| Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis |
The following table presents financial assets measured at fair value on a recurring basis at the dates indicated: | | | | | | | | | | | | | | | | | | | | | | | | | June 30, 2026 | | Total | | Level 1 | | Level 2 | | Level 3 | | Debt securities available for sale | | | | | | | | | | | | | | | | | MBS, residential | $ | 141,735 | | | $ | — | | | $ | 141,735 | | | $ | — | | | Municipal bonds | 1,813 | | | — | | | 1,813 | | | — | | | Corporate bonds | 2,332 | | | — | | | 2,332 | | | — | | | Total debt securities available for sale | $ | 145,880 | | | $ | — | | | $ | 145,880 | | | $ | — | | | | | | | | | | | Loans held for sale | $ | 2,999 | | | $ | — | | | $ | 2,999 | | | $ | — | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | | | | | | December 31, 2025 | | Total | | Level 1 | | Level 2 | | Level 3 | | Debt securities available for sale | | | | | | | | | | | | | | | | | MBS, residential | $ | 136,082 | | | $ | — | | | $ | 136,082 | | | $ | — | | | Municipal bonds | 1,826 | | | — | | | 1,826 | | | — | | | Corporate bonds | 4,632 | | | — | | | 4,632 | | | — | | | Total debt securities available for sale | $ | 142,540 | | | $ | — | | | $ | 142,540 | | | $ | — | | | | | | | | | | | Loans held for sale | $ | 7,005 | | | $ | — | | | $ | 7,005 | | | $ | — | | | | | | | | | |
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| Fair Value, by Balance Sheet Grouping |
The stated carrying value and estimated fair value amounts of financial instruments as of June 30, 2026 and December 31, 2025, are summarized below: | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | June 30, 2026 | | Carrying
Value | | Fair
Value | | Level 1 | | Level 2 | | Level 3 | | Assets | | | | | | | | | | | Cash and cash equivalents | $ | 272,544 | | | $ | 272,544 | | | $ | 272,544 | | | $ | — | | | $ | — | | | | | | | | | | | | | Certificates of deposit in other banks | 11,629 | | | 11,629 | | | — | | | 11,629 | | | — | | | Debt securities available for sale, at fair value | 145,880 | | | 145,880 | | | — | | | 145,880 | | | — | | | | | | | | | | | | | | | | | | | | | | | Loans held for sale, at fair value | 2,999 | | | 2,999 | | | — | | | 2,999 | | | — | | | Loans held for sale, at the lower of cost or fair value | 117,891 | | | 120,196 | | | — | | | — | | | 120,196 | | | Loans, net | 3,582,455 | | | 3,555,865 | | | — | | | — | | | 3,555,865 | | | Accrued interest receivable | 14,530 | | | 14,530 | | | — | | | 685 | | | 13,845 | | | Liabilities | | | | | | | | | | | Noninterest-bearing and NOW deposits | 1,281,594 | | | 1,281,594 | | | — | | | 1,281,594 | | | — | | | Money market accounts | 1,421,600 | | | 1,421,600 | | | — | | | 1,421,600 | | | — | | | Savings accounts | 165,902 | | | 165,902 | | | — | | | 165,902 | | | — | | | Certificates of deposit | 737,751 | | | 736,351 | | | — | | | 736,351 | | | — | | | | | | | | | | | | | Borrowings | 175,000 | | | 175,000 | | | — | | | 175,000 | | | — | | | Accrued interest payable | 2,749 | | | 2,749 | | | — | | | 2,749 | | | — | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | December 31, 2025 | | Carrying
Value | | Fair
Value | | Level 1 | | Level 2 | | Level 3 | | Assets | | | | | | | | | | | Cash and cash equivalents | $ | 324,692 | | | $ | 324,692 | | | $ | 324,692 | | | $ | — | | | $ | — | | | | | | | | | | | | | Certificates of deposit in other banks | 18,841 | | | 18,841 | | | — | | | 18,841 | | | — | | | Debt securities available for sale, at fair value | 142,540 | | | 142,540 | | | — | | | 142,540 | | | — | | | | | | | | | | | | | | | | | | | | | | | Loans held for sale, at fair value | 7,005 | | | 7,005 | | | — | | | 7,005 | | | — | | | Loans held for sale, at the lower of cost or fair value | 198,688 | | | 201,377 | | | — | | | — | | | 201,377 | | | Loans, net | 3,536,675 | | | 3,521,272 | | | — | | | — | | | 3,521,272 | | | Accrued interest receivable | 15,973 | | | 15,973 | | | — | | | 668 | | | 15,305 | | | Liabilities | | | | | | | | | | | Noninterest-bearing and NOW deposits | 1,254,135 | | | 1,254,135 | | | — | | | 1,254,135 | | | — | | | Money market accounts | 1,374,635 | | | 1,374,635 | | | — | | | 1,374,635 | | | — | | | Savings accounts | 171,455 | | | 171,455 | | | — | | | 171,455 | | | — | | | Certificates of deposit | 909,772 | | | 909,101 | | | — | | | 909,101 | | | — | | | Junior subordinated debt | 10,220 | | | 10,152 | | | — | | | 10,152 | | | — | | | Borrowings | 165,000 | | | 165,003 | | | — | | | 165,003 | | | — | | | Accrued interest payable | 5,605 | | | 5,605 | | | — | | | 5,605 | | | — | |
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