v3.26.1
Loans Held For Sale (Tables)
 6 Months Ended
Jun. 30, 2026
Receivables [Abstract]  
Schedule of Loans Held for Sale
Loans held for sale, at the lower of cost or fair value, consist of the following as of the dates indicated:
June 30, 2026December 31, 2025
One-to-four family$164 $304 
SBA36,057 35,567 
HELOCs81,670 162,817 
Total loans held for sale, at the lower of cost or fair value$117,891 $198,688 
Loans consist of the following at the dates indicated(1):
June 30, 2026December 31, 2025
Commercial real estate
Construction and land development$326,985 $277,028 
Commercial real estate – owner occupied536,475 562,049 
Commercial real estate – non-owner occupied875,143 832,502 
Multifamily128,492 110,912 
Total commercial real estate1,867,095 1,782,491 
Commercial
Commercial and industrial392,876 378,686 
Equipment finance260,670 311,356 
Municipal leases169,611 166,396 
Total commercial823,157 856,438 
Residential real estate
Construction and land development47,694 45,617 
One-to-four family617,469 633,511 
HELOCs236,357 217,310 
Total residential real estate901,520 896,438 
Consumer30,472 42,787 
Total loans, net of deferred loan fees and costs3,622,244 3,578,154 
Allowance for credit losses – loans(39,789)(41,479)
Loans, net$3,582,455 $3,536,675 
(1)    June 30, 2026 and December 31, 2025 accrued interest receivable of $13,845 and $15,305 was accounted for separately from the amortized cost basis.
The following tables provide a breakdown between loans identified as CDAs and non-CDAs, by segment and class, as well as collateral coverage for those loans at the dates indicated below:
Type and Extent of Collateral Securing CDAsNon-CDAs
June 30, 2026Residential PropertyInvestment PropertyCommercial PropertyBusiness AssetsTotal
Commercial real estate
Construction and land development$— $— $— $— $326,985 $326,985 
Commercial real estate – owner occupied— — 2,635 — 533,840 536,475 
Commercial real estate – non-owner occupied— — 1,403 — 873,740 875,143 
Multifamily— — — — 128,492 128,492 
Total commercial real estate— — 4,038 — 1,863,057 1,867,095 
Commercial
Commercial and industrial— — — — 392,876 392,876 
Equipment finance— — — — 260,670 260,670 
Municipal leases— — — — 169,611 169,611 
Total commercial— — — — 823,157 823,157 
Residential real estate
Construction and land development— — — — 47,694 47,694 
One-to-four family— — — — 617,469 617,469 
HELOCs— — — — 236,357 236,357 
Total residential real estate— — — — 901,520 901,520 
Consumer— — — — 30,472 30,472 
Total$— $— $4,038 $— $3,618,206 $3,622,244 
Total collateral value$— $— $5,164 $— 
Type and Extent of Collateral Securing CDAsNon-CDAs
December 31, 2025Residential PropertyInvestment PropertyCommercial PropertyBusiness AssetsTotal
Commercial real estate
Construction and land development$— $— $— $— $277,028 $277,028 
Commercial real estate – owner occupied— — 3,532 — 558,517 562,049 
Commercial real estate – non-owner occupied— — 4,699 — 827,803 832,502 
Multifamily— — — — 110,912 110,912 
Total commercial real estate— — 8,231 — 1,774,260 1,782,491 
Commercial
Commercial and industrial— — — — 378,686 378,686 
Equipment finance— — — 2,087 309,269 311,356 
Municipal leases— — — — 166,396 166,396 
Total commercial— — — 2,087 854,351 856,438 
Residential real estate
Construction and land development— — — — 45,617 45,617 
One-to-four family— — — — 633,511 633,511 
HELOCs— — — — 217,310 217,310 
Total residential real estate— — — — 896,438 896,438 
Consumer— — — — 42,787 42,787 
Total$— $— $8,231 $2,087 $3,567,836 $3,578,154 
Total collateral value$— $— $9,605 $1,299