LOANS HELD FOR INVESTMENT - Activity in ACL for Loans and Investment in Loans Disaggregated Based on Method of Evaluating Impairment (Details) - USD ($)
$ in Thousands |
3 Months Ended |
6 Months Ended |
12 Months Ended |
Jun. 30, 2026 |
Jun. 30, 2025 |
Jun. 30, 2026 |
Jun. 30, 2025 |
Dec. 31, 2025 |
| LOANS HELD FOR INVESTMENT [Abstract] |
|
|
|
|
|
|
|
| Beginning Balance |
$ 44,822
|
$ 42,968
|
$ 45,131
|
|
$ 43,237
|
$ 43,237
|
|
| Initial ACL on Acquired PCD Loans |
3,173
|
0
|
3,173
|
|
0
|
|
|
| Initial ACL on Acquired PSLs |
5,300
|
0
|
5,300
|
|
0
|
|
|
| Provision for credit losses |
350
|
2,500
|
350
|
|
2,750
|
|
|
| Charge-offs |
(816)
|
(934)
|
(1,612)
|
|
(1,624)
|
|
|
| Recoveries |
247
|
476
|
734
|
|
647
|
|
|
| Ending Balance |
53,076
|
45,010
|
53,076
|
|
45,010
|
45,131
|
|
| Total Loans Individually Evaluated |
5,132
|
|
5,132
|
|
|
5,902
|
|
| Total ACL for Individually Evaluated Loans |
1,126
|
|
1,126
|
|
|
387
|
|
| Equipment [Member] |
|
|
|
|
|
|
|
| LOANS HELD FOR INVESTMENT [Abstract] |
|
|
|
|
|
|
|
| Total Loans Individually Evaluated |
456
|
|
456
|
|
|
1,837
|
|
| Real Estate [Member] |
|
|
|
|
|
|
|
| LOANS HELD FOR INVESTMENT [Abstract] |
|
|
|
|
|
|
|
| Total Loans Individually Evaluated |
4,396
|
|
4,396
|
|
|
4,065
|
|
| Other [Member] |
|
|
|
|
|
|
|
| LOANS HELD FOR INVESTMENT [Abstract] |
|
|
|
|
|
|
|
| Total Loans Individually Evaluated |
280
|
|
280
|
|
|
0
|
|
| Commercial Real Estate [Member] |
|
|
|
|
|
|
|
| LOANS HELD FOR INVESTMENT [Abstract] |
|
|
|
|
|
|
|
| Beginning Balance |
15,017
|
15,787
|
15,214
|
|
15,973
|
15,973
|
|
| Initial ACL on Acquired PCD Loans |
1,897
|
0
|
1,897
|
|
0
|
|
|
| Initial ACL on Acquired PSLs |
1,705
|
0
|
1,705
|
|
0
|
|
|
| Provision for credit losses |
(227)
|
(81)
|
(424)
|
|
(267)
|
|
|
| Charge-offs |
(64)
|
0
|
(64)
|
|
0
|
(541)
|
|
| Recoveries |
0
|
0
|
0
|
|
0
|
|
|
| Ending Balance |
18,328
|
15,706
|
18,328
|
|
15,706
|
15,214
|
|
| Total Loans Individually Evaluated |
1,922
|
|
1,922
|
|
|
1,403
|
|
| Total ACL for Individually Evaluated Loans |
1,022
|
|
1,022
|
|
|
112
|
|
| Commercial Real Estate [Member] | Equipment [Member] |
|
|
|
|
|
|
|
| LOANS HELD FOR INVESTMENT [Abstract] |
|
|
|
|
|
|
|
| Total Loans Individually Evaluated |
0
|
|
0
|
|
|
462
|
|
| Commercial Real Estate [Member] | Real Estate [Member] |
|
|
|
|
|
|
|
| LOANS HELD FOR INVESTMENT [Abstract] |
|
|
|
|
|
|
|
| Total Loans Individually Evaluated |
1,666
|
|
1,666
|
|
|
941
|
|
| Commercial Real Estate [Member] | Other [Member] |
