<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2026 Workiva-->
<!--r:019e1d3c-c655-7fb8-9912-d39f50429b46,g:35270133-98e9-4903-b7e5-b136cda913a4-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.loandepot.com/role/Cover" xlink:type="simple" xlink:href="ldi-20260630.xsd#Cover"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/Cover" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract_019e1d3c-c8de-7105-adc4-9338b7440ef3" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_CoverAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentInformationTable_019e1d3c-c8de-7529-a551-4764e732a85b" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentInformationTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_019e1d3c-c8de-7105-adc4-9338b7440ef3" xlink:to="loc_dei_DocumentInformationTable_019e1d3c-c8de-7529-a551-4764e732a85b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_019e1d3c-c8de-77f3-a5ad-44f2fcfb13d9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationTable_019e1d3c-c8de-7529-a551-4764e732a85b" xlink:to="loc_us-gaap_StatementClassOfStockAxis_019e1d3c-c8de-77f3-a5ad-44f2fcfb13d9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_019e1d3c-c8de-72dc-a273-e3ca48dd0604" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_019e1d3c-c8de-77f3-a5ad-44f2fcfb13d9" xlink:to="loc_us-gaap_ClassOfStockDomain_019e1d3c-c8de-72dc-a273-e3ca48dd0604" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassAMember_019e1d3c-c8de-7990-814d-1cd15e9647ca" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonClassAMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_019e1d3c-c8de-72dc-a273-e3ca48dd0604" xlink:to="loc_us-gaap_CommonClassAMember_019e1d3c-c8de-7990-814d-1cd15e9647ca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassBMember_019e1d3c-c8de-7a96-8872-48dd0d2cbf39" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonClassBMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_019e1d3c-c8de-72dc-a273-e3ca48dd0604" xlink:to="loc_us-gaap_CommonClassBMember_019e1d3c-c8de-7a96-8872-48dd0d2cbf39" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassCMember_019e1d3c-c8de-71b6-b1ed-318eb4f17a5b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonClassCMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_019e1d3c-c8de-72dc-a273-e3ca48dd0604" xlink:to="loc_us-gaap_CommonClassCMember_019e1d3c-c8de-71b6-b1ed-318eb4f17a5b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_CommonClassDMember_019e1d3c-c8de-75df-af0f-ec9f834db26a" xlink:href="ldi-20260630.xsd#ldi_CommonClassDMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_019e1d3c-c8de-72dc-a273-e3ca48dd0604" xlink:to="loc_ldi_CommonClassDMember_019e1d3c-c8de-75df-af0f-ec9f834db26a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentInformationLineItems_019e1d3c-c8de-7d13-86d8-f540f71481c4" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentInformationLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationTable_019e1d3c-c8de-7529-a551-4764e732a85b" xlink:to="loc_dei_DocumentInformationLineItems_019e1d3c-c8de-7d13-86d8-f540f71481c4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_019e1d3c-c8de-7906-9397-d41e305f61b9" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentType"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019e1d3c-c8de-7d13-86d8-f540f71481c4" xlink:to="loc_dei_DocumentType_019e1d3c-c8de-7906-9397-d41e305f61b9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentQuarterlyReport_019e1d3c-c8de-78a8-8d31-352bec5dbace" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentQuarterlyReport"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019e1d3c-c8de-7d13-86d8-f540f71481c4" xlink:to="loc_dei_DocumentQuarterlyReport_019e1d3c-c8de-78a8-8d31-352bec5dbace" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate_019e1d3c-c8de-774e-a948-d96c5c18d201" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentPeriodEndDate"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019e1d3c-c8de-7d13-86d8-f540f71481c4" xlink:to="loc_dei_DocumentPeriodEndDate_019e1d3c-c8de-774e-a948-d96c5c18d201" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentTransitionReport_019e1d3c-c8de-77b8-8f19-292529eb61ad" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentTransitionReport"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019e1d3c-c8de-7d13-86d8-f540f71481c4" xlink:to="loc_dei_DocumentTransitionReport_019e1d3c-c8de-77b8-8f19-292529eb61ad" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber_019e1d3c-c8de-723d-9b65-f2190095581a" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityFileNumber"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019e1d3c-c8de-7d13-86d8-f540f71481c4" xlink:to="loc_dei_EntityFileNumber_019e1d3c-c8de-723d-9b65-f2190095581a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_019e1d3c-c8de-74c4-b53a-1b2e9e4b8470" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityRegistrantName"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019e1d3c-c8de-7d13-86d8-f540f71481c4" xlink:to="loc_dei_EntityRegistrantName_019e1d3c-c8de-74c4-b53a-1b2e9e4b8470" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode_019e1d3c-c8de-7a8a-8728-3ddb1510220f" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019e1d3c-c8de-7d13-86d8-f540f71481c4" xlink:to="loc_dei_EntityIncorporationStateCountryCode_019e1d3c-c8de-7a8a-8728-3ddb1510220f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_019e1d3c-c8de-77c0-9b05-746f56e4675b" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019e1d3c-c8de-7d13-86d8-f540f71481c4" xlink:to="loc_dei_EntityTaxIdentificationNumber_019e1d3c-c8de-77c0-9b05-746f56e4675b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1_019e1d3c-c8de-7e60-900f-e4087fb79109" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityAddressAddressLine1"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019e1d3c-c8de-7d13-86d8-f540f71481c4" xlink:to="loc_dei_EntityAddressAddressLine1_019e1d3c-c8de-7e60-900f-e4087fb79109" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown_019e1d3c-c8de-7bba-b9fb-66ef5ecd0dbb" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityAddressCityOrTown"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019e1d3c-c8de-7d13-86d8-f540f71481c4" xlink:to="loc_dei_EntityAddressCityOrTown_019e1d3c-c8de-7bba-b9fb-66ef5ecd0dbb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince_019e1d3c-c8df-7bb9-ab2c-f49451052f8c" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityAddressStateOrProvince"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019e1d3c-c8de-7d13-86d8-f540f71481c4" xlink:to="loc_dei_EntityAddressStateOrProvince_019e1d3c-c8df-7bb9-ab2c-f49451052f8c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode_019e1d3c-c8df-73cd-84a3-610c877f78ec" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityAddressPostalZipCode"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019e1d3c-c8de-7d13-86d8-f540f71481c4" xlink:to="loc_dei_EntityAddressPostalZipCode_019e1d3c-c8df-73cd-84a3-610c877f78ec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode_019e1d3c-c8df-7971-88ab-265f87a42de0" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_CityAreaCode"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019e1d3c-c8de-7d13-86d8-f540f71481c4" xlink:to="loc_dei_CityAreaCode_019e1d3c-c8df-7971-88ab-265f87a42de0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber_019e1d3c-c8df-79b6-86e6-074569db2750" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LocalPhoneNumber"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019e1d3c-c8de-7d13-86d8-f540f71481c4" xlink:to="loc_dei_LocalPhoneNumber_019e1d3c-c8df-79b6-86e6-074569db2750" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle_019e1d3c-c8df-7882-9d15-92cc913102d2" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_Security12bTitle"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019e1d3c-c8de-7d13-86d8-f540f71481c4" xlink:to="loc_dei_Security12bTitle_019e1d3c-c8df-7882-9d15-92cc913102d2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_019e1d3c-c8df-7f35-ad38-e4bd3511e0de" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_TradingSymbol"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019e1d3c-c8de-7d13-86d8-f540f71481c4" xlink:to="loc_dei_TradingSymbol_019e1d3c-c8df-7f35-ad38-e4bd3511e0de" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_019e1d3c-c8df-7dfd-8558-138b43741dcf" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_SecurityExchangeName"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019e1d3c-c8de-7d13-86d8-f540f71481c4" xlink:to="loc_dei_SecurityExchangeName_019e1d3c-c8df-7dfd-8558-138b43741dcf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCurrentReportingStatus_019e1d3c-c8df-7302-911d-1f1cc61603d9" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityCurrentReportingStatus"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019e1d3c-c8de-7d13-86d8-f540f71481c4" xlink:to="loc_dei_EntityCurrentReportingStatus_019e1d3c-c8df-7302-911d-1f1cc61603d9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityInteractiveDataCurrent_019e1d3c-c8df-747e-983b-83a1152b542a" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityInteractiveDataCurrent"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019e1d3c-c8de-7d13-86d8-f540f71481c4" xlink:to="loc_dei_EntityInteractiveDataCurrent_019e1d3c-c8df-747e-983b-83a1152b542a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFilerCategory_019e1d3c-c8df-7869-8f7a-c341526d7847" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityFilerCategory"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019e1d3c-c8de-7d13-86d8-f540f71481c4" xlink:to="loc_dei_EntityFilerCategory_019e1d3c-c8df-7869-8f7a-c341526d7847" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntitySmallBusiness_019e1d3c-c8df-7484-8df9-302789d0a635" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntitySmallBusiness"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019e1d3c-c8de-7d13-86d8-f540f71481c4" xlink:to="loc_dei_EntitySmallBusiness_019e1d3c-c8df-7484-8df9-302789d0a635" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany_019e1d3c-c8df-7d0c-b5d2-10f2e520b1e5" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019e1d3c-c8de-7d13-86d8-f540f71481c4" xlink:to="loc_dei_EntityEmergingGrowthCompany_019e1d3c-c8df-7d0c-b5d2-10f2e520b1e5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityShellCompany_019e1d3c-c8df-7320-bfff-347855c7b1a5" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityShellCompany"/>
    <link:presentationArc order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019e1d3c-c8de-7d13-86d8-f540f71481c4" xlink:to="loc_dei_EntityShellCompany_019e1d3c-c8df-7320-bfff-347855c7b1a5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCommonStockSharesOutstanding_019e1d3c-c8df-736c-bf79-fc8c0581cf4e" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityCommonStockSharesOutstanding"/>
    <link:presentationArc order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019e1d3c-c8de-7d13-86d8-f540f71481c4" xlink:to="loc_dei_EntityCommonStockSharesOutstanding_019e1d3c-c8df-736c-bf79-fc8c0581cf4e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentFiscalPeriodFocus_019e1d3c-c8df-7248-990e-0a693298aaa7" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentFiscalPeriodFocus"/>
    <link:presentationArc order="25" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019e1d3c-c8de-7d13-86d8-f540f71481c4" xlink:to="loc_dei_DocumentFiscalPeriodFocus_019e1d3c-c8df-7248-990e-0a693298aaa7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_019e1d3c-c8df-7fd6-8128-95f86d082349" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_AmendmentFlag"/>
    <link:presentationArc order="26" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019e1d3c-c8de-7d13-86d8-f540f71481c4" xlink:to="loc_dei_AmendmentFlag_019e1d3c-c8df-7fd6-8128-95f86d082349" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentFiscalYearFocus_019e1d3c-c8df-7685-89a5-af840a672d28" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentFiscalYearFocus"/>
    <link:presentationArc order="27" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019e1d3c-c8de-7d13-86d8-f540f71481c4" xlink:to="loc_dei_DocumentFiscalYearFocus_019e1d3c-c8df-7685-89a5-af840a672d28" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CurrentFiscalYearEndDate_019e1d3c-c8df-74f5-92d6-1c560e71c898" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_CurrentFiscalYearEndDate"/>
    <link:presentationArc order="28" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019e1d3c-c8de-7d13-86d8-f540f71481c4" xlink:to="loc_dei_CurrentFiscalYearEndDate_019e1d3c-c8df-74f5-92d6-1c560e71c898" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_019e1d3c-c8df-7492-bd69-473ce50a8c04" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityCentralIndexKey"/>
    <link:presentationArc order="29" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_DocumentInformationLineItems_019e1d3c-c8de-7d13-86d8-f540f71481c4" xlink:to="loc_dei_EntityCentralIndexKey_019e1d3c-c8df-7492-bd69-473ce50a8c04" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/CONSOLIDATEDBALANCESHEETS" xlink:type="simple" xlink:href="ldi-20260630.xsd#CONSOLIDATEDBALANCESHEETS"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/CONSOLIDATEDBALANCESHEETS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract_019e1d3c-c8df-7f21-a1e6-d14b3b7d08bd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementOfFinancialPositionAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementTable_019e1d3c-c8df-7063-99af-a9b72678bbe8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_019e1d3c-c8df-7f21-a1e6-d14b3b7d08bd" xlink:to="loc_us-gaap_StatementTable_019e1d3c-c8df-7063-99af-a9b72678bbe8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_019e1d3c-c8df-70a0-8096-da30cb2af298" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_019e1d3c-c8df-7063-99af-a9b72678bbe8" xlink:to="loc_us-gaap_StatementClassOfStockAxis_019e1d3c-c8df-70a0-8096-da30cb2af298" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_019e1d3c-c8df-7d31-9e63-1789d61121f6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_019e1d3c-c8df-70a0-8096-da30cb2af298" xlink:to="loc_us-gaap_ClassOfStockDomain_019e1d3c-c8df-7d31-9e63-1789d61121f6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassAMember_019e1d3c-c8df-78c1-a9db-96c1921172e1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonClassAMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_019e1d3c-c8df-7d31-9e63-1789d61121f6" xlink:to="loc_us-gaap_CommonClassAMember_019e1d3c-c8df-78c1-a9db-96c1921172e1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassBMember_019e1d3c-c8df-7ef4-a7c0-08e256783c1e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonClassBMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_019e1d3c-c8df-7d31-9e63-1789d61121f6" xlink:to="loc_us-gaap_CommonClassBMember_019e1d3c-c8df-7ef4-a7c0-08e256783c1e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassCMember_019e1d3c-c8df-7cf7-ab6b-8935282d4742" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonClassCMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_019e1d3c-c8df-7d31-9e63-1789d61121f6" xlink:to="loc_us-gaap_CommonClassCMember_019e1d3c-c8df-7cf7-ab6b-8935282d4742" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_CommonClassDMember_019e1d3c-c8df-78fb-b264-93133576c722" xlink:href="ldi-20260630.xsd#ldi_CommonClassDMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_019e1d3c-c8df-7d31-9e63-1789d61121f6" xlink:to="loc_ldi_CommonClassDMember_019e1d3c-c8df-78fb-b264-93133576c722" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementLineItems_019e1d3c-c8df-7608-91a5-c3747406b780" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_019e1d3c-c8df-7063-99af-a9b72678bbe8" xlink:to="loc_us-gaap_StatementLineItems_019e1d3c-c8df-7608-91a5-c3747406b780" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsAbstract_019e1d3c-c8df-7792-854d-c4db9bb634a9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetsAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019e1d3c-c8df-7608-91a5-c3747406b780" xlink:to="loc_us-gaap_AssetsAbstract_019e1d3c-c8df-7792-854d-c4db9bb634a9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_019e1d3c-c8df-776a-a8c0-44d8e01ded30" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019e1d3c-c8df-7792-854d-c4db9bb634a9" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_019e1d3c-c8df-776a-a8c0-44d8e01ded30" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedCashAndCashEquivalents_019e1d3c-c8df-7592-ae49-2980695891d0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RestrictedCashAndCashEquivalents"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019e1d3c-c8df-7792-854d-c4db9bb634a9" xlink:to="loc_us-gaap_RestrictedCashAndCashEquivalents_019e1d3c-c8df-7592-ae49-2980695891d0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_019e1d3c-c8df-7a0a-a721-a74c377dcabb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019e1d3c-c8df-7792-854d-c4db9bb634a9" xlink:to="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_019e1d3c-c8df-7a0a-a721-a74c377dcabb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestsContinuedToBeHeldByTransferorFairValue_019e1d3c-c8df-73bb-9a85-d14739d5f399" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestsContinuedToBeHeldByTransferorFairValue"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019e1d3c-c8df-7792-854d-c4db9bb634a9" xlink:to="loc_us-gaap_InterestsContinuedToBeHeldByTransferorFairValue_019e1d3c-c8df-73bb-9a85-d14739d5f399" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssets_019e1d3c-c8df-77d4-a032-9d66a3ac92fb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeAssets"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019e1d3c-c8df-7792-854d-c4db9bb634a9" xlink:to="loc_us-gaap_DerivativeAssets_019e1d3c-c8df-77d4-a032-9d66a3ac92fb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAmount_019e1d3c-c8df-7101-bbcd-705f46feaf6a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetAtFairValueAmount"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019e1d3c-c8df-7792-854d-c4db9bb634a9" xlink:to="loc_us-gaap_ServicingAssetAtFairValueAmount_019e1d3c-c8df-7101-bbcd-705f46feaf6a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TradingSecuritiesDebt_019e1d3c-c8df-7f29-8fa4-e528a2fd6748" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TradingSecuritiesDebt"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019e1d3c-c8df-7792-854d-c4db9bb634a9" xlink:to="loc_us-gaap_TradingSecuritiesDebt_019e1d3c-c8df-7f29-8fa4-e528a2fd6748" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_019e1d3c-c8df-7117-b15e-3aa959c0b59e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PropertyPlantAndEquipmentNet"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019e1d3c-c8df-7792-854d-c4db9bb634a9" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_019e1d3c-c8df-7117-b15e-3aa959c0b59e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseRightOfUseAsset_019e1d3c-c8df-7b55-b2e1-32b4021774a9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OperatingLeaseRightOfUseAsset"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019e1d3c-c8df-7792-854d-c4db9bb634a9" xlink:to="loc_us-gaap_OperatingLeaseRightOfUseAsset_019e1d3c-c8df-7b55-b2e1-32b4021774a9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_LoansEligibleForRepurchaseAsset_019e1d3c-c8df-706c-bbc1-c277b55ee172" xlink:href="ldi-20260630.xsd#ldi_LoansEligibleForRepurchaseAsset"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019e1d3c-c8df-7792-854d-c4db9bb634a9" xlink:to="loc_ldi_LoansEligibleForRepurchaseAsset_019e1d3c-c8df-706c-bbc1-c277b55ee172" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityMethodInvestments_019e1d3c-c8df-794e-bf5b-1e496d0f0988" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquityMethodInvestments"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019e1d3c-c8df-7792-854d-c4db9bb634a9" xlink:to="loc_us-gaap_EquityMethodInvestments_019e1d3c-c8df-794e-bf5b-1e496d0f0988" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssets_019e1d3c-c8df-7694-9a06-d4e330222239" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherAssets"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019e1d3c-c8df-7792-854d-c4db9bb634a9" xlink:to="loc_us-gaap_OtherAssets_019e1d3c-c8df-7694-9a06-d4e330222239" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_019e1d3c-c8df-73ad-92c8-6ccca98ebb0d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Assets"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019e1d3c-c8df-7792-854d-c4db9bb634a9" xlink:to="loc_us-gaap_Assets_019e1d3c-c8df-73ad-92c8-6ccca98ebb0d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_019e1d3c-c8df-7094-b006-9f8457a1d32d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019e1d3c-c8df-7608-91a5-c3747406b780" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_019e1d3c-c8df-7094-b006-9f8457a1d32d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAbstract_019e1d3c-c8df-7d11-9d57-d5f54621bf82" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilitiesAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_019e1d3c-c8df-7094-b006-9f8457a1d32d" xlink:to="loc_us-gaap_LiabilitiesAbstract_019e1d3c-c8df-7d11-9d57-d5f54621bf82" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WarehouseAgreementBorrowings_019e1d3c-c8df-7e82-9229-e5314fc71f7f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_WarehouseAgreementBorrowings"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_019e1d3c-c8df-7d11-9d57-d5f54621bf82" xlink:to="loc_us-gaap_WarehouseAgreementBorrowings_019e1d3c-c8df-7e82-9229-e5314fc71f7f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_AccountsPayableAccruedExpensesAndOtherLiabilities_019e1d3c-c8df-7179-b2a6-e3bcd86fbb85" xlink:href="ldi-20260630.xsd#ldi_AccountsPayableAccruedExpensesAndOtherLiabilities"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_019e1d3c-c8df-7d11-9d57-d5f54621bf82" xlink:to="loc_ldi_AccountsPayableAccruedExpensesAndOtherLiabilities_019e1d3c-c8df-7179-b2a6-e3bcd86fbb85" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilities_019e1d3c-c8df-7761-885f-eb2b9b0fb424" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeLiabilities"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_019e1d3c-c8df-7d11-9d57-d5f54621bf82" xlink:to="loc_us-gaap_DerivativeLiabilities_019e1d3c-c8df-7761-885f-eb2b9b0fb424" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_LoansEligibleForRepurchaseLiability_019e1d3c-c8df-7b82-8cb5-8bcc3b9f288e" xlink:href="ldi-20260630.xsd#ldi_LoansEligibleForRepurchaseLiability"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_019e1d3c-c8df-7d11-9d57-d5f54621bf82" xlink:to="loc_ldi_LoansEligibleForRepurchaseLiability_019e1d3c-c8df-7b82-8cb5-8bcc3b9f288e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseLiability_019e1d3c-c8df-7ca2-a556-57352831ec9c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OperatingLeaseLiability"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_019e1d3c-c8df-7d11-9d57-d5f54621bf82" xlink:to="loc_us-gaap_OperatingLeaseLiability_019e1d3c-c8df-7ca2-a556-57352831ec9c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebt_019e1d3c-c8df-76e4-815c-17347b976cb4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongTermDebt"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_019e1d3c-c8df-7d11-9d57-d5f54621bf82" xlink:to="loc_us-gaap_LongTermDebt_019e1d3c-c8df-76e4-815c-17347b976cb4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_019e1d3c-c8df-7a54-86db-dcd09b9a5b94" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Liabilities"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_019e1d3c-c8df-7d11-9d57-d5f54621bf82" xlink:to="loc_us-gaap_Liabilities_019e1d3c-c8df-7a54-86db-dcd09b9a5b94" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingencies_019e1d3c-c8df-7a27-b3fb-f37f02e94523" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommitmentsAndContingencies"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_019e1d3c-c8df-7094-b006-9f8457a1d32d" xlink:to="loc_us-gaap_CommitmentsAndContingencies_019e1d3c-c8df-7a27-b3fb-f37f02e94523" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_019e1d3c-c8df-7c30-9f5a-63dfdad0b5e6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_019e1d3c-c8df-7094-b006-9f8457a1d32d" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_019e1d3c-c8df-7c30-9f5a-63dfdad0b5e6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockValue_019e1d3c-c8df-75f0-91de-9c43a95801c9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_019e1d3c-c8df-7c30-9f5a-63dfdad0b5e6" xlink:to="loc_us-gaap_CommonStockValue_019e1d3c-c8df-75f0-91de-9c43a95801c9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockValue_019e1d3c-c8df-7494-9d8d-cb07a1d6ecc5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PreferredStockValue"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_019e1d3c-c8df-7c30-9f5a-63dfdad0b5e6" xlink:to="loc_us-gaap_PreferredStockValue_019e1d3c-c8df-7494-9d8d-cb07a1d6ecc5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockCommonValue_019e1d3c-c8df-720c-8bf3-1245209a4a6e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TreasuryStockCommonValue"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_019e1d3c-c8df-7c30-9f5a-63dfdad0b5e6" xlink:to="loc_us-gaap_TreasuryStockCommonValue_019e1d3c-c8df-720c-8bf3-1245209a4a6e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapital_019e1d3c-c8df-7bf5-befb-5c49bb85466f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AdditionalPaidInCapital"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_019e1d3c-c8df-7c30-9f5a-63dfdad0b5e6" xlink:to="loc_us-gaap_AdditionalPaidInCapital_019e1d3c-c8df-7bf5-befb-5c49bb85466f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_019e1d3c-c8df-7900-88e2-655e1c7cfc5d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RetainedEarningsAccumulatedDeficit"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_019e1d3c-c8df-7c30-9f5a-63dfdad0b5e6" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_019e1d3c-c8df-7900-88e2-655e1c7cfc5d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MinorityInterest_019e1d3c-c8df-7036-9bed-dad8f69475e2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MinorityInterest"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_019e1d3c-c8df-7c30-9f5a-63dfdad0b5e6" xlink:to="loc_us-gaap_MinorityInterest_019e1d3c-c8df-7036-9bed-dad8f69475e2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_019e1d3c-c8df-7a34-af71-a2543bc32ab8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterestAbstract_019e1d3c-c8df-7c30-9f5a-63dfdad0b5e6" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_019e1d3c-c8df-7a34-af71-a2543bc32ab8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_019e1d3c-c8df-7750-bf11-177d290c161b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilitiesAndStockholdersEquity"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_019e1d3c-c8df-7094-b006-9f8457a1d32d" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquity_019e1d3c-c8df-7750-bf11-177d290c161b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/CONSOLIDATEDBALANCESHEETSParenthetical" xlink:type="simple" xlink:href="ldi-20260630.xsd#CONSOLIDATEDBALANCESHEETSParenthetical"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/CONSOLIDATEDBALANCESHEETSParenthetical" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract_019e1d3c-c8df-78ca-bcfd-994b1854a43b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementOfFinancialPositionAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementTable_019e1d3c-c8df-7486-a4bc-5562da58b936" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_019e1d3c-c8df-78ca-bcfd-994b1854a43b" xlink:to="loc_us-gaap_StatementTable_019e1d3c-c8df-7486-a4bc-5562da58b936" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PledgedStatusAxis_019e1d3c-c8df-7b29-a18f-25e334749622" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PledgedStatusAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_019e1d3c-c8df-7486-a4bc-5562da58b936" xlink:to="loc_us-gaap_PledgedStatusAxis_019e1d3c-c8df-7b29-a18f-25e334749622" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PledgedStatusDomain_019e1d3c-c8df-727e-8281-5d31b7921bef" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PledgedStatusDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PledgedStatusAxis_019e1d3c-c8df-7b29-a18f-25e334749622" xlink:to="loc_us-gaap_PledgedStatusDomain_019e1d3c-c8df-727e-8281-5d31b7921bef" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetPledgedAsCollateralMember_019e1d3c-c8df-716e-abe5-a25e37148ae6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetPledgedAsCollateralMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PledgedStatusDomain_019e1d3c-c8df-727e-8281-5d31b7921bef" xlink:to="loc_us-gaap_AssetPledgedAsCollateralMember_019e1d3c-c8df-716e-abe5-a25e37148ae6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_019e1d3c-c8df-7e39-be47-f131d3f161dc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_019e1d3c-c8df-7486-a4bc-5562da58b936" xlink:to="loc_us-gaap_StatementClassOfStockAxis_019e1d3c-c8df-7e39-be47-f131d3f161dc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_019e1d3c-c8df-71e5-854c-5b1742fcc772" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_019e1d3c-c8df-7e39-be47-f131d3f161dc" xlink:to="loc_us-gaap_ClassOfStockDomain_019e1d3c-c8df-71e5-854c-5b1742fcc772" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassAMember_019e1d3c-c8df-76dd-a6be-7711dcd15e1e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonClassAMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_019e1d3c-c8df-71e5-854c-5b1742fcc772" xlink:to="loc_us-gaap_CommonClassAMember_019e1d3c-c8df-76dd-a6be-7711dcd15e1e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassBMember_019e1d3c-c8df-7524-8f13-ba2e21237023" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonClassBMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_019e1d3c-c8df-71e5-854c-5b1742fcc772" xlink:to="loc_us-gaap_CommonClassBMember_019e1d3c-c8df-7524-8f13-ba2e21237023" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassCMember_019e1d3c-c8df-72ab-b8b8-318265f0cb91" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonClassCMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_019e1d3c-c8df-71e5-854c-5b1742fcc772" xlink:to="loc_us-gaap_CommonClassCMember_019e1d3c-c8df-72ab-b8b8-318265f0cb91" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_CommonClassDMember_019e1d3c-c8df-7d84-aabf-c301ae8e43e9" xlink:href="ldi-20260630.xsd#ldi_CommonClassDMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_019e1d3c-c8df-71e5-854c-5b1742fcc772" xlink:to="loc_ldi_CommonClassDMember_019e1d3c-c8df-7d84-aabf-c301ae8e43e9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementLineItems_019e1d3c-c8df-7641-9ad1-68fe8c51e7f4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_019e1d3c-c8df-7486-a4bc-5562da58b936" xlink:to="loc_us-gaap_StatementLineItems_019e1d3c-c8df-7641-9ad1-68fe8c51e7f4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_019e1d3c-c8df-7d0f-ace1-88a5d229ec3e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019e1d3c-c8df-7641-9ad1-68fe8c51e7f4" xlink:to="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_019e1d3c-c8df-7d0f-ace1-88a5d229ec3e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAmount_019e1d3c-c8df-7498-9be6-fed3a83dc47f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetAtFairValueAmount"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019e1d3c-c8df-7641-9ad1-68fe8c51e7f4" xlink:to="loc_us-gaap_ServicingAssetAtFairValueAmount_019e1d3c-c8df-7498-9be6-fed3a83dc47f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockParOrStatedValuePerShare_019e1d3c-c8df-7150-9d20-326884780869" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockParOrStatedValuePerShare"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019e1d3c-c8df-7641-9ad1-68fe8c51e7f4" xlink:to="loc_us-gaap_CommonStockParOrStatedValuePerShare_019e1d3c-c8df-7150-9d20-326884780869" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesAuthorized_019e1d3c-c8df-7e75-9bb5-75e0fe5f7016" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockSharesAuthorized"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019e1d3c-c8df-7641-9ad1-68fe8c51e7f4" xlink:to="loc_us-gaap_CommonStockSharesAuthorized_019e1d3c-c8df-7e75-9bb5-75e0fe5f7016" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesIssued_019e1d3c-c8df-7e63-b7ee-8bd508dd942a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockSharesIssued"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019e1d3c-c8df-7641-9ad1-68fe8c51e7f4" xlink:to="loc_us-gaap_CommonStockSharesIssued_019e1d3c-c8df-7e63-b7ee-8bd508dd942a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockParOrStatedValuePerShare_019e1d3c-c8df-7e6c-98a9-25142ddc8c1a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PreferredStockParOrStatedValuePerShare"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019e1d3c-c8df-7641-9ad1-68fe8c51e7f4" xlink:to="loc_us-gaap_PreferredStockParOrStatedValuePerShare_019e1d3c-c8df-7e6c-98a9-25142ddc8c1a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockSharesAuthorized_019e1d3c-c8df-73a7-978d-5d7427ab0d74" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PreferredStockSharesAuthorized"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019e1d3c-c8df-7641-9ad1-68fe8c51e7f4" xlink:to="loc_us-gaap_PreferredStockSharesAuthorized_019e1d3c-c8df-73a7-978d-5d7427ab0d74" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockSharesIssued_019e1d3c-c8df-7b92-94c8-9c3dd6ccdbca" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PreferredStockSharesIssued"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019e1d3c-c8df-7641-9ad1-68fe8c51e7f4" xlink:to="loc_us-gaap_PreferredStockSharesIssued_019e1d3c-c8df-7b92-94c8-9c3dd6ccdbca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockCommonShares_019e1d3c-c8df-729c-b16e-e808c3741031" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TreasuryStockCommonShares"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019e1d3c-c8df-7641-9ad1-68fe8c51e7f4" xlink:to="loc_us-gaap_TreasuryStockCommonShares_019e1d3c-c8df-729c-b16e-e808c3741031" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/CONSOLIDATEDSTATEMENTSOFOPERATIONS" xlink:type="simple" xlink:href="ldi-20260630.xsd#CONSOLIDATEDSTATEMENTSOFOPERATIONS"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/CONSOLIDATEDSTATEMENTSOFOPERATIONS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeStatementAbstract_019e1d3c-c8df-7447-92c8-b73ddc39a859" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeStatementAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenuesAbstract_019e1d3c-c8df-7587-823e-cfabd348947b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RevenuesAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_019e1d3c-c8df-7447-92c8-b73ddc39a859" xlink:to="loc_us-gaap_RevenuesAbstract_019e1d3c-c8df-7587-823e-cfabd348947b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestAndFeeIncomeLoansAndLeases_019e1d3c-c8df-7280-9e05-de47a09f642f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_019e1d3c-c8df-7587-823e-cfabd348947b" xlink:to="loc_us-gaap_InterestAndFeeIncomeLoansAndLeases_019e1d3c-c8df-7280-9e05-de47a09f642f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseOperating_019e1d3c-c8df-73f4-a843-719a071e55f4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestExpenseOperating"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_019e1d3c-c8df-7587-823e-cfabd348947b" xlink:to="loc_us-gaap_InterestExpenseOperating_019e1d3c-c8df-73f4-a843-719a071e55f4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestIncomeExpenseNet_019e1d3c-c8df-7e9d-ad1a-9772dd1c6974" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestIncomeExpenseNet"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_019e1d3c-c8df-7587-823e-cfabd348947b" xlink:to="loc_us-gaap_InterestIncomeExpenseNet_019e1d3c-c8df-7e9d-ad1a-9772dd1c6974" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_GainOnOriginationAndSaleOfLoansNet_019e1d3c-c8df-7aef-832d-e58bce1d33ed" xlink:href="ldi-20260630.xsd#ldi_GainOnOriginationAndSaleOfLoansNet"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_019e1d3c-c8df-7587-823e-cfabd348947b" xlink:to="loc_ldi_GainOnOriginationAndSaleOfLoansNet_019e1d3c-c8df-7aef-832d-e58bce1d33ed" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_OriginationIncomeNet_019e1d3c-c8df-7922-9d13-5e0b1cf08a24" xlink:href="ldi-20260630.xsd#ldi_OriginationIncomeNet"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_019e1d3c-c8df-7587-823e-cfabd348947b" xlink:to="loc_ldi_OriginationIncomeNet_019e1d3c-c8df-7922-9d13-5e0b1cf08a24" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets_019e1d3c-c8df-75f9-bcdc-8f89dd2a92d8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_019e1d3c-c8df-7587-823e-cfabd348947b" xlink:to="loc_us-gaap_ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets_019e1d3c-c8df-75f9-bcdc-8f89dd2a92d8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ChangesInFairValueOfServicingRightsNet_019e1d3c-c8df-7e45-a177-b96e692d3396" xlink:href="ldi-20260630.xsd#ldi_ChangesInFairValueOfServicingRightsNet"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_019e1d3c-c8df-7587-823e-cfabd348947b" xlink:to="loc_ldi_ChangesInFairValueOfServicingRightsNet_019e1d3c-c8df-7e45-a177-b96e692d3396" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherIncome_019e1d3c-c8df-7176-8ad7-6e6d5102ea2d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherIncome"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_019e1d3c-c8df-7587-823e-cfabd348947b" xlink:to="loc_us-gaap_OtherIncome_019e1d3c-c8df-7176-8ad7-6e6d5102ea2d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenuesNetOfInterestExpense_019e1d3c-c8df-710a-810e-a836c09493c9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RevenuesNetOfInterestExpense"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_019e1d3c-c8df-7587-823e-cfabd348947b" xlink:to="loc_us-gaap_RevenuesNetOfInterestExpense_019e1d3c-c8df-710a-810e-a836c09493c9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CostsAndExpensesAbstract_019e1d3c-c8df-71e7-a066-600421c06699" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CostsAndExpensesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_019e1d3c-c8df-7447-92c8-b73ddc39a859" xlink:to="loc_us-gaap_CostsAndExpensesAbstract_019e1d3c-c8df-71e7-a066-600421c06699" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LaborAndRelatedExpense_019e1d3c-c8df-7f6b-91c2-94b30f0232a9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LaborAndRelatedExpense"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_019e1d3c-c8df-71e7-a066-600421c06699" xlink:to="loc_us-gaap_LaborAndRelatedExpense_019e1d3c-c8df-7f6b-91c2-94b30f0232a9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MarketingAndAdvertisingExpense_019e1d3c-c8df-72c2-bc87-4cd37e962ee4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MarketingAndAdvertisingExpense"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_019e1d3c-c8df-71e7-a066-600421c06699" xlink:to="loc_us-gaap_MarketingAndAdvertisingExpense_019e1d3c-c8df-72c2-bc87-4cd37e962ee4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_DirectOriginationExpense_019e1d3c-c8df-7f09-857c-37d194ee82d8" xlink:href="ldi-20260630.xsd#ldi_DirectOriginationExpense"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_019e1d3c-c8df-71e7-a066-600421c06699" xlink:to="loc_ldi_DirectOriginationExpense_019e1d3c-c8df-7f09-857c-37d194ee82d8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GeneralAndAdministrativeExpense_019e1d3c-c8df-7778-8ee0-d310409ec124" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GeneralAndAdministrativeExpense"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_019e1d3c-c8df-71e7-a066-600421c06699" xlink:to="loc_us-gaap_GeneralAndAdministrativeExpense_019e1d3c-c8df-7778-8ee0-d310409ec124" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OccupancyNet_019e1d3c-c8df-7024-ae98-2431cbbe2b6d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OccupancyNet"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_019e1d3c-c8df-71e7-a066-600421c06699" xlink:to="loc_us-gaap_OccupancyNet_019e1d3c-c8df-7024-ae98-2431cbbe2b6d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepreciationAndAmortization_019e1d3c-c8df-799e-aa94-bc14a131d4a9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DepreciationAndAmortization"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_019e1d3c-c8df-71e7-a066-600421c06699" xlink:to="loc_us-gaap_DepreciationAndAmortization_019e1d3c-c8df-799e-aa94-bc14a131d4a9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ServicingExpense_019e1d3c-c8df-7da4-967e-fa0031775421" xlink:href="ldi-20260630.xsd#ldi_ServicingExpense"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_019e1d3c-c8df-71e7-a066-600421c06699" xlink:to="loc_ldi_ServicingExpense_019e1d3c-c8df-7da4-967e-fa0031775421" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseNonoperating_019e1d3c-c8df-72a6-912c-ee05bebe1bfb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestExpenseNonoperating"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_019e1d3c-c8df-71e7-a066-600421c06699" xlink:to="loc_us-gaap_InterestExpenseNonoperating_019e1d3c-c8df-72a6-912c-ee05bebe1bfb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CostsAndExpenses_019e1d3c-c8df-7133-9ba3-91d28153a147" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CostsAndExpenses"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_019e1d3c-c8df-71e7-a066-600421c06699" xlink:to="loc_us-gaap_CostsAndExpenses_019e1d3c-c8df-7133-9ba3-91d28153a147" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_019e1d3c-c8df-70a1-8017-ff287e8bf572" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_019e1d3c-c8df-7447-92c8-b73ddc39a859" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_019e1d3c-c8df-70a1-8017-ff287e8bf572" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_019e1d3c-c8df-7f32-9a94-b73ad5ead3c3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_019e1d3c-c8df-7447-92c8-b73ddc39a859" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_019e1d3c-c8df-7f32-9a94-b73ad5ead3c3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfitLoss_019e1d3c-c8df-7980-898a-2a7d3d6cb04a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProfitLoss"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_019e1d3c-c8df-7447-92c8-b73ddc39a859" xlink:to="loc_us-gaap_ProfitLoss_019e1d3c-c8df-7980-898a-2a7d3d6cb04a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_019e1d3c-c8df-7170-9274-95d89bc7124e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetIncomeLossAttributableToNoncontrollingInterest"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_019e1d3c-c8df-7447-92c8-b73ddc39a859" xlink:to="loc_us-gaap_NetIncomeLossAttributableToNoncontrollingInterest_019e1d3c-c8df-7170-9274-95d89bc7124e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_019e1d3c-c8df-7fa8-80f2-4e85c10b9b2a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_019e1d3c-c8df-7447-92c8-b73ddc39a859" xlink:to="loc_us-gaap_NetIncomeLoss_019e1d3c-c8df-7fa8-80f2-4e85c10b9b2a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_019e1d3c-c8df-7bd1-aa7a-6ba323df6059" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_019e1d3c-c8df-7447-92c8-b73ddc39a859" xlink:to="loc_us-gaap_EarningsPerShareAbstract_019e1d3c-c8df-7bd1-aa7a-6ba323df6059" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareBasic_019e1d3c-c8df-765e-8f1d-7682206b1b23" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareBasic"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_019e1d3c-c8df-7bd1-aa7a-6ba323df6059" xlink:to="loc_us-gaap_EarningsPerShareBasic_019e1d3c-c8df-765e-8f1d-7682206b1b23" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareDiluted_019e1d3c-c8df-7376-931a-f8f637712577" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareDiluted"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_019e1d3c-c8df-7bd1-aa7a-6ba323df6059" xlink:to="loc_us-gaap_EarningsPerShareDiluted_019e1d3c-c8df-7376-931a-f8f637712577" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingDilutedDisclosureItemsAbstract_019e1d3c-c8df-7973-b53f-1d3596608fb9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingDilutedDisclosureItemsAbstract"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_019e1d3c-c8df-7447-92c8-b73ddc39a859" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingDilutedDisclosureItemsAbstract_019e1d3c-c8df-7973-b53f-1d3596608fb9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_019e1d3c-c8df-7305-9812-20c142557002" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingDilutedDisclosureItemsAbstract_019e1d3c-c8df-7973-b53f-1d3596608fb9" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_019e1d3c-c8df-7305-9812-20c142557002" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_019e1d3c-c8df-7048-8b66-69e3d11ee8f4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingDilutedDisclosureItemsAbstract_019e1d3c-c8df-7973-b53f-1d3596608fb9" xlink:to="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_019e1d3c-c8df-7048-8b66-69e3d11ee8f4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/CONSOLIDATEDSTATEMENTSOFEQUITY" xlink:type="simple" xlink:href="ldi-20260630.xsd#CONSOLIDATEDSTATEMENTSOFEQUITY"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/CONSOLIDATEDSTATEMENTSOFEQUITY" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfStockholdersEquityAbstract_019e1d3c-c8df-734b-9fdc-ecd4e4907311" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementOfStockholdersEquityAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementTable_019e1d3c-c8df-7e97-8bb0-458f11f3ccad" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfStockholdersEquityAbstract_019e1d3c-c8df-734b-9fdc-ecd4e4907311" xlink:to="loc_us-gaap_StatementTable_019e1d3c-c8df-7e97-8bb0-458f11f3ccad" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_019e1d3c-c8df-7257-a783-189c3e811031" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementEquityComponentsAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_019e1d3c-c8df-7e97-8bb0-458f11f3ccad" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_019e1d3c-c8df-7257-a783-189c3e811031" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_019e1d3c-c8df-7398-9b14-f8ece9d12ede" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquityComponentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_019e1d3c-c8df-7257-a783-189c3e811031" xlink:to="loc_us-gaap_EquityComponentDomain_019e1d3c-c8df-7398-9b14-f8ece9d12ede" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockMember_019e1d3c-c8df-7058-80e5-8057358f88ec" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_019e1d3c-c8df-7398-9b14-f8ece9d12ede" xlink:to="loc_us-gaap_CommonStockMember_019e1d3c-c8df-7058-80e5-8057358f88ec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockCommonMember_019e1d3c-c8df-7407-abb4-7c10342b6e00" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TreasuryStockCommonMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_019e1d3c-c8df-7398-9b14-f8ece9d12ede" xlink:to="loc_us-gaap_TreasuryStockCommonMember_019e1d3c-c8df-7407-abb4-7c10342b6e00" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapitalMember_019e1d3c-c8df-79d3-b5eb-cee170d20d79" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AdditionalPaidInCapitalMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_019e1d3c-c8df-7398-9b14-f8ece9d12ede" xlink:to="loc_us-gaap_AdditionalPaidInCapitalMember_019e1d3c-c8df-79d3-b5eb-cee170d20d79" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsMember_019e1d3c-c8df-72cf-8bcc-beaa8040aba5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RetainedEarningsMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_019e1d3c-c8df-7398-9b14-f8ece9d12ede" xlink:to="loc_us-gaap_RetainedEarningsMember_019e1d3c-c8df-72cf-8bcc-beaa8040aba5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoncontrollingInterestMember_019e1d3c-c8df-7596-bbfd-0d3cb1a64de7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NoncontrollingInterestMