Debt Securities (Tables)
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6 Months Ended |
Jun. 30, 2026 |
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| Investments, Debt and Equity Securities [Abstract] |
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| Schedule of Available-for-sale Securities Reconciliation |
Debt securities available for sale consist of the following at the dates indicated: | | | | | | | | | | | | | | | | | | | | | | | | | June 30, 2026 | | Amortized Cost | | Gross Unrealized
Gains | | Gross Unrealized Losses | | Estimated
Fair Value | | | | | | | | | | MBS, residential | $ | 142,116 | | | $ | 1,072 | | | $ | (1,453) | | | $ | 141,735 | | | Municipal bonds | 1,832 | | | — | | | (19) | | | 1,813 | | | Corporate bonds | 2,500 | | | — | | | (168) | | | 2,332 | | | | | | | | | | | Total | $ | 146,448 | | | $ | 1,072 | | | $ | (1,640) | | | $ | 145,880 | |
| | | | | | | | | | | | | | | | | | | | | | | | | December 31, 2025 | | Amortized Cost | | Gross Unrealized
Gains | | Gross Unrealized
Losses | | Estimated
Fair Value | | | | | | | | | | MBS, residential | $ | 134,950 | | | $ | 2,003 | | | $ | (871) | | | $ | 136,082 | | | Municipal bonds | 1,843 | | | — | | | (17) | | | 1,826 | | | Corporate bonds | 5,000 | | | — | | | (368) | | | 4,632 | | | | | | | | | | | Total | $ | 141,793 | | | $ | 2,003 | | | $ | (1,256) | | | $ | 142,540 | |
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| Investments Classified by Contractual Maturity Date |
Debt securities available for sale by contractual maturity at June 30, 2026 and December 31, 2025 are shown below. MBS are not included in the maturity categories because the borrowers in the underlying pools may prepay without penalty; therefore, it is unlikely that the securities will pay at their stated maturity schedule. | | | | | | | | | | | | | | | June 30, 2026 | | Amortized Cost | | Estimated Fair Value | | Due within one year | $ | 905 | | | $ | 904 | | | Due after one year through five years | 927 | | | 909 | | | Due after five years through ten years | 2,500 | | | 2,332 | | | Due after ten years | — | | | — | | | MBS, residential | 142,116 | | | 141,735 | | | Total | $ | 146,448 | | | $ | 145,880 | |
| | | | | | | | | | | | | | | | | | | | | | | December 31, 2025 | | Amortized Cost | | Estimated Fair Value | | | | | | Due within one year | $ | 409 | | | $ | 408 | | | | | | | Due after one year through five years | 1,434 | | | 1,418 | | | | | | | Due after five years through ten years | 5,000 | | | 4,632 | | | | | | | Due after ten years | — | | | — | | | | | | | MBS, residential | 134,950 | | | 136,082 | | | | | | | Total | $ | 141,793 | | | $ | 142,540 | | | | | |
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| Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value |
The gross unrealized losses and the fair value of debt securities available for sale aggregated by the length of time that individual securities have been in a continuous unrealized loss position as of June 30, 2026 and December 31, 2025 were as follows: | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | June 30, 2026 | | Less than 12 Months | | 12 Months or More | | Total | | Fair
Value | | Unrealized
Losses | | Fair
Value | | Unrealized
Losses | | Fair
Value | | Unrealized
Losses | | | | | | | | | | | | | | MBS, residential | $ | 68,135 | | | $ | (615) | | | $ | 20,355 | | | $ | (838) | | | $ | 88,490 | | | $ | (1,453) | | | Municipal bonds | 499 | | | (1) | | | 1,314 | | | (18) | | | 1,813 | | | (19) | | | Corporate bonds | — | | | — | | | 1,582 | | | (168) | | | 1,582 | | | (168) | | | Total | $ | 68,634 | | | $ | (616) | | | $ | 23,251 | | | $ | (1,024) | | | $ | 91,885 | | | $ | (1,640) | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | December 31, 2025 | | Less than 12 Months | | 12 Months or More | | Total | | Fair
Value | | Unrealized
Losses | | Fair
Value | | Unrealized
Losses | | Fair
Value | | Unrealized
Losses | | | | | | | | | | | | | | MBS, residential | $ | 9,478 | | | $ | (75) | | | $ | 26,409 | | | $ | (796) | | | $ | 35,887 | | | $ | (871) | | | Municipal bonds | — | | | — | | | 1,326 | | | (17) | | | 1,326 | | | (17) | | | Corporate bonds | — | | | — | | | 3,882 | | | (368) | | | 3,882 | | | (368) | | | Total | $ | 9,478 | | | $ | (75) | | | $ | 31,617 | | | $ | (1,181) | | | $ | 41,095 | | | $ | (1,256) | |
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