Consolidated Statements of Income (Unaudited) - USD ($) shares in Thousands, $ in Thousands |
3 Months Ended | 6 Months Ended | ||
|---|---|---|---|---|
Jun. 30, 2026 |
Jun. 30, 2025 |
Jun. 30, 2026 |
Jun. 30, 2025 |
|
| Loans | $ 26,610 | $ 25,875 | $ 52,561 | $ 50,953 |
| Mortgage-related securities | 1,479 | 1,253 | 2,933 | 2,444 |
| Debt securities, federal funds sold and short-term investments | 1,497 | 1,557 | 3,107 | 3,043 |
| Total interest income | 29,586 | 28,685 | 58,601 | 56,440 |
| Interest expense: | ||||
| Deposits | 10,035 | 10,967 | 20,408 | 22,299 |
| Borrowings | 3,541 | 4,010 | 6,720 | 7,857 |
| Total interest expense | 13,576 | 14,977 | 27,128 | 30,156 |
| Net interest income | 16,010 | 13,708 | 31,473 | 26,284 |
| Provision (credit) for credit losses | 236 | (9) | 500 | (567) |
| Net interest income after provision (credit) for credit losses | 15,774 | 13,717 | 30,973 | 26,851 |
| Noninterest income: | ||||
| Service charges on loans and deposits | 463 | 413 | 837 | 1,006 |
| Increase in cash surrender value of life insurance | 1,135 | 1,014 | 1,684 | 1,495 |
| Mortgage banking income | 22,144 | 22,559 | 41,094 | 38,287 |
| Other | 498 | 343 | 853 | 638 |
| Total noninterest income | 24,240 | 24,329 | 44,468 | 41,426 |
| Noninterest expenses: | ||||
| Compensation, payroll taxes, and other employee benefits | 21,974 | 21,121 | 41,816 | 38,168 |
| Occupancy, office furniture, and equipment | 1,570 | 1,753 | 3,536 | 3,682 |
| Advertising | 727 | 746 | 1,344 | 1,469 |
| Data processing | 1,279 | 1,313 | 2,537 | 2,525 |
| Communications | 226 | 257 | 484 | 492 |
| Professional fees | 300 | 500 | 683 | 2,236 |
| Real estate owned | 27 | (8) | 29 | (18) |
| Loan processing expense | 817 | 817 | 1,846 | 1,737 |
| Other | 2,459 | 1,878 | 4,979 | 4,436 |
| Total noninterest expenses | 29,379 | 28,377 | 57,254 | 54,727 |
| Income before income taxes | 10,635 | 9,669 | 18,187 | 13,550 |
| Income tax expense | 2,173 | 1,942 | 3,728 | 2,787 |
| Net income | $ 8,462 | $ 7,727 | $ 14,459 | $ 10,763 |
| Income per share: | ||||
| Basic earnings per share (in dollars per share) | $ 0.49 | $ 0.43 | $ 0.84 | $ 0.59 |
| Diluted earnings per share (in dollars per share) | $ 0.49 | $ 0.43 | $ 0.84 | $ 0.59 |
| Weighted average shares outstanding: | ||||
| Basic (in shares) | 17,114 | 17,989 | 17,243 | 18,127 |
| Diluted (in shares) | 17,184 | 18,004 | 17,308 | 18,143 |
| X | ||||||||||
- Definition Amount charged to advertising expense for the period, which are expenses incurred with the objective of increasing revenue for a specified brand, product or product line. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition The amount of expense incurred in the period for communication, which is the exchange of information by several methods. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- References No definition available.
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- Definition The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Income from mortgage banking activities (fees and commissions) and servicing real estate mortgages, credit cards, and other financial assets held by others net of any related impairment of capitalized service costs. Also includes any premiums received in lieu of regular servicing fees on such loans only as earned over the life of the loans. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Amount of income (loss) from continuing operations, including income (loss) from equity method investments, before deduction of income tax expense (benefit), and income (loss) attributable to noncontrolling interest. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The amount of expenses incurred in the period for information technology and data processing products and services. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- References No definition available.
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- Definition Aggregate amount of interest expense on all borrowings. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Aggregate amount of interest expense on all deposits. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Amount of interest expense classified as operating. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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| X | ||||||||||
- Definition Amount of interest income (expense) classified as operating. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition Amount of operating interest income, including amortization and accretion of premiums and discounts, on securitized, pass-through debt securities collateralized by real estate mortgage loans. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition Amount of fees and commissions from banking, advisory, brokerage, and securities underwriting activities. Activities include, but are not limited to, underwriting securities, private placements of securities, investment advisory and management services, merger and acquisition services, sale and servicing of mutual funds, and other related consulting fees. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition Amount of expense for salary, wage, profit sharing; incentive and equity-based compensation; and other employee benefit. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Expenses paid for obtaining loans which includes expenses such as application and origination fees. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition The portion of profit or loss for the period, net of income taxes, which is attributable to the parent. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Total aggregate amount of all noninterest expense. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- References No definition available.
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| X | ||||||||||
- Definition The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- References No definition available.
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- Definition Amount of revenue earned, classified as other, excluding interest income. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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| X | ||||||||||
- Definition Amount of noninterest expense classified as other. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- References No definition available.
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- Definition Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Amount of expense (income) recognized during the period for the foreclosure on real estate assets. No definition available.
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- Definition Represents interest income federal funds sold and short-term investments. No definition available.
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