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_019e1d3c-c8df-7398-9b14-f8ece9d12ede" xlink:to="loc_us-gaap_NoncontrollingInterestMember_019e1d3c-c8df-7596-bbfd-0d3cb1a64de7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_019e1d3c-c8df-71ba-ab17-08d3bb695d4a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_019e1d3c-c8df-7e97-8bb0-458f11f3ccad" xlink:to="loc_us-gaap_StatementClassOfStockAxis_019e1d3c-c8df-71ba-ab17-08d3bb695d4a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_019e1d3c-c8df-7261-9267-596ffb2b30f5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_019e1d3c-c8df-71ba-ab17-08d3bb695d4a" xlink:to="loc_us-gaap_ClassOfStockDomain_019e1d3c-c8df-7261-9267-596ffb2b30f5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassAMember_019e1d3c-c8df-7601-aae1-4ef932bc9952" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonClassAMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_019e1d3c-c8df-7261-9267-596ffb2b30f5" xlink:to="loc_us-gaap_CommonClassAMember_019e1d3c-c8df-7601-aae1-4ef932bc9952" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassBMember_019e1d3c-c8df-788a-b9e7-8fdadd69db86" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonClassBMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_019e1d3c-c8df-7261-9267-596ffb2b30f5" xlink:to="loc_us-gaap_CommonClassBMember_019e1d3c-c8df-788a-b9e7-8fdadd69db86" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassCMember_019e1d3c-c8df-7798-9455-70694d52a8e0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonClassCMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_019e1d3c-c8df-7261-9267-596ffb2b30f5" xlink:to="loc_us-gaap_CommonClassCMember_019e1d3c-c8df-7798-9455-70694d52a8e0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_CommonClassDMember_019e1d3c-c8df-7a6e-8b28-eb479b328672" xlink:href="ldi-20260630.xsd#ldi_CommonClassDMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_019e1d3c-c8df-7261-9267-596ffb2b30f5" xlink:to="loc_ldi_CommonClassDMember_019e1d3c-c8df-7a6e-8b28-eb479b328672" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementLineItems_019e1d3c-c8df-793d-9fbb-fafd71ab02b5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_019e1d3c-c8df-7e97-8bb0-458f11f3ccad" xlink:to="loc_us-gaap_StatementLineItems_019e1d3c-c8df-793d-9fbb-fafd71ab02b5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019e1d3c-c8df-78b6-a000-5bc99e69109c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInStockholdersEquityRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_019e1d3c-c8df-793d-9fbb-fafd71ab02b5" xlink:to="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019e1d3c-c8df-78b6-a000-5bc99e69109c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_019e1d3c-c8df-739f-a423-2302056c3b0c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockSharesOutstanding"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019e1d3c-c8df-78b6-a000-5bc99e69109c" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_019e1d3c-c8df-739f-a423-2302056c3b0c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_019e1d3c-c8df-774d-91c6-1f3381d79222" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019e1d3c-c8df-78b6-a000-5bc99e69109c" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_019e1d3c-c8df-774d-91c6-1f3381d79222" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_AdjustmentsToAdditionalPaidInCapitalTaxAdjustments_019e1d3c-c8df-71fb-a862-872ed6a23911" xlink:href="ldi-20260630.xsd#ldi_AdjustmentsToAdditionalPaidInCapitalTaxAdjustments"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019e1d3c-c8df-78b6-a000-5bc99e69109c" xlink:to="loc_ldi_AdjustmentsToAdditionalPaidInCapitalTaxAdjustments_019e1d3c-c8df-71fb-a862-872ed6a23911" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_StockIssuedDuringPeriodSharesAmendmentToCertificateOfIncorporation_019ef008-b477-7a44-98a4-82ee317ca515" xlink:href="ldi-20260630.xsd#ldi_StockIssuedDuringPeriodSharesAmendmentToCertificateOfIncorporation"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019e1d3c-c8df-78b6-a000-5bc99e69109c" xlink:to="loc_ldi_StockIssuedDuringPeriodSharesAmendmentToCertificateOfIncorporation_019ef008-b477-7a44-98a4-82ee317ca515" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_StockIssuedDuringPeriodValueAmendmentToCertificateOfIncorporation_019ef008-f7c8-74a2-8183-f3bc2dfe86f9" xlink:href="ldi-20260630.xsd#ldi_StockIssuedDuringPeriodValueAmendmentToCertificateOfIncorporation"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019e1d3c-c8df-78b6-a000-5bc99e69109c" xlink:to="loc_ldi_StockIssuedDuringPeriodValueAmendmentToCertificateOfIncorporation_019ef008-f7c8-74a2-8183-f3bc2dfe86f9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_StockVestedDuringPeriodShares_019e1d3c-c8df-730b-85df-79b1f1684487" xlink:href="ldi-20260630.xsd#ldi_StockVestedDuringPeriodShares"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019e1d3c-c8df-78b6-a000-5bc99e69109c" xlink:to="loc_ldi_StockVestedDuringPeriodShares_019e1d3c-c8df-730b-85df-79b1f1684487" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_StockVestedDuringPeriodValue_019e1d3c-c8df-761c-9a64-da1fc7685026" xlink:href="ldi-20260630.xsd#ldi_StockVestedDuringPeriodValue"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019e1d3c-c8df-78b6-a000-5bc99e69109c" xlink:to="loc_ldi_StockVestedDuringPeriodValue_019e1d3c-c8df-761c-9a64-da1fc7685026" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_019e1d3c-c8df-78b3-b4e0-fbabe2b5770a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019e1d3c-c8df-78b6-a000-5bc99e69109c" xlink:to="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_019e1d3c-c8df-78b3-b4e0-fbabe2b5770a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_DistributionsForStateTaxes_019e1d3c-c8df-76b4-8b97-d1aa73017c49" xlink:href="ldi-20260630.xsd#ldi_DistributionsForStateTaxes"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019e1d3c-c8df-78b6-a000-5bc99e69109c" xlink:to="loc_ldi_DistributionsForStateTaxes_019e1d3c-c8df-76b4-8b97-d1aa73017c49" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_RefundsOfTaxDistributions_019e1d3c-c8df-7a1d-a4d0-af5268d78dae" xlink:href="ldi-20260630.xsd#ldi_RefundsOfTaxDistributions"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019e1d3c-c8df-78b6-a000-5bc99e69109c" xlink:to="loc_ldi_RefundsOfTaxDistributions_019e1d3c-c8df-7a1d-a4d0-af5268d78dae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfitLoss_019e1d3c-c8df-7b2d-92ff-2f569a3908b2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProfitLoss"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019e1d3c-c8df-78b6-a000-5bc99e69109c" xlink:to="loc_us-gaap_ProfitLoss_019e1d3c-c8df-7b2d-92ff-2f569a3908b2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_019e1d3c-c8df-7c09-9682-f99ede44d85e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockSharesOutstanding"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019e1d3c-c8df-78b6-a000-5bc99e69109c" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_019e1d3c-c8df-7c09-9682-f99ede44d85e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_019e1d3c-c8df-71e2-bded-d671e8b1ac93" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_019e1d3c-c8df-78b6-a000-5bc99e69109c" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_019e1d3c-c8df-71e2-bded-d671e8b1ac93" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/CONSOLIDATEDSTATEMENTSOFCASHFLOWS" xlink:type="simple" xlink:href="ldi-20260630.xsd#CONSOLIDATEDSTATEMENTSOFCASHFLOWS"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/CONSOLIDATEDSTATEMENTSOFCASHFLOWS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfCashFlowsAbstract_019e1d3c-c8df-74b4-acda-19c60905dbde" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementOfCashFlowsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_019e1d3c-c8df-70d6-8349-0866fe615b73" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_019e1d3c-c8df-74b4-acda-19c60905dbde" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_019e1d3c-c8df-70d6-8349-0866fe615b73" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfitLoss_019e1d3c-c8df-71fe-b858-b3dca90314c2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProfitLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_019e1d3c-c8df-70d6-8349-0866fe615b73" xlink:to="loc_us-gaap_ProfitLoss_019e1d3c-c8df-71fe-b858-b3dca90314c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019e1d3c-c8df-7fd1-9974-251cfecc1953" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_019e1d3c-c8df-70d6-8349-0866fe615b73" xlink:to="loc_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019e1d3c-c8df-7fd1-9974-251cfecc1953" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepreciationAndAmortization_019e1d3c-c8df-751f-9266-874abd22f701" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DepreciationAndAmortization"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019e1d3c-c8df-7fd1-9974-251cfecc1953" xlink:to="loc_us-gaap_DepreciationAndAmortization_019e1d3c-c8df-751f-9266-874abd22f701" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseRightOfUseAssetAmortizationExpense_019e1d3c-c8df-755b-8d6a-80fc79ed2586" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OperatingLeaseRightOfUseAssetAmortizationExpense"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019e1d3c-c8df-7fd1-9974-251cfecc1953" xlink:to="loc_us-gaap_OperatingLeaseRightOfUseAssetAmortizationExpense_019e1d3c-c8df-755b-8d6a-80fc79ed2586" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AmortizationOfFinancingCosts_019e1d3c-c8df-723e-a8fe-02b39fc74208" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AmortizationOfFinancingCosts"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019e1d3c-c8df-7fd1-9974-251cfecc1953" xlink:to="loc_us-gaap_AmortizationOfFinancingCosts_019e1d3c-c8df-723e-a8fe-02b39fc74208" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_GainOnOriginationAndSaleOfLoans_019e1d3c-c8df-7b68-9beb-28d8573b7132" xlink:href="ldi-20260630.xsd#ldi_GainOnOriginationAndSaleOfLoans"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019e1d3c-c8df-7fd1-9974-251cfecc1953" xlink:to="loc_ldi_GainOnOriginationAndSaleOfLoans_019e1d3c-c8df-7b68-9beb-28d8573b7132" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesTradingUnrealizedGainLoss_019e1d3c-c8df-7546-81ad-4561a4dc5a5b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesTradingUnrealizedGainLoss"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019e1d3c-c8df-7fd1-9974-251cfecc1953" xlink:to="loc_us-gaap_DebtSecuritiesTradingUnrealizedGainLoss_019e1d3c-c8df-7546-81ad-4561a4dc5a5b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ProvisionForLossObligationOnSoldLoansAndServicingRights_019e1d3c-c8df-7018-a938-a9eb62e005a0" xlink:href="ldi-20260630.xsd#ldi_ProvisionForLossObligationOnSoldLoansAndServicingRights"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019e1d3c-c8df-7fd1-9974-251cfecc1953" xlink:to="loc_ldi_ProvisionForLossObligationOnSoldLoansAndServicingRights_019e1d3c-c8df-7018-a938-a9eb62e005a0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes_019e1d3c-c8df-7273-9d51-922f47bd20f3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInDeferredIncomeTaxes"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019e1d3c-c8df-7fd1-9974-251cfecc1953" xlink:to="loc_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes_019e1d3c-c8df-7273-9d51-922f47bd20f3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_FairValueAdjustmentOfDerivativeAssets_019e1d3c-c8df-7e79-beec-c6b022de06a0" xlink:href="ldi-20260630.xsd#ldi_FairValueAdjustmentOfDerivativeAssets"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019e1d3c-c8df-7fd1-9974-251cfecc1953" xlink:to="loc_ldi_FairValueAdjustmentOfDerivativeAssets_019e1d3c-c8df-7e79-beec-c6b022de06a0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_FairValueAdjustmentOfDerivativeLiabilitiesGainLoss_019e1d3c-c8df-7c73-b877-720a0006d97c" xlink:href="ldi-20260630.xsd#ldi_FairValueAdjustmentOfDerivativeLiabilitiesGainLoss"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019e1d3c-c8df-7fd1-9974-251cfecc1953" xlink:to="loc_ldi_FairValueAdjustmentOfDerivativeLiabilitiesGainLoss_019e1d3c-c8df-7c73-b877-720a0006d97c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_LoansReceivableHeldForSaleChangeInFairValue_019e1d3c-c8df-7969-a71b-193ec7a2a62d" xlink:href="ldi-20260630.xsd#ldi_LoansReceivableHeldForSaleChangeInFairValue"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019e1d3c-c8df-7fd1-9974-251cfecc1953" xlink:to="loc_ldi_LoansReceivableHeldForSaleChangeInFairValue_019e1d3c-c8df-7969-a71b-193ec7a2a62d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_GainLossOnChangesInFairValueForLoansHeldToMaturity_019e1d3c-c8df-7de6-b2e5-93f57a6aea68" xlink:href="ldi-20260630.xsd#ldi_GainLossOnChangesInFairValueForLoansHeldToMaturity"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019e1d3c-c8df-7fd1-9974-251cfecc1953" xlink:to="loc_ldi_GainLossOnChangesInFairValueForLoansHeldToMaturity_019e1d3c-c8df-7de6-b2e5-93f57a6aea68" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageServicingRightsMSRImpairmentRecovery_019e1d3c-c8df-773c-a13a-f78c5e7b6474" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MortgageServicingRightsMSRImpairmentRecovery"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019e1d3c-c8df-7fd1-9974-251cfecc1953" xlink:to="loc_us-gaap_MortgageServicingRightsMSRImpairmentRecovery_019e1d3c-c8df-773c-a13a-f78c5e7b6474" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensation_019e1d3c-c8df-7df3-a347-e98861cec189" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ShareBasedCompensation"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsNoncashItemsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_019e1d3c-c8df-7fd1-9974-251cfecc1953" xlink:to="loc_us-gaap_ShareBasedCompensation_019e1d3c-c8df-7df3-a347-e98861cec189" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_OriginationOfLoans_019e1d3c-c8df-725f-8b90-59111d4017c5" xlink:href="ldi-20260630.xsd#ldi_OriginationOfLoans"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_019e1d3c-c8df-70d6-8349-0866fe615b73" xlink:to="loc_ldi_OriginationOfLoans_019e1d3c-c8df-725f-8b90-59111d4017c5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ProceedsFromSaleOfLoansOperatingActivities_019e1d3c-c8df-7e2a-985d-6bfe3f895d66" xlink:href="ldi-20260630.xsd#ldi_ProceedsFromSaleOfLoansOperatingActivities"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_019e1d3c-c8df-70d6-8349-0866fe615b73" xlink:to="loc_ldi_ProceedsFromSaleOfLoansOperatingActivities_019e1d3c-c8df-7e2a-985d-6bfe3f895d66" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ProceedsFromPrincipalPaymentsOfLoansOperatingActivities_019e1d3c-c8df-722c-ae74-9332df209c16" xlink:href="ldi-20260630.xsd#ldi_ProceedsFromPrincipalPaymentsOfLoansOperatingActivities"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_019e1d3c-c8df-70d6-8349-0866fe615b73" xlink:to="loc_ldi_ProceedsFromPrincipalPaymentsOfLoansOperatingActivities_019e1d3c-c8df-722c-ae74-9332df209c16" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ProceedsFromPrincipalRepaymentLoanAndLeaseHeldForInvestmentOperatingActivities_019e1d3c-c8df-7530-b9b1-4c2450c0e5a5" xlink:href="ldi-20260630.xsd#ldi_ProceedsFromPrincipalRepaymentLoanAndLeaseHeldForInvestmentOperatingActivities"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_019e1d3c-c8df-70d6-8349-0866fe615b73" xlink:to="loc_ldi_ProceedsFromPrincipalRepaymentLoanAndLeaseHeldForInvestmentOperatingActivities_019e1d3c-c8df-7530-b9b1-4c2450c0e5a5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_PaymentsToInvestorsForLoanRepurchases_019e1d3c-c8df-734c-95b0-1a4c70bdf5f2" xlink:href="ldi-20260630.xsd#ldi_PaymentsToInvestorsForLoanRepurchases"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_019e1d3c-c8df-70d6-8349-0866fe615b73" xlink:to="loc_ldi_PaymentsToInvestorsForLoanRepurchases_019e1d3c-c8df-734c-95b0-1a4c70bdf5f2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_PremiumPaidReceivedOnDerivatives_019e1d3c-c8df-7cfc-8d65-354769b3e00d" xlink:href="ldi-20260630.xsd#ldi_PremiumPaidReceivedOnDerivatives"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_019e1d3c-c8df-70d6-8349-0866fe615b73" xlink:to="loc_ldi_PremiumPaidReceivedOnDerivatives_019e1d3c-c8df-7cfc-8d65-354769b3e00d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainsLossesOnExtinguishmentOfDebt_019fa3bf-0445-789a-a609-23818792edc1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GainsLossesOnExtinguishmentOfDebt"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_019e1d3c-c8df-70d6-8349-0866fe615b73" xlink:to="loc_us-gaap_GainsLossesOnExtinguishmentOfDebt_019fa3bf-0445-789a-a609-23818792edc1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityMethodInvestmentDividendsOrDistributions_019e1d3c-c8df-7450-9728-b3aa3b4e54f7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquityMethodInvestmentDividendsOrDistributions"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_019e1d3c-c8df-70d6-8349-0866fe615b73" xlink:to="loc_us-gaap_EquityMethodInvestmentDividendsOrDistributions_019e1d3c-c8df-7450-9728-b3aa3b4e54f7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_019e1d3c-c8df-77f8-8a9b-9e184c6d985d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_019e1d3c-c8df-70d6-8349-0866fe615b73" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_019e1d3c-c8df-77f8-8a9b-9e184c6d985d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019e1d3c-c8df-739e-88ab-1ec270587211" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_019e1d3c-c8df-70d6-8349-0866fe615b73" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019e1d3c-c8df-739e-88ab-1ec270587211" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019e1d3c-c8df-7273-8d36-2e2a9f565889" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_019e1d3c-c8df-74b4-acda-19c60905dbde" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019e1d3c-c8df-7273-8d36-2e2a9f565889" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_019e1d3c-c8df-74ac-9bc9-601957ec3775" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019e1d3c-c8df-7273-8d36-2e2a9f565889" xlink:to="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_019e1d3c-c8df-74ac-9bc9-601957ec3775" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfMortgageServicingRightsMSR_019e1d3c-c8df-7b14-8410-2ce15a9803b2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromSaleOfMortgageServicingRightsMSR"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019e1d3c-c8df-7273-8d36-2e2a9f565889" xlink:to="loc_us-gaap_ProceedsFromSaleOfMortgageServicingRightsMSR_019e1d3c-c8df-7b14-8410-2ce15a9803b2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromPaymentsForTradingSecurities_019e1d3c-c8df-7f39-8a4e-4a16bfa5c4f0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromPaymentsForTradingSecurities"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019e1d3c-c8df-7273-8d36-2e2a9f565889" xlink:to="loc_us-gaap_ProceedsFromPaymentsForTradingSecurities_019e1d3c-c8df-7f39-8a4e-4a16bfa5c4f0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireInterestInJointVenture_019e1d3c-c8df-7df4-b3cb-0b4dcf54461a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsToAcquireInterestInJointVenture"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019e1d3c-c8df-7273-8d36-2e2a9f565889" xlink:to="loc_us-gaap_PaymentsToAcquireInterestInJointVenture_019e1d3c-c8df-7df4-b3cb-0b4dcf54461a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019e1d3c-c8df-7b5d-acd8-dcd18708d448" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_019e1d3c-c8df-7273-8d36-2e2a9f565889" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019e1d3c-c8df-7b5d-acd8-dcd18708d448" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_019e1d3c-c8df-751f-b560-62b2c54a7e79" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_019e1d3c-c8df-74b4-acda-19c60905dbde" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_019e1d3c-c8df-751f-b560-62b2c54a7e79" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromLinesOfCredit_019e1d3c-c8df-7e9c-add0-1fa4dba8d2e7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromLinesOfCredit"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_019e1d3c-c8df-751f-b560-62b2c54a7e79" xlink:to="loc_us-gaap_ProceedsFromLinesOfCredit_019e1d3c-c8df-7e9c-add0-1fa4dba8d2e7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RepaymentsOfLinesOfCredit_019e1d3c-c8df-7a5b-8361-dd315431e854" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RepaymentsOfLinesOfCredit"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_019e1d3c-c8df-751f-b560-62b2c54a7e79" xlink:to="loc_us-gaap_RepaymentsOfLinesOfCredit_019e1d3c-c8df-7a5b-8361-dd315431e854" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfDebt_019e1d3c-c8df-711b-832f-5273a4921185" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromIssuanceOfDebt"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_019e1d3c-c8df-751f-b560-62b2c54a7e79" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfDebt_019e1d3c-c8df-711b-832f-5273a4921185" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RepaymentsOfDebt_019e1d3c-c8df-772b-9244-f7e8bd91d480" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RepaymentsOfDebt"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_019e1d3c-c8df-751f-b560-62b2c54a7e79" xlink:to="loc_us-gaap_RepaymentsOfDebt_019e1d3c-c8df-772b-9244-f7e8bd91d480" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsOfDebtIssuanceCosts_019e1d3c-c8df-753b-a1d9-2c6df9433091" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsOfDebtIssuanceCosts"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_019e1d3c-c8df-751f-b560-62b2c54a7e79" xlink:to="loc_us-gaap_PaymentsOfDebtIssuanceCosts_019e1d3c-c8df-753b-a1d9-2c6df9433091" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToMinorityShareholders_019e1d3c-c8df-72ff-aa1b-ebe69c36de79" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsToMinorityShareholders"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_019e1d3c-c8df-751f-b560-62b2c54a7e79" xlink:to="loc_us-gaap_PaymentsToMinorityShareholders_019e1d3c-c8df-72ff-aa1b-ebe69c36de79" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromStockOptionsExercised_019e1d3c-c8df-7a6f-843a-9ebfd8607237" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromStockOptionsExercised"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_019e1d3c-c8df-751f-b560-62b2c54a7e79" xlink:to="loc_us-gaap_ProceedsFromStockOptionsExercised_019e1d3c-c8df-7a6f-843a-9ebfd8607237" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ProceedsFromRefundOfTaxDistributions_019e1d3c-c8df-7057-9474-632bb3ae35b3" xlink:href="ldi-20260630.xsd#ldi_ProceedsFromRefundOfTaxDistributions"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_019e1d3c-c8df-751f-b560-62b2c54a7e79" xlink:to="loc_ldi_ProceedsFromRefundOfTaxDistributions_019e1d3c-c8df-7057-9474-632bb3ae35b3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsOfDividends_019e1d3c-c8df-7da7-8ddb-8dbf13889807" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsOfDividends"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_019e1d3c-c8df-751f-b560-62b2c54a7e79" xlink:to="loc_us-gaap_PaymentsOfDividends_019e1d3c-c8df-7da7-8ddb-8dbf13889807" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019e1d3c-c8df-7698-91d4-b890a8a30afa" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_019e1d3c-c8df-751f-b560-62b2c54a7e79" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019e1d3c-c8df-7698-91d4-b890a8a30afa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_019e1d3c-c8df-79be-8d91-d641d613176b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_019e1d3c-c8df-74b4-acda-19c60905dbde" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_019e1d3c-c8df-79be-8d91-d641d613176b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_019e1d3c-c8df-7881-8342-4dffc7a51b64" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_019e1d3c-c8df-74b4-acda-19c60905dbde" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_019e1d3c-c8df-7881-8342-4dffc7a51b64" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_019e1d3c-c8df-753b-a6c0-28142455790a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_019e1d3c-c8df-74b4-acda-19c60905dbde" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_019e1d3c-c8df-753b-a6c0-28142455790a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SupplementalCashFlowInformationAbstract_019e1d3c-c8df-77d6-b093-e11660910b09" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SupplementalCashFlowInformationAbstract"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_019e1d3c-c8df-74b4-acda-19c60905dbde" xlink:to="loc_us-gaap_SupplementalCashFlowInformationAbstract_019e1d3c-c8df-77d6-b093-e11660910b09" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_CashPaidReceivedForSupplementalCashFlowDisclosuresAbstract_019e1d3c-c8df-709a-9ee4-8ce0ed9fe277" xlink:href="ldi-20260630.xsd#ldi_CashPaidReceivedForSupplementalCashFlowDisclosuresAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_019e1d3c-c8df-77d6-b093-e11660910b09" xlink:to="loc_ldi_CashPaidReceivedForSupplementalCashFlowDisclosuresAbstract_019e1d3c-c8df-709a-9ee4-8ce0ed9fe277" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestPaidNet_019e1d3c-c8df-768a-b953-9ea8dff05b5e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestPaidNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_CashPaidReceivedForSupplementalCashFlowDisclosuresAbstract_019e1d3c-c8df-709a-9ee4-8ce0ed9fe277" xlink:to="loc_us-gaap_InterestPaidNet_019e1d3c-c8df-768a-b953-9ea8dff05b5e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxesPaidNet_019e1d3c-c8df-7467-a78b-45b20ad1db97" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeTaxesPaidNet"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_CashPaidReceivedForSupplementalCashFlowDisclosuresAbstract_019e1d3c-c8df-709a-9ee4-8ce0ed9fe277" xlink:to="loc_us-gaap_IncomeTaxesPaidNet_019e1d3c-c8df-7467-a78b-45b20ad1db97" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoncashInvestingAndFinancingItemsAbstract_019e1d3c-c8df-7176-8664-e1c07d813d10" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NoncashInvestingAndFinancingItemsAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_019e1d3c-c8df-77d6-b093-e11660910b09" xlink:to="loc_us-gaap_NoncashInvestingAndFinancingItemsAbstract_019e1d3c-c8df-7176-8664-e1c07d813d10" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability_019e1d3c-c8df-73cd-85e4-04560479528b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoncashInvestingAndFinancingItemsAbstract_019e1d3c-c8df-7176-8664-e1c07d813d10" xlink:to="loc_us-gaap_RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability_019e1d3c-c8df-73cd-85e4-04560479528b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsAbstract_019e1d3c-c8df-7bf3-815d-245c85391892" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsAbstract"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_019e1d3c-c8df-74b4-acda-19c60905dbde" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsAbstract_019e1d3c-c8df-7bf3-815d-245c85391892" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_019e1d3c-c8df-7375-b86e-3df89df944a5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsAbstract_019e1d3c-c8df-7bf3-815d-245c85391892" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_019e1d3c-c8df-7375-b86e-3df89df944a5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedCashAndCashEquivalents_019e1d3c-c8df-7647-8d51-aecd2742b7e6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RestrictedCashAndCashEquivalents"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsAbstract_019e1d3c-c8df-7bf3-815d-245c85391892" xlink:to="loc_us-gaap_RestrictedCashAndCashEquivalents_019e1d3c-c8df-7647-8d51-aecd2742b7e6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_019e1d3c-c8df-717e-8ad5-3e2ac68dcb91" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsAbstract_019e1d3c-c8df-7bf3-815d-245c85391892" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_019e1d3c-c8df-717e-8ad5-3e2ac68dcb91" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/DESCRIPTIONOFBUSINESSANDSUMMARYOFSIGNIFICANTACCOUNTINGPOLICIES" xlink:type="simple" xlink:href="ldi-20260630.xsd#DESCRIPTIONOFBUSINESSANDSUMMARYOFSIGNIFICANTACCOUNTINGPOLICIES"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/DESCRIPTIONOFBUSINESSANDSUMMARYOFSIGNIFICANTACCOUNTINGPOLICIES" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_019e1d3c-c8df-7b84-8c17-0be66065b0a4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock_019e1d3c-c8df-7654-8023-1d1ea0900443" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_019e1d3c-c8df-7b84-8c17-0be66065b0a4" xlink:to="loc_us-gaap_OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock_019e1d3c-c8df-7654-8023-1d1ea0900443" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/FAIRVALUE" xlink:type="simple" xlink:href="ldi-20260630.xsd#FAIRVALUE"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/FAIRVALUE" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_019e1d3c-c9ae-72db-b372-1238fdcc9a61" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresTextBlock_019e1d3c-c9ae-7cdd-932b-15815c8e56c1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosuresTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_019e1d3c-c9ae-72db-b372-1238fdcc9a61" xlink:to="loc_us-gaap_FairValueDisclosuresTextBlock_019e1d3c-c9ae-7cdd-932b-15815c8e56c1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/LOANSHELDFORSALEATFAIRVALUE" xlink:type="simple" xlink:href="ldi-20260630.xsd#LOANSHELDFORSALEATFAIRVALUE"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/LOANSHELDFORSALEATFAIRVALUE" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_019e1d3c-c9ae-7ae0-9417-3e7e2e06a718" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_019e1d3c-c9ae-705e-afe4-e56d76a8b41c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_019e1d3c-c9ae-7ae0-9417-3e7e2e06a718" xlink:to="loc_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_019e1d3c-c9ae-705e-afe4-e56d76a8b41c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/LOANSHELDFORINVESTMENTATFAIRVALUE" xlink:type="simple" xlink:href="ldi-20260630.xsd#LOANSHELDFORINVESTMENTATFAIRVALUE"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/LOANSHELDFORINVESTMENTATFAIRVALUE" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9ae-77ee-98ac-616fe1841cac" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialAssetsTextBlock_019e1d3c-c9ae-7a9a-93dd-8a96e74dcf0e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialAssetsTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9ae-77ee-98ac-616fe1841cac" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialAssetsTextBlock_019e1d3c-c9ae-7a9a-93dd-8a96e74dcf0e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/SERVICINGRIGHTSATFAIRVALUE" xlink:type="simple" xlink:href="ldi-20260630.xsd#SERVICINGRIGHTSATFAIRVALUE"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/SERVICINGRIGHTSATFAIRVALUE" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-7f15-9e22-b3f85353d702" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialAssetsTextBlock_019e1d3c-c9af-735e-8e5f-6dd085fd7791" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialAssetsTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-7f15-9e22-b3f85353d702" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialAssetsTextBlock_019e1d3c-c9af-735e-8e5f-6dd085fd7791" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/DERIVATIVEFINANCIALINSTRUMENTSANDHEDGINGACTIVITIES" xlink:type="simple" xlink:href="ldi-20260630.xsd#DERIVATIVEFINANCIALINSTRUMENTSANDHEDGINGACTIVITIES"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/DERIVATIVEFINANCIALINSTRUMENTSANDHEDGINGACTIVITIES" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_019e1d3c-c9af-7714-a1ac-b8451d9dfacc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_019e1d3c-c9af-7900-a78b-96473a3b80f4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_019e1d3c-c9af-7714-a1ac-b8451d9dfacc" xlink:to="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_019e1d3c-c9af-7900-a78b-96473a3b80f4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/BALANCESHEETNETTING" xlink:type="simple" xlink:href="ldi-20260630.xsd#BALANCESHEETNETTING"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/BALANCESHEETNETTING" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OffsettingAbstract_019e1d3c-c9af-74b5-a455-80db8bbd65c0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OffsettingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_BalanceSheetOffsettingTextBlock_019e1d3c-c9af-7571-9e6b-9579e8e65894" xlink:href="ldi-20260630.xsd#ldi_BalanceSheetOffsettingTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OffsettingAbstract_019e1d3c-c9af-74b5-a455-80db8bbd65c0" xlink:to="loc_ldi_BalanceSheetOffsettingTextBlock_019e1d3c-c9af-7571-9e6b-9579e8e65894" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/VARIABLEINTERESTENTITIES" xlink:type="simple" xlink:href="ldi-20260630.xsd#VARIABLEINTERESTENTITIES"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/VARIABLEINTERESTENTITIES" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_019e1d3c-c9af-706b-8247-1714ca83dd4e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableInterestEntityDisclosureTextBlock_019e1d3c-c9af-75a0-91f7-023c56c70198" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_VariableInterestEntityDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_019e1d3c-c9af-706b-8247-1714ca83dd4e" xlink:to="loc_us-gaap_VariableInterestEntityDisclosureTextBlock_019e1d3c-c9af-75a0-91f7-023c56c70198" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/WAREHOUSEANDOTHERLINESOFCREDIT" xlink:type="simple" xlink:href="ldi-20260630.xsd#WAREHOUSEANDOTHERLINESOFCREDIT"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/WAREHOUSEANDOTHERLINESOFCREDIT" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_019e1d3c-c9af-7662-b5d2-e9969efc1896" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureTextBlock_019e1d3c-c9af-786f-90fb-e4f8b924f2bd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_019e1d3c-c9af-7662-b5d2-e9969efc1896" xlink:to="loc_us-gaap_DebtDisclosureTextBlock_019e1d3c-c9af-786f-90fb-e4f8b924f2bd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/DEBTOBLIGATIONS" xlink:type="simple" xlink:href="ldi-20260630.xsd#DEBTOBLIGATIONS"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/DEBTOBLIGATIONS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_019e1d3c-c9af-7903-95c9-0fe22e1c6c92" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureTextBlock_019e1d3c-c9af-743c-bc13-e5170926d399" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_019e1d3c-c9af-7903-95c9-0fe22e1c6c92" xlink:to="loc_us-gaap_DebtDisclosureTextBlock_019e1d3c-c9af-743c-bc13-e5170926d399" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/EQUITY" xlink:type="simple" xlink:href="ldi-20260630.xsd#EQUITY"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/EQUITY" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityAbstract_019e1d3c-c9af-7046-bbcc-c2c95d560c1e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquityAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityNoteDisclosureTextBlock_019e1d3c-c9af-769d-af2f-6e0a85a4ead4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockholdersEquityNoteDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_019e1d3c-c9af-7046-bbcc-c2c95d560c1e" xlink:to="loc_us-gaap_StockholdersEquityNoteDisclosureTextBlock_019e1d3c-c9af-769d-af2f-6e0a85a4ead4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/EARNINGSLOSSPERSHARE" xlink:type="simple" xlink:href="ldi-20260630.xsd#EARNINGSLOSSPERSHARE"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/EARNINGSLOSSPERSHARE" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_019e1d3c-c9af-7546-99f4-4c2315923d4f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareTextBlock_019e1d3c-c9af-7eb4-8dfd-4015bd888fe6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_019e1d3c-c9af-7546-99f4-4c2315923d4f" xlink:to="loc_us-gaap_EarningsPerShareTextBlock_019e1d3c-c9af-7eb4-8dfd-4015bd888fe6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/INCOMETAXES" xlink:type="simple" xlink:href="ldi-20260630.xsd#INCOMETAXES"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/INCOMETAXES" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_019e1d3c-c9af-7011-886a-96125bb26ae8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeTaxDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxDisclosureTextBlock_019e1d3c-c9af-7635-ada9-4631d265d2c2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeTaxDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_019e1d3c-c9af-7011-886a-96125bb26ae8" xlink:to="loc_us-gaap_IncomeTaxDisclosureTextBlock_019e1d3c-c9af-7635-ada9-4631d265d2c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/RELATEDPARTYTRANSACTIONS" xlink:type="simple" xlink:href="ldi-20260630.xsd#RELATEDPARTYTRANSACTIONS"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/RELATEDPARTYTRANSACTIONS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsAbstract_019e1d3c-c9af-7264-b8be-61fbd063f096" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_019e1d3c-c9af-7d73-bfc9-cf8aabf4fa25" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionsDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsAbstract_019e1d3c-c9af-7264-b8be-61fbd063f096" xlink:to="loc_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_019e1d3c-c9af-7d73-bfc9-cf8aabf4fa25" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/COMMITMENTSANDCONTINGENCIES" xlink:type="simple" xlink:href="ldi-20260630.xsd#COMMITMENTSANDCONTINGENCIES"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/COMMITMENTSANDCONTINGENCIES" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_019e1d3c-c9af-73ea-9603-1942dcf431cc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_019e1d3c-c9af-7175-8e41-8c96fcba2865" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommitmentsAndContingenciesDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_019e1d3c-c9af-73ea-9603-1942dcf431cc" xlink:to="loc_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_019e1d3c-c9af-7175-8e41-8c96fcba2865" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/REGULATORYCAPITALANDLIQUIDITYREQUIREMENTS" xlink:type="simple" xlink:href="ldi-20260630.xsd#REGULATORYCAPITALANDLIQUIDITYREQUIREMENTS"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/REGULATORYCAPITALANDLIQUIDITYREQUIREMENTS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageBankingAbstract_019e1d3c-c9af-7fdf-8b2c-c6e8adb2a258" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MortgageBankingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RegulatoryCapitalRequirementsForMortgageCompaniesDisclosureTextBlock_019e1d3c-c9af-782f-b5d5-75f6e0038b6a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RegulatoryCapitalRequirementsForMortgageCompaniesDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MortgageBankingAbstract_019e1d3c-c9af-7fdf-8b2c-c6e8adb2a258" xlink:to="loc_us-gaap_RegulatoryCapitalRequirementsForMortgageCompaniesDisclosureTextBlock_019e1d3c-c9af-782f-b5d5-75f6e0038b6a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/SEGMENTREPORTING" xlink:type="simple" xlink:href="ldi-20260630.xsd#SEGMENTREPORTING"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/SEGMENTREPORTING" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingAbstract_019e1d3c-ca80-7000-9c7d-3838462f5ff9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SegmentReportingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingDisclosureTextBlock_019e1d3c-ca80-7e31-bd31-1e277ecac9eb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SegmentReportingDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_019e1d3c-ca80-7000-9c7d-3838462f5ff9" xlink:to="loc_us-gaap_SegmentReportingDisclosureTextBlock_019e1d3c-ca80-7e31-bd31-1e277ecac9eb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/DESCRIPTIONOFBUSINESSANDSUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESPolicies" xlink:type="simple" xlink:href="ldi-20260630.xsd#DESCRIPTIONOFBUSINESSANDSUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESPolicies"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/DESCRIPTIONOFBUSINESSANDSUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESPolicies" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_019e1d3c-c8df-7395-8638-152b8034a5d5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConsolidationPolicyTextBlock_019e1d3c-c8df-75c8-9011-432750ad011d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConsolidationPolicyTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_019e1d3c-c8df-7395-8638-152b8034a5d5" xlink:to="loc_us-gaap_ConsolidationPolicyTextBlock_019e1d3c-c8df-75c8-9011-432750ad011d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_019e1d3c-c8df-71c1-be84-386a2e6a9751" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BasisOfAccountingPolicyPolicyTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_019e1d3c-c8df-7395-8638-152b8034a5d5" xlink:to="loc_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_019e1d3c-c8df-71c1-be84-386a2e6a9751" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_UseOfEstimates_019e1d3c-c8df-7ef0-8a4d-64401e0f73ac" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_UseOfEstimates"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_019e1d3c-c8df-7395-8638-152b8034a5d5" xlink:to="loc_us-gaap_UseOfEstimates_019e1d3c-c8df-7ef0-8a4d-64401e0f73ac" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskCreditRisk_019e1d3c-c8df-7e14-91a9-00a76596a72f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConcentrationRiskCreditRisk"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_019e1d3c-c8df-7395-8638-152b8034a5d5" xlink:to="loc_us-gaap_ConcentrationRiskCreditRisk_019e1d3c-c8df-7e14-91a9-00a76596a72f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/FAIRVALUETables" xlink:type="simple" xlink:href="ldi-20260630.xsd#FAIRVALUETables"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/FAIRVALUETables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_019e1d3c-c9ae-7446-be3d-ef1a088d24ad" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_019e1d3c-c9ae-7ede-9e4b-dd3f8806578b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_019e1d3c-c9ae-7446-be3d-ef1a088d24ad" xlink:to="loc_us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_019e1d3c-c9ae-7ede-9e4b-dd3f8806578b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_019e1d3c-c9ae-7a8d-8c9f-f3d419586869" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_019e1d3c-c9ae-7446-be3d-ef1a088d24ad" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_019e1d3c-c9ae-7a8d-8c9f-f3d419586869" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_019e1d3c-c9ae-7744-a2db-a4c4fbe1849d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_019e1d3c-c9ae-7446-be3d-ef1a088d24ad" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_019e1d3c-c9ae-7744-a2db-a4c4fbe1849d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock_019e1d3c-c9ae-7bd3-87df-9b1eb46c5747" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_019e1d3c-c9ae-7446-be3d-ef1a088d24ad" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock_019e1d3c-c9ae-7bd3-87df-9b1eb46c5747" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_FairValueAssetsNotMeasuredOnRecurringAndNonrecurringBasisTableTextBlock_019e1d3c-c9ae-7370-9868-e1cdd52a0428" xlink:href="ldi-20260630.xsd#ldi_FairValueAssetsNotMeasuredOnRecurringAndNonrecurringBasisTableTextBlock"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_019e1d3c-c9ae-7446-be3d-ef1a088d24ad" xlink:to="loc_ldi_FairValueAssetsNotMeasuredOnRecurringAndNonrecurringBasisTableTextBlock_019e1d3c-c9ae-7370-9868-e1cdd52a0428" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/LOANSHELDFORSALEATFAIRVALUETables" xlink:type="simple" xlink:href="ldi-20260630.xsd#LOANSHELDFORSALEATFAIRVALUETables"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/LOANSHELDFORSALEATFAIRVALUETables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_019e1d3c-c9ae-7ca4-9275-857715e6b0cc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ScheduleOfUnpaidPrincipalBalanceOfLoansHeldForSaleByTypeOfLoanTableTextBlock_019e1d3c-c9ae-75c9-90c4-e1e14ef49d5c" xlink:href="ldi-20260630.xsd#ldi_ScheduleOfUnpaidPrincipalBalanceOfLoansHeldForSaleByTypeOfLoanTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_019e1d3c-c9ae-7ca4-9275-857715e6b0cc" xlink:to="loc_ldi_ScheduleOfUnpaidPrincipalBalanceOfLoansHeldForSaleByTypeOfLoanTableTextBlock_019e1d3c-c9ae-75c9-90c4-e1e14ef49d5c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_019e1d3c-c9ae-77ce-834c-e9f6a7c0a948" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_019e1d3c-c9ae-7ca4-9275-857715e6b0cc" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_019e1d3c-c9ae-77ce-834c-e9f6a7c0a948" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ComponentsOfGainOnOriginationAndSaleOfLoansNetTableTextBlock_019e1d3c-c9ae-73eb-bf61-abfb3f966045" xlink:href="ldi-20260630.xsd#ldi_ComponentsOfGainOnOriginationAndSaleOfLoansNetTableTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_019e1d3c-c9ae-7ca4-9275-857715e6b0cc" xlink:to="loc_ldi_ComponentsOfGainOnOriginationAndSaleOfLoansNetTableTextBlock_019e1d3c-c9ae-73eb-bf61-abfb3f966045" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_DebtSecuritiesHeldForSalePastDueTableTextBlock_019e1d3c-c9ae-734e-9110-977e23f98ec1" xlink:href="ldi-20260630.xsd#ldi_DebtSecuritiesHeldForSalePastDueTableTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_019e1d3c-c9ae-7ca4-9275-857715e6b0cc" xlink:to="loc_ldi_DebtSecuritiesHeldForSalePastDueTableTextBlock_019e1d3c-c9ae-734e-9110-977e23f98ec1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/LOANSHELDFORINVESTMENTATFAIRVALUETables" xlink:type="simple" xlink:href="ldi-20260630.xsd#LOANSHELDFORINVESTMENTATFAIRVALUETables"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/LOANSHELDFORINVESTMENTATFAIRVALUETables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9ae-7c45-8a32-6a42f7b12c56" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetsAtFairValueTable_019e1d3c-c9ae-7aef-9d24-64d91159b05f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetsAtFairValueTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9ae-7c45-8a32-6a42f7b12c56" xlink:to="loc_us-gaap_ServicingAssetsAtFairValueTable_019e1d3c-c9ae-7aef-9d24-64d91159b05f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_019e1d3c-c9ae-70d9-a9d4-70b3b66db63a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueTable_019e1d3c-c9ae-7aef-9d24-64d91159b05f" xlink:to="loc_us-gaap_FinancialInstrumentAxis_019e1d3c-c9ae-70d9-a9d4-70b3b66db63a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019e1d3c-c9ae-7f70-90e6-6efcad75cd7f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_019e1d3c-c9ae-70d9-a9d4-70b3b66db63a" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019e1d3c-c9ae-7f70-90e6-6efcad75cd7f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageBackedSecuritiesMember_019e1d3c-c9ae-7d0e-a9b5-fac97db5ecb6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MortgageBackedSecuritiesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019e1d3c-c9ae-7f70-90e6-6efcad75cd7f" xlink:to="loc_us-gaap_MortgageBackedSecuritiesMember_019e1d3c-c9ae-7d0e-a9b5-fac97db5ecb6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetsAtFairValueLineItems_019e1d3c-c9ae-725e-980d-37421b45f7d3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetsAtFairValueLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueTable_019e1d3c-c9ae-7aef-9d24-64d91159b05f" xlink:to="loc_us-gaap_ServicingAssetsAtFairValueLineItems_019e1d3c-c9ae-725e-980d-37421b45f7d3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfServicingAssetsAtFairValueTextBlock_019e1d3c-c9ae-70b9-ad18-f6e0da866ff1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfServicingAssetsAtFairValueTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_019e1d3c-c9ae-725e-980d-37421b45f7d3" xlink:to="loc_us-gaap_ScheduleOfServicingAssetsAtFairValueTextBlock_019e1d3c-c9ae-70b9-ad18-f6e0da866ff1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock_019e1d3c-c9ae-7e9f-811f-5c5700321dc5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