|
|
|
|
|
|
|
| LOANS HELD FOR INVESTMENT [Abstract] |
|
|
|
|
|
|
|
| Total Loans Individually Evaluated |
256
|
|
256
|
|
|
0
|
|
| Construction [Member] |
|
|
|
|
|
|
|
| LOANS HELD FOR INVESTMENT [Abstract] |
|
|
|
|
|
|
|
| Beginning Balance |
1,912
|
1,973
|
1,952
|
|
1,943
|
1,943
|
|
| Initial ACL on Acquired PCD Loans |
27
|
0
|
27
|
|
0
|
|
|
| Initial ACL on Acquired PSLs |
245
|
0
|
245
|
|
0
|
|
|
| Provision for credit losses |
198
|
(25)
|
158
|
|
0
|
|
|
| Charge-offs |
0
|
0
|
0
|
|
0
|
0
|
[1] |
| Recoveries |
0
|
0
|
0
|
|
5
|
|
|
| Ending Balance |
2,382
|
1,948
|
2,382
|
|
1,948
|
1,952
|
|
| Total Loans Individually Evaluated |
598
|
|
598
|
|
|
0
|
|
| Total ACL for Individually Evaluated Loans |
0
|
|
0
|
|
|
0
|
|
| Construction [Member] | Equipment [Member] |
|
|
|
|
|
|
|
| LOANS HELD FOR INVESTMENT [Abstract] |
|
|
|
|
|
|
|
| Total Loans Individually Evaluated |
0
|
|
0
|
|
|
0
|
|
| Construction [Member] | Real Estate [Member] |
|
|
|
|
|
|
|
| LOANS HELD FOR INVESTMENT [Abstract] |
|
|
|
|
|
|
|
| Total Loans Individually Evaluated |
598
|
|
598
|
|
|
0
|
|
| Construction [Member] | Other [Member] |
|
|
|
|
|
|
|
| LOANS HELD FOR INVESTMENT [Abstract] |
|
|
|
|
|
|
|
| Total Loans Individually Evaluated |
0
|
|
0
|
|
|
0
|
|
| Specialized [Member] | Commercial [Member] |
|
|
|
|
|
|
|
| LOANS HELD FOR INVESTMENT [Abstract] |
|
|
|
|
|
|
|
| Beginning Balance |
5,351
|
4,523
|
5,231
|
|
4,640
|
4,640
|
|
| Initial ACL on Acquired PCD Loans |
181
|
0
|
181
|
|
0
|
|
|
| Initial ACL on Acquired PSLs |
226
|
0
|
226
|
|
0
|
|
|
| Provision for credit losses |
(107)
|
311
|
(16)
|
|
160
|
|
|
| Charge-offs |
(84)
|
0
|
(84)
|
|
0
|
0
|
|
| Recoveries |
46
|
47
|
75
|
|
81
|
|
|
| Ending Balance |
5,613
|
4,881
|
5,613
|
|
4,881
|
5,231
|
|
| Total Loans Individually Evaluated |
635
|
|
635
|
|
|
544
|
|
| Total ACL for Individually Evaluated Loans |
60
|
|
60
|
|
|
0
|
|
| Specialized [Member] | Commercial [Member] | Equipment [Member] |
|
|
|
|
|
|
|
| LOANS HELD FOR INVESTMENT [Abstract] |
|
|
|
|
|
|
|
| Total Loans Individually Evaluated |
456
|
|
456
|
|
|
289
|
|
| Specialized [Member] | Commercial [Member] | Real Estate [Member] |
|
|
|
|
|
|
|
| LOANS HELD FOR INVESTMENT [Abstract] |
|
|
|
|
|
|
|
| Total Loans Individually Evaluated |
155
|
|
155
|
|
|
255
|
|
| Specialized [Member] | Commercial [Member] | Other [Member] |
|
|
|
|
|
|
|
| LOANS HELD FOR INVESTMENT [Abstract] |
|
|
|
|
|
|
|
| Total Loans Individually Evaluated |
24
|
