v3.26.1
PROVISION FOR INCOME TAXES - Schedule of Effective Income Tax Rate Reconciliation (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Amount        
U. S. Federal Statutory Rate $ 7,821 $ 2,232 $ 30,927 $ 4,571
State and Local Income Taxes, Net of Federal Income Tax Effect 2,025 130 3,511 391
Tax Credits        
Rehabilitation Tax Credits, Net of Basis Reduction 2 (157) 2 (309)
Tax Credit Investment Amortization, Net of Federal Benefits 23 128 68 256
Change in Valuation Allowance (869) (8) (824) 23
Nontaxable or Nondeductible Items        
Tax-Exempt Interest, Net of Disallowance (168) (114) (271) (231)
Income From Bank Owned Life Insurance (90) (71) (175) (538)
Other Adjustments        
Interim Period Effective Rate Adjustment (304) (27) (558) 154
Other (113) 5 (79) (16)
Income Tax Provision and Effective Income Tax Rate $ 8,327 $ 2,118 $ 32,601 $ 4,301
Percent        
U. S. Federal Statutory Rate 21.00% 21.00% 21.00% 21.00%
State and Local Income Taxes, Net of Federal Income Tax Effect 5.40% 1.20% 2.40% 1.80%
Tax Credits        
Rehabilitation Tax Credits, Net of Basis Reduction 0.00% (1.50%) 0.00% (1.40%)
Tax Credit Investment Amortization, Net of Federal Benefits 0.10% 1.20% 0.00% 1.20%
Change in Valuation Allowance (2.30%) (0.10%) (0.60%) 0.10%
Nontaxable or Nondeductible Items        
Tax-Exempt Interest, Net of Disallowance (0.50%) (1.10%) (0.20%) (1.10%)
Income From Bank Owned Life Insurance (0.20%) (0.70%) (0.10%) (2.40%)
Other Adjustments        
Interim Period Effective Rate Adjustment (0.80%) (0.30%) (0.40%) 0.70%
Other (0.30%) 0.20% 0.00% (0.10%)
Income Tax Provision and Effective Income Tax Rate 22.40% 19.90% 22.10% 19.80%