_019e1d3c-c9ae-725e-980d-37421b45f7d3" xlink:to="loc_us-gaap_FairValueOptionQuantitativeDisclosuresTextBlock_019e1d3c-c9ae-7e9f-811f-5c5700321dc5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/SERVICINGRIGHTSATFAIRVALUETables" xlink:type="simple" xlink:href="ldi-20260630.xsd#SERVICINGRIGHTSATFAIRVALUETables"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/SERVICINGRIGHTSATFAIRVALUETables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-71b8-99ac-eea5b7bd5226" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_SummaryOfOutstandingPrincipalBalanceOfServicingRightsTableTextBlock_019e1d3c-c9af-78d4-b1bb-43027d6597ed" xlink:href="ldi-20260630.xsd#ldi_SummaryOfOutstandingPrincipalBalanceOfServicingRightsTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-71b8-99ac-eea5b7bd5226" xlink:to="loc_ldi_SummaryOfOutstandingPrincipalBalanceOfServicingRightsTableTextBlock_019e1d3c-c9af-78d4-b1bb-43027d6597ed" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfServicingAssetsAtFairValueTextBlock_019e1d3c-c9af-797e-bca4-d8f59f0f9ac3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfServicingAssetsAtFairValueTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-71b8-99ac-eea5b7bd5226" xlink:to="loc_us-gaap_ScheduleOfServicingAssetsAtFairValueTextBlock_019e1d3c-c9af-797e-bca4-d8f59f0f9ac3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ScheduleOfFeesRecognizedInExchangeForServicingFinancialAssetsTableTextBlock_019e1d3c-c9af-7e20-b0cc-fdd1038d1f20" xlink:href="ldi-20260630.xsd#ldi_ScheduleOfFeesRecognizedInExchangeForServicingFinancialAssetsTableTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-71b8-99ac-eea5b7bd5226" xlink:to="loc_ldi_ScheduleOfFeesRecognizedInExchangeForServicingFinancialAssetsTableTextBlock_019e1d3c-c9af-7e20-b0cc-fdd1038d1f20" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_SummaryOfComponentsOfChangesInFairValueOfServicingRightsTableTextBlock_019e1d3c-c9af-7666-9102-2438f4d84c5b" xlink:href="ldi-20260630.xsd#ldi_SummaryOfComponentsOfChangesInFairValueOfServicingRightsTableTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-71b8-99ac-eea5b7bd5226" xlink:to="loc_ldi_SummaryOfComponentsOfChangesInFairValueOfServicingRightsTableTextBlock_019e1d3c-c9af-7666-9102-2438f4d84c5b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock_019e1d3c-c9af-78e7-8ce7-634021a2f5f4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-71b8-99ac-eea5b7bd5226" xlink:to="loc_us-gaap_ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock_019e1d3c-c9af-78e7-8ce7-634021a2f5f4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/DERIVATIVEFINANCIALINSTRUMENTSANDHEDGINGACTIVITIESTables" xlink:type="simple" xlink:href="ldi-20260630.xsd#DERIVATIVEFINANCIALINSTRUMENTSANDHEDGINGACTIVITIESTables"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/DERIVATIVEFINANCIALINSTRUMENTSANDHEDGINGACTIVITIESTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_019e1d3c-c9af-710d-bbe6-fe9fcca08466" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfDerivativeInstrumentsTextBlock_019e1d3c-c9af-7ebd-b330-3eac6ca2ffe0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfDerivativeInstrumentsTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_019e1d3c-c9af-710d-bbe6-fe9fcca08466" xlink:to="loc_us-gaap_ScheduleOfDerivativeInstrumentsTextBlock_019e1d3c-c9af-7ebd-b330-3eac6ca2ffe0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock_019e1d3c-c9af-7e91-b3e6-4f28b2a81ec4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_019e1d3c-c9af-710d-bbe6-fe9fcca08466" xlink:to="loc_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock_019e1d3c-c9af-7e91-b3e6-4f28b2a81ec4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/BALANCESHEETNETTINGTables" xlink:type="simple" xlink:href="ldi-20260630.xsd#BALANCESHEETNETTINGTables"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/BALANCESHEETNETTINGTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OffsettingAbstract_019e1d3c-c9af-7ed7-87b6-813cd218408e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OffsettingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OffsettingAssetsTableTextBlock_019e1d3c-c9af-7e61-8485-384a7394603a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OffsettingAssetsTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OffsettingAbstract_019e1d3c-c9af-7ed7-87b6-813cd218408e" xlink:to="loc_us-gaap_OffsettingAssetsTableTextBlock_019e1d3c-c9af-7e61-8485-384a7394603a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OffsettingLiabilitiesTableTextBlock_019e1d3c-c9af-7de6-aafb-7da1882d3f24" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OffsettingLiabilitiesTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OffsettingAbstract_019e1d3c-c9af-7ed7-87b6-813cd218408e" xlink:to="loc_us-gaap_OffsettingLiabilitiesTableTextBlock_019e1d3c-c9af-7de6-aafb-7da1882d3f24" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/VARIABLEINTERESTENTITIESTables" xlink:type="simple" xlink:href="ldi-20260630.xsd#VARIABLEINTERESTENTITIESTables"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/VARIABLEINTERESTENTITIESTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_019e1d3c-c9af-7d98-9995-d093f67c2051" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfVariableInterestEntitiesTextBlock_019e1d3c-c9af-7f12-8728-b5a372328158" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfVariableInterestEntitiesTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_019e1d3c-c9af-7d98-9995-d093f67c2051" xlink:to="loc_us-gaap_ScheduleOfVariableInterestEntitiesTextBlock_019e1d3c-c9af-7f12-8728-b5a372328158" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/WAREHOUSEANDOTHERLINESOFCREDITTables" xlink:type="simple" xlink:href="ldi-20260630.xsd#WAREHOUSEANDOTHERLINESOFCREDITTables"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/WAREHOUSEANDOTHERLINESOFCREDITTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_019e1d3c-c9af-7001-b279-442fb08cce37" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfDebtTableTextBlock_019e1d3c-c9af-7717-982b-ca61696e48d5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfDebtTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_019e1d3c-c9af-7001-b279-442fb08cce37" xlink:to="loc_us-gaap_ScheduleOfDebtTableTextBlock_019e1d3c-c9af-7717-982b-ca61696e48d5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/DEBTOBLIGATIONSTables" xlink:type="simple" xlink:href="ldi-20260630.xsd#DEBTOBLIGATIONSTables"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/DEBTOBLIGATIONSTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_019e1d3c-c9af-7501-b364-f1202750a7e1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfDebtInstrumentsTextBlock_019e1d3c-c9af-7316-8215-62aac1b4541b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfDebtInstrumentsTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_019e1d3c-c9af-7501-b364-f1202750a7e1" xlink:to="loc_us-gaap_ScheduleOfDebtInstrumentsTextBlock_019e1d3c-c9af-7316-8215-62aac1b4541b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/EQUITYTables" xlink:type="simple" xlink:href="ldi-20260630.xsd#EQUITYTables"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/EQUITYTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityAbstract_019e1d3c-c9af-7432-a91d-6cac49b3b2f0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquityAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfStockholdersEquityTableTextBlock_019e1d3c-c9af-7e7e-93a9-37d78c5a865b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfStockholdersEquityTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_019e1d3c-c9af-7432-a91d-6cac49b3b2f0" xlink:to="loc_us-gaap_ScheduleOfStockholdersEquityTableTextBlock_019e1d3c-c9af-7e7e-93a9-37d78c5a865b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/EARNINGSLOSSPERSHARETables" xlink:type="simple" xlink:href="ldi-20260630.xsd#EARNINGSLOSSPERSHARETables"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/EARNINGSLOSSPERSHARETables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_019e1d3c-c9af-77a4-a2c7-761f355c895b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_019e1d3c-c9af-7b86-9200-6851c6b52ff5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_019e1d3c-c9af-77a4-a2c7-761f355c895b" xlink:to="loc_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_019e1d3c-c9af-7b86-9200-6851c6b52ff5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTextBlock_019e1d3c-c9af-78fa-8427-93140ba8eaa9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_019e1d3c-c9af-77a4-a2c7-761f355c895b" xlink:to="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTextBlock_019e1d3c-c9af-78fa-8427-93140ba8eaa9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/RELATEDPARTYTRANSACTIONSTables" xlink:type="simple" xlink:href="ldi-20260630.xsd#RELATEDPARTYTRANSACTIONSTables"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/RELATEDPARTYTRANSACTIONSTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsAbstract_019e1d3c-c9af-7712-a0fd-9ad74395b5d1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock_019e1d3c-c9af-73eb-bcb6-2298b091ca6b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsAbstract_019e1d3c-c9af-7712-a0fd-9ad74395b5d1" xlink:to="loc_us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock_019e1d3c-c9af-73eb-bcb6-2298b091ca6b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/COMMITMENTSANDCONTINGENCIESTables" xlink:type="simple" xlink:href="ldi-20260630.xsd#COMMITMENTSANDCONTINGENCIESTables"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/COMMITMENTSANDCONTINGENCIESTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_019e1d3c-c9af-714e-b998-8ea14d3ebe47" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_019e1d3c-c9af-7254-8447-654b2eb5a8ac" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_019e1d3c-c9af-714e-b998-8ea14d3ebe47" xlink:to="loc_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_019e1d3c-c9af-7254-8447-654b2eb5a8ac" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/DESCRIPTIONOFBUSINESSANDSUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESConsolidationandBasisofPresentationDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#DESCRIPTIONOFBUSINESSANDSUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESConsolidationandBasisofPresentationDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/DESCRIPTIONOFBUSINESSANDSUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESConsolidationandBasisofPresentationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_019e1d3c-c8df-78af-aa59-ed389879a589" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskTable_019e1d3c-c8df-7677-9dd4-032832f155d9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConcentrationRiskTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_019e1d3c-c8df-78af-aa59-ed389879a589" xlink:to="loc_us-gaap_ConcentrationRiskTable_019e1d3c-c8df-7677-9dd4-032832f155d9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionAxis_019e1d3c-c8df-745e-87e8-d39208e5f267" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessAcquisitionAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTable_019e1d3c-c8df-7677-9dd4-032832f155d9" xlink:to="loc_us-gaap_BusinessAcquisitionAxis_019e1d3c-c8df-745e-87e8-d39208e5f267" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionAcquireeDomain_019e1d3c-c8df-7976-9664-f2c37acafb5b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessAcquisitionAcquireeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAxis_019e1d3c-c8df-745e-87e8-d39208e5f267" xlink:to="loc_us-gaap_BusinessAcquisitionAcquireeDomain_019e1d3c-c8df-7976-9664-f2c37acafb5b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_LDLLCMember_019e1d3c-c8df-7f91-ac75-a716f16bd75b" xlink:href="ldi-20260630.xsd#ldi_LDLLCMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_019e1d3c-c8df-7976-9664-f2c37acafb5b" xlink:to="loc_ldi_LDLLCMember_019e1d3c-c8df-7f91-ac75-a716f16bd75b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_MelloCreditStrategiesLLCMember_019e1d3c-c8df-7e38-8c4c-a8803746b361" xlink:href="ldi-20260630.xsd#ldi_MelloCreditStrategiesLLCMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_019e1d3c-c8df-7976-9664-f2c37acafb5b" xlink:to="loc_ldi_MelloCreditStrategiesLLCMember_019e1d3c-c8df-7e38-8c4c-a8803746b361" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_LDSettlementServicesLLCMember_019e1d3c-c8df-7412-8c00-ac6e53fde034" xlink:href="ldi-20260630.xsd#ldi_LDSettlementServicesLLCMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_019e1d3c-c8df-7976-9664-f2c37acafb5b" xlink:to="loc_ldi_LDSettlementServicesLLCMember_019e1d3c-c8df-7412-8c00-ac6e53fde034" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ArtemisManagementLLCMember_019e1d3c-c8df-759f-a544-c6b647a73b8d" xlink:href="ldi-20260630.xsd#ldi_ArtemisManagementLLCMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_019e1d3c-c8df-7976-9664-f2c37acafb5b" xlink:to="loc_ldi_ArtemisManagementLLCMember_019e1d3c-c8df-759f-a544-c6b647a73b8d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_MelloHoldingsLLCMember_019e1d3c-c8df-7af2-ad21-075e9a633567" xlink:href="ldi-20260630.xsd#ldi_MelloHoldingsLLCMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_BusinessAcquisitionAcquireeDomain_019e1d3c-c8df-7976-9664-f2c37acafb5b" xlink:to="loc_ldi_MelloHoldingsLLCMember_019e1d3c-c8df-7af2-ad21-075e9a633567" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019e1d3c-c8df-7fcb-8594-2369c82593f9" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTable_019e1d3c-c8df-7677-9dd4-032832f155d9" xlink:to="loc_dei_LegalEntityAxis_019e1d3c-c8df-7fcb-8594-2369c82593f9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1d3c-c8df-7376-ab6f-e6fc254fda0d" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_019e1d3c-c8df-7fcb-8594-2369c82593f9" xlink:to="loc_dei_EntityDomain_019e1d3c-c8df-7376-ab6f-e6fc254fda0d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_LDHoldingsGroupLLCMember_019e1d3c-c8df-7e0a-9cb8-a1579dab1618" xlink:href="ldi-20260630.xsd#ldi_LDHoldingsGroupLLCMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_019e1d3c-c8df-7376-ab6f-e6fc254fda0d" xlink:to="loc_ldi_LDHoldingsGroupLLCMember_019e1d3c-c8df-7e0a-9cb8-a1579dab1618" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskLineItems_019e1d3c-c8df-77bc-83e4-68a2ffbf8d67" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConcentrationRiskLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTable_019e1d3c-c8df-7677-9dd4-032832f155d9" xlink:to="loc_us-gaap_ConcentrationRiskLineItems_019e1d3c-c8df-77bc-83e4-68a2ffbf8d67" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessAcquisitionPercentageOfVotingInterestsAcquired_019e1d3c-c8df-79e7-bbab-55980078b30a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BusinessAcquisitionPercentageOfVotingInterestsAcquired"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskLineItems_019e1d3c-c8df-77bc-83e4-68a2ffbf8d67" xlink:to="loc_us-gaap_BusinessAcquisitionPercentageOfVotingInterestsAcquired_019e1d3c-c8df-79e7-bbab-55980078b30a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/DESCRIPTIONOFBUSINESSANDSUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESConcentrationofRiskDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#DESCRIPTIONOFBUSINESSANDSUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESConcentrationofRiskDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/DESCRIPTIONOFBUSINESSANDSUMMARYOFSIGNIFICANTACCOUNTINGPOLICIESConcentrationofRiskDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_019e1d3c-c8df-7678-b6ff-f0a6446a44ab" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskTable_019e1d3c-c8df-7e63-8a5d-6a4d826e15aa" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConcentrationRiskTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_019e1d3c-c8df-7678-b6ff-f0a6446a44ab" xlink:to="loc_us-gaap_ConcentrationRiskTable_019e1d3c-c8df-7e63-8a5d-6a4d826e15aa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_StatementGeographicalAxis_019e1d3c-c8df-7350-aefc-8e49817a4924" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_StatementGeographicalAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTable_019e1d3c-c8df-7e63-8a5d-6a4d826e15aa" xlink:to="loc_srt_StatementGeographicalAxis_019e1d3c-c8df-7350-aefc-8e49817a4924" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_SegmentGeographicalDomain_019e1d3c-c8df-7518-aca4-c3f9d43eb2a2" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_SegmentGeographicalDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_StatementGeographicalAxis_019e1d3c-c8df-7350-aefc-8e49817a4924" xlink:to="loc_srt_SegmentGeographicalDomain_019e1d3c-c8df-7518-aca4-c3f9d43eb2a2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_stpr_CA_019e1d3c-c8df-7cc6-8530-33a81e2f3d3a" xlink:href="https://xbrl.sec.gov/stpr/2026/stpr-2026.xsd#stpr_CA"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_SegmentGeographicalDomain_019e1d3c-c8df-7518-aca4-c3f9d43eb2a2" xlink:to="loc_stpr_CA_019e1d3c-c8df-7cc6-8530-33a81e2f3d3a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskByBenchmarkAxis_019e1d3c-c9ae-7633-b701-6914f0557fd8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConcentrationRiskByBenchmarkAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTable_019e1d3c-c8df-7e63-8a5d-6a4d826e15aa" xlink:to="loc_us-gaap_ConcentrationRiskByBenchmarkAxis_019e1d3c-c9ae-7633-b701-6914f0557fd8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskBenchmarkDomain_019e1d3c-c9ae-7b5f-90a4-ddfb3d6486e7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConcentrationRiskBenchmarkDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskByBenchmarkAxis_019e1d3c-c9ae-7633-b701-6914f0557fd8" xlink:to="loc_us-gaap_ConcentrationRiskBenchmarkDomain_019e1d3c-c9ae-7b5f-90a4-ddfb3d6486e7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_LoanOriginationsBenchmarkMember_019e1d3c-c9ae-7fcc-b8dc-477b0f81a746" xlink:href="ldi-20260630.xsd#ldi_LoanOriginationsBenchmarkMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskBenchmarkDomain_019e1d3c-c9ae-7b5f-90a4-ddfb3d6486e7" xlink:to="loc_ldi_LoanOriginationsBenchmarkMember_019e1d3c-c9ae-7fcc-b8dc-477b0f81a746" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_MortgageLoansBenchmarkMember_019e1d3c-c9ae-7ab3-b53f-265d9b885bfe" xlink:href="ldi-20260630.xsd#ldi_MortgageLoansBenchmarkMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskBenchmarkDomain_019e1d3c-c9ae-7b5f-90a4-ddfb3d6486e7" xlink:to="loc_ldi_MortgageLoansBenchmarkMember_019e1d3c-c9ae-7ab3-b53f-265d9b885bfe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_WarehouseLinesOfCreditBenchmarkMember_019e1d3c-c9ae-75ef-bd91-33e90207e17d" xlink:href="ldi-20260630.xsd#ldi_WarehouseLinesOfCreditBenchmarkMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskBenchmarkDomain_019e1d3c-c9ae-7b5f-90a4-ddfb3d6486e7" xlink:to="loc_ldi_WarehouseLinesOfCreditBenchmarkMember_019e1d3c-c9ae-75ef-bd91-33e90207e17d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskByTypeAxis_019e1d3c-c9ae-7f42-8d85-2007b2bcf8d5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConcentrationRiskByTypeAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTable_019e1d3c-c8df-7e63-8a5d-6a4d826e15aa" xlink:to="loc_us-gaap_ConcentrationRiskByTypeAxis_019e1d3c-c9ae-7f42-8d85-2007b2bcf8d5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskTypeDomain_019e1d3c-c9ae-7095-b437-db2ad7b9c633" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConcentrationRiskTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskByTypeAxis_019e1d3c-c9ae-7f42-8d85-2007b2bcf8d5" xlink:to="loc_us-gaap_ConcentrationRiskTypeDomain_019e1d3c-c9ae-7095-b437-db2ad7b9c633" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GeographicConcentrationRiskMember_019e1d3c-c9ae-7e48-a0e6-8eb6eca3db49" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GeographicConcentrationRiskMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTypeDomain_019e1d3c-c9ae-7095-b437-db2ad7b9c633" xlink:to="loc_us-gaap_GeographicConcentrationRiskMember_019e1d3c-c9ae-7e48-a0e6-8eb6eca3db49" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_InvestorConcentrationRiskMember_019e1d3c-c9ae-746e-bb6d-6117c5694b78" xlink:href="ldi-20260630.xsd#ldi_InvestorConcentrationRiskMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTypeDomain_019e1d3c-c9ae-7095-b437-db2ad7b9c633" xlink:to="loc_ldi_InvestorConcentrationRiskMember_019e1d3c-c9ae-746e-bb6d-6117c5694b78" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LenderConcentrationRiskMember_019e1d3c-c9ae-7c5a-98d4-ef4d6d161d4f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LenderConcentrationRiskMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTypeDomain_019e1d3c-c9ae-7095-b437-db2ad7b9c633" xlink:to="loc_us-gaap_LenderConcentrationRiskMember_019e1d3c-c9ae-7c5a-98d4-ef4d6d161d4f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MajorCustomersAxis_019e1d3c-c9ae-72c8-aed8-38d894712841" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_MajorCustomersAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTable_019e1d3c-c8df-7e63-8a5d-6a4d826e15aa" xlink:to="loc_srt_MajorCustomersAxis_019e1d3c-c9ae-72c8-aed8-38d894712841" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_NameOfMajorCustomerDomain_019e1d3c-c9ae-7e8e-9547-e85d6bb75f09" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_NameOfMajorCustomerDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_MajorCustomersAxis_019e1d3c-c9ae-72c8-aed8-38d894712841" xlink:to="loc_srt_NameOfMajorCustomerDomain_019e1d3c-c9ae-7e8e-9547-e85d6bb75f09" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_Investor1Member_019e1d3c-c9ae-7f5a-b2eb-0b92d6f462a7" xlink:href="ldi-20260630.xsd#ldi_Investor1Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_NameOfMajorCustomerDomain_019e1d3c-c9ae-7e8e-9547-e85d6bb75f09" xlink:to="loc_ldi_Investor1Member_019e1d3c-c9ae-7f5a-b2eb-0b92d6f462a7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_Investor2Member_019e1d3c-c9ae-768f-b465-a1b3dca0fdcb" xlink:href="ldi-20260630.xsd#ldi_Investor2Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_NameOfMajorCustomerDomain_019e1d3c-c9ae-7e8e-9547-e85d6bb75f09" xlink:to="loc_ldi_Investor2Member_019e1d3c-c9ae-768f-b465-a1b3dca0fdcb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_Investor3Member_019e1d3c-c9ae-7379-915b-d95bfc617d72" xlink:href="ldi-20260630.xsd#ldi_Investor3Member"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_NameOfMajorCustomerDomain_019e1d3c-c9ae-7e8e-9547-e85d6bb75f09" xlink:to="loc_ldi_Investor3Member_019e1d3c-c9ae-7379-915b-d95bfc617d72" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityAxis_019e1d3c-c9ae-717a-b5b8-3587845342bf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCreditFacilityAxis"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTable_019e1d3c-c8df-7e63-8a5d-6a4d826e15aa" xlink:to="loc_us-gaap_LineOfCreditFacilityAxis_019e1d3c-c9ae-717a-b5b8-3587845342bf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityLenderDomain_019e1d3c-c9ae-7dc0-9497-ce4186d9330a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCreditFacilityLenderDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityAxis_019e1d3c-c9ae-717a-b5b8-3587845342bf" xlink:to="loc_us-gaap_LineOfCreditFacilityLenderDomain_019e1d3c-c9ae-7dc0-9497-ce4186d9330a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_Lender1Member_019e1d3c-c9ae-78bf-926a-9bdcdcb56612" xlink:href="ldi-20260630.xsd#ldi_Lender1Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLenderDomain_019e1d3c-c9ae-7dc0-9497-ce4186d9330a" xlink:to="loc_ldi_Lender1Member_019e1d3c-c9ae-78bf-926a-9bdcdcb56612" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_Lender2Member_019e1d3c-c9ae-7199-ac48-26652d21fc17" xlink:href="ldi-20260630.xsd#ldi_Lender2Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLenderDomain_019e1d3c-c9ae-7dc0-9497-ce4186d9330a" xlink:to="loc_ldi_Lender2Member_019e1d3c-c9ae-7199-ac48-26652d21fc17" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_Lender3Member_019e1d3c-c9ae-7b55-925c-21569964ce4e" xlink:href="ldi-20260630.xsd#ldi_Lender3Member"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLenderDomain_019e1d3c-c9ae-7dc0-9497-ce4186d9330a" xlink:to="loc_ldi_Lender3Member_019e1d3c-c9ae-7b55-925c-21569964ce4e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskLineItems_019e1d3c-c9ae-7579-a9e6-33ce60763610" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConcentrationRiskLineItems"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTable_019e1d3c-c8df-7e63-8a5d-6a4d826e15aa" xlink:to="loc_us-gaap_ConcentrationRiskLineItems_019e1d3c-c9ae-7579-a9e6-33ce60763610" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskPercentage1_019e1d3c-c9ae-79c9-ade4-0aaffc666868" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConcentrationRiskPercentage1"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskLineItems_019e1d3c-c9ae-7579-a9e6-33ce60763610" xlink:to="loc_us-gaap_ConcentrationRiskPercentage1_019e1d3c-c9ae-79c9-ade4-0aaffc666868" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_NumberOfLenders_019e1d3c-c9ae-7f47-92bc-2da6c9184d42" xlink:href="ldi-20260630.xsd#ldi_NumberOfLenders"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskLineItems_019e1d3c-c9ae-7579-a9e6-33ce60763610" xlink:to="loc_ldi_NumberOfLenders_019e1d3c-c9ae-7f47-92bc-2da6c9184d42" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/FAIRVALUEFinancialStatementItemsonRecurringBasisbyFairValueHierarchyDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#FAIRVALUEFinancialStatementItemsonRecurringBasisbyFairValueHierarchyDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/FAIRVALUEFinancialStatementItemsonRecurringBasisbyFairValueHierarchyDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_019e1d3c-c9ae-796d-8dc8-493eee3d81a3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_019e1d3c-c9ae-76fe-8a5c-f6e9378a824d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByBalanceSheetGroupingTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_019e1d3c-c9ae-796d-8dc8-493eee3d81a3" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTable_019e1d3c-c9ae-76fe-8a5c-f6e9378a824d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_019e1d3c-c9ae-70dd-8070-d7dac362afcf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_019e1d3c-c9ae-76fe-8a5c-f6e9378a824d" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_019e1d3c-c9ae-70dd-8070-d7dac362afcf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_019e1d3c-c9ae-769f-8b97-520be937038e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_019e1d3c-c9ae-70dd-8070-d7dac362afcf" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_019e1d3c-c9ae-769f-8b97-520be937038e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_019e1d3c-c9ae-75fb-9caa-8bce400ee41f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueInputsLevel1Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_019e1d3c-c9ae-769f-8b97-520be937038e" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_019e1d3c-c9ae-75fb-9caa-8bce400ee41f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_019e1d3c-c9ae-7b5f-9591-60484057f453" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueInputsLevel2Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_019e1d3c-c9ae-769f-8b97-520be937038e" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_019e1d3c-c9ae-7b5f-9591-60484057f453" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_019e1d3c-c9ae-7186-be61-3408e1454bc0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_019e1d3c-c9ae-769f-8b97-520be937038e" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_019e1d3c-c9ae-7186-be61-3408e1454bc0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_019e1d3c-c9ae-714b-8a85-be488904542e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentRiskAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_019e1d3c-c9ae-76fe-8a5c-f6e9378a824d" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_019e1d3c-c9ae-714b-8a85-be488904542e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_019e1d3c-c9ae-76fa-a26f-af08464c48d8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeContractTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_019e1d3c-c9ae-714b-8a85-be488904542e" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_019e1d3c-c9ae-76fa-a26f-af08464c48d8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestRateLockCommitmentsMember_019e1d3c-c9ae-77f9-a056-c704e4e04b6b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestRateLockCommitmentsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_019e1d3c-c9ae-76fa-a26f-af08464c48d8" xlink:to="loc_us-gaap_InterestRateLockCommitmentsMember_019e1d3c-c9ae-77f9-a056-c704e4e04b6b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ForwardContractsMember_019e1d3c-c9ae-7ebf-a526-ecf07e851b87" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ForwardContractsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_019e1d3c-c9ae-76fa-a26f-af08464c48d8" xlink:to="loc_us-gaap_ForwardContractsMember_019e1d3c-c9ae-7ebf-a526-ecf07e851b87" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestRateSwapMember_019e1d3c-c9ae-76e9-879b-ab10908fe2ad" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestRateSwapMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_019e1d3c-c9ae-76fa-a26f-af08464c48d8" xlink:to="loc_us-gaap_InterestRateSwapMember_019e1d3c-c9ae-76e9-879b-ab10908fe2ad" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_PutOptionsOnTreasuriesMember_019e1d3c-c9ae-7ee7-9a22-3329734d0333" xlink:href="ldi-20260630.xsd#ldi_PutOptionsOnTreasuriesMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_019e1d3c-c9ae-76fa-a26f-af08464c48d8" xlink:to="loc_ldi_PutOptionsOnTreasuriesMember_019e1d3c-c9ae-7ee7-9a22-3329734d0333" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_019e1d3c-c9ae-77d9-96cd-2d2b907678ce" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_019e1d3c-c9ae-76fe-8a5c-f6e9378a824d" xlink:to="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_019e1d3c-c9ae-77d9-96cd-2d2b907678ce" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsFairValueDisclosureAbstract_019e1d3c-c9ae-72d0-904f-7c912e7dd20f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetsFairValueDisclosureAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_019e1d3c-c9ae-77d9-96cd-2d2b907678ce" xlink:to="loc_us-gaap_AssetsFairValueDisclosureAbstract_019e1d3c-c9ae-72d0-904f-7c912e7dd20f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansHeldForSaleFairValueDisclosure_019e1d3c-c9ae-71fd-9b92-c650ad294c57" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LoansHeldForSaleFairValueDisclosure"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_019e1d3c-c9ae-72d0-904f-7c912e7dd20f" xlink:to="loc_us-gaap_LoansHeldForSaleFairValueDisclosure_019e1d3c-c9ae-71fd-9b92-c650ad294c57" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_LoansHeldForInvestmentAtFairValue_019e1d3c-c9ae-71da-914a-bcca04acfd43" xlink:href="ldi-20260630.xsd#ldi_LoansHeldForInvestmentAtFairValue"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_019e1d3c-c9ae-72d0-904f-7c912e7dd20f" xlink:to="loc_ldi_LoansHeldForInvestmentAtFairValue_019e1d3c-c9ae-71da-914a-bcca04acfd43" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TradingSecuritiesDebt_019e1d3c-c9ae-7772-8c76-5f76fa4f865a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TradingSecuritiesDebt"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_019e1d3c-c9ae-72d0-904f-7c912e7dd20f" xlink:to="loc_us-gaap_TradingSecuritiesDebt_019e1d3c-c9ae-7772-8c76-5f76fa4f865a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssets_019e1d3c-c9ae-75b7-a838-529b975ba852" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeAssets"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_019e1d3c-c9ae-72d0-904f-7c912e7dd20f" xlink:to="loc_us-gaap_DerivativeAssets_019e1d3c-c9ae-75b7-a838-529b975ba852" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAmount_019e1d3c-c9ae-7a8d-a616-79be7363bf35" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetAtFairValueAmount"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_019e1d3c-c9ae-72d0-904f-7c912e7dd20f" xlink:to="loc_us-gaap_ServicingAssetAtFairValueAmount_019e1d3c-c9ae-7a8d-a616-79be7363bf35" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsFairValueDisclosure_019e1d3c-c9ae-73c3-ad74-12d6b37bcb93" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetsFairValueDisclosure"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_019e1d3c-c9ae-72d0-904f-7c912e7dd20f" xlink:to="loc_us-gaap_AssetsFairValueDisclosure_019e1d3c-c9ae-73c3-ad74-12d6b37bcb93" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract_019e1d3c-c9ae-74ce-8c25-4626dcaa9e00" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilitiesFairValueDisclosureAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_019e1d3c-c9ae-77d9-96cd-2d2b907678ce" xlink:to="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract_019e1d3c-c9ae-74ce-8c25-4626dcaa9e00" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilities_019e1d3c-c9ae-7d76-9441-8743dd5e0074" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeLiabilities"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract_019e1d3c-c9ae-74ce-8c25-4626dcaa9e00" xlink:to="loc_us-gaap_DerivativeLiabilities_019e1d3c-c9ae-7d76-9441-8743dd5e0074" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingLiabilityAtFairValueAmount_019e1d3c-c9ae-7d48-bb5d-e94f454273fd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingLiabilityAtFairValueAmount"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract_019e1d3c-c9ae-74ce-8c25-4626dcaa9e00" xlink:to="loc_us-gaap_ServicingLiabilityAtFairValueAmount_019e1d3c-c9ae-7d48-bb5d-e94f454273fd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_019e1d3c-c9ae-730b-94e4-560fe139815d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialLiabilitiesFairValueDisclosure"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract_019e1d3c-c9ae-74ce-8c25-4626dcaa9e00" xlink:to="loc_us-gaap_FinancialLiabilitiesFairValueDisclosure_019e1d3c-c9ae-730b-94e4-560fe139815d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/FAIRVALUEAssetsandLiabilitiesonRecurringBasisUsingSignificantUnobservableInputsDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#FAIRVALUEAssetsandLiabilitiesonRecurringBasisUsingSignificantUnobservableInputsDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/FAIRVALUEAssetsandLiabilitiesonRecurringBasisUsingSignificantUnobservableInputsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_019e1d3c-c9ae-728e-a913-ef32942a807b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTable_019e1d3c-c9ae-7887-b28a-ee55dee8db6b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByBalanceSheetGroupingTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_019e1d3c-c9ae-728e-a913-ef32942a807b" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTable_019e1d3c-c9ae-7887-b28a-ee55dee8db6b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_019e1d3c-c9ae-7b0a-b19b-abfa2541fe3a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentRiskAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_019e1d3c-c9ae-7887-b28a-ee55dee8db6b" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_019e1d3c-c9ae-7b0a-b19b-abfa2541fe3a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_019e1d3c-c9ae-7102-b413-152c7af3490a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeContractTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_019e1d3c-c9ae-7b0a-b19b-abfa2541fe3a" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_019e1d3c-c9ae-7102-b413-152c7af3490a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestRateLockCommitmentsMember_019e1d3c-c9ae-7d5d-837c-32fed8ae1b2c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestRateLockCommitmentsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_019e1d3c-c9ae-7102-b413-152c7af3490a" xlink:to="loc_us-gaap_InterestRateLockCommitmentsMember_019e1d3c-c9ae-7d5d-837c-32fed8ae1b2c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByAssetClassAxis_019e1d3c-c9ae-7236-8aab-aa0808e5d814" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByAssetClassAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_019e1d3c-c9ae-7887-b28a-ee55dee8db6b" xlink:to="loc_us-gaap_FairValueByAssetClassAxis_019e1d3c-c9ae-7236-8aab-aa0808e5d814" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_019e1d3c-c9ae-78c1-9852-4810f9661609" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByAssetClassAxis_019e1d3c-c9ae-7236-8aab-aa0808e5d814" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_019e1d3c-c9ae-78c1-9852-4810f9661609" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ServicingRightsMember_019e1d3c-c9ae-7a1b-8a20-03e4ed4b1b82" xlink:href="ldi-20260630.xsd#ldi_ServicingRightsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_019e1d3c-c9ae-78c1-9852-4810f9661609" xlink:to="loc_ldi_ServicingRightsMember_019e1d3c-c9ae-7a1b-8a20-03e4ed4b1b82" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_019e1d3c-c9ae-73e0-b1af-c50893f6ab50" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_019e1d3c-c9ae-7887-b28a-ee55dee8db6b" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_019e1d3c-c9ae-73e0-b1af-c50893f6ab50" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_019e1d3c-c9ae-79a8-8156-7a3b1f84106a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_019e1d3c-c9ae-73e0-b1af-c50893f6ab50" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_019e1d3c-c9ae-79a8-8156-7a3b1f84106a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_019e1d3c-c9ae-7047-88ad-18473a739a71" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_019e1d3c-c9ae-79a8-8156-7a3b1f84106a" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_019e1d3c-c9ae-7047-88ad-18473a739a71" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_019e1d3c-c9ae-76c6-aa87-01e0a12bdd5b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTable_019e1d3c-c9ae-7887-b28a-ee55dee8db6b" xlink:to="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_019e1d3c-c9ae-76c6-aa87-01e0a12bdd5b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputReconciliationRollForward_019e1d3c-c9ae-79e4-9835-f0f0a54be9ae" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputReconciliationRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_019e1d3c-c9ae-76c6-aa87-01e0a12bdd5b" xlink:to="loc_us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputReconciliationRollForward_019e1d3c-c9ae-79e4-9835-f0f0a54be9ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisWithUnobservableInputs_019e1d3c-c9ae-71c1-bd47-ceb558067620" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisWithUnobservableInputs"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputReconciliationRollForward_019e1d3c-c9ae-79e4-9835-f0f0a54be9ae" xlink:to="loc_us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisWithUnobservableInputs_019e1d3c-c9ae-71c1-bd47-ceb558067620" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationIssues_019e1d3c-c9ae-7dbd-ae6f-25f5fee1d074" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationIssues"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputReconciliationRollForward_019e1d3c-c9ae-79e4-9835-f0f0a54be9ae" xlink:to="loc_us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationIssues_019e1d3c-c9ae-7dbd-ae6f-25f5fee1d074" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationOther_019e1d3c-c9ae-7a01-ada6-6db3d4aa8cbe" xlink:href="ldi-20260630.xsd#ldi_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationOther"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputReconciliationRollForward_019e1d3c-c9ae-79e4-9835-f0f0a54be9ae" xlink:to="loc_ldi_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationOther_019e1d3c-c9ae-7a01-ada6-6db3d4aa8cbe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersOutOfLevel3_019e1d3c-c9ae-756c-a111-0d2af251f4a6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersOutOfLevel3"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputReconciliationRollForward_019e1d3c-c9ae-79e4-9835-f0f0a54be9ae" xlink:to="loc_us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersOutOfLevel3_019e1d3c-c9ae-756c-a111-0d2af251f4a6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisGainLossInFairValueResultingFromChangesInValuationsOrChangesInAssumptionsAndOthers_019e1d3c-c9ae-7bc4-b238-d4ed3732b017" xlink:href="ldi-20260630.xsd#ldi_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisGainLossInFairValueResultingFromChangesInValuationsOrChangesInAssumptionsAndOthers"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputReconciliationRollForward_019e1d3c-c9ae-79e4-9835-f0f0a54be9ae" xlink:to="loc_ldi_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisGainLossInFairValueResultingFromChangesInValuationsOrChangesInAssumptionsAndOthers_019e1d3c-c9ae-7bc4-b238-d4ed3732b017" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationSales_019e1d3c-c9ae-70b2-a8b4-1fe7a8d176bb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationSales"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputReconciliationRollForward_019e1d3c-c9ae-79e4-9835-f0f0a54be9ae" xlink:to="loc_us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationSales_019e1d3c-c9ae-70b2-a8b4-1fe7a8d176bb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisWithUnobservableInputs_019e1d3c-c9ae-7848-a588-c1f22c81ff0c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisWithUnobservableInputs"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputReconciliationRollForward_019e1d3c-c9ae-79e4-9835-f0f0a54be9ae" xlink:to="loc_us-gaap_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisWithUnobservableInputs_019e1d3c-c9ae-7848-a588-c1f22c81ff0c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_019e1d3c-c9ae-7bfa-a906-f4b973ae13b7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_019e1d3c-c9ae-76c6-aa87-01e0a12bdd5b" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_019e1d3c-c9ae-7bfa-a906-f4b973ae13b7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_019e1d3c-c9ae-7726-9b42-321c88cbf052" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_019e1d3c-c9ae-7bfa-a906-f4b973ae13b7" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_019e1d3c-c9ae-7726-9b42-321c88cbf052" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetIssues_019e1d3c-c9ae-7caa-bfd7-cba07127506c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetIssues"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_019e1d3c-c9ae-7bfa-a906-f4b973ae13b7" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetIssues_019e1d3c-c9ae-7caa-bfd7-cba07127506c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetOther_019e1d3c-c9ae-7361-ad37-cc087097daef" xlink:href="ldi-20260630.xsd#ldi_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetOther"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_019e1d3c-c9ae-7bfa-a906-f4b973ae13b7" xlink:to="loc_ldi_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetOther_019e1d3c-c9ae-7361-ad37-cc087097daef" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersOutOfLevel3_019e1d3c-c9ae-7a9b-b7d7-d28a2a6a4beb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersOutOfLevel3"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_019e1d3c-c9ae-7bfa-a906-f4b973ae13b7" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersOutOfLevel3_019e1d3c-c9ae-7a9b-b7d7-d28a2a6a4beb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ServicingAssetAtFairValueGainLossInFairValueResultingFromChangesInValuationsOrChangesInAssumptionsAndOthers_019e1d3c-c9ae-7ec1-8580-d812ad7675be" xlink:href="ldi-20260630.xsd#ldi_ServicingAssetAtFairValueGainLossInFairValueResultingFromChangesInValuationsOrChangesInAssumptionsAndOthers"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_019e1d3c-c9ae-7bfa-a906-f4b973ae13b7" xlink:to="loc_ldi_ServicingAssetAtFairValueGainLossInFairValueResultingFromChangesInValuationsOrChangesInAssumptionsAndOthers_019e1d3c-c9ae-7ec1-8580-d812ad7675be" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales_019e1d3c-c9ae-75ee-9a7e-39809b06405c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_019e1d3c-c9ae-7bfa-a906-f4b973ae13b7" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales_019e1d3c-c9ae-75ee-9a7e-39809b06405c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_019e1d3c-c9ae-7b93-9cfa-920a7b797e2c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_019e1d3c-c9ae-7bfa-a906-f4b973ae13b7" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_019e1d3c-c9ae-7b93-9cfa-920a7b797e2c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_FairValueAssetRecurringBasisStillHeldChangeInUnrealizedGainLoss_019e1d3c-c9ae-7925-bbc3-054d20c95e6b" xlink:href="ldi-20260630.xsd#ldi_FairValueAssetRecurringBasisStillHeldChangeInUnrealizedGainLoss"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems_019e1d3c-c9ae-76c6-aa87-01e0a12bdd5b" xlink:to="loc_ldi_FairValueAssetRecurringBasisStillHeldChangeInUnrealizedGainLoss_019e1d3c-c9ae-7925-bbc3-054d20c95e6b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/FAIRVALUEFairValueMeasurementInputsandValuationTechniquesDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#FAIRVALUEFairValueMeasurementInputsandValuationTechniquesDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/FAIRVALUEFairValueMeasurementInputsandValuationTechniquesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_019e1d3c-c9ae-73f8-bb06-be4e7f4945e9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_019e1d3c-c9ae-73c1-a943-bdefa33b7a1e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_019e1d3c-c9ae-73f8-bb06-be4e7f4945e9" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_019e1d3c-c9ae-73c1-a943-bdefa33b7a1e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_019e1d3c-c9ae-75ce-a263-3bbf2df0c4cd" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RangeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_019e1d3c-c9ae-73c1-a943-bdefa33b7a1e" xlink:to="loc_srt_RangeAxis_019e1d3c-c9ae-75ce-a263-3bbf2df0c4cd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_019e1d3c-c9ae-7a6a-80fe-6731242e408f" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_019e1d3c-c9ae-75ce-a263-3bbf2df0c4cd" xlink:to="loc_srt_RangeMember_019e1d3c-c9ae-7a6a-80fe-6731242e408f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_019e1d3c-c9ae-779e-bc4b-57194dc2bccb" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_MinimumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_019e1d3c-c9ae-7a6a-80fe-6731242e408f" xlink:to="loc_srt_MinimumMember_019e1d3c-c9ae-779e-bc4b-57194dc2bccb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_019e1d3c-c9ae-7ecc-9639-1da851d4fe59" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_MaximumMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_019e1d3c-c9ae-7a6a-80fe-6731242e408f" xlink:to="loc_srt_MaximumMember_019e1d3c-c9ae-7ecc-9639-1da851d4fe59" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_WeightedAverageMember_019e1d3c-c9ae-7be1-8fe0-5417f38b4f5a" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_WeightedAverageMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_019e1d3c-c9ae-7a6a-80fe-6731242e408f" xlink:to="loc_srt_WeightedAverageMember_019e1d3c-c9ae-7be1-8fe0-5417f38b4f5a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_019e1d3c-c9ae-7305-8dd8-b88670f8d9a5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentRiskAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_019e1d3c-c9ae-73c1-a943-bdefa33b7a1e" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_019e1d3c-c9ae-7305-8dd8-b88670f8d9a5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_019e1d3c-c9ae-7275-a68b-d5223d81e84f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeContractTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_019e1d3c-c9ae-7305-8dd8-b88670f8d9a5" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_019e1d3c-c9ae-7275-a68b-d5223d81e84f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestRateLockCommitmentsMember_019e1d3c-c9ae-7dc9-905b-9d048759f231" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestRateLockCommitmentsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_019e1d3c-c9ae-7275-a68b-d5223d81e84f" xlink:to="loc_us-gaap_InterestRateLockCommitmentsMember_019e1d3c-c9ae-7dc9-905