|
24
|
|
|
0
|
|
| General [Member] | Commercial [Member] |
|
|
|
|
|
|
|
| LOANS HELD FOR INVESTMENT [Abstract] |
|
|
|
|
|
|
|
| Beginning Balance |
7,384
|
6,403
|
7,448
|
|
6,874
|
6,874
|
|
| Initial ACL on Acquired PCD Loans |
336
|
0
|
336
|
|
0
|
|
|
| Initial ACL on Acquired PSLs |
914
|
0
|
914
|
|
0
|
|
|
| Provision for credit losses |
193
|
856
|
289
|
|
439
|
|
|
| Charge-offs |
(280)
|
(284)
|
(456)
|
|
(358)
|
(883)
|
|
| Recoveries |
43
|
253
|
59
|
|
273
|
|
|
| Ending Balance |
8,590
|
7,228
|
8,590
|
|
7,228
|
7,448
|
|
| Total Loans Individually Evaluated |
363
|
|
363
|
|
|
3,955
|
|
| Total ACL for Individually Evaluated Loans |
0
|
|
0
|
|
|
275
|
|
| General [Member] | Commercial [Member] | Equipment [Member] |
|
|
|
|
|
|
|
| LOANS HELD FOR INVESTMENT [Abstract] |
|
|
|
|
|
|
|
| Total Loans Individually Evaluated |
0
|
|
0
|
|
|
1,086
|
|
| General [Member] | Commercial [Member] | Real Estate [Member] |
|
|
|
|
|
|
|
| LOANS HELD FOR INVESTMENT [Abstract] |
|
|
|
|
|
|
|
| Total Loans Individually Evaluated |
363
|
|
363
|
|
|
2,869
|
|
| General [Member] | Commercial [Member] | Other [Member] |
|
|
|
|
|
|
|
| LOANS HELD FOR INVESTMENT [Abstract] |
|
|
|
|
|
|
|
| Total Loans Individually Evaluated |
0
|
|
0
|
|
|
0
|
|
| 1-4 Family Residential [Member] | Consumer [Member] |
|
|
|
|
|
|
|
| LOANS HELD FOR INVESTMENT [Abstract] |
|
|
|
|
|
|
|
| Beginning Balance |
10,803
|
10,079
|
11,103
|
|
9,677
|
9,677
|
|
| Initial ACL on Acquired PCD Loans |
732
|
0
|
732
|
|
0
|
|
|
| Initial ACL on Acquired PSLs |
2,207
|
0
|
2,207
|
|
0
|
|
|
| Provision for credit losses |
(152)
|
1,030
|
(747)
|
|
1,425
|
|
|
| Charge-offs |
(2)
|
0
|
(2)
|
|
0
|
(307)
|
|
| Recoveries |
6
|
41
|
301
|
|
48
|
|
|
| Ending Balance |
13,594
|
11,150
|
13,594
|
|
11,150
|
11,103
|
|
| Total Loans Individually Evaluated |
1,614
|
|
1,614
|
|
|
0
|
|
| Total ACL for Individually Evaluated Loans |
44
|
|
44
|
|
|
0
|
|
| 1-4 Family Residential [Member] | Consumer [Member] | Equipment [Member] |
|
|
|
|
|
|
|
| LOANS HELD FOR INVESTMENT [Abstract] |
|
|
|
|
|
|
|
| Total Loans Individually Evaluated |
0
|
|
0
|
|
|
0
|
|
| 1-4 Family Residential [Member] | Consumer [Member] | Real Estate [Member] |
|
|
|
|
|
|
|
| LOANS HELD FOR INVESTMENT [Abstract] |
|
|
|
|
|
|
|
| Total Loans Individually Evaluated |
1,614
|
|
1,614
|
|
|
0
|
|
| 1-4 Family Residential [Member] | Consumer [Member] | Other [Member] |
|
|
|
|
|
|
|
| LOANS HELD FOR INVESTMENT [Abstract] |
|
|
|
|
|
|
|
