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  <xs:element id="ldi_FairValueAdjustmentOfDerivativeAssets" abstract="false" name="FairValueAdjustmentOfDerivativeAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_FairValueAdjustmentOfDerivativeLiabilitiesGainLoss" abstract="false" name="FairValueAdjustmentOfDerivativeLiabilitiesGainLoss" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_LoansReceivableHeldForSaleChangeInFairValue" abstract="false" name="LoansReceivableHeldForSaleChangeInFairValue" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_GainLossOnChangesInFairValueForLoansHeldToMaturity" abstract="false" name="GainLossOnChangesInFairValueForLoansHeldToMaturity" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_OriginationOfLoans" abstract="false" name="OriginationOfLoans" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_ProceedsFromSaleOfLoansOperatingActivities" abstract="false" name="ProceedsFromSaleOfLoansOperatingActivities" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_ProceedsFromPrincipalPaymentsOfLoansOperatingActivities" abstract="false" name="ProceedsFromPrincipalPaymentsOfLoansOperatingActivities" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_ProceedsFromPrincipalRepaymentLoanAndLeaseHeldForInvestmentOperatingActivities" abstract="false" name="ProceedsFromPrincipalRepaymentLoanAndLeaseHeldForInvestmentOperatingActivities" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_PaymentsToInvestorsForLoanRepurchases" abstract="false" name="PaymentsToInvestorsForLoanRepurchases" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_PremiumPaidReceivedOnDerivatives" abstract="false" name="PremiumPaidReceivedOnDerivatives" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_ProceedsFromRefundOfTaxDistributions" abstract="false" name="ProceedsFromRefundOfTaxDistributions" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_CashPaidReceivedForSupplementalCashFlowDisclosuresAbstract" abstract="true" name="CashPaidReceivedForSupplementalCashFlowDisclosuresAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ldi_BalanceSheetOffsettingTextBlock" abstract="false" name="BalanceSheetOffsettingTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="ldi_FairValueAssetsNotMeasuredOnRecurringAndNonrecurringBasisTableTextBlock" abstract="false" name="FairValueAssetsNotMeasuredOnRecurringAndNonrecurringBasisTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="ldi_ScheduleOfUnpaidPrincipalBalanceOfLoansHeldForSaleByTypeOfLoanTableTextBlock" abstract="false" name="ScheduleOfUnpaidPrincipalBalanceOfLoansHeldForSaleByTypeOfLoanTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="ldi_ComponentsOfGainOnOriginationAndSaleOfLoansNetTableTextBlock" abstract="false" name="ComponentsOfGainOnOriginationAndSaleOfLoansNetTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="ldi_DebtSecuritiesHeldForSalePastDueTableTextBlock" abstract="false" name="DebtSecuritiesHeldForSalePastDueTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="ldi_SummaryOfOutstandingPrincipalBalanceOfServicingRightsTableTextBlock" abstract="false" name="SummaryOfOutstandingPrincipalBalanceOfServicingRightsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="ldi_ScheduleOfFeesRecognizedInExchangeForServicingFinancialAssetsTableTextBlock" abstract="false" name="ScheduleOfFeesRecognizedInExchangeForServicingFinancialAssetsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="ldi_SummaryOfComponentsOfChangesInFairValueOfServicingRightsTableTextBlock" abstract="false" name="SummaryOfComponentsOfChangesInFairValueOfServicingRightsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="ldi_LDLLCMember" abstract="true" name="LDLLCMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ldi_MelloCreditStrategiesLLCMember" abstract="true" name="MelloCreditStrategiesLLCMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ldi_LDSettlementServicesLLCMember" abstract="true" name="LDSettlementServicesLLCMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ldi_ArtemisManagementLLCMember" abstract="true" name="ArtemisManagementLLCMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ldi_MelloHoldingsLLCMember" abstract="true" name="MelloHoldingsLLCMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ldi_LDHoldingsGroupLLCMember" abstract="true" name="LDHoldingsGroupLLCMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ldi_LoanOriginationsBenchmarkMember" abstract="true" name="LoanOriginationsBenchmarkMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ldi_MortgageLoansBenchmarkMember" abstract="true" name="MortgageLoansBenchmarkMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ldi_WarehouseLinesOfCreditBenchmarkMember" abstract="true" name="WarehouseLinesOfCreditBenchmarkMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ldi_InvestorConcentrationRiskMember" abstract="true" name="InvestorConcentrationRiskMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ldi_Investor1Member" abstract="true" name="Investor1Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ldi_Investor2Member" abstract="true" name="Investor2Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ldi_Investor3Member" abstract="true" name="Investor3Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ldi_Lender1Member" abstract="true" name="Lender1Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ldi_Lender2Member" abstract="true" name="Lender2Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ldi_Lender3Member" abstract="true" name="Lender3Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ldi_NumberOfLenders" abstract="false" name="NumberOfLenders" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="ldi_PutOptionsOnTreasuriesMember" abstract="true" name="PutOptionsOnTreasuriesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ldi_LoansHeldForInvestmentAtFairValue" abstract="false" name="LoansHeldForInvestmentAtFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_ServicingRightsMember" abstract="true" name="ServicingRightsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ldi_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationOther" abstract="false" name="FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationOther" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisGainLossInFairValueResultingFromChangesInValuationsOrChangesInAssumptionsAndOthers" abstract="false" name="FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisGainLossInFairValueResultingFromChangesInValuationsOrChangesInAssumptionsAndOthers" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetOther" abstract="false" name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetOther" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_ServicingAssetAtFairValueGainLossInFairValueResultingFromChangesInValuationsOrChangesInAssumptionsAndOthers" abstract="false" name="ServicingAssetAtFairValueGainLossInFairValueResultingFromChangesInValuationsOrChangesInAssumptionsAndOthers" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_FairValueAssetRecurringBasisStillHeldChangeInUnrealizedGainLoss" abstract="false" name="FairValueAssetRecurringBasisStillHeldChangeInUnrealizedGainLoss" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_MeasurementInputPullThroughRateMember" abstract="true" name="MeasurementInputPullThroughRateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ldi_MeasurementInputCostToServiceMember" abstract="true" name="MeasurementInputCostToServiceMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ldi_OtherResidentialMortgageMember" abstract="true" name="OtherResidentialMortgageMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ldi_GovernmentMortgageLoanMember" abstract="true" name="GovernmentMortgageLoanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ldi_ReceivablesBenchmarkMember" abstract="true" name="ReceivablesBenchmarkMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ldi_LoansHeldForSaleFairValueAdjustment" abstract="false" name="LoansHeldForSaleFairValueAdjustment" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_LoansReceivableHeldForSaleRepurchases" abstract="false" name="LoansReceivableHeldForSaleRepurchases" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_LoansReceivableHeldForSalePrincipalPayments" abstract="false" name="LoansReceivableHeldForSalePrincipalPayments" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_PremiumFromLoanSales" abstract="false" name="PremiumFromLoanSales" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_ServicingRightsFromLoanSales" abstract="false" name="ServicingRightsFromLoanSales" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_RealizedLossOnDerivativeNet" abstract="false" name="RealizedLossOnDerivativeNet" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_PremiumDiscountPointsRebatesAndLenderPaidCosts" abstract="false" name="PremiumDiscountPointsRebatesAndLenderPaidCosts" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_ChangeInFairValueOfLoansHeldForSale" abstract="false" name="ChangeInFairValueOfLoansHeldForSale" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_FairValueNetDerivativeAssetLiabilityRecurringBasisStillHeldGainOnOriginationAndSaleOfLoansNet" abstract="false" name="FairValueNetDerivativeAssetLiabilityRecurringBasisStillHeldGainOnOriginationAndSaleOfLoansNet" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_FinancialAsset0To89DaysPastDueMember" abstract="true" name="FinancialAsset0To89DaysPastDueMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ldi_FinancingReceivableHeldForSaleUnpaidPrincipalBalanceNotPartOfDisposalGroupAfterValuationAllowance" abstract="false" name="FinancingReceivableHeldForSaleUnpaidPrincipalBalanceNotPartOfDisposalGroupAfterValuationAllowance" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_DifferenceInValueOfFinancingReceivableHeldForSaleNotPartOfDisposalGroupAfterValuationAllowance" abstract="false" name="DifferenceInValueOfFinancingReceivableHeldForSaleNotPartOfDisposalGroupAfterValuationAllowance" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_LoansHeldForInvestmentAtFairValueInterestIncome" abstract="false" name="LoansHeldForInvestmentAtFairValueInterestIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