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  <xs:element name="CommercialRealEstateNonownerOccupiedAbstract0" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_CommercialRealEstateNonownerOccupiedAbstract0"/>
  <xs:element name="AgriculturalAbstract0" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_AgriculturalAbstract0"/>
  <xs:element name="ResidentialRealEstateAbstract0" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_ResidentialRealEstateAbstract0"/>
  <xs:element name="HomeEquityLineOfCreditHelocAbstract0" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_HomeEquityLineOfCreditHelocAbstract0"/>
  <xs:element name="ConsumerAbstract0" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_ConsumerAbstract0"/>
  <xs:element name="TotalLoansAbstract0" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_TotalLoansAbstract0"/>
  <xs:element name="CollateralDependentAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_CollateralDependentAbstract"/>
  <xs:element name="CollateralDependentAbstract0" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_CollateralDependentAbstract0"/>
  <xs:element name="CollateralDependentAbstract1" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_CollateralDependentAbstract1"/>
  <xs:element name="CollateralDependentAbstract2" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_CollateralDependentAbstract2"/>
  <xs:element name="MortgageServicingRights" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="sbfg_MortgageServicingRights"/>
  <xs:element name="SubordinatedDebtNetOfIssuanceCosts" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="sbfg_SubordinatedDebtNetOfIssuanceCosts"/>
  <xs:element name="InterestIncomeLoanTaxable" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="sbfg_InterestIncomeLoanTaxable"/>
  <xs:element name="InterestIncomeLoanTaxExempt" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="sbfg_InterestIncomeLoanTaxExempt"/>
  <xs:element name="ProvisionForUnfundedCommitments" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="sbfg_ProvisionForUnfundedCommitments"/>
  <xs:element name="WealthManagementFees" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="sbfg_WealthManagementFees"/>
  <xs:element name="CustomerServiceFees" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="sbfg_CustomerServiceFees"/>
  <xs:element name="MortgageLoanServicingFees" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="sbfg_MortgageLoanServicingFees"/>
  <xs:element name="TransferOfLoansToLoansHeldForSale" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="sbfg_TransferOfLoansToLoansHeldForSale"/>
  <xs:element name="TransferOfLoansToForeclosedAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="sbfg_TransferOfLoansToForeclosedAssets"/>
  <xs:element name="CashPaidInAcquisition" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="sbfg_CashPaidInAcquisition"/>
  <xs:element name="LiabilitiesAssumed" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="sbfg_LiabilitiesAssumed"/>
  <xs:element name="TrustPreferredSecuritiesTextBlock" type="dtr:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_TrustPreferredSecuritiesTextBlock"/>
  <xs:element name="AccountingStandardsNotYetAdoptedPolicyTextBlock" type="dtr:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_AccountingStandardsNotYetAdoptedPolicyTextBlock"/>
  <xs:element name="ScheduleOfCollateraldependentLoansTableTextBlock" type="dtr:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_ScheduleOfCollateraldependentLoansTableTextBlock"/>
  <xs:element name="ScheduleOfCategoriesOfNonaccrualLoansTableTextBlock" type="dtr:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_ScheduleOfCategoriesOfNonaccrualLoansTableTextBlock"/>
  <xs:element name="ScheduleOfAccumulatedCreditLossesACLForUnfundedLoanCommitmentsTableTextBlock" type="dtr:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_ScheduleOfAccumulatedCreditLossesACLForUnfundedLoanCommitmentsTableTextBlock"/>
  <xs:element name="NetEarningsAllocatedToParticipatingSecurities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="sbfg_NetEarningsAllocatedToParticipatingSecurities"/>
  <xs:element name="NetIncomeAllocatedToCommonSharesAndParticipatingSecurities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="sbfg_NetIncomeAllocatedToCommonSharesAndParticipatingSecurities"/>
  <xs:element name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedInvestmentSecurities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="sbfg_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedInvestmentSecurities"/>
  <xs:element name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFederalReserveAndFederalHomeLoanBankStock" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="sbfg_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedFederalReserveAndFederalHomeLoanBankStock"/>
  <xs:element name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansHeldForInvestment" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="sbfg_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedLoansHeldForInvestment"/>
  <xs:element name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedGoodwill" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="sbfg_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedGoodwill"/>
