v3.26.1
LOANS AND LOANS HELD-FOR-SALE (Tables)
 6 Months Ended
Jun. 30, 2026
Receivables [Abstract]  
Schedule of Loan Portfolio by Dollar Amount
The composition of the loan portfolio by dollar amount is shown in the table below at the dates presented:
(Dollars in Thousands)June 30, 2026December 31, 2025
Commercial
Commercial Real Estate$2,143,362 $2,114,314 
Commercial and Industrial262,432 231,921 
Total Commercial Loans 2,405,794 2,346,235 
Consumer
Residential Mortgages814,383 822,141 
Other Consumer25,154 28,416 
Total Consumer Loans839,537 850,557 
Construction489,263 465,613 
Other— 217,155 
Total Portfolio Loans3,734,594 3,879,560 
Loans Held-for-Sale467 339 
Total Loans$3,735,061 $3,879,899 
Schedule of Troubled Debt Restructurings
The following table shows the amortized cost basis as of June 30, 2026 and June 30, 2025 for the loans restructured during the three and six months ended June 30, 2026 and June 30, 2025 to borrowers experiencing financial difficulty, disaggregated by portfolio segment:
Restructured Loans
Three Months Ended June 30, 2026Six Months Ended June 30, 2026
(Dollars in Thousands)Number of ContractsAmortized Cost Basis% of Total Class of Financing ReceivableNumber of ContractsAmortized Cost Basis% of Total Class of Financing Receivable
Accruing Restructured Loans
Commercial Real Estate— $— — %— $— — %
Commercial and Industrial1 253 0.10 %3 1,202 0.46 %
Residential Mortgages— — — %— — — %
Other Consumer— — — %— — — %
Construction1 17,240 3.52 %1 17,240 3.52 %
Other— — — %— — — %
Total Accruing Restructured Loans2 $17,493 0.47 %4 $18,442 0.49 %
Nonaccrual Restructured Loans
Commercial Real Estate— $— — %— $— — %
Commercial and Industrial— — — %— — — %
Residential Mortgages— — — %— — — %
Other Consumer— — — %— — — %
Construction— — — %— — — %
Other— — — %— — — %
Total Nonaccrual Restructured Loans— $— — %— $— — %
Total Restructured Loans2 $17,493 0.47 %4 $18,442 0.49 %
Restructured Loans
Three Months Ended June 30, 2025Six Months Ended June 30, 2025
(Dollars in Thousands)Number of ContractsAmortized Cost Basis% of Total Class of Financing ReceivableNumber of ContractsAmortized Cost Basis% of Total Class of Financing Receivable
Accruing Restructured Loans
Commercial Real Estate— $— — %— $— — %
Commercial and Industrial— — — %— — — %
Residential Mortgages— — — %— — — %
Other Consumer— — — %— — — %
Construction— — — %1 4,516 1.02 %
Other— — — %— — — %
Total Accruing Restructured Loans— $— — %1 $4,516 0.12 %
Nonaccrual Restructured Loans
Commercial Real Estate— $— — %— $— — %
Commercial and Industrial2 1,004 0.45 %2 1,004 0.45 %
Residential Mortgages— — — %— — — %
Other Consumer— — — %— — — %
Construction— — — %— — — %
Other4 76,509 32.05 %9 235,542 98.67 %
Total Nonaccrual Restructured Loans6 $77,513 2.07 %11 $236,546 6.31 %
Total Restructured Loans6 $77,513 2.07 %12 $241,062 6.43 %
The following table shows the performance of loans that were modified during the three and six months ended June 30, 2026 and June 30, 2025:
As of June 30, 2026As of June 30, 2025
Payment Status (Amortized Cost Basis)
(Dollars in Thousands)Current30-89 Days Past Due90+ Days Past DueTotalCurrent30-89 Days Past Due90+ Days Past DueTotal
Accruing Restructured Loans
Commercial Real Estate$— $— $— $— $— $— $— $— 
Commercial and Industrial1,202 — — 1,202 — — — — 
Residential Mortgages— — — — — — — — 
Other Consumer— — — — — — — — 
Construction17,240 — — 17,240 — 4,516 — 4,516 
Other— — — — — — — — 
Total Accruing Restructured Loans$18,442 $— $— $18,442 $— $4,516 $— $4,516 
— — 
Nonaccrual Restructured Loans— — 
Commercial Real Estate$— $— $— $— $— $— $— $— 
Commercial and Industrial— — — — 1,004 — — 1,004 
Residential Mortgages— — — — — — — — 
Other Consumer— — — — — — — — 
Construction— — — — — — — — 
Other— — — — 235,542 — — 235,542 
Total Nonaccrual Restructured Loans$— $— $— $— $236,546 $— $— $236,546 
Total Restructured Loans$18,442 $— $— $18,442 $236,546 $4,516 $— $241,062 
The following tables present the amortized cost of modified loans to borrowers experiencing financial difficulty by portfolio segment and type of modification during the periods presented.
Three Months Ended June 30, 2026
(Dollars in Thousands)Payment Delay/ Extended Fixed RateShort-term ExtensionTotal% of Total Class of Financing Receivable
Commercial and Industrial$253 $— $253 0.10 %
Construction— 17,240 17,240 3.52 %
Total$253 $17,240 $17,493 0.47 %
Six Months Ended June 30, 2026
(Dollars in Thousands)Payment Delay/Extended Fixed RateShort-term ExtensionTotal% of Total Class of Financing Receivable
Commercial and Industrial$254 $948 $1,202 0.46 %
Construction— 17,240 17,240 3.52 %
Total$254 $18,188 $18,442 0.49 %

Three Months Ended June 30, 2025
(Dollars in Thousands)Payment DelayShort-term ExtensionTotal% of Total Class of Financing Receivable
Commercial and Industrial$— $1,004 $1,004 0.45 %
Other— 76,509 76,509 32.05 %
Total$— $77,513 $77,513 2.07 %
Six Months Ended June 30, 2025
(Dollars in Thousands)Payment DelayShort-term ExtensionTotal% of Total Class of Financing Receivable
Commercial and Industrial$— $1,004 $1,004 0.45 %
Construction4,516 — 4,516 1.02 %
Other— 235,542 235,542 98.67 %
Total$4,516 $236,546 $241,062 6.43 %
The following tables describe the effect of loan modifications made to borrowers experiencing financial difficulty during the periods presented:
Three Months Ended June 30, 2026
Weighted-Average Payment DelayWeighted-Average Short-term ExtensionWeighted-Average Interest Rate Reduction
Commercial and Industrial0.59 years— 0.50 %
Construction— 0.08 years— %
Six Months Ended June 30, 2026
Weighted-Average Payment DelayWeighted-Average Short-term ExtensionWeighted-Average Interest Rate Reduction
Commercial and Industrial0.83 years0.41 years0.50 %
Construction— 0.41 years— %

Three Months Ended June 30, 2025
Weighted-Average Payment DelayWeighted-Average Term Extension/Payment Delay
Commercial and Industrial$— 0.07 years
Other— 0.24 years
Six Months Ended June 30, 2025
Weighted-Average Payment DelayWeighted-Average Term Extension/Payment Delay
Commercial and Industrial— 0.07 years
Construction0.32 years— 
Other— 0.86 years