 937,319 2,646 SH SOLE 0 0 2,646
MEDTRONIC PLC SHS Stock G5960L103 920,532 11,767 SH SOLE 0 0 11,767
SYSCO CORP COM Stock 871829107 909,183 10,878 SH SOLE 0 0 10,878
VISA INC Stock 92826C839 908,502 2,648 SH SOLE 0 0 2,648
PFIZER INC COM Stock 717081103 905,336 37,597 SH SOLE 0 0 37,597
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 897,199 1,793 SH SOLE 0 0 1,793
BOOKING HOLDINGS INC COM Stock 09857L108 895,656 5,025 SH SOLE 0 0 5,025
META PLATFORMS INC CL A Stock 30303M102 822,403 1,460 SH SOLE 0 0 1,460
LOWES COS INC COM Stock 548661107 817,797 3,709 SH SOLE 0 0 3,709
MCDONALDS CORP COM Stock 580135101 799,577 2,958 SH SOLE 0 0 2,958
KRANESHARES MOUNT LUCAS MGD FUTR INDX STRAE ETF ETF 500767652 796,704 28,950 SH SOLE 0 0 28,950
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 782,768 6,304 SH SOLE 0 0 6,304
NETFLIX INC COM Stock 64110L106 764,551 10,708 SH SOLE 0 0 10,708
AON PLC SHS CL A Stock G0403H108 730,381 2,202 SH SOLE 0 0 2,202
SALESFORCE COM Stock 79466L302 681,001 4,347 SH SOLE 0 0 4,347
AGF U S MARKET NEUTRAL ANTI-BETA FUND ETF 00110G408 642,240 57,600 SH SOLE 0 0 57,600
BOSTON SCIENTIFIC CORP Stock 101137107 607,977 14,245 SH SOLE 0 0 14,245
CONOCOPHILLIPS COM Stock 20825C104 592,364 5,698 SH SOLE 0 0 5,698
FIRST TRUST UTILITIES ALPHADEX FUND ETF 33734X184 525,471 10,650 SH SOLE 0 0 10,650
PHILLIPS 66 Stock 718546104 490,583 2,902 SH SOLE 0 0 2,902
INHIBRX BIOSCIENCES INC COM Stock 45720N103 461,906 4,875 SH SOLE 0 0 4,875
ALPHABET INC CAP STK CL C Stock 02079K107 459,682 1,301 SH SOLE 0 0 1,301
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 431,561 6,057 SH SOLE 0 0 6,057
HEDGEYE QUALITY GROWTH ETF ETF 26923Q739 404,416 12,900 SH SOLE 0 0 12,900
ELI LILLY & CO COM Stock 532457108 371,823 310 SH SOLE 0 0 310
TEREX CORP NEW COM Stock 880779103 333,356 4,605 SH SOLE 0 0 4,605
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 330,272 4,499 SH SOLE 0 0 4,499
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769 313,794 848 SH SOLE 0 0 848
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 302,068 1,246 SH SOLE 0 0 1,246
STATE STREET SPDR S&P 400 MID CAP VALUE ETF ETF 78464A839 301,149 3,175 SH SOLE 0 0 3,175
NVIDIA CORPORATION COM Stock 67066G104 293,369 1,466 SH SOLE 0 0 1,466
ISHARES RUSSELL 2000 ETF ETF 464287655 284,827 948 SH SOLE 0 0 948
SPDR GOLD ETF ETF 78463V107 258,603 702 SH SOLE 0 0 702
COCA COLA CO COM Stock 191216100 257,590 3,170 SH SOLE 0 0 3,170
ISHARES RUSSELL TOP 200 GROWTH ETF ETF 464289438 243,249 837 SH SOLE 0 0 837
ISHARES SILVER TRUST ETF 46428Q109 231,632 4,332 SH SOLE 0 0 4,332
TESLA INC COM Stock 88160R101 225,907 537 SH SOLE 0 0 537