  <xs:element name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="sbfg_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedDeposits"/>
  <xs:element name="NumberOfSecurities" type="xbrli:integerItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="sbfg_NumberOfSecurities"/>
  <xs:element name="InitialAllowanceForCreditLossesOnAcquiredPCDLoans" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="sbfg_InitialAllowanceForCreditLossesOnAcquiredPCDLoans"/>
  <xs:element name="LoansandAllowanceforCreditLossesScheduleofPresentanAnalysisofCollateralDependentLoansDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="sbfg_LoansandAllowanceforCreditLossesScheduleofPresentanAnalysisofCollateralDependentLoansDetailsTable"/>
  <xs:element name="FinancingReceivableYearSixOriginatedFiveYearsbeforeCurrentFiscalYear" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="sbfg_FinancingReceivableYearSixOriginatedFiveYearsbeforeCurrentFiscalYear"/>
  <xs:element name="FinancingReceivableOriginatedSixOrMoreYearsBeforeLatestFiscalYear" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="sbfg_FinancingReceivableOriginatedSixOrMoreYearsBeforeLatestFiscalYear"/>
  <xs:element name="LoansandAllowanceforCreditLossesScheduleofCategoriesofNonaccrualLoansDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="sbfg_LoansandAllowanceforCreditLossesScheduleofCategoriesofNonaccrualLoansDetailsTable"/>
  <xs:element name="LoansandAllowanceforCreditLossesScheduleofACLforUnfundedLoanCommitmentsDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="sbfg_LoansandAllowanceforCreditLossesScheduleofACLforUnfundedLoanCommitmentsDetailsTable"/>
  <xs:element name="AdjustmentForAcquiredLoans" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="sbfg_AdjustmentForAcquiredLoans"/>
  <xs:element name="MortgageServicingRightsCapitalizedDuringThePeriod" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="sbfg_MortgageServicingRightsCapitalizedDuringThePeriod"/>
  <xs:element name="DescriptionOfLocationOfGainLossOnInterestRateDerivativeOnStatementOfIncomeClassification" type="xbrli:stringItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_DescriptionOfLocationOfGainLossOnInterestRateDerivativeOnStatementOfIncomeClassification"/>
  <xs:element name="DerivativeFinancialInstrumentsScheduleofOffsettingofFinancialAssetsandDerivativeAssetsDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="sbfg_DerivativeFinancialInstrumentsScheduleofOffsettingofFinancialAssetsandDerivativeAssetsDetailsTable"/>
  <xs:element name="DerivativeFinancialInstrumentsScheduleofOffsettingofFinancialLiabilitiesandDerivativeLiabilitiesDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="sbfg_DerivativeFinancialInstrumentsScheduleofOffsettingofFinancialLiabilitiesandDerivativeLiabilitiesDetailsTable"/>
  <xs:element name="TimeDeposits1" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="sbfg_TimeDeposits1"/>
  <xs:element name="TimeDeposits2" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item" id="sbfg_TimeDeposits2"/>
  <xs:element name="DisclosuresAboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsMeasuredatFairValueonaRecurringBasisDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="sbfg_DisclosuresAboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsMeasuredatFairValueonaRecurringBasisDetailsTable"/>
  <xs:element name="DisclosuresAboutFairValueofAssetsandLiabilitiesScheduleofMortgageServicingRightsDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="sbfg_DisclosuresAboutFairValueofAssetsandLiabilitiesScheduleofMortgageServicingRightsDetailsTable"/>
  <xs:element name="DisclosuresAboutFairValueofAssetsandLiabilitiesScheduleofUnobservableInputsUsedinRecurringandNonrecurringLevel3FairValueMeasurementsDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="sbfg_DisclosuresAboutFairValueofAssetsandLiabilitiesScheduleofUnobservableInputsUsedinRecurringandNonrecurringLevel3FairValueMeasurementsDetailsTable"/>
  <xs:element name="FairValueMeasurementValuationTechniques" type="xbrli:stringItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_FairValueMeasurementValuationTechniques"/>
  <xs:element name="RangeWeightedAverage" type="xbrli:stringItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_RangeWeightedAverage"/>
  <xs:element name="ShareBasedCompensationScheduleofSummaryofRestrictedStockActivityDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="sbfg_ShareBasedCompensationScheduleofSummaryofRestrictedStockActivityDetailsTable"/>
  <xs:element name="BusinessCombinationsDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="sbfg_BusinessCombinationsDetailsTable"/>
  <xs:element name="FixedConsiderationOfCashForEachShares" type="dtr:perShareItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_FixedConsiderationOfCashForEachShares"/>
  <xs:element name="AvailableForSaleSecuritiesInvestmentPercentage" type="dtr:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="sbfg_AvailableForSaleSecuritiesInvestmentPercentage"/>
  <xs:element name="LoansandAllowanceforCreditLossesDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="sbfg_LoansandAllowanceforCreditLossesDetailsTable"/>
  <xs:element name="GoodwillDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="sbfg_GoodwillDetailsTable"/>
