v3.26.1
CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
REVENUES:        
Interest income $ 39,692 $ 40,946 $ 79,075 $ 76,017
Interest expense (37,433) (39,297) (74,112) (71,059)
Net interest income 2,259 1,649 4,963 4,958
Gain on origination and sale of loans, net 176,740 174,810 368,746 341,186
Origination income, net 52,224 34,931 84,846 60,789
Servicing fee income 111,964 108,209 220,713 212,487
Change in fair value of servicing rights, net (19,558) (52,376) (83,917) (93,479)
Other income 13,692 15,314 28,357 30,217
Total net revenues 337,321 282,537 623,708 556,158
EXPENSES:        
Personnel expense 180,729 154,116 356,096 304,277
Marketing and advertising expense 26,694 37,878 55,700 76,128
Direct origination expense 27,840 20,456 52,928 42,411
General and administrative expense 47,528 39,727 94,409 83,860
Occupancy expense 4,595 4,133 8,870 8,429
Depreciation and amortization 5,869 6,379 12,204 14,045
Servicing expense 8,820 8,184 20,298 18,183
Other interest expense 41,863 43,998 84,933 87,263
Total expenses 343,938 314,871 685,438 634,596
Loss before income taxes (6,617) (32,334) (61,730) (78,438)
Income tax expense (benefit) 5 (7,061) (166) (12,469)
Net loss (6,622) (25,273) (61,564) (65,969)
Net loss attributable to noncontrolling interests (2,089) (11,885) (19,544) (30,686)
Net loss attributable to loanDepot, Inc. $ (4,533) $ (13,388) $ (42,020) $ (35,283)
(Loss) earnings per share:        
Basic (in usd per share) $ (0.02) $ (0.06) $ (0.18) $ (0.17)
Diluted (in usd per share) $ (0.02) $ (0.06) $ (0.18) $ (0.17)
Weighted average shares outstanding:        
Basic (in shares) 231,643,671 207,948,195 230,290,154 204,370,382
Diluted (in shares) 231,643,671 207,948,195 230,290,154 204,370,382