Three Months Ended

Six Months Ended

June 30,

June 30,

2026

2025

2026

2025

Beginning balance

Workers' compensation claims liabilities

$

101,810

$

121,228

$

108,584

$

128,446

Add: claims expense incurred

Current period

3,116

2,697

6,816

6,025

Prior periods

20

(3,222

)

(1,044

)

(7,004

)

Total claims expense incurred

3,136

(525

)

5,772

(979

)

Less: claim payments related to

Current period

2,794

1,179

4,856

2,357

Prior periods

4,133

5,593

9,975

11,113

Total claim payments

6,927

6,772

14,831

13,470

Change in claims incurred in excess of
   retention limits

(113

)

(29

)

(1,619

)

(95

)

Ending balance

Workers' compensation claims liabilities

$

97,906

$

113,902

$

97,906

$

113,902