b-9d048759f231" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputTypeAxis_019e1d3c-c9ae-70fc-b678-bf9f9875eae1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MeasurementInputTypeAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_019e1d3c-c9ae-73c1-a943-bdefa33b7a1e" xlink:to="loc_us-gaap_MeasurementInputTypeAxis_019e1d3c-c9ae-70fc-b678-bf9f9875eae1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputTypeDomain_019e1d3c-c9ae-72be-b56f-b79be27c27cf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MeasurementInputTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeAxis_019e1d3c-c9ae-70fc-b678-bf9f9875eae1" xlink:to="loc_us-gaap_MeasurementInputTypeDomain_019e1d3c-c9ae-72be-b56f-b79be27c27cf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_MeasurementInputPullThroughRateMember_019e1d3c-c9ae-7b23-abe5-655bf18a2c82" xlink:href="ldi-20260630.xsd#ldi_MeasurementInputPullThroughRateMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_019e1d3c-c9ae-72be-b56f-b79be27c27cf" xlink:to="loc_ldi_MeasurementInputPullThroughRateMember_019e1d3c-c9ae-7b23-abe5-655bf18a2c82" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputDiscountRateMember_019e1d3c-c9ae-732d-8aa2-984bb5bb60d7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MeasurementInputDiscountRateMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_019e1d3c-c9ae-72be-b56f-b79be27c27cf" xlink:to="loc_us-gaap_MeasurementInputDiscountRateMember_019e1d3c-c9ae-732d-8aa2-984bb5bb60d7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputPrepaymentRateMember_019e1d3c-c9ae-7b17-b06e-269dde9596f4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MeasurementInputPrepaymentRateMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_019e1d3c-c9ae-72be-b56f-b79be27c27cf" xlink:to="loc_us-gaap_MeasurementInputPrepaymentRateMember_019e1d3c-c9ae-7b17-b06e-269dde9596f4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_MeasurementInputCostToServiceMember_019e1d3c-c9ae-7655-9a55-2f0613376f5b" xlink:href="ldi-20260630.xsd#ldi_MeasurementInputCostToServiceMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_019e1d3c-c9ae-72be-b56f-b79be27c27cf" xlink:to="loc_ldi_MeasurementInputCostToServiceMember_019e1d3c-c9ae-7655-9a55-2f0613376f5b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_019e1d3c-c9ae-7196-aaa1-2ddbdf50e312" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_019e1d3c-c9ae-73c1-a943-bdefa33b7a1e" xlink:to="loc_us-gaap_FinancialInstrumentAxis_019e1d3c-c9ae-7196-aaa1-2ddbdf50e312" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019e1d3c-c9ae-7c81-8e7e-b340920d3378" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_019e1d3c-c9ae-7196-aaa1-2ddbdf50e312" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019e1d3c-c9ae-7c81-8e7e-b340920d3378" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ServicingRightsMember_019e1d3c-c9ae-72bc-a514-b6742b268db9" xlink:href="ldi-20260630.xsd#ldi_ServicingRightsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019e1d3c-c9ae-7c81-8e7e-b340920d3378" xlink:to="loc_ldi_ServicingRightsMember_019e1d3c-c9ae-72bc-a514-b6742b268db9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_019e1d3c-c9ae-7919-a5a7-1d0a22edbc4f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_019e1d3c-c9ae-73c1-a943-bdefa33b7a1e" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_019e1d3c-c9ae-7919-a5a7-1d0a22edbc4f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssetMeasurementInput_019e1d3c-c9ae-7ac9-bc1e-1dad27b73d5e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeAssetMeasurementInput"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_019e1d3c-c9ae-7919-a5a7-1d0a22edbc4f" xlink:to="loc_us-gaap_DerivativeAssetMeasurementInput_019e1d3c-c9ae-7ac9-bc1e-1dad27b73d5e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetMeasurementInput_019e1d3c-c9ae-7385-b050-9ff61c9e25b3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetMeasurementInput"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_019e1d3c-c9ae-7919-a5a7-1d0a22edbc4f" xlink:to="loc_us-gaap_ServicingAssetMeasurementInput_019e1d3c-c9ae-7385-b050-9ff61c9e25b3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/FAIRVALUEAssetsNotMeasuredonRecurringandNonrecurringBasisDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#FAIRVALUEAssetsNotMeasuredonRecurringandNonrecurringBasisDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/FAIRVALUEAssetsNotMeasuredonRecurringandNonrecurringBasisDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_019e1d3c-c9ae-72f7-ab79-ddcf8eea4bf8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_019e1d3c-c9ae-7274-9127-1b48d53b5c0d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_019e1d3c-c9ae-72f7-ab79-ddcf8eea4bf8" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_019e1d3c-c9ae-7274-9127-1b48d53b5c0d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByMeasurementBasisAxis_019e1d3c-c9ae-7760-929c-b2b658cc7511" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByMeasurementBasisAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_019e1d3c-c9ae-7274-9127-1b48d53b5c0d" xlink:to="loc_us-gaap_FairValueByMeasurementBasisAxis_019e1d3c-c9ae-7760-929c-b2b658cc7511" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosureItemAmountsDomain_019e1d3c-c9ae-7d8c-8e9c-8da9a6f5ad47" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosureItemAmountsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByMeasurementBasisAxis_019e1d3c-c9ae-7760-929c-b2b658cc7511" xlink:to="loc_us-gaap_FairValueDisclosureItemAmountsDomain_019e1d3c-c9ae-7d8c-8e9c-8da9a6f5ad47" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_019e1d3c-c9ae-724f-87a4-4acda8645e24" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosureItemAmountsDomain_019e1d3c-c9ae-7d8c-8e9c-8da9a6f5ad47" xlink:to="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_019e1d3c-c9ae-724f-87a4-4acda8645e24" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CarryingReportedAmountFairValueDisclosureMember_019e1d3c-c9ae-71b6-83f1-503ae7a8b4d7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_019e1d3c-c9ae-724f-87a4-4acda8645e24" xlink:to="loc_us-gaap_CarryingReportedAmountFairValueDisclosureMember_019e1d3c-c9ae-71b6-83f1-503ae7a8b4d7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_019e1d3c-c9ae-76ae-ab61-9bff55c3732f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_019e1d3c-c9ae-724f-87a4-4acda8645e24" xlink:to="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_019e1d3c-c9ae-76ae-ab61-9bff55c3732f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_019e1d3c-c9ae-7b4f-b03e-5fdbd4519e05" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_019e1d3c-c9ae-7274-9127-1b48d53b5c0d" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_019e1d3c-c9ae-7b4f-b03e-5fdbd4519e05" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_019e1d3c-c9ae-71dd-926e-d3b87dd37d84" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_019e1d3c-c9ae-7b4f-b03e-5fdbd4519e05" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_019e1d3c-c9ae-71dd-926e-d3b87dd37d84" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeniorNotesMember_019e1d3c-c9ae-72aa-bbfb-2a515e6bb5b4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SeniorNotesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_019e1d3c-c9ae-71dd-926e-d3b87dd37d84" xlink:to="loc_us-gaap_SeniorNotesMember_019e1d3c-c9ae-72aa-bbfb-2a515e6bb5b4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuredDebtMember_019e1d3c-c9ae-7692-b905-d61c76936d5d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SecuredDebtMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_019e1d3c-c9ae-71dd-926e-d3b87dd37d84" xlink:to="loc_us-gaap_SecuredDebtMember_019e1d3c-c9ae-7692-b905-d61c76936d5d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_019e1d3c-c9ae-72d8-b688-1b9dd193d4f7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_019e1d3c-c9ae-7274-9127-1b48d53b5c0d" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_019e1d3c-c9ae-72d8-b688-1b9dd193d4f7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtFairValue_019e1d3c-c9ae-7f3a-99b6-2b87e009125a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongTermDebtFairValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_019e1d3c-c9ae-72d8-b688-1b9dd193d4f7" xlink:to="loc_us-gaap_LongTermDebtFairValue_019e1d3c-c9ae-7f3a-99b6-2b87e009125a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/LOANSHELDFORSALEATFAIRVALUEUnpaidPrincipalBalanceofLHFSbyLoanTypeDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#LOANSHELDFORSALEATFAIRVALUEUnpaidPrincipalBalanceofLHFSbyLoanTypeDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/LOANSHELDFORSALEATFAIRVALUEUnpaidPrincipalBalanceofLHFSbyLoanTypeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_019e1d3c-c9ae-7503-800b-27537d6d6407" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_019e1d3c-c9ae-7747-a17c-db396f1f3331" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_019e1d3c-c9ae-7503-800b-27537d6d6407" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_019e1d3c-c9ae-7747-a17c-db396f1f3331" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_019e1d3c-c9ae-7287-a09d-4f0e77fea1f0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_019e1d3c-c9ae-7747-a17c-db396f1f3331" xlink:to="loc_us-gaap_FinancialInstrumentAxis_019e1d3c-c9ae-7287-a09d-4f0e77fea1f0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019e1d3c-c9ae-7175-9ffe-96736661d05d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_019e1d3c-c9ae-7287-a09d-4f0e77fea1f0" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019e1d3c-c9ae-7175-9ffe-96736661d05d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FixedRateResidentialMortgageMember_019e1d3c-c9ae-7cb2-af71-91401e404907" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FixedRateResidentialMortgageMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019e1d3c-c9ae-7175-9ffe-96736661d05d" xlink:to="loc_us-gaap_FixedRateResidentialMortgageMember_019e1d3c-c9ae-7cb2-af71-91401e404907" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustableRateResidentialMortgageMember_019e1d3c-c9ae-7321-a2c7-11e907e9e62b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AdjustableRateResidentialMortgageMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019e1d3c-c9ae-7175-9ffe-96736661d05d" xlink:to="loc_us-gaap_AdjustableRateResidentialMortgageMember_019e1d3c-c9ae-7321-a2c7-11e907e9e62b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_OtherResidentialMortgageMember_019e1d3c-c9ae-7299-99c6-ef60e4cada1e" xlink:href="ldi-20260630.xsd#ldi_OtherResidentialMortgageMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019e1d3c-c9ae-7175-9ffe-96736661d05d" xlink:to="loc_ldi_OtherResidentialMortgageMember_019e1d3c-c9ae-7299-99c6-ef60e4cada1e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConsumerLoanMember_019e1d3c-c9ae-7793-afe9-63349c79116e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConsumerLoanMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019e1d3c-c9ae-7175-9ffe-96736661d05d" xlink:to="loc_us-gaap_ConsumerLoanMember_019e1d3c-c9ae-7793-afe9-63349c79116e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_019e1d3c-c9ae-7bb0-9828-e2fe992d7fbc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_019e1d3c-c9ae-7747-a17c-db396f1f3331" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_019e1d3c-c9ae-7bb0-9828-e2fe992d7fbc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_019e1d3c-c9ae-70ef-8843-66553beb7b6d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_019e1d3c-c9ae-7bb0-9828-e2fe992d7fbc" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_019e1d3c-c9ae-70ef-8843-66553beb7b6d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConventionalLoanMember_019e1d3c-c9ae-7d21-90fd-a7dc59bc3cf4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConventionalLoanMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_019e1d3c-c9ae-70ef-8843-66553beb7b6d" xlink:to="loc_us-gaap_ConventionalLoanMember_019e1d3c-c9ae-7d21-90fd-a7dc59bc3cf4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_GovernmentMortgageLoanMember_019e1d3c-c9ae-7397-bffe-a229f4f60cd6" xlink:href="ldi-20260630.xsd#ldi_GovernmentMortgageLoanMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_019e1d3c-c9ae-70ef-8843-66553beb7b6d" xlink:to="loc_ldi_GovernmentMortgageLoanMember_019e1d3c-c9ae-7397-bffe-a229f4f60cd6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskByTypeAxis_019e1d3c-c9ae-772a-91b7-b0eb595217e2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConcentrationRiskByTypeAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_019e1d3c-c9ae-7747-a17c-db396f1f3331" xlink:to="loc_us-gaap_ConcentrationRiskByTypeAxis_019e1d3c-c9ae-772a-91b7-b0eb595217e2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskTypeDomain_019e1d3c-c9ae-7449-b097-ed0e8b4b88e0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConcentrationRiskTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskByTypeAxis_019e1d3c-c9ae-772a-91b7-b0eb595217e2" xlink:to="loc_us-gaap_ConcentrationRiskTypeDomain_019e1d3c-c9ae-7449-b097-ed0e8b4b88e0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProductConcentrationRiskMember_019e1d3c-c9ae-7007-b59a-09043487c1cc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProductConcentrationRiskMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTypeDomain_019e1d3c-c9ae-7449-b097-ed0e8b4b88e0" xlink:to="loc_us-gaap_ProductConcentrationRiskMember_019e1d3c-c9ae-7007-b59a-09043487c1cc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskByBenchmarkAxis_019e1d3c-c9ae-7ab7-8cbb-7c01ed5d9b72" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConcentrationRiskByBenchmarkAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_019e1d3c-c9ae-7747-a17c-db396f1f3331" xlink:to="loc_us-gaap_ConcentrationRiskByBenchmarkAxis_019e1d3c-c9ae-7ab7-8cbb-7c01ed5d9b72" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskBenchmarkDomain_019e1d3c-c9ae-7ed9-a4c4-8e981f105f24" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConcentrationRiskBenchmarkDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskByBenchmarkAxis_019e1d3c-c9ae-7ab7-8cbb-7c01ed5d9b72" xlink:to="loc_us-gaap_ConcentrationRiskBenchmarkDomain_019e1d3c-c9ae-7ed9-a4c4-8e981f105f24" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ReceivablesBenchmarkMember_019e1d3c-c9ae-754d-85c6-cb846691dfb5" xlink:href="ldi-20260630.xsd#ldi_ReceivablesBenchmarkMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskBenchmarkDomain_019e1d3c-c9ae-7ed9-a4c4-8e981f105f24" xlink:to="loc_ldi_ReceivablesBenchmarkMember_019e1d3c-c9ae-754d-85c6-cb846691dfb5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_019e1d3c-c9ae-7095-8817-23756d34206e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_019e1d3c-c9ae-7747-a17c-db396f1f3331" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_019e1d3c-c9ae-7095-8817-23756d34206e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleAmount_019e1d3c-c9ae-7c60-8dc6-1888700673a7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LoansReceivableHeldForSaleAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_019e1d3c-c9ae-7095-8817-23756d34206e" xlink:to="loc_us-gaap_LoansReceivableHeldForSaleAmount_019e1d3c-c9ae-7c60-8dc6-1888700673a7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_LoansHeldForSaleFairValueAdjustment_019e1d3c-c9ae-783d-82da-40f73b94ad14" xlink:href="ldi-20260630.xsd#ldi_LoansHeldForSaleFairValueAdjustment"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_019e1d3c-c9ae-7095-8817-23756d34206e" xlink:to="loc_ldi_LoansHeldForSaleFairValueAdjustment_019e1d3c-c9ae-783d-82da-40f73b94ad14" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansHeldForSaleFairValueDisclosure_019e1d3c-c9ae-72c0-9d53-d45291621331" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LoansHeldForSaleFairValueDisclosure"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_019e1d3c-c9ae-7095-8817-23756d34206e" xlink:to="loc_us-gaap_LoansHeldForSaleFairValueDisclosure_019e1d3c-c9ae-72c0-9d53-d45291621331" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskPercentage1_019e1d3c-c9ae-7a6c-9c6d-e93fd19aca0d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConcentrationRiskPercentage1"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_019e1d3c-c9ae-7095-8817-23756d34206e" xlink:to="loc_us-gaap_ConcentrationRiskPercentage1_019e1d3c-c9ae-7a6c-9c6d-e93fd19aca0d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/LOANSHELDFORSALEATFAIRVALUESummaryofChangesinBalancesDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#LOANSHELDFORSALEATFAIRVALUESummaryofChangesinBalancesDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/LOANSHELDFORSALEATFAIRVALUESummaryofChangesinBalancesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_019e1d3c-c9ae-788f-bed6-4ebaf2431e6a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_019e1d3c-c9ae-7d3b-a1d7-0ba21bf55b42" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_019e1d3c-c9ae-788f-bed6-4ebaf2431e6a" xlink:to="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_019e1d3c-c9ae-7d3b-a1d7-0ba21bf55b42" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_019e1d3c-c9ae-7fd0-873d-65586951ddea" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_019e1d3c-c9ae-7d3b-a1d7-0ba21bf55b42" xlink:to="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_019e1d3c-c9ae-7fd0-873d-65586951ddea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleReconciliationToCashFlowAdditionsToHeldForSale_019e1d3c-c9ae-7ddd-89d8-7f7bfe2c45c6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LoansReceivableHeldForSaleReconciliationToCashFlowAdditionsToHeldForSale"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_019e1d3c-c9ae-7d3b-a1d7-0ba21bf55b42" xlink:to="loc_us-gaap_LoansReceivableHeldForSaleReconciliationToCashFlowAdditionsToHeldForSale_019e1d3c-c9ae-7ddd-89d8-7f7bfe2c45c6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleReconciliationToCashFlowDeductionsFromHeldForSale_019e1d3c-c9ae-7776-8b90-f0e2cca6a6e0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LoansReceivableHeldForSaleReconciliationToCashFlowDeductionsFromHeldForSale"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_019e1d3c-c9ae-7d3b-a1d7-0ba21bf55b42" xlink:to="loc_us-gaap_LoansReceivableHeldForSaleReconciliationToCashFlowDeductionsFromHeldForSale_019e1d3c-c9ae-7776-8b90-f0e2cca6a6e0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_LoansReceivableHeldForSaleRepurchases_019e1d3c-c9ae-751e-99ad-bb9e84bb056b" xlink:href="ldi-20260630.xsd#ldi_LoansReceivableHeldForSaleRepurchases"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_019e1d3c-c9ae-7d3b-a1d7-0ba21bf55b42" xlink:to="loc_ldi_LoansReceivableHeldForSaleRepurchases_019e1d3c-c9ae-751e-99ad-bb9e84bb056b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_LoansReceivableHeldForSalePrincipalPayments_019e1d3c-c9ae-7781-b2d6-c13c8b49e2dc" xlink:href="ldi-20260630.xsd#ldi_LoansReceivableHeldForSalePrincipalPayments"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_019e1d3c-c9ae-7d3b-a1d7-0ba21bf55b42" xlink:to="loc_ldi_LoansReceivableHeldForSalePrincipalPayments_019e1d3c-c9ae-7781-b2d6-c13c8b49e2dc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_LoansReceivableHeldForSaleChangeInFairValue_019e1d3c-c9ae-7e0a-87c0-b10a6e8fdcf1" xlink:href="ldi-20260630.xsd#ldi_LoansReceivableHeldForSaleChangeInFairValue"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_019e1d3c-c9ae-7d3b-a1d7-0ba21bf55b42" xlink:to="loc_ldi_LoansReceivableHeldForSaleChangeInFairValue_019e1d3c-c9ae-7e0a-87c0-b10a6e8fdcf1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_019e1d3c-c9ae-7d83-85db-5e1aca9cc115" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_019e1d3c-c9ae-7d3b-a1d7-0ba21bf55b42" xlink:to="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_019e1d3c-c9ae-7d83-85db-5e1aca9cc115" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/LOANSHELDFORSALEATFAIRVALUEComponentsofGainonOriginationandSaleofLoansDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#LOANSHELDFORSALEATFAIRVALUEComponentsofGainonOriginationandSaleofLoansDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/LOANSHELDFORSALEATFAIRVALUEComponentsofGainonOriginationandSaleofLoansDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_019e1d3c-c9ae-71fc-a068-424dfd715b48" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_PremiumFromLoanSales_019e1d3c-c9ae-7ce0-b5b1-de053eedd002" xlink:href="ldi-20260630.xsd#ldi_PremiumFromLoanSales"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_019e1d3c-c9ae-71fc-a068-424dfd715b48" xlink:to="loc_ldi_PremiumFromLoanSales_019e1d3c-c9ae-7ce0-b5b1-de053eedd002" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ServicingRightsFromLoanSales_019e1d3c-c9ae-7d37-bf56-f2629ba742f5" xlink:href="ldi-20260630.xsd#ldi_ServicingRightsFromLoanSales"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_019e1d3c-c9ae-71fc-a068-424dfd715b48" xlink:to="loc_ldi_ServicingRightsFromLoanSales_019e1d3c-c9ae-7d37-bf56-f2629ba742f5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_UnrealizedGainLossOnDerivatives_019e1d3c-c9ae-7b9f-9472-e3ec916bef0d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_UnrealizedGainLossOnDerivatives"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_019e1d3c-c9ae-71fc-a068-424dfd715b48" xlink:to="loc_us-gaap_UnrealizedGainLossOnDerivatives_019e1d3c-c9ae-7b9f-9472-e3ec916bef0d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_RealizedLossOnDerivativeNet_019e1d3c-c9ae-778b-b113-2e6a5d879951" xlink:href="ldi-20260630.xsd#ldi_RealizedLossOnDerivativeNet"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_019e1d3c-c9ae-71fc-a068-424dfd715b48" xlink:to="loc_ldi_RealizedLossOnDerivativeNet_019e1d3c-c9ae-778b-b113-2e6a5d879951" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_PremiumDiscountPointsRebatesAndLenderPaidCosts_019e1d3c-c9ae-71ca-a480-c8a9573c795f" xlink:href="ldi-20260630.xsd#ldi_PremiumDiscountPointsRebatesAndLenderPaidCosts"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_019e1d3c-c9ae-71fc-a068-424dfd715b48" xlink:to="loc_ldi_PremiumDiscountPointsRebatesAndLenderPaidCosts_019e1d3c-c9ae-71ca-a480-c8a9573c795f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ChangeInFairValueOfLoansHeldForSale_019e1d3c-c9ae-70fa-8eab-d0fec334c8b8" xlink:href="ldi-20260630.xsd#ldi_ChangeInFairValueOfLoansHeldForSale"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_019e1d3c-c9ae-71fc-a068-424dfd715b48" xlink:to="loc_ldi_ChangeInFairValueOfLoansHeldForSale_019e1d3c-c9ae-70fa-8eab-d0fec334c8b8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProvisionForLoanLossesExpensed_019e1d3c-c9ae-73fb-b1e0-71dc33b2d195" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProvisionForLoanLossesExpensed"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_019e1d3c-c9ae-71fc-a068-424dfd715b48" xlink:to="loc_us-gaap_ProvisionForLoanLossesExpensed_019e1d3c-c9ae-73fb-b1e0-71dc33b2d195" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_FairValueNetDerivativeAssetLiabilityRecurringBasisStillHeldGainOnOriginationAndSaleOfLoansNet_019e1d3c-c9ae-72df-a406-8bd3f907138e" xlink:href="ldi-20260630.xsd#ldi_FairValueNetDerivativeAssetLiabilityRecurringBasisStillHeldGainOnOriginationAndSaleOfLoansNet"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_019e1d3c-c9ae-71fc-a068-424dfd715b48" xlink:to="loc_ldi_FairValueNetDerivativeAssetLiabilityRecurringBasisStillHeldGainOnOriginationAndSaleOfLoansNet_019e1d3c-c9ae-72df-a406-8bd3f907138e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/LOANSHELDFORSALEATFAIRVALUEDebtSecuritiesHeldForSalePastDueDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#LOANSHELDFORSALEATFAIRVALUEDebtSecuritiesHeldForSalePastDueDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/LOANSHELDFORSALEATFAIRVALUEDebtSecuritiesHeldForSalePastDueDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_019e1d3c-c9ae-735d-9af1-61369b558635" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_019e1d3c-c9ae-76d5-abc8-4ae32961c19f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_019e1d3c-c9ae-735d-9af1-61369b558635" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_019e1d3c-c9ae-76d5-abc8-4ae32961c19f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_019e1d3c-c9ae-7be6-b045-13f9b8da6051" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablesPeriodPastDueAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_019e1d3c-c9ae-76d5-abc8-4ae32961c19f" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_019e1d3c-c9ae-7be6-b045-13f9b8da6051" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_019e1d3c-c9ae-799c-be8c-97ba7a3b3830" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_019e1d3c-c9ae-7be6-b045-13f9b8da6051" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_019e1d3c-c9ae-799c-be8c-97ba7a3b3830" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_FinancialAsset0To89DaysPastDueMember_019e1d3c-c9ae-7b69-9726-a7e92ab39af1" xlink:href="ldi-20260630.xsd#ldi_FinancialAsset0To89DaysPastDueMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_019e1d3c-c9ae-799c-be8c-97ba7a3b3830" xlink:to="loc_ldi_FinancialAsset0To89DaysPastDueMember_019e1d3c-c9ae-7b69-9726-a7e92ab39af1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_019e1d3c-c9ae-7427-aadd-26895972f39a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_019e1d3c-c9ae-799c-be8c-97ba7a3b3830" xlink:to="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_019e1d3c-c9ae-7427-aadd-26895972f39a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_019e1d3c-c9ae-720c-90a2-6a5f5e891bc2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_019e1d3c-c9ae-76d5-abc8-4ae32961c19f" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_019e1d3c-c9ae-720c-90a2-6a5f5e891bc2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_019e1d3c-c9ae-75cd-b45f-fc12048998ad" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_019e1d3c-c9ae-720c-90a2-6a5f5e891bc2" xlink:to="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_019e1d3c-c9ae-75cd-b45f-fc12048998ad" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_FinancingReceivableHeldForSaleUnpaidPrincipalBalanceNotPartOfDisposalGroupAfterValuationAllowance_019e1d3c-c9ae-74e6-bfb5-42990c8fd086" xlink:href="ldi-20260630.xsd#ldi_FinancingReceivableHeldForSaleUnpaidPrincipalBalanceNotPartOfDisposalGroupAfterValuationAllowance"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_019e1d3c-c9ae-720c-90a2-6a5f5e891bc2" xlink:to="loc_ldi_FinancingReceivableHeldForSaleUnpaidPrincipalBalanceNotPartOfDisposalGroupAfterValuationAllowance_019e1d3c-c9ae-74e6-bfb5-42990c8fd086" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_DifferenceInValueOfFinancingReceivableHeldForSaleNotPartOfDisposalGroupAfterValuationAllowance_019e1d3c-c9ae-7eb6-847e-6d85ed5e5c64" xlink:href="ldi-20260630.xsd#ldi_DifferenceInValueOfFinancingReceivableHeldForSaleNotPartOfDisposalGroupAfterValuationAllowance"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_019e1d3c-c9ae-720c-90a2-6a5f5e891bc2" xlink:to="loc_ldi_DifferenceInValueOfFinancingReceivableHeldForSaleNotPartOfDisposalGroupAfterValuationAllowance_019e1d3c-c9ae-7eb6-847e-6d85ed5e5c64" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/LOANSHELDFORINVESTMENTATFAIRVALUEAdditionalInformationDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#LOANSHELDFORINVESTMENTATFAIRVALUEAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/LOANSHELDFORINVESTMENTATFAIRVALUEAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-727c-a891-ac5e64737650" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAccountedForAsSecuredBorrowingsAssetsCarryingAmount_019e1d3c-c9af-7fc3-9cab-f0e4a965f135" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAccountedForAsSecuredBorrowingsAssetsCarryingAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-727c-a891-ac5e64737650" xlink:to="loc_us-gaap_TransfersAccountedForAsSecuredBorrowingsAssetsCarryingAmount_019e1d3c-c9af-7fc3-9cab-f0e4a965f135" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_LoansHeldForInvestmentAtFairValueInterestIncome_019e1d3c-c9af-79a9-82f3-d0b0999b4d3a" xlink:href="ldi-20260630.xsd#ldi_LoansHeldForInvestmentAtFairValueInterestIncome"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-727c-a891-ac5e64737650" xlink:to="loc_ldi_LoansHeldForInvestmentAtFairValueInterestIncome_019e1d3c-c9af-79a9-82f3-d0b0999b4d3a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_LoansHeldForInvestmentAtFairValueGain_019e1d3c-c9af-7b1b-8edd-49e85e91c0de" xlink:href="ldi-20260630.xsd#ldi_LoansHeldForInvestmentAtFairValueGain"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-727c-a891-ac5e64737650" xlink:to="loc_ldi_LoansHeldForInvestmentAtFairValueGain_019e1d3c-c9af-7b1b-8edd-49e85e91c0de" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/LOANSHELDFORINVESTMENTATFAIRVALUEScheduleofChangesinLoansHeldForInvestmentDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#LOANSHELDFORINVESTMENTATFAIRVALUEScheduleofChangesinLoansHeldForInvestmentDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/LOANSHELDFORINVESTMENTATFAIRVALUEScheduleofChangesinLoansHeldForInvestmentDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-79ae-9cd6-b56ef23ebccc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_LoansHeldForInvestmentFairValueRollForward_019f62a7-7a11-7a4f-973a-8344f6a16c94" xlink:href="ldi-20260630.xsd#ldi_LoansHeldForInvestmentFairValueRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-79ae-9cd6-b56ef23ebccc" xlink:to="loc_ldi_LoansHeldForInvestmentFairValueRollForward_019f62a7-7a11-7a4f-973a-8344f6a16c94" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_LoansHeldForInvestmentAtFairValue_019e1d3c-c9af-73b0-a29d-4bc67c385e26" xlink:href="ldi-20260630.xsd#ldi_LoansHeldForInvestmentAtFairValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_LoansHeldForInvestmentFairValueRollForward_019f62a7-7a11-7a4f-973a-8344f6a16c94" xlink:to="loc_ldi_LoansHeldForInvestmentAtFairValue_019e1d3c-c9af-73b0-a29d-4bc67c385e26" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_LoansHeldForInvestmentAtFairValue.PeriodIncreaseDecrease_019e1d3c-c9af-7fc7-9bdc-47691f36bc5b" xlink:href="ldi-20260630.xsd#ldi_LoansHeldForInvestmentAtFairValue.PeriodIncreaseDecrease"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_LoansHeldForInvestmentFairValueRollForward_019f62a7-7a11-7a4f-973a-8344f6a16c94" xlink:to="loc_ldi_LoansHeldForInvestmentAtFairValue.PeriodIncreaseDecrease_019e1d3c-c9af-7fc7-9bdc-47691f36bc5b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_LoansHeldForInvestmentAtFairValueOtherChangesInFairValue_019e1d3c-c9af-72af-acf4-964d5db4a45b" xlink:href="ldi-20260630.xsd#ldi_LoansHeldForInvestmentAtFairValueOtherChangesInFairValue"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_LoansHeldForInvestmentFairValueRollForward_019f62a7-7a11-7a4f-973a-8344f6a16c94" xlink:to="loc_ldi_LoansHeldForInvestmentAtFairValueOtherChangesInFairValue_019e1d3c-c9af-72af-acf4-964d5db4a45b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_LoansHeldForInvestmentAtFairValue_019e1d3c-c9af-7bf2-9359-6d9c32018209" xlink:href="ldi-20260630.xsd#ldi_LoansHeldForInvestmentAtFairValue"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_LoansHeldForInvestmentFairValueRollForward_019f62a7-7a11-7a4f-973a-8344f6a16c94" xlink:to="loc_ldi_LoansHeldForInvestmentAtFairValue_019e1d3c-c9af-7bf2-9359-6d9c32018209" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/LOANSHELDFORINVESTMENTATFAIRVALUEScheduleofFairValueOptionDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#LOANSHELDFORINVESTMENTATFAIRVALUEScheduleofFairValueOptionDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/LOANSHELDFORINVESTMENTATFAIRVALUEScheduleofFairValueOptionDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-7935-bdf1-b289b07cffb3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTable_019e1d3c-c9af-7848-a953-d3fd8090975b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-7935-bdf1-b289b07cffb3" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTable_019e1d3c-c9af-7848-a953-d3fd8090975b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_FinancingReceivablePeriodPastDueAxis_019e1d3c-c9af-7826-8d1b-201ab4dc2e6f" xlink:href="ldi-20260630.xsd#ldi_FinancingReceivablePeriodPastDueAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTable_019e1d3c-c9af-7848-a953-d3fd8090975b" xlink:to="loc_ldi_FinancingReceivablePeriodPastDueAxis_019e1d3c-c9af-7826-8d1b-201ab4dc2e6f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_FinancingReceivablePeriodPastDueDomain_019e1d3c-c9af-7d0d-b3bc-20f63a9b18c5" xlink:href="ldi-20260630.xsd#ldi_FinancingReceivablePeriodPastDueDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_FinancingReceivablePeriodPastDueAxis_019e1d3c-c9af-7826-8d1b-201ab4dc2e6f" xlink:to="loc_ldi_FinancingReceivablePeriodPastDueDomain_019e1d3c-c9af-7d0d-b3bc-20f63a9b18c5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_FinancialAssetCurrentThrough89DaysDelinquentMember_019e1d3c-c9af-767e-b17e-cd3cd155f93e" xlink:href="ldi-20260630.xsd#ldi_FinancialAssetCurrentThrough89DaysDelinquentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_FinancingReceivablePeriodPastDueDomain_019e1d3c-c9af-7d0d-b3bc-20f63a9b18c5" xlink:to="loc_ldi_FinancialAssetCurrentThrough89DaysDelinquentMember_019e1d3c-c9af-767e-b17e-cd3cd155f93e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_EqualToOrGreaterThan90DaysPastDueMember_019e1d3c-c9af-72c1-903d-05f196e082ba" xlink:href="ldi-20260630.xsd#ldi_EqualToOrGreaterThan90DaysPastDueMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_FinancingReceivablePeriodPastDueDomain_019e1d3c-c9af-7d0d-b3bc-20f63a9b18c5" xlink:to="loc_ldi_EqualToOrGreaterThan90DaysPastDueMember_019e1d3c-c9af-72c1-903d-05f196e082ba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_FinanceReceivableOtherAxis_019e1d3c-c9af-703b-901a-daad13d8d74a" xlink:href="ldi-20260630.xsd#ldi_FinanceReceivableOtherAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTable_019e1d3c-c9af-7848-a953-d3fd8090975b" xlink:to="loc_ldi_FinanceReceivableOtherAxis_019e1d3c-c9af-703b-901a-daad13d8d74a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_FinanceReceivableOtherDomain_019e1d3c-c9af-7c98-832a-d05b3644d251" xlink:href="ldi-20260630.xsd#ldi_FinanceReceivableOtherDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_FinanceReceivableOtherAxis_019e1d3c-c9af-703b-901a-daad13d8d74a" xlink:to="loc_ldi_FinanceReceivableOtherDomain_019e1d3c-c9af-7c98-832a-d05b3644d251" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_FairValueMember_019e1d3c-c9af-7891-9147-47c1e3fec662" xlink:href="ldi-20260630.xsd#ldi_FairValueMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_FinanceReceivableOtherDomain_019e1d3c-c9af-7c98-832a-d05b3644d251" xlink:to="loc_ldi_FairValueMember_019e1d3c-c9af-7891-9147-47c1e3fec662" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_UnpaidPrincipalBalanceMember_019e1d3c-c9af-7930-8816-54eca0a9aa42" xlink:href="ldi-20260630.xsd#ldi_UnpaidPrincipalBalanceMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_FinanceReceivableOtherDomain_019e1d3c-c9af-7c98-832a-d05b3644d251" xlink:to="loc_ldi_UnpaidPrincipalBalanceMember_019e1d3c-c9af-7930-8816-54eca0a9aa42" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_AggregateDifferenceMember_019e1d3c-c9af-796e-98e5-ad3c0fd6f41f" xlink:href="ldi-20260630.xsd#ldi_AggregateDifferenceMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_FinanceReceivableOtherDomain_019e1d3c-c9af-7c98-832a-d05b3644d251" xlink:to="loc_ldi_AggregateDifferenceMember_019e1d3c-c9af-796e-98e5-ad3c0fd6f41f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_019e1d3c-c9af-7c05-83f3-dc5781b839a2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTable_019e1d3c-c9af-7848-a953-d3fd8090975b" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_019e1d3c-c9af-7c05-83f3-dc5781b839a2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_LoansHeldForInvestmentAtFairValue_019e1d3c-c9af-7dc9-98b9-63d952c509e9" xlink:href="ldi-20260630.xsd#ldi_LoansHeldForInvestmentAtFairValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_019e1d3c-c9af-7c05-83f3-dc5781b839a2" xlink:to="loc_ldi_LoansHeldForInvestmentAtFairValue_019e1d3c-c9af-7dc9-98b9-63d952c509e9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/SERVICINGRIGHTSATFAIRVALUEComponentsofServicePortfolioDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#SERVICINGRIGHTSATFAIRVALUEComponentsofServicePortfolioDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/SERVICINGRIGHTSATFAIRVALUEComponentsofServicePortfolioDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-7915-8da9-cf0fddfb3a9f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetsAtFairValueTable_019e1d3c-c9af-770b-b645-7db2fa31400a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetsAtFairValueTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-7915-8da9-cf0fddfb3a9f" xlink:to="loc_us-gaap_ServicingAssetsAtFairValueTable_019e1d3c-c9af-770b-b645-7db2fa31400a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_019e1d3c-c9af-748b-83a6-790e1257f34d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueTable_019e1d3c-c9af-770b-b645-7db2fa31400a" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_019e1d3c-c9af-748b-83a6-790e1257f34d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_019e1d3c-c9af-782e-8f20-89a0468d832e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_019e1d3c-c9af-748b-83a6-790e1257f34d" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_019e1d3c-c9af-782e-8f20-89a0468d832e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConventionalLoanMember_019e1d3c-c9af-742c-b49a-825b65abdd17" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConventionalLoanMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_019e1d3c-c9af-782e-8f20-89a0468d832e" xlink:to="loc_us-gaap_ConventionalLoanMember_019e1d3c-c9af-742c-b49a-825b65abdd17" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_GovernmentMortgageLoanMember_019e1d3c-c9af-786b-97e6-f647854fb010" xlink:href="ldi-20260630.xsd#ldi_GovernmentMortgageLoanMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_019e1d3c-c9af-782e-8f20-89a0468d832e" xlink:to="loc_ldi_GovernmentMortgageLoanMember_019e1d3c-c9af-786b-97e6-f647854fb010" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_OtherFinancingReceivableMember_019e1d3c-c9af-7de5-8f05-ace1a26be2e4" xlink:href="ldi-20260630.xsd#ldi_OtherFinancingReceivableMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_019e1d3c-c9af-782e-8f20-89a0468d832e" xlink:to="loc_ldi_OtherFinancingReceivableMember_019e1d3c-c9af-7de5-8f05-ace1a26be2e4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetsAtFairValueLineItems_019e1d3c-c9af-7ad5-9246-66bb928cd512" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetsAtFairValueLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueTable_019e1d3c-c9af-770b-b645-7db2fa31400a" xlink:to="loc_us-gaap_ServicingAssetsAtFairValueLineItems_019e1d3c-c9af-7ad5-9246-66bb928cd512" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PrincipalAmountOutstandingOnLoansManagedAndSecuritized_019e1d3c-c9af-7e16-87b7-55f57427c844" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PrincipalAmountOutstandingOnLoansManagedAndSecuritized"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_019e1d3c-c9af-7ad5-9246-66bb928cd512" xlink:to="loc_us-gaap_PrincipalAmountOutstandingOnLoansManagedAndSecuritized_019e1d3c-c9af-7e16-87b7-55f57427c844" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/SERVICINGRIGHTSATFAIRVALUEChangeinServicingRightsDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#SERVICINGRIGHTSATFAIRVALUEChangeinServicingRightsDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/SERVICINGRIGHTSATFAIRVALUEChangeinServicingRightsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-7e87-b30b-b034352ab457" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_019e1d3c-c9af-7249-a288-84760c34b1cf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetAtFairValueAmountRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-7e87-b30b-b034352ab457" xlink:to="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_019e1d3c-c9af-7249-a288-84760c34b1cf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ServicingAssetNetAtFairValue_019e1d3c-c9af-7999-a31d-9ae657cd84ba" xlink:href="ldi-20260630.xsd#ldi_ServicingAssetNetAtFairValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_019e1d3c-c9af-7249-a288-84760c34b1cf" xlink:to="loc_ldi_ServicingAssetNetAtFairValue_019e1d3c-c9af-7999-a31d-9ae657cd84ba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAdditions_019e1d3c-c9af-789d-af65-b4f90e89f16b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetAtFairValueAdditions"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_019e1d3c-c9af-7249-a288-84760c34b1cf" xlink:to="loc_us-gaap_ServicingAssetAtFairValueAdditions_019e1d3c-c9af-789d-af65-b4f90e89f16b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueDisposals_019e1d3c-c9af-7a3d-850e-9ca4cdb79e36" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetAtFairValueDisposals"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_019e1d3c-c9af-7249-a288-84760c34b1cf" xlink:to="loc_us-gaap_ServicingAssetAtFairValueDisposals_019e1d3c-c9af-7a3d-850e-9ca4cdb79e36" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ServicingAssetsNetChangeInFairValueAbstract_019e1d3c-c9af-7182-bbe2-b61cd5edb401" xlink:href="ldi-20260630.xsd#ldi_ServicingAssetsNetChangeInFairValueAbstract"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_019e1d3c-c9af-7249-a288-84760c34b1cf" xlink:to="loc_ldi_ServicingAssetsNetChangeInFairValueAbstract_019e1d3c-c9af-7182-bbe2-b61cd5edb401" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputsOrChangesInAssumptions_019e1d3c-c9af-7006-9120-b91fa5c17e68" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputsOrChangesInAssumptions"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_ServicingAssetsNetChangeInFairValueAbstract_019e1d3c-c9af-7182-bbe2-b61cd5edb401" xlink:to="loc_us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputsOrChangesInAssumptions_019e1d3c-c9af-7006-9120-b91fa5c17e68" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueOtherChangesInFairValue_019e1d3c-c9af-7d37-a5c0-555f3f44ac9f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetAtFairValueOtherChangesInFairValue"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_ServicingAssetsNetChangeInFairValueAbstract_019e1d3c-c9af-7182-bbe2-b61cd5edb401" xlink:to="loc_us-gaap_ServicingAssetAtFairValueOtherChangesInFairValue_019e1d3c-c9af-7d37-a5c0-555f3f44ac9f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ServicingAssetAtFairValueRealizedGainLossOnSale_019e1d3c-c9af-7257-a93d-c9d0adaa6a15" xlink:href="ldi-20260630.xsd#ldi_ServicingAssetAtFairValueRealizedGainLossOnSale"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_ServicingAssetsNetChangeInFairValueAbstract_019e1d3c-c9af-7182-bbe2-b61cd5edb401" xlink:to="loc_ldi_ServicingAssetAtFairValueRealizedGainLossOnSale_019e1d3c-c9af-7257-a93d-c9d0adaa6a15" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ServicingAssetChangeInFairValue_019e1d3c-c9af-7823-bbe7-6d6d75195d93" xlink:href="ldi-20260630.xsd#ldi_ServicingAssetChangeInFairValue"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_ServicingAssetsNetChangeInFairValueAbstract_019e1d3c-c9af-7182-bbe2-b61cd5edb401" xlink:to="loc_ldi_ServicingAssetChangeInFairValue_019e1d3c-c9af-7823-bbe7-6d6d75195d93" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ServicingAssetNetAtFairValue_019e1d3c-c9af-7668-a71e-34874656871a" xlink:href="ldi-20260630.xsd#ldi_ServicingAssetNetAtFairValue"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_019e1d3c-c9af-7249-a288-84760c34b1cf" xlink:to="loc_ldi_ServicingAssetNetAtFairValue_019e1d3c-c9af-7668-a71e-34874656871a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAsset_019e1d3c-c9af-76d9-a854-0b7cd8486692" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAsset"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-7e87-b30b-b034352ab457" xlink:to="loc_us-gaap_ServicingAsset_019e1d3c-c9af-76d9-a854-0b7cd8486692" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingLiability_019e1d3c-c9af-73cf-8d13-a13f0c1b9f90" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingLiability"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-7e87-b30b-b034352ab457" xlink:to="loc_us-gaap_ServicingLiability_019e1d3c-c9af-73cf-8d13-a13f0c1b9f90" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/SERVICINGRIGHTSATFAIRVALUENarrativeDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#SERVICINGRIGHTSATFAIRVALUENarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/SERVICINGRIGHTSATFAIRVALUENarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_019f8f32-19fc-73a2-8f13-a128fc88ff91" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetsAtFairValueTable_019fa3e3-b84a-7950-9859-77b0973a2f50" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetsAtFairValueTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_019f8f32-19fc-73a2-8f13-a128fc88ff91" xlink:to="loc_us-gaap_ServicingAssetsAtFairValueTable_019fa3e3-b84a-7950-9859-77b0973a2f50" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeAxis_019fa3e3-b84a-7572-8f16-5b021889fbf3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubsequentEventTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueTable_019fa3e3-b84a-7950-9859-77b0973a2f50" xlink:to="loc_us-gaap_SubsequentEventTypeAxis_019fa3e3-b84a-7572-8f16-5b021889fbf3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeDomain_019fa3e3-b84a-7e08-9240-496e05da76b9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubsequentEventTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeAxis_019fa3e3-b84a-7572-8f16-5b021889fbf3" xlink:to="loc_us-gaap_SubsequentEventTypeDomain_019fa3e3-b84a-7e08-9240-496e05da76b9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventMember_019fa3e3-e591-79e8-a681-302b6f561ff5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubsequentEventMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeDomain_019fa3e3-b84a-7e08-9240-496e05da76b9" xlink:to="loc_us-gaap_SubsequentEventMember_019fa3e3-e591-79e8-a681-302b6f561ff5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetsAtFairValueLineItems_019fa3e3-b84a-707d-821f-35fdcb9d6422" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetsAtFairValueLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueTable_019fa3e3-b84a-7950-9859-77b0973a2f50" xlink:to="loc_us-gaap_ServicingAssetsAtFairValueLineItems_019fa3e3-b84a-707d-821f-35fdcb9d6422" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_SaleOfLoansManagedAndSecuritizedPrincipalAmount_019fa3e3-b84a-7ebc-a6bf-025a78fd0afc" xlink:href="ldi-20260630.xsd#ldi_SaleOfLoansManagedAndSecuritizedPrincipalAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_019fa3e3-b84a-707d-821f-35fdcb9d6422" xlink:to="loc_ldi_SaleOfLoansManagedAndSecuritizedPrincipalAmount_019fa3e3-b84a-7ebc-a6bf-025a78fd0afc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/SERVICINGRIGHTSATFAIRVALUEComponentofLoanServicingFeeIncomeDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#SERVICINGRIGHTSATFAIRVALUEComponentofLoanServicingFeeIncomeDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/SERVICINGRIGHTSATFAIRVALUEComponentofLoanServicingFeeIncomeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-70aa-822f-c875e8559547" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ContractuallySpecifiedServicingFeesAmount_019e1d3c-c9af-7a49-b791-01f51da0d7b0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ContractuallySpecifiedServicingFeesAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-70aa-822f-c875e8559547" xlink:to="loc_us-gaap_ContractuallySpecifiedServicingFeesAmount_019e1d3c-c9af-7a49-b791-01f51da0d7b0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_LateAndAncillaryFeeIncomeGeneratedByServicingFinancialAssetsAmount_019e1d3c-c9af-7011-8b18-b8556dc08c9c" xlink:href="ldi-20260630.xsd#ldi_LateAndAncillaryFeeIncomeGeneratedByServicingFinancialAssetsAmount"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-70aa-822f-c875e8559547" xlink:to="loc_ldi_LateAndAncillaryFeeIncomeGeneratedByServicingFinancialAssetsAmount_019e1d3c-c9af-7011-8b18-b8556dc08c9c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets_019e1d3c-c9af-7986-8233-6c84f2748ae7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-70aa-822f-c875e8559547" xlink:to="loc_us-gaap_ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets_019e1d3c-c9af-7986-8233-6c84f2748ae7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/SERVICINGRIGHTSATFAIRVALUEChangesinFairValueDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#SERVICINGRIGHTSATFAIRVALUEChangesinFairValueDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/SERVICINGRIGHTSATFAIRVALUEChangesinFairValueDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-713e-a5c4-1cc4255ca665" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ServicingAssetsNetChangeInFairValueAbstract_019e1d3c-c9af-7fbf-a6d9-5ee327b342d7" xlink:href="ldi-20260630.xsd#ldi_ServicingAssetsNetChangeInFairValueAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-713e-a5c4-1cc4255ca665" xlink:to="loc_ldi_ServicingAssetsNetChangeInFairValueAbstract_019e1d3c-c9af-7fbf-a6d9-5ee327b342d7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueOtherChangesInFairValue_019e1d3c-c9af-759c-bf8c-b38a6d40fe55" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetAtFairValueOtherChangesInFairValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_ServicingAssetsNetChangeInFairValueAbstract_019e1d3c-c9af-7fbf-a6d9-5ee327b342d7" xlink:to="loc_us-gaap_ServicingAssetAtFairValueOtherChangesInFairValue_019e1d3c-c9af-759c-bf8c-b38a6d40fe55" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputsOrChangesInAssumptions_019e1d3c-c9af-7cfc-a0ee-77e46a738318" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputsOrChangesInAssumptions"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_ServicingAssetsNetChangeInFairValueAbstract_019e1d3c-c9af-7fbf-a6d9-5ee327b342d7" xlink:to="loc_us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputsOrChangesInAssumptions_019e1d3c-c9af-7cfc-a0ee-77e46a738318" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_RealizedGainsLossesOnSalesOfServicingRights_019e1d3c-c9af-78c7-92e4-012ca32c0734" xlink:href="ldi-20260630.xsd#ldi_RealizedGainsLossesOnSalesOfServicingRights"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-713e-a5c4-1cc4255ca665" xlink:to="loc_ldi_RealizedGainsLossesOnSalesOfServicingRights_019e1d3c-c9af-78c7-92e4-012ca32c0734" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_GainLossOnDerivativesHedgingServicingRights_019e1d3c-c9af-7a1e-8fa4-6182048e4b65" xlink:href="ldi-20260630.xsd#ldi_GainLossOnDerivativesHedgingServicingRights"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-713e-a5c4-1cc4255ca665" xlink:to="loc_ldi_GainLossOnDerivativesHedgingServicingRights_019e1d3c-c9af-7a1e-8fa4-6182048e4b65" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ServicingAssetAtFairValuePeriodIncreaseDecreaseNetOfHedgingGainLoss_019e1d3c-c9af-7778-a2a2-92d6bd9b2f10" xlink:href="ldi-20260630.xsd#ldi_ServicingAssetAtFairValuePeriodIncreaseDecreaseNetOfHedgingGainLoss"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-713e-a5c4-1cc4255ca665" xlink:to="loc_ldi_ServicingAssetAtFairValuePeriodIncreaseDecreaseNetOfHedgingGainLoss_019e1d3c-c9af-7778-a2a2-92d6bd9b2f10" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_RealizedGainLossOnSalesOfServicingRightsOther_019e1d3c-c9af-7fad-8807-d78ba21fe40e" xlink:href="ldi-20260630.xsd#ldi_RealizedGainLossOnSalesOfServicingRightsOther"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-713e-a5c4-1cc4255ca665" xlink:to="loc_ldi_RealizedGainLossOnSalesOfServicingRightsOther_019e1d3c-c9af-7fad-8807-d78ba21fe40e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ChangesInFairValueOfServicingRightsNet_019e1d3c-c9af-7926-98e2-d598cf7db539" xlink:href="ldi-20260630.xsd#ldi_ChangesInFairValueOfServicingRightsNet"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-713e-a5c4-1cc4255ca665" xlink:to="loc_ldi_ChangesInFairValueOfServicingRightsNet_019e1d3c-c9af-7926-98e2-d598cf7db539" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/SERVICINGRIGHTSATFAIRVALUEServicingRightsSensitivityAnalysisDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#SERVICINGRIGHTSATFAIRVALUEServicingRightsSensitivityAnalysisDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/SERVICINGRIGHTSATFAIRVALUEServicingRightsSensitivityAnalysisDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-7778-a7fc-7a0ee7c1fcf2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ServicingAssetNetAtFairValue_019e1d3c-c9af-79b4-ae8b-a71036cc0712" xlink:href="ldi-20260630.xsd#ldi_ServicingAssetNetAtFairValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-7778-a7fc-7a0ee7c1fcf2" xlink:to="loc_ldi_ServicingAssetNetAtFairValue_019e1d3c-c9af-79b4-ae8b-a71036cc0712" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ServicingAssetsNetChangeInFairValueAbstract_019e1d3c-c9af-7d7b-9a66-1eb684e83b91" xlink:href="ldi-20260630.xsd#ldi_ServicingAssetsNetChangeInFairValueAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_019e1d3c-c9af-7778-a7fc-7a0ee7c1fcf2" xlink:to="loc_ldi_ServicingAssetsNetChangeInFairValueAbstract_019e1d3c-c9af-7d7b-9a66-1eb684e83b91" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf100BasisPointsAdverseChangeInDiscountRate_019e1d3c-c9af-7f8a-b5b8-1d9c6d5db462" xlink:href="ldi-20260630.xsd#ldi_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf100BasisPointsAdverseChangeInDiscountRate"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_ServicingAssetsNetChangeInFairValueAbstract_019e1d3c-c9af-7d7b-9a66-1eb684e83b91" xlink:to="loc_ldi_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf100BasisPointsAdverseChangeInDiscountRate_019e1d3c-c9af-7f8a-b5b8-1d9c6d5db462" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf200BasisPointsAdverseChangeInDiscountRate_019e1d3c-c9af-7b89-99ba-a38de16ed4f3" xlink:href="ldi-20260630.xsd#ldi_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf200BasisPointsAdverseChangeInDiscountRate"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_ServicingAssetsNetChangeInFairValueAbstract_019e1d3c-c9af-7d7b-9a66-1eb684e83b91" xlink:to="loc_ldi_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf200BasisPointsAdverseChangeInDiscountRate_019e1d3c-c9af-7b89-99ba-a38de16ed4f3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf10PercentAdverseChangeInCostOfServicing_019e1d3c-c9af-73b6-90a1-7b31c696ef3c" xlink:href="ldi-20260630.xsd#ldi_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf10PercentAdverseChangeInCostOfServicing"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_ServicingAssetsNetChangeInFairValueAbstract_019e1d3c-c9af-7d7b-9a66-1eb684e83b91" xlink:to="loc_ldi_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf10PercentAdverseChangeInCostOfServicing_019e1d3c-c9af-73b6-90a1-7b31c696ef3c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf20PercentAdverseChangeInCostOfServicing_019e1d3c-c9af-7c57-8774-0ca7bb0d4d0f" xlink:href="ldi-20260630.xsd#ldi_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf20PercentAdverseChangeInCostOfServicing"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_ServicingAssetsNetChangeInFairValueAbstract_019e1d3c-c9af-7d7b-9a66-1eb684e83b91" xlink:to="loc_ldi_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf20PercentAdverseChangeInCostOfServicing_019e1d3c-c9af-7c57-8774-0ca7bb0d4d0f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInPrepaymentSpeed_019e1d3c-c9af-75c5-9e40-bdf6f17549f6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInPrepaymentSpeed"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_ServicingAssetsNetChangeInFairValueAbstract_019e1d3c-c9af-7d7b-9a66-1eb684e83b91" xlink:to="loc_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInPrepaymentSpeed_019e1d3c-c9af-75c5-9e40-bdf6f17549f6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInPrepaymentSpeed_019e1d3c-c9af-737c-a969-8bc12c726e18" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInPrepaymentSpeed"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_ServicingAssetsNetChangeInFairValueAbstract_019e1d3c-c9af-7d7b-9a66-1eb684e83b91" xlink:to="loc_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInPrepaymentSpeed_019e1d3c-c9af-737c-a969-8bc12c726e18" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/DERIVATIVEFINANCIALINSTRUMENTSANDHEDGINGACTIVITIESOutstandingDerivativeInstrumentsDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#DERIVATIVEFINANCIALINSTRUMENTSANDHEDGINGACTIVITIESOutstandingDerivativeInstrumentsDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/DERIVATIVEFINANCIALINSTRUMENTSANDHEDGINGACTIVITIESOutstandingDerivativeInstrumentsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_019e1d3c-c9af-7112-9d01-e0e50d5e447f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeTable_019e1d3c-c9af-77fc-ade5-fe60eaf35eeb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_019e1d3c-c9af-7112-9d01-e0e50d5e447f" xlink:to="loc_us-gaap_DerivativeTable_019e1d3c-c9af-77fc-ade5-fe60eaf35eeb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_019e1d3c-c9af-75f5-8fde-8c1ec97aeb52" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentRiskAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeTable_019e1d3c-c9af-77fc-ade5-fe60eaf35eeb" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_019e1d3c-c9af-75f5-8fde-8c1ec97aeb52" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_019e1d3c-c9af-74c6-a2d2-224086d528f9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeContractTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_019e1d3c-c9af-75f5-8fde-8c1ec97aeb52" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_019e1d3c-c9af-74c6-a2d2-224086d528f9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestRateLockCommitmentsMember_019e1d3c-c9af-7fc9-994f-e2d66610cb8e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestRateLockCommitmentsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_019e1d3c-c9af-74c6-a2d2-224086d528f9" xlink:to="loc_us-gaap_InterestRateLockCommitmentsMember_019e1d3c-c9af-7fc9-994f-e2d66610cb8e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ForwardContractsMember_019e1d3c-c9af-7b1a-a696-5f88acb3a55d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ForwardContractsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_019e1d3c-c9af-74c6-a2d2-224086d528f9" xlink:to="loc_us-gaap_ForwardContractsMember_019e1d3c-c9af-7b1a-a696-5f88acb3a55d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_PutOptionsOnTreasuriesMember_019e1d3c-c9af-729b-a624-f1a6173cf29e" xlink:href="ldi-20260630.xsd#ldi_PutOptionsOnTreasuriesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_019e1d3c-c9af-74c6-a2d2-224086d528f9" xlink:to="loc_ldi_PutOptionsOnTreasuriesMember_019e1d3c-c9af-729b-a624-f1a6173cf29e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestRateSwapMember_019e1d3c-c9af-7b8d-88a6-3cc36baa2d30" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestRateSwapMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_019e1d3c-c9af-74c6-a2d2-224086d528f9" xlink:to="loc_us-gaap_InterestRateSwapMember_019e1d3c-c9af-7b8d-88a6-3cc36baa2d30" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLineItems_019e1d3c-c9af-71ec-902e-728239717865" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeTable_019e1d3c-c9af-77fc-ade5-fe60eaf35eeb" xlink:to="loc_us-gaap_DerivativeLineItems_019e1d3c-c9af-71ec-902e-728239717865" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssetNotionalAmount_019e1d3c-c9af-72df-8b58-0c7c5bff55df" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeAssetNotionalAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_019e1d3c-c9af-71ec-902e-728239717865" xlink:to="loc_us-gaap_DerivativeAssetNotionalAmount_019e1d3c-c9af-72df-8b58-0c7c5bff55df" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilityNotionalAmount_019e1d3c-c9af-73f0-9db5-0b2f46c51ec4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeLiabilityNotionalAmount"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_019e1d3c-c9af-71ec-902e-728239717865" xlink:to="loc_us-gaap_DerivativeLiabilityNotionalAmount_019e1d3c-c9af-73f0-9db5-0b2f46c51ec4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssets_019e1d3c-c9af-7c25-b209-d24c8e59c9e0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeAssets"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_019e1d3c-c9af-71ec-902e-728239717865" xlink:to="loc_us-gaap_DerivativeAssets_019e1d3c-c9af-7c25-b209-d24c8e59c9e0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilities_019e1d3c-c9af-7623-a1e2-419fcd496a57" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeLiabilities"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_019e1d3c-c9af-71ec-902e-728239717865" xlink:to="loc_us-gaap_DerivativeLiabilities_019e1d3c-c9af-7623-a1e2-419fcd496a57" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/DERIVATIVEFINANCIALINSTRUMENTSANDHEDGINGACTIVITIESRealizedandUnrealizedGainsonDerivativesDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#DERIVATIVEFINANCIALINSTRUMENTSANDHEDGINGACTIVITIESRealizedandUnrealizedGainsonDerivativesDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/DERIVATIVEFINANCIALINSTRUMENTSANDHEDGINGACTIVITIESRealizedandUnrealizedGainsonDerivativesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_019e1d3c-c9af-7fd7-be1d-fb69d81ab35a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_019e1d3c-c9af-74c2-9c1a-abc107697cd9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_019e1d3c-c9af-7fd7-be1d-fb69d81ab35a" xlink:to="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_019e1d3c-c9af-74c2-9c1a-abc107697cd9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfIncomeLocationBalanceAxis_019e1d3c-c9af-7eb3-9b0a-fd597eda2ccf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementOfIncomeLocationBalanceAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_019e1d3c-c9af-74c2-9c1a-abc107697cd9" xlink:to="loc_us-gaap_StatementOfIncomeLocationBalanceAxis_019e1d3c-c9af-7eb3-9b0a-fd597eda2ccf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_019e1d3c-c9af-77ce-bca2-99e476c3698b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentRiskAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_019e1d3c-c9af-74c2-9c1a-abc107697cd9" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_019e1d3c-c9af-77ce-bca2-99e476c3698b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_019e1d3c-c9af-7b24-a6cf-b2b07980de55" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeContractTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_019e1d3c-c9af-77ce-bca2-99e476c3698b" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_019e1d3c-c9af-7b24-a6cf-b2b07980de55" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestRateLockCommitmentsMember_019e1d3c-c9af-7730-9f63-da6319398931" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestRateLockCommitmentsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_019e1d3c-c9af-7b24-a6cf-b2b07980de55" xlink:to="loc_us-gaap_InterestRateLockCommitmentsMember_019e1d3c-c9af-7730-9f63-da6319398931" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ForwardContractsMember_019e1d3c-c9af-7e7f-8557-c6514ec34881" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ForwardContractsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_019e1d3c-c9af-7b24-a6cf-b2b07980de55" xlink:to="loc_us-gaap_ForwardContractsMember_019e1d3c-c9af-7e7f-8557-c6514ec34881" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestRateSwapMember_019e1d3c-c9af-7b5d-a72a-88f462459f27" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestRateSwapMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_019e1d3c-c9af-7b24-a6cf-b2b07980de55" xlink:to="loc_us-gaap_InterestRateSwapMember_019e1d3c-c9af-7b5d-a72a-88f462459f27" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PutOptionMember_019e1d3c-c9af-7923-9048-3728d0ecef45" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PutOptionMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_019e1d3c-c9af-7b24-a6cf-b2b07980de55" xlink:to="loc_us-gaap_PutOptionMember_019e1d3c-c9af-7923-9048-3728d0ecef45" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_019e1d3c-c9af-7ba7-97cf-3e3b7a3a55a1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentsGainLossLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable_019e1d3c-c9af-74c2-9c1a-abc107697cd9" xlink:to="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_019e1d3c-c9af-7ba7-97cf-3e3b7a3a55a1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeGainLossOnDerivativeNet_019e1d3c-c9af-73d2-a5bc-1cccce5aeeab" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeGainLossOnDerivativeNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_019e1d3c-c9af-7ba7-97cf-3e3b7a3a55a1" xlink:to="loc_us-gaap_DerivativeGainLossOnDerivativeNet_019e1d3c-c9af-73d2-a5bc-1cccce5aeeab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeGainLossStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration_019e1d3c-c9af-7c73-bbce-f475da25f4ea" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeGainLossStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_019e1d3c-c9af-7ba7-97cf-3e3b7a3a55a1" xlink:to="loc_us-gaap_DerivativeGainLossStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration_019e1d3c-c9af-7c73-bbce-f475da25f4ea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/BALANCESHEETNETTINGDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#BALANCESHEETNETTINGDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/BALANCESHEETNETTINGDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OffsettingAbstract_019e1d3c-c9af-7afd-aadf-9db4ffd6a0d4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OffsettingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_OffsettingAssetsAndLiabilitiesTable_019e1d3c-c9af-7bf9-969a-bc65159cbb81" xlink:href="ldi-20260630.xsd#ldi_OffsettingAssetsAndLiabilitiesTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OffsettingAbstract_019e1d3c-c9af-7afd-aadf-9db4ffd6a0d4" xlink:to="loc_ldi_OffsettingAssetsAndLiabilitiesTable_019e1d3c-c9af-7bf9-969a-bc65159cbb81" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_019e1d3c-c9af-7f30-a797-90137d883322" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentRiskAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_OffsettingAssetsAndLiabilitiesTable_019e1d3c-c9af-7bf9-969a-bc65159cbb81" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_019e1d3c-c9af-7f30-a797-90137d883322" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_019e1d3c-c9af-7fe7-be55-0fb9c98efaa2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeContractTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_019e1d3c-c9af-7f30-a797-90137d883322" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_019e1d3c-c9af-7fe7-be55-0fb9c98efaa2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ForwardContractsMember_019e1d3c-c9af-74b9-b960-a8dd5bd30d18" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ForwardContractsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_019e1d3c-c9af-7fe7-be55-0fb9c98efaa2" xlink:to="loc_us-gaap_ForwardContractsMember_019e1d3c-c9af-74b9-b960-a8dd5bd30d18" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_PutOptionsOnTreasuriesMember_019e1d3c-c9af-7823-a72e-1454c53884d5" xlink:href="ldi-20260630.xsd#ldi_PutOptionsOnTreasuriesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_019e1d3c-c9af-7fe7-be55-0fb9c98efaa2" xlink:to="loc_ldi_PutOptionsOnTreasuriesMember_019e1d3c-c9af-7823-a72e-1454c53884d5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestRateSwapMember_019e1d3c-c9af-71c4-90db-0a948bf2057f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestRateSwapMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_019e1d3c-c9af-7fe7-be55-0fb9c98efaa2" xlink:to="loc_us-gaap_InterestRateSwapMember_019e1d3c-c9af-71c4-90db-0a948bf2057f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_AllDerivativeInstrumentsExceptInterestRateLockCommitmentsMember_019e1d3c-c9af-794a-af68-b4ddce94a66c" xlink:href="ldi-20260630.xsd#ldi_AllDerivativeInstrumentsExceptInterestRateLockCommitmentsMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_019e1d3c-c9af-7fe7-be55-0fb9c98efaa2" xlink:to="loc_ldi_AllDerivativeInstrumentsExceptInterestRateLockCommitmentsMember_019e1d3c-c9af-794a-af68-b4ddce94a66c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_019e1d3c-c9af-73c8-bcd9-dc5c1a415c50" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_OffsettingAssetsAndLiabilitiesTable_019e1d3c-c9af-7bf9-969a-bc65159cbb81" xlink:to="loc_us-gaap_FinancialInstrumentAxis_019e1d3c-c9af-73c8-bcd9-dc5c1a415c50" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019e1d3c-c9af-7418-a82e-097a48f9d297" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_019e1d3c-c9af-73c8-bcd9-dc5c1a415c50" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019e1d3c-c9af-7418-a82e-097a48f9d297" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditMember_019e1d3c-c9af-720e-ac7e-8c7e51b803ac" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCreditMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019e1d3c-c9af-7418-a82e-097a48f9d297" xlink:to="loc_us-gaap_LineOfCreditMember_019e1d3c-c9af-720e-ac7e-8c7e51b803ac" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuredDebtMember_019e1d3c-c9af-739b-9d55-d4c4c698df73" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SecuredDebtMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_019e1d3c-c9af-7418-a82e-097a48f9d297" xlink:to="loc_us-gaap_SecuredDebtMember_019e1d3c-c9af-739b-9d55-d4c4c698df73" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_OffsettingAssetsAndLiabilitiesLineItems_019e1d3c-c9af-71dc-9b7a-32ff70093d5f" xlink:href="ldi-20260630.xsd#ldi_OffsettingAssetsAndLiabilitiesLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_OffsettingAssetsAndLiabilitiesTable_019e1d3c-c9af-7bf9-969a-bc65159cbb81" xlink:to="loc_ldi_OffsettingAssetsAndLiabilitiesLineItems_019e1d3c-c9af-71dc-9b7a-32ff70093d5f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OffsettingDerivativeAssetsAbstract_019e1d3c-c9af-7e84-b16c-d3ce6dd50ed7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OffsettingDerivativeAssetsAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_OffsettingAssetsAndLiabilitiesLineItems_019e1d3c-c9af-71dc-9b7a-32ff70093d5f" xlink:to="loc_us-gaap_OffsettingDerivativeAssetsAbstract_019e1d3c-c9af-7e84-b16c-d3ce6dd50ed7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeAsset_019e1d3c-c9af-7a78-a3d9-4c3dd5a98060" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeFairValueOfDerivativeAsset"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OffsettingDerivativeAssetsAbstract_019e1d3c-c9af-7e84-b16c-d3ce6dd50ed7" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeAsset_019e1d3c-c9af-7a78-a3d9-4c3dd5a98060" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssetFairValueGrossLiability_019e1d3c-c9af-7953-8381-72ccba213c5c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeAssetFairValueGrossLiability"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OffsettingDerivativeAssetsAbstract_019e1d3c-c9af-7e84-b16c-d3ce6dd50ed7" xlink:to="loc_us-gaap_DerivativeAssetFairValueGrossLiability_019e1d3c-c9af-7953-8381-72ccba213c5c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssets_019e1d3c-c9af-765d-b199-c933cd3531d8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeAssets"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OffsettingDerivativeAssetsAbstract_019e1d3c-c9af-7e84-b16c-d3ce6dd50ed7" xlink:to="loc_us-gaap_DerivativeAssets_019e1d3c-c9af-765d-b199-c933cd3531d8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeCollateralObligationToReturnSecurities_019e1d3c-c9af-7135-b622-32f8a8aaa4ff" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeCollateralObligationToReturnSecurities"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OffsettingDerivativeAssetsAbstract_019e1d3c-c9af-7e84-b16c-d3ce6dd50ed7" xlink:to="loc_us-gaap_DerivativeCollateralObligationToReturnSecurities_019e1d3c-c9af-7135-b622-32f8a8aaa4ff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeCollateralObligationToReturnCash_019e1d3c-c9af-7eaf-b2fd-789b840d00c3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeCollateralObligationToReturnCash"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OffsettingDerivativeAssetsAbstract_019e1d3c-c9af-7e84-b16c-d3ce6dd50ed7" xlink:to="loc_us-gaap_DerivativeCollateralObligationToReturnCash_019e1d3c-c9af-7eaf-b2fd-789b840d00c3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeAssetAmountOffsetAgainstCollateral_019e1d3c-c9af-775e-bd39-200f2fb1a147" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeFairValueOfDerivativeAssetAmountOffsetAgainstCollateral"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OffsettingDerivativeAssetsAbstract_019e1d3c-c9af-7e84-b16c-d3ce6dd50ed7" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeAssetAmountOffsetAgainstCollateral_019e1d3c-c9af-775e-bd39-200f2fb1a147" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OffsettingDerivativeLiabilitiesAbstract_019e1d3c-c9af-7bf1-9606-8318dfc97e7e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OffsettingDerivativeLiabilitiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_OffsettingAssetsAndLiabilitiesLineItems_019e1d3c-c9af-71dc-9b7a-32ff70093d5f" xlink:to="loc_us-gaap_OffsettingDerivativeLiabilitiesAbstract_019e1d3c-c9af-7bf1-9606-8318dfc97e7e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeLiability_019e1d3c-c9af-73be-931b-4693b23f185f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeFairValueOfDerivativeLiability"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OffsettingDerivativeLiabilitiesAbstract_019e1d3c-c9af-7bf1-9606-8318dfc97e7e" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeLiability_019e1d3c-c9af-73be-931b-4693b23f185f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilityFairValueGrossAsset_019e1d3c-c9af-7e51-9afa-d98f02c0a025" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeLiabilityFairValueGrossAsset"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OffsettingDerivativeLiabilitiesAbstract_019e1d3c-c9af-7bf1-9606-8318dfc97e7e" xlink:to="loc_us-gaap_DerivativeLiabilityFairValueGrossAsset_019e1d3c-c9af-7e51-9afa-d98f02c0a025" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilities_019e1d3c-c9af-7173-8ae6-fac36b28dccf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeLiabilities"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OffsettingDerivativeLiabilitiesAbstract_019e1d3c-c9af-7bf1-9606-8318dfc97e7e" xlink:to="loc_us-gaap_DerivativeLiabilities_019e1d3c-c9af-7173-8ae6-fac36b28dccf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeCollateralRightToReclaimSecurities_019e1d3c-c9af-7168-9d3e-1caf30a26de0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeCollateralRightToReclaimSecurities"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OffsettingDerivativeLiabilitiesAbstract_019e1d3c-c9af-7bf1-9606-8318dfc97e7e" xlink:to="loc_us-gaap_DerivativeCollateralRightToReclaimSecurities_019e1d3c-c9af-7168-9d3e-1caf30a26de0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeCollateralRightToReclaimCash_019e1d3c-c9af-7257-9b47-742dba0504da" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeCollateralRightToReclaimCash"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OffsettingDerivativeLiabilitiesAbstract_019e1d3c-c9af-7bf1-9606-8318dfc97e7e" xlink:to="loc_us-gaap_DerivativeCollateralRightToReclaimCash_019e1d3c-c9af-7257-9b47-742dba0504da" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountOffsetAgainstCollateral_019e1d3c-c9af-7eb0-a095-e99d0064796b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountOffsetAgainstCollateral"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OffsettingDerivativeLiabilitiesAbstract_019e1d3c-c9af-7bf1-9606-8318dfc97e7e" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeLiabilityAmountOffsetAgainstCollateral_019e1d3c-c9af-7eb0-a095-e99d0064796b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuritiesLoanedAmountOffsetAgainstCollateral_019e1d3c-c9af-78f3-ba3a-0ca346813569" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SecuritiesLoanedAmountOffsetAgainstCollateral"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OffsettingDerivativeLiabilitiesAbstract_019e1d3c-c9af-7bf1-9606-8318dfc97e7e" xlink:to="loc_us-gaap_SecuritiesLoanedAmountOffsetAgainstCollateral_019e1d3c-c9af-78f3-ba3a-0ca346813569" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuritiesLoanedCollateralRightToReclaimSecurities_019e1d3c-c9af-7147-85a0-d1d4a175cd42" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SecuritiesLoanedCollateralRightToReclaimSecurities"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OffsettingDerivativeLiabilitiesAbstract_019e1d3c-c9af-7bf1-9606-8318dfc97e7e" xlink:to="loc_us-gaap_SecuritiesLoanedCollateralRightToReclaimSecurities_019e1d3c-c9af-7147-85a0-d1d4a175cd42" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuritiesLoanedCollateralRightToReclaimCash_019e1d3c-c9af-7369-b1bd-ad360d949c40" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SecuritiesLoanedCollateralRightToReclaimCash"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OffsettingDerivativeLiabilitiesAbstract_019e1d3c-c9af-7bf1-9606-8318dfc97e7e" xlink:to="loc_us-gaap_SecuritiesLoanedCollateralRightToReclaimCash_019e1d3c-c9af-7369-b1bd-ad360d949c40" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuritiesLoanedGrossIncludingNotSubjectToMasterNettingArrangement_019e1d3c-c9af-7efe-9c09-c2da2c07ff96" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SecuritiesLoanedGrossIncludingNotSubjectToMasterNettingArrangement"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OffsettingDerivativeLiabilitiesAbstract_019e1d3c-c9af-7bf1-9606-8318dfc97e7e" xlink:to="loc_us-gaap_SecuritiesLoanedGrossIncludingNotSubjectToMasterNettingArrangement_019e1d3c-c9af-7efe-9c09-c2da2c07ff96" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedGross_019e1d3c-c9af-72c5-9644-56bcb5ea3d8f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedGross"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OffsettingDerivativeLiabilitiesAbstract_019e1d3c-c9af-7bf1-9606-8318dfc97e7e" xlink:to="loc_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedGross_019e1d3c-c9af-72c5-9644-56bcb5ea3d8f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAsset_019e1d3c-c9af-7ef7-ae20-56033edba275" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAsset"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OffsettingDerivativeLiabilitiesAbstract_019e1d3c-c9af-7bf1-9606-8318dfc97e7e" xlink:to="loc_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAsset_019e1d3c-c9af-7ef7-ae20-56033edba275" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned_019e1d3c-c9af-7d13-a5e9-3ef97224726c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OffsettingDerivativeLiabilitiesAbstract_019e1d3c-c9af-7bf1-9606-8318dfc97e7e" xlink:to="loc_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoaned_019e1d3c-c9af-7d13-a5e9-3ef97224726c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimSecurities_019e1d3c-c9af-7162-a6c2-8585ee206cf7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimSecurities"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OffsettingDerivativeLiabilitiesAbstract_019e1d3c-c9af-7bf1-9606-8318dfc97e7e" xlink:to="loc_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimSecurities_019e1d3c-c9af-7162-a6c2-8585ee206cf7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimCash_019e1d3c-c9af-742d-9072-644ca2cdb3a4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimCash"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OffsettingDerivativeLiabilitiesAbstract_019e1d3c-c9af-7bf1-9606-8318dfc97e7e" xlink:to="loc_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedCollateralRightToReclaimCash_019e1d3c-c9af-742d-9072-644ca2cdb3a4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral_019e1d3c-c9af-7c57-b1f9-fc932dd6fc45" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OffsettingDerivativeLiabilitiesAbstract_019e1d3c-c9af-7bf1-9606-8318dfc97e7e" xlink:to="loc_us-gaap_DerivativeLiabilitySecuritiesSoldUnderAgreementsToResellSecuritiesLoanedAmountOffsetAgainstCollateral_019e1d3c-c9af-7c57-b1f9-fc932dd6fc45" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/VARIABLEINTERESTENTITIESAdditionalInformationDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#VARIABLEINTERESTENTITIESAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/VARIABLEINTERESTENTITIESAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_019e1d3c-c9af-7424-8ac5-4387ce1a9c35" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_019e1d3c-c9af-76f1-bbcd-aeb8c2a4e19b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfVariableInterestEntitiesTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_019e1d3c-c9af-7424-8ac5-4387ce1a9c35" xlink:to="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_019e1d3c-c9af-76f1-bbcd-aeb8c2a4e19b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis_019e1d3c-c9af-7fdf-856e-5e7f7121c00c" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_019e1d3c-c9af-76f1-bbcd-aeb8c2a4e19b" xlink:to="loc_srt_ConsolidatedEntitiesAxis_019e1d3c-c9af-7fdf-856e-5e7f7121c00c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_019e1d3c-c9af-70ff-92e1-add11cb7fc58" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_019e1d3c-c9af-7fdf-856e-5e7f7121c00c" xlink:to="loc_srt_ConsolidatedEntitiesDomain_019e1d3c-c9af-70ff-92e1-add11cb7fc58" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableInterestEntityNotPrimaryBeneficiaryMember_019e1d3c-c9af-704b-8740-54453b4742cf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_VariableInterestEntityNotPrimaryBeneficiaryMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_019e1d3c-c9af-70ff-92e1-add11cb7fc58" xlink:to="loc_us-gaap_VariableInterestEntityNotPrimaryBeneficiaryMember_019e1d3c-c9af-704b-8740-54453b4742cf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PledgedStatusAxis_019e1d3c-c9af-7194-9847-b00a35b4ba9e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PledgedStatusAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_019e1d3c-c9af-76f1-bbcd-aeb8c2a4e19b" xlink:to="loc_us-gaap_PledgedStatusAxis_019e1d3c-c9af-7194-9847-b00a35b4ba9e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PledgedStatusDomain_019e1d3c-c9af-77d7-ad3a-e6e3c40a3722" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PledgedStatusDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PledgedStatusAxis_019e1d3c-c9af-7194-9847-b00a35b4ba9e" xlink:to="loc_us-gaap_PledgedStatusDomain_019e1d3c-c9af-77d7-ad3a-e6e3c40a3722" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetPledgedAsCollateralMember_019e1d3c-c9af-7ab3-a8d0-aae233acd4e2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetPledgedAsCollateralMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PledgedStatusDomain_019e1d3c-c9af-77d7-ad3a-e6e3c40a3722" xlink:to="loc_us-gaap_AssetPledgedAsCollateralMember_019e1d3c-c9af-7ab3-a8d0-aae233acd4e2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_019e1d3c-c9af-75d3-ae3e-8ffef50392b4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablesPeriodPastDueAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_019e1d3c-c9af-76f1-bbcd-aeb8c2a4e19b" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_019e1d3c-c9af-75d3-ae3e-8ffef50392b4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_019e1d3c-c9af-7871-8cee-56290d3361cb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_019e1d3c-c9af-75d3-ae3e-8ffef50392b4" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_019e1d3c-c9af-7871-8cee-56290d3361cb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_019e1d3c-c9af-7a2a-a916-f4d48c201bea" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_019e1d3c-c9af-7871-8cee-56290d3361cb" xlink:to="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_019e1d3c-c9af-7a2a-a916-f4d48c201bea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019e1d3c-c9af-7bfb-b7ad-86348df26f95" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_019e1d3c-c9af-76f1-bbcd-aeb8c2a4e19b" xlink:to="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019e1d3c-c9af-7bfb-b7ad-86348df26f95" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyDomain_019e1d3c-c9af-73bc-b6b2-e95e40b8cee5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019e1d3c-c9af-7bfb-b7ad-86348df26f95" xlink:to="loc_us-gaap_RelatedPartyDomain_019e1d3c-c9af-73bc-b6b2-e95e40b8cee5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CorporateJointVentureMember_019e1d3c-c9af-771e-9456-481b6be5f505" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CorporateJointVentureMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyDomain_019e1d3c-c9af-73bc-b6b2-e95e40b8cee5" xlink:to="loc_us-gaap_CorporateJointVentureMember_019e1d3c-c9af-771e-9456-481b6be5f505" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableInterestEntityLineItems_019e1d3c-c9af-7348-9a6b-503f88d10f92" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_VariableInterestEntityLineItems"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_019e1d3c-c9af-76f1-bbcd-aeb8c2a4e19b" xlink:to="loc_us-gaap_VariableInterestEntityLineItems_019e1d3c-c9af-7348-9a6b-503f88d10f92" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PrincipalAmountOutstandingOnLoansSecuritized_019e1d3c-c9af-7da6-adeb-33e4fae4f761" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PrincipalAmountOutstandingOnLoansSecuritized"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_019e1d3c-c9af-7348-9a6b-503f88d10f92" xlink:to="loc_us-gaap_PrincipalAmountOutstandingOnLoansSecuritized_019e1d3c-c9af-7da6-adeb-33e4fae4f761" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableInterestDifferenceBetweenCarryingAmountAndMaximumExposure_019e1d3c-c9af-700f-ac05-5f959131541a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_VariableInterestDifferenceBetweenCarryingAmountAndMaximumExposure"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_019e1d3c-c9af-7348-9a6b-503f88d10f92" xlink:to="loc_us-gaap_VariableInterestDifferenceBetweenCarryingAmountAndMaximumExposure_019e1d3c-c9af-700f-ac05-5f959131541a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromEquityMethodInvestments_019e1d3c-c9af-7909-9cb2-8d72df46deb9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeLossFromEquityMethodInvestments"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_019e1d3c-c9af-7348-9a6b-503f88d10f92" xlink:to="loc_us-gaap_IncomeLossFromEquityMethodInvestments_019e1d3c-c9af-7909-9cb2-8d72df46deb9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/VARIABLEINTERESTENTITIESConsolidatedVIEsDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#VARIABLEINTERESTENTITIESConsolidatedVIEsDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/VARIABLEINTERESTENTITIESConsolidatedVIEsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_019e1d3c-c9af-76a7-98a2-fc20f8ecd47f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_019e1d3c-c9af-741a-8cea-f9f2292b5a28" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfVariableInterestEntitiesTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_019e1d3c-c9af-76a7-98a2-fc20f8ecd47f" xlink:to="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_019e1d3c-c9af-741a-8cea-f9f2292b5a28" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis_019e1d3c-c9af-78b3-8dd8-501811de209d" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_019e1d3c-c9af-741a-8cea-f9f2292b5a28" xlink:to="loc_srt_ConsolidatedEntitiesAxis_019e1d3c-c9af-78b3-8dd8-501811de209d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_019e1d3c-c9af-70ab-8d15-47984b8d8696" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_019e1d3c-c9af-78b3-8dd8-501811de209d" xlink:to="loc_srt_ConsolidatedEntitiesDomain_019e1d3c-c9af-70ab-8d15-47984b8d8696" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableInterestEntityPrimaryBeneficiaryMember_019e1d3c-c9af-7cd3-a9b0-cba287d23c49" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_VariableInterestEntityPrimaryBeneficiaryMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_019e1d3c-c9af-70ab-8d15-47984b8d8696" xlink:to="loc_us-gaap_VariableInterestEntityPrimaryBeneficiaryMember_019e1d3c-c9af-7cd3-a9b0-cba287d23c49" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_019e1d3c-c9af-752e-9f4e-4e871220ba94" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_019e1d3c-c9af-741a-8cea-f9f2292b5a28" xlink:to="loc_us-gaap_DebtInstrumentAxis_019e1d3c-c9af-752e-9f4e-4e871220ba94" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-70d7-b4bd-364908e1af09" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_019e1d3c-c9af-752e-9f4e-4e871220ba94" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-70d7-b4bd-364908e1af09" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_MSRFacilitiesMember_019e1d3c-c9af-7887-b84d-6bef47f285f7" xlink:href="ldi-20260630.xsd#ldi_MSRFacilitiesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-70d7-b4bd-364908e1af09" xlink:to="loc_ldi_MSRFacilitiesMember_019e1d3c-c9af-7887-b84d-6bef47f285f7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ServicingAdvancedFacilitiesMember_019e1d3c-c9af-7a9d-9069-7c2abc0eb9b1" xlink:href="ldi-20260630.xsd#ldi_ServicingAdvancedFacilitiesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-70d7-b4bd-364908e1af09" xlink:to="loc_ldi_ServicingAdvancedFacilitiesMember_019e1d3c-c9af-7a9d-9069-7c2abc0eb9b1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MediumTermNotesMember_019e1d3c-c9af-7e12-8152-1bde236fa382" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MediumTermNotesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-70d7-b4bd-364908e1af09" xlink:to="loc_us-gaap_MediumTermNotesMember_019e1d3c-c9af-7e12-8152-1bde236fa382" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableInterestEntityLineItems_019e1d3c-c9af-760e-9821-67a1ddaa7a63" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_VariableInterestEntityLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_019e1d3c-c9af-741a-8cea-f9f2292b5a28" xlink:to="loc_us-gaap_VariableInterestEntityLineItems_019e1d3c-c9af-760e-9821-67a1ddaa7a63" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsAbstract_019e1d3c-c9af-7e23-bcf7-9d726428e36a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetsAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_019e1d3c-c9af-760e-9821-67a1ddaa7a63" xlink:to="loc_us-gaap_AssetsAbstract_019e1d3c-c9af-7e23-bcf7-9d726428e36a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansHeldForSaleFairValueDisclosure_019e1d3c-c9af-74e5-8850-07afe2a7f0c7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LoansHeldForSaleFairValueDisclosure"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019e1d3c-c9af-7e23-bcf7-9d726428e36a" xlink:to="loc_us-gaap_LoansHeldForSaleFairValueDisclosure_019e1d3c-c9af-74e5-8850-07afe2a7f0c7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestsContinuedToBeHeldByTransferorFairValue_019e1d3c-c9af-7567-972b-46cef3b9403d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestsContinuedToBeHeldByTransferorFairValue"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019e1d3c-c9af-7e23-bcf7-9d726428e36a" xlink:to="loc_us-gaap_InterestsContinuedToBeHeldByTransferorFairValue_019e1d3c-c9af-7567-972b-46cef3b9403d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedCash_019e1d3c-c9af-7669-9159-2e792bd6a0c2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RestrictedCash"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019e1d3c-c9af-7e23-bcf7-9d726428e36a" xlink:to="loc_us-gaap_RestrictedCash_019e1d3c-c9af-7669-9159-2e792bd6a0c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAmount_019e1d3c-c9af-76f8-bac5-8b7921cbccbd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetAtFairValueAmount"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019e1d3c-c9af-7e23-bcf7-9d726428e36a" xlink:to="loc_us-gaap_ServicingAssetAtFairValueAmount_019e1d3c-c9af-76f8-bac5-8b7921cbccbd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PrepaidExpenseAndOtherAssets_019e1d3c-c9af-735e-9c5d-07f81f5a6a64" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PrepaidExpenseAndOtherAssets"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019e1d3c-c9af-7e23-bcf7-9d726428e36a" xlink:to="loc_us-gaap_PrepaidExpenseAndOtherAssets_019e1d3c-c9af-735e-9c5d-07f81f5a6a64" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_019e1d3c-c9af-70ab-94f4-919ed44dd48b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Assets"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_019e1d3c-c9af-7e23-bcf7-9d726428e36a" xlink:to="loc_us-gaap_Assets_019e1d3c-c9af-70ab-94f4-919ed44dd48b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAbstract_019e1d3c-c9af-7ad7-98a1-0125d8f2baa3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilitiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_019e1d3c-c9af-760e-9821-67a1ddaa7a63" xlink:to="loc_us-gaap_LiabilitiesAbstract_019e1d3c-c9af-7ad7-98a1-0125d8f2baa3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WarehouseAgreementBorrowings_019e1d3c-c9af-7a24-a0fc-11bf6317bb46" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_WarehouseAgreementBorrowings"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_019e1d3c-c9af-7ad7-98a1-0125d8f2baa3" xlink:to="loc_us-gaap_WarehouseAgreementBorrowings_019e1d3c-c9af-7a24-a0fc-11bf6317bb46" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebt_019e1d3c-c9af-75ca-860e-577d545489c4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongTermDebt"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_019e1d3c-c9af-7ad7-98a1-0125d8f2baa3" xlink:to="loc_us-gaap_LongTermDebt_019e1d3c-c9af-75ca-860e-577d545489c4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherSecuredFinancings_019e1d3c-c9af-7e9e-8590-15e12f6531cd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherSecuredFinancings"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_019e1d3c-c9af-7ad7-98a1-0125d8f2baa3" xlink:to="loc_us-gaap_OtherSecuredFinancings_019e1d3c-c9af-7e9e-8590-15e12f6531cd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_019e1d3c-c9af-7f34-819a-275e3d5ee71d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Liabilities"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_019e1d3c-c9af-7ad7-98a1-0125d8f2baa3" xlink:to="loc_us-gaap_Liabilities_019e1d3c-c9af-7f34-819a-275e3d5ee71d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/VARIABLEINTERESTENTITIESNonconsolidatedVIEsDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#VARIABLEINTERESTENTITIESNonconsolidatedVIEsDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/VARIABLEINTERESTENTITIESNonconsolidatedVIEsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_019e1d3c-c9af-717c-af7d-92a3c555de35" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_019e1d3c-c9af-72ab-a48e-f5dc4cdfcfea" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfVariableInterestEntitiesTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_019e1d3c-c9af-717c-af7d-92a3c555de35" xlink:to="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_019e1d3c-c9af-72ab-a48e-f5dc4cdfcfea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis_019e1d3c-c9af-7b2e-a091-10af5fecff39" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_019e1d3c-c9af-72ab-a48e-f5dc4cdfcfea" xlink:to="loc_srt_ConsolidatedEntitiesAxis_019e1d3c-c9af-7b2e-a091-10af5fecff39" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_019e1d3c-c9af-73a0-a314-ef543a89e7d7" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_019e1d3c-c9af-7b2e-a091-10af5fecff39" xlink:to="loc_srt_ConsolidatedEntitiesDomain_019e1d3c-c9af-73a0-a314-ef543a89e7d7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableInterestEntityNotPrimaryBeneficiaryMember_019e1d3c-c9af-7302-bdaa-925edabf46d9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_VariableInterestEntityNotPrimaryBeneficiaryMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_019e1d3c-c9af-73a0-a314-ef543a89e7d7" xlink:to="loc_us-gaap_VariableInterestEntityNotPrimaryBeneficiaryMember_019e1d3c-c9af-7302-bdaa-925edabf46d9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PledgedStatusAxis_019e1d3c-c9af-75dd-9131-2606c360843f