v3.26.1
VARIABLE INTEREST ENTITIES - Consolidated VIEs (Details) - USD ($)
$ in Thousands
Jun. 30, 2026
Dec. 31, 2025
ASSETS    
Loans held for sale, at fair value $ 2,643,032 $ 3,165,542
Loans held for investment, at fair value 106,268 109,821
Servicing rights, at fair value 1,779,817 1,658,223
Total assets 6,696,560 6,857,936
Liabilities    
Warehouse and other lines of credit 2,443,802 2,902,539
Debt obligations, net 2,130,204 2,100,303
Total liabilities 6,363,514 6,471,926
Variable Interest Entity, Primary Beneficiary    
ASSETS    
Loans held for sale, at fair value 802,806 606,215
Loans held for investment, at fair value 106,268 109,821
Restricted cash 12,734 6,652
Servicing rights, at fair value 696,417 661,475
Other assets 93,307 99,376
Total assets 1,711,532 1,483,539
Liabilities    
Warehouse and other lines of credit 800,000 600,000
Other secured financings 83,938 87,953
Total liabilities 1,615,062 1,403,905
Variable Interest Entity, Primary Beneficiary | MSR facilities    
Liabilities    
Debt obligations, net 114,569 93,426
Variable Interest Entity, Primary Beneficiary | Servicing advance facilities    
Liabilities    
Debt obligations, net 71,111 77,627
Variable Interest Entity, Primary Beneficiary | Term Notes    
Liabilities    
Debt obligations, net $ 545,444 $ 544,899