| Total Loans Individually Evaluated |
0
|
|
0
|
|
|
0
|
|
| Auto Loans [Member] | Consumer [Member] |
|
|
|
|
|
|
|
| LOANS HELD FOR INVESTMENT [Abstract] |
|
|
|
|
|
|
|
| Beginning Balance |
3,298
|
3,096
|
3,033
|
|
3,015
|
3,015
|
|
| Initial ACL on Acquired PCD Loans |
0
|
0
|
0
|
|
0
|
|
|
| Initial ACL on Acquired PSLs |
0
|
0
|
0
|
|
0
|
|
|
| Provision for credit losses |
226
|
252
|
741
|
|
583
|
|
|
| Charge-offs |
(122)
|
(392)
|
(403)
|
|
(694)
|
(1,349)
|
|
| Recoveries |
47
|
39
|
78
|
|
91
|
|
|
| Ending Balance |
3,449
|
2,995
|
3,449
|
|
2,995
|
3,033
|
|
| Total Loans Individually Evaluated |
0
|
|
0
|
|
|
0
|
|
| Total ACL for Individually Evaluated Loans |
0
|
|
0
|
|
|
0
|
|
| Auto Loans [Member] | Consumer [Member] | Equipment [Member] |
|
|
|
|
|
|
|
| LOANS HELD FOR INVESTMENT [Abstract] |
|
|
|
|
|
|
|
| Total Loans Individually Evaluated |
0
|
|
0
|
|
|
0
|
|
| Auto Loans [Member] | Consumer [Member] | Real Estate [Member] |
|
|
|
|
|
|
|
| LOANS HELD FOR INVESTMENT [Abstract] |
|
|
|
|
|
|
|
| Total Loans Individually Evaluated |
0
|
|
0
|
|
|
0
|
|
| Auto Loans [Member] | Consumer [Member] | Other [Member] |
|
|
|
|
|
|
|
| LOANS HELD FOR INVESTMENT [Abstract] |
|
|
|
|
|
|
|
| Total Loans Individually Evaluated |
0
|
|
0
|
|
|
0
|
|
| Other Consumer [Member] | Consumer [Member] |
|
|
|
|
|
|
|
| LOANS HELD FOR INVESTMENT [Abstract] |
|
|
|
|
|
|
|
| Beginning Balance |
1,057
|
1,107
|
1,150
|
|
1,115
|
1,115
|
|
| Initial ACL on Acquired PCD Loans |
0
|
0
|
0
|
|
0
|
|
|
| Initial ACL on Acquired PSLs |
3
|
0
|
3
|
|
0
|
|
|
| Provision for credit losses |
219
|
157
|
349
|
|
410
|
|
|
| Charge-offs |
(264)
|
(258)
|
(603)
|
[2] |
(572)
|
(1,066)
|
|
| Recoveries |
105
|
96
|
221
|
|
149
|
|
|
| Ending Balance |
1,120
|
$ 1,102
|
1,120
|
|
$ 1,102
|
1,150
|
|
| Total Loans Individually Evaluated |
0
|
|
0
|
|
|
0
|
|
| Total ACL for Individually Evaluated Loans |
0
|
|
0
|
|
|
0
|
|
| Other Consumer [Member] | Consumer [Member] | Equipment [Member] |
|
|
|
|
|
|
|
| LOANS HELD FOR INVESTMENT [Abstract] |
|
|
|
|
|
|
|
| Total Loans Individually Evaluated |
0
|
|
0
|
|
|
0
|
|
| Other Consumer [Member] | Consumer [Member] | Real Estate [Member] |
|
|
|
|
|
|
|
| LOANS HELD FOR INVESTMENT [Abstract] |
|
|
|
|
|
|
|
| Total Loans Individually Evaluated |
0
|
|
0
|
|
|
0
|
|
| Other Consumer [Member] | Consumer [Member] | Other [Member] |
|
|
|
|
|
|
|
| LOANS HELD FOR INVESTMENT [Abstract] |
|
|
|
|
|
|
|
| Total Loans Individually Evaluated |
$ 0
|
|
$ 0
|
|
|
$ 0
|
|
|
|