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PledgedStatusAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_019e1d3c-c9af-72ab-a48e-f5dc4cdfcfea" xlink:to="loc_us-gaap_PledgedStatusAxis_019e1d3c-c9af-75dd-9131-2606c360843f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PledgedStatusDomain_019e1d3c-c9af-78a2-9ef2-d8de2cfe49d5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PledgedStatusDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PledgedStatusAxis_019e1d3c-c9af-75dd-9131-2606c360843f" xlink:to="loc_us-gaap_PledgedStatusDomain_019e1d3c-c9af-78a2-9ef2-d8de2cfe49d5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetPledgedAsCollateralMember_019e1d3c-c9af-72f8-9757-c81f273790b5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetPledgedAsCollateralMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PledgedStatusDomain_019e1d3c-c9af-78a2-9ef2-d8de2cfe49d5" xlink:to="loc_us-gaap_AssetPledgedAsCollateralMember_019e1d3c-c9af-72f8-9757-c81f273790b5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019e1d3c-c9af-72ed-864a-809a63be0446" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_019e1d3c-c9af-72ab-a48e-f5dc4cdfcfea" xlink:to="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019e1d3c-c9af-72ed-864a-809a63be0446" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyDomain_019e1d3c-c9af-7713-8fa9-36880b833432" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019e1d3c-c9af-72ed-864a-809a63be0446" xlink:to="loc_us-gaap_RelatedPartyDomain_019e1d3c-c9af-7713-8fa9-36880b833432" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CorporateJointVentureMember_019e1d3c-c9af-7e9a-b4ff-f6dc8620e59a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CorporateJointVentureMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyDomain_019e1d3c-c9af-7713-8fa9-36880b833432" xlink:to="loc_us-gaap_CorporateJointVentureMember_019e1d3c-c9af-7e9a-b4ff-f6dc8620e59a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableInterestEntityLineItems_019e1d3c-c9af-7f4a-80c4-7e6d50f41670" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_VariableInterestEntityLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_019e1d3c-c9af-72ab-a48e-f5dc4cdfcfea" xlink:to="loc_us-gaap_VariableInterestEntityLineItems_019e1d3c-c9af-7f4a-80c4-7e6d50f41670" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TradingSecuritiesDebt_019e1d3c-c9af-7999-b5c0-2c3606d32e9f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TradingSecuritiesDebt"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_019e1d3c-c9af-7f4a-80c4-7e6d50f41670" xlink:to="loc_us-gaap_TradingSecuritiesDebt_019e1d3c-c9af-7999-b5c0-2c3606d32e9f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures_019e1d3c-c9af-7ac5-b4db-22799a3ea471" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_019e1d3c-c9af-7f4a-80c4-7e6d50f41670" xlink:to="loc_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures_019e1d3c-c9af-7ac5-b4db-22799a3ea471" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_019e1d3c-c9af-7bdd-ae1b-35da5278f5ec" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Assets"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_019e1d3c-c9af-7f4a-80c4-7e6d50f41670" xlink:to="loc_us-gaap_Assets_019e1d3c-c9af-7bdd-ae1b-35da5278f5ec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableInterestEntityEntityMaximumLossExposureAmount_019e1d3c-c9af-75ce-ab6d-6024a9802af1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_VariableInterestEntityEntityMaximumLossExposureAmount"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_019e1d3c-c9af-7f4a-80c4-7e6d50f41670" xlink:to="loc_us-gaap_VariableInterestEntityEntityMaximumLossExposureAmount_019e1d3c-c9af-75ce-ab6d-6024a9802af1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableInterestDifferenceBetweenCarryingAmountAndMaximumExposure_019e1d3c-c9af-7d81-8cc4-7891e87308d1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_VariableInterestDifferenceBetweenCarryingAmountAndMaximumExposure"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_019e1d3c-c9af-7f4a-80c4-7e6d50f41670" xlink:to="loc_us-gaap_VariableInterestDifferenceBetweenCarryingAmountAndMaximumExposure_019e1d3c-c9af-7d81-8cc4-7891e87308d1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/WAREHOUSEANDOTHERLINESOFCREDITAdditionalInformationDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#WAREHOUSEANDOTHERLINESOFCREDITAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/WAREHOUSEANDOTHERLINESOFCREDITAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_019e1d3c-c9af-7d0b-bd2e-74b6a310ddf0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityTable_019e1d3c-c9af-7d77-b4a8-040a66a444e3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCreditFacilityTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_019e1d3c-c9af-7d0b-bd2e-74b6a310ddf0" xlink:to="loc_us-gaap_LineOfCreditFacilityTable_019e1d3c-c9af-7d77-b4a8-040a66a444e3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityAxis_019e1d3c-c9af-7c1d-9e39-f9bf0ffcffd2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CreditFacilityAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_019e1d3c-c9af-7d77-b4a8-040a66a444e3" xlink:to="loc_us-gaap_CreditFacilityAxis_019e1d3c-c9af-7c1d-9e39-f9bf0ffcffd2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityDomain_019e1d3c-c9af-77e6-8cbd-14496bab7d2d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CreditFacilityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityAxis_019e1d3c-c9af-7c1d-9e39-f9bf0ffcffd2" xlink:to="loc_us-gaap_CreditFacilityDomain_019e1d3c-c9af-77e6-8cbd-14496bab7d2d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_WarehouseAndRevolvingCreditFacilitiesMember_019e1d3c-c9af-719d-9be3-2b576a6158eb" xlink:href="ldi-20260630.xsd#ldi_WarehouseAndRevolvingCreditFacilitiesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_019e1d3c-c9af-77e6-8cbd-14496bab7d2d" xlink:to="loc_ldi_WarehouseAndRevolvingCreditFacilitiesMember_019e1d3c-c9af-719d-9be3-2b576a6158eb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_SecuritizationFacilitiesMember_019e1d3c-c9af-769c-b964-45bba551d7f4" xlink:href="ldi-20260630.xsd#ldi_SecuritizationFacilitiesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_019e1d3c-c9af-77e6-8cbd-14496bab7d2d" xlink:to="loc_ldi_SecuritizationFacilitiesMember_019e1d3c-c9af-769c-b964-45bba551d7f4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_019e1d3c-c9af-7c7e-9ddc-ed5fb2da2c23" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RangeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_019e1d3c-c9af-7d77-b4a8-040a66a444e3" xlink:to="loc_srt_RangeAxis_019e1d3c-c9af-7c7e-9ddc-ed5fb2da2c23" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_019e1d3c-c9af-761e-9c76-0a75cb0ad060" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_019e1d3c-c9af-7c7e-9ddc-ed5fb2da2c23" xlink:to="loc_srt_RangeMember_019e1d3c-c9af-761e-9c76-0a75cb0ad060" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_019e1d3c-c9af-7eee-b610-169e700949f1" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_MinimumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_019e1d3c-c9af-761e-9c76-0a75cb0ad060" xlink:to="loc_srt_MinimumMember_019e1d3c-c9af-7eee-b610-169e700949f1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_019e1d3c-c9af-719e-a805-3c753b371adc" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_MaximumMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_019e1d3c-c9af-761e-9c76-0a75cb0ad060" xlink:to="loc_srt_MaximumMember_019e1d3c-c9af-719e-a805-3c753b371adc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_019e1d3c-c9af-7923-bd43-bc6d74a30c7d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_019e1d3c-c9af-7d77-b4a8-040a66a444e3" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_019e1d3c-c9af-7923-bd43-bc6d74a30c7d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_019e1d3c-c9af-7e36-a99e-07d3d05a1d00" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_019e1d3c-c9af-7923-bd43-bc6d74a30c7d" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_019e1d3c-c9af-7e36-a99e-07d3d05a1d00" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WarehouseAgreementBorrowingsMember_019e1d3c-c9af-745f-a03d-d7c230e7c740" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_WarehouseAgreementBorrowingsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_019e1d3c-c9af-7e36-a99e-07d3d05a1d00" xlink:to="loc_us-gaap_WarehouseAgreementBorrowingsMember_019e1d3c-c9af-745f-a03d-d7c230e7c740" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_019e1d3c-c9af-7565-85b4-e7e9d17bc280" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_019e1d3c-c9af-7d77-b4a8-040a66a444e3" xlink:to="loc_us-gaap_DebtInstrumentAxis_019e1d3c-c9af-7565-85b4-e7e9d17bc280" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-73a9-931b-18edf9009835" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_019e1d3c-c9af-7565-85b4-e7e9d17bc280" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-73a9-931b-18edf9009835" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_SecuritizationFacilityExpiringSeptember2026Member_019e1d3c-c9af-7a14-a46e-c582cc54d8ff" xlink:href="ldi-20260630.xsd#ldi_SecuritizationFacilityExpiringSeptember2026Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-73a9-931b-18edf9009835" xlink:to="loc_ldi_SecuritizationFacilityExpiringSeptember2026Member_019e1d3c-c9af-7a14-a46e-c582cc54d8ff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_SecuritizationFacilityExpiringApril2028Member_019e1d3c-c9af-7f30-a983-7cfa3ce7dbf9" xlink:href="ldi-20260630.xsd#ldi_SecuritizationFacilityExpiringApril2028Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-73a9-931b-18edf9009835" xlink:to="loc_ldi_SecuritizationFacilityExpiringApril2028Member_019e1d3c-c9af-7f30-a983-7cfa3ce7dbf9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_A20251SecuritizationFacilityMember_019e1d3c-c9af-749f-a8cd-995d9426c35f" xlink:href="ldi-20260630.xsd#ldi_A20251SecuritizationFacilityMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-73a9-931b-18edf9009835" xlink:to="loc_ldi_A20251SecuritizationFacilityMember_019e1d3c-c9af-749f-a8cd-995d9426c35f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_A20261SecuritizationFacilityMember_019e1d3c-c9af-78e2-bfd8-077c7e0ea90a" xlink:href="ldi-20260630.xsd#ldi_A20261SecuritizationFacilityMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-73a9-931b-18edf9009835" xlink:to="loc_ldi_A20261SecuritizationFacilityMember_019e1d3c-c9af-78e2-bfd8-077c7e0ea90a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityLineItems_019e1d3c-c9af-7c8b-acbe-eb19f23b5997" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCreditFacilityLineItems"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_019e1d3c-c9af-7d77-b4a8-040a66a444e3" xlink:to="loc_us-gaap_LineOfCreditFacilityLineItems_019e1d3c-c9af-7c8b-acbe-eb19f23b5997" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_NumberOfLinesOfCreditHeld_019e1d3c-c9af-77e1-8f56-4daed15c7672" xlink:href="ldi-20260630.xsd#ldi_NumberOfLinesOfCreditHeld"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_019e1d3c-c9af-7c8b-acbe-eb19f23b5997" xlink:to="loc_ldi_NumberOfLinesOfCreditHeld_019e1d3c-c9af-77e1-8f56-4daed15c7672" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_NumberOfLoanFundingFacilities_019f6266-e631-7c6b-b714-afb583e4fee4" xlink:href="ldi-20260630.xsd#ldi_NumberOfLoanFundingFacilities"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_019e1d3c-c9af-7c8b-acbe-eb19f23b5997" xlink:to="loc_ldi_NumberOfLoanFundingFacilities_019f6266-e631-7c6b-b714-afb583e4fee4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_019e1d3c-c9af-7d75-8115-f72618b12fa6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_019e1d3c-c9af-7c8b-acbe-eb19f23b5997" xlink:to="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_019e1d3c-c9af-7d75-8115-f72618b12fa6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_019e1d3c-c9af-7c6f-bf3f-5a74636b62d0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentBasisSpreadOnVariableRate1"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_019e1d3c-c9af-7c8b-acbe-eb19f23b5997" xlink:to="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_019e1d3c-c9af-7c6f-bf3f-5a74636b62d0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_NumberOfSecuritizationFacilities_019e1d3c-c9af-73bf-9322-cdd8b454d55a" xlink:href="ldi-20260630.xsd#ldi_NumberOfSecuritizationFacilities"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_019e1d3c-c9af-7c8b-acbe-eb19f23b5997" xlink:to="loc_ldi_NumberOfSecuritizationFacilities_019e1d3c-c9af-73bf-9322-cdd8b454d55a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentTerm_019e1d3c-c9af-7db6-b352-c89d350aa6d1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentTerm"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_019e1d3c-c9af-7c8b-acbe-eb19f23b5997" xlink:to="loc_us-gaap_DebtInstrumentTerm_019e1d3c-c9af-7db6-b352-c89d350aa6d1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCollateralForBorrowedSecurities_019e1d3c-c9af-738f-bb46-2b939def05e3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashCollateralForBorrowedSecurities"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_019e1d3c-c9af-7c8b-acbe-eb19f23b5997" xlink:to="loc_us-gaap_CashCollateralForBorrowedSecurities_019e1d3c-c9af-738f-bb46-2b939def05e3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedCashAndCashEquivalents_019e1d3c-c9af-7012-93fe-f350e2d3343f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RestrictedCashAndCashEquivalents"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_019e1d3c-c9af-7c8b-acbe-eb19f23b5997" xlink:to="loc_us-gaap_RestrictedCashAndCashEquivalents_019e1d3c-c9af-7012-93fe-f350e2d3343f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/WAREHOUSEANDOTHERLINESOFCREDITWarehouseBorrowingsDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#WAREHOUSEANDOTHERLINESOFCREDITWarehouseBorrowingsDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/WAREHOUSEANDOTHERLINESOFCREDITWarehouseBorrowingsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_019e1d3c-c9af-7f81-b541-f221d6156d15" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityTable_019e1d3c-c9af-763b-89bf-9a7027f8eb3c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCreditFacilityTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_019e1d3c-c9af-7f81-b541-f221d6156d15" xlink:to="loc_us-gaap_LineOfCreditFacilityTable_019e1d3c-c9af-763b-89bf-9a7027f8eb3c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityAxis_019e1d3c-c9af-7f8e-a5b2-1dd22574e797" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CreditFacilityAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_019e1d3c-c9af-763b-89bf-9a7027f8eb3c" xlink:to="loc_us-gaap_CreditFacilityAxis_019e1d3c-c9af-7f8e-a5b2-1dd22574e797" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityDomain_019e1d3c-c9af-7279-93e5-c168b6321e8f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CreditFacilityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityAxis_019e1d3c-c9af-7f8e-a5b2-1dd22574e797" xlink:to="loc_us-gaap_CreditFacilityDomain_019e1d3c-c9af-7279-93e5-c168b6321e8f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_WarehouseAndRevolvingCreditFacilitiesMember_019e1d3c-c9af-79f9-be53-68ab4ad19115" xlink:href="ldi-20260630.xsd#ldi_WarehouseAndRevolvingCreditFacilitiesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_019e1d3c-c9af-7279-93e5-c168b6321e8f" xlink:to="loc_ldi_WarehouseAndRevolvingCreditFacilitiesMember_019e1d3c-c9af-79f9-be53-68ab4ad19115" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_019e1d3c-c9af-7cb3-9e8a-4406f572bf63" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_019e1d3c-c9af-763b-89bf-9a7027f8eb3c" xlink:to="loc_us-gaap_DebtInstrumentAxis_019e1d3c-c9af-7cb3-9e8a-4406f572bf63" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-77bb-83f1-a39f78f06085" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_019e1d3c-c9af-7cb3-9e8a-4406f572bf63" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-77bb-83f1-a39f78f06085" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_Facility1Member_019e1d3c-c9af-71d2-a8c7-eb995ab75d01" xlink:href="ldi-20260630.xsd#ldi_Facility1Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-77bb-83f1-a39f78f06085" xlink:to="loc_ldi_Facility1Member_019e1d3c-c9af-71d2-a8c7-eb995ab75d01" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_Facility2Member_019e1d3c-c9af-7bc5-8bdf-cdd1e4a87501" xlink:href="ldi-20260630.xsd#ldi_Facility2Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-77bb-83f1-a39f78f06085" xlink:to="loc_ldi_Facility2Member_019e1d3c-c9af-7bc5-8bdf-cdd1e4a87501" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_Facility3Member_019e1d3c-c9af-7644-9287-38a16f233d73" xlink:href="ldi-20260630.xsd#ldi_Facility3Member"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-77bb-83f1-a39f78f06085" xlink:to="loc_ldi_Facility3Member_019e1d3c-c9af-7644-9287-38a16f233d73" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_Facility4Member_019e1d3c-c9af-71c9-8e96-e5bf5cb267c3" xlink:href="ldi-20260630.xsd#ldi_Facility4Member"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-77bb-83f1-a39f78f06085" xlink:to="loc_ldi_Facility4Member_019e1d3c-c9af-71c9-8e96-e5bf5cb267c3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_Facility5Member_019e1d3c-c9af-7877-9b27-1d5401bea87e" xlink:href="ldi-20260630.xsd#ldi_Facility5Member"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-77bb-83f1-a39f78f06085" xlink:to="loc_ldi_Facility5Member_019e1d3c-c9af-7877-9b27-1d5401bea87e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_Facility6Member_019e1d3c-c9af-7596-bf0a-64fd91bb1178" xlink:href="ldi-20260630.xsd#ldi_Facility6Member"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-77bb-83f1-a39f78f06085" xlink:to="loc_ldi_Facility6Member_019e1d3c-c9af-7596-bf0a-64fd91bb1178" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_Facility7Member_019e1d3c-c9af-7810-964f-e3e6ff9a5f06" xlink:href="ldi-20260630.xsd#ldi_Facility7Member"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-77bb-83f1-a39f78f06085" xlink:to="loc_ldi_Facility7Member_019e1d3c-c9af-7810-964f-e3e6ff9a5f06" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_Facility8Member_019e1d3c-c9af-7fe2-b369-91e8ad0e7e59" xlink:href="ldi-20260630.xsd#ldi_Facility8Member"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-77bb-83f1-a39f78f06085" xlink:to="loc_ldi_Facility8Member_019e1d3c-c9af-7fe2-b369-91e8ad0e7e59" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_Facility9Member_019e1d3c-c9af-7e78-9d34-aaf39ccd2bf8" xlink:href="ldi-20260630.xsd#ldi_Facility9Member"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-77bb-83f1-a39f78f06085" xlink:to="loc_ldi_Facility9Member_019e1d3c-c9af-7e78-9d34-aaf39ccd2bf8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_Facility10Member_019e1d3c-c9af-72db-a205-c6d269c29eae" xlink:href="ldi-20260630.xsd#ldi_Facility10Member"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-77bb-83f1-a39f78f06085" xlink:to="loc_ldi_Facility10Member_019e1d3c-c9af-72db-a205-c6d269c29eae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_Facility11Member_019e1d3c-c9af-722f-a2b5-64bc633fb350" xlink:href="ldi-20260630.xsd#ldi_Facility11Member"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-77bb-83f1-a39f78f06085" xlink:to="loc_ldi_Facility11Member_019e1d3c-c9af-722f-a2b5-64bc633fb350" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_Facility12Member_019f4056-4bf9-7008-8df3-458a5c6ba9d4" xlink:href="ldi-20260630.xsd#ldi_Facility12Member"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-77bb-83f1-a39f78f06085" xlink:to="loc_ldi_Facility12Member_019f4056-4bf9-7008-8df3-458a5c6ba9d4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityLineItems_019e1d3c-c9af-7ecd-9d44-dc37793db0cd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCreditFacilityLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_019e1d3c-c9af-763b-89bf-9a7027f8eb3c" xlink:to="loc_us-gaap_LineOfCreditFacilityLineItems_019e1d3c-c9af-7ecd-9d44-dc37793db0cd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_LineOfCreditFacilityCommittedAmount_019e1d3c-c9af-7884-93b1-b9a073371b2d" xlink:href="ldi-20260630.xsd#ldi_LineOfCreditFacilityCommittedAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_019e1d3c-c9af-7ecd-9d44-dc37793db0cd" xlink:to="loc_ldi_LineOfCreditFacilityCommittedAmount_019e1d3c-c9af-7884-93b1-b9a073371b2d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_LineOfCreditFacilityUncommittedAmount_019e1d3c-c9af-7c35-ad46-f8f33ea601f0" xlink:href="ldi-20260630.xsd#ldi_LineOfCreditFacilityUncommittedAmount"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_019e1d3c-c9af-7ecd-9d44-dc37793db0cd" xlink:to="loc_ldi_LineOfCreditFacilityUncommittedAmount_019e1d3c-c9af-7c35-ad46-f8f33ea601f0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_019e1d3c-c9af-7090-99fb-b0706410c92e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_019e1d3c-c9af-7ecd-9d44-dc37793db0cd" xlink:to="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_019e1d3c-c9af-7090-99fb-b0706410c92e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WarehouseAgreementBorrowings_019e1d3c-c9af-76c4-8c5d-37d96228820e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_WarehouseAgreementBorrowings"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_019e1d3c-c9af-7ecd-9d44-dc37793db0cd" xlink:to="loc_us-gaap_WarehouseAgreementBorrowings_019e1d3c-c9af-76c4-8c5d-37d96228820e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/WAREHOUSEANDOTHERLINESOFCREDITInformationonWarehouseBorrowingsDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#WAREHOUSEANDOTHERLINESOFCREDITInformationonWarehouseBorrowingsDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/WAREHOUSEANDOTHERLINESOFCREDITInformationonWarehouseBorrowingsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_019e1d3c-c9af-7fe6-9eed-8d13166bf721" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityTable_019e1d3c-c9af-7b12-b454-ede24e580407" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCreditFacilityTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_019e1d3c-c9af-7fe6-9eed-8d13166bf721" xlink:to="loc_us-gaap_LineOfCreditFacilityTable_019e1d3c-c9af-7b12-b454-ede24e580407" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermDebtTypeAxis_019e1d3c-c9af-7d34-8aca-358a1fa441d4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ShortTermDebtTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_019e1d3c-c9af-7b12-b454-ede24e580407" xlink:to="loc_us-gaap_ShortTermDebtTypeAxis_019e1d3c-c9af-7d34-8aca-358a1fa441d4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermDebtTypeDomain_019e1d3c-c9af-7f00-a921-fd04cd8fd6bc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ShortTermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtTypeAxis_019e1d3c-c9af-7d34-8aca-358a1fa441d4" xlink:to="loc_us-gaap_ShortTermDebtTypeDomain_019e1d3c-c9af-7f00-a921-fd04cd8fd6bc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WarehouseAgreementBorrowingsMember_019e1d3c-c9af-7f87-a9fe-10a2828958ff" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_WarehouseAgreementBorrowingsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtTypeDomain_019e1d3c-c9af-7f00-a921-fd04cd8fd6bc" xlink:to="loc_us-gaap_WarehouseAgreementBorrowingsMember_019e1d3c-c9af-7f87-a9fe-10a2828958ff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityLineItems_019e1d3c-c9af-7534-baf9-4a33cde7116e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCreditFacilityLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_019e1d3c-c9af-7b12-b454-ede24e580407" xlink:to="loc_us-gaap_LineOfCreditFacilityLineItems_019e1d3c-c9af-7534-baf9-4a33cde7116e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityMaximumAmountOutstandingDuringPeriod_019e1d3c-c9af-7426-b0ab-60be9a091fbe" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCreditFacilityMaximumAmountOutstandingDuringPeriod"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_019e1d3c-c9af-7534-baf9-4a33cde7116e" xlink:to="loc_us-gaap_LineOfCreditFacilityMaximumAmountOutstandingDuringPeriod_019e1d3c-c9af-7426-b0ab-60be9a091fbe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityAverageOutstandingAmount_019e1d3c-c9af-7762-b82b-d1d1a587ae66" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCreditFacilityAverageOutstandingAmount"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_019e1d3c-c9af-7534-baf9-4a33cde7116e" xlink:to="loc_us-gaap_LineOfCreditFacilityAverageOutstandingAmount_019e1d3c-c9af-7762-b82b-d1d1a587ae66" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansHeldForSaleFairValueDisclosure_019e1d3c-c9af-7c09-b524-9da03c898cb1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LoansHeldForSaleFairValueDisclosure"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_019e1d3c-c9af-7534-baf9-4a33cde7116e" xlink:to="loc_us-gaap_LoansHeldForSaleFairValueDisclosure_019e1d3c-c9af-7c09-b524-9da03c898cb1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentInterestRateDuringPeriod_019e1d3c-c9af-7820-a44c-48640df05ac9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentInterestRateDuringPeriod"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_019e1d3c-c9af-7534-baf9-4a33cde7116e" xlink:to="loc_us-gaap_DebtInstrumentInterestRateDuringPeriod_019e1d3c-c9af-7820-a44c-48640df05ac9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/DEBTOBLIGATIONSInformationonOutstandingDebtDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#DEBTOBLIGATIONSInformationonOutstandingDebtDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/DEBTOBLIGATIONSInformationonOutstandingDebtDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_019e1d3c-c9af-7e65-990c-78e143618115" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-76fa-9dfe-d0a83960a5c1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_019e1d3c-c9af-7e65-990c-78e143618115" xlink:to="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-76fa-9dfe-d0a83960a5c1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_019e1d3c-c9af-75cf-947d-83a5605c1283" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-76fa-9dfe-d0a83960a5c1" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_019e1d3c-c9af-75cf-947d-83a5605c1283" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_019e1d3c-c9af-7832-bdb7-90ba8c120223" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_019e1d3c-c9af-75cf-947d-83a5605c1283" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_019e1d3c-c9af-7832-bdb7-90ba8c120223" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuredDebtMember_019e1d3c-c9af-7eaf-aaee-0595d22d5199" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SecuredDebtMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_019e1d3c-c9af-7832-bdb7-90ba8c120223" xlink:to="loc_us-gaap_SecuredDebtMember_019e1d3c-c9af-7eaf-aaee-0595d22d5199" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_UnsecuredDebtMember_019e1d3c-c9af-7411-9188-80cad5c66679" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_UnsecuredDebtMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_019e1d3c-c9af-7832-bdb7-90ba8c120223" xlink:to="loc_us-gaap_UnsecuredDebtMember_019e1d3c-c9af-7411-9188-80cad5c66679" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityAxis_019e1d3c-c9af-7bd9-91ca-83c1047f19a9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CreditFacilityAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-76fa-9dfe-d0a83960a5c1" xlink:to="loc_us-gaap_CreditFacilityAxis_019e1d3c-c9af-7bd9-91ca-83c1047f19a9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityDomain_019e1d3c-c9af-7cd6-bba5-c751e3760c8a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CreditFacilityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityAxis_019e1d3c-c9af-7bd9-91ca-83c1047f19a9" xlink:to="loc_us-gaap_CreditFacilityDomain_019e1d3c-c9af-7cd6-bba5-c751e3760c8a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_SecuredCreditFacilitiesMember_019e1d3c-c9af-7fcb-8fea-cc0c045fdb86" xlink:href="ldi-20260630.xsd#ldi_SecuredCreditFacilitiesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_019e1d3c-c9af-7cd6-bba5-c751e3760c8a" xlink:to="loc_ldi_SecuredCreditFacilitiesMember_019e1d3c-c9af-7fcb-8fea-cc0c045fdb86" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_MSRFacilitiesMember_019e1d3c-c9af-7608-bf27-4eb303564070" xlink:href="ldi-20260630.xsd#ldi_MSRFacilitiesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_SecuredCreditFacilitiesMember_019e1d3c-c9af-7fcb-8fea-cc0c045fdb86" xlink:to="loc_ldi_MSRFacilitiesMember_019e1d3c-c9af-7608-bf27-4eb303564070" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_SecuritiesFinancingFacilitiesMember_019e1d3c-c9af-768a-bcd8-5f2ceee7976d" xlink:href="ldi-20260630.xsd#ldi_SecuritiesFinancingFacilitiesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_SecuredCreditFacilitiesMember_019e1d3c-c9af-7fcb-8fea-cc0c045fdb86" xlink:to="loc_ldi_SecuritiesFinancingFacilitiesMember_019e1d3c-c9af-768a-bcd8-5f2ceee7976d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ServicingAdvanceFacilitiesMember_019e1d3c-c9af-7bd9-ac37-e083eb9eebf9" xlink:href="ldi-20260630.xsd#ldi_ServicingAdvanceFacilitiesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_SecuredCreditFacilitiesMember_019e1d3c-c9af-7fcb-8fea-cc0c045fdb86" xlink:to="loc_ldi_ServicingAdvanceFacilitiesMember_019e1d3c-c9af-7bd9-ac37-e083eb9eebf9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_019e1d3c-c9af-7e5e-8d0f-5a358780c245" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-76fa-9dfe-d0a83960a5c1" xlink:to="loc_us-gaap_DebtInstrumentAxis_019e1d3c-c9af-7e5e-8d0f-5a358780c245" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-7ceb-8976-8476c988a7a4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_019e1d3c-c9af-7e5e-8d0f-5a358780c245" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-7ceb-8976-8476c988a7a4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MediumTermNotesMember_019e1d3c-c9af-7cfc-8648-cc9481d1e15b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MediumTermNotesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-7ceb-8976-8476c988a7a4" xlink:to="loc_us-gaap_MediumTermNotesMember_019e1d3c-c9af-7cfc-8648-cc9481d1e15b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_OtherSecuredFinancingsMember_019e1d3c-c9af-7e7b-b3f5-96a01e1fe28b" xlink:href="ldi-20260630.xsd#ldi_OtherSecuredFinancingsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-7ceb-8976-8476c988a7a4" xlink:to="loc_ldi_OtherSecuredFinancingsMember_019e1d3c-c9af-7e7b-b3f5-96a01e1fe28b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeniorNotesMember_019e1d3c-c9af-7a42-9638-1c1f1a952ab0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SeniorNotesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-7ceb-8976-8476c988a7a4" xlink:to="loc_us-gaap_SeniorNotesMember_019e1d3c-c9af-7a42-9638-1c1f1a952ab0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7533-a9a1-ab1a7e288068" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-76fa-9dfe-d0a83960a5c1" xlink:to="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7533-a9a1-ab1a7e288068" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebt_019e1d3c-c9af-7832-a895-92354bed5ac1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongTermDebt"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7533-a9a1-ab1a7e288068" xlink:to="loc_us-gaap_LongTermDebt_019e1d3c-c9af-7832-a895-92354bed5ac1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/DEBTOBLIGATIONSMSRFacilitiesDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#DEBTOBLIGATIONSMSRFacilitiesDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/DEBTOBLIGATIONSMSRFacilitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_019e1d3c-c9af-7ae7-b44a-20e3eaf64b09" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-71da-a432-3a0bc633fbc3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_019e1d3c-c9af-7ae7-b44a-20e3eaf64b09" xlink:to="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-71da-a432-3a0bc633fbc3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PledgedStatusAxis_019e1d3c-c9af-7e21-9d61-8bebb51e0e2a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PledgedStatusAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-71da-a432-3a0bc633fbc3" xlink:to="loc_us-gaap_PledgedStatusAxis_019e1d3c-c9af-7e21-9d61-8bebb51e0e2a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PledgedStatusDomain_019e1d3c-c9af-7313-aeaf-46d03d8176a3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PledgedStatusDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PledgedStatusAxis_019e1d3c-c9af-7e21-9d61-8bebb51e0e2a" xlink:to="loc_us-gaap_PledgedStatusDomain_019e1d3c-c9af-7313-aeaf-46d03d8176a3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetPledgedAsCollateralMember_019e1d3c-c9af-7a3e-af67-141663d5e96f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetPledgedAsCollateralMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PledgedStatusDomain_019e1d3c-c9af-7313-aeaf-46d03d8176a3" xlink:to="loc_us-gaap_AssetPledgedAsCollateralMember_019e1d3c-c9af-7a3e-af67-141663d5e96f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_019e1d3c-c9af-7eed-ab01-af3fe9d2c34d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-71da-a432-3a0bc633fbc3" xlink:to="loc_us-gaap_DebtInstrumentAxis_019e1d3c-c9af-7eed-ab01-af3fe9d2c34d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-77a0-aee9-0777cb888fa3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_019e1d3c-c9af-7eed-ab01-af3fe9d2c34d" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-77a0-aee9-0777cb888fa3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_GMSRVFNMember_019e1d3c-c9af-7092-9997-494991a1a8d0" xlink:href="ldi-20260630.xsd#ldi_GMSRVFNMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-77a0-aee9-0777cb888fa3" xlink:to="loc_ldi_GMSRVFNMember_019e1d3c-c9af-7092-9997-494991a1a8d0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_Series2025GT1TermNotesMember_019e1d3c-c9af-783b-91cc-defcda2f77b0" xlink:href="ldi-20260630.xsd#ldi_Series2025GT1TermNotesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-77a0-aee9-0777cb888fa3" xlink:to="loc_ldi_Series2025GT1TermNotesMember_019e1d3c-c9af-783b-91cc-defcda2f77b0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_Series2018GT1TermNotesMember_019e1d3c-c9af-7c4d-967d-e8d00a60df91" xlink:href="ldi-20260630.xsd#ldi_Series2018GT1TermNotesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-77a0-aee9-0777cb888fa3" xlink:to="loc_ldi_Series2018GT1TermNotesMember_019e1d3c-c9af-7c4d-967d-e8d00a60df91" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_Series2025GT2TermNotesMember_019e1d3c-c9af-7687-9642-f6c24b34d0c4" xlink:href="ldi-20260630.xsd#ldi_Series2025GT2TermNotesMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-77a0-aee9-0777cb888fa3" xlink:to="loc_ldi_Series2025GT2TermNotesMember_019e1d3c-c9af-7687-9642-f6c24b34d0c4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_Series2025FT1TermNotesMember_019e1d3c-c9af-7f12-97ba-ff9a79a152b1" xlink:href="ldi-20260630.xsd#ldi_Series2025FT1TermNotesMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-77a0-aee9-0777cb888fa3" xlink:to="loc_ldi_Series2025FT1TermNotesMember_019e1d3c-c9af-7f12-97ba-ff9a79a152b1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_Series2025VF1TermNotesMember_019faed3-7331-78c3-999c-616045a2c1f4" xlink:href="ldi-20260630.xsd#ldi_Series2025VF1TermNotesMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-77a0-aee9-0777cb888fa3" xlink:to="loc_ldi_Series2025VF1TermNotesMember_019faed3-7331-78c3-999c-616045a2c1f4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_019e1d3c-c9af-7356-9a60-56590929e1ca" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-71da-a432-3a0bc633fbc3" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_019e1d3c-c9af-7356-9a60-56590929e1ca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_019e1d3c-c9af-7e3f-9d1f-9c3fca0b65b0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_019e1d3c-c9af-7356-9a60-56590929e1ca" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_019e1d3c-c9af-7e3f-9d1f-9c3fca0b65b0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuredDebtMember_019e1d3c-c9af-719b-92d7-b350e5b5e8c9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SecuredDebtMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_019e1d3c-c9af-7e3f-9d1f-9c3fca0b65b0" xlink:to="loc_us-gaap_SecuredDebtMember_019e1d3c-c9af-719b-92d7-b350e5b5e8c9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityAxis_019e1d3c-c9af-7ffd-96dd-e5351acc6e8e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CreditFacilityAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-71da-a432-3a0bc633fbc3" xlink:to="loc_us-gaap_CreditFacilityAxis_019e1d3c-c9af-7ffd-96dd-e5351acc6e8e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityDomain_019e1d3c-c9af-78df-af3d-7a2475691163" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CreditFacilityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityAxis_019e1d3c-c9af-7ffd-96dd-e5351acc6e8e" xlink:to="loc_us-gaap_CreditFacilityDomain_019e1d3c-c9af-78df-af3d-7a2475691163" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevolvingCreditFacilityMember_019e1d3c-c9af-7db3-ba08-4b3a166fd20e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RevolvingCreditFacilityMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_019e1d3c-c9af-78df-af3d-7a2475691163" xlink:to="loc_us-gaap_RevolvingCreditFacilityMember_019e1d3c-c9af-7db3-ba08-4b3a166fd20e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_RevolvingCreditFacilityAmendedDecember2023Member_019e1d3c-c9af-7225-86ad-b930e1f7d060" xlink:href="ldi-20260630.xsd#ldi_RevolvingCreditFacilityAmendedDecember2023Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_019e1d3c-c9af-78df-af3d-7a2475691163" xlink:to="loc_ldi_RevolvingCreditFacilityAmendedDecember2023Member_019e1d3c-c9af-7225-86ad-b930e1f7d060" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_RevolvingCreditFacilityAmendedMay2025Member_019e1d3c-c9af-77d2-ad72-4fd0d0b9fd04" xlink:href="ldi-20260630.xsd#ldi_RevolvingCreditFacilityAmendedMay2025Member"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_019e1d3c-c9af-78df-af3d-7a2475691163" xlink:to="loc_ldi_RevolvingCreditFacilityAmendedMay2025Member_019e1d3c-c9af-77d2-ad72-4fd0d0b9fd04" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_RevolvingCreditFacilityAmendedJuly2024Member_019e1d3c-c9af-74aa-a0c8-a786dc45c9c3" xlink:href="ldi-20260630.xsd#ldi_RevolvingCreditFacilityAmendedJuly2024Member"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_019e1d3c-c9af-78df-af3d-7a2475691163" xlink:to="loc_ldi_RevolvingCreditFacilityAmendedJuly2024Member_019e1d3c-c9af-74aa-a0c8-a786dc45c9c3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CollateralAxis_019e1d3c-c9af-717c-b37a-41ffd5069f90" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CollateralAxis"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-71da-a432-3a0bc633fbc3" xlink:to="loc_us-gaap_CollateralAxis_019e1d3c-c9af-717c-b37a-41ffd5069f90" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CollateralDomain_019e1d3c-c9af-7a84-b77b-d7a4c3c6ef73" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CollateralDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CollateralAxis_019e1d3c-c9af-717c-b37a-41ffd5069f90" xlink:to="loc_us-gaap_CollateralDomain_019e1d3c-c9af-7a84-b77b-d7a4c3c6ef73" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_GNMAMortgageServicingRightsMember_019e1d3c-c9af-7474-8b33-72a60bf847d9" xlink:href="ldi-20260630.xsd#ldi_GNMAMortgageServicingRightsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CollateralDomain_019e1d3c-c9af-7a84-b77b-d7a4c3c6ef73" xlink:to="loc_ldi_GNMAMortgageServicingRightsMember_019e1d3c-c9af-7474-8b33-72a60bf847d9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7c38-9590-99270a560622" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentLineItems"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-71da-a432-3a0bc633fbc3" xlink:to="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7c38-9590-99270a560622" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_019e1d3c-c9af-7430-90ae-84cd1436389f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7c38-9590-99270a560622" xlink:to="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_019e1d3c-c9af-7430-90ae-84cd1436389f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAmount_019e1d3c-c9af-7e9e-b9ca-d8edffe31f2b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetAtFairValueAmount"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7c38-9590-99270a560622" xlink:to="loc_us-gaap_ServicingAssetAtFairValueAmount_019e1d3c-c9af-7e9e-b9ca-d8edffe31f2b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentFaceAmount_019e1d3c-c9af-76e9-a41d-8aaf36f80700" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentFaceAmount"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7c38-9590-99270a560622" xlink:to="loc_us-gaap_DebtInstrumentFaceAmount_019e1d3c-c9af-76e9-a41d-8aaf36f80700" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredFinanceCostsNet_019e1d3c-c9af-737b-a019-a6663f179575" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DeferredFinanceCostsNet"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7c38-9590-99270a560622" xlink:to="loc_us-gaap_DeferredFinanceCostsNet_019e1d3c-c9af-737b-a019-a6663f179575" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentCarryingAmount_019e1d3c-c9af-72cf-a871-f68c85772f3c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentCarryingAmount"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7c38-9590-99270a560622" xlink:to="loc_us-gaap_DebtInstrumentCarryingAmount_019e1d3c-c9af-72cf-a871-f68c85772f3c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCredit_019e1d3c-c9af-7f83-80b9-82241d1be366" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCredit"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7c38-9590-99270a560622" xlink:to="loc_us-gaap_LineOfCredit_019e1d3c-c9af-7f83-80b9-82241d1be366" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_DebtInstrumentPercentageCommitmentAssignedToAdministrativeAgent_019f6262-ffe4-79da-ad2d-66bef79344e4" xlink:href="ldi-20260630.xsd#ldi_DebtInstrumentPercentageCommitmentAssignedToAdministrativeAgent"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7c38-9590-99270a560622" xlink:to="loc_ldi_DebtInstrumentPercentageCommitmentAssignedToAdministrativeAgent_019f6262-ffe4-79da-ad2d-66bef79344e4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/DEBTOBLIGATIONSSecuritiesFinancingFacilitiesDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#DEBTOBLIGATIONSSecuritiesFinancingFacilitiesDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/DEBTOBLIGATIONSSecuritiesFinancingFacilitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_019e1d3c-c9af-7532-a336-c04be26088f8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-7eaa-8f9b-ff2512eabb5e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_019e1d3c-c9af-7532-a336-c04be26088f8" xlink:to="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-7eaa-8f9b-ff2512eabb5e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_019e1d3c-c9af-71ca-b1f1-47b791e020f0" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RangeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-7eaa-8f9b-ff2512eabb5e" xlink:to="loc_srt_RangeAxis_019e1d3c-c9af-71ca-b1f1-47b791e020f0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_019e1d3c-c9af-7588-ac06-d9a8e2961665" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_019e1d3c-c9af-71ca-b1f1-47b791e020f0" xlink:to="loc_srt_RangeMember_019e1d3c-c9af-7588-ac06-d9a8e2961665" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_019e1d3c-c9af-7bc5-ac59-7d5a6eb897af" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_MinimumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_019e1d3c-c9af-7588-ac06-d9a8e2961665" xlink:to="loc_srt_MinimumMember_019e1d3c-c9af-7bc5-ac59-7d5a6eb897af" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_019e1d3c-c9af-785a-ab25-e9acb6d47999" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_MaximumMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_019e1d3c-c9af-7588-ac06-d9a8e2961665" xlink:to="loc_srt_MaximumMember_019e1d3c-c9af-785a-ab25-e9acb6d47999" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityAxis_019e1d3c-c9af-70e9-976e-c22b3ed18d43" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CreditFacilityAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-7eaa-8f9b-ff2512eabb5e" xlink:to="loc_us-gaap_CreditFacilityAxis_019e1d3c-c9af-70e9-976e-c22b3ed18d43" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityDomain_019e1d3c-c9af-7bce-be3a-f6d7e15a4f71" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CreditFacilityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityAxis_019e1d3c-c9af-70e9-976e-c22b3ed18d43" xlink:to="loc_us-gaap_CreditFacilityDomain_019e1d3c-c9af-7bce-be3a-f6d7e15a4f71" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_SecuritiesFinancingFacilitiesMember_019e1d3c-c9af-745b-a07d-84358e11df73" xlink:href="ldi-20260630.xsd#ldi_SecuritiesFinancingFacilitiesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_019e1d3c-c9af-7bce-be3a-f6d7e15a4f71" xlink:to="loc_ldi_SecuritiesFinancingFacilitiesMember_019e1d3c-c9af-745b-a07d-84358e11df73" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_019e1d3c-c9af-7f53-ae4b-da14f3ae61f5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-7eaa-8f9b-ff2512eabb5e" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_019e1d3c-c9af-7f53-ae4b-da14f3ae61f5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_019e1d3c-c9af-73bb-8cee-abc295eccafa" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_019e1d3c-c9af-7f53-ae4b-da14f3ae61f5" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_019e1d3c-c9af-73bb-8cee-abc295eccafa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuredDebtMember_019e1d3c-c9af-7d89-9f9f-cf2665d572aa" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SecuredDebtMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_019e1d3c-c9af-73bb-8cee-abc295eccafa" xlink:to="loc_us-gaap_SecuredDebtMember_019e1d3c-c9af-7d89-9f9f-cf2665d572aa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis_019e1d3c-c9af-787b-8b4e-d1853a7e9e54" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-7eaa-8f9b-ff2512eabb5e" xlink:to="loc_srt_ConsolidatedEntitiesAxis_019e1d3c-c9af-787b-8b4e-d1853a7e9e54" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_019e1d3c-c9af-7903-8341-749f616af1d0" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_019e1d3c-c9af-787b-8b4e-d1853a7e9e54" xlink:to="loc_srt_ConsolidatedEntitiesDomain_019e1d3c-c9af-7903-8341-749f616af1d0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableInterestEntityNotPrimaryBeneficiaryMember_019e1d3c-c9af-71f6-8fad-29b69d837dcb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_VariableInterestEntityNotPrimaryBeneficiaryMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_019e1d3c-c9af-7903-8341-749f616af1d0" xlink:to="loc_us-gaap_VariableInterestEntityNotPrimaryBeneficiaryMember_019e1d3c-c9af-71f6-8fad-29b69d837dcb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PledgedStatusAxis_019e1d3c-c9af-7124-b777-22edbc0196de" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PledgedStatusAxis"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-7eaa-8f9b-ff2512eabb5e" xlink:to="loc_us-gaap_PledgedStatusAxis_019e1d3c-c9af-7124-b777-22edbc0196de" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PledgedStatusDomain_019e1d3c-c9af-722b-8299-7c54c4e3d2b2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PledgedStatusDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PledgedStatusAxis_019e1d3c-c9af-7124-b777-22edbc0196de" xlink:to="loc_us-gaap_PledgedStatusDomain_019e1d3c-c9af-722b-8299-7c54c4e3d2b2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetPledgedAsCollateralMember_019e1d3c-c9af-74a5-aa14-452f87ad4e29" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetPledgedAsCollateralMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PledgedStatusDomain_019e1d3c-c9af-722b-8299-7c54c4e3d2b2" xlink:to="loc_us-gaap_AssetPledgedAsCollateralMember