  <xs:element name="MortgageServicingRightsDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="sbfg_MortgageServicingRightsDetailsTable"/>
  <xs:element name="UnpaidPrincipalBalanceOfMortgageLoansServicedForOthers" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item" id="sbfg_UnpaidPrincipalBalanceOfMortgageLoansServicedForOthers"/>
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  <xs:element name="FederalHomeLoanBankFHLBAdvancesDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="sbfg_FederalHomeLoanBankFHLBAdvancesDetailsTable"/>
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  <xs:element name="RedemptionPriceOutstandingPrincipalAmountPercentage" type="dtr:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item" id="sbfg_RedemptionPriceOutstandingPrincipalAmountPercentage"/>
  <xs:element name="ShareBasedCompensationDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="sbfg_ShareBasedCompensationDetailsTable"/>
  <xs:element name="OperatingSegmentsDetailsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:hypercubeItem" id="sbfg_OperatingSegmentsDetailsTable"/>
  <xs:element name="AmortizedCostMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_AmortizedCostMember"/>
  <xs:element name="BusinessCombinationMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_BusinessCombinationMember"/>
  <xs:element name="CapitalSecuritiesMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_CapitalSecuritiesMember"/>
  <xs:element name="CollateralDependentImpairedLoansMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_CollateralDependentImpairedLoansMember"/>
  <xs:element name="CommercialRealEstateOwnerOccupiedMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_CommercialRealEstateOwnerOccupiedMember"/>
  <xs:element name="CurrentPeriodGrossChargeoffsMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_CurrentPeriodGrossChargeoffsMember"/>
  <xs:element name="DebtLoanMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_DebtLoanMember"/>
  <xs:element name="FairValueMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_FairValueMember"/>
  <xs:element name="IRLCsMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_IRLCsMember"/>
  <xs:element name="IndividuallyEvaluatedLoansMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_IndividuallyEvaluatedLoansMember"/>
  <xs:element name="InterestRateContractAssetMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_InterestRateContractAssetMember"/>
  <xs:element name="InterestRateContractLiabilitiesMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_InterestRateContractLiabilitiesMember"/>
  <xs:element name="InterestRateSwapsAssociatedWithLoansMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_InterestRateSwapsAssociatedWithLoansMember"/>
  <xs:element name="LossMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_LossMember"/>
  <xs:element name="MarbleheadMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_MarbleheadMember"/>
  <xs:element name="MortgageServicingRightsMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_MortgageServicingRightsMember"/>
  <xs:element name="OtherCorporateSecuritiesMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_OtherCorporateSecuritiesMember"/>
  <xs:element name="OtherMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_OtherMember"/>
  <xs:element name="PAndIEarningsCreditMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_PAndIEarningsCreditMember"/>
  <xs:element name="RetailRepurchaseAgreementsMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_RetailRepurchaseAgreementsMember"/>
  <xs:element name="SubordinatedNotePurchaseAgreementsMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_SubordinatedNotePurchaseAgreementsMember"/>
  <xs:element name="TAndIEarningsCreditMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_TAndIEarningsCreditMember"/>
  <xs:element name="TotalLoansMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_TotalLoansMember"/>
  <xs:element name="TwoThousandSeventeenStockIncentivePlanMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_TwoThousandSeventeenStockIncentivePlanMember"/>
  <xs:element name="UnfundedLoanCommitmentsMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_UnfundedLoanCommitmentsMember"/>
  <xs:element name="WithNoRelatedAllowanceRecordedCommercialRealEstateNonownerOccupiedMember" type="dtr:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_WithNoRelatedAllowanceRecordedCommercialRealEstateNonownerOccupiedMember"/>
  <xs:element name="ScheduleOfAssetsChangesToValuationDeterminableAtAcquisitionDateLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_ScheduleOfAssetsChangesToValuationDeterminableAtAcquisitionDateLineItems"/>
  <xs:element name="TrustPreferredSecuritiesAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_TrustPreferredSecuritiesAbstract"/>
  <xs:element name="TrustPreferredSecuritiesLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_TrustPreferredSecuritiesLineItems"/>
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  <xs:element name="DocumentAndEntityInformationAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item" id="sbfg_DocumentAndEntityInformationAbstract"/>
</xs:schema>