_LoansHeldForInvestmentAtFairValueGain" abstract="false" name="LoansHeldForInvestmentAtFairValueGain" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_LoansHeldForInvestmentFairValueRollForward" abstract="true" name="LoansHeldForInvestmentFairValueRollForward" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ldi_LoansHeldForInvestmentAtFairValue.PeriodIncreaseDecrease" abstract="false" name="LoansHeldForInvestmentAtFairValue.PeriodIncreaseDecrease" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_LoansHeldForInvestmentAtFairValueOtherChangesInFairValue" abstract="false" name="LoansHeldForInvestmentAtFairValueOtherChangesInFairValue" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_FinancingReceivablePeriodPastDueAxis" abstract="true" name="FinancingReceivablePeriodPastDueAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="ldi_FinancingReceivablePeriodPastDueDomain" abstract="true" name="FinancingReceivablePeriodPastDueDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ldi_FinancialAssetCurrentThrough89DaysDelinquentMember" abstract="true" name="FinancialAssetCurrentThrough89DaysDelinquentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ldi_EqualToOrGreaterThan90DaysPastDueMember" abstract="true" name="EqualToOrGreaterThan90DaysPastDueMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ldi_FinanceReceivableOtherAxis" abstract="true" name="FinanceReceivableOtherAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="ldi_FinanceReceivableOtherDomain" abstract="true" name="FinanceReceivableOtherDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ldi_FairValueMember" abstract="true" name="FairValueMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ldi_UnpaidPrincipalBalanceMember" abstract="true" name="UnpaidPrincipalBalanceMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ldi_AggregateDifferenceMember" abstract="true" name="AggregateDifferenceMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ldi_OtherFinancingReceivableMember" abstract="true" name="OtherFinancingReceivableMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ldi_ServicingAssetNetAtFairValue" abstract="false" name="ServicingAssetNetAtFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_ServicingAssetsNetChangeInFairValueAbstract" abstract="true" name="ServicingAssetsNetChangeInFairValueAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ldi_ServicingAssetAtFairValueRealizedGainLossOnSale" abstract="false" name="ServicingAssetAtFairValueRealizedGainLossOnSale" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_ServicingAssetChangeInFairValue" abstract="false" name="ServicingAssetChangeInFairValue" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_SaleOfLoansManagedAndSecuritizedPrincipalAmount" abstract="false" name="SaleOfLoansManagedAndSecuritizedPrincipalAmount" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_LateAndAncillaryFeeIncomeGeneratedByServicingFinancialAssetsAmount" abstract="false" name="LateAndAncillaryFeeIncomeGeneratedByServicingFinancialAssetsAmount" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_RealizedGainsLossesOnSalesOfServicingRights" abstract="false" name="RealizedGainsLossesOnSalesOfServicingRights" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_GainLossOnDerivativesHedgingServicingRights" abstract="false" name="GainLossOnDerivativesHedgingServicingRights" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_ServicingAssetAtFairValuePeriodIncreaseDecreaseNetOfHedgingGainLoss" abstract="false" name="ServicingAssetAtFairValuePeriodIncreaseDecreaseNetOfHedgingGainLoss" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_RealizedGainLossOnSalesOfServicingRightsOther" abstract="false" name="RealizedGainLossOnSalesOfServicingRightsOther" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf100BasisPointsAdverseChangeInDiscountRate" abstract="false" name="SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf100BasisPointsAdverseChangeInDiscountRate" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf200BasisPointsAdverseChangeInDiscountRate" abstract="false" name="SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf200BasisPointsAdverseChangeInDiscountRate" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf10PercentAdverseChangeInCostOfServicing" abstract="false" name="SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf10PercentAdverseChangeInCostOfServicing" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf20PercentAdverseChangeInCostOfServicing" abstract="false" name="SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf20PercentAdverseChangeInCostOfServicing" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ldi_OffsettingAssetsAndLiabilitiesTable" abstract="true" name="OffsettingAssetsAndLiabilitiesTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="ldi_AllDerivativeInstrumentsExceptInterestRateLockCommitmentsMember" abstract="true" name="AllDerivativeInstrumentsExceptInterestRateLockCommitmentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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</xs:schema>