_019e1d3c-c9af-74a5-aa14-452f87ad4e29" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-79b3-8acc-a68923751815" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentLineItems"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-7eaa-8f9b-ff2512eabb5e" xlink:to="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-79b3-8acc-a68923751815" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_DebtInstrumentAdvanceRate_019e1d3c-c9af-7c16-91fe-1fc3083dbb90" xlink:href="ldi-20260630.xsd#ldi_DebtInstrumentAdvanceRate"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-79b3-8acc-a68923751815" xlink:to="loc_ldi_DebtInstrumentAdvanceRate_019e1d3c-c9af-7c16-91fe-1fc3083dbb90" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TradingSecuritiesDebt_019e1d3c-c9af-7ccb-a520-7299799eb099" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TradingSecuritiesDebt"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-79b3-8acc-a68923751815" xlink:to="loc_us-gaap_TradingSecuritiesDebt_019e1d3c-c9af-7ccb-a520-7299799eb099" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCredit_019e1d3c-c9af-7788-9c0d-985339508bd1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCredit"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-79b3-8acc-a68923751815" xlink:to="loc_us-gaap_LineOfCredit_019e1d3c-c9af-7788-9c0d-985339508bd1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/DEBTOBLIGATIONSServicingAdvanceFacilitiesDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#DEBTOBLIGATIONSServicingAdvanceFacilitiesDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/DEBTOBLIGATIONSServicingAdvanceFacilitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_019e1d3c-c9af-70ed-858d-feef3d4f3df1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-76bd-8edc-a28649d303ce" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_019e1d3c-c9af-70ed-858d-feef3d4f3df1" xlink:to="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-76bd-8edc-a28649d303ce" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_019e1d3c-c9af-75d3-baa2-e74984ecce45" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-76bd-8edc-a28649d303ce" xlink:to="loc_us-gaap_DebtInstrumentAxis_019e1d3c-c9af-75d3-baa2-e74984ecce45" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-7776-ae44-ba9093e6139f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_019e1d3c-c9af-75d3-baa2-e74984ecce45" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-7776-ae44-ba9093e6139f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_A2020VF1NotesMember_019e1d3c-c9af-797b-ba7d-d6c472ea49e5" xlink:href="ldi-20260630.xsd#ldi_A2020VF1NotesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-7776-ae44-ba9093e6139f" xlink:to="loc_ldi_A2020VF1NotesMember_019e1d3c-c9af-797b-ba7d-d6c472ea49e5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_GMSRVFNMember_019e1d3c-c9af-7cba-8840-994bbba36119" xlink:href="ldi-20260630.xsd#ldi_GMSRVFNMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-7776-ae44-ba9093e6139f" xlink:to="loc_ldi_GMSRVFNMember_019e1d3c-c9af-7cba-8840-994bbba36119" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_019e1d3c-c9af-75a7-b50c-1759656f9a04" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-76bd-8edc-a28649d303ce" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_019e1d3c-c9af-75a7-b50c-1759656f9a04" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_019e1d3c-c9af-749b-a509-145ab13ec149" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_019e1d3c-c9af-75a7-b50c-1759656f9a04" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_019e1d3c-c9af-749b-a509-145ab13ec149" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuredDebtMember_019e1d3c-c9af-7a17-b9e2-3ef13a0626c9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SecuredDebtMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_019e1d3c-c9af-749b-a509-145ab13ec149" xlink:to="loc_us-gaap_SecuredDebtMember_019e1d3c-c9af-7a17-b9e2-3ef13a0626c9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019e1d3c-c9af-746c-994d-dd5bb65f77b6" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-76bd-8edc-a28649d303ce" xlink:to="loc_dei_LegalEntityAxis_019e1d3c-c9af-746c-994d-dd5bb65f77b6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1d3c-c9af-752b-9aac-8796b1fbe090" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_019e1d3c-c9af-746c-994d-dd5bb65f77b6" xlink:to="loc_dei_EntityDomain_019e1d3c-c9af-752b-9aac-8796b1fbe090" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_LoanDepotAgencyAdvanceReceivableTrustMember_019e1d3c-c9af-751e-8465-d7bebb74af5f" xlink:href="ldi-20260630.xsd#ldi_LoanDepotAgencyAdvanceReceivableTrustMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_019e1d3c-c9af-752b-9aac-8796b1fbe090" xlink:to="loc_ldi_LoanDepotAgencyAdvanceReceivableTrustMember_019e1d3c-c9af-751e-8465-d7bebb74af5f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CollateralAxis_019e1d3c-c9af-744c-a3a1-b7376c0100bd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CollateralAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-76bd-8edc-a28649d303ce" xlink:to="loc_us-gaap_CollateralAxis_019e1d3c-c9af-744c-a3a1-b7376c0100bd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CollateralDomain_019e1d3c-c9af-7ac0-a61e-e38b83a145fe" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CollateralDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CollateralAxis_019e1d3c-c9af-744c-a3a1-b7376c0100bd" xlink:to="loc_us-gaap_CollateralDomain_019e1d3c-c9af-7ac0-a61e-e38b83a145fe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ReimbursementForAdvancesMadeMember_019e1d3c-c9af-728c-9a47-325d53be9e42" xlink:href="ldi-20260630.xsd#ldi_ReimbursementForAdvancesMadeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CollateralDomain_019e1d3c-c9af-7ac0-a61e-e38b83a145fe" xlink:to="loc_ldi_ReimbursementForAdvancesMadeMember_019e1d3c-c9af-728c-9a47-325d53be9e42" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ServicingAdvanceReimbursementAmountsMember_019e1d3c-c9af-7095-9e4a-7d7c38964168" xlink:href="ldi-20260630.xsd#ldi_ServicingAdvanceReimbursementAmountsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CollateralDomain_019e1d3c-c9af-7ac0-a61e-e38b83a145fe" xlink:to="loc_ldi_ServicingAdvanceReimbursementAmountsMember_019e1d3c-c9af-7095-9e4a-7d7c38964168" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-79eb-9fbe-36bdcfea52e1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentLineItems"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-76bd-8edc-a28649d303ce" xlink:to="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-79eb-9fbe-36bdcfea52e1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_019e1d3c-c9af-73c6-90a9-d3b0cd046c94" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-79eb-9fbe-36bdcfea52e1" xlink:to="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_019e1d3c-c9af-73c6-90a9-d3b0cd046c94" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCredit_019e1d3c-c9af-7ecf-a655-71aa4f25d107" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCredit"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-79eb-9fbe-36bdcfea52e1" xlink:to="loc_us-gaap_LineOfCredit_019e1d3c-c9af-7ecf-a655-71aa4f25d107" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdvancesToAffiliate_019e1d3c-c9af-79fd-8630-a73c60b9a3b2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AdvancesToAffiliate"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-79eb-9fbe-36bdcfea52e1" xlink:to="loc_us-gaap_AdvancesToAffiliate_019e1d3c-c9af-79fd-8630-a73c60b9a3b2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/DEBTOBLIGATIONSTermNotesDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#DEBTOBLIGATIONSTermNotesDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/DEBTOBLIGATIONSTermNotesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_019e1d3c-c9af-73d4-8721-d15d4346b32d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-7603-986f-c52cb46706e2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_019e1d3c-c9af-73d4-8721-d15d4346b32d" xlink:to="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-7603-986f-c52cb46706e2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_019e1d3c-c9af-7c46-a8ba-0fcb6200c55f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-7603-986f-c52cb46706e2" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_019e1d3c-c9af-7c46-a8ba-0fcb6200c55f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_019e1d3c-c9af-748a-8767-feace3dc1114" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_019e1d3c-c9af-7c46-a8ba-0fcb6200c55f" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_019e1d3c-c9af-748a-8767-feace3dc1114" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuredDebtMember_019e1d3c-c9af-7844-8f4a-c28913c324e1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SecuredDebtMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_019e1d3c-c9af-748a-8767-feace3dc1114" xlink:to="loc_us-gaap_SecuredDebtMember_019e1d3c-c9af-7844-8f4a-c28913c324e1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_019e1d3c-c9af-7439-ba9e-cd7df49577ef" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-7603-986f-c52cb46706e2" xlink:to="loc_us-gaap_DebtInstrumentAxis_019e1d3c-c9af-7439-ba9e-cd7df49577ef" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-7fa7-bcd6-46c22d4c66d7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_019e1d3c-c9af-7439-ba9e-cd7df49577ef" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-7fa7-bcd6-46c22d4c66d7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_Series2025GT1TermNotesMember_019e1d3c-c9af-759b-8db7-28173de29505" xlink:href="ldi-20260630.xsd#ldi_Series2025GT1TermNotesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-7fa7-bcd6-46c22d4c66d7" xlink:to="loc_ldi_Series2025GT1TermNotesMember_019e1d3c-c9af-759b-8db7-28173de29505" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_Series2025GT2TermNotesMember_019e1d3c-c9af-7f47-824e-790ce6a50625" xlink:href="ldi-20260630.xsd#ldi_Series2025GT2TermNotesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-7fa7-bcd6-46c22d4c66d7" xlink:to="loc_ldi_Series2025GT2TermNotesMember_019e1d3c-c9af-7f47-824e-790ce6a50625" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_Series2025FT1TermNotesMember_019e1d3c-c9af-74a5-a2d2-7f81bc68605c" xlink:href="ldi-20260630.xsd#ldi_Series2025FT1TermNotesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-7fa7-bcd6-46c22d4c66d7" xlink:to="loc_ldi_Series2025FT1TermNotesMember_019e1d3c-c9af-74a5-a2d2-7f81bc68605c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7310-89a3-8a09bb52ab76" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-7603-986f-c52cb46706e2" xlink:to="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7310-89a3-8a09bb52ab76" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentCarryingAmount_019e1d3c-c9af-7afe-a0f5-19edebd7c868" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentCarryingAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7310-89a3-8a09bb52ab76" xlink:to="loc_us-gaap_DebtInstrumentCarryingAmount_019e1d3c-c9af-7afe-a0f5-19edebd7c868" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentFaceAmount_019e1d3c-c9af-7923-9cbb-c2ad6c3cc603" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentFaceAmount"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7310-89a3-8a09bb52ab76" xlink:to="loc_us-gaap_DebtInstrumentFaceAmount_019e1d3c-c9af-7923-9cbb-c2ad6c3cc603" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredFinanceCostsNet_019e1d3c-c9af-71cc-8993-95954aeb7e31" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DeferredFinanceCostsNet"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7310-89a3-8a09bb52ab76" xlink:to="loc_us-gaap_DeferredFinanceCostsNet_019e1d3c-c9af-71cc-8993-95954aeb7e31" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/DEBTOBLIGATIONSOtherSecuredFinancingsDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#DEBTOBLIGATIONSOtherSecuredFinancingsDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/DEBTOBLIGATIONSOtherSecuredFinancingsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_019e1d3c-c9af-7bce-8632-199821ed1a8c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-74c7-98ac-bb77abc92d53" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_019e1d3c-c9af-7bce-8632-199821ed1a8c" xlink:to="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-74c7-98ac-bb77abc92d53" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_019e1d3c-c9af-700f-ab66-4d4d7b6169d2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-74c7-98ac-bb77abc92d53" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_019e1d3c-c9af-700f-ab66-4d4d7b6169d2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_019e1d3c-c9af-70e8-8015-02612e8982e1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_019e1d3c-c9af-700f-ab66-4d4d7b6169d2" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_019e1d3c-c9af-70e8-8015-02612e8982e1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgagesMember_019e1d3c-c9af-7f8f-899f-72e52645aeac" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MortgagesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_019e1d3c-c9af-70e8-8015-02612e8982e1" xlink:to="loc_us-gaap_MortgagesMember_019e1d3c-c9af-7f8f-899f-72e52645aeac" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuredDebtMember_019e1d3c-c9af-7108-9e7f-ac022096bfaa" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SecuredDebtMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_019e1d3c-c9af-70e8-8015-02612e8982e1" xlink:to="loc_us-gaap_SecuredDebtMember_019e1d3c-c9af-7108-9e7f-ac022096bfaa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_019e1d3c-c9af-7786-9181-56eb8c27499e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-74c7-98ac-bb77abc92d53" xlink:to="loc_us-gaap_DebtInstrumentAxis_019e1d3c-c9af-7786-9181-56eb8c27499e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-7aaa-ba2a-5002d25a9711" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_019e1d3c-c9af-7786-9181-56eb8c27499e" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-7aaa-ba2a-5002d25a9711" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_OtherSecuredFinancingsMember_019e1d3c-c9af-77b0-8cd6-c8892baaa8bc" xlink:href="ldi-20260630.xsd#ldi_OtherSecuredFinancingsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-7aaa-ba2a-5002d25a9711" xlink:to="loc_ldi_OtherSecuredFinancingsMember_019e1d3c-c9af-77b0-8cd6-c8892baaa8bc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7b7e-a78f-3626bc124df0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-74c7-98ac-bb77abc92d53" xlink:to="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7b7e-a78f-3626bc124df0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebt_019e1d3c-c9af-7d09-a4f0-fb77c7f8f0d5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongTermDebt"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7b7e-a78f-3626bc124df0" xlink:to="loc_us-gaap_LongTermDebt_019e1d3c-c9af-7d09-a4f0-fb77c7f8f0d5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentUnamortizedDiscount_019e1d3c-c9af-706e-8683-b9a0bcc65bdd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentUnamortizedDiscount"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7b7e-a78f-3626bc124df0" xlink:to="loc_us-gaap_DebtInstrumentUnamortizedDiscount_019e1d3c-c9af-706e-8683-b9a0bcc65bdd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredFinanceCostsNet_019e1d3c-c9af-7e9d-96ad-a8e4021d6b7b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DeferredFinanceCostsNet"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7b7e-a78f-3626bc124df0" xlink:to="loc_us-gaap_DeferredFinanceCostsNet_019e1d3c-c9af-7e9d-96ad-a8e4021d6b7b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/DEBTOBLIGATIONSSeniorNotesDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#DEBTOBLIGATIONSSeniorNotesDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/DEBTOBLIGATIONSSeniorNotesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_019e1d3c-c9af-79ce-baf0-c941879b685c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-7a7e-adf2-1ad2a20f779e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_019e1d3c-c9af-79ce-baf0-c941879b685c" xlink:to="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-7a7e-adf2-1ad2a20f779e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_019e1d3c-c9af-7232-b940-5ecdbbc965e3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-7a7e-adf2-1ad2a20f779e" xlink:to="loc_us-gaap_DebtInstrumentAxis_019e1d3c-c9af-7232-b940-5ecdbbc965e3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-7ea8-ac4d-a60a0f45b67d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_019e1d3c-c9af-7232-b940-5ecdbbc965e3" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-7ea8-ac4d-a60a0f45b67d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_A650SeniorUnsecuredNotesDue2025Member_019e1d3c-c9af-73c1-ac50-9fd45e7c9d62" xlink:href="ldi-20260630.xsd#ldi_A650SeniorUnsecuredNotesDue2025Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-7ea8-ac4d-a60a0f45b67d" xlink:to="loc_ldi_A650SeniorUnsecuredNotesDue2025Member_019e1d3c-c9af-73c1-ac50-9fd45e7c9d62" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_A8.750SeniorUnsecuredNotesDue2027Member_019e1d3c-c9af-74cc-ae20-3daa56e78a44" xlink:href="ldi-20260630.xsd#ldi_A8.750SeniorUnsecuredNotesDue2027Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-7ea8-ac4d-a60a0f45b67d" xlink:to="loc_ldi_A8.750SeniorUnsecuredNotesDue2027Member_019e1d3c-c9af-74cc-ae20-3daa56e78a44" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_A6125SeniorUnsecuredNotesDue2028Member_019e1d3c-c9af-7b8b-9c2e-1213d5edf687" xlink:href="ldi-20260630.xsd#ldi_A6125SeniorUnsecuredNotesDue2028Member"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-7ea8-ac4d-a60a0f45b67d" xlink:to="loc_ldi_A6125SeniorUnsecuredNotesDue2028Member_019e1d3c-c9af-7b8b-9c2e-1213d5edf687" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_019e1d3c-c9af-7d43-a6f5-d5a5360528d5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-7a7e-adf2-1ad2a20f779e" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_019e1d3c-c9af-7d43-a6f5-d5a5360528d5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_019e1d3c-c9af-77d1-ac83-7b63eb0f35f7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_019e1d3c-c9af-7d43-a6f5-d5a5360528d5" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_019e1d3c-c9af-77d1-ac83-7b63eb0f35f7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_UnsecuredDebtMember_019e1d3c-c9af-7a10-921d-8a0d5ed212ce" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_UnsecuredDebtMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_019e1d3c-c9af-77d1-ac83-7b63eb0f35f7" xlink:to="loc_us-gaap_UnsecuredDebtMember_019e1d3c-c9af-7a10-921d-8a0d5ed212ce" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeniorNotesMember_019e1d3c-c9af-701a-8ef6-38126a451b18" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SeniorNotesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_019e1d3c-c9af-77d1-ac83-7b63eb0f35f7" xlink:to="loc_us-gaap_SeniorNotesMember_019e1d3c-c9af-701a-8ef6-38126a451b18" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuredDebtMember_019e1d3c-c9af-7fb3-9e1f-5ea85f64f75b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SecuredDebtMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_019e1d3c-c9af-77d1-ac83-7b63eb0f35f7" xlink:to="loc_us-gaap_SecuredDebtMember_019e1d3c-c9af-7fb3-9e1f-5ea85f64f75b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GuaranteeObligationsByNatureAxis_019e1d3c-c9af-7b0c-83aa-b789c6dc7afc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GuaranteeObligationsByNatureAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-7a7e-adf2-1ad2a20f779e" xlink:to="loc_us-gaap_GuaranteeObligationsByNatureAxis_019e1d3c-c9af-7b0c-83aa-b789c6dc7afc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GuaranteeObligationsNatureDomain_019e1d3c-c9af-750e-be80-c1bdaa7e7e65" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GuaranteeObligationsNatureDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GuaranteeObligationsByNatureAxis_019e1d3c-c9af-7b0c-83aa-b789c6dc7afc" xlink:to="loc_us-gaap_GuaranteeObligationsNatureDomain_019e1d3c-c9af-750e-be80-c1bdaa7e7e65" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IndirectGuaranteeOfIndebtednessMember_019e1d3c-c9af-7d56-94b5-4e3eda9143ef" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IndirectGuaranteeOfIndebtednessMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GuaranteeObligationsNatureDomain_019e1d3c-c9af-750e-be80-c1bdaa7e7e65" xlink:to="loc_us-gaap_IndirectGuaranteeOfIndebtednessMember_019e1d3c-c9af-7d56-94b5-4e3eda9143ef" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeAxis_019fa3e8-6484-7f09-ab6d-1f260500a2ea" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubsequentEventTypeAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-7a7e-adf2-1ad2a20f779e" xlink:to="loc_us-gaap_SubsequentEventTypeAxis_019fa3e8-6484-7f09-ab6d-1f260500a2ea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeDomain_019fa3e8-6484-7a78-8ef9-4e564a39b6e1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubsequentEventTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeAxis_019fa3e8-6484-7f09-ab6d-1f260500a2ea" xlink:to="loc_us-gaap_SubsequentEventTypeDomain_019fa3e8-6484-7a78-8ef9-4e564a39b6e1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventMember_019fa3e8-980f-7715-ab6c-62ac90b59a44" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubsequentEventMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeDomain_019fa3e8-6484-7a78-8ef9-4e564a39b6e1" xlink:to="loc_us-gaap_SubsequentEventMember_019fa3e8-980f-7715-ab6c-62ac90b59a44" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7d10-b80f-da59f3f92fae" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentLineItems"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-7a7e-adf2-1ad2a20f779e" xlink:to="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7d10-b80f-da59f3f92fae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentFaceAmount_019e1d3c-c9af-7fed-b368-da225aa2701b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentFaceAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7d10-b80f-da59f3f92fae" xlink:to="loc_us-gaap_DebtInstrumentFaceAmount_019e1d3c-c9af-7fed-b368-da225aa2701b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_019e1d3c-c9af-7f08-98f8-f75eb70d2950" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7d10-b80f-da59f3f92fae" xlink:to="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_019e1d3c-c9af-7f08-98f8-f75eb70d2950" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtConversionConvertedInstrumentAmount1_019f625b-6fc2-7af5-be32-4cbd57463679" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtConversionConvertedInstrumentAmount1"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7d10-b80f-da59f3f92fae" xlink:to="loc_us-gaap_DebtConversionConvertedInstrumentAmount1_019f625b-6fc2-7af5-be32-4cbd57463679" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_DebtConversionConvertedInstrumentAmountExtinguished_019f625e-8fdf-7d53-896f-10850ab816e4" xlink:href="ldi-20260630.xsd#ldi_DebtConversionConvertedInstrumentAmountExtinguished"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7d10-b80f-da59f3f92fae" xlink:to="loc_ldi_DebtConversionConvertedInstrumentAmountExtinguished_019f625e-8fdf-7d53-896f-10850ab816e4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRepurchaseAmount_019e1d3c-c9af-7fc0-80c4-b9c8aa031eaa" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentRepurchaseAmount"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7d10-b80f-da59f3f92fae" xlink:to="loc_us-gaap_DebtInstrumentRepurchaseAmount_019e1d3c-c9af-7fc0-80c4-b9c8aa031eaa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RepaymentsOfUnsecuredDebt_019e1d3c-c9af-7d72-bfb9-b6ae5a340c0c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RepaymentsOfUnsecuredDebt"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7d10-b80f-da59f3f92fae" xlink:to="loc_us-gaap_RepaymentsOfUnsecuredDebt_019e1d3c-c9af-7d72-bfb9-b6ae5a340c0c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainsLossesOnExtinguishmentOfDebt_019e1d3c-c9af-72fd-a036-6087d902a761" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GainsLossesOnExtinguishmentOfDebt"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7d10-b80f-da59f3f92fae" xlink:to="loc_us-gaap_GainsLossesOnExtinguishmentOfDebt_019e1d3c-c9af-72fd-a036-6087d902a761" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtFairValue_019e1d3c-c9af-754d-9b36-f84ea4c5a815" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongTermDebtFairValue"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7d10-b80f-da59f3f92fae" xlink:to="loc_us-gaap_LongTermDebtFairValue_019e1d3c-c9af-754d-9b36-f84ea4c5a815" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_DebtInstrumentAggregatePrincipalAmount_019e1d3c-c9af-7cca-9cc5-f887dd3ba34a" xlink:href="ldi-20260630.xsd#ldi_DebtInstrumentAggregatePrincipalAmount"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7d10-b80f-da59f3f92fae" xlink:to="loc_ldi_DebtInstrumentAggregatePrincipalAmount_019e1d3c-c9af-7cca-9cc5-f887dd3ba34a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRepurchasedFaceAmount_019e1d3c-c9af-7822-9760-c35ad895c192" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentRepurchasedFaceAmount"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7d10-b80f-da59f3f92fae" xlink:to="loc_us-gaap_DebtInstrumentRepurchasedFaceAmount_019e1d3c-c9af-7822-9760-c35ad895c192" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRedemptionPricePercentage_019f8f44-f57f-7221-a1f7-1454c12c81b5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentRedemptionPricePercentage"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7d10-b80f-da59f3f92fae" xlink:to="loc_us-gaap_DebtInstrumentRedemptionPricePercentage_019f8f44-f57f-7221-a1f7-1454c12c81b5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebt_019e1d3c-c9af-73c9-a997-1e964ca70078" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongTermDebt"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7d10-b80f-da59f3f92fae" xlink:to="loc_us-gaap_LongTermDebt_019e1d3c-c9af-73c9-a997-1e964ca70078" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentUnamortizedDiscount_019e1d3c-c9af-7e34-aa8c-bda940ce1bf4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentUnamortizedDiscount"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7d10-b80f-da59f3f92fae" xlink:to="loc_us-gaap_DebtInstrumentUnamortizedDiscount_019e1d3c-c9af-7e34-aa8c-bda940ce1bf4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredFinanceCostsNet_019e1d3c-c9af-71b8-a790-42ab504a0cb7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DeferredFinanceCostsNet"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-7d10-b80f-da59f3f92fae" xlink:to="loc_us-gaap_DeferredFinanceCostsNet_019e1d3c-c9af-71b8-a790-42ab504a0cb7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/DEBTOBLIGATIONSInterestExpenseDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#DEBTOBLIGATIONSInterestExpenseDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/DEBTOBLIGATIONSInterestExpenseDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_019e1d3c-c9af-7113-8a5d-253b4d0d15ec" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-704b-8031-276e7aae30a9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_019e1d3c-c9af-7113-8a5d-253b4d0d15ec" xlink:to="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-704b-8031-276e7aae30a9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_019e1d3c-c9af-7341-aa85-b1950dc6e155" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RangeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-704b-8031-276e7aae30a9" xlink:to="loc_srt_RangeAxis_019e1d3c-c9af-7341-aa85-b1950dc6e155" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_019e1d3c-c9af-7455-8b7f-5a9abc93af4e" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_019e1d3c-c9af-7341-aa85-b1950dc6e155" xlink:to="loc_srt_RangeMember_019e1d3c-c9af-7455-8b7f-5a9abc93af4e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_019e1d3c-c9af-79b1-8310-2b17437642aa" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_MinimumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_019e1d3c-c9af-7455-8b7f-5a9abc93af4e" xlink:to="loc_srt_MinimumMember_019e1d3c-c9af-79b1-8310-2b17437642aa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_019e1d3c-c9af-7887-b21e-bf76f042b1aa" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_MaximumMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_019e1d3c-c9af-7455-8b7f-5a9abc93af4e" xlink:to="loc_srt_MaximumMember_019e1d3c-c9af-7887-b21e-bf76f042b1aa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-73a6-9bc5-456baa0e0cd7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_019e1d3c-c9af-704b-8031-276e7aae30a9" xlink:to="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-73a6-9bc5-456baa0e0cd7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_019e1d3c-c9af-7745-944b-48bc212462fb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentBasisSpreadOnVariableRate1"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_019e1d3c-c9af-73a6-9bc5-456baa0e0cd7" xlink:to="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_019e1d3c-c9af-7745-944b-48bc212462fb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/EQUITYAdditionalInformationDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#EQUITYAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/EQUITYAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityAbstract_019e1d3c-c9af-7ebc-885f-f9fc9ef3f3c3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquityAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfCapitalUnitsTable_019e1d3c-c9af-7fdd-8237-394ae686ea96" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfCapitalUnitsTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_019e1d3c-c9af-7ebc-885f-f9fc9ef3f3c3" xlink:to="loc_us-gaap_ScheduleOfCapitalUnitsTable_019e1d3c-c9af-7fdd-8237-394ae686ea96" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_019e1d3c-c9af-7530-895c-1b214a1eebd7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfCapitalUnitsTable_019e1d3c-c9af-7fdd-8237-394ae686ea96" xlink:to="loc_us-gaap_StatementClassOfStockAxis_019e1d3c-c9af-7530-895c-1b214a1eebd7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_019e1d3c-c9af-73a0-9c9d-c172313e5462" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_019e1d3c-c9af-7530-895c-1b214a1eebd7" xlink:to="loc_us-gaap_ClassOfStockDomain_019e1d3c-c9af-73a0-9c9d-c172313e5462" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassAMember_019e1d3c-c9af-73ce-b3c5-db05f9d8d3ed" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonClassAMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_019e1d3c-c9af-73a0-9c9d-c172313e5462" xlink:to="loc_us-gaap_CommonClassAMember_019e1d3c-c9af-73ce-b3c5-db05f9d8d3ed" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassBMember_019e1d3c-c9af-77f7-a564-02dc1dea3c35" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonClassBMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_019e1d3c-c9af-73a0-9c9d-c172313e5462" xlink:to="loc_us-gaap_CommonClassBMember_019e1d3c-c9af-77f7-a564-02dc1dea3c35" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassCMember_019e1d3c-c9af-783e-957a-f0f9d23e77f2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonClassCMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_019e1d3c-c9af-73a0-9c9d-c172313e5462" xlink:to="loc_us-gaap_CommonClassCMember_019e1d3c-c9af-783e-957a-f0f9d23e77f2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_CommonClassDMember_019e1d3c-c9af-7929-b8f4-b21c169aaa8d" xlink:href="ldi-20260630.xsd#ldi_CommonClassDMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_019e1d3c-c9af-73a0-9c9d-c172313e5462" xlink:to="loc_ldi_CommonClassDMember_019e1d3c-c9af-7929-b8f4-b21c169aaa8d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CapitalUnitLineItems_019e1d3c-c9af-70b5-8c4d-7d2ce641c26e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CapitalUnitLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfCapitalUnitsTable_019e1d3c-c9af-7fdd-8237-394ae686ea96" xlink:to="loc_us-gaap_CapitalUnitLineItems_019e1d3c-c9af-70b5-8c4d-7d2ce641c26e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MinorityInterest_019e1d3c-c9af-7111-ab4f-ead70516cf9a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MinorityInterest"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CapitalUnitLineItems_019e1d3c-c9af-70b5-8c4d-7d2ce641c26e" xlink:to="loc_us-gaap_MinorityInterest_019e1d3c-c9af-7111-ab4f-ead70516cf9a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityNoteStockSplitConversionRatio1_019e1d3c-c9af-703f-8682-ebb4ca4af561" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockholdersEquityNoteStockSplitConversionRatio1"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CapitalUnitLineItems_019e1d3c-c9af-70b5-8c4d-7d2ce641c26e" xlink:to="loc_us-gaap_StockholdersEquityNoteStockSplitConversionRatio1_019e1d3c-c9af-703f-8682-ebb4ca4af561" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_019e1d3c-c9af-7618-bbbc-f7d71b6051bc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockSharesOutstanding"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CapitalUnitLineItems_019e1d3c-c9af-70b5-8c4d-7d2ce641c26e" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_019e1d3c-c9af-7618-bbbc-f7d71b6051bc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/EQUITYSummaryofOwnershipDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#EQUITYSummaryofOwnershipDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/EQUITYSummaryofOwnershipDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityAbstract_019e1d3c-c9af-72f9-8cc6-031a55103aa9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquityAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MinorityInterestTable_019e1d3c-c9af-7faa-ae53-161c332ea367" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MinorityInterestTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_019e1d3c-c9af-72f9-8cc6-031a55103aa9" xlink:to="loc_us-gaap_MinorityInterestTable_019e1d3c-c9af-7faa-ae53-161c332ea367" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_OwnershipAxis_019e1d3c-c9af-7643-9099-bf0c2de7864c" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_OwnershipAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MinorityInterestTable_019e1d3c-c9af-7faa-ae53-161c332ea367" xlink:to="loc_srt_OwnershipAxis_019e1d3c-c9af-7643-9099-bf0c2de7864c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_OwnershipDomain_019e1d3c-c9af-7108-9c5f-1869b7b59db3" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_OwnershipDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_OwnershipAxis_019e1d3c-c9af-7643-9099-bf0c2de7864c" xlink:to="loc_srt_OwnershipDomain_019e1d3c-c9af-7108-9c5f-1869b7b59db3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_LDHoldingsGroupLLCMember_019e1d3c-c9af-7074-b658-1d90be5d39b8" xlink:href="ldi-20260630.xsd#ldi_LDHoldingsGroupLLCMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_OwnershipDomain_019e1d3c-c9af-7108-9c5f-1869b7b59db3" xlink:to="loc_ldi_LDHoldingsGroupLLCMember_019e1d3c-c9af-7074-b658-1d90be5d39b8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_019e1d3c-c9af-75c1-8a6f-b94d9199d04c" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MinorityInterestTable_019e1d3c-c9af-7faa-ae53-161c332ea367" xlink:to="loc_dei_LegalEntityAxis_019e1d3c-c9af-75c1-8a6f-b94d9199d04c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_019e1d3c-c9af-7b7a-8ea7-a51f8a07a8b0" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_019e1d3c-c9af-75c1-8a6f-b94d9199d04c" xlink:to="loc_dei_EntityDomain_019e1d3c-c9af-7b7a-8ea7-a51f8a07a8b0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_LoanDepotIncMember_019e1d3c-c9af-773d-99ed-47b130478b2b" xlink:href="ldi-20260630.xsd#ldi_LoanDepotIncMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_019e1d3c-c9af-7b7a-8ea7-a51f8a07a8b0" xlink:to="loc_ldi_LoanDepotIncMember_019e1d3c-c9af-773d-99ed-47b130478b2b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ContinuingLLCMembersMember_019e1d3c-c9af-74ce-8543-60dc973c4440" xlink:href="ldi-20260630.xsd#ldi_ContinuingLLCMembersMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_019e1d3c-c9af-7b7a-8ea7-a51f8a07a8b0" xlink:to="loc_ldi_ContinuingLLCMembersMember_019e1d3c-c9af-74ce-8543-60dc973c4440" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MinorityInterestLineItems_019e1d3c-c9af-77bd-b2d9-4b35414db211" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MinorityInterestLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MinorityInterestTable_019e1d3c-c9af-7faa-ae53-161c332ea367" xlink:to="loc_us-gaap_MinorityInterestLineItems_019e1d3c-c9af-77bd-b2d9-4b35414db211" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonUnitOutstanding_019e1d3c-c9af-7db4-9e51-d7e0921fcf12" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonUnitOutstanding"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MinorityInterestLineItems_019e1d3c-c9af-77bd-b2d9-4b35414db211" xlink:to="loc_us-gaap_CommonUnitOutstanding_019e1d3c-c9af-7db4-9e51-d7e0921fcf12" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MinorityInterestOwnershipPercentageByNoncontrollingOwners_019e1d3c-c9af-7f1d-b8e0-73f1fee4b757" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MinorityInterestOwnershipPercentageByNoncontrollingOwners"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MinorityInterestLineItems_019e1d3c-c9af-77bd-b2d9-4b35414db211" xlink:to="loc_us-gaap_MinorityInterestOwnershipPercentageByNoncontrollingOwners_019e1d3c-c9af-7f1d-b8e0-73f1fee4b757" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MinorityInterestOwnershipPercentageByParent_019e1d3c-c9af-7792-ae4c-af63be436156" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MinorityInterestOwnershipPercentageByParent"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MinorityInterestLineItems_019e1d3c-c9af-77bd-b2d9-4b35414db211" xlink:to="loc_us-gaap_MinorityInterestOwnershipPercentageByParent_019e1d3c-c9af-7792-ae4c-af63be436156" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_NoncontrollingInterestOwnershipPercentage_019e1d3c-c9af-7457-a203-c38edb27ea4d" xlink:href="ldi-20260630.xsd#ldi_NoncontrollingInterestOwnershipPercentage"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MinorityInterestLineItems_019e1d3c-c9af-77bd-b2d9-4b35414db211" xlink:to="loc_ldi_NoncontrollingInterestOwnershipPercentage_019e1d3c-c9af-7457-a203-c38edb27ea4d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/EARNINGSLOSSPERSHAREComputationofBasicandDilutedLossperShareDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#EARNINGSLOSSPERSHAREComputationofBasicandDilutedLossperShareDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/EARNINGSLOSSPERSHAREComputationofBasicandDilutedLossperShareDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_019e1d3c-c9af-746a-98bb-09ebf3ac060d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfEarningsPerShareBasicByCommonClassTable_019e1d3c-c9af-76ae-9c5e-e165f913fddc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfEarningsPerShareBasicByCommonClassTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_019e1d3c-c9af-746a-98bb-09ebf3ac060d" xlink:to="loc_us-gaap_ScheduleOfEarningsPerShareBasicByCommonClassTable_019e1d3c-c9af-76ae-9c5e-e165f913fddc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementClassOfStockAxis_019e1d3c-c9af-78c5-acb8-a695894a752b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementClassOfStockAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfEarningsPerShareBasicByCommonClassTable_019e1d3c-c9af-76ae-9c5e-e165f913fddc" xlink:to="loc_us-gaap_StatementClassOfStockAxis_019e1d3c-c9af-78c5-acb8-a695894a752b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ClassOfStockDomain_019e1d3c-c9af-7595-b6c7-690a1308bec5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ClassOfStockDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementClassOfStockAxis_019e1d3c-c9af-78c5-acb8-a695894a752b" xlink:to="loc_us-gaap_ClassOfStockDomain_019e1d3c-c9af-7595-b6c7-690a1308bec5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_CommonClassAAndDMember_019e1d3c-c9af-7515-8906-c481b153a5ae" xlink:href="ldi-20260630.xsd#ldi_CommonClassAAndDMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ClassOfStockDomain_019e1d3c-c9af-7595-b6c7-690a1308bec5" xlink:to="loc_ldi_CommonClassAAndDMember_019e1d3c-c9af-7515-8906-c481b153a5ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonClassAMember_019e1d3c-c9af-7793-8987-96b2e4a26e7d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonClassAMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_CommonClassAAndDMember_019e1d3c-c9af-7515-8906-c481b153a5ae" xlink:to="loc_us-gaap_CommonClassAMember_019e1d3c-c9af-7793-8987-96b2e4a26e7d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_CommonClassDMember_019e1d3c-c9af-73bd-ba92-a99f10057000" xlink:href="ldi-20260630.xsd#ldi_CommonClassDMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ldi_CommonClassAAndDMember_019e1d3c-c9af-7515-8906-c481b153a5ae" xlink:to="loc_ldi_CommonClassDMember_019e1d3c-c9af-73bd-ba92-a99f10057000" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareBasicLineItems_019e1d3c-c9af-7309-96a2-99f4bd1d911d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareBasicLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfEarningsPerShareBasicByCommonClassTable_019e1d3c-c9af-76ae-9c5e-e165f913fddc" xlink:to="loc_us-gaap_EarningsPerShareBasicLineItems_019e1d3c-c9af-7309-96a2-99f4bd1d911d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareBasicAbstract_019e1d3c-c9af-70cb-938d-374b75bac4a1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareBasicAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicLineItems_019e1d3c-c9af-7309-96a2-99f4bd1d911d" xlink:to="loc_us-gaap_EarningsPerShareBasicAbstract_019e1d3c-c9af-70cb-938d-374b75bac4a1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_019e1d3c-c9af-71f1-95dd-cd909834b850" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicAbstract_019e1d3c-c9af-70cb-938d-374b75bac4a1" xlink:to="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_019e1d3c-c9af-71f1-95dd-cd909834b850" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_019e1d3c-c9af-7ebc-9c00-97667e62d768" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicAbstract_019e1d3c-c9af-70cb-938d-374b75bac4a1" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_019e1d3c-c9af-7ebc-9c00-97667e62d768" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareBasic_019e1d3c-c9af-7242-9d80-dc96b918b4f5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareBasic"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicAbstract_019e1d3c-c9af-70cb-938d-374b75bac4a1" xlink:to="loc_us-gaap_EarningsPerShareBasic_019e1d3c-c9af-7242-9d80-dc96b918b4f5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareDilutedAbstract_019e1d3c-c9af-77af-92ba-1e227b550d45" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareDilutedAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicLineItems_019e1d3c-c9af-7309-96a2-99f4bd1d911d" xlink:to="loc_us-gaap_EarningsPerShareDilutedAbstract_019e1d3c-c9af-77af-92ba-1e227b550d45" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted_019e1d3c-c9af-7e98-88ac-299ed6d988aa" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareDilutedAbstract_019e1d3c-c9af-77af-92ba-1e227b550d45" xlink:to="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted_019e1d3c-c9af-7e98-88ac-299ed6d988aa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_019e1d3c-c9af-7e90-b230-dd9b585c2f8b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareDilutedAbstract_019e1d3c-c9af-77af-92ba-1e227b550d45" xlink:to="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_019e1d3c-c9af-7e90-b230-dd9b585c2f8b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareDiluted_019e1d3c-c9af-738e-8218-819508699398" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareDiluted"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareDilutedAbstract_019e1d3c-c9af-77af-92ba-1e227b550d45" xlink:to="loc_us-gaap_EarningsPerShareDiluted_019e1d3c-c9af-738e-8218-819508699398" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/EARNINGSLOSSPERSHAREAdditionalInformationDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#EARNINGSLOSSPERSHAREAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/EARNINGSLOSSPERSHAREAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_019e1d3c-c9af-74d3-a801-162603174e13" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_EffectiveIncomeTaxRateReconciliationDeferredTaxAssetsAndLiabilitiesFederalAndStateIncomeTaxRatePercent_019e1d3c-c9af-7f3e-b5ea-f9d3ca983177" xlink:href="ldi-20260630.xsd#ldi_EffectiveIncomeTaxRateReconciliationDeferredTaxAssetsAndLiabilitiesFederalAndStateIncomeTaxRatePercent"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_019e1d3c-c9af-74d3-a801-162603174e13" xlink:to="loc_ldi_EffectiveIncomeTaxRateReconciliationDeferredTaxAssetsAndLiabilitiesFederalAndStateIncomeTaxRatePercent_019e1d3c-c9af-7f3e-b5ea-f9d3ca983177" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/EARNINGSLOSSPERSHAREAntidilutiveSecuritiesExcludedFromtheComputationofEarningsPerShareDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#EARNINGSLOSSPERSHAREAntidilutiveSecuritiesExcludedFromtheComputationofEarningsPerShareDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/EARNINGSLOSSPERSHAREAntidilutiveSecuritiesExcludedFromtheComputationofEarningsPerShareDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_019e1d3c-c9af-765c-8875-f3da18848610" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_019e1d3c-c9af-74ea-8592-36a34eb5c8f4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_019e1d3c-c9af-765c-8875-f3da18848610" xlink:to="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_019e1d3c-c9af-74ea-8592-36a34eb5c8f4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_019e1d3c-c9af-7d64-bc69-c798f8f4d38c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_019e1d3c-c9af-74ea-8592-36a34eb5c8f4" xlink:to="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_019e1d3c-c9af-7d64-bc69-c798f8f4d38c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AntidilutiveSecuritiesNameDomain_019e1d3c-c9af-7740-b1ba-31cba4644c68" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AntidilutiveSecuritiesNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_019e1d3c-c9af-7d64-bc69-c798f8f4d38c" xlink:to="loc_us-gaap_AntidilutiveSecuritiesNameDomain_019e1d3c-c9af-7740-b1ba-31cba4644c68" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_CommonClassBAndCMember_019e1d3c-c9af-718a-87af-35c0ba8fb52a" xlink:href="ldi-20260630.xsd#ldi_CommonClassBAndCMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AntidilutiveSecuritiesNameDomain_019e1d3c-c9af-7740-b1ba-31cba4644c68" xlink:to="loc_ldi_CommonClassBAndCMember_019e1d3c-c9af-718a-87af-35c0ba8fb52a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockCompensationPlanMember_019e1d3c-c9af-75a6-88dc-568ce047a1a0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockCompensationPlanMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AntidilutiveSecuritiesNameDomain_019e1d3c-c9af-7740-b1ba-31cba4644c68" xlink:to="loc_us-gaap_StockCompensationPlanMember_019e1d3c-c9af-75a6-88dc-568ce047a1a0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_019e1d3c-c9af-7127-b0a3-c3857c3a809b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_019e1d3c-c9af-74ea-8592-36a34eb5c8f4" xlink:to="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_019e1d3c-c9af-7127-b0a3-c3857c3a809b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_019e1d3c-c9af-7faa-9237-48f223c0336b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_019e1d3c-c9af-7127-b0a3-c3857c3a809b" xlink:to="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_019e1d3c-c9af-7faa-9237-48f223c0336b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/INCOMETAXESDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#INCOMETAXESDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/INCOMETAXESDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