v3.26.1
CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Jun. 30, 2026
Dec. 31, 2025
ASSETS    
Cash and Due From Banks $ 41,101 $ 36,935
Interest-Bearing Deposits in Other Financial Institutions 167,427 12,134
Federal Reserve Bank Excess Reserves 68,007 56,094
Total Cash and Cash Equivalents 276,535 105,163
Securities Available-for-Sale, at Fair Value (amortized cost of $682,318 and $745,366, respectively) 640,302 691,612
Equity Securities 12,676 10,291
Loans Held-for-Sale 467 339
Portfolio Loans 3,734,594 3,879,560
Allowance for Credit Losses (55,170) (71,491)
Portfolio Loans, net 3,679,424 3,808,069
Bank Premises and Equipment, net 69,820 72,497
Goodwill 1,193 1,193
Core Deposit Intangible 812 940
Other Real Estate Owned, net 3,356 142
Other Restricted Stock, at Cost 8,476 16,830
Bank Owned Life Insurance 45,704 44,811
Other Assets 63,118 100,035
Total Assets 4,801,883 4,851,922
Deposits:    
Noninterest-Bearing Demand 655,482 620,473
Interest-Bearing Demand 866,759 808,171
Money Market 510,125 553,964
Savings 318,774 326,182
Certificates of Deposit 1,846,416 1,902,099
Total Deposits 4,197,556 4,210,889
Federal Home Loan Bank Borrowings 0 178,500
Reserve for Unfunded Loan Commitments 2,220 2,992
Other Liabilities 62,961 39,844
Total Liabilities 4,262,737 4,432,225
Commitments and Contingencies - see NOTE 10.
SHAREHOLDERS’ EQUITY    
Common Stock 22,162 22,083
Additional Paid-in Capital 72,505 74,806
Retained Earnings 477,417 364,968
Accumulated Other Comprehensive Loss (32,938) (42,160)
Total Shareholders’ Equity 539,146 419,697
Total Liabilities and Shareholders’ Equity $ 4,801,883 $ 4,851,922