We offer deposit accounts to our members through SoFi Bank, which include interest-bearing deposits and noninterest-bearing deposits.


	June 30, 2026		December 31, 2025
Savings deposits	$	37,020,452	$	32,461,228
Demand deposits	4,020,094		3,685,409
Time deposits(1)	4,375,711		1,240,713
Total interest-bearing deposits(2)	45,416,257		37,387,350
Noninterest-bearing deposits	126,903		118,045
Total deposits	$	45,543,160	$	37,505,395

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(1) As of June 30, 2026 and December 31, 2025, the amount of time deposits that exceeded the insured limit (referred to as “uninsured deposits”) totaled $30,545 and $26,317, respectively.

(2) As of June 30, 2026 and December 31, 2025, includes brokered deposits of $4,533,210 and $1,402,355, respectively. Brokered deposits consist of time deposits and demand deposits.

As of June 30, 2026, future maturities of our total time deposits were as follows:


Remainder of 2026	$	4,363,894
2027	5,926
2028	5,498
2029	367
2030	26
Thereafter	—
Total	$	4,375,711