_019e1d3c-c9af-7ddf-92f1-1dee9767946b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeTaxDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_019e1d3c-c9af-7da6-a632-ee4740a73a9f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_019e1d3c-c9af-7ddf-92f1-1dee9767946b" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_019e1d3c-c9af-7da6-a632-ee4740a73a9f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_TaxReceivableAgreementLiability_019e1d3c-c9af-7aad-ad43-f562f4cb34ce" xlink:href="ldi-20260630.xsd#ldi_TaxReceivableAgreementLiability"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_019e1d3c-c9af-7ddf-92f1-1dee9767946b" xlink:to="loc_ldi_TaxReceivableAgreementLiability_019e1d3c-c9af-7aad-ad43-f562f4cb34ce" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/RELATEDPARTYTRANSACTIONSScheduleofRelatedPartyTransactionsDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#RELATEDPARTYTRANSACTIONSScheduleofRelatedPartyTransactionsDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/RELATEDPARTYTRANSACTIONSScheduleofRelatedPartyTransactionsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsAbstract_019e1d3c-c9af-7177-bad9-811f9af5e06b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_019e1d3c-c9af-788f-b391-016a67a5031e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsAbstract_019e1d3c-c9af-7177-bad9-811f9af5e06b" xlink:to="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_019e1d3c-c9af-788f-b391-016a67a5031e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019e1d3c-c9af-77ca-924b-0cb434cf1bcf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_019e1d3c-c9af-788f-b391-016a67a5031e" xlink:to="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019e1d3c-c9af-77ca-924b-0cb434cf1bcf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyDomain_019e1d3c-c9af-7772-92b9-36ccd8073968" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_019e1d3c-c9af-77ca-924b-0cb434cf1bcf" xlink:to="loc_us-gaap_RelatedPartyDomain_019e1d3c-c9af-7772-92b9-36ccd8073968" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CorporateJointVentureMember_019e1d3c-c9af-7111-9966-89ffcb0e1e48" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CorporateJointVentureMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyDomain_019e1d3c-c9af-7772-92b9-36ccd8073968" xlink:to="loc_us-gaap_CorporateJointVentureMember_019e1d3c-c9af-7111-9966-89ffcb0e1e48" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionLineItems_019e1d3c-c9af-7358-93a1-fc681847b1d7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_019e1d3c-c9af-788f-b391-016a67a5031e" xlink:to="loc_us-gaap_RelatedPartyTransactionLineItems_019e1d3c-c9af-7358-93a1-fc681847b1d7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_LoanProcessingAndAdministrativeServicesFeeIncome_019e1d3c-c9af-762c-b16f-fd3dbf2a769e" xlink:href="ldi-20260630.xsd#ldi_LoanProcessingAndAdministrativeServicesFeeIncome"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_019e1d3c-c9af-7358-93a1-fc681847b1d7" xlink:to="loc_ldi_LoanProcessingAndAdministrativeServicesFeeIncome_019e1d3c-c9af-762c-b16f-fd3dbf2a769e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_LoanOriginationBrokerFeeExpense_019e1d3c-c9af-7e17-944e-8dd8cd190d26" xlink:href="ldi-20260630.xsd#ldi_LoanOriginationBrokerFeeExpense"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_019e1d3c-c9af-7358-93a1-fc681847b1d7" xlink:to="loc_ldi_LoanOriginationBrokerFeeExpense_019e1d3c-c9af-7e17-944e-8dd8cd190d26" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilities_019e1d3c-c9af-79e9-814e-bbd1a6f2d439" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherLiabilities"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_019e1d3c-c9af-7358-93a1-fc681847b1d7" xlink:to="loc_us-gaap_OtherLiabilities_019e1d3c-c9af-79e9-814e-bbd1a6f2d439" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/RELATEDPARTYTRANSACTIONSAdditionalInformationDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#RELATEDPARTYTRANSACTIONSAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/RELATEDPARTYTRANSACTIONSAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsAbstract_019e1d3c-c9af-73d3-98f9-bf721e5a1d8a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_PaymentTowardTaxReceivableAgreement_019e1d3c-c9af-7782-87ac-c93de42a00a3" xlink:href="ldi-20260630.xsd#ldi_PaymentTowardTaxReceivableAgreement"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsAbstract_019e1d3c-c9af-73d3-98f9-bf721e5a1d8a" xlink:to="loc_ldi_PaymentTowardTaxReceivableAgreement_019e1d3c-c9af-7782-87ac-c93de42a00a3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/COMMITMENTSANDCONTINGENCIESAdditionalInformationDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#COMMITMENTSANDCONTINGENCIESAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/COMMITMENTSANDCONTINGENCIESAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_019e1d3c-c9af-731d-84f0-5cba8b710895" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherCommitmentsTable_019e1d3c-c9af-780e-9d48-5bab65fdf0a4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherCommitmentsTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_019e1d3c-c9af-731d-84f0-5cba8b710895" xlink:to="loc_us-gaap_OtherCommitmentsTable_019e1d3c-c9af-780e-9d48-5bab65fdf0a4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_LitigationCaseAxis_019e1d3c-c9af-7d30-9793-3aef9a9b803b" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_LitigationCaseAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsTable_019e1d3c-c9af-780e-9d48-5bab65fdf0a4" xlink:to="loc_srt_LitigationCaseAxis_019e1d3c-c9af-7d30-9793-3aef9a9b803b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_LitigationCaseTypeDomain_019e1d3c-c9af-77dd-8a66-d4bfbd6606fb" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_LitigationCaseTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_LitigationCaseAxis_019e1d3c-c9af-7d30-9793-3aef9a9b803b" xlink:to="loc_srt_LitigationCaseTypeDomain_019e1d3c-c9af-77dd-8a66-d4bfbd6606fb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_EmploymentLitigationFeeReimbursementsMember_019e1d3c-c9af-7e88-b6c6-b1634c9816fc" xlink:href="ldi-20260630.xsd#ldi_EmploymentLitigationFeeReimbursementsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_LitigationCaseTypeDomain_019e1d3c-c9af-77dd-8a66-d4bfbd6606fb" xlink:to="loc_ldi_EmploymentLitigationFeeReimbursementsMember_019e1d3c-c9af-7e88-b6c6-b1634c9816fc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherCommitmentsAxis_019e1d3c-c9af-79ce-9a91-b53513650a0c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherCommitmentsAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsTable_019e1d3c-c9af-780e-9d48-5bab65fdf0a4" xlink:to="loc_us-gaap_OtherCommitmentsAxis_019e1d3c-c9af-79ce-9a91-b53513650a0c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherCommitmentsDomain_019e1d3c-c9af-7a79-ac6d-48a87fbd1fa5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherCommitmentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsAxis_019e1d3c-c9af-79ce-9a91-b53513650a0c" xlink:to="loc_us-gaap_OtherCommitmentsDomain_019e1d3c-c9af-7a79-ac6d-48a87fbd1fa5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsToExtendCreditMember_019e1d3c-c9af-769a-bde1-b36cd228fee9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommitmentsToExtendCreditMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsDomain_019e1d3c-c9af-7a79-ac6d-48a87fbd1fa5" xlink:to="loc_us-gaap_CommitmentsToExtendCreditMember_019e1d3c-c9af-769a-bde1-b36cd228fee9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_019e1d3c-c9af-7a18-9bc3-72ad5e638afe" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsTable_019e1d3c-c9af-780e-9d48-5bab65fdf0a4" xlink:to="loc_us-gaap_DebtInstrumentAxis_019e1d3c-c9af-7a18-9bc3-72ad5e638afe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-7c83-b6bd-608a0f9ca062" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_019e1d3c-c9af-7a18-9bc3-72ad5e638afe" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-7c83-b6bd-608a0f9ca062" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_MSRFacilitiesMember_019e1d3c-c9af-7c04-bad0-e39463e2840a" xlink:href="ldi-20260630.xsd#ldi_MSRFacilitiesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_019e1d3c-c9af-7c83-b6bd-608a0f9ca062" xlink:to="loc_ldi_MSRFacilitiesMember_019e1d3c-c9af-7c04-bad0-e39463e2840a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LossContingenciesByNatureOfContingencyAxis_019e1d3c-c9af-75e2-aef5-6316a5a61436" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LossContingenciesByNatureOfContingencyAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsTable_019e1d3c-c9af-780e-9d48-5bab65fdf0a4" xlink:to="loc_us-gaap_LossContingenciesByNatureOfContingencyAxis_019e1d3c-c9af-75e2-aef5-6316a5a61436" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LossContingencyNatureDomain_019e1d3c-c9af-7255-abf8-01acc625d242" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LossContingencyNatureDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LossContingenciesByNatureOfContingencyAxis_019e1d3c-c9af-75e2-aef5-6316a5a61436" xlink:to="loc_us-gaap_LossContingencyNatureDomain_019e1d3c-c9af-7255-abf8-01acc625d242" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ClassActionLawsuitMember_019e1d3c-c9af-73a6-a18a-42481ff458bd" xlink:href="ldi-20260630.xsd#ldi_ClassActionLawsuitMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LossContingencyNatureDomain_019e1d3c-c9af-7255-abf8-01acc625d242" xlink:to="loc_ldi_ClassActionLawsuitMember_019e1d3c-c9af-73a6-a18a-42481ff458bd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherCommitmentsLineItems_019e1d3c-c9af-73d1-9a34-f18d9b62f95e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherCommitmentsLineItems"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsTable_019e1d3c-c9af-780e-9d48-5bab65fdf0a4" xlink:to="loc_us-gaap_OtherCommitmentsLineItems_019e1d3c-c9af-73d1-9a34-f18d9b62f95e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherRestrictedAssets_019e1d3c-c9af-76d9-89f7-44d15287d4cb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherRestrictedAssets"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsLineItems_019e1d3c-c9af-73d1-9a34-f18d9b62f95e" xlink:to="loc_us-gaap_OtherRestrictedAssets_019e1d3c-c9af-76d9-89f7-44d15287d4cb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EscrowDeposit_019e1d3c-c9af-7f13-b939-e3e67b20bad0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EscrowDeposit"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsLineItems_019e1d3c-c9af-73d1-9a34-f18d9b62f95e" xlink:to="loc_us-gaap_EscrowDeposit_019e1d3c-c9af-7f13-b939-e3e67b20bad0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_LossContingencyNumberOfOfficersNamedInLitigation_019f6256-14ff-78a0-8686-0996f1d2c892" xlink:href="ldi-20260630.xsd#ldi_LossContingencyNumberOfOfficersNamedInLitigation"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsLineItems_019e1d3c-c9af-73d1-9a34-f18d9b62f95e" xlink:to="loc_ldi_LossContingencyNumberOfOfficersNamedInLitigation_019f6256-14ff-78a0-8686-0996f1d2c892" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LitigationSettlementAmountAwardedFromOtherParty_019e1d3c-c9af-7f15-8dbd-c76087df89ec" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LitigationSettlementAmountAwardedFromOtherParty"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsLineItems_019e1d3c-c9af-73d1-9a34-f18d9b62f95e" xlink:to="loc_us-gaap_LitigationSettlementAmountAwardedFromOtherParty_019e1d3c-c9af-7f15-8dbd-c76087df89ec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LossContingencyNumberOfPlaintiffs_019e1d3c-c9af-79fb-a52e-c09cb631f6f3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LossContingencyNumberOfPlaintiffs"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsLineItems_019e1d3c-c9af-73d1-9a34-f18d9b62f95e" xlink:to="loc_us-gaap_LossContingencyNumberOfPlaintiffs_019e1d3c-c9af-79fb-a52e-c09cb631f6f3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherCommitment_019e1d3c-c9af-72d0-92e5-3e85547e9a46" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherCommitment"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsLineItems_019e1d3c-c9af-73d1-9a34-f18d9b62f95e" xlink:to="loc_us-gaap_OtherCommitment_019e1d3c-c9af-72d0-92e5-3e85547e9a46" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_RepresentationsAndWarrantiesLiability_019e1d3c-c9af-75ed-8899-874f0a289072" xlink:href="ldi-20260630.xsd#ldi_RepresentationsAndWarrantiesLiability"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsLineItems_019e1d3c-c9af-73d1-9a34-f18d9b62f95e" xlink:to="loc_ldi_RepresentationsAndWarrantiesLiability_019e1d3c-c9af-75ed-8899-874f0a289072" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_TaxReceivableAgreementLiability_019e1d3c-c9af-753b-894a-f1db0409ddc2" xlink:href="ldi-20260630.xsd#ldi_TaxReceivableAgreementLiability"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsLineItems_019e1d3c-c9af-73d1-9a34-f18d9b62f95e" xlink:to="loc_ldi_TaxReceivableAgreementLiability_019e1d3c-c9af-753b-894a-f1db0409ddc2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/COMMITMENTSANDCONTINGENCIESLoanLossObligationDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#COMMITMENTSANDCONTINGENCIESLoanLossObligationDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/COMMITMENTSANDCONTINGENCIESLoanLossObligationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_019e1d3c-c9af-754a-9997-992e780afe52" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_019e1d3c-c9af-704d-94e1-c88eb5b12427" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_019e1d3c-c9af-754a-9997-992e780afe52" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_019e1d3c-c9af-704d-94e1-c88eb5b12427" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_RepresentationsAndWarrantiesLiability_019e1d3c-c9af-7640-9a7d-8032b4ba528e" xlink:href="ldi-20260630.xsd#ldi_RepresentationsAndWarrantiesLiability"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_019e1d3c-c9af-704d-94e1-c88eb5b12427" xlink:to="loc_ldi_RepresentationsAndWarrantiesLiability_019e1d3c-c9af-7640-9a7d-8032b4ba528e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_RecoveryProvisionForLoanLossObligations_019e1d3c-c9af-7d72-8611-852d470bfd58" xlink:href="ldi-20260630.xsd#ldi_RecoveryProvisionForLoanLossObligations"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_019e1d3c-c9af-704d-94e1-c88eb5b12427" xlink:to="loc_ldi_RecoveryProvisionForLoanLossObligations_019e1d3c-c9af-7d72-8611-852d470bfd58" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_RepresentationsAndWarrantiesWriteoffsRecoveriesNet_019e1d3c-c9af-72bc-a7c8-90b742d104f7" xlink:href="ldi-20260630.xsd#ldi_RepresentationsAndWarrantiesWriteoffsRecoveriesNet"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_019e1d3c-c9af-704d-94e1-c88eb5b12427" xlink:to="loc_ldi_RepresentationsAndWarrantiesWriteoffsRecoveriesNet_019e1d3c-c9af-72bc-a7c8-90b742d104f7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_RepresentationsAndWarrantiesLiability_019e1d3c-c9af-7097-9078-79343991baed" xlink:href="ldi-20260630.xsd#ldi_RepresentationsAndWarrantiesLiability"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_019e1d3c-c9af-704d-94e1-c88eb5b12427" xlink:to="loc_ldi_RepresentationsAndWarrantiesLiability_019e1d3c-c9af-7097-9078-79343991baed" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/REGULATORYCAPITALANDLIQUIDITYREQUIREMENTSDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#REGULATORYCAPITALANDLIQUIDITYREQUIREMENTSDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/REGULATORYCAPITALANDLIQUIDITYREQUIREMENTSDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageBankingAbstract_019e1d3c-c9af-78a6-b4c5-0edc4c59495c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MortgageBankingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MinimumNetWorthRequiredForCompliance_019e1d3c-c9af-7487-8b94-109dc188558d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MinimumNetWorthRequiredForCompliance"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MortgageBankingAbstract_019e1d3c-c9af-78a6-b4c5-0edc4c59495c" xlink:to="loc_us-gaap_MinimumNetWorthRequiredForCompliance_019e1d3c-c9af-7487-8b94-109dc188558d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.loandepot.com/role/SEGMENTREPORTINGDetails" xlink:type="simple" xlink:href="ldi-20260630.xsd#SEGMENTREPORTINGDetails"/>
  <link:presentationLink xlink:role="http://www.loandepot.com/role/SEGMENTREPORTINGDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingAbstract_019e1d3c-ca80-753a-9f0e-f94cdfa39e34" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SegmentReportingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_019e1d3c-ca80-75c5-b308-cca4543e88e7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_019e1d3c-ca80-753a-9f0e-f94cdfa39e34" xlink:to="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_019e1d3c-ca80-75c5-b308-cca4543e88e7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_019e1d3c-ca80-760a-84db-c88743fc6731" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementBusinessSegmentsAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_019e1d3c-ca80-75c5-b308-cca4543e88e7" xlink:to="loc_us-gaap_StatementBusinessSegmentsAxis_019e1d3c-ca80-760a-84db-c88743fc6731" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentDomain_019e1d3c-ca80-7be1-ba97-19a5c77766de" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SegmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_019e1d3c-ca80-760a-84db-c88743fc6731" xlink:to="loc_us-gaap_SegmentDomain_019e1d3c-ca80-7be1-ba97-19a5c77766de" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_ReportableSegmentMember_019e1d3c-ca80-7056-ba5c-c50768fa99ff" xlink:href="ldi-20260630.xsd#ldi_ReportableSegmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_019e1d3c-ca80-7be1-ba97-19a5c77766de" xlink:to="loc_ldi_ReportableSegmentMember_019e1d3c-ca80-7056-ba5c-c50768fa99ff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingInformationLineItems_019e1d3c-ca80-77bb-9521-4203424f4e60" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SegmentReportingInformationLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_019e1d3c-ca80-75c5-b308-cca4543e88e7" xlink:to="loc_us-gaap_SegmentReportingInformationLineItems_019e1d3c-ca80-77bb-9521-4203424f4e60" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NumberOfOperatingSegments_019e1d3c-ca80-750b-b9b2-0c686d1bfe58" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NumberOfOperatingSegments"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_019e1d3c-ca80-77bb-9521-4203424f4e60" xlink:to="loc_us-gaap_NumberOfOperatingSegments_019e1d3c-ca80-750b-b9b2-0c686d1bfe58" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ldi_NumberOfReportableSegmentsNotDisclosedFlag_019e1d3c-ca80-7f13-b3fe-701cfaab11f7" xlink:href="ldi-20260630.xsd#ldi_NumberOfReportableSegmentsNotDisclosedFlag"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_019e1d3c-ca80-77bb-9521-4203424f4e60" xlink:to="loc_ldi_NumberOfReportableSegmentsNotDisclosedFlag_019e1d3c-ca80-7f13-b3fe-701cfaab11f7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenuesNetOfInterestExpense_019e1d3c-ca80-7420-ad85-0637e843fd68" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RevenuesNetOfInterestExpense"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_019e1d3c-ca80-77bb-9521-4203424f4e60" xlink:to="loc_us-gaap_RevenuesNetOfInterestExpense_019e1d3c-ca80-7420-ad85-0637e843fd68" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfitLoss_019e1d3c-ca80-7dff-bab9-1a9d6941645b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProfitLoss"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_019e1d3c-ca80-77bb-9521-4203424f4e60" xlink:to="loc_us-gaap_ProfitLoss_019e1d3c-ca80-7dff-bab9-1a9d6941645b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_019e1d3c-ca80-768a-9fb6-45e0ba8602ff" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Assets"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_019e1d3c-ca80-77bb-9521-4203424f4e60" xlink:to="loc_us-gaap_Assets_019e1d3c-ca80-768a-9fb6-45e0ba8602ff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure" xlink:type="simple" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#AwardTimingDisclosure"/>
  <link:presentationLink xlink:role="http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgDiscLineItems" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardTmgDiscLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgMnpiDiscTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardTmgMnpiDiscTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardTmgMnpiDiscTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgMethodTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardTmgMethodTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardTmgMethodTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgPredtrmndFlag" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardTmgPredtrmndFlag"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardTmgPredtrmndFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgMnpiCnsdrdFlag" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardTmgMnpiCnsdrdFlag"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardTmgMnpiCnsdrdFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgHowMnpiCnsdrdTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardTmgHowMnpiCnsdrdTextBlock"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardTmgHowMnpiCnsdrdTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_MnpiDiscTimedForCompValFlag" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_MnpiDiscTimedForCompValFlag"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_MnpiDiscTimedForCompValFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardsCloseToMnpiDiscTableTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardsCloseToMnpiDiscTableTextBlock"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardsCloseToMnpiDiscTableTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardsCloseToMnpiDiscTable" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardsCloseToMnpiDiscTable"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardsCloseToMnpiDiscTable" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_IndividualAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_IndividualAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardsCloseToMnpiDiscTable" xlink:to="loc_ecd_IndividualAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllIndividualsMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AllIndividualsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_IndividualAxis" xlink:to="loc_ecd_AllIndividualsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AwardTypeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardsCloseToMnpiDiscTable" xlink:to="loc_us-gaap_AwardTypeAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AwardTypeAxis" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockOptionMember" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EmployeeStockOptionMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_us-gaap_EmployeeStockOptionMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockAppreciationRightsSARSMember" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockAppreciationRightsSARSMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_us-gaap_StockAppreciationRightsSARSMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardsCloseToMnpiDiscIndName" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardsCloseToMnpiDiscIndName"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardsCloseToMnpiDiscIndName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardUndrlygSecuritiesAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardUndrlygSecuritiesAmt"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardUndrlygSecuritiesAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardExrcPrice" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardExrcPrice"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardExrcPrice" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardGrantDateFairValue" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardGrantDateFairValue"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardGrantDateFairValue" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_UndrlygSecurityMktPriceChngPct" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_UndrlygSecurityMktPriceChngPct"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_UndrlygSecurityMktPriceChngPct" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://xbrl.sec.gov/ecd/role/ErrCompDisclosure" xlink:type="simple" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ErrCompDisclosure"/>
  <link:presentationLink xlink:role="http://xbrl.sec.gov/ecd/role/ErrCompDisclosure" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_RecoveryOfErrCompDisclosureLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ErrCompRecoveryTable" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ErrCompRecoveryTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ErrCompRecoveryTable" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_RestatementDateAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_RestatementDateAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_ErrCompRecoveryTable" xlink:to="loc_ecd_RestatementDateAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_IndividualAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_IndividualAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_ErrCompRecoveryTable" xlink:to="loc_ecd_IndividualAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllIndividualsMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AllIndividualsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_IndividualAxis" xlink:to="loc_ecd_AllIndividualsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonNeosMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_NonNeosMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AllIndividualsMember" xlink:to="loc_ecd_NonNeosMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_RestatementDeterminationDate" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_RestatementDeterminationDate"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_RestatementDeterminationDate" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AggtErrCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AggtErrCompAmt"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_AggtErrCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ErrCompAnalysisTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ErrCompAnalysisTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ErrCompAnalysisTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_StkPrcOrTsrEstimationMethodTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_StkPrcOrTsrEstimationMethodTextBlock"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_StkPrcOrTsrEstimationMethodTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_OutstandingAggtErrCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_OutstandingAggtErrCompAmt"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_OutstandingAggtErrCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AggtErrCompNotYetDeterminedTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AggtErrCompNotYetDeterminedTextBlock"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_AggtErrCompNotYetDeterminedTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ForgoneRecoveryIndName" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ForgoneRecoveryIndName"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ForgoneRecoveryIndName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ForgoneRecoveryDueToExpenseOfEnforcementAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ForgoneRecoveryDueToExpenseOfEnforcementAmt"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ForgoneRecoveryDueToExpenseOfEnforcementAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ForgoneRecoveryDueToViolationOfHomeCountryLawAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ForgoneRecoveryDueToViolationOfHomeCountryLawAmt"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ForgoneRecoveryDueToViolationOfHomeCountryLawAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ForgoneRecoveryDueToDisqualificationOfTaxBenefitsAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ForgoneRecoveryDueToDisqualificationOfTaxBenefitsAmt"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ForgoneRecoveryDueToDisqualificationOfTaxBenefitsAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ForgoneRecoveryExplanationOfImpracticabilityTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ForgoneRecoveryExplanationOfImpracticabilityTextBlock"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ForgoneRecoveryExplanationOfImpracticabilityTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_OutstandingRecoveryIndName" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_OutstandingRecoveryIndName"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_OutstandingRecoveryIndName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_OutstandingRecoveryCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_OutstandingRecoveryCompAmt"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_OutstandingRecoveryCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_RestatementDoesNotRequireRecoveryTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_RestatementDoesNotRequireRecoveryTextBlock"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_RestatementDoesNotRequireRecoveryTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://xbrl.sec.gov/ecd/role/PvpDisclosure" xlink:type="simple" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#PvpDisclosure"/>
  <link:presentationLink xlink:role="http://xbrl.sec.gov/ecd/role/PvpDisclosure" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PayVsPerformanceDisclosureLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PvpTable" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PvpTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PvpTable" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ExecutiveCategoryAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ExecutiveCategoryAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PvpTable" xlink:to="loc_ecd_ExecutiveCategoryAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllExecutiveCategoriesMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AllExecutiveCategoriesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_ExecutiveCategoryAxis" xlink:to="loc_ecd_AllExecutiveCategoriesMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeoMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PeoMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AllExecutiveCategoriesMember" xlink:to="loc_ecd_PeoMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonPeoNeoMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_NonPeoNeoMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AllExecutiveCategoriesMember" xlink:to="loc_ecd_NonPeoNeoMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_IndividualAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_IndividualAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PvpTable" xlink:to="loc_ecd_IndividualAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllIndividualsMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AllIndividualsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_IndividualAxis" xlink:to="loc_ecd_AllIndividualsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AdjToCompAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AdjToCompAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PvpTable" xlink:to="loc_ecd_AdjToCompAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllAdjToCompMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AllAdjToCompMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AdjToCompAxis" xlink:to="loc_ecd_AllAdjToCompMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AggtChngPnsnValInSummryCompstnTblForAplblYrMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AggtChngPnsnValInSummryCompstnTblForAplblYrMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AllAdjToCompMember" xlink:to="loc_ecd_AggtChngPnsnValInSummryCompstnTblForAplblYrMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AggtPnsnAdjsSvcCstMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AggtPnsnAdjsSvcCstMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AllAdjToCompMember" xlink:to="loc_ecd_AggtPnsnAdjsSvcCstMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PnsnAdjsSvcCstMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PnsnAdjsSvcCstMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AggtPnsnAdjsSvcCstMember" xlink:to="loc_ecd_PnsnAdjsSvcCstMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PnsnAdjsPrrSvcCstMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PnsnAdjsPrrSvcCstMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AggtPnsnAdjsSvcCstMember" xlink:to="loc_ecd_PnsnAdjsPrrSvcCstMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_EqtyAwrdsAdjsMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_EqtyAwrdsAdjsMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AllAdjToCompMember" xlink:to="loc_ecd_EqtyAwrdsAdjsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_EqtyAwrdsInSummryCompstnTblForAplblYrMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_EqtyAwrdsInSummryCompstnTblForAplblYrMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsMember" xlink:to="loc_ecd_EqtyAwrdsInSummryCompstnTblForAplblYrMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsMember" xlink:to="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_YrEndFrValOfEqtyAwrdsGrntdInCvrdYrOutsdngAndUnvstdMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_YrEndFrValOfEqtyAwrdsGrntdInCvrdYrOutsdngAndUnvstdMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:to="loc_ecd_YrEndFrValOfEqtyAwrdsGrntdInCvrdYrOutsdngAndUnvstdMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ChngInFrValOfOutsdngAndUnvstdEqtyAwrdsGrntdInPrrYrsMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ChngInFrValOfOutsdngAndUnvstdEqtyAwrdsGrntdInPrrYrsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:to="loc_ecd_ChngInFrValOfOutsdngAndUnvstdEqtyAwrdsGrntdInPrrYrsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_VstngDtFrValOfEqtyAwrdsGrntdAndVstdInCvrdYrMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_VstngDtFrValOfEqtyAwrdsGrntdAndVstdInCvrdYrMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:to="loc_ecd_VstngDtFrValOfEqtyAwrdsGrntdAndVstdInCvrdYrMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ChngInFrValAsOfVstngDtOfPrrYrEqtyAwrdsVstdInCvrdYrMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ChngInFrValAsOfVstngDtOfPrrYrEqtyAwrdsVstdInCvrdYrMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:to="loc_ecd_ChngInFrValAsOfVstngDtOfPrrYrEqtyAwrdsVstdInCvrdYrMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_FrValAsOfPrrYrEndOfEqtyAwrdsGrntdInPrrYrsFldVstngCondsDrngCvrdYrMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_FrValAsOfPrrYrEndOfEqtyAwrdsGrntdInPrrYrsFldVstngCondsDrngCvrdYrMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:to="loc_ecd_FrValAsOfPrrYrEndOfEqtyAwrdsGrntdInPrrYrsFldVstngCondsDrngCvrdYrMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_DvddsOrOthrErngsPdOnEqtyAwrdsNtOthrwsRflctdInTtlCompForCvrdYrMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_DvddsOrOthrErngsPdOnEqtyAwrdsNtOthrwsRflctdInTtlCompForCvrdYrMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:to="loc_ecd_DvddsOrOthrErngsPdOnEqtyAwrdsNtOthrwsRflctdInTtlCompForCvrdYrMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_MeasureAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_MeasureAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PvpTable" xlink:to="loc_ecd_MeasureAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PvpTableTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PvpTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PvpTableTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CoSelectedMeasureName" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_CoSelectedMeasureName"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_CoSelectedMeasureName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NamedExecutiveOfficersFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_NamedExecutiveOfficersFnTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_NamedExecutiveOfficersFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeerGroupIssuersFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PeerGroupIssuersFnTextBlock"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PeerGroupIssuersFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ChangedPeerGroupFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ChangedPeerGroupFnTextBlock"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_ChangedPeerGroupFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeoTotalCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PeoTotalCompAmt"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PeoTotalCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeoActuallyPaidCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PeoActuallyPaidCompAmt"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PeoActuallyPaidCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AdjToPeoCompFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AdjToPeoCompFnTextBlock"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_AdjToPeoCompFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonPeoNeoAvgTotalCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_NonPeoNeoAvgTotalCompAmt"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_NonPeoNeoAvgTotalCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonPeoNeoAvgCompActuallyPaidAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_NonPeoNeoAvgCompActuallyPaidAmt"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_NonPeoNeoAvgCompActuallyPaidAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AdjToNonPeoNeoCompFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AdjToNonPeoNeoCompFnTextBlock"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_AdjToNonPeoNeoCompFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_EquityValuationAssumptionDifferenceFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_EquityValuationAssumptionDifferenceFnTextBlock"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_EquityValuationAssumptionDifferenceFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CompActuallyPaidVsTotalShareholderRtnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_CompActuallyPaidVsTotalShareholderRtnTextBlock"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_CompActuallyPaidVsTotalShareholderRtnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CompActuallyPaidVsNetIncomeTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_CompActuallyPaidVsNetIncomeTextBlock"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_CompActuallyPaidVsNetIncomeTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CompActuallyPaidVsCoSelectedMeasureTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_CompActuallyPaidVsCoSelectedMeasureTextBlock"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_CompActuallyPaidVsCoSelectedMeasureTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TotalShareholderRtnVsPeerGroupTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TotalShareholderRtnVsPeerGroupTextBlock"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_TotalShareholderRtnVsPeerGroupTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CompActuallyPaidVsOtherMeasureTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_CompActuallyPaidVsOtherMeasureTextBlock"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_CompActuallyPaidVsOtherMeasureTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TabularListTableTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TabularListTableTextBlock"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_TabularListTableTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TotalShareholderRtnAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TotalShareholderRtnAmt"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_TotalShareholderRtnAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeerGroupTotalShareholderRtnAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PeerGroupTotalShareholderRtnAmt"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PeerGroupTotalShareholderRtnAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CoSelectedMeasureAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_CoSelectedMeasureAmt"/>
    <link:presentationArc order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_CoSelectedMeasureAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_OtherPerfMeasureAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_OtherPerfMeasureAmt"/>
    <link:presentationArc order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_OtherPerfMeasureAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AdjToCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AdjToCompAmt"/>
    <link:presentationArc order="25" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_AdjToCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeoName" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PeoName"/>
    <link:presentationArc order="26" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PeoName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_MeasureName" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_MeasureName"/>
    <link:presentationArc order="27" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_MeasureName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonGaapMeasureDescriptionTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_NonGaapMeasureDescriptionTextBlock"/>
    <link:presentationArc order="28" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_NonGaapMeasureDescriptionTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_Additional402vDisclosureTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_Additional402vDisclosureTextBlock"/>
    <link:presentationArc order="29" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_Additional402vDisclosureTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PnsnBnftsAdjFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PnsnBnftsAdjFnTextBlock"/>
    <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PnsnBnftsAdjFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_EqtyAwrdsAdjFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_EqtyAwrdsAdjFnTextBlock"/>
    <link:presentationArc order="31" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_EqtyAwrdsAdjFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" xlink:type="simple" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#InsiderTradingArrangements"/>
  <link:presentationLink xlink:role="http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ecd_InsiderTradingArrLineItems" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_InsiderTradingArrLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TradingArrByIndTable" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TradingArrByIndTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TradingArrByIndTable" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TradingArrAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TradingArrAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_TradingArrByIndTable" xlink:to="loc_ecd_TradingArrAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllTradingArrangementsMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AllTradingArrangementsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_TradingArrAxis" xlink:to="loc_ecd_AllTradingArrangementsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_IndividualAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_IndividualAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_TradingArrByIndTable" xlink:to="loc_ecd_IndividualAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllIndividualsMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AllIndividualsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_IndividualAxis" xlink:to="loc_ecd_AllIndividualsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_MtrlTermsOfTrdArrTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_MtrlTermsOfTrdArrTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_MtrlTermsOfTrdArrTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrIndName" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TrdArrIndName"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrIndName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrIndTitle" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TrdArrIndTitle"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrIndTitle" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_Rule10b51ArrAdoptedFlag" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_Rule10b51ArrAdoptedFlag"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_Rule10b51ArrAdoptedFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonRule10b51ArrAdoptedFlag" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_NonRule10b51ArrAdoptedFlag"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_NonRule10b51ArrAdoptedFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrAdoptionDate" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TrdArrAdoptionDate"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrAdoptionDate" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_Rule10b51ArrTrmntdFlag" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_Rule10b51ArrTrmntdFlag"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_Rule10b51ArrTrmntdFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonRule10b51ArrTrmntdFlag" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_NonRule10b51ArrTrmntdFlag"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_NonRule10b51ArrTrmntdFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrTerminationDate" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TrdArrTerminationDate"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrTerminationDate" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrExpirationDate" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TrdArrExpirationDate"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrExpirationDate" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrDuration" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TrdArrDuration"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrDuration" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrSecuritiesAggAvailAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TrdArrSecuritiesAggAvailAmt"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrSecuritiesAggAvailAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://xbrl.sec.gov/ecd/role/InsiderTradingPoliciesProc" xlink:type="simple" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#InsiderTradingPoliciesProc"/>
  <link:presentationLink xlink:role="http://xbrl.sec.gov/ecd/role/InsiderTradingPoliciesProc" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ecd_InsiderTradingPoliciesProcLineItems" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_InsiderTradingPoliciesProcLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_InsiderTrdPoliciesProcAdoptedFlag" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_InsiderTrdPoliciesProcAdoptedFlag"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingPoliciesProcLineItems" xlink:to="loc_ecd_InsiderTrdPoliciesProcAdoptedFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_InsiderTrdPoliciesProcNotAdoptedTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_InsiderTrdPoliciesProcNotAdoptedTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingPoliciesProcLineItems" xlink:to="loc_ecd_InsiderTrdPoliciesProcNotAdoptedTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
</link:linkbase>
