v3.26.1
Condensed Consolidated Balance Sheets - USD ($)
$ in Thousands
Jun. 30, 2026
Dec. 31, 2025
Assets    
Cash and due from banks $ 138,152 $ 71,543
Interest bearing time deposits 2,455 1,140
Available-for-sale securities 179,026 188,626
Loans held for sale 7,438 1,761
Loans, net of unearned income 1,189,559 1,180,591
Allowance for credit losses (16,395) (16,114)
Premises and equipment, net 21,088 21,688
Federal Reserve and Federal Home Loan Bank Stock, at cost 5,502 5,610
Foreclosed assets and other assets held for sale, net 936 104
Interest receivable 5,455 5,490
Goodwill 27,158 27,158
Cash value of life insurance 32,354 32,208
Mortgage servicing rights 15,953 15,254
Other assets 11,383 10,308
Total assets 1,620,064 1,545,367
Deposits    
Non interest bearing demand 258,576 254,063
Interest bearing demand 206,593 202,501
Savings 325,675 296,484
Money market 315,363 280,896
Time deposits 284,940 273,300
Total deposits 1,391,147 1,307,244
Repurchase agreements 6,732 9,230
Federal Home Loan Bank advances 22,500 35,000
Trust preferred securities 10,310 10,310
Subordinated debt net of issuance costs 19,763 19,739
Interest payable 2,470 2,460
Other liabilities 20,402 20,148
Total liabilities 1,473,324 1,404,131
Commitments & Contingent Liabilities
Shareholders' Equity    
Preferred stock, no par value; authorized 200,000 shares; 2026 - 0 shares outstanding, 2025 - 0 shares outstanding
Common stock, no par value; 2026 - 10,500,000 shares authorized, 8,525,375 shares issued; 2025 - 10,500,000 shares authorized, 8,525,375 shares issued 61,319 61,319
Additional paid-in capital 15,275 15,160
Retained earnings 133,125 126,311
Accumulated other comprehensive loss (21,854) (21,481)
Treasury stock, at cost; (2026 - 2,269,383 common shares; 2025 - 2,249,417 common shares) (41,125) (40,073)
Total shareholders' equity 146,740 141,236
Total liabilities and shareholders' equity $ 1,620,064 $ 1,545,367