v3.26.1
LOANS RECEIVABLE, NET - Schedule of Allowance for Doubtful Accounts (Details) - USD ($)
$ in Millions
 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Balance at beginning of year $ 3,143 $ 1,678
Net charged to Net Income 2,460 1,287
Currency translation adjustments 146 214
Write-offs (1,370) (716)
Balance at end of period 4,379 2,463
Merchant    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Balance at beginning of year 747 417
Net charged to Net Income 554 318
Currency translation adjustments 35 53
Write-offs (327) (190)
Balance at end of period 1,009 598
Consumer    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Balance at beginning of year 1,271 696
Net charged to Net Income 1,135 491
Currency translation adjustments 52 75
Write-offs (553) (314)
Balance at end of period 1,905 948
Credit cards    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Balance at beginning of year 1,107 557
Net charged to Net Income 758 471
Currency translation adjustments 58 85
Write-offs (483) (210)
Balance at end of period 1,440 903
Asset-backed    
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]    
Balance at beginning of year 18 8
Net charged to Net Income 13 7
Currency translation adjustments 1 1
Write-offs (7) (2)
Balance at end of